The Scott Alan Turner Show | FINANCIAL ROCK STAR

By Scott Alan Turner, CFP®

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Category: Investing

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Subscribers: 91
Reviews: 1

Ed Frizzell
 Jul 22, 2018
Great podcast! Very informative and helpful! Keep up the hard work. I recommend the podcast and its irreverent format!

Description

Live like a Financial Rock Star. Scott has made the money moron mistakes so you don’t have to. He teaches you how to think differently about money, so you can get out of debt, get started investing, and generate passive income with real estate. Scott lived the paycheck-to-paycheck lifestyle, but by age 35, he turned it all around and became a self-made millionaire and is now on a mission to help you. If you’re stressed out or worried about money, the Scott Alan Turner podcast will help. Foolproof finances with unbiased advice (no sponsors, no advertisers). Life change, guaranteed. If you mixed Dave Ramsey, Clark Howard, Rachel Hollis, and Tony Robbins together with a healthy dose of entertainment, rock n roll, and a splash of Star Trek, this show is what you would get.

Episode Date
My Advice To Grads
39:41

Doing work that feels beneath you always pays off in the end.

- How to save for Christmas gifts this year (Olivia, Kentucky)

- How to negotiate a medical bill (Emily)

- What can we cut back on to save money (Riley, Vermont)

- How much should you pay for a wedding ring

- How can I save up for my own place after graduating high school (Austin)

- Should I sell my rental home in another state (Michele, Florida)

- Are CBD companies a good idea to invest in (Chase, Minnesota)

Mentioned on the show:

Advice for grads - https://www.wsj.com/articles/my-advice-to-grads-start-mopping-1527518588

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

 

May 23, 2019
How To Cut Your Grocery Bill in Half
39:43

Some tips and apps to quickly and easily save on food.

- We just paid off our $18,000 kitchen remodel (Brian, Minnesota)

- Should my 23-year-old be investing (Paula)

- How to help my brother who is bad with finances get on a budget (Mason, Omaha, NE)

- Should I use extra money from my side gig for debt payments or to use on my car (Darcie)

- What do we do when we sit down to work on our budget (Sky, Houston, TX)

- How do you publish a book (Psy)

- What amount of money should we tithe now that we are out of debt (Carter)

- How do I rebalance my 401(k) (Arthur, Tuscon, AZ)

- Watch out for PayPal not sending you alerts.

- How much money can you save between a community college and state university

- Did you know you are in the 1%?

Mentioned on the show:

Global Rich List - http://www.globalrichlist.com/
Ibotta - https://ibotta.com/register?friend=VSHIWRL
Checkout51 - https://www.checkout51.com/
BerryCart - http://www.berrycart.com/

 

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

 

May 22, 2019
This Mistake Could Cost You 40% Of Your Wealth
39:42

Not only do have to put your money in the right stuff, it has to be in the right place too, and spent at the right time.
- How to budget on an irregular income (Zoe, Toledo, OH)
- Are secured credit cards good to rebuild credit (Sophia, Florida)
- My husband is investing with a margin account and I'm worried about what could happen (Chloe)
- I met with a financial advisor that's pushing commission based investments. What should I look out for (Erin, Plano, TX)
- How can my 18-year-old build her credit score (Charlotte)
- Warning for travel hackers on getting points from new credit cards (Logan, Australia)
- How to rebalance a 401(k) if you have company stock in it (Arthur, Tuscon, AZ)
- Should you tithe on gross income or your take home paycheck (Carter)
- Remember to shop for insurance, even if you have an escrow account (Dustin)
- Ways to appear wealthy even without being wealthy.

Mentioned on the show:

Traveling guide services and experiences - GetYourGuide.com
Look rich tips - https://www.thinkadvisor.com/2019/05/14/10-ways-to-appear-wealthy

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

May 21, 2019
Making Smart Spending Decisions
39:45

When you get clear on what you want, it’s easier to disconnect from what you don’t.
- How to research a good used car (Liza)
- I've lost momentum on my debt-free journey (Amber, Facebook)
- What brand of children's shoes last a long time (Corey)
- How to diversify outside of retirement accounts (Gandolf)
- How much money would be good to open a savings account for a 7-year old (Cassandra)
- Watch out for extra costs when buying a condo.
- You called it right on Helium (Allison)
- Tax efficiency of ETFs vs. index funds (Tom, Florida)
- What is a good balance of stocks and bonds if you have a pension (Harriet, Washington D.C.)
- Should we stop saving for retirement to save up for a house (Hannah, Connecticut)
- Are there regulations on who can be a financial planner (Stuart)

Mentioned on the show:

https://www.fidelity.com/learning-center/investment-products/etf/etfs-tax-efficiency
https://www.bloomberg.com/graphics/2019-vanguard-mutual-fund-tax-dodge/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

 

May 15, 2019
How To Balance Work + Play + Spending + Saving
39:44

The average American spends $18,000 a year on nonessential items, and people were not happy when other out-of-touch dinosaurs told them how to spend their money.

- Should my 50-year-old dad pick a Roth 401(k) or regular 401(k)(Legolas)
- We are struggling to pay off a home renovation (Rebecca)
- I feel guilty about taking vacations while paying down debt (Vincent)
- Should I pay off my car if the interest is the same as what I'm getting in my savings account (Anna)
- Can you front-load a 529 College Savings Plan (Anon)
- Best way to save for retirement in Canada (Denise, Nova-Scotia, Canada)
- Should I invest in a 401(k) if I already have an ESOP (Tony, Ohio)
- Thanks for writing a book my husband would read (Lori)
- Using apps to avoid toll roads
- Red Alert Warning - crypto-scams

Mentioned on the show:

You don't need that: https://www.usatoday.com/story/money/2019/05/07/americans-spend-thousands-on-nonessentials/39450207/

Front loading 529 College Savings Plans https://www.irs.gov/pub/irs-pdf/f709.pdf

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

https://podcasts.apple.com/us/podcast/hips-dont-lie-and-neither-do-budgets/id1053256064?i=1000437632123

May 14, 2019
Hips Don't Lie. And Neither Do Budgets.
39:45

Beware of the people who will say anything to get your attention, it could cost you big money.
- Where should someone put $25k for a niece (Legolas)
- I the federal government defaults on their loans, how would that event affect the stock market (Angie)
- How can I earn money without investing (Jenna)
- How can I increase my income as a piano teacher (Bill, Pennsylvania)
- Where should we put $180,000 we'll need in a couple years for a new house (Brenda)
- We have a goal of hitting $100,000 in savings (Matt)
- Consumer protection alert - Watch out for this new robocall scam
- Are you eating real rice or fake rice?

Mentioned on the show:

New robocall scam - https://bgr.com/2019/05/07/robocall-scams-one-ring-call/
What is rice - https://www.wsj.com/articles/in-louisiana-a-fight-over-whats-rice-11556616601

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

 

May 09, 2019
Are You Going To Win Or Lose In The Rising Economy?
39:41

Most people are excited the new economy is going to fix everything. Should people be optimistic?
- How am I doing on saving (Erin, LA)
- How do I move my old 401(k) (Juan)
- A beginner's guide to IPOs (and why you should avoid them)
- We had to move quickly and it took some of our savings (Wren)
- Is there a faster way to pay down student loans (Paige)
- How do I setup and put money in an emergency fund (Emmanual, Uganda)
- Why a good night's sleep (on a good mattress) is a good investment.
- Jen shared her emergency fund name to keep her inspired
- My wife will receive an inheritance and I don't think she'll want to pay down all of our debts with it (Bernie)
- Kanye West shows you can be stylish on a budget
- Are you being taken advantage of by people in suits?

Mentioned on the show:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

 

May 08, 2019
Why You SHOULD Keep Up With The Jonases
39:46

- Joe Jonas and Game of Thrones actress Sophie Turner got married for $600 and swap candy rings.
- Product cost review of the sous-vide
- Story of turning financial situation around (Corey)
- How else can I diversify my investments (Chris, Pensacola, Florida)
- Was it a good idea to cancel my dad's life insurance policy (Jules, Quebec, Canada)
- Should I switch to a Roth 401(k) (Maria, YouTube)
- What's the best way to fly and save money (Lara)
- Am I right to pay taxes now rather than later (Brian, YouTube)
- Scott Rants - why don't people lift a finger for themselves?

Mentioned on the show:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

 

May 07, 2019
Where to Live To Save Money
39:45

How small changes in your living situation can add up to massive wealth over time.
- Is phone insurance worth buying (Matt)
- Where should I put my yearly bonus (Horatio, Ft. Worth)
- What amount of money do I need to retire in 20 years (John, St Paul, MN)
- Fidelity Signature Rewards card to build up your investments (Marty, California)
- Should I pay off my car or buy a pre fabricated home and rent it (Ryan, Portland OR)
- Should I go back to school to invest in myself (Brady)
- Shopping around home closing costs saves one listener $7,500 (Alex)
- Scott reports back on an online service to backup your old media.

Mentioned on the show:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

May 02, 2019
$1,000 Annual Fee For A Credit Card?
39:44

Would you pay $1,000 for a fancy credit card just to be seen? Some people would.
- Should we look at a bigger house if we aren't ready to buy (StarLord)
- Where should I put my IRA (Han Solo, California)
- When is it too late to contribute to a 401(k) (Star of Mine)
- Is there better places to put emergency funds to earn more interest (Mike)
- Should I be worried about the future (George)
- Do I have too much money in my emergency fund (Andrew, Cincinatti, OH)
- My CFP we're behind on our retirement (Brett)
- Are there ways to hide money from an ex-spouse (Batman, Gotham City, NY)
- My bad rental house experience turned out to be a good thing (Ma-ah-K-N-Z)
- Finding a business idea from an aging grandparent.

Mentioned on the show:

Napa Valley Olive oil experience https://www.darioush.com/be-our-guest/sensory-sessions-olive-oil

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

May 01, 2019
How Much Should People Spend On Pets?
39:45

Healthcare for pets can cost a lot of money. At what point does it cost too much?
- Is pet insurance worth it?
- Should I plan on having my student loans forgiven (Chris, Savage, MN)
- Are leveraged funds a good investment (Iain, Facebook)
- How can I prepare for future health care costs (Beth, Michigan)
- Should I cancel my whole life insurance policy (Eric)
- After COBRA expires what health insurance should I get (Malinda)
- Should parents help their children instead of save for retirement
- Paypal has changed its transfer terms (Red Alert Warning)

Mentioned on the show:

Pet insurance study - https://www.washingtonpost.com/lifestyle/home/is-pet-insurance-worth-it/2018/10/23/64ff3dfa-ccb1-11e8-a3e6-44daa3d35ede_story.html

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 30, 2019
What Is The Most Your House Should Cost?
39:45

How much house should you buy based on your income (Jen, New York)
- What type of insurance protects an LLC (Cindy)
- Check your sprinklers to save on your water bill
- How one NFL prospect is making lemonade out of lemons (for free)
- What is the best way to build money outside of retirement accounts (Rachel)
- How to proritize debt and a new house (Dr. J)
- How much should a will cost (Andy)
- How can I pursue my dream of music (Dominic, Alabama)
- What are the priorities for a 50-year-old with no savings (Kim)
- Are you taking advantage of employer perks

Mentioned on the show:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 24, 2019
Emergency Fund Hacks To Get Ahead
39:45

Half of people would end up living in a van down by the bridge because of a financial disaster. Here’s why you should think about your future.
- Travel hack to save on food (Valeria)
- What is the best time to buy a used car (Ariana)
- Converting 401(k) to a Roth while still employed (Josh)
- We're slowing down our debt payoff to prepare for a new baby (Ann)
- Is a 401(k), Roth 403(b) or 457 better to put bonds in (Matt)
- How much you know (or don’t know) about long-term care, Social Security, IRAs, investments, and life insurance?
- What is the best option between mutual funds and index funds (Matt)
- Should I slow down my retirement savings to build my emergency fund (Mike, Marina Bay Richmond CA)
- These are not the cookies you're looking for.
- Can you pass this retirement income quiz?

Mentioned on the show:

Best time to buy a car - https://scottalanturner.com/when-is-the-best-time-to-buy-a-car/

Retirement Income Literacy Quiz - https://retirement.theamericancollege.edu/for-consumers

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 23, 2019
Big, Bold, Brave Money Moves To Supercharge Your Life
39:46

One of my friends had a loss of income topped off with big medical bills. Listen to the a plan to take her from surviving to thriving.
- How do you not get complacent with your budget and daily goals (Dustin)
- What index funds are available for Norway residents (Mikael)
- Is there anything else I can do to minimize my tax besides maxing out my 401k, HSA, and IRA (Sam)
- Should we pay off our house before retirement. We owe $173,000. (Jodie)
- Are mastermind groups an expensive risk (Jim, Central New Jersey)
- Be aware of pension shortfalls (Red Alert Warning)
- My credit card bills keep rising. How can I pay them off faster (Christopher)
- I had no idea what we were paying for fees and now I do (The Dog)

Mentioned on the show:

Where is the Pension Money - https://www.wsj.com/articles/why-the-longest-u-s-bull-market-has-failed-to-fix-the-nations-public-pensions-11554888600

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 18, 2019
Lottery Winner Sues Son Over Bad Money Management?
39:45

Warning for everyone on what can go wrong when you do not do proper estate planning, and ignore risk while focusing only on returns.
- How to get the product return you deserve and not deal with customer service
- Is it possible to invest cash and get a 10% return (Mark)
- Reasons we are working on more side jobs to pay down debt (Colleen)
- What's your take on ethical investing (Doctor Crusher)
- If my child grew up as a cartoonist, would I have failed as a parent (Harry)
- Do I really need a financial advisor (Chewbacca, Colorado)
- Tips on growing a small business (Brian)

Mentioned on the show:

Blooom - https://www.blooom.com/

Rent The Runway - https://renttherunway.com

Powerball winner sues son - https://abcnews.go.com/US/wireStory/powerball-winner-90-sues-son-money-invested-poorly-62333046

International index funds for Norwegians - https://www.dnb.no/en/personal/savings-and-investments/funds/prices-intl-equity-funds.html

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 17, 2019
the money decision of the year
39:46

Watch out for these warning signs that your financial plan is built on quick sand and not solid rock.

- How to say no to a life insurance sales rep (Miguel, CA)
- Should I pick two target date funds if I don't know when I'll retire (Legolas)
- I'm in debt and don't know where to go (Kim)
- How can I grow my clientele (TiQuisha, Hotlanta GA)
- How to stop online shopping habits (Christine)
- Warning from a listener about getting the right insurance (Scooby Doo)
- Tax saving tip from Sunshine on getting the right deductions

Mentioned on the show:

NFCC.org - https://www.nfcc.org

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 16, 2019
5 Terrible Pieces of Financial Advice That Will Cost You Money
39:45

When it comes to your money these are five financial mistakes to watch out for so you can build wealth faster.

- In the band: Sam has more zeros in his bank account

- What should you look for when buying life insurance (Kevin, Roswell, GA)

- Your words are valuable to pass on to our kids (Barbara)

- How to keep from going over budget (Frank)

- How to recognize bad money advice (Jason)

- How can we help our family change their money habits (Mike)

- How do you get a partner on the money saving train (Bjorn, Sweden)

- How to avoid getting tricked by salespeople

- How to save money on college text books (Rachel)

Mentioned on the show:


FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 11, 2019
How To Shop For A Used Car
39:45

These used car buying tips can save you thousands the next time you buy a used car.

- Introducing the newest members of Team Turner.

- Car dealer services that aren't worth the money

- Tax scams to be aware of

- Be aware of when other people tell you what to do with your money (Saurav, YouTube)

Listener questions:

- What are some things I can do to to help me with taxes (Geoff)

- Do I have enough to live on in retirement if I'm 58 and have $200,000 invested (Jana)

- I'm interested more about the FIRE community (Seth)

- What is one money trick you use that you may not have talked about (Manual, Florida)

- How can I teach my kids better (Christine)

Resources/links:

IRS Tax Scams - https://www.irs.gov/newsroom/tax-scams-consumer-alerts

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 10, 2019
How To Have Better Money Habits
39:45

How can you improve your money everyday? What small actions will lead to massive results later?

- Should you buy travel insurance?

- How to turn a hobby into a business. The story of a private chef.

Listener questions:

- How much stocks and vs. should someone in their 20's have (Bert, Florida)

- You don't know what you're talking about with Robert Kiosaki (Dawn)

- What target date fund strategy would be better (Legolas)

- Should I sell some investments to pay off our house (Brett, Pennsylvania)

- How do I limit my spending and build savings (Luis)

- I get scared when making financial decisions (Henry)

Resources/links:

Compare travel insurance - https://www.insuremytrip.com/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 09, 2019
How To Reduce Stress - Two Ways
39:46

You may be surprised at the impact life events can have on your mood, stress levels, and happiness. Two ways to live better.

- What are tax-advantaged insurance contracts (Red alert warning)

- How much should you spend on pet food?

- Success story: We finally understand our investments (Brenda)

Listener questions:

- How can new parents save money (Dan)

- How much company stock should I have in my 401(k) (Greg)

- How can I get out of a car lease (Ariana)

- Whose social security benefits should I use first (Mariza)

- How can I pay off my mortgage faster (Janella)

- Can I rollover an inherited IRA (Lisa)

Resources/links:

How life events effect financial well-being https://www.fidelity.com/viewpoints/tcm:526-394291-234995.comp

Social Security Strategies - https://www.amazon.com/Social-Security-Strategies-Optimize-Retirement/dp/0615457533

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 04, 2019
What Keeps You Up At Night?
39:45

There is something that everyone has to deal with, and it’s keeping me up at night.

- Subscription based financial advice

- Why have responsible financial habits (Anyiah, WI)

- Great source of networking and making connections (Samantha Carter)

Listener questions:

- How can I get my house built faster (Crystal, CA)

- How do I leave a good paying job (Esmeralda)

- I don't know how to start increasing my retirement funds (Trevor, South Africa)

- Should I get a home warranty for a HVAC system that might break (Dorothy, Kansas)

- What happens if my savings exceed the FDIC limits (Marissa, San Diego, CA)

- Can I leave a job and contribute to a 457b when I return (Kevin)

Resources/links:

Schwab financial subscription services - https://riabiz.com/a/2019/3/29/schwab-hopes-to-blend-into-the-subscription-world-of-netflix-amazon-and-apple-by-dumping-asset-based-fees-and-wooing-millennials-with-intelligent-portfolios-for-30-a-month

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 03, 2019
How To Deal With Unsupportive People
39:45

The more you change your life for the better, the more you’ll get the supporters and nonbelievers. Here are two ways to deal with them.

- Is investing in cryptos and cannabis a good idea?

- The average starting salary for a college major (Madeline, Ridgefield, CT)

- This cookie company is crushing it.

Listener questions:

- How can $200,000 last 30 years of retirement (Squilly, Youtube)

- How do I stop spending all my money (Evelyn)

- How can I help my parents with their annuity (Renee, Cincinnati, OH)

- Should I pay points for a mortgage refinance (Alex, D.C.)

- What should I do with my bonus of $300,000 (James, Boston)

- How do I rebalance my Thrift Savings Plan portfolio (Casey, Portland, Maine)

Resources/links:

Breckenridge Cookies - https://www.breckenridgecookies.com

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 02, 2019
Fake Math and Mutual Funds
39:45

Numbers don’t lie. People lie and manipulate numbers, but numbers don’t lie.

- Millionaire Story - Beth shares her path to financial independence at age 40

- Health alert - Kale rejoins the 'Dirty Dozen' list as one of the most contaminated with pesticides.

- Red Alert Warning - more phone scams to be aware of.

Listener questions:

- Explain the pro-rata rule when doing a backdoor Roth IRA (Marjorie)

- What do you think of the new Betterment Advice service (Gandolf)

- I keep getting in and out of debt (Marjorie)

- Where is a good place to put my tax money from my side hustle (Becca, Indianapolis)

- What can I do about my landlord harassing me (Patricia)

Resources/links:

Betterment Advice Packages - https://www.betterment.com/advice-packages/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 21, 2019
Money Saving Myths Busted
39:46

There are lots of money myths we’ve all believed. But most people have fallen for some of these money saving myths too.

- Burger King launches $5 coffee service.

- A radio host busted for a $20M Ponzi scam

- Kaitlyn shares what her dad taught her about money

- Be wary of former washed-up celebrities pitching financial products

Listener questions:

- Is a second mortgage better than PMI (Dylan, Baton Rouge, LA)

- What is considered a 'low' expense ratio (Carter, Warner Robbins, Georgia)

- How can I get my 26-year-old on the envelope system (Daisy, Delaware)

- Help me understand my 403(b) plan (Mason, Las Vegas, Nevada)

- Should we borrow $20,000 to adopt a child (Liam, WA)

- Should I be pushing my kids to go to college (Bethany, Orlando, FL)

- Is it ok to get a company match on 401(k) when paying off debt (Pam, Atlantic City, New Jersey)

- I inherited some stock and can't decide if I should sell it (Phoebe, Topeka, Kansas)

Resources/links:

Collge Scorecard - https://collegescorecard.ed.gov/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 20, 2019
Are You Just Working For A Paycheck?
39:45

What are three reasons people choose the career they do, and what questions should they be asking instead.

- My friends got to stay in a $1M house on the lake. For free. Find out how.

- Kayla shares the lessons she's learned about money.

Listener questions:

- I missed a couple credit card payments, how will it affect my credit score (Lucas, Ann Arbor, MI)

- What's wrong with YNAB (Ava, Maine)

- Can I get out of a car loan I co-signed for my brother (Jack, Columbia, South Carolina)

- Is the debt avalanche or debt snowball better to pay off $22,000 of debt (Gavin, Nebraska)

- What debts should I pay off with my tax refund (Lisa, Anchorage, Alaska)

- Car buying tips before I go car shopping (Owen, Cheyenne, WY)

- The contractor for my back deck isn't doing the work (Hannah, Ft. Worth, TX)

- Are separate accounts for married couples normal (Reece)

- Can I start an HSA if I'm self- employed (Yoda)

Resources/links:

House of Falling Embers, by Krystal Jane Ruin - https://www.amazon.com/House-Falling-Embers-Krystal-Jane-ebook/dp/B07GKMQQXJ

Trusted housesitters - https://www.trustedhousesitters.com

http://www.espn.com/blog/tennessee-titans/post/_/id/25994/how-two-nfl-players-sweet-tooths-made-them-hands-on-business-owners

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 19, 2019
The Status of Looking Rich for Rebels
39:45

Studies show not pretending to be rich raises your status in life. Who knew?

- Kara saved $33K for retirement in 4 years (without making more than $50K)

- What new cars can you get a deal on right now

- Why so many NFL players go broke

- Are you investing with a firm that got fined by the SEC?

Listener questions:

- My bank accounts were cleaned out by a scammer and now I have to start over (Nancy)

- My bank wants to move me to a managed investment account (Han Solo)

- Are there short term fixes for a credit score if I'm buying a house soon (Brandi, MA)

- How can I lower my insurance premiums. My 16-year-old is getting his license. (Chenell, Jacksonville, FL)

- When do you decide to keep stock options (Doug)

- Are there credit card hacks that are easy (Nathan, San Antonio, TX)

Resources/links:

- https://www.amazon.com/Rebel-Talent-Pays-Break-Rules/dp/0062694634

- https://www.sec.gov/news/press-release/2019-28?mod=article_inline

- https://247wallst.com/special-report/2019/03/11/cars-americans-dont-want-to-buy-4/

https://www.thinkadvisor.com/2019/03/07/why-so-many-nfl-and-nba-players-go-broke

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 14, 2019
The Retirement Community Gets This WRONG
39:45

Too many people have fallen for the myth that interest and dividend income is the best way to fund early or normal retirement.

- How to avoid overdraft fees

- Dog food marketing tricks

Listener questions:

- Are dividends a good strategy for income (Brady)

- Should we take a 401(k) loan to pay off debt (Sofia, Sioux City, IA)

- Can I get out of my car lease (Haley, Yonkers, NY)

- My kids won't spend money (Ian)

- What type of home insurance is best (Luis, Bridgeport, CT)

- I have 20% down for a house, should I get a 15 or 30 year loan (Owen)

- Are ETFs or index funds better (Taylor, Seattle, WA)

- I've got an $8,000 medical debt that is in collections (Destiny, Fresno, CA)

- Are CDs good for short term savings (Elia)

Resources/links:

- https://www.forbes.com/sites/wadepfau/2017/04/18/should-retirees-use-a-total-return-or-income-portfolio/#5f4bf80c5e96

https://www.schwab.com/resource-center/insights/content/retirement-income-strategies-total-return-approach

http://www.fsegn.rnu.tn/documents/Dividend%20policy.pdf

https://www.investopedia.com/terms/m/modigliani-millertheorem.asp

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 13, 2019
The Parent Money Trap
39:45

Parents who give everything to kids are taking away from them some of the most important things in life.

- Your friends’ social media posts are making you spend more money, researchers say

- Travel hack - TripIt app

Listener questions:

- Should I buy an extended warranty for a dish washer (Loren, Grey Eagle, MN)

- Can anyone join a credit union (Don, Reading, PA)

- How can I find a job if I have a felony record (Trav)

- What's a reasonable amount to borrow for a car (Isabelle, Savannah, GA)

- What amount of money is good for opening a savings account (Elijah, Mobile, AL)

- Should I borrow to grow my business (Keira)

Resources/links:

- https://www.washingtonpost.com/us-policy/2019/02/19/your-friends-social-media-posts-are-making-you-spend-more-money-researchers-say/?utm_term=.4daf976f9f19

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 12, 2019
Are You In The 800 Club?
39:45

How much money can people save on their insurance with a better credit score?

- Do you have enough insurance to protect your valuables?

Listener questions:

- I really don't understand money (Eva, Arizona)

- Should I stick with my advisor or DIY (Brett)

- Are HVAC contracts worth the cost (Taylor, Macon, Georgia)

- Is it ever good to lease, like for equipment (Kylie, Maui)

- What should I be aware of when hiring a moving company (Lily, Virginia)

- Which used car should I buy (Steph, Australia)

Resources/links:

Free Credit Score from Discover - https://www.discover.com/free-credit-score/

https://www.insurancequotes.com/home/home-insurance-and-credit

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 07, 2019
The Dumbest Strategy Ever?
39:45

One financial leader was yelling at the TV about another financial leader giving bad advice. Who is right when experts disagree?

- Update on our real estate empire (ha!)

- Is there a retirement crisis or not?

- Success Story - Clay is no longer living paycheck to paycheck.

Listener questions:

- What is the process for getting a CFP (Melissa)

- What is your opinion on mortgage payoff schemes using lines of credit (Michael, Winnipeg Canada)

- My investments aren't growing like I would like (Wayne)

- Can you get 12% in the market (Pete, Alberta, Canada)

- Is the Amazon store card worth it (Kara)

- I have $4,000 due on a delayed payment credit card (Heath, Washington, DC)

- Can I file an extension to pay the taxes I owe (Makenzie, San Francisco, CA)

Resources/links:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 06, 2019
How Common is Financial Infidelity
39:45

What is financial infidelity? Discover what it is, how to prevent it, and the importance of overcoming it.

- Car loan defaults are at an all time high and it's a bad situation

- Why do some people get so much more done than others?

- Well Where Did My Money Go is paying out fines. Again.

- Millionaire Success Story - Guy, UK shares how he did it in 15 years.

Listener questions:

- Advice on the plan to pay off my debts (Jessica, Alabama)

- What if I can't get into a specific investment because of the minimums (Anthony)

- I've paid off $19,000 of student loan debt (Rory)

- I'm a single mom with student loans and limited time (Lynn)

- Whose advice should I listen to for guidance (Shaun)

Resources/links:

https://nypost.com/2018/01/22/millions-of-americans-keep-this-secret-from-their-partner/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 05, 2019
Millions of People Won't Do This With Their Money
39:45

Did you know having tough conversations about money can lead to having more money?

- Comparing gold to the stock market and which you should invest in.

- Warning about Social Insecurity for all young people.

Listener questions:

- What budgeting software can reconcile accounts (JoAnne, Texas)

- How do you pick from an employer's retirement options (Lilly, Arizona)

- What are the reasons for not paying off a mortgage early (Vanessa, San Antonio)

- What things I should consider between a condo and townhouse (Dawn)

- Is enrolling in PSLF a good idea (Holly, Destin, FL)

- What one thing would you say led to your success the most (Brent, Vancouver, Canada)

Resources/links:

https://nypost.com/2018/01/22/millions-of-americans-keep-this-secret-from-their-partner/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 01, 2019
Never Ignore This Advice
39:45

You have this superpower but you don’t always use it! Your sixth sense. Your gut reaction. Listen to it.

- Beware of the investing divas and how easy it is to make money.

- Payday lenders busted for paying for research to show payday lending is a good thing!

Listener questions:

- If you need to max out your credit cards is it better to spread charges over several cards or put them all on one (Lara)

- Is it better to pay off credit card debt in a lump sum or over time (Jessica, Georgia)

- Is 3% an appropriate fee for a financial advisor (Gandolf, New York)

- I have $245,000 in my 401(k), should I put more in or get an IRA (Christina)

- I'm age 70 and have no savings (Sheila, North Carolina)

Resources/links:

https://www.washingtonpost.com/business/2019/02/25/how-payday-lending-industry-insider-tilted-academic-research-its-favor/?noredirect=on&utm_term=.4d9ed7ed7458

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 28, 2019
This Money Advice is for Dummies
39:45

Why are people buying investing advice from people that disclose they are neither licensed nor qualified to provide investment advice?

- The secret to a long and happy life is 'so simple' according to a 95-year-old billionaire.

- Warning about waiting to fix your finances.

Listener questions:

- What are your tips for finding a business to start (Chuck)

- I just turned 50 and don't know where to start saving for my retirement (Jacqueline)

- What do you think about crowdfunded investing (Daren Rochester, NY)

- I make $35,000 and want to live a decent lifestyle (Trisha)

- What are the differences between mutual funds and index funds (Megan)

- Can you roll a 403(b) into a 457 plan (Gandolf, New York)

Resources/links:

https://www.irs.gov/pub/irs-tege/rollover_chart.pdf

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 26, 2019
ROBERT KIYOSAKI'S ADVICE IS FOR LOSERS
39:45

- Rich Robert, Poor You. Don't take my word for it, do your own research like I did.

- Do you think you know what to wear during a job interview?

- Watch out for this Amazon email scam.

Listener questions:

- Where should we focus next - student loans or the mortgage or the next house (Kelly, New Jersey)

- Which is better a Roth 401(k) or Roth IRA (Margaret, California)

- My wife isn’t open to giving up credit cards and using the envelope system (Jamie, Wilmington, Delaware)

- I'm finally sticking with my spending plan (Alex)

- Trying to decide which debts to pay down with our tax refund (Paul)

- I've had two surgeries and am trying to keep myself afloat (Allistair)

- I have $1.1M and am trying to figure out when I can retire (Steve)

Resources/links:

Pound Foolish, The Dark Side of the Personal Finance Industry: https://www.amazon.com/Pound-Foolish-Exposing-Personal-Industry/dp/159184679X

https://www.cbsnews.com/news/rich-dad-education-the-ultimate-emotional-investment/

https://www.marketwatch.com/story/rich-dad-academy-a-poor-choice-for-investors

https://www.biggerpockets.com/forums/79/topics/316902-my-experience-of-rich-dad-elite-legacy-event-scam

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 22, 2019
Why Is It So Hard To Save?
39:45

Saving ain’t easy, but give yourself props for having some, starting to have some, or having a plan to have some when you can.

- Free resources for your finances you might not know about.

- News of the weird: $8,000 can extend your life a little.

- Why won't people talk about money?

- Top rated insurance companies.

- One couple shares the key to early retirement.

Listener questions:

- What type of mortgage should we get (Barb Lexington, Kentucky)

- When should I start collecting my pension (Troy, Iowa)

- I lost my child care tax credits because of my income, should I stop investing (Rebecca, Indianapolis)

- I don't have a stable income while I'm in school (Gretchen)

- Good financial gifts for a wedding present (Martin, Chicago, IL)

Resources/links:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 21, 2019
How To Stay Motivated
39:45

How do you stay motivated if your goals and dreams will take years? Listen to these tips to power through.

- ID theft tips from a cyber security expert.

- Top three 'stupid' things millennials waste money (Kevin O'Leary)

Listener questions:

- What to do with an old 401(k) (Kristin)

- There's no jobs in my town, I have no money and I want to get out (Walter, Eastern Kentucky)

- I keep falling off the budget wagon (Peggy)

- I've been spending money on ridiculous things (Iman, Spain)

- How should HSA money be invested (Eric, York, PA)

- Where should we focus next - student loans or the mortgage or the next house (Kelly, New Jersey)

Resources/links:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 19, 2019
How To Spot An Investment Scam
39:45

You've seen the ads - it's the best way to grow rich! Which often means it's the best way for people to lose what they've worked so hard for.

- What to think about when buying a car

- Red alert warning - romance scams are on the rise

- How to back out of a contract.

Listener questions:

- I am 68 years old and $100,000 in debt (Colleen)

- Do we need a home inspector for a new house (Shawn, Maryland)

- What's a good amount of money to give to a kid for a car (Kim, Houston, TX)

- What do you think about giving kids allowances (Julie)

- Getting laid off this summer, how best to prepare (Wes, UK)

- How do I go about signing up for a 529 plan (Mark)

Resources/links:

https://www.kbb.com/new-cars/about-total-cost-of-ownership/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 15, 2019
When To Rent vs. Buy a Home
39:45

Renting can be a great for your sanity, situation, and security. Have you thought about what could go wrong if you follow bad advice and get a house too soon or for too much.

- Save money on your LLC

- Red alert warning - watch out for this marketing trick that will cost you money

- Bea is saving for retirement after paying off some debts.

Listener questions:

- Where should I put my emergency savings (Casey)

- How should my wife and I arrange our finances (Steve)

- Any gotchas with a secure credit card (Joe)

- How to save for retirement without a 401(k) (Rick, Seattle, WA)

- My husband got laid off and is having trouble finding work (Lori, California)

- My car needs expensive repairs. Should I buy a new one (Billie)

Resources/links:


FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 14, 2019
The Crazy Costs Of Not Understanding
39:45

- If you're not reading the fine print, you're going to miss the finer things in life.

- Travel tip - get alerted when fares go on sale

- Nurse gets a free car from a stranger

Listener questions:

- Should I deposit into my 401(k) a lump sum or monthly (Jason)

- Are penny stocks a good way to help my community (Laura, Kentucky)

- Have you tried dollar cost averaging and have proven viability (Idiot on Youtube)

- How can I pay down my medical bills (Melissa)

- Resources at the public library (Batman, NYC)

- Should I participate in my company's discount stock purchase plan (Ernie)

Resources/links:

https://scottscheapflights.com

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 12, 2019
Payday Loans Will Leave You Broke
39:45

- Payday loans offer quick, easy money but leave people buried in debt. What you can do to help.

- The benefits of downsizing a house.

- Should you sign up for a travel MLM?

- What can Coldplay teach us about building wealth?

Listener questions:

- Is Betterment or Vanguard better for investing (Gandolf)

- I owe $22,000 in debt, have six kids and can't get hired anywhere (Kayla, Canada)

- Going to trade school but want to learn about scholarship programs (Steven, Illinois)

- How do you start a business if you don’t have any capital (Adesiyan)

- How should my wife and I arrange our finances (Steve)

- What are the tax advantages of a 529 plan (Aubrey, Philadelphia, PA)

- Thoughts on Fidelity GO (Jay, California)

Resources/links:

https://mlm-thetruth.com/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 08, 2019
SHOCKING Yearbook Photos!
39:45

- The story of a woman who was facing foreclosure, but changed her story about money and changed her life.

- Amazon refund hack

- Another financial guru falls to earth, providing a lesson for us all on how not to invest.

- In the band - Steve is a multimillionaire

Listener questions:

- Should we pay off our mortgage faster or invest to retire early at 55 (Mulberry, Puerto Rico)

- Can you repay a 401(k) loan in a lump sum (Laura, Baltimore)

- What are your thoughts on indexed universal life insurance (Life Enthusiast)

- My parents can't afford to send me to college (Moca, Egypt)

- I'm job hopping but not getting anywhere (Sammy)

Resources/links:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 07, 2019
What Does It Take to be The Next MILLIONAIRE Next Door?
39:45

- What do studies on millionaires show that it takes to build real wealth, and can anybody do it (Hint: yes you can).

- Small business ideas for side hustles.

Listener questions:

- I'm 63, should I start collecting social security now (Troy, Boston, MA)

- How do I build a credit score (Walt)

- My family is in danger of divorce (Sati)

- How to stay focused on big debts that will take a long time to pay off (Trey)

- Should I invest in the international stock market (Matt, Palestine)

- Several of the business I've started have failed (James)

Resources/links:

https://www.amazon.com/gp/product/0615457533/ref=dbs_a_def_rwt_hsch_vapi_taft_p1_i0

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 05, 2019
The Fastest Way To Pay Down Debt And Build Wealth
39:45

- Make this the day you focus on the small wins, and you'll get big results.

- How often are experts right with their bold predictions?

- Are you dating a cheapskate?

- Travel hack to save on flights.

- In the band - Rob is debt free and a millionaire.

- Valentines day plans? Here's an alternative.

Listener questions:

- What are your thoughts on M1 Finance (The King, Oostburg, WI)

- I have no source of income for my family (Jeremy)

- Suggestion on how to build wealth and increase your lifestyle over time (3of11)

- Thanks for sharing your wisdom (Sarah)

- Save money on expensive car repairs (Rob, Richmond, VA)

Resources/links:

https://hbr.org/2016/12/research-the-best-strategy-for-paying-off-credit-card-debt

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 01, 2019
Why Are So Many People Stuck In The Rat Race?
39:45

- You can’t choose your family, but you can choose your friends, where you live, and how you live, and therefore, how much wealth you’ll build.

- Red Alert Warning - your social media accounts are about to be used to determine your insurance rates.

- How one person's consistency landing him a gig with Garth Brooks.

Listener questions:

- Bad with saving but need $15,000 for a wedding (Sherene)

- I'm making financial moves because of a lack of patience (Josh)

- I'm never sure where my money goes (Jill)

- Just got kicked out of my house and trying to save up for a down payment (Joey)

- I have a $150,000 inheritance and want to know if a variable indexed annuity is a good idea (Richard, Salt Lake City, UT)

Resources/links:

https://www.forbes.com/2010/08/10/truth-about-equity-indexed-annuities-personal-finance-bogleheads-view-lindauer.html#4f4b83c71257

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 31, 2019
How To Save More With a Good Credit Score
39:45

- What do you know about the true impact of credit scores on how much you pay for loans? The best credit scores get the best rates and can save you thousands over your lifetime.

- Are you preparing for the recession?

- No, you can't deduct interest from a home equity loans on your taxes for non-home related costs.

Listener questions:

- Help me get out of my money moron state of mind (Kevin)

- Using VA benefits to pay for nursing care (Angie)

- Should I quit school to work two jobs (Elie)

- Where are good places to travel that are ski friendly for kids (Brad)

- Is an advisor necessary to help plan for college expenses (Donna, Wisconsin)

- How to deal with so little money going towards debts (Holly)

- Are annuities really that bad (Roberto)

Resources/links:

https://www.savingforcollege.com/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 29, 2019
The Quickest and Easiest Way To Make $1 Million In The Stock Market
39:45

- Miss this not-so-secret, and you’ll struggle more and likely never build wealth. Master it and have financial independence and leave a legacy.

- What are the boring habits of successful people?

- Must save documents.

- Are you preparing for the recession?

- Inspiring story of Kevin Curry and how he went from food stamps to a successful author.

Listener questions:

- Help me get out of my money moron state of mind (Kevin)

- Wasting money and not being wise about saving, spending irresponsibly (T, Chicago, IL)

- I'm not lucky because I bought flood insurance (Jason, North Carolina)

- Where are good places to travel that are ski friendly for kids (Bee)

- My husband decides to spend whatever he wants (Morgan)

- What should we consider if we move to another state (Victoria, New Jersey)

- Disability insurance is so expensive, is it really necessary (Sam, Ohio)

Resources/links:

https://scottalanturner.com/tools/investing-calculator/

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 25, 2019
How To Not Lose Money Investing
39:45

- Scott rants on people using candy crush investing apps which will cause them to lose money when the market tanks. Follow an investing plan that works in good time and bad.

- Red alert warning - cheap cars cost a lot!

- Almost 70% of millennials regret buying their home.

Listener questions:

- How do you give without feeling resentful for giving (Tiffany, Facebook)

- How to live on a passive income (Jackie, Florida)

- I can't save because of where I live and travel (Simona)

- Can't keep by business income consistent (Juice)

- I'm not able to make ends meet because I left my job (Michaela)

- What are these new choices at Betterment (Gandolf)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 24, 2019
How Student Loans Work
39:45

- Listen to a must-know analogy of how to explain how loans and interest work so that anyone can understand the benefits and pitfalls.

- Should kids take a gap year before college?

- Give the gift of chicken - gfa.org/give

Listener questions:

- Had to evict my roommate because I needed the money (Rudy)

- How does a Roth 401(k) work when the funds are withdrawn (Kevin, West Virginia)

- How do I stay away from my savings account (Joseph)

- Should we max out our HSA (General Kenobi, Birmingham Alabama)

- Beware the double taxation of C-Corps (Roger, Murrieta, CA)

- I stopped going to college because of financial problems (Marinel)

- My husband left me and my daughter, what should I do next (Jody, Pennsylvania)

Resources/links:

https://collegescorecard.ed.gov/

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 22, 2019
The Millionaire Money Pyramid for Wealth and Retirement
39:45

- What will it take to retire? Use the retirement money pyramid to figure out the dream retirement you can build.

- We bid farewell to Jack Bogle, the original defender of your dollars.

- Never let fear get in the way (Kim)

Listener questions:

- My old employer is telling me I have to move my 401(k) (Angel, Austin, TX)

- Is it really that bad to put down less than 20% on a house (Mack, Nebraska)

- How to adjust tax withholding (Adrian in Pittsburgh, PA)

- My job sucks, I have a long commute, and a big plate of debt (Matthew)

- Another car expense some people forget about when shopping (Marta)

- Advice for budgeting and sticking to it (Aaron, Edmond, OK)

- How to pick investments in a TSP (Esther, San Diego, CA)

Resources/links:

https://nb.fidelity.com/public/nb/401k/tools/calculators/contributioncalculator

https://www.irs.gov/individuals/irs-withholding-calculator

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 18, 2019
How To Find Fulfillment When Saving Money
39:45

- What do you think of when you hear the word legacy? One of the other big benefits of savings, is the legacy you will leave.

- Travel hack - holding tickets to get the best price

- How to improve your financial IQ

- What you should do if you hate your job and can't change it

- Should you follow your passions rather than a career (Erynn)

- Red Alert Warning - jewelry shopping for less

Listener questions:

- Did you ever contemplate bankruptcy (Barbi)

- What do you know about the fourth credit reporting agency (Angie, Dover, PA)

- I want financial freedom this year (Danielle)

- Buying used vs. buying a new car (Tom)

- Using ROBS (a 401k business rollover) to start a business (Mr. Bojangles)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 17, 2019
Secrets of True Wealth
39:45

- Gravity is a tough concept to grasp. So are some of the things you can do right now to start building wealth.

- Scott rants on picky eaters

- Listeners respond to what they will accomplish in the next 100 days.

- Katie gets banned from Walmart.

- Listener tip to make yourself stand out when looking for a new job (Jeff)

- IN THE BAND - Justin pays off his house

Listener questions:

- How to stay motivated during the market volatility (Lara)

- How often does the stock market pay (Jay)

- What to do while working towards financial independence (Kylee)

- Have you considered home schooling (Kelly)

- How to settle a debt in collections (Anon, Philadelphia)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 15, 2019
This Is Not The Best Advice Ever. It's Just a Tribute.
39:45

- Can you guess the greatest thing you can do with your money that wil bring you ultimate happiness?

- Red Alert Warning: Easy money isn't so easy.

- Scott rants: Quit judging people and just hire them.

- Samantha is a high-school senior and shares what she has learned about money.

Listener questions:

- Difference between a Roth IRA and a Roth 401K (Chantelle)

- Should a new lawnmower come out of the home maintenance category or a sinking fund Morris, Kennesaw, GA)

- Where is the best place for me to get my credit report (Anita, Portland, OR)

- Have you looked into companies like roofstock.com or homeunion.com (Chia)

- Did you ever contemplate bankruptcy? I'm 52, divorced, and in debt (Barbi)

- I have an international fund in my 401(k) with a low ten-year return, should I skip it (Mike)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 11, 2019
How To Have MORE Fun With Money
39:45

- One of the benefits of saving is spending. Most people do not realize how much money they could have to spend if they changed their habits a little.

- How can you impress someone at a job interview

- How to freeze your child's credit.

- Why people should get on their elder's case to get their estate in order

- IN THE BAND - Marta paid off $20,000 in debt

Listener questions:

- How to manage anxiety while working (Reyanna)

- Do I need a stock broker to invest (Alicia)

- What is the best way to save (Crystal)

- The lessons I've learned from having a spending plan (Tom)

- Is Stash a good app for beginners (William, Twitter)

Resources/links:

How to freeze your child's credit: https://www.nytimes.com/2018/12/28/your-money/credit-freeze-children.html

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 10, 2019
NO MORE BUDGETS!
39:45

- Give yourself permission to spend, which comes from saving up, not swiping down

- The 70 year old world record holder who has one simple tip for success.

- Katie has a money saving tip for lady things.

- IN THE BAND - Bob and his wife pay off $60,000 in debt!

Listener questions:

- Should you invest in a bunch of stocks or a bunches and bunches of stocks (Eric)

- How to budget for yearly gym memberships (Bob)

- Where to put money from an old employer 401(k) (Mike, Arizona)

- How to invest wisely before retirement (Bud)

- How to overcome money stress (Deborah)

- How should 23-year olds plan for financial independence and traveling (Alexandra)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 08, 2019
Diet Advice That Makes You More Money
39:45

- There is simple and easy diet advice you can put into your day, that not only makes you feel better but achieve more.

- Save $1,600 a year with this trick

- How small business owners can stand out from the competition

Listener questions:

- I don't know enough about money and finances (Andrew)

- We got burned on real estate, how do we get started investing (Jennifer)

- I'm getting divorced and trying to dig out of debt (Bob)

- Good thing for emergency funds! (Marta)

- I'm tired of get rich quick investments (The Sword)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 04, 2019
How You Will Win With Money This Year
39:45

- It could get messy, and that’s ok. Keep your foot on the gas, and you’ll get to your destination this year and win with money.

- Two reminders you need to know for starting the year.

- The first thing you should do when your car stops running.

Listener questions:

- Where to put money when saving up for a downpayment in the next 2-3 years (Jimmy)

- I overspend to keep from disappointing my children (Cyndi)

- Inefficient house is costing me money (Matt)

- I have less money at my brokerage than my deposits (Ally)

- How to budget for myself (Crystal)

- Does getting rich in stocks really work (Judy)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 03, 2019
11 Habits of Millionaires
12:44

You can't build wealth until you know how to build wealth. Most millionaires have the same habits. Habits that work. As you listen to these habits, you can discover how they can become your habits. These habits are simple, actionable things you can do that have been proven to develop wealth. A MUST LISTEN episode for supercharging your journey to financial freedom.

Join my newsletter at https://scottalanturner.com

Jan 02, 2019
Audiobook Part 6. 99 Minute Millionaire: Summary Guide
03:43
This is a special edition of the unabridged audiobook for Scott Alan Turner’s 99 Minute Millionaire: The Simplest and Easiest Book Ever on Getting Started Investing and Becoming Rock Star Rich 
 
Everything you need to know about getting started investing so you can free yourself from worry, stress, and have financial freedom.
 
This is Part 6, which includes the summary, and some special bonuses.
 
Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.
 
Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
Jan 01, 2019
Audiobook Part 5. 99 Minute Millionaire: How to Beat Wall Street
01:05:59
This is a special edition of the unabridged audiobook for Scott Alan Turner’s 99 Minute Millionaire: The Simplest and Easiest Book Ever on Getting Started Investing and Becoming Rock Star Rich 
 
Everything you need to know about getting started investing so you can free yourself from worry, stress, and have financial freedom.
 
 
This is Part 5 How to Beat Wall Street: A recipe for success
 
Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.
 
Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
Jan 01, 2019
Audiobook Part 4. 99 Minute Millionaire: Managing Your Money Like a Pro
17:45
This is a special edition of the unabridged audiobook for Scott Alan Turner’s 99 Minute Millionaire: The Simplest and Easiest Book Ever on Getting Started Investing and Becoming Rock Star Rich 
 
Everything you need to know about getting started investing so you can free yourself from worry, stress, and have financial freedom.
 
This is Part 4 Managing Your Money Like a Pro: Fad diets that leave your wallet weighing less
 
Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.
 
Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
Jan 01, 2019
Audiobook Part 3. 99 Minute Millionaire: Becoming a Successful Investor
01:04:26
This is a special edition of the unabridged audiobook for Scott Alan Turner’s 99 Minute Millionaire: The Simplest and Easiest Book Ever on Getting Started Investing and Becoming Rock Star Rich 
 
Everything you need to know about getting started investing so you can free yourself from worry, stress, and have financial freedom.
 
This is Part 3 Becoming a Successful Investor: Selecting the freshest, highest-quality ingredients at the lowest cost
 
Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.
 
Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
Jan 01, 2019
Audiobook Part 2. 99 Minute Millionaire: Foundations of Investing
40:53
This is a special edition of the unabridged audiobook for Scott Alan Turner’s 99 Minute Millionaire: The Simplest and Easiest Book Ever on Getting Started Investing and Becoming Rock Star Rich 
 
Everything you need to know about getting started investing so you can free yourself from worry, stress, and have financial freedom.
 
This is Part 2 Foundations of Investing: Basic cooking skills
 
 
Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.
 
Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
Jan 01, 2019
Audiobook Part 1. 99 Minute Millionaire: Having More Money
36:57
This is a special edition of the unabridged audiobook for Scott Alan Turner’s 99 Minute Millionaire: The Simplest and Easiest Book Ever on Getting Started Investing and Becoming Rock Star Rich 
 
Everything you need to know about getting started investing so you can free yourself from worry, stress, and have financial freedom.
 
This is Part 1 Having More Money: Would you rather live on steak and lobster, or peanut butter and jelly?
 
Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.
 
Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
Jan 01, 2019
Audiobook: Introduction 99 Minute Millionaire
20:49
This is a special edition of the unabridged audiobook for Scott Alan Turner’s 99 Minute Millionaire: The Simplest and Easiest Book Ever on Getting Started Investing and Becoming Rock Star Rich 
 
Everything you need to know about getting started investing so you can free yourself from worry, stress, and have financial freedom.
 
This is the Introduction.
 
 
Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.
 
Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
Jan 01, 2019
Audiobook: Welcome to 99 Minute Millionaire by Scott Alan Turner
04:16
This is a special edition of the unabridged audiobook for Scott Alan Turner’s 99 Minute Millionaire: The Simplest and Easiest Book Ever on Getting Started Investing and Becoming Rock Star Rich 
 
Everything you need to know about getting started investing so you can free yourself from worry, stress, and have financial freedom.
 
Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.
 
Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
Jan 01, 2019
Top 3 Money & Life Lessons Learned This Year
39:45

- When you think about 2018, do you have some things that didn’t go as planned, are you doing the happy dance? Scott share's his lessons from the year.

- More bad 401(k) nonsense, this time from a professor.

- Beware of the evil empire, they are coming for your money.

Listener questions:

- Should you go back to school if you have debt (Erika)

- My 60-year old parents have $200,000 of debt How can I help them (Ken)

- Our bank will not help us with the loan we're having trouble paying (Lena, MS)

- How to talk to a family member about money this Christmas (Joseph, Nashville, TN)

- How do you turn a paper budget into a real budget (Rebecca, Toronto, Canada)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Dec 20, 2018
Does Your Plan Work In Good Times And Bad?
39:45

- People need to ask themselves if they are overconfident. Would their plan get them through 2008? Would your parents survive another 2008?

- Ask these questions for last minute Christmas gifts to buy the perfect gift.

- Feel happier by spending money to save time.

- Your utility payments and cell phone payments will start being used on your credit score.

- Obsessively looking at your investments? Do this instead.

- How to prepare for upcoming holiday travel.

- What was your first step towards financial independence?

Listener questions:

- Got AT&T to fix my problem by following your advice (Trey)

- We need to work on our budget (Jamie)

- Are 401(k)s a losers' game because of all the taxes (Daniel)

- When should you stop repairing a car and take out a loan on a new one (Colleen, OK)

- Using the 'float' for better budgeting (Kristin, MA)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Dec 18, 2018
From Living Paycheck-to-Paycheck To Getting Rich
39:45

- 53 year old Jen Sincero went from making $28,000 a year, broke, with zero savings eight years ago to being a multi millionaire today.

- In The Band - The Browns are 26-years old and debt free!

- Red Alert Warning - Craigslist scams

- Scott rants on fake math and how one of his bold predictions came true.

Listener questions:

- I'm 14 and want to know how I can help my mom out (Sam)

- Can I withdraw from my 401(k) penalty free if I'm 55 and disabled (Carolyn)

- How can I help out my parents while I'm in school and have no transportation (Jaush, SoCal)

- Does it make sense to declare bankruptcy (James T. Kirk)

- Behind on rent and my hours have been cut (Michael)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Dec 14, 2018
Avoid These Money Myths
39:45

- Paying attention to your money is the key to winning with money. If you’re making these mistakes your ruining your ability to win.

- Did you know where you live impacts how much risk you're willing to take?

- John (Canada) has paid off $35,000 in debt!

Listener questions:

- How to get started investing (Samantha, Singapore)

- Behind on payments and wondering which order to pay them off (J)

- Worried about running out of money this summer when my teaching contract ends (Kelly, Texas)

- I want to start a new life that is debt free (Mary)

- How can I get started writing about food (Lanz)

- Using a REIT for passive income (Gandolf)

Resources/links:

Should you pay off a credit card debt in part or full - https://www.creditcards.com/credit-card-news/should-you-settle-or-pay-in-full-delinquent-card-debt-1377.php

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Dec 13, 2018
Are You Missing Out On Found Money? MILLENNIALS
39:45

- Without even knowing it, people are throwing away tens, sometimes hundreds of thousands of dollars in found money

- 22 year old with Down’s Syndrome builds $1M sock empire

Listener questions:

- Got a refund for $150 by following Scott's advice (Chris)

- I am 47, $120,000 in debt, no retirement (Tina)

- Ready to break the pattern having everything going to bills (Gigrace, Sweden)

- How can my incarcerated brother increase his credit score (Rick, TX)

- My wife and I want to live in Europe but she has medical issues (Jean Luc Picard, Utah)

- My husband and I are constantly arguing about finances (Mercedes)

- How can I improve my credit score (Ashleigh)

- Is this graph I received about a market crash coming right (Rebecca)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Dec 11, 2018
Dream It. Describe It. Do It.
39:45

- Are you thinking about your money in the right way for the right reasons?

- This service helps you maximize the interest on your savings account, and keep your balances below FDIC insurance limits.

- Increase your worth by 50%

- What should you do during this market madness?

- Money saving tips for college students

- Supporting troops with Operation Turbo

Listener questions:

- How can I manage my money while going to school and paying a mortgage (Rebecca)

- My mom just got laid off and can't work, how can I help my parents (Jaush)

- Is YNAB or EveryDollar better for budgeting (Harriet)

- How much should I start saving if I have an inconsistent paycheck (Destinee)

- How can I start with the cash envelope system (Rachel)

Resources/links:

MaxMyInterest - https://www.maxmyinterest.com/

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Dec 07, 2018
How To Set Goals
39:45

- Too many people fail at making their dreams become reality, because they haven’t created the necessary plan to make the dream come true.

- Money saving tips for college students.

- Why using credit cards for an emergency is a lousy idea.

- Apple offers 10% discount to military and veterans.

- A new option way to pay for emergencies.

- Supporting troops with Operation Turbo

Listener questions:

- Isn’t the average gain in the market around 12% (CB)

- How do student loans affect your credit score (Taylor)

- Is a Roth IRA or taxable account better for my 58-year-old mom (Rebecca, Indianapolis, IN)

- Problem with debt to income (Tiffany)

- Why not wait until the market is down before buying (Carol)

- Can I lower the interest rates on my credit cards (Alyssa, Pennsylvania)

Resources/links:

SafetyNet - https://safetynet.com/product-basics

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Dec 06, 2018
Make A Plan To Pay Down Your Mortgage Faster
39:45

- What are the unknown returns and risks of paying off your house?

- Are most eyes on the economy or on the Kardashians? Scott explains how they should be on the Kardashians.

- Where to find helpful services when someone is in need.

Listener questions:

- I'm 18 and want to build my skills (Jacob)

- Should I focus on my 401(k) or other investments (Brady)

- What should I do while I wait for the license for my degree to be approved (Eren, South Africa)

- How much should a fee only planner cost (John, Colorado)

- Are Fidelity's advisor services good for the cost (Rocio)

- How can I set goals and have the discipline to execute them (Vinod)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Dec 04, 2018
How To Find The Courage To Live Your Life
39:45

- Change is hard. Overcoming peer pressure to stay the same is harder. Think about these tips to live your best life.

- Red alert warning - Protect your holiday deliveries from porch pirates.

- When should you rebalance your portfolio?

- Save money on prescription drugs.

Listener questions:

- My 77-year-old father refuses to move out of his house (KC)

- Can I use my brother's 529 savings plan? (Ning)

- Do I need disability insurance if my employer has workman's comp (Barry, San Francisco, CA)

- Differences between growth, balanced, and value funds (Jocelyn, Ontario, Canada)

- What is the right amount of life insurance if we have a single income and three kids (Molly, Walpole, MA)

- Is the rental home I owned before marriage my property if I get a divorce (Martin, Bethesda, MD))

- What should we do with the money once our car is paid off (Patrick, McLean, VA)

Resources/links:

Drug assistance programs - http://NeedyMeds.org

Manufacturer coupons for thousands of drugs - https://www.goodrx.com/

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Nov 30, 2018
How To Reduce Money Stress In Relationships
39:45

- A listener shares his story about how he was no angel, but now he is on the same plan with his wife to improve their lives together.

- Money saving tips for getting freebies for good driving practices.

- Dr. Quinn shares some pet tips for the holidays to keep Fido + Fluffy healthy!

- The arguments for student loans.

- Year end money moves to save on taxes.

Listener questions:

- I can't seem to keep a job down after getting out of prison (Paul, Glasgow, Scotland)

- Is Fundrise a good option for real estate diversification (Jennifer, California)

- Advice to start with a low salary if you want to get a job in a foreign country (Chi)

- Are savings account covered by FDIC insurance if the balance goes above/below the limits (Brian)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Nov 29, 2018
Do You Have A Money Problem And Don't Know It?
39:45

- We're not born with a PHD in Money. Is there some advice you may have ignored up until now, that you might need to revisit? Or maybe you don't even know what you don't know (like all of us at one point).

- If you're shopping for car insurance, better shop again. Find out why.

- Cheap alternative to replace broken phone screens

- I feel an adrenaline rush when I find the perfect pair of jeans for ten dollars at Goodwill (Rachel)

- More proof credit cards provide better protection than debit cards.

Listener questions:

- I feel like my debt is to big to overcome (David)

- How much money should my husband and I try to save for the first year of a child’s life (Nancy)

- Do we need title locks for our home (Willow)

- Aren't traditional 401(k)s better for older workers (Dan)

- Where can I find more information on the tax benefits of a home business (Willow)

Resources/links:

Small Business Finance For the Busy Entrepreneur - https://www.amazon.com/gp/product/0998051802

Should you work outside the home calculator: https://www.regions.com/Insights/Personal/Budget-Calculators/should-i-work-outside-the-home

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Nov 27, 2018
How To Start Over From Nothing
39:45

Listener questions:

- I have 3 friends who recently lost their homes and everything from the California wildfires. Many of them managed to get out with only a few days clothes and nothing else. (Jennifer)

- Can I roll over multiple HSAs (Andrew)

- I struggle to maintain what I put into my savings (Bella).

- What should I do during my gap year (Noah).

- I'm 72 and how can I not burden my daughter with debt (Tish, North Carolina)

- How often should I check my credit score (Madison)

- I can't seem to make my family budget work (Jake)

- How soon can we buy a home after a bankruptcy (Tara)

- How do I start saving for a wedding (Jennifer)

Resources/links:

After the fire - https://www.usfa.fema.gov/downloads/pdf/publications/fa_46.pdf

HSA to maximize retirement savings - https://scottalanturner.com/health-insurance-savings-2017-hsas-saving-money/

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Nov 16, 2018
Most People Are In The Dark About Their Situation
39:45

- One of the biggest problems people have is not even knowing they have a problem.

- Since most people won't be itemizing their tax returns this year due to the new tax laws, check out Credit Karma tax. It's FREE

- Discounted gift cards - GiftCardGranny.com

- Red Alert Warning - a new home buyer scam is costing people millions!

Listener questions:

- How can I find my 401(k)s that have been sitting in different accounts for years (Tina)

- Is it best to schedule my re-occurring investment for once a week, once a month, or once a year (Captain Jack)

- If you get a windfall where is the safest place to put the money (Torres)

- I'm tired of missing my kids activities because of my job (Tiffany)

- I want to be able to work and make enough money to do fun things (Kalei)

Resources/links:

https://www.askebsa.dol.gov/AbandonedPlanSearch/

https://www.unclaimedretirementbenefits.com/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Nov 15, 2018
How to Save $10,000 for Your Emergency Fund In One Year
39:45

- Imagine having $10,000 saved for an emergency! Here are some tips you can do to make it happen in just one year, or save big on your existing expenses.

- We looked like we were crazy, but we saved up enough money to put a 20% down payment on a house.

Listener questions:

- What do you recommend for my 18 year old daughter to start Roth or investment fund (Clay)

-I need to have multiple revenue stream now as margins decrease (Deb)

- How do you get government grants (Cindy)

- Help me raise $60,000 within the next two years for a Tesla Model 3 (Bob)

- How do I figure out taxes for a 1099 side job (Sarah)

- What are healthcare options if you don’t have it through an employer and have to purchase it on your own (Kelly)

Resources/links:

 

Nov 13, 2018
How To Cure Your Money Headaches
39:45

- Here are some money truths you can use right now to make your money headaches go away no matter your stage or your age.

- What do employers look for when checking your credit report?

- Success story from Gandalf about going from bankruptcy to $36,000 in savings in just two years.

Listener questions:

- We are underwater on a truck and paying $400 a month for it but can't sell it. What should we do (Jessica).

- What are the benefits of setting up an LLC (Cindy)

- I am in high school and i want to go study abroad but it's expensive (Narcy)

- I don't have a good grip on my finances and hate my job (Jake, Minnesota)

- Can you rollback a Roth IRA conversion (John, Firestone, CO)

Resources/links:

 

Nov 09, 2018
The Powerful Belief That You Can Improve Your Money
39:45

- Managing your money is mostly about behavior, not what you know. Believe you can do something and if you haven’t done it, it’s because you haven’t done it yet.

- Petra got her credit score up over 100 points in the past year. Hear how she did it.

Listener questions:

- I'm in no mood to work after a failed business (Rakesh)

- Lost money to binary options (Sunday)

- Is debt consolidation a good idea (Marjorie)

- My increased salary isn't showing up in my paycheck (Susan)

- I'm on disability and looking to make income as a tutor (Mark)

- I think I've ruined my credit by missing some payments (Jessica, Brandon FL)

Resources/links:

Debt Manager App - https://itunes.apple.com/us/app/debt-manager/id482482660?mt=8

Takl app - https://takl.com/

Nov 08, 2018
7 Tips For a Stress Free Christmas
39:45

- Stress free tips for the upcoming Holidays. You won't want to miss these to make this the best Christmas ever!

- Why impressing everyone isn't as important as advertisers think.

- Reader and listener feedback from the most recent newsletter.

- Are you learning something new that will fulfill you?

Listener questions:

- I need to move soon and feel forced into buying a house because I have two cats and two dogs and nobody will rent to me (B).

- How to setup a bank account for freelance work (Rory)

- Making extra money and balancing a young family (Michelle)

- How to live like a financial rock star (Tara)

 

Nov 06, 2018
Patience + Consistency + Grit = Success
39:45

- Scott recalls the time he wasn't good enough or had enough money to go to grad school, and how it was an opportunity, not a defeat.

- Sales of annuities are increasing. What you need to watch out for.

- Charges to not put on your credit card

- One person's plan to retire in ten years.

Listener questions:

- How to overcome impulse purchases (Chara)

- Starting a life coaching business (Esther)

- Is it time to build or to save if we're $90,000 in debt (Traci)

- How can I help my husband while I'm in school (M)

Resources/links:

 

Nov 02, 2018
How Do I Change My Spouse's Mind About Insurance?
39:45

- Jessica's husband likes his whole insurance policy but she believes it's a waste of money. Scott proves the arguments against permanent insurance.

- What cars are most reliable.

Listener questions:

- How do I not pass my horrible money habits on to my kids (Kathy)

- How to resolve a $5,000 debt with a collection agency (Christina)

- I'm drowning in a pool of debt and mess (Rene)

- What types of coverage is necessary for car insurance (Christina)

- What's the best path to teaching others about finance (Jeremy, TN)

Resources/links:

Term vs. Whole Life calculator - https://www.insuranceblogbychris.com/term-vs-whole-life-insurance-comparison-calculator/

Nov 01, 2018
Why Making More Money Won't Make Your Problems Go Away
39:45

- If you're waiting for your perfect life are you missing out on all the good things going on right now?

- A warning about the public student loan forgiveness (PSLF) program

- Is a market crash coming?

- Check out the documentary on Richard Turner, who is renowned as one of the world's greatest card magicians, yet he is completely blind.

Listener questions:

- Is Swap-a-Lease a good idea for getting a car temporarily (Tim)

- Can you claim a tax deduction for mileage for education (Kirk)

- What happens to Health Savings Accounts (HSAs) when a person dies (Wil, Sarasota, FL)

- Where should money be invested after a 401(k) and Roth IRA (Matt)

- Starting a taxi business (Victor)

Resources/links:

http://www.dealtmovie.com/

https://www.irs.gov/pub/irs-pdf/p970.pdf

Oct 30, 2018
How To Control Your Money (So Life Doesn’t Control You)
39:45

- How to find more willpower to control your money.

- How to instantly increase your business revenue

- Where the part-time jobs are this season.

Listener questions:

- How much money should you spend on your business (Justin)

- What is the difference between an emergency fund and a float fund (Captain Kirk)

- Where do I get educated on investing (Zach)

- How can I supplement my income to pay off debts faster (John)

- We're about to lose our home to foreclosure and don't know where to go for help (Carrie)

- What is the difference between a security freeze and a credit freeze (Kristin)

Resources/links:

 

Oct 26, 2018
How To Retire Really, Really Early
39:45

- Financial independence can come at any age, and at any income level.

- The story of a generous customer who leaves a $10,000 tip.

- Mo shares advice on how to reward good customer service.

Listener questions:

- How do I save money each month for an emergency fund (Vonda)

- Can money from a 403(b) be withdrawn to pay for a house downpayment without tax and penalty (Emerson, Monterey, CA)

- How can I live more efficiently and not have a bank account in the red all the time (Whitney)

- How do I save money while earning minimum wage (Jordan)

- Our financial plan is very week and we can barely eat (Alison)

- How much can you withdraw from your retirement funds and have it last (Kevin, Atlanta, GA)

Resources/links:

https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-tax-on-early-distributions

Oct 25, 2018
UltraFICO Score - The New Credit Score And What You Need To Know
39:45

- The new UltraFICO score may be the answer to over 15 million people who don't have credit scores.

- From barefoot to Bentley's. The story of building a restaurant empire from scratch.

- Red Alert Warning - Avoid this kickstarter scam from Aurora Coffee.

- Should you follow Charlie's advice to build wealth (not no, but heck no).

Listener questions:

- Just moved to another state and can't pay the bills (Shay, FL)

- Where to get started investing (Pablo, SoCal)

- Is dividend investing a good way to earn passive income (Christian)

- Use a HELOC to pay off your mortgage faster (Michael, Richmond, CA)

Resources/links:

https://www.fico.com/ultrafico/

https://www.wikihow.com/Follow-the-Mortgage-Accelerator-Plus-Program

Oct 23, 2018
How To Get Results With Customer Service Problems
39:45

- Trey is having a problem with AT&T after spending hours with them on the phone. He asks for Scott's tips on getting the problem fixed.

- Michael went from living paycheck-to-paycheck to a net worth of $375k!

- Is audit protection worth the cost?

- How to use credit card points for FREE travel.

- More on HSAs and how to use them to save you money.

Listener questions:

- Paul is using his credit cards too often and is reluctant to cut them up.

- JT's wife is a 1099 contractor and he asks if a SEP IRA is good for her to invest in.

- Omid (California) has some tips for other listeners on switching banks.

- Ron (Facebook) is deciding how much to save for retirement vs. sinking funds and opportunity funds.

- Stan is overwhelmed with credit card debt.

- Chris has an investment property that is losing money and is considering a 1031 exchange.

Resources/links:

https://www.rockrollnsoul.com/

Oct 19, 2018
The Best Place To Invest Right Now
39:45

- How an emergency fund can save you money over the long run.

- Moving abroad to get out of debt and get ahead

- Is a 401(k) the best place to put my money (No)

Listener questions:

- How to market a food product (Rachel Ray)

- Using Acorns as opportunity fund (Walter)

- Roboadvisors vs. three-fund portfolios (KC)

- Worried about paying back a bank loan because things keep going wrong (Betta)

- I'm tired of being a poor graduate student (Alexis)

- Buying a townhouse while using credit cards to survive (Sean)

Resources/link:

Consumer Reports Extended Warranty Guide: https://www.consumerreports.org/cro/extended-warranties/buying-guide/index.htm

Oct 18, 2018
Save Money On Christmas This Year
39:45

- What are some tips you can use to save $1,000 on Christmas this year?

- Can you make $3,000 before 9 AM? The perils of day trading.

- What types of scams could you fall for?

- The most valuable lesson learned at an early age (Matt)

Listener questions:

- Is an IRA Rollover or Fidelity Go a better choice (Nala, Maryland)

- Should I rent out my house or sell it (Heather)

- I can't save for retirement right now (Jamie)

- What are the keys to success (Peter)

- How much life insurance should I buy (Roberto)

- Should I switch to another state's 529 plan (John)

Oct 16, 2018
How To Pay Less In Taxes Over Your Lifetime
39:45

- It's tough to see your hard earned money go towards taxes, but with some planning you can pay less - A LOT LESS.

- Why did the stock market drop?

- Going through a divorce with kids and stressed out about money? A listener has some very valuable advice for you.

- Petra is debt free! Hear her inspiring story.

- What is the point of having money? From Jay Leno.

Listener questions:

- How to budget and make sure the kids have everything they need (Nicollete)

- Should you rent out a house or sell it and downsize (Heather)

- Should you sell a car to pay off debt and start a house down payment fund (Alexandra, Texas)

- Should I consider a reverse mortgage (Phil)

Resources/Links:

Reverse mortgages, Wade Pfau - https://www.amazon.com/Reverse-Mortgages-Secure-Retirement-Researchers/dp/1945640006

Oct 12, 2018
10 Financial Warning Signs To Be Aware Of
39:45

- Why do many people end up broke? Often it's because they never see the warning signs coming. Breaking the paycheck-to-paycheck cycle and moving along the path to building wealth involves knowing when you're facing a financial cliff and getting help to keep from falling off.

- Where are the jobs in this economy if you aren't earning enough? Katie reports from an economic forecasting seminar she attended recently.

- Does your choice of college for an MBA matter?

- An inspirational story about how adversity has led to resilience. (Daniella, OR)

Listener questions:

- How do you decide between long term and short term investing goals (Rodney)

- I have medical and credit card dent and am not budgeting properly (Kelsey)

- Need an extra $2,000 a month until I start collecting social security (Jan)

- Which books show you how to not gamble with your fun money for investing (Ally)

- How get enough money to travel abroad with a family every year (Diane)

Also mentioned:

- Lessons learned from Mattress Firm closing stores and Sears filing for bankruptcy.

- How having too much money can be hazardous to your health.

- This popular investment with 20 somethings has cratered and Scott says its a good thing.

Oct 11, 2018
A Proven Flexible Plan For Your Financial Freedom
39:45

- As you soon realize everyone improvises with the plans they follow, guilt, disappointment, and feeling bad about yourself goes away.

- Drew Brees was written off as too short to play in the NFL but just became the player who throw the most yards in NFL history.

- Jobs on Craigslist that pay $75k/year with benefits!

Listener questions:

- Are Roth 401(k)s taxed by an employer? (Manuel, Florida)

- Funding college and retirement while going through a divorce and making $11/hour (Julie)

- How to start a small business (Irene)

- Saving a lot but is it enough (Patricia)

- The price of living in San Francisco is very high (Heidi)

- How to start investing in a taxable account (Anon)

Also mentioned:

- When you learn better you do better (Brittney, LA)

 

 

 

 

Oct 09, 2018
3 Ways To Stop Worrying About Money
39:45

- Three things you must do to build wealth at any stage and any age.

- Be aware of what others say you can afford and you'll be much better off.

- Scott rants on people that can't find time for priceless information.

- Holly is now debt free!

Listener questions:

- Valene and her husband are in their 50's, make $65,000 a year and want advice on the priorities of paying down a mortgage vs. saving for retirement.

- Anthony switches to a discount broker.

- Rebecca is upside down on a loan for a truck that doesn't run.

- Walter is in college and needs an alternative to the high minimums some index funds cost for investing.

- Valarie has 50-cents to her name and needs money today.

Also mentioned:

- John (San Antonio, TX) is a college student and shares his wisdom on how to live your desired lifestyle.

Resources mentioned on the show:

https://scottalanturner.com/14-ways-make-money-for-rent/

FeedingAmerica.org

211.org

 

 

Oct 05, 2018
How To Turn a Spender Into a Saver
39:45

- The reason why spenders spend and savers save, and how you can go from being a spender to a saver.

- The amazing story of A. and how she paid off her student loans.

- Now is the time to get a deal on a used motorcycle.

- Are you keeping up with the Jones' lunch box? Watch out!

Listener questions:

- Jesse is 30-years-old and in great financial shape, but doesn't know where to put his extra money since he doesn't want a house.

- Janet got scammed out of $76,000 and needs to make the money back for retirement.

- Z asks if millionaires all show off.

- Maxi's car insurance has gone up from a couple wrecks and now she needs help because the payments are too much.

Also mentioned:

- Money saving tips for brides.

- Simple way to protect your medical identity.

Resources mentioned on the show:

211.org

 

 

 

Oct 04, 2018
Make An Extra $50,000
39:45

- One listener increased his income by $55,000 over the past year. Scott shares how people can make a lot more money over their careers by negotiating for a raise.

- Dolores (FL) has some inspiring words for those people making excuses about their situation.

Listener questions:

- Matt (Missouri) wants to save interest by paying off student loans earlier in the month.

- Elvis is looking for guidance on breaking the paycheck-to-paycheck cycle.

- Felix is 35-years-old and taking out 401(k) loans to pay for everyday expenses.

- Dony was denied a home loan and asks for advice.

- Sultan has a lot of student loan debt and wonders if it will ever end.

- Sierra's car was hit by a deer and she lost her only source of income.

Also mentioned:

- A website where you can see what amazing things people have done at every age of life.

- Lora shares her favorite InstaPot recipe.

Resources mentioned on the show:

https://www.museumofconceptualart.com/accomplished/index.html

InstaPot ribs - https://tastesbetterfromscratch.com/instant-pot-ribs/

 

 

Oct 02, 2018
What Do Your Shoes Say About You?
39:45

- Scott rants on the $500 Neiman Marcus shoes that have duct tape on them.

Listener questions:

- Andrew (Fairbanks, AK) asks if he should pay $1,800 for an extended car warranty.

- Steven is making less pay at a new job and wonders if he should cash out his 401(k) to start his own business.

- Laken is a single mom and getting no child support. She needs help with her spending plan.

- Nicole (Louisiana) is paying $800/month in car insurance for the family and is struggling to get all the bills paid on time.

- The Dog is a contractor with access to a 401(k) and asks if she should participate if she will not be 100% vested by the time the contract is up.

- Kreate (YouTube) has a question on robo advisors.

 

 

Sep 28, 2018
What Happened When She Quit Credit Cards
39:45

- Quitting credit cards when you're in debt and have no emergency cash sounds impossible. Here is what you need to be aware of.

- Kel is IN THE BAND! $35,000 in debt paid off and now debt-free.

- The reality of debt in America and how you can be on the good side of being in debt forever.

Listener questions:

- Carey (Boston, MA) has a 12-year-old and asks what happens to a 529 college savings plan if her son doesn't use it.

- Ken (Louisville, KY) has a son living at home because he can't find a job after graduating. He asks how he should help.

- Gunard isn't sure if he needs a savings account or can just use a checking account for everything.

- Mr. Peabody (Anonymous) asks if prepaid funeral expenses are a good idea for his dad to get.

Also mentioned on the show:

- Big misconceptions about investing revealed.

- Fat Bombs. Nuf said.

- Credit cards hacks you may have never heard of.

Sep 28, 2018
Do This To Get To The Next Level
39:45

- A chance encounter leads to some amazing life lessons.

- Lora is debt free (and with a better credit score than Scott)!

- Resources you can use to deal with customer no service.

Listener questions:

- William asks about travel reward cards and if its better to use them to book trips or get credit back after the trip.

- Jessica's husband is in jail and he was the sole income earner. She is in a bind.

- Andrew wants to put more money in a bank account than FDIC insurance covers. Is it a good idea?

- Carlene's roommate moved out, then she needed a new car. She is stuck in the paycheck-to-paycheck cycle.

Also mentioned on the show:

- The story of some elders who have life insurance policies that may not cover them.

- Credit cards hacks you may have never heard of.

SoundCloud: http://soundcloud.com/zdontherapper
FaceBook: https://www.facebook.com/zdontherapper/
Instagram: https://www.instagram.com/zdon_the_rapper/

Sep 26, 2018
Four Things To Get You To $1M In Your 401(k)
39:45

- How many 401(k) millionaires are there? You'd be surprised (Scott will tell you). Find out the four things you can do to become one too.

- Scott rants on a new investing book which takes a quote out of context on the first page of the book!

Listener questions:

- Alexis is trying to share with her husband why a used car can be good for the family, and keep their kids safe.

- Gandolf has a question on an article he read about credit freezes.

- Adam is 44 and asks if he is on track for financial freedom.

- Jo is on a fixed income and wonders how to pay off a mortgage, car, and credit cards.

- Thomas has $100,000 in credit card debt for his business and asks if he should use his wife's 401(k) to take out a loan and pay it off.

Also mentioned on the show:

- You are not the average of your past.

Sep 22, 2018
Ask This Question Always To Be Smart With Your Money
39:45

- Starr's kids often ask for money advice. Here's where you should turn before making big decisions that could come back to haunt you.

- The best and worst places to live to become a millionaire. Good grief, the editors don't even know where Hawaii is.

- StarLord is stuck at home but stress free because of his family's financial independence. An inspirational story to every listener.

Listener questions:

- Davis asks Scott's thoughts on if you should have $1M before buying a new car.

- Catwoman wants to know the caps and phase outs for Roth IRAs.

Rod (Dunwoody, GA) has a boss he doesn't get along with and needs help in how to deal with the situation.

- Scott (Portland, OR) argues zero percent financing is like borrowing money for free. Is he right?

- Daniella (Trenton, NJ) has a medical bill in collections and doesn't know what to do about it.

Also mentioned on the show:

- The downside of a microwave society and how to overcome it.

Sep 21, 2018
What To Do If You Have a Huge Problem Eating Out
39:45

- Food is one of your biggest expenses, so how do you keep from overspending on eating out and for groceries? Scott has the answer.

- Every Well, a possible solution if you're sick and tired of being sick and tired.

Listener questions:

- Ron (YouTube) confirms the last 10 years have been a great time to be in the market.

- Roberta (Stockton, GA) has an issue with her husband not being equal with the budget.

- Crystal (Hot Springs, AK) asks for a good home insurance company and what kind to get.

- Charlotte is ready to start an emergency fund but doesn't know where to get the money for it.

- Will (Nebraska) wants to know how to get out of a car lease.

Also mentioned on the show:

- It's getting harder to find good rental properties because of Big Data, but don't give up hope.

- One high school student turns a hobby into a thriving business.

Links mentioned in the show:

https://coppellstudentmedia.com/81659/special-features/cameron-koriala-hook-kids-preteens-with-fishing-business-get-head-start-on-career/

- http://swapalease.com

Sep 19, 2018
Learning To Grow Money While You Don't Have Any
39:45

- Scott rants on bad journalists who are only telling half the story. Watch your money!

- Things to consider when starting a business.

Listener questions:

- Heather (St. Paul MN) asks if the debt snowball or debt avalanche is better.

- David (SoCal) has some stock options he wonders if he should keep.

- DeShawna (Hartford, CT) is a bride on a budget and asks what is reasonable to spend on a wedding.

- Roger wants tips on getting his wife on board with the early retirement movement.

Also mentioned on the show:

- When the call comes to show your home to prospective buyers.

- Fertility treatments are ultra expensive but a new option is 1/3 the cost of normal prices.

 

Sep 17, 2018
Do You Know The Best Time To Start Investing?
39:45

- Fear keeps people from doing a lot of things, but for everyone who has been afraid to invest you'll want to hear the stories of the people who overcame their fear and built great wealth over the past ten years.

- Scott rants on a Billionaire giving out fantastical advice about the future.

Listener questions:

- Mandy (London, UK) has $40,000 (UK) in debt and wants help with how to pay it off.

- Anwar (South Africa) is 31-years-old and needs some help educating himself on getting out of a heap of debt.

Also mentioned on the show:

- Red alert warning - Are you aware your taxes could go UP next year? You have to do something TODAY or you might get hit with a big tax bill.

- Nigam is a first time home buyer and asks about putting 20% down.

- MaKeshia has a tip on staying away from payment plan cosmetics.

 

Sep 14, 2018
Best Practices For Prioritizing Your Busy Life
39:45

- There is a huge difference in how much someone 'makes' vs. how much they take home and have in the bank. When you can identify the difference you can avoid some clever marketing tricks.

- A new side gig pays $7,500 for 3 days of work. You won't believe what it is.

Listener questions:

- April (Florida) is having problems binging on buying stuff and breaking her spending plan.

- Angel and her husband ask for techniques they can use to get out of debt quicker.

- Justin asks about day trading as a career.

Also mentioned on the show:

- Red alert warning - What are the real earnings you can expect from MLMs?

- Two people say they made a 'stupid' decision to borrow for a car. Was it a good decision or not?

- Anonymous ((Portland, OR) shares a lesson picking your top priorities in life.

Show links:

https://www.cs.cmu.edu/~dst/Amway/AUS/stats.htm

https://www.dalbar.com/Portals/dalbar/Cache/News/PressReleases/ActiveVPassiveInvestorReturns.pdf

Sep 12, 2018
What To Do When You're Bad At Money
39:45

- Everyone is bad at money at some time or another in their life, right? Scott shares the first step in figuring out how to improve any situation you are in.

Listener questions:

- Aida (California) asks about borrowing from a 401(k) to pay off debt.

- Juan is a 24-year-old college student with $1,000 to invest.

- Grace is 31 and feels like a big failure. Scott tries to convince her she is not.

Also mentioned on the show:

- Red alert warning - fake check scams have cost people $25 million last year.

 

Sep 10, 2018
Don't Get Run Over By Your Decisions
39:45

- Scott's neighbor Bob used to step out in front of speeding cars to get them to slow down. The result might surprise you.

- DaMama will inspire you to take things one small step at a time, if that's all you can do for now.

- Theranos is DRT - Dead Right There. Lessons learned from this giant investment scam.

Listener questions:

- JB (Charlotte, NC) asks about the high fees in his target date fund and wants to know if there is a better option.

- David (Seattle, WA) is age 68 and asks how to start investing if you're retired.

- James is setting up an LLC for his rentals and asks if his investment accounts should be under the LLC too.

- Willow's son just bought a house and she wants to know if home warranties are a good buy.

Also mentioned on the show:

- Have you heard of cleaning grills as a business idea?

 

Sep 07, 2018
How To Talk About Money
39:45

- Scott shares a simple way to start money conversations and avoid that awkward feeling.

- The inspiring story of a 50-year-old getting his first chance at being a major league baseball coach.

Listener questions:

- Gwen wants to know if Scott is taking on clients.

- Val (Quebec, Canada) just got a master's degree and has a question on investing.

- Lando (New York City, NY) is getting married and asks for tips on combining finances.

Also mentioned on the show:

- Alexandria (Atlanta, GA) won't make this mistake again.

- Broke College Grad (Cambridge, MA) just wishes we would all get along.

- Jason recalls his first debt-free paycheck.

- What is a fiduciary and why should you care?

- Marylin Manson is going back to their old ways. Good for profits, bad for customers.

 

Sep 05, 2018
These People Are Winning With Money
39:45

- Scott and Katie share stories of people that are sure to inspire you.

Priscilla
Michelle S.
Debtfree Dreemin
Ashley (Dallas, TX)
Michelle
The Frugal RN
Kristina
Christine
Amber

 

Sep 03, 2018
Please, Ask Me A "Stupid" Question
39:45

- Scott rants on people who act higher than everyone just because they know have the knowledge others don't.

- Water cooler moment - can you explain inflation? Most people can't but after this you'll be able to.

Listener questions:

- Alison asks if it's normal for investment companies to not be FDIC insured.

- Jim's girlfriend just got a car loan and he's trying to help her see the value of financial independence.

- Daniel discovers why saving is important.

Also mentioned on the show:

- Emma (Kansas) recalls her first ever big purchase - a Barbie limo!

- Red Alert Warning - Our military are under attack by greedy politicians.

- We salute Shannon for staying consistent.

 

Aug 31, 2018
Discover How To Avoid Spending Splurges
39:45

- Scott reports on his recent visit to the mall and how to avoid all the temptations like new shoes and a Cinnabon!

- Check out this app which tells you where kids can eat free.

Listener questions:

- DaMama asks about keeping unused credit cards open and if she should have a debit card for her investment account.

- Armani (Canada) asks if there is a similar service to Vanguard.

- Jason shares how his in-laws went bankrupt as real estate investors during the last recession.

- Adam has a tip for people wanting to avoid student loans.

Also mentioned on the show:

- The dangers of owning a franchise.

- Willow shares the impact the show has had on herself, her family and her friends.

- Mama loves a budget

 

Aug 29, 2018
Why You're Better Off When You Don't Have To Write Checks Every Month
39:45

- Big J has some big savings and is a millionaire! Discover how his family did it.

- How spending $28,000 cost one 30-year old a million dollars. Avoid this catastrophic mistake!

Listener questions:

- Dany (Mount Vernon, NY) has maxed out the savings for his retirement accounts (WooHoo!) and asks about a cost effective way of getting a CFP.

- Hammer Time shares his thoughts on saving/investing for young kids.

- Denise read an article about how she would end up paying more money if she stopped contributing to her retirement and paid down debt instead.

Also mentioned on the show:

- Gronk of the New England Patriots shares some car buying advice with a teammate.

- The costs of setting up a 401(k) for solopreneurs and business owners.

 

Aug 27, 2018
Growing Up Poor And Budgeting Your Way Out
39:45

- Reva has learned how to spend and budget by watching her parents make bad decisions. Hear how you too can choose success.

- Nila filed for bankruptcy and just finished paying off her student loans. She is in the band!

- You could be doubly underwater on a car and end up owing a big bill.

Listener questions:

- Jason wants to know the pros/cons of the no debt crowd vs. good debt crowd.

- Joe asks about annuities and if they are good for saving.

- Shane is thinking about having his parents add him to their credit card and wonders if there will be an impact to his credit score.

- Jon is 27 and has the option of paying $11,000 for service for his job so he can retire two years earlier and still receive pension benefits.

Also mentioned on the show:

- Scott had it right all along about one of his ideas from years ago.

Aug 24, 2018
Learn How To Not Get Lost With Your Money
39:45

- Scott is back from vacation with a story on how to not get lost on your path to financial freedom.

- Katie gets a new travel credit card and shares the pros/cons of it.

- JT's extended family is constantly scheduling budget busting activities and he asks for advice on what to do.

- Kirstie (Coffeeville, KS) is age 25 and wants some advice on pre-paying the interest on student loans.

- Neo (YouTube) suggests borrowing from a 401(k) and using the money to invest in rental properties. Is this the best path to building wealth?

- Claire is a personal finance blogger and has a tip on when it's ok to buy luxury brands.

Aug 22, 2018
YUMO! Are Any Foods Good For Your Wallet?
08:50

Yep, Scott's still on vacation today. Last short show until we return!

- Rachel Ray (celebrity chef) is under fire for her nutritious pet foods. Is this about nutrition or unfair competition? Follow the money so you're not deceived by clever marketers after your money.

Aug 20, 2018
Are You Looking At Money The Right Way?
08:50

Scott's on vacation this week, but we have a mini show until he returns.

- Nathan provides three very important money lessons so you can have more than a middle class mindset.

Aug 17, 2018
How Much Sweat Does It Take To Buy Stuff?
08:50

Scott's on vacation this week, but we have a mini show until he returns.

Nobody can remember what this show was about. Probably something to do with money.

Aug 15, 2018
60 Second Retirement Planning
08:36

Scott's on vacation this week, but we have a mini show until he returns.

- Maria and Matt (UK) want to pay off their mortgage and ask for Scott's thoughts on their retirement plan. Using the Rule of 25 you can guestimate how much you need to not outlive your money over 30 years.

Aug 13, 2018
How To Turn Your Financial Life Around
39:45

- Sydney is our second personal finance scholarship winner. She found the key to the fountain of money and shares it.

- Michelle shares when brand names DO matter.

- Steve asks about his 457 plan and if he can withdraw the money without penalty.

- The penny pincher girlfriend asks if her partner should save money in his 401(k).

- Will you be prepared to pay $6,000 a month for your aging parents?

- Debt Free Mum of 3 shares her August goals.

Aug 10, 2018
Are You Losing Money On These Grocery Store Tricks?
39:45

- Jax is the winner of $1,000 for the personal finance scholarship. Hear how his mother inspired his relationship with money.

- Lori asks what her 15-year-old should do with the $2,000 she has saved.

- Austin is newly married and asks if his financial plan has any red flags

- A teacher quits his job to shop for others full time and is earning $100,000 a year.

- Lisa is caring for four grandkids and needs help figuring out how to pay for care.

- Red alert warning - a new pump and dump scam.

- Are you falling for these grocery store tricks? Save money by identifying fake labels.

 

Aug 08, 2018
How Safe Is Your Job In This Booming Economy?
39:45

- Bill asks about different auto deposit options at investment companies.

- Grant's mom is getting a $35,000 settlement and wants to know the impact on Medicaid.

- Jimmy (New Jersey) has 7 more years in the Army National Guard and is deciding on putting the money in a TSP or something else.

- Nathanial comments on Scott's take on credit cards vs. debit cards.

- How to select a charity and not get ripped off.

- Is your employer doing well on the surface? 351 employees of a car dealership are not getting a paycheck because of mis-management. An important story on why you must have an emergency fund.

- Lexie is winning with the cash envelope system.

Settlement Alliance - https://www.settlement-alliance.com/

Aug 06, 2018
How Not To Fund a College Education
39:45

- What you need to avoid at Costco.

- Dan asks about using the cash value from whole life insurance to fund college education.

- Lucy's husband has a Thrift Savings Plan and asks about if a Roth or regular plan is best.

- James wants to know how much to start investing with.

- Well Where Did My Money Go is back in the news with more fines.

- Scott shares how to get your kids (as young as 4) started learning responsibilities and working in life.

- Missy pays off $1.2M in debt over 8 years.

Share your success story: https://scottalanturner.com/share-debt-success-story/

Aug 03, 2018
Are Emergency Funds A Thing Of The Past?
39:45

- Bruce Williams. 6th greatest radio host of all time. Retired. And he should stay that way.

- Anthony (YouTube) asks if he has a regular IRA if he can convert it to a Roth IRA.

- AT would like to make some housing upgrades but wonders if the money should be put towards other goals like retirement or an emergency fund.

- Home buying mistakes every age group may be making. Have you made it? Scott has.

Aug 01, 2018
Are Teenagers Making This Credit Score Mistake?
39:45

- The views on credit scores are very different among teenagers. Scott shares which ones have it right.

- Omid (Camarillo, CA) questions if he should stay with Well Where Did My Money Go or switch to a local credit union.

- Jenni has a question about a company charging $50 a month and promises to make you money.

- Antonio is 23 years old and deciding on the best way to divide up his income for investing.

- What are the best 529 College Savings Plans?

- Red alert warning to pay attention to online purchases that may include unnecessary add-ons.

- The inspiring story of a teenager who decided to make candy for other kids and donate part of the profits to help homeless children.

Jul 30, 2018
How Much Should You Put In Your Emergency Fund Each Paycheck?
40:15

- Ana (Wellington, FL) asks about filing for bankruptcy to get a fresh start.

- Libraries are under attack! Scott shares why these valuable resources should remain and all they have to offer.

- Adrian is starting a new job and wants to know how much to put into an emergency fund each month.

- Vickie (Laveen, AZ) wants to help herself and her children to earn extra money so they no longer have to struggle.

- Business ideas for teenagers.

- This company is paying back tens-of-millions in fraudulent charges. Are you owed money?

- The story of a teenager who isn't letting growing up poor define him.

Jul 27, 2018
How To Find Hope In Your Situation
39:45

- Scott shares some new and creative ways to save money every day.

- R2D2 can't find financial help for an hourly fee and asks where to look.

- Are you relying on a pension to fund your future? Another warning for failing promises you don't want to count on.

- What's going on in your 401(k)? Another major company is being sued for $140M because of mistreating their employees.

- Larry (Augusta, ME) had a financial hardship and wonders if he has any hope of retiring.

- Is someone in your family (or you) going to make this huge retirement mistake?

- William has a few negative marks on his credit and wants to know how to get rid of them.

- Ana (Wellington, FL) feels like she is drowning and can't afford her car.

- Robert is moving to a new city with his girlfriend and she doesn't want to discuss splitting up the bills.

Jul 25, 2018
Are You A Loser? I Am.
08:55
Jul 23, 2018
How To Handle The People Holding You Back
39:45

- Find out what happens when you go to a Tony Robbins event.

- Jake asks about banking at Walmart and the private bank he uses compared to the big banks.

- A new study shows more people are registered for credit card rewards than retirement plans.

- Geras is starting college and wonders if picking stocks is the best way to get started investing.

- Alan has been getting crushed by his advisor with fees and asks if it's time to switch to something else.

- Adrian asks about the best financial apps for your phone.

- Some interesting excerpts from the personal finance scholarship essays.

Jul 20, 2018
Real Artists Don't Starve
39:45

- Why you don't need a dime to have a vision.

- R2D2 asks if there is an issue opening an ira for both me and my wife and maxing out at $11,000

- Karen had a friend die of cancer but who had his financial house in order. She asks what you should do to make things easy on your surviving family once you are gone.

- Chrissy has a toddler and is barely living paycheck to paycheck. She asks about a work from home opportunity to become a virtual assistant while she pursues her passion of acting.

- Christina asks what is the difference between a Roth IRA and a traditional IRA

- Never stop singing!

Links / resources mentioned:

Real Artists Don't Starve by Jeff Goins - https://www.amazon.com/Real-Artists-Dont-Starve-Strategies/dp/0718086260

Jul 18, 2018
Look At The Big Brains On Branjelina
13:23
Jul 16, 2018
How To Get Out of a Funk
08:55

- Scott is on break today but shares some tips on getting out of your funk.

Jul 13, 2018
Heidi Has $25,000 In Debt And Asks How Long It Will Take To Pay Off
39:45

- More tips on identity theft protection from a former con artist.

- Laura has an opportunity for a side hustle but wonders if it's a pyramid scam.

- Heidi (Brooklyn, NY) is looking for a plan to pay off $25,000 in debt.

- From cupcakes to cattle raising - the side hustles of NFL players.

- Jessie has a SIMPLE IRA with a company match and needs help with the investment choices.

- Katie gets her real estate license.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

Jul 11, 2018
Solo Asks How To Pay For IVF When It's So Expensive
39:45

- Catch me if you can! Frank Abignale on protecting yourself from identity theft.

- 43 million Americans are making this mistake with their credit cards. Are you one of them?

- Beth asks the best place to buy tires.

- Morgan has property taxes due and asks how best to save for them.

- Solo is looking to start a family and the $15-$30k cost of IVF treatment is a challenge. Scott and Katie weigh in since they had to go through two rounds of IVF.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

Jul 09, 2018
The King Is Dead, Long Live Elves
39:45

- Catwoman pays off $60,000 in debt!

- Richard (New Zealand) trades in his BWM for a big pile of money.

- Another brilliant mind bites the dust. How it impacts your finances.

- Heather wonders about free/cheap things to do this summer.

- Benjamin is 16 and asks what the best place to invest is.

- Karsten (Lynchburg, Virginia) is heading off to college in the fall and asks about making money while at school.

- The job market is out of control. Are you afraid of leaving a cushy job to make more money?

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

Jul 06, 2018
Improve Your Fireworks I.Q.
08:49

It's a short show today because of the July 4th holiday. Happy Birthday Merica!

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

Jul 04, 2018
Make More With Beast Mode
39:45

- Marshawn Lynch is famous for eating Skittles. And for scoring touchdowns. But his savings philosophy is what some people are starting to follow to build wealth. Find out what is.

- How to get rid of a timeshare.

- It's never too late to get started, but it's sometimes too late depending on how far away the destination is.

- Ann has a Roth 401(k) and asks if doing a Roth IRA would be better.

- Jennifer is recently divorced and trying to figure out how to budget.

- No more overtime! How to get ahead with less by doing more (sometimes).

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

Timeshare Users Group - http://tug2.net/

Jul 02, 2018
Lose Your Stress Today
39:45

- What are people stressing out about more than politics or health? Hint: It's not where Lebron James is going to end up.

- Why gold is the worst way.

- The great pillow challenge is complete - find out how to get a better night's sleep!

- Christina has a correction for us on free water at fancy restaurants.

- Chris asks for a robo advisor report

- Geordi is doing a backdoor Roth IRA conversion and asks when the last date the conversion can be done.

- Travel tips - how to save time on your next (and all future) trips to the airport.

- Katie vents on children asking for everything. Are you a parent (or know one) that gives in?

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

 

Jun 29, 2018
The Biscuit Bar
39:45

- What do your childhood memories mean to your financial present and future? Scott shares the importance of looking back to see if bad beliefs are holding you back.

- DJ (SoCal) has an existing 457 plan and asks about moving it to a new employer.

- Rob is 60 years-old and has $300k in student loan debt. He is concerned about paying for his kids education.

- The Biscuit Bar (one of the best ideas ever) is another example of starting a business nobody knew they needed.

- April asks for the list of index funds that are good to invest in.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

https://www.thebiscuit.bar/

Jun 27, 2018
What To Do With All That Stuff?
39:45

- Older generations are downsizing and are trying to figure out what to do with all their junk. It's time for you to score some deals!

- Janet asks what is a PLUS loan?

- Samnang is struggling with a car loan.

- Christina corrects Scott on the proper way to order free water at a restaurant.

- Some home monitoring services are an absolute rip off.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

 

Jun 25, 2018
Christina Asks About Borrowing Against a 401(k)
39:45

- ChristinA asks if it's ever ok to borrow from a 401(k) for something like a house downpayment.

- JT provides a bunch of tips (some are probably new to you) to help protect your identity.

- How to keep kids busy this summer.

- Wells Fargo is reimagining a better future where they don't rip off their customers.

- This month's Kibble Burger. The same as last months. Again.

- ChristinE looks for advice on the pros/cons of paying insurance in advance (6 months or yearly) vs. every month.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

https://www.wsj.com/articles/how-to-keep-cooking-obsessed-kids-busy-this-summer-1529431993

Jun 22, 2018
Trump Chicken Towers - Now Open
39:45

- A member of Scott's entourage backs out of a house deal. Listen to what happened and how you can apply the purchasing decisions to your own life.

- Kate asks about the dang fine Instapot recipes Scott is willing to share with everyone.

- Red alert warning - Orenda coffee makers - please don't buy one!

- Morn Deep is trying to make sense of their 401(k) options.

- Michael is starting the think about retirement and asks if it's better to take an early distribution from his pension and collect the money starting at age 55.

- Are you in one of those seasons where your money is going out faster than it's coming in? You're not alone.

- Do you have your emergency rations ready for an alien invasion? Or at least a short emergency.

 

 

Jun 20, 2018
Let's Go Barbie
39:45

- Scott shares several recent examples of people who went to school for one thing and are doing something completely different in their careers. What are the chances you will be doing what you went to school for over your life time?

- Red alert warning - a new report out shows colleges are using creative math in their acceptance letters and not telling the real deal on how much college will cost.

- Ysagani asks about the differences between managed investing accounts and self-directed investing accounts.

- Barbie (Charleston, SC) is a 21-year-old college student who needs help with a budget and paying off some credit card debt.

- Are credit card rewards for an annual fee worth it?

- Brian (MN) invested in a new kitchen for a rental and comments on the tax breaks.

- Quote of the day from Selena Gomez (yes, Selena Gomez).

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

 

Jun 18, 2018
Always Keep Going
39:45

- Hear the story of a listener who had a great plan, then got delayed due to an injury. What would you do in their position?

- Britney has a 401(k) and asks if she should be doing something else.

- Linda (Canada) is looking for money saving tips.

- Priyanka's parents are $20,000 in debt and she asks how she can help them.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

 

Jun 15, 2018
101 Ways To Prepare Ramen Noodles
08:49

- Back from vacation, but we had to call in a vacation day from the vacation because of how late we got back. But we still have some inspiring words of wisdom from Emma, a future world leader.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

https://scottalanturner.com/personal-finance-scholarship/

 

Jun 13, 2018
How Will The New Tax Laws Effect You
39:45

- Brian asks about the 2018 tax law changes and how they might impact the home mortgage interest deduction.

- Scott rants on yet another Silicone Valley insider that has all the secrets to the next great investment - for a very special price!

- Organic wheat is the latest ripoff to your hard earned money.

- Lori has a question on her retirement plan and wants to know what questions she should ask her human resources leader about picking the best options for her.

- Lean is considering using Quicken and asks Scott about his feelings on it.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

 

Jun 12, 2018
The Italian Diet Crisis
08:49

Scott's on vacation but he left you with a few words of wisdom until he returns. Think bread!

Jun 11, 2018
Hail To The King
39:45

- A hail storm rips through Scott's neighborhood and takes out hundreds of cars with it. Hear the warning of being properly insured from what life can throw at you.

- Lautrice is 28 and just started her first employer retirement plan. She asks if the investments that were selected for her are the best available.

- A follow up to Angie's situation on if her mother should buy a fixed annuity to help protect assets from a potential nursing home stay.

- Linda is 51 and trying to get term insurance without being employed. She asks for advice after being turned down.

- Money saving tips for the summer.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

National Academy of Elder Law Attorneys - https://www.naela.org/

 

Jun 08, 2018
When Is The Best Time To Buy A New Car?
39:45

- What are the best steps for you to take to save money on a car? And when is the best time of year/month/week/day to buy?

- Alexis got a $5k tax return and asks where to start investing.

- Spock is considering taking an early withdrawal from a 401(k) to pay off some debts and asks if it's a good idea.

- Caitlyn wonders when is a good time to buy appliances.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

Jun 04, 2018