The Scott Alan Turner Show | FINANCIAL ROCK STAR

By Scott Alan Turner, CFP®

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Category: Investing

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Subscribers: 114
Reviews: 1

Ed Frizzell
 Jul 22, 2018
Great podcast! Very informative and helpful! Keep up the hard work. I recommend the podcast and its irreverent format!

Description

Live like a Financial Rock Star. Scott has made the money moron mistakes so you don’t have to. He teaches you how to think differently about money, so you can get out of debt, get started investing, and generate passive income with real estate. Scott lived the paycheck-to-paycheck lifestyle, but by age 35, he turned it all around and became a self-made millionaire and is now on a mission to help you. If you’re stressed out or worried about money, the Scott Alan Turner podcast will help. Foolproof finances with unbiased advice (no sponsors, no advertisers). Life change, guaranteed. If you mixed Dave Ramsey, Clark Howard, Rachel Hollis, and Tony Robbins together with a healthy dose of entertainment, rock n roll, and a splash of Star Trek, this show is what you would get.

Episode Date
Bad Money Advice We Should All Avoid (BAD ROMANCE)
39:44

There are lots of things you could do with your money. Here are 5 things the media is telling you to do which are a bad idea.

I'm getting an inheritance and have some debts, what do you think about my plan to divide up the money (Keith, Texas)

I'm 50 years old and want to start building a solid financial foundation. Where do I start? (Erin)

Mortgage rates reach an all-time low (at least in our lifetimes). Why now is the time to make a real estate move if you were planning on it.

Thanks for all you do and being authentic (Herb)

=====
Get The Millionaire Roadmap online course HERE: http://bit.ly/best789

May 29, 2020
The Cash Budget is DEAD. Long Live Plastic.
39:42

Scott says he's done with the cash budget/cash envelope system. He explains the pros/cons and why everyone should at least try it to build wealth.

Where should I start saving during Corvid (John, Indiana)

How does hacking your HSA work and what are the steps (Rodion, NYC)

Why the show has infauxmercials (thanks listener Roman)

Make sure you get out and take it all in while you can. These times may never repeat.

What do you want to be famous for? Scott's 6-year-old son share's his thoughts.

=====
Get The Millionaire Roadmap online course HERE: http://bit.ly/best789

May 27, 2020
What If You have 3 (or More) #1 Priorities? (PARALYZER)
39:41

What should be my priority to do with my money - debts, investing, or an emergency fund (Jess, California)

Why random acts of kindness will improve your mood. Scott got free Whataburger!

Financial freedom to me means being able to get what I want (Christina)

=====
Personal Finance Scholarship: https://scottalanturner.com/personal-finance-scholarship/

Get The Millionaire Roadmap online course HERE: http://bit.ly/best789

May 20, 2020
10 Financial Moves To Make Today (MOVES LIKE JAGGER)
39:42

10 things to consider right now to be doing with your finances, even if you're under or unemployed.

How do you decide if it's a good idea to do a balance transfer if there is a balance transfer fee (Humberto)

What can we learn from the Detroit automakers and oil companies on managing our money the next time the economy tanks? They learned the answer!

Here's where the new jobs are today.

Discover how the CEO of an 80,000 person company comes up with ideas to improve her life and business, and how you can do the same.

=====
Get The Millionaire Roadmap online course HERE: http://bit.ly/best789

May 13, 2020
Get Paid Like Scott (HATE TO SAY I TOLD YOU SO)
39:44

SUCCESS STORY - One listener pays off $150,000 in student loans in THREE YEARS by thinking outside the box. What could you do to save more faster?

Yes, you can afford anything (just not everything). Have you thought about prioritizing your dreams?

Should I refinance my house right now if I'm planning on staying in it for ten more years? What do I need to know? (J, Colorado)

I have $200,000 in PLUS student loans for my out-of-work son. I'm age 62, where should I start (Hallina)

RED ALERT WARNING - The online huckster's can't stand in when Scott speaks the truth. Here's what you need to know.

Are you looking through the windshield or the rear view mirror?

Get The Millionaire Roadmap online course HERE: http://bit.ly/best789

May 08, 2020
Murdering Your Money (RUN TO THE HILLS)
40:13

Beware ye' these financial pied pipers coming for your coin.

Here's what happened to my credit score when I removed myself as an authorized user (George)

Should you put money in an HSA and not touch it (Loren)

RED ALERT WARNING - Free FICO Scores are not really free.

Shout out to all my Doomsday Prepper listeners.

Get The Millionaire Roadmap online course HERE: http://bit.ly/best789

May 06, 2020
The Piggy Bank of Last Resort (PEACHES)
39:43

'the Netflix of Personal Finance':
Try it FREE - http://bit.ly/best789

- Things to think about when taking money from a 401(k)
- SUCESS STORY - Still working and enjoying time at home (Chara)
- SUCCESS STORY - Paying off debts during these times (Delores)
- How to talk to people about your (and their) last wishes
- RED ALERT WARNING - This could be thing that's going to disappear from store shelves next.
- Add the Biltmore to your bucket list: https://www.facebook.com/Biltmore/

Apr 29, 2020
Should You Pay Down Debt NOW
40:13

'the Netflix of Personal Finance':
Try it FREE - http://bit.ly/best789

- I'm out of work because of the virus, I've got some cash, should I pay off the balance of my student loans (7of9, New York)
- I can't get hired because of my felony background, what can I do (Elise)
- Stories of people who borrowed too much to get rich quick and are now feeling the pinch. How they (and you) can avoid this bad situation.
- There are super deals on travel hotels right now. How can you take advantage of these savings if you still want to go on summer vacation.
- Save money on services in 10 seconds by asking this question
- Feeling anxious or stressed out? Try this trick to improve your mood today.

Apr 24, 2020
Reinventing Yourself 2020 (PINBALL WIZARD)
39:42

'the Netflix of Personal Finance':
Try it FREE - http://bit.ly/best789

- What does it mean to 'reinvent yourself' in the 'new normal' and how can you earn more income from that?
- Jobs you can do right now that will set you apart from others
- What do you think about if it's a bad idea to pay off your mortgage early (Robert)
- What's wicked awesome about you
- RED ALERT - Watch out for this latest phone scam

Apr 22, 2020
To Be A Rock Star (NO EXCUSES)
39:40

'the Netflix of Personal Finance':
Try it FREE - http://bit.ly/best789

- Where should you start if you don't have a clue where you should start? (Andrea)
- Should you take a penalty-free 401(k) withdrawal now to pay off student loans (Bart)
- Should we invest in my company 401(k) or a UNI-K for my husband (Karen)
- Why people need a runway for the next time
- No more excuses for getting things together.

Apr 16, 2020
Weathering The Storm (NO RAIN)
40:13

'the Netflix of Personal Finance':
Try it FREE - http://bit.ly/best789

- Thanks to your advice I have enough saved to weather this storm (Craig, Canada)
- Where are the deals during this time?
- Why a home inspection brings peace-of-mind (Justin)
- Will removing myself as an authorized user increase or decrease my credit score (George)
- Why we should be optimistic about the future

PE for kids:
https://openphysed.org/activeschools/activehome

https://www.gophersport.com/blog/gopher-live-episode-2-at-home-resources-and-activities/

Apr 15, 2020
I'm Being Tested Too - Why I'm Optimistic For All Of Us (HEY PRETTY)
39:45

'the Netflix of Personal Finance':
Try it FREE - http://bit.ly/best789

- Scott is on the road (driving + explaining) why people should not panic about the stock market, their future, their children's future, and the economy.
- I have taken time to plant some seeds for the future (Stefanie)
- What are some methods you'd suggest about locking in the best interest rate we can for a new house (Justin)

Apr 08, 2020
5 Years Ago... (HIGH HOPES)
39:43

'the Netflix of Personal Finance':
Try it FREE - http://bit.ly/best789

Listener stories that will inspire you to take action for today and your future so you can sleep well at night.
- Yes, there is hope for the future. Here's how to plan for it.
- Understanding the stimulus package for small business owners and how it impacts employees that are out of work
- Tips for small business owners during this time
- Should I invest a rollover now or wait (Jeremy)
- Check out the Biltmore Blooms on Facebook - https://www.facebook.com/Biltmore

Apr 03, 2020
Finding Humor In These Strange Times (TOMORROW)
39:43

'the Netflix of Personal Finance':
Try it FREE - http://bit.ly/best789

- Yes, there is hope for the future.
- Tips for small business owners during this time
- Why you should continue investing
- What does it look like to have financial independence these days?
- Are you thriving during these times? Please share your story by emailing us - scott@scottalanturner.com

Apr 01, 2020
What To Do Right Now With Your Personal Finances
40:16

'the Netflix of Personal Finance':
Try it FREE - http://bit.ly/best789

Scott shares his thoughts on the economy, how to survive, and what to do with the kids out of school during the coronoavirus situation.
- What should people be doing now with their money?
- Lessons we can learn from the past
-Paid off $100,000 in student loan debt (Crystal)
- Why we're not worried about this situation even with a lay off (Ernesto)

 

Mar 25, 2020
The Millionaire Fast lane (LIFE IN THE FAST LANE)
40:14

'the Netflix of Personal Finance':
Try it FREE - http://bit.ly/best789

- Some people want to call others losers for working the 9-5 and building wealth slowly. I'm not one of them.
- What percent of people making over $100,000 a year are living paycheck-to-paycheck?
- AirBnb hosts are feeling the sting of cancelled travel.
- How can I use my degree to get ahead while raising a child (Tammy)
- How can I get financial freedom with my small business (Michael)
- Why fishing is a lot like personal finance (Lucas)

 

Mar 11, 2020
You're BEST Money, Today! (BEST OF YOU)
40:14

'the Netflix of Personal Finance':
Try it FREE - http://bit.ly/best789

- Why you should be booking travel right now
- Follow up on hit-and-run and getting an insurance claim (Rick, Houston, TX)
- What should I do with $200k in cash - pay off my house or invest (John, Dallas)
- I'm new to investing should I buy Nissan stock because I drive one (Dorothy, Lady Lake, FL)
- What can I do about my $90k in student loan debt (Dori)
- Why how you spend is very important (Chloe)
- The noise of the media and financial pied pipers during this roller coaster week.

 

Mar 11, 2020
How Do People Build $1M-Plus 401(k) Balances? (401k HERO)
40:13

'the Netflix of Personal Finance':
Try it FREE - http://bit.ly/best789

- 5 Things that can destroy a 401(k) from growing
- RED ALERT - Watch out for this scam that almost cost a Shark Tank host $400,000
- I got rear ended, how can I find out the insurance for who did it (Rick, Houston, TX)
- If I have $10,000 in the stock market from an inheritance, should I sell it to pay off debt (Mabel, Groveland, FL)
- Can I have both a Roth IRA and a 401(k)(Taylor, Cincinnati, OH)
- Money lessons from my parents (Ruby)
- A scam of inches.

 

Mar 04, 2020
Hamilton, The Money Maker (ROCK OF AGES)
40:14

'the Netflix of Personal Finance':
Try it FREE - http://bit.ly/best789

- Incredible story of how a 14-year-old came up with the money to buy tickets to Hamilton
- How can I go to work full time and school too (Samantha, San Diego, CA)
- Is now the time to invest since the market is down (James, The Great Country of Texas)
- How we got our flights for free (Alexys)
- Why selling in today's market is a bad idea.
- How and where do you open an IRA (Maddie)

Mentioned on the show:

 

 

Mar 04, 2020
Things To Never Do With Your Money (WARNING)
40:12

- Stories of people that lost lots of money, and the lessons we can learn from their situations.
- How to make the workday better
- Why even millionaires should worry about their money
- What's the best way to shop for auto insurance (Homer)
- Is it ever a good idea to not have an emergency fund (Reginald, Baton Rouge, LA)
- This girl I trusted too much has taken our business and money. What can I do (Ben)

Mentioned on the show:

 

 

Feb 26, 2020
It's A Market Meltdown! (FEEL THE PAIN)
40:10

- The sky is falling and we're all doomed, right? What you should be doing with your money today.
- My $30,000 in student loans are scaring the cats out of me (Nancy, Facebook)
- I'm 15 and interested in saving money for college (D’Sir)
- I'm saving up money for a concert, what was that discount ticket site (Linda)
- Why are so many people charging up their credit cards and what you can do to save money.
- What questions should we consider when looking for a financial advisor (Fern, Florida)
- Why Intuit buying Credit Karma is going to stink for you.
- College students get brilliant on how to get some Chik-Filet

Mentioned on the show:

Cheaper concert tickets - https://active.thetixfix.com/

 

Feb 26, 2020
Buy Real Estate or Invest In Real Estate (HOME SWEET HOME)
40:12

- Are REITs a good alternative to owning real estate and being a landlord (Rudy)
- Should I refinance my car for a lower rate if the term will be longer (Carla)
- New startup aims to help student loan borrowers declare bankruptcy
- Great story of customer service and how to apply it to your own life (Kristin)
- What stocks did you lose money in and why do some people have success picking individual stocks (Batman)

Mentioned on the show:

http://resetbutton.com

 

Feb 19, 2020
Record Number of Millionaires (ALL STAR)
40:14

- 401(k) balances are at an all time high and there are more millionaires than ever! The good news is anyone can start to build wealth and get there.
- How one listener went from $500 to $100,000 in less than 5-years
- Should we pay off our last $10,000 student loan if the interest rate is low (Heather, Redondo Beach, CA)
- How can I get my teen started investing (Brother Bert (Facebook))
- Should I not pay off my mortgage early if inflation is 4% on average (Matt, Metro Atlanta)
- When should I get a financial advisor (Roman)
- RED ALERT WARNING - New Apple phone scam
- New way to find deals on airfare

Mentioned on the show:

https://www.airfarewatchdog.com/

 

Feb 19, 2020
How The Rich Got Rich (Eat The Rich)
40:13

Seven traits among people who had successfully built wealth. Really four, because we ran out of time.
- Should paying off debt come before putting money in a 401(k)(Olivia)
- How can I make up 20% of our income to stay home with our kids (Kaya, Mississippi)
- I'm struggling with budgeting, want to learn more about investing, as well as financial wellness (Jessica)
- How do people achieve financial independence early(Instagram)
- What are people doing with their extra gas money?

Mentioned on the show:

The financial planning survey:
https://measure.datapoints.com/survey/e/p1mNU3aZBowmFC8XP77W

 

Feb 12, 2020
I, RoboAdvisor (Mr. Roboto)
40:13

Getting started investing or moving some funds around - which robo advisors are best?
- Hacking your HSA to build wealth
- What would you do with a gap year (Lauren, Portland, OR)
- Are energy efficient appliances worth the added cost (Debbie, Dover, NH)
- How much should I save for my 2-year-old's college fund (Luis, San Diego, CA)
- Where are the sweet deals the day AFTER Valentine's Day?
- RED ALERT - A new service could flag you to potential employers
- Stay on top of your bills for success (Pharrah)
- Avoid this trading scam
-
Mentioned on the show:

Big brother is watching - https://fama.io/

Feb 12, 2020
Setting Goals To Build Wealth (MISSISSIPPI QUEEN)
40:13

- The 12 year old that is crushing it as a Girl Scout. What can we learn from her?
- My dad is now unemployed, how can I pay for school (Aasha)
- Are there better alternatives to Microsoft Money (Anna)
- Any tips on promoting a book (Ernesto)
- Should you switch from term life to whole life insurance (Andrew)
- I owe taxes, what am I doing wrong (Dan)
- Where to get a deal on a memory foam mattress

Mentioned on the show:

 

Feb 05, 2020
The Janitor Who Became A Multi-Millionaire by Retirement (DIRTY RICH)
40:12

- Simple tips anyone can follow to build wealth, from the millionaire janitor.
- Armando pays off a big bill
- How can we stick to our monthly budget (Brian, Rockwall, TX)
- How can I stay organized (Derek, Las Vegas, NV)
- I'm 47 and have lots of credit card debt (Amy)
- Small business idea for kids
- Valentines day flower saving tips
- Red alert warning - new card skimming scam
- Worst and best insurance companies of 2019

Mentioned on the show:

 

Feb 05, 2020
Cheaper Travel in 2020 (Two Tickets to Paradise)
40:10

- This is a great year to do some traveling! Some ways to go on the cheap.
- Rebecca is a high school senior and has money saving wisdom for us all.
- How can I juggle paying for school and traveling (Audrey)
- I struggle with communication skills during interviews (Jenna, Florida)
- How can I invest my $500 stipend from college (Shereen)
- Gas stations are changing. Should you be eating there?
- Another warning on having a backup plan for a pension.
- Why you need an accountability partner and how to get the most of out it

Mentioned on the show:

 

Jan 29, 2020
Increase Your Income With This Tip (Time Is On My Side)
40:13

- One tip for getting ahead in work and life, no matter the economy
- How best to invest if I'm getting a pension (Ava, Calgary, Alberta)
- What should my dad do if he has a mortgage and will be retiring soon (Lora)
- Getting married in 2021 and want to know how best to manage my money (Daniel, New York City)
- Best tips for saving on Valentine's Day
- Party ideas on a budget
- Tool for having tough conversations about end-of-life wishes
- We are both on disability and have inconsistent income (Nancy)
- Saving money on sporting and concert events.

Mentioned on the show:

https://active.thetixfix.com/
https://theconversationproject.org/starter-kits/

Jan 29, 2020
Burning Down The House - Get More Out Of Your 401(k)
40:11

- Is your 401(k) plan costing you money?
- How can I become a freelance writer (JT, Fredricksburg, TX)
- Should I use my company's 401(k) robo advisor to avoid risk (Jeremy, Dallas, TX)
- What can I do to get out of my living situation (Amica, GA)
- How do people work from abroad (William)
- Financial scams of the stars
- How much will a car depreciate in the first month?

Mentioned on the show:

XYPlanning Network: https://www.xyplanningnetwork.com/

Jan 22, 2020
Sweet Emotion - Making Smart Buying (and Selling) Decisions
40:13

- How to weigh if a potential purchase is going to cause a financial mess later, and how to avoid it.
- How do we leave our current high paying jobs to spend more time with our family (Noelle)
- What should I do with a rollover IRA (Grama)
- I work two jobs and am in credit card debt (Kanyon)
- Roomba's are on sale, if you can call it a sale.
- Valentines day saving tips.

Mentioned on the show:

 

Jan 22, 2020
To Buy, or Not To Buy
40:12

- When thinking about the past ten years and next ten years of your life, what are some tips on making some of the big financial decisions you'll face?
- My father-in-law passed, how can we protect his identity (Brian, Michigan)
- Where are good alternative places to invest (Scott, Indiana)
- Win! DW has $76k in cash and looking to buy a house.
- Travel tip - avoiding weekend stays to save money
- Fractional condo ownership for vacation homes

Mentioned on the show:

 

Jan 15, 2020
What To Do When You Don't Know What To Do
40:12

Patrick is 22 and can't decide what to do with his life. What should you do - no matter your age - when you haven't got it all figured out yet?
- In the band - Matt and his wife pay off $112,000 in student loans!
- How much should a person be invested in stocks based on their age (Arwin)
- Should I invest in a Roth 401(k) or Roth IRA (Andrea)
- Are CDs a good choice for an emergency fund (Bonnie)
- Why you need to take control of your employer retirement plan.
- Saving money on medical services
- How the lottery is like finding a house.
- Great resource for group travel on a budget
- Saving time at government offices

Mentioned on the show:

Intrepid Travel - https://www.intrepidtravel.com/us

Jan 15, 2020
The Trail To Becoming Debt Free and Building Wealth
16:32

Scott is fighting a virus today! He managed to put together a short show to help fuel the start of your 2020.

Jan 08, 2020
2020 Vision
40:12

We look ahead to the next year to set goals for crushing it in your money and life.

- More success stories from listeners

- Travel hacks

- Red alert warnings to be aware of this Christmas season

- Scott answers listener questions.

Dec 18, 2019
Inspiring Stories from 2019
39:44

Listeners share their big wins from 2019. Sure to inspire!

Dec 18, 2019
The Secret To Living Longer
40:10

- Increase your lifespan by 4% with this one simple trick.
- How can I get good enough to sell crafts (Paula)
- Is whole life insurance with a long term care option a good buy (Darren Wisconsin)
- I don't understand what to invest in a Roth IRA (Danielle)
- Overcoming the beliefs of others (Angel)

Dec 11, 2019
Make A List and Check It Twice
40:11

Last minute Christmas ideas to keep from going into debt.
- How much you should spend on an engagement ring.
- Never pay for a mattress again.
- How much do I need in my emergency fund if one of us is unable to work (Alejandra, San Antonio)
- I'm unable to pay bills after a work injury (Michael)
- How can I get ahead if I didn't finish college (Tina)
- What do people do to celebrate being debt free (Queenie)

Mentioned on the show:

 

Dec 11, 2019
Jack Ryan's Stock Pics
40:13

Picking stocks like CIA agent Jack Ryan.
- How to stop spending so much on apps (Robin Eastpoint, Georgia)
- I don't know what to do with all this outstanding debt (Holly)
- I hate budgets and get bored (Lily)
- Looking back and giving thanks for our awesome listeners.
- Why Scwab is moving to Texas.
- The best deals on jewelry this season
- The fall of the unicorns
- Another billionaire can't get it right, why do people think they can?

Mentioned on the show:

 

Dec 04, 2019
The True Cost of Streaming
40:13

What are the lifetime costs of all those streaming services you pay for? The answer may cause you to cancel some.
- I’m in crazy debt with an ok job and I’m staying stagnant (Paul)
- We can't afford to get presents for our daughter (P.J., New York.)
- How can I make a living growing vegetables (Matt, Virginia)
- Have you heard of WizeFI (Catherine)
- Vanguard or Betterment for personal advisors (Brett, Facebook)
- Are you covered in case of an accident?

Mentioned on the show:

https://www.marketwatch.com/story/before-you-sign-up-for-disney-this-calculator-adds-up-the-true-cost-of-your-streaming-services-2019-11-13?mod=mw_latestnews&link=sfmw_tw

Dec 04, 2019
Change The Way You Think About And Manage Money
40:14

- Revisiting how millionaires built wealth, from The Millionaire Next Door
- Should I cash out a whole life policy to pay for moving expenses (Miss Tyrannosaurus Flex)
- Brokerage firms get a slap on the wrist for hosing parents on 529 investments.
- How to save money on home improvement projects.
- I have a biotech degree but I'm not sure what I want to do (Promise)
- Why disability insurance is a must-have to prevent a financial disaster

Mentioned on the show:

 

Nov 20, 2019
Is College Worth The Cost?
38:48

How to know if a school is worth the sticker price.
- How can I get into forex to invest (Marissa, Springfield, MA)
- Ways to save on eating healthy (Brian)
- Would opening a credit card to increase the utilization help my credit score (Fran, Chicago, IL)
- I'm excited and apprehensive about leaving my company to start my own business (Sasha)
- What is using a mobile wallet costing people?
- For sale - $7,500 picnic set
- RED ALERT WARNING - The anatomy of another investment scam.
Mentioned on the show:

 

Nov 20, 2019
Saving That Bread
40:15

- Why a football player is saving 90% of his income.
- The next big bubble is underwater car loans
- First time advice for new entrepreneurs bootstrapping a business (Megan)
- I'm underwater on a house with 12 years until retirement (Alexandria, Alabama)
- Our side hustle is renting tables and chairs (Jessi)
- How to save money by moving.
Mentioned on the show:

https://www.megaplanet.com/
https://www.kringlecandle.com/collections/black-line

Nov 13, 2019
Can I Make Money Doing...
40:13

How an artist turned a passion for glass into big money, and what employees and other business owners can learn from that success.
- I'm worried I'm not saving enough because of my $135,000 in student loans (Samuel)
- What can I do to help my boyfriend pay the bills while being a SAHM (Ashley)
- My part-time business made me $12,000 this year (Kiaran)
- What type of investing isn't complicated (Ajah)
- My family keeps eating my food (Taylor Bryan, Texas)

Mentioned on the show:

https://www.megaplanet.com/
https://www.kringlecandle.com/collections/black-line

Nov 13, 2019
The Battle of Middle Money
40:14

Companies are now providing full disclosures, but customers will still probably not pay attention to their money.
- Can you rent out a home and still use it a couple weeks a year (Lara)
- I lost $25,000 investing and am trying to get back to even (Mitul)
- Should I trade my car in with 150,000 miles before it breaks (Brock, Illinois)
- Negotiate to save money on medical expenses.
- Sophisticated scammer rips of 1,000 people in Ponzi scheme
- Things no on ever says at the end of their life
- Why your employer cares about your credit score


Mentioned on the show:

 

Nov 06, 2019
What, Christmas Again?
40:13

How to stay out of debt at Christmas time when shopping for presents.
- I need to come up with $1,000 fast or lose my property (Larry)
- I'm struggling to not live paycheck to paycheck (Felicia, Bahamas)
- We owe $2,000 on a totaled out car (Maura, TN)
- What to do with $3,000 from selling a motorcycle (Yvonne, Wisconsin)
- We're at $1.7M in net worth! A from D.C.
- The herd mentality of online reviews.
- Where to get discount engagement pictures

Mentioned on the show:

 

Nov 06, 2019
Living Life On Your Terms
40:12

What are your superpowers, your Kryptonite, and your blind spots that can prevent you from living life on your own terms?
- Does anyone use an ID theft company (Christine)
- I'm improving my credit score to buy a house (Emily)
- Should I convert my IRA to a Roth IRA (Malerie, Florida)
- When should you refinance a car (Zachery)
- Yes, you can negotiate real estate commissions
- Wear to buy eyeglasses to save money
- Discount textbooks for college
- Cash out a 401(k) to start a business? One person made it work.

Mentioned on the show:

 

Oct 31, 2019
How To Save If You're Not A Natural Saver
40:13

Tips to save when you saving goes against your natural being. How to play offense and defense with your money.
- What should I do with a $10,000 inheritance (Lindsay, Shreveport, LA)
- i still feel like i live paycheck to paycheck (Joey)
- What are money topics that would not freak a boyfriend out (Abrielle, Maine)
- Stay at home mom with $12,000 in debt, how can I pay it off (Denicia, AZ)
- More conflicting advice from Kibble Burger.
- You did invest $1,000 in Chipotle 10 years ago.
- What kitchen appliances could you do without.
- Are 5 year goals necessary?
- Why you probably don't need the new Apple card.

Mentioned on the show:

 

Oct 30, 2019
Secrets of Highly Successful Investors
40:12

When should you sell investments if the market is going down?
- How much will your credit score rise and fall from different situations?
- Ask this question to decide on a purchase (Lara, Florida)
- Should I do a Roth 401(k) or Roth IRA (Drew, Ohio)
- Does consolidating to a new low interest credit card make sense (Gianna, Fayettville, North Carolina)
- What is an annuity contract in my retirement plan (Adam)
- Are there any good extended warranties for car if we will be buying one (Shelby, Pocatello, Idaho)
- Getting rich by selling acorns.

Mentioned on the show:

https://www.wsj.com/articles/play-the-credit-score-game-11571832001

Oct 29, 2019
Cat Wins Lottery
40:12

People make their own luck. Some more than others. I make a prodigious amount - Raymond Redington
- My job is sucking my soul away (Saru)
- What do people who retire early do for health care (Karl in Phoenix)
- How do we decide if we should sell our house (John, Oregon)
- Is the new Leesa bed worth it?
- Prisoners beat Harvard in a debate.

Mentioned on the show:

https://www.medishare.org
https://www.libertyhealthshare.org/

Oct 22, 2019
Millionaires Share The Best Money Advice They Have
40:12

Millionaires answer, "What’s your No. 1 piece of personal finance advice to young people?"
- Should we care about the resale value when shopping for a home (Caleb, Santa Fe, NM)
- Do we need umbrella insurance if we have debt (Carly, Ambridge,PA)
- The pantry challenge explained (Marcus, Maryland)
- Don't shop hungry! A reminder before getting groceries.
- Scammers fool millennials out of millions of dollars: Here's how
- Walmart skips the front porch and delivers right to your refrigerator starting today

Mentioned on the show:

 

Oct 17, 2019
Saving $300,000 by 26
40:13

Jessica Byrne’s tips on how she reached her goal of saving $300,000 — all at the age of 26.
- I'm 63 and have $18,000 in student loan debt (Carol)
- My brother-in-law wants to short a stock. What does that mean (Brian, New York City)
- What should I look out for when dealing with a funeral home (Destyn, Vancouver, WA)
The Truth About Certified Cars
- What one woman is teaching her grand daughter about life

Mentioned on the show:

Funeral Consumers Alliance - https://funerals.org/

Oct 16, 2019
Is your 401(k) account safe from hacking?
40:12

- Things to do to keep hackers out of your 401(k) and stealing your life's work.
- I owe $50,000 in taxes (Amanda)
- Is paying a commission every month for an IRA normal (Miguel)
- I'm desperate to learn a different way of doing things (Mindy)
- Stop vomiting money! Pam is committed to getting out of debt.
- How does dollar cost averaging protect from a recession (Raymond)
- Warning about affinity investing
- Check your cable bills for junk fees

Mentioned on the show:

 

Oct 15, 2019
Misleading Money
40:13

Company settles for $150M but admits they did nothing wrong. What to watch out for when signing up to resell these types of services.
- Using realtors to help getting PMI removed (Tristan, Salt Lake City, UT)
- Is a loan modification a good idea to save on interest (Sarah)
- I'm concerned there is an ETF bubble (Cam, Melbourne, Australia)
- How do we decide if we should take a lump sum on a pension payout (Christi from Corpus)
- Listener celebrates a paid off car!
- FTC restricts 'misleading' Utah-based real estate seminars with HGTV stars
- The latest in mattress wars for a good night's sleep

Mentioned on the show:

AdvoCare Income Disclosure Statement 2017 - https://advocarecorporate2.s3.amazonaws.com/downloads/legal/pdf/IDS_2017_English.pdf

Oct 08, 2019
Recipe For Success. Recipe for Disaster.
40:13

Why are people always trying to keep up with the Joneses (CNBC)
- Should I sell my home to save up more money for retirement (Brooklyn, New York)
- Scott apologizes to the gold nugget goons for implying the are stooopid.
- Should you close old credit accounts?
- What examples are there of living below your means (Seems)
- Best way to save money on a refrigerator (Jaime)
- Do we need title insurance for a new home (Jennifer, Houston Texas)
- How do I budget if I get paid sales commissions quarterly (Khalil, Warwick RI)
- New York is suing insurance companies because they are hosing teachers retirement plans.
- Tips for keeping warm this winter

Mentioned on the show:

https://403bwise.org/

Oct 03, 2019
How Much Savings To Get To $1,000,000?
40:12

How do you need to save, earn, and at what age to get $1M for retirement?
- Should I sacrifice family and health for a high paying job (Dr. Who)
- What is your take on options trading (Mike)
- Good spending leading to wealth is debatable (Elena)
- Chris is debt free and has a cash-back tip
- Warning about cash value in an insurance policy
- Consumers are getting further underwater on car loans
- What to prepare for when going on strike.

Mentioned on the show:

https://www.wsj.com/articles/the-seven-year-auto-loan-americas-middle-class-cant-afford-their-cars-11569941215?mod=hp_featst_pos1

https://www.amazon.com/Boundaries-Updated-Expanded-When-Control/dp/0310351804/ref=sr_1_1?keywords=boundaries+book&qid=1570026291&s=gateway&sr=8-1

Oct 02, 2019
Can You Afford It?
40:13

- Beware of not having enough money to pay for something.
- How to check if you should get an extended warranty.
- Is there a way to get help at the IRS for a missing refund (Laurie)
- We're behind on everything and need help (Matthew)
- How can we get rid of PMI on our mortgage (Hana, Akron OH)
- Do I have to pay taxes on a gift to a 529 Plan (Joe, CA)
- Lily pays off all her credit cards!
- My 2nd husband is funding his son's bad spending habits (Brandy, OKC)
- Rachel Ray donates $30M to charity
- The best-cat for a wedding

Mentioned on the show:

https://purple.com/mattresses/purple-bed
https://nfcc.org

Oct 01, 2019
Financial Freedom Idol
40:13

Are you willing to put in the work for financial freedom? Scott shares a 60-second motivational speech from Carrie Underwood.
- Daycare costs too much and my husband doesn't want me to get a low paying job (Courtney)
- Is 1/2 my income too much to rent an apartment after a divorce (Alexandra)
- Is there an easier way to budget (Morgan)
- Jobs and careers are often not what people think of
- Are UIT's good for tax avoidance (Ric, Texas)
- How long does it take to improve your credit score?
- Vanguard offers a new discount robo advisor
- TrueCar spamming service

Mentioned on the show:

 

Sep 25, 2019
Unboxing...
40:13

What are ways to keep from buying stuff you will regret later, or forget you bought to begin with?
- Are people going too car with credit card rewards?
- Where should I get extra disability coverage (Malerie, San Rafael, CA)
- Advice for moving a 457 plan (Missy, Southwestern, VA)
- How to get the contact info for a CEO (Dan)
- How much should we put into REITs if we are in our 20's (General Kenobi)
- What's your take on the Worthy bond investment offering (Chris, Colorado)
- Best college majors for 2019

Mentioned on the show:

 

Sep 24, 2019
The Nest Egg Game
40:13

Your life in ten financial milestones. See if you land sunny side up or cracked.
- What budgeting software do you recommend people use
- Is investing in my HSA a smart move (Big Brown Bear, Neenah, WI)
- What steps should I take to trade in my car (Raven)
- I'm stuck in online loans, how can I get out of them (Rachel)
- This couple paid off $61,000 in debt. Listen to how they did it.

Mentioned on the show:

https://www.wsj.com/graphics/nest-egg-game/

https://healthsavings.com/think-inside-the-shoebox/#video

Sep 19, 2019
Tai Lopez A Scam?
40:10

A listener asks about Tai Lopez' $500 product and if it's worth the money. Or is it a scam?
- I wish I had your book when I was younger (Dave)
- Does compound interest work if you have different accounts vs. one account (Katlego, South Africa)
- What important documents should be kept (Tonya)
- What's something most beginner budgeters forget (Grayson, Arizona)
- Introducing the new Walmart rewards credit card
- How to save money on checked baggage
- What would Buffet's first investment be worth today?
- How can I find out about my husband’s 401(k)
- Former NFL hopeful launches new career with barbecue restaurants

Mentioned on the show:

 

Sep 18, 2019
Save Money On Internet Service
40:14

Scott yells at a customer service rep (oops) and shares how to get rates lowered on utilities and services so you can save big money.
- Moving to California, should I switch banks now (Kevin, Austin, TX)
- What Vanguard funds are used for the All Weather Portfolio (John)
- I'm widowed and was let go at my job as an accountant. How can I get my business ramped up (Joey)
- Is it better to do a Roth IRA or Roth 401(k) (Andrew, Cincinnati, Ohio)
- What do you think of Tai Lopez' products (Andre)
- One celebrity that downsized and is happier about the decision
- Is using TrueCar worth your time?

Mentioned on the show:

 

Sep 17, 2019
Watch Out For Money Trolls
40:14

Why are some people so judgmental about other people's finances?
- Solved - why don't they teach money in school
- Refinancing and shopping around my student loans saved money (Leo)
- I need good advice regarding options trading (Ron)
- What should I do with a $19,000 inheritance (Stephanie)
- As a 59-year-old what should my investment allocations be (John, Valley Springs, CA)
- Red Alert Warning - rent scammers are finding new ways to rip off people
- Are you taking on too much risk or not enough risk because of what an advisor says?

Mentioned on the show:

https://www.usatoday.com/story/money/2019/09/06/personal-finances-why-judge-other-peoples-money-habits/2220807001/

Sep 12, 2019
Better Money Management with Scones
40:12

What is the secret of 'adding value' and earning more?
- Geocaching as a free activity
- How often should you be spending money and saving money (Sir Joke, Twitter)
- What should I do with an old 401(k) (General Kenobi)
- Is it better to invest everything in a target date fund (Kim, Boston, MA)
- How can I make multiple streams of income for a media production company (Emmanuel)
- Should I take a lump sum payout for my pension (C3PO)
- One NFL player and how he budgets
- Millennial women, take better control of your financial futures
- What is an authorized user on a credit card

Mentioned on the show:

Sep 11, 2019
Watch the Water!
40:13

Looking back on history can provide some gratitude we live in modern society. Scott shares a story from Scotland about how people lived 500 years ago.
- How can I become a financial advisor (Steven)
- Can I apply for an HSA on my own (Rory, Michigan)
- Should I divide my savings between bonds and a bank (Dean)
- Inspiring story of one pizza place helping feed the hungry with great pizza
- Travel tip - getting upgrades for cheap
- Travel tip - watch out for multi leg journeys
- Scott rants on the food and beverage industry's sales tactics

Mentioned on the show:

Sep 10, 2019
Grow A $1,000,000 401(k)
40:13

More evidence that you (YOU) can build a million dollar 401(k) or IRA
- Can I add my 13-year-old to my credit card to help her build a credit history (Dan)
- Where can I go for simple investment management (Courtney, Santa Cruz, CA)
- I'm not using the cash envelope system to buy gas (Heather)
- If you don't have cash, how do people pay for an emergency (Dorothy, Canada)
- What do you think of junk bonds for income generation (Daniel, Live Stream)
- Simple ways to save money on...
- How to invest if you're worried a recession is coming
- More quick and easy meal tips
- Scott son learns a lesson in responsibility and paying for mistakes

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Aug 22, 2019
People Like You
40:11

How you can enjoy friends and family and still maintain frugal values.
- Buying an RV? Buy used to get a deal.
- What's better for emergency funds, a money market or online bank (Curt)
- Is daily dollar cost averaging too extreme (Anon-o-mouse)
- What can we do to avoid our pension not paying out (Cassandra, Oklahoma City, OK)
- What was the Comcast low cost Internet service (Kristin)
- Just paid off my car! (Sue, Sacramento, CA)
- Yes, you can throw together a meal in just 5 minutes
- How to avoid foreign transaction fees
- 6th grader collects 1,500 pounds of peanut butter for the needy

Mentioned on the show:

Comcast internet essentials - https://apply.internetessentials.com/

Using tax lots to minimize taxes: https://www.investopedia.com/articles/05/taxlots.asp

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Aug 21, 2019
Steps To Recession Proof Yourself
40:12

What steps can you take to prepare for the next recession?
- Are Plae sneakers worth the extra cost?
- Are people using 'business' as an excuse to pay more for food delivery
- An update on Legacy Box and how they are handling Scott's problem order.
- Should I close down my unused credit cards (Brian, Phoenix, AZ)
- How can I help my son from overdrafting his debit card (Mike)
- Pros and cons of lease to own a house (Grady)
- I have the option to take a severance package. What should I consider when deciding (Hannah, Montana)
- One of our listeners has published a new book of poems called Garden of Ravens

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Aug 20, 2019
Buying and Owning A Dream Home
40:13

With borrowing cheaper than ever, becoming the Joneses has never been easier. Scott explains why wealth is often an illusion.
- How can I make my money work for me as a 20-year-old (Mason)
- What are your thoughts on tuition insurance (Selena, Potomac, IL)
- How can I get my dad to have a will (Vanessa, Lincoln, NE)
- If I don't escrow my property taxes what should I watch out for (Lisa)
- No, nothing is plummeting except people's brains.
- Where to find deals on government seizures.
- From fired to a great business. Why bad things aren't always bad.

Mentioned on the show:

Money Quiz - https://usatoday.secondstreetapp.com/061919-Financial-Literacy-Quiz/questions/2187899?allow-full-viewport=true

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

 

Aug 15, 2019
Tesla Fanboys Can't Do Math - Scott Rants
40:13

Yet another person who claims Tesla Model 3 electric car is 'saving' them money. Scott rants on why people can't do math and then wonder why they have no money.
- How should I spend a windfall from an inheritance (Taylor, College Station, TX)
- What can I do about a surprise bill I forgot was coming (Jenae, Georgetown, IL)
- Can you explain my daughter's 529 plan (Megan, Cincinnati, OH)
- What can I do about back taxes I owe (Miranda, Arlington, Virginia)
- How do people divide up their saving for cars and repairs (Henry, Houston, TX)
- Red Alert Warning - college students scammed by another college student
- From debt free to making another $1,300 a month at a new side hustle.

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Aug 14, 2019
Have More Money With Less Money
40:12

Why making small sacrifices now will lead to huge- HUGE - benefits later on.
- Should I use my emergency fund to pay off the rest of my student loans (Crystal, FL)
- What's the best way to learn about investing if I'm 70 (Ginger)
- My brother will not stop borrowing money from me (Andrew, Plymouth, Massachusetts)
- What are the biggest ways to save on a wedding (Mckenzi, Parts Unknown)
- Should I sell some stock because of what's going on with China (Colby, Dartmouth, MA)
- Why an expert can help with buying a house or land.
- Lynda.com may be available online at your local library for free.
- The artist catching fire at 85

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Aug 13, 2019
The Dummies Guide To Being a Maroon
40:12

Today we have proof positive even the 'experts' are lousy investors. How to avoid their 'expertise' so you can keep your hard earned money and watch it grow.
- What are the risks of buying a vacation property in another country (Beach Dreamer)
- How can I sell my business?
- When should I stop helping friends and family (Rick, TX)
- Why I moved from a roboadvisor to a brokerage (Gandolf)
- I can't figure out what my next career should be (Alice, United Kingdom)
- Buying a home? This mortgage mistake can cost you.
- New $10 Internet plans for low-income households
- Tom Brady on having one life to live.

Mentioned on the show:

https://www.foxbusiness.com/personal-finance/homebuyers-save-money-mortgages

https://techcrunch.com/2019/08/06/comcasts-10-internet-plan-opens-up-to-all-low-income-and-disabled-americans/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Aug 07, 2019
Overcoming Financial Frustration
40:15

Sarah is spending all of her money and is wondering why she is feeling so frustrated. Scott has the simple solution.
- What to do with an old 529 plan (Nicole (Tallahassee, FL))
- What's going on with my alternative investments (Sawyer, Cheyenne, WY)
- What are the penalties if I collect social security early (Gilbert)
- What jobs allow me to work out of the country and have an income (Rachel)
- My annuity fees are too high (Linda)
- Are you falling for financial decoys?
- The trick that makes you overspend.
- Where to get a free FICO score (Lara)
- The importance of having a CLUE

Mentioned on the show:

https://www.bbc.com/worklife/article/20190801-the-trick-that-makes-you-overspend

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Aug 06, 2019
What Kids Are Learning About Money
40:12

The 2019 Personal Finance Scholarship Winners are announced, along with their amazing money lessons we can all learn from.
- Is paying more for premium dog food worth it in the long run (Stuart, Washington)
- Should I go back to a 9-5 or become a blogger (Jason)
- I'm over being the lender and not the borrower (Lakisha)
- Using food to figure out an investing strategy (KC, West Virginia)
- Separate accounts aren't really separate accounts in the eyes of the law.

Mentioned on the show:

NFCC.org

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Aug 01, 2019
Don't Lose Money By Falling For This Sales Trick
40:13

How did a company convince a 90-year-old couple to buy a $150,000 timeshare?
- I keep falling into debt and can never get back up (Cody, Saskatchewan)
- If I use Credit Karma for credit monitoring do I need anything else (Andrew)
- My business income is down and cash flow is bad (Timothy)
- PayPal transferred money to a closed bank account and now I can't get it back (Jacinda, TX)
- How can I pick the investments for a 401(k) and IRA (KC, West Virginia)
- A new option for cord cutters to get away from Dish and DirectTV
- How to know if the sky is falling and what to do about it

Mentioned on the show:

https://www.consumerreports.org/tv-service/orby-tv-satellite-tv-service-is-targeting-cord-cutters/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 31, 2019
How To Avoid Going BACK Into Debt
40:13

Questions everyone should ask before making a big financial decision. Even if you're debt-free.
- What should I do with a $35,000 inheritance so it's not reported on FASFA (Nina, Orlando, FL)
- How can I start investing in real estate with $5,000 save up (Joel)
- Where can I check my credit score after I've consolidated some loans (Jay)
- How to get your credit score (FICO score) for free.
- Facing an eviction this person keeps their hopes up (Taylor, Ohio)
- Listener tip to get rid of your spare change for free (Amy)
- 16-year-old Katie starts a business to pay for a trip to Disney for her and her mom.
- Warning! Capital One accounts have been hacked.
- IRS is warning cryptocurrency sellers to pay their taxes.
- Dangerous changes are coming to 401(k)s.

Mentioned on the show:

Free Discover Card Credit Score - https://csp.discover.com/free-credit-score/index.html

https://www.federalreserveconsumerhelp.gov/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 30, 2019
How To Make Money Fast With _____
40:12

The answer to the question of how to make money fast with all the different investing options. The secret revealed!
- What do you think of the new Betterment savings plan (Ozzy, Oostburg, WI)
- Is property tax protesting a way to save money
- Are you entitled to money from the Equifax security breach?
- Is there ever a benefit to leasing a car (Fabian)
- Can you explain the cash envelope system (Aria, Boulder, CO)
- What should I do with restricted stock units (Lloyd, Cincinnati, OH)
- 23 year old pays off $20,000 in debt in one year
- Financial advice for a 16 year old (Lindsey)
- Another warning for pension holders

Mentioned on the show:

Get 4 years of free credit monitoring - https://www.equifaxbreachsettlement.com/

https://www.cnbc.com/2019/07/17/how-to-pay-off-20000-in-debt-in-one-year.html

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 25, 2019
Millionaire Reacts to Kiplinger Personal Finance Magazine
39:43

The good and the bad of personal finance magazines and the information they give to readers.
- What do you think of how I'm managing sequence of return risk (Mike, Winnipeg, Canada)
- Best way to wrap coins (Jennifer, Facebook Group)
- Are street signs for temp help legit (KZ)
- What questions should I ask a potential financial advisor (Ric, San Antonio, TX)
- I need some guidance on switching annuities (Linda, Virginia)
- Why 401(k) fees matter
- Are Oreos Part of a Mindful Diet
- One former NFL player is teaching kids how to fish.
- While another former NFL player may be going bankrupt

Mentioned on the show:

Teach a Child To Fish: tactf.org

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 24, 2019
What Millionaires Talk About
39:44

When a bunch of people who started with nothing and are now millionaires come together, what do they talk about?
- How can I earn money for a car if I'm 12 years old (Alia, UK)
- Should I pay down my house if I plan on moving in 5-10 years (Matt)
- How I got my husband on board with the budget (Edwina)
- What budgeting software do you recommend and why (Edith)
- I'm getting evicted in two days, what should I do (Taylor, Ohio)
- Scott's daughter joins the show to discuss loaning money
- Use the Walmart app to help track your spending
- Travel tip to save on cruise excursions
- Red alert warning: Student loan scams

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 23, 2019
Don't Fall For These Marketing Tricks
39:42

What are the tricks, traps and tactics salespeople and marketers use to get our money? Learn to recognize and fall for them.
- How should you budget for pets (Lindsay)
- How can I figure out my investment returns over time (Ross)
- My father-in-law is butting in our finances (Noah, New Mexico)
- My wife and I are debating 401(k)s vs Roth 401(k)s based on our tax bracket (Mohammad)
- How do you choose between two different financial advisors (Sara, California)
- What's can I do to settle an $18,000 debt that is in collections (Elissa)
- Beware of tire damage warranties at car dealers

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 18, 2019
How To Decide On Big Purchases
39:43

Making big purchases can be exciting and fun! It can also lead to stress and less wealth. Here's how to make the wise choice.
- When is the best time to get a teenager a credit card (Joe)
- What are some last minute interview tips (Antoinne, Atlanta, GA)
- How can I insure a baseball card collection (Presley)
- How can I stop splurging (Amaya, Kentucky)
- My husband won't cut cable because of sports (Raegan, Jacksonville, FL)
- Can I refinance a car I just bought (Athena, Maine)
- How to save money on A/C bills
- Have you done your mid-year tax review?
- Never take advice from Jim Cramer on picking stocks
- The benefit of owning a home to build wealth is forced savings

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 17, 2019
Beware the Death Dealers
39:44

"Why would you pay full price for a funeral so someone else can laugh all the way to the bank?" - Lincoln
- Are certified used cars worth the extra money (Rodrigo)
- How does Habitat for Humanity work to get a house (Batman)
- Should I let my brokerage reinvest dividends (Mike, Zimmerman, MN)
- Is there a good way to teach teens how to handle a debit card (Garrett)
- Thanks for the tips on balancing spending and saving (Miguel)
- Deals on SUVs and crossovers are available for car drivers
- Why you need to diversify your skills

Mentioned on the show:

Funeral Consumers Alliance - https://funerals.org/

Greenlight Debit Card - https://www.greenlightcard.com/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 16, 2019
Have You Fallen For These Lies?
39:41

What question in your life have you been asked that changed your way of thinking?
- I can't afford my apartment and am already working double shifts (Alyssa, TN)
- How can I afford paying for college (Anne)
- Money hack for paying monthly bills (Theo)
- How do I help my 16-year-old-son manage his paycheck (Olive, Canada)
- How can I get a secured credit card after a bankruptcy(Remington)
- What is the right order to invest in for a 401(k) and Roth at age 51 (Katelynn, Canton, OH)
- Questions to ask before cancelling a credit card
- Bartending as a side hustle
- It's New Summer's Resolution Day!

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 11, 2019
Are You Sure Your Insurance Will Cover You?
39:43

If you only have the minimum amount of car insurance, you don’t have enough.
- How to decide if a car is safe enough to buy (Dante, New Jersey)
- Are there university courses you should take to set yourself for better finances when you graduate (Vashni, Ontario, CA)
- How can I avoid student loan debt if I don't have enough money (Lauren)
- Should I get the 15% employee stock purchase plan discount if the stock has to be held for one year (Daniel)
- Where to get renter/home owner insurance.
- What is the true cost of a bad credit score?

Mentioned on the show:

Lemonade Insurance - https://www.lemonade.com/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 10, 2019
Why Aren't People Taking Free Money?
39:42

This nudge could get your friends to start investing in their 401(k)
- I’m two months into a car lease, is there a way I can get out of it (Erin)
- Can you invest in both a Roth IRA and Roth 401(k) (McFly)
- Why you shouldn't invest in penny stocks.
- I'm in my 70's and my only source of income is my rental home (Cici)
- How do I get over the fear of investing more (Jackie, Florida)
- How many years can we go before we start investing (Paris, California)
- Scott is proven right again, this time by a Yale professor
- My emergency fund saved me from missing my house payment (Jesse, Philadelphia)

Mentioned on the show:

LeaseTrader - https://www.leasetrader.com/
SwapALease - https://www.swapalease.com/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 09, 2019
Audiobook: Part 12. How To Save $1,000 This Week by Scott Alan Turner
08:19

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 11. How To Save $1,000 This Week by Scott Alan Turner
08:28

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 10. How To Save $1,000 This Week by Scott Alan Turner
25:45

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 9. How To Save $1,000 This Week by Scott Alan Turner
28:27

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 7. How To Save $1,000 This Week by Scott Alan Turner
09:24

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 8. How To Save $1,000 This Week by Scott Alan Turner
24:59

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 6. How To Save $1,000 This Week by Scott Alan Turner
22:47

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 5. How To Save $1,000 This Week by Scott Alan Turner
19:39

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 4. How To Save $1,000 This Week by Scott Alan Turner
17:37

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 3. How To Save $1,000 This Week by Scott Alan Turner
22:39

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 2. How To Save $1,000 This Week by Scott Alan Turner
08:26

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 1. How To Save $1,000 This Week by Scott Alan Turner
26:15

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Introduction to How To Save $1,000 This Week by Scott Alan Turner
10:17

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Welcome to How To Save $1,000 This Week by Scott Alan Turner
06:03
This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee
 
Just think about it - what would you do with an extra $1,000 THIS WEEK?
 
This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to. Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.
 
Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.
 
Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
Jun 28, 2019
Start Paying Attention To Secure Your Future
39:45

- Another study shows Americans are struggling to save for the future. What can be done?
- How do you convince others to save, build an emergency fund, and understand compound interest (Mark)
- What stock would make a good graduation gift (Jason)
- What is the best robo advisor in the UK (Emma, UK)
- Can you explain how you buy company stock in a discount purchase plan (Sydney, Waterbury,Connecticut)
- The pitfalls when it comes to house flipping and hiring contractors
- In the band - Trevor pays off his last debt.

Mentioned on the show:

Wealthify - https://www.wealthify.com

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jun 27, 2019
Identity Protection In 2019
39:43

What steps have you taken to protect your identity, and are there some things you may have missed?
- I have inherited $100,000 in bonds and am not sure what to do with them (PencilPusher, New Jersey)
- Should I cash out some investments to pay off a HELOC (Lara)
- I'm done with Amazon Prime (Leon)
- Should I do a traditional IRA or SEP IRA for a business (Justin)
- Where should I get renters insurance from (Natasha, Cape Coral,Florida)
- What do you think about investment clubs (Julian, Worcester, Massachusetts)
- What the Kardashians can teach us about budgeting
- Watch out for what people are saying about increasing the minimum wage
- New AirBnB Lux service for travelers
- Are you basking in your own reality?

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jun 26, 2019
Saving Money On Insurance
39:44

- When should you raise the deductible to save money on insurance?
- My mortgage may soon go into foreclosure (Paula)
- Should you pay the minimums on student loans
- I'm super broke and have a baby on the way (Drew)
- If I have a SIMPLE IRA can I make out a 401(k) in the same year (Jesse, Philadelphia, PA)
- I can't say no to lending and spending (Sade)
- Should I take money out of the market since its up (Jim)
- Should I pay off my student loans with my emergency fund (Darren)
- Get free online education
- Buying whiskey to make money

Mentioned on the show:

MIT Open Courseware - https://ocw.mit.edu/index.htm

Luxury items to make money - https://www.usatoday.com/story/money/2019/06/21/make-money-by-investing-in-whisky-consulting-firm-says/39583059/

Jun 25, 2019
5 Get Rich Schemes That Actually Work
39:43

Gold? Forex? Cryptocurrency? Print on demand? Closing sales? House flipping? Scott has the secret to getting rich with no money down, and he's giving it away for free.
- App that can save you money on stuff (Tony)
- How to find an out of state realtor ( Michelle, Maine)
- Can I roll my Traditional IRA to a 403(b) (Gandolf, New York)
- Will I pay taxes if I use money from a brokerage account to pay debt (Ben, Fort Wayne, IN)
- Free activities for kids this summer (Yvonne)
- What are the hidden expenses of owning a home (Valerie, Washington)
- Best and worst franchises to own
- That lemonade stand is probably illegal and the children running it should be arrested
- How to get out of paying social security.

Mentioned on the show:

Best + Worst Franchises - https://www.forbes.com/sites/karstenstrauss/2019/06/19/best-worst-franchises-buy-own/#6cb34e107d79

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

https://podcasts.apple.com/us/podcast/she-threw-away-a-diamond-ring/id1053256064?i=1000442060894

Jun 20, 2019
She Threw Away a Diamond Ring
39:43

- Imagine how you would feel if you threw aways something valuable. And then think about what's really valuable in your life.

- We cash flowed a masters degree and are celebrating with a trip to the UK (Richard)

- How do I stop giving away my money to my family (Troylene, Baja)

- Should I take a course to get out of paying a red light ticket (Julia)

- Where should I get advice on what to do with a $150,000 inheritance (Roman, Ohio)

- The Gold Nugget Goons are out and complaining because Scott destroyed their arguments about buying gold.

- Costco's ID theft service isn't worth getting.

- Another investor fails his customers, proving again money managers don't have consistent returns.

- What do mom's know about money (Cade)

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jun 19, 2019
Never Break This Rule And You'll Have More Money
39:44

- It's one of the golden rules of personal finance that helps you keep more of your money, over and over.
- How to improve your credit score for free.
- Should an emergency fund be used if you can save money by pre-paying for something (Ken)
- How do you deal with saving when something always comes up (Mark, Facebook)
- When funding my revocable trust, do I need a lawyer to title my house in the name of the trust (Rick, Texas)
- I'm tired of living paycheck to paycheck and am getting ready to be married (Dustin, Florida)
- I'm looking for new ways to grow on my personal finance journey (Katie, California)
- Scott rants about wasting water on lawns.

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

 

Jun 18, 2019
Are Student Loans An Investment or Not?
39:43

- Are student loans an investment, a ripoff, or just dumb debt? Emily, an applicant to the Scott Alan Turner Personal Finance Scholarship, weighs in.
- Should I pick a SEP IRA or Solo 401(k) (Rory, Youtube)
- In the band - Molly paid off $50,000 in student loans.
- I am in debt by now and don't know a way to pay it because I am still studying (Ann)
- Best way to save for kids (Richard)
- What should I look for in buying a home (Hunter, California)
- Which debt should I pay down first (Tilly, Ontario, Canada)
- Ways to get sponsors to pay for things like events or products

Mentioned on the show:

The cost of having a baby - https://momlovesbest.com/baby-cost

Personal finance scholarship - https://scottalanturner.com/personal-finance-scholarship/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jun 13, 2019
Should You Invest in Bonds?
39:42

- What do you need to know about bonds? Is it ever a good time to invest in them? Only if you like money.
- How to cut down the time on hold with the IRS
- Can you get sponsors for a food truck (Cindy)
- What's you're opinion on target date funds (Kevin)
- What is a stretch IRA (Ric, San Antonio, TX)
- When I go through depression it feels good to spend money and the next thing you know you, I'm overdrawn on my accounts (Matthew)
- What are the must-haves I should look for in a long term disability policy (Leon)
- Last minute father's day gifts
- Scott's new phone and why he doesn't by extended warranties

Mentioned on the show:

https://us.dimensional.com/perspectives/why-should-you-diversify

http://archive.nytimes.com/www.nytimes.com/2010/01/02/your-money/stocks-and-bonds/02money.html

https://www.advisorperspectives.com/newsletters10/pdfs/Not_a_Lost_Decade_for_Diversified_Balanced_Portfolios.pdf

https://blog.callenq.com/irs-hold-times-disconnect-data-10k/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jun 12, 2019
Get The Facts On Gold - FOOLS GOLD!
39:43

- Investing in gold means less money for you. Here's why.
- Amazon has a new secured credit card for people with bad credit.
- NFL Player with the 138,000 miles on his truck
- Can I reduce my taxes by putting a rental home in an LLC (Rick, Texas)
- Is it better to pay cash for a car and get a rebate or use 0% financing (Big J)
- How do stay positive in tough times when you are transitioning careers (Jackson, Facebook)
- I have loans with 30% interest. How can I lower the when I can't pay my bills. (Patty)

Mentioned on the show:

https://dqydj.com/sp-500-periodic-reinvestment-calculator-dividends/

https://www.macrotrends.net/1333/historical-gold-prices-100-year-chart

https://twocents.lifehacker.com/should-you-get-amazons-new-card-for-people-with-bad-cre-1835376164

https://www.espn.com/blog/denver-broncos/post/_/id/33293/beat-up-truck-busch-light-and-chew-broncos-fullbacks-simpler-things

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jun 11, 2019
Don't Take Advice From Rich People Either
39:44

Scott rants on the bad advice some rich people give, and shares how you can figure out where and how to find good advice.
- What do you think about Fundrise for investing in real estate (Justin)
- What crowdfunding sites are best (Cindy)
- Travel hack for saving money on drinks at the airport (Terry)
- How do annuities work from my employer (Zak)
- No, carrying a balance on your credit card does NOT build your credit score
- What is the taxation of investing outside of retirement funds (Dave, North Dakota)
- People I follow are talking about Forex, is it a good way to invest (Chase, IGDM)
- RED ALERT WARNING - The Orenda coffee maker is a scam from Auroma Brewing
- What you could do with money in the bank (Rachel)

Mentioned on the show:

Scam Coffee Maker - https://www.orendacoffee.com/

No Retirement Savings - https://www.statista.com/chart/18246/share-of-americans-who-have-no-retirement-savings/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jun 06, 2019
One Thing You Must Do To Build Wealth
39:43

What do people with more time, money, and better schedules have in common?
- I am no longer scared of my debts (Sophia)
- Should you invest your emergency fund to keep up with inflation (George)
- Is there a way to avoid convenience fees when paying them with credit cards (Lara)
- Best way to open an HSA (Legolas)
- What does deferral mean in a 401(k)
- What should I do with a TSP once I leave the federal government (Walt, California)
- Watch out for fake diamonds.
- 25-year-old hairstylist makes $280,000 a year.
- Should we use our savings to pay debt or cash flow college (Kenobi)

Mentioned on the show:

HSA Eligibility - https://www.irs.gov/publications/p969

https://www.cnbc.com/2019/05/23/how-a-25-year-old-hairdresser-making-280000-dollars-in-detroit-spends-money.html

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jun 05, 2019
How To Invest And NOT Be Afraid
39:44

Some people think the stock market is a Ponzi scheme, and they will lose all their money. Here's the truth about stocks.
- The real way to get a good night's sleep.
- My CFP wants me to move money from my TSP to Ameriprise (Laura)
- What's your review of Grant Cardone and Cardone Capital (Chris, New Jersey)
- What's the best online savings account (Ariana)
- Which of my student loans should I pay off first (Alejandra, San Antonio, TX)
- Where can I research companies to invest (Chase, Instagram)
- Would you comment on the subject of bitcoin (William)
- Red Alert Warning - Quest diagnostics had patient data stolen for 12 million people
- Coca-Cola will pay you $10,000 for the best-ever flavor combination.

Mentioned on the show:

Grant Cardone Exposed - https://www.youtube.com/watch?v=7hHI6kYz9So

COOP Pillow - https://www.amazon.com/gp/product/B00EINBSJ2

Coke contest - https://www.cnbc.com/2019/05/31/coca-cola-is-offering-10000-if-you-create-the-best-new-drink.html

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jun 04, 2019
How To Make A 6-Figure Income For Dummies
39:44

It's the easiest money you'll ever make! Or is it the easiest money you'll ever lose? Another Scaminar exposed.
- What do I do with an old 401(k) if I'm changing jobs (Andrew, Cincinnati, Ohio)
- How do we start our finances off the right way in marriage (Stanley)
- How much debt is ok to have before buying a first house (Alejandro, Tyler, TX)
- My daughter is taking out some student loans, so what amount is reasonable (Coco)
- Can't get ahead as a single parent with one income (Kai, Nashville, TN)
- Are there hidden costs when investing with ETFs?
- Do you suffer from stinkin' thinkin'?

Mentioned on the show:

Are free investments really free - https://www.fa-mag.com/news/the-hidden-danger-of-zero-fee-etfs-44514.html

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

 

May 30, 2019
Too Dumb To Become A Millionaire?
39:42

What do you do when people in your life don't believe in your dreams? Can ordinary people really build wealth?

- What to consider when picking a 529 college savings plan

- I was let go of my job. How should I handle my money until I find a new one (Ed, Columbia, SC)

- How to setup a business partnership (Anthony)

- Is it a good idea to rent a vehicle before buying (Colleen)

- Did you know Lada Gaga was once bankrupt?

- How can you watch local news without cable?

- Should I take out Roth money to buy a rental mobile home (Retirement Cash)

- I'm having trouble with my credit and income (Cassidy)

- How can I make money at forex (Kelvin)

Mentioned on the show:

Mt. Everest line - https://www.usatoday.com/story/news/world/2019/05/27/mount-everest-deaths-overcrowding-blamed-string-fatalities/1249611001/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

 

May 29, 2019
Self Made Millionaire On $35,000 a Year?
39:43

Yes, you can become a millionaire on a teacher's salary. Andrew Hallam did it in just 17 years.

- How do you save money on appliances if you move into a new house (Marcy, West Adams, CO)

- How should help our 10-year-old grow his business (Rosalyn)

- More 401(k) administrators getting fined for pushing people into higher priced products.

- Generation Z - Kylie's thoughts on money.

- A simpler way to separate finances after a divorce.

- I'm 58 and having trouble finding work after moving (Ray, Austin, TX)

- How can I be disciplined when investing in myself while working 9-5 (Sherrin)

- Is there any hope for my husband who has been out of work since the fall (Lori)

- Be wary of the get-rich-quick people that try to hang around with you (Valenti, Youtube)

Mentioned on the show:

Retirement reinvention - https://www.amazon.com/Retirement-Reinvention-Make-Your-Next/dp/0143131915

Edward Jones settlement - https://news.bloomberglaw.com/employee-benefits/edward-jones-gets-ok-for-3m-settlement-in-401k-lawsuit

Collaborative Divorce - https://family.findlaw.com/divorce/how-a-collaborative-law-divorce-works-faq-s.html

Millionaire teacher - https://www.cnbc.com/2017/04/28/how-one-teacher-became-a-self-made-millionaire-by-age-36.html

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

 

May 28, 2019
My Advice To Grads
39:41

Doing work that feels beneath you always pays off in the end.

- How to save for Christmas gifts this year (Olivia, Kentucky)

- How to negotiate a medical bill (Emily)

- What can we cut back on to save money (Riley, Vermont)

- How much should you pay for a wedding ring

- How can I save up for my own place after graduating high school (Austin)

- Should I sell my rental home in another state (Michele, Florida)

- Are CBD companies a good idea to invest in (Chase, Minnesota)

Mentioned on the show:

Advice for grads - https://www.wsj.com/articles/my-advice-to-grads-start-mopping-1527518588

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

 

May 23, 2019
How To Cut Your Grocery Bill in Half
39:43

Some tips and apps to quickly and easily save on food.

- We just paid off our $18,000 kitchen remodel (Brian, Minnesota)

- Should my 23-year-old be investing (Paula)

- How to help my brother who is bad with finances get on a budget (Mason, Omaha, NE)

- Should I use extra money from my side gig for debt payments or to use on my car (Darcie)

- What do we do when we sit down to work on our budget (Sky, Houston, TX)

- How do you publish a book (Psy)

- What amount of money should we tithe now that we are out of debt (Carter)

- How do I rebalance my 401(k) (Arthur, Tuscon, AZ)

- Watch out for PayPal not sending you alerts.

- How much money can you save between a community college and state university

- Did you know you are in the 1%?

Mentioned on the show:

Global Rich List - http://www.globalrichlist.com/
Ibotta - https://ibotta.com/register?friend=VSHIWRL
Checkout51 - https://www.checkout51.com/
BerryCart - http://www.berrycart.com/

 

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

 

May 22, 2019
This Mistake Could Cost You 40% Of Your Wealth
39:42

Not only do have to put your money in the right stuff, it has to be in the right place too, and spent at the right time.
- How to budget on an irregular income (Zoe, Toledo, OH)
- Are secured credit cards good to rebuild credit (Sophia, Florida)
- My husband is investing with a margin account and I'm worried about what could happen (Chloe)
- I met with a financial advisor that's pushing commission based investments. What should I look out for (Erin, Plano, TX)
- How can my 18-year-old build her credit score (Charlotte)
- Warning for travel hackers on getting points from new credit cards (Logan, Australia)
- How to rebalance a 401(k) if you have company stock in it (Arthur, Tuscon, AZ)
- Should you tithe on gross income or your take home paycheck (Carter)
- Remember to shop for insurance, even if you have an escrow account (Dustin)
- Ways to appear wealthy even without being wealthy.

Mentioned on the show:

Traveling guide services and experiences - GetYourGuide.com
Look rich tips - https://www.thinkadvisor.com/2019/05/14/10-ways-to-appear-wealthy

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

May 21, 2019
Making Smart Spending Decisions
39:45

When you get clear on what you want, it’s easier to disconnect from what you don’t.
- How to research a good used car (Liza)
- I've lost momentum on my debt-free journey (Amber, Facebook)
- What brand of children's shoes last a long time (Corey)
- How to diversify outside of retirement accounts (Gandolf)
- How much money would be good to open a savings account for a 7-year old (Cassandra)
- Watch out for extra costs when buying a condo.
- You called it right on Helium (Allison)
- Tax efficiency of ETFs vs. index funds (Tom, Florida)
- What is a good balance of stocks and bonds if you have a pension (Harriet, Washington D.C.)
- Should we stop saving for retirement to save up for a house (Hannah, Connecticut)
- Are there regulations on who can be a financial planner (Stuart)

Mentioned on the show:

https://www.fidelity.com/learning-center/investment-products/etf/etfs-tax-efficiency
https://www.bloomberg.com/graphics/2019-vanguard-mutual-fund-tax-dodge/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

 

May 15, 2019
How To Balance Work + Play + Spending + Saving
39:44

The average American spends $18,000 a year on nonessential items, and people were not happy when other out-of-touch dinosaurs told them how to spend their money.

- Should my 50-year-old dad pick a Roth 401(k) or regular 401(k)(Legolas)
- We are struggling to pay off a home renovation (Rebecca)
- I feel guilty about taking vacations while paying down debt (Vincent)
- Should I pay off my car if the interest is the same as what I'm getting in my savings account (Anna)
- Can you front-load a 529 College Savings Plan (Anon)
- Best way to save for retirement in Canada (Denise, Nova-Scotia, Canada)
- Should I invest in a 401(k) if I already have an ESOP (Tony, Ohio)
- Thanks for writing a book my husband would read (Lori)
- Using apps to avoid toll roads
- Red Alert Warning - crypto-scams

Mentioned on the show:

You don't need that: https://www.usatoday.com/story/money/2019/05/07/americans-spend-thousands-on-nonessentials/39450207/

Front loading 529 College Savings Plans https://www.irs.gov/pub/irs-pdf/f709.pdf

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

https://podcasts.apple.com/us/podcast/hips-dont-lie-and-neither-do-budgets/id1053256064?i=1000437632123

May 14, 2019
Hips Don't Lie. And Neither Do Budgets.
39:45

Beware of the people who will say anything to get your attention, it could cost you big money.
- Where should someone put $25k for a niece (Legolas)
- I the federal government defaults on their loans, how would that event affect the stock market (Angie)
- How can I earn money without investing (Jenna)
- How can I increase my income as a piano teacher (Bill, Pennsylvania)
- Where should we put $180,000 we'll need in a couple years for a new house (Brenda)
- We have a goal of hitting $100,000 in savings (Matt)
- Consumer protection alert - Watch out for this new robocall scam
- Are you eating real rice or fake rice?

Mentioned on the show:

New robocall scam - https://bgr.com/2019/05/07/robocall-scams-one-ring-call/
What is rice - https://www.wsj.com/articles/in-louisiana-a-fight-over-whats-rice-11556616601

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

 

May 09, 2019
Are You Going To Win Or Lose In The Rising Economy?
39:41

Most people are excited the new economy is going to fix everything. Should people be optimistic?
- How am I doing on saving (Erin, LA)
- How do I move my old 401(k) (Juan)
- A beginner's guide to IPOs (and why you should avoid them)
- We had to move quickly and it took some of our savings (Wren)
- Is there a faster way to pay down student loans (Paige)
- How do I setup and put money in an emergency fund (Emmanual, Uganda)
- Why a good night's sleep (on a good mattress) is a good investment.
- Jen shared her emergency fund name to keep her inspired
- My wife will receive an inheritance and I don't think she'll want to pay down all of our debts with it (Bernie)
- Kanye West shows you can be stylish on a budget
- Are you being taken advantage of by people in suits?

Mentioned on the show:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

 

May 08, 2019
Why You SHOULD Keep Up With The Jonases
39:46

- Joe Jonas and Game of Thrones actress Sophie Turner got married for $600 and swap candy rings.
- Product cost review of the sous-vide
- Story of turning financial situation around (Corey)
- How else can I diversify my investments (Chris, Pensacola, Florida)
- Was it a good idea to cancel my dad's life insurance policy (Jules, Quebec, Canada)
- Should I switch to a Roth 401(k) (Maria, YouTube)
- What's the best way to fly and save money (Lara)
- Am I right to pay taxes now rather than later (Brian, YouTube)
- Scott Rants - why don't people lift a finger for themselves?

Mentioned on the show:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

 

May 07, 2019
Where to Live To Save Money
39:45

How small changes in your living situation can add up to massive wealth over time.
- Is phone insurance worth buying (Matt)
- Where should I put my yearly bonus (Horatio, Ft. Worth)
- What amount of money do I need to retire in 20 years (John, St Paul, MN)
- Fidelity Signature Rewards card to build up your investments (Marty, California)
- Should I pay off my car or buy a pre fabricated home and rent it (Ryan, Portland OR)
- Should I go back to school to invest in myself (Brady)
- Shopping around home closing costs saves one listener $7,500 (Alex)
- Scott reports back on an online service to backup your old media.

Mentioned on the show:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

May 02, 2019
$1,000 Annual Fee For A Credit Card?
39:44

Would you pay $1,000 for a fancy credit card just to be seen? Some people would.
- Should we look at a bigger house if we aren't ready to buy (StarLord)
- Where should I put my IRA (Han Solo, California)
- When is it too late to contribute to a 401(k) (Star of Mine)
- Is there better places to put emergency funds to earn more interest (Mike)
- Should I be worried about the future (George)
- Do I have too much money in my emergency fund (Andrew, Cincinatti, OH)
- My CFP we're behind on our retirement (Brett)
- Are there ways to hide money from an ex-spouse (Batman, Gotham City, NY)
- My bad rental house experience turned out to be a good thing (Ma-ah-K-N-Z)
- Finding a business idea from an aging grandparent.

Mentioned on the show:

Napa Valley Olive oil experience https://www.darioush.com/be-our-guest/sensory-sessions-olive-oil

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

May 01, 2019
How Much Should People Spend On Pets?
39:45

Healthcare for pets can cost a lot of money. At what point does it cost too much?
- Is pet insurance worth it?
- Should I plan on having my student loans forgiven (Chris, Savage, MN)
- Are leveraged funds a good investment (Iain, Facebook)
- How can I prepare for future health care costs (Beth, Michigan)
- Should I cancel my whole life insurance policy (Eric)
- After COBRA expires what health insurance should I get (Malinda)
- Should parents help their children instead of save for retirement
- Paypal has changed its transfer terms (Red Alert Warning)

Mentioned on the show:

Pet insurance study - https://www.washingtonpost.com/lifestyle/home/is-pet-insurance-worth-it/2018/10/23/64ff3dfa-ccb1-11e8-a3e6-44daa3d35ede_story.html

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 30, 2019
What Is The Most Your House Should Cost?
39:45

How much house should you buy based on your income (Jen, New York)
- What type of insurance protects an LLC (Cindy)
- Check your sprinklers to save on your water bill
- How one NFL prospect is making lemonade out of lemons (for free)
- What is the best way to build money outside of retirement accounts (Rachel)
- How to proritize debt and a new house (Dr. J)
- How much should a will cost (Andy)
- How can I pursue my dream of music (Dominic, Alabama)
- What are the priorities for a 50-year-old with no savings (Kim)
- Are you taking advantage of employer perks

Mentioned on the show:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 24, 2019
Emergency Fund Hacks To Get Ahead
39:45

Half of people would end up living in a van down by the bridge because of a financial disaster. Here’s why you should think about your future.
- Travel hack to save on food (Valeria)
- What is the best time to buy a used car (Ariana)
- Converting 401(k) to a Roth while still employed (Josh)
- We're slowing down our debt payoff to prepare for a new baby (Ann)
- Is a 401(k), Roth 403(b) or 457 better to put bonds in (Matt)
- How much you know (or don’t know) about long-term care, Social Security, IRAs, investments, and life insurance?
- What is the best option between mutual funds and index funds (Matt)
- Should I slow down my retirement savings to build my emergency fund (Mike, Marina Bay Richmond CA)
- These are not the cookies you're looking for.
- Can you pass this retirement income quiz?

Mentioned on the show:

Best time to buy a car - https://scottalanturner.com/when-is-the-best-time-to-buy-a-car/

Retirement Income Literacy Quiz - https://retirement.theamericancollege.edu/for-consumers

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 23, 2019
Big, Bold, Brave Money Moves To Supercharge Your Life
39:46

One of my friends had a loss of income topped off with big medical bills. Listen to the a plan to take her from surviving to thriving.
- How do you not get complacent with your budget and daily goals (Dustin)
- What index funds are available for Norway residents (Mikael)
- Is there anything else I can do to minimize my tax besides maxing out my 401k, HSA, and IRA (Sam)
- Should we pay off our house before retirement. We owe $173,000. (Jodie)
- Are mastermind groups an expensive risk (Jim, Central New Jersey)
- Be aware of pension shortfalls (Red Alert Warning)
- My credit card bills keep rising. How can I pay them off faster (Christopher)
- I had no idea what we were paying for fees and now I do (The Dog)

Mentioned on the show:

Where is the Pension Money - https://www.wsj.com/articles/why-the-longest-u-s-bull-market-has-failed-to-fix-the-nations-public-pensions-11554888600

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 18, 2019
Lottery Winner Sues Son Over Bad Money Management?
39:45

Warning for everyone on what can go wrong when you do not do proper estate planning, and ignore risk while focusing only on returns.
- How to get the product return you deserve and not deal with customer service
- Is it possible to invest cash and get a 10% return (Mark)
- Reasons we are working on more side jobs to pay down debt (Colleen)
- What's your take on ethical investing (Doctor Crusher)
- If my child grew up as a cartoonist, would I have failed as a parent (Harry)
- Do I really need a financial advisor (Chewbacca, Colorado)
- Tips on growing a small business (Brian)

Mentioned on the show:

Blooom - https://www.blooom.com/

Rent The Runway - https://renttherunway.com

Powerball winner sues son - https://abcnews.go.com/US/wireStory/powerball-winner-90-sues-son-money-invested-poorly-62333046

International index funds for Norwegians - https://www.dnb.no/en/personal/savings-and-investments/funds/prices-intl-equity-funds.html

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 17, 2019
the money decision of the year
39:46

Watch out for these warning signs that your financial plan is built on quick sand and not solid rock.

- How to say no to a life insurance sales rep (Miguel, CA)
- Should I pick two target date funds if I don't know when I'll retire (Legolas)
- I'm in debt and don't know where to go (Kim)
- How can I grow my clientele (TiQuisha, Hotlanta GA)
- How to stop online shopping habits (Christine)
- Warning from a listener about getting the right insurance (Scooby Doo)
- Tax saving tip from Sunshine on getting the right deductions

Mentioned on the show:

NFCC.org - https://www.nfcc.org

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 16, 2019
5 Terrible Pieces of Financial Advice That Will Cost You Money
39:45

When it comes to your money these are five financial mistakes to watch out for so you can build wealth faster.

- In the band: Sam has more zeros in his bank account

- What should you look for when buying life insurance (Kevin, Roswell, GA)

- Your words are valuable to pass on to our kids (Barbara)

- How to keep from going over budget (Frank)

- How to recognize bad money advice (Jason)

- How can we help our family change their money habits (Mike)

- How do you get a partner on the money saving train (Bjorn, Sweden)

- How to avoid getting tricked by salespeople

- How to save money on college text books (Rachel)

Mentioned on the show:


FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 11, 2019
How To Shop For A Used Car
39:45

These used car buying tips can save you thousands the next time you buy a used car.

- Introducing the newest members of Team Turner.

- Car dealer services that aren't worth the money

- Tax scams to be aware of

- Be aware of when other people tell you what to do with your money (Saurav, YouTube)

Listener questions:

- What are some things I can do to to help me with taxes (Geoff)

- Do I have enough to live on in retirement if I'm 58 and have $200,000 invested (Jana)

- I'm interested more about the FIRE community (Seth)

- What is one money trick you use that you may not have talked about (Manual, Florida)

- How can I teach my kids better (Christine)

Resources/links:

IRS Tax Scams - https://www.irs.gov/newsroom/tax-scams-consumer-alerts

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 10, 2019
How To Have Better Money Habits
39:45

How can you improve your money everyday? What small actions will lead to massive results later?

- Should you buy travel insurance?

- How to turn a hobby into a business. The story of a private chef.

Listener questions:

- How much stocks and vs. should someone in their 20's have (Bert, Florida)

- You don't know what you're talking about with Robert Kiosaki (Dawn)

- What target date fund strategy would be better (Legolas)

- Should I sell some investments to pay off our house (Brett, Pennsylvania)

- How do I limit my spending and build savings (Luis)

- I get scared when making financial decisions (Henry)

Resources/links:

Compare travel insurance - https://www.insuremytrip.com/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 09, 2019
How To Reduce Stress - Two Ways
39:46

You may be surprised at the impact life events can have on your mood, stress levels, and happiness. Two ways to live better.

- What are tax-advantaged insurance contracts (Red alert warning)

- How much should you spend on pet food?

- Success story: We finally understand our investments (Brenda)

Listener questions:

- How can new parents save money (Dan)

- How much company stock should I have in my 401(k) (Greg)

- How can I get out of a car lease (Ariana)

- Whose social security benefits should I use first (Mariza)

- How can I pay off my mortgage faster (Janella)

- Can I rollover an inherited IRA (Lisa)

Resources/links:

How life events effect financial well-being https://www.fidelity.com/viewpoints/tcm:526-394291-234995.comp

Social Security Strategies - https://www.amazon.com/Social-Security-Strategies-Optimize-Retirement/dp/0615457533

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 04, 2019
What Keeps You Up At Night?
39:45

There is something that everyone has to deal with, and it’s keeping me up at night.

- Subscription based financial advice

- Why have responsible financial habits (Anyiah, WI)

- Great source of networking and making connections (Samantha Carter)

Listener questions:

- How can I get my house built faster (Crystal, CA)

- How do I leave a good paying job (Esmeralda)

- I don't know how to start increasing my retirement funds (Trevor, South Africa)

- Should I get a home warranty for a HVAC system that might break (Dorothy, Kansas)

- What happens if my savings exceed the FDIC limits (Marissa, San Diego, CA)

- Can I leave a job and contribute to a 457b when I return (Kevin)

Resources/links:

Schwab financial subscription services - https://riabiz.com/a/2019/3/29/schwab-hopes-to-blend-into-the-subscription-world-of-netflix-amazon-and-apple-by-dumping-asset-based-fees-and-wooing-millennials-with-intelligent-portfolios-for-30-a-month

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 03, 2019
How To Deal With Unsupportive People
39:45

The more you change your life for the better, the more you’ll get the supporters and nonbelievers. Here are two ways to deal with them.

- Is investing in cryptos and cannabis a good idea?

- The average starting salary for a college major (Madeline, Ridgefield, CT)

- This cookie company is crushing it.

Listener questions:

- How can $200,000 last 30 years of retirement (Squilly, Youtube)

- How do I stop spending all my money (Evelyn)

- How can I help my parents with their annuity (Renee, Cincinnati, OH)

- Should I pay points for a mortgage refinance (Alex, D.C.)

- What should I do with my bonus of $300,000 (James, Boston)

- How do I rebalance my Thrift Savings Plan portfolio (Casey, Portland, Maine)

Resources/links:

Breckenridge Cookies - https://www.breckenridgecookies.com

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 02, 2019
Fake Math and Mutual Funds
39:45

Numbers don’t lie. People lie and manipulate numbers, but numbers don’t lie.

- Millionaire Story - Beth shares her path to financial independence at age 40

- Health alert - Kale rejoins the 'Dirty Dozen' list as one of the most contaminated with pesticides.

- Red Alert Warning - more phone scams to be aware of.

Listener questions:

- Explain the pro-rata rule when doing a backdoor Roth IRA (Marjorie)

- What do you think of the new Betterment Advice service (Gandolf)

- I keep getting in and out of debt (Marjorie)

- Where is a good place to put my tax money from my side hustle (Becca, Indianapolis)

- What can I do about my landlord harassing me (Patricia)

Resources/links:

Betterment Advice Packages - https://www.betterment.com/advice-packages/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 21, 2019
Money Saving Myths Busted
39:46

There are lots of money myths we’ve all believed. But most people have fallen for some of these money saving myths too.

- Burger King launches $5 coffee service.

- A radio host busted for a $20M Ponzi scam

- Kaitlyn shares what her dad taught her about money

- Be wary of former washed-up celebrities pitching financial products

Listener questions:

- Is a second mortgage better than PMI (Dylan, Baton Rouge, LA)

- What is considered a 'low' expense ratio (Carter, Warner Robbins, Georgia)

- How can I get my 26-year-old on the envelope system (Daisy, Delaware)

- Help me understand my 403(b) plan (Mason, Las Vegas, Nevada)

- Should we borrow $20,000 to adopt a child (Liam, WA)

- Should I be pushing my kids to go to college (Bethany, Orlando, FL)

- Is it ok to get a company match on 401(k) when paying off debt (Pam, Atlantic City, New Jersey)

- I inherited some stock and can't decide if I should sell it (Phoebe, Topeka, Kansas)

Resources/links:

Collge Scorecard - https://collegescorecard.ed.gov/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 20, 2019
Are You Just Working For A Paycheck?
39:45

What are three reasons people choose the career they do, and what questions should they be asking instead.

- My friends got to stay in a $1M house on the lake. For free. Find out how.

- Kayla shares the lessons she's learned about money.

Listener questions:

- I missed a couple credit card payments, how will it affect my credit score (Lucas, Ann Arbor, MI)

- What's wrong with YNAB (Ava, Maine)

- Can I get out of a car loan I co-signed for my brother (Jack, Columbia, South Carolina)

- Is the debt avalanche or debt snowball better to pay off $22,000 of debt (Gavin, Nebraska)

- What debts should I pay off with my tax refund (Lisa, Anchorage, Alaska)

- Car buying tips before I go car shopping (Owen, Cheyenne, WY)

- The contractor for my back deck isn't doing the work (Hannah, Ft. Worth, TX)

- Are separate accounts for married couples normal (Reece)

- Can I start an HSA if I'm self- employed (Yoda)

Resources/links:

House of Falling Embers, by Krystal Jane Ruin - https://www.amazon.com/House-Falling-Embers-Krystal-Jane-ebook/dp/B07GKMQQXJ

Trusted housesitters - https://www.trustedhousesitters.com

http://www.espn.com/blog/tennessee-titans/post/_/id/25994/how-two-nfl-players-sweet-tooths-made-them-hands-on-business-owners

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 19, 2019
The Status of Looking Rich for Rebels
39:45

Studies show not pretending to be rich raises your status in life. Who knew?

- Kara saved $33K for retirement in 4 years (without making more than $50K)

- What new cars can you get a deal on right now

- Why so many NFL players go broke

- Are you investing with a firm that got fined by the SEC?

Listener questions:

- My bank accounts were cleaned out by a scammer and now I have to start over (Nancy)

- My bank wants to move me to a managed investment account (Han Solo)

- Are there short term fixes for a credit score if I'm buying a house soon (Brandi, MA)

- How can I lower my insurance premiums. My 16-year-old is getting his license. (Chenell, Jacksonville, FL)

- When do you decide to keep stock options (Doug)

- Are there credit card hacks that are easy (Nathan, San Antonio, TX)

Resources/links:

- https://www.amazon.com/Rebel-Talent-Pays-Break-Rules/dp/0062694634

- https://www.sec.gov/news/press-release/2019-28?mod=article_inline

- https://247wallst.com/special-report/2019/03/11/cars-americans-dont-want-to-buy-4/

https://www.thinkadvisor.com/2019/03/07/why-so-many-nfl-and-nba-players-go-broke

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 14, 2019
The Retirement Community Gets This WRONG
39:45

Too many people have fallen for the myth that interest and dividend income is the best way to fund early or normal retirement.

- How to avoid overdraft fees

- Dog food marketing tricks

Listener questions:

- Are dividends a good strategy for income (Brady)

- Should we take a 401(k) loan to pay off debt (Sofia, Sioux City, IA)

- Can I get out of my car lease (Haley, Yonkers, NY)

- My kids won't spend money (Ian)

- What type of home insurance is best (Luis, Bridgeport, CT)

- I have 20% down for a house, should I get a 15 or 30 year loan (Owen)

- Are ETFs or index funds better (Taylor, Seattle, WA)

- I've got an $8,000 medical debt that is in collections (Destiny, Fresno, CA)

- Are CDs good for short term savings (Elia)

Resources/links:

- https://www.forbes.com/sites/wadepfau/2017/04/18/should-retirees-use-a-total-return-or-income-portfolio/#5f4bf80c5e96

https://www.schwab.com/resource-center/insights/content/retirement-income-strategies-total-return-approach

http://www.fsegn.rnu.tn/documents/Dividend%20policy.pdf

https://www.investopedia.com/terms/m/modigliani-millertheorem.asp

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 13, 2019
The Parent Money Trap
39:45

Parents who give everything to kids are taking away from them some of the most important things in life.

- Your friends’ social media posts are making you spend more money, researchers say

- Travel hack - TripIt app

Listener questions:

- Should I buy an extended warranty for a dish washer (Loren, Grey Eagle, MN)

- Can anyone join a credit union (Don, Reading, PA)

- How can I find a job if I have a felony record (Trav)

- What's a reasonable amount to borrow for a car (Isabelle, Savannah, GA)

- What amount of money is good for opening a savings account (Elijah, Mobile, AL)

- Should I borrow to grow my business (Keira)

Resources/links:

- https://www.washingtonpost.com/us-policy/2019/02/19/your-friends-social-media-posts-are-making-you-spend-more-money-researchers-say/?utm_term=.4daf976f9f19

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 12, 2019
Are You In The 800 Club?
39:45

How much money can people save on their insurance with a better credit score?

- Do you have enough insurance to protect your valuables?

Listener questions:

- I really don't understand money (Eva, Arizona)

- Should I stick with my advisor or DIY (Brett)

- Are HVAC contracts worth the cost (Taylor, Macon, Georgia)

- Is it ever good to lease, like for equipment (Kylie, Maui)

- What should I be aware of when hiring a moving company (Lily, Virginia)

- Which used car should I buy (Steph, Australia)

Resources/links:

Free Credit Score from Discover - https://www.discover.com/free-credit-score/

https://www.insurancequotes.com/home/home-insurance-and-credit

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 07, 2019
The Dumbest Strategy Ever?
39:45

One financial leader was yelling at the TV about another financial leader giving bad advice. Who is right when experts disagree?

- Update on our real estate empire (ha!)

- Is there a retirement crisis or not?

- Success Story - Clay is no longer living paycheck to paycheck.

Listener questions:

- What is the process for getting a CFP (Melissa)

- What is your opinion on mortgage payoff schemes using lines of credit (Michael, Winnipeg Canada)

- My investments aren't growing like I would like (Wayne)

- Can you get 12% in the market (Pete, Alberta, Canada)

- Is the Amazon store card worth it (Kara)

- I have $4,000 due on a delayed payment credit card (Heath, Washington, DC)

- Can I file an extension to pay the taxes I owe (Makenzie, San Francisco, CA)

Resources/links:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 06, 2019
How Common is Financial Infidelity
39:45

What is financial infidelity? Discover what it is, how to prevent it, and the importance of overcoming it.

- Car loan defaults are at an all time high and it's a bad situation

- Why do some people get so much more done than others?

- Well Where Did My Money Go is paying out fines. Again.

- Millionaire Success Story - Guy, UK shares how he did it in 15 years.

Listener questions:

- Advice on the plan to pay off my debts (Jessica, Alabama)

- What if I can't get into a specific investment because of the minimums (Anthony)

- I've paid off $19,000 of student loan debt (Rory)

- I'm a single mom with student loans and limited time (Lynn)

- Whose advice should I listen to for guidance (Shaun)

Resources/links:

https://nypost.com/2018/01/22/millions-of-americans-keep-this-secret-from-their-partner/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 05, 2019
Millions of People Won't Do This With Their Money
39:45

Did you know having tough conversations about money can lead to having more money?

- Comparing gold to the stock market and which you should invest in.

- Warning about Social Insecurity for all young people.

Listener questions:

- What budgeting software can reconcile accounts (JoAnne, Texas)

- How do you pick from an employer's retirement options (Lilly, Arizona)

- What are the reasons for not paying off a mortgage early (Vanessa, San Antonio)

- What things I should consider between a condo and townhouse (Dawn)

- Is enrolling in PSLF a good idea (Holly, Destin, FL)

- What one thing would you say led to your success the most (Brent, Vancouver, Canada)

Resources/links:

https://nypost.com/2018/01/22/millions-of-americans-keep-this-secret-from-their-partner/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 01, 2019
Never Ignore This Advice
39:45

You have this superpower but you don’t always use it! Your sixth sense. Your gut reaction. Listen to it.

- Beware of the investing divas and how easy it is to make money.

- Payday lenders busted for paying for research to show payday lending is a good thing!

Listener questions:

- If you need to max out your credit cards is it better to spread charges over several cards or put them all on one (Lara)

- Is it better to pay off credit card debt in a lump sum or over time (Jessica, Georgia)

- Is 3% an appropriate fee for a financial advisor (Gandolf, New York)

- I have $245,000 in my 401(k), should I put more in or get an IRA (Christina)

- I'm age 70 and have no savings (Sheila, North Carolina)

Resources/links:

https://www.washingtonpost.com/business/2019/02/25/how-payday-lending-industry-insider-tilted-academic-research-its-favor/?noredirect=on&utm_term=.4d9ed7ed7458

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 28, 2019
This Money Advice is for Dummies
39:45

Why are people buying investing advice from people that disclose they are neither licensed nor qualified to provide investment advice?

- The secret to a long and happy life is 'so simple' according to a 95-year-old billionaire.

- Warning about waiting to fix your finances.

Listener questions:

- What are your tips for finding a business to start (Chuck)

- I just turned 50 and don't know where to start saving for my retirement (Jacqueline)

- What do you think about crowdfunded investing (Daren Rochester, NY)

- I make $35,000 and want to live a decent lifestyle (Trisha)

- What are the differences between mutual funds and index funds (Megan)

- Can you roll a 403(b) into a 457 plan (Gandolf, New York)

Resources/links:

https://www.irs.gov/pub/irs-tege/rollover_chart.pdf

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 26, 2019
ROBERT KIYOSAKI'S ADVICE IS FOR LOSERS
39:45

- Rich Robert, Poor You. Don't take my word for it, do your own research like I did.

- Do you think you know what to wear during a job interview?

- Watch out for this Amazon email scam.

Listener questions:

- Where should we focus next - student loans or the mortgage or the next house (Kelly, New Jersey)

- Which is better a Roth 401(k) or Roth IRA (Margaret, California)

- My wife isn’t open to giving up credit cards and using the envelope system (Jamie, Wilmington, Delaware)

- I'm finally sticking with my spending plan (Alex)

- Trying to decide which debts to pay down with our tax refund (Paul)

- I've had two surgeries and am trying to keep myself afloat (Allistair)

- I have $1.1M and am trying to figure out when I can retire (Steve)

Resources/links:

Pound Foolish, The Dark Side of the Personal Finance Industry: https://www.amazon.com/Pound-Foolish-Exposing-Personal-Industry/dp/159184679X

https://www.cbsnews.com/news/rich-dad-education-the-ultimate-emotional-investment/

https://www.marketwatch.com/story/rich-dad-academy-a-poor-choice-for-investors

https://www.biggerpockets.com/forums/79/topics/316902-my-experience-of-rich-dad-elite-legacy-event-scam

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 22, 2019
Why Is It So Hard To Save?
39:45

Saving ain’t easy, but give yourself props for having some, starting to have some, or having a plan to have some when you can.

- Free resources for your finances you might not know about.

- News of the weird: $8,000 can extend your life a little.

- Why won't people talk about money?

- Top rated insurance companies.

- One couple shares the key to early retirement.

Listener questions:

- What type of mortgage should we get (Barb Lexington, Kentucky)

- When should I start collecting my pension (Troy, Iowa)

- I lost my child care tax credits because of my income, should I stop investing (Rebecca, Indianapolis)

- I don't have a stable income while I'm in school (Gretchen)

- Good financial gifts for a wedding present (Martin, Chicago, IL)

Resources/links:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 21, 2019
How To Stay Motivated
39:45

How do you stay motivated if your goals and dreams will take years? Listen to these tips to power through.

- ID theft tips from a cyber security expert.

- Top three 'stupid' things millennials waste money (Kevin O'Leary)

Listener questions:

- What to do with an old 401(k) (Kristin)

- There's no jobs in my town, I have no money and I want to get out (Walter, Eastern Kentucky)

- I keep falling off the budget wagon (Peggy)

- I've been spending money on ridiculous things (Iman, Spain)

- How should HSA money be invested (Eric, York, PA)

- Where should we focus next - student loans or the mortgage or the next house (Kelly, New Jersey)

Resources/links:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 19, 2019
How To Spot An Investment Scam
39:45

You've seen the ads - it's the best way to grow rich! Which often means it's the best way for people to lose what they've worked so hard for.

- What to think about when buying a car

- Red alert warning - romance scams are on the rise

- How to back out of a contract.

Listener questions:

- I am 68 years old and $100,000 in debt (Colleen)

- Do we need a home inspector for a new house (Shawn, Maryland)

- What's a good amount of money to give to a kid for a car (Kim, Houston, TX)

- What do you think about giving kids allowances (Julie)

- Getting laid off this summer, how best to prepare (Wes, UK)

- How do I go about signing up for a 529 plan (Mark)

Resources/links:

https://www.kbb.com/new-cars/about-total-cost-of-ownership/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 15, 2019
When To Rent vs. Buy a Home
39:45

Renting can be a great for your sanity, situation, and security. Have you thought about what could go wrong if you follow bad advice and get a house too soon or for too much.

- Save money on your LLC

- Red alert warning - watch out for this marketing trick that will cost you money

- Bea is saving for retirement after paying off some debts.

Listener questions:

- Where should I put my emergency savings (Casey)

- How should my wife and I arrange our finances (Steve)

- Any gotchas with a secure credit card (Joe)

- How to save for retirement without a 401(k) (Rick, Seattle, WA)

- My husband got laid off and is having trouble finding work (Lori, California)

- My car needs expensive repairs. Should I buy a new one (Billie)

Resources/links:


FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 14, 2019
The Crazy Costs Of Not Understanding
39:45

- If you're not reading the fine print, you're going to miss the finer things in life.

- Travel tip - get alerted when fares go on sale

- Nurse gets a free car from a stranger

Listener questions:

- Should I deposit into my 401(k) a lump sum or monthly (Jason)

- Are penny stocks a good way to help my community (Laura, Kentucky)

- Have you tried dollar cost averaging and have proven viability (Idiot on Youtube)

- How can I pay down my medical bills (Melissa)

- Resources at the public library (Batman, NYC)

- Should I participate in my company's discount stock purchase plan (Ernie)

Resources/links:

https://scottscheapflights.com

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 12, 2019
Payday Loans Will Leave You Broke
39:45

- Payday loans offer quick, easy money but leave people buried in debt. What you can do to help.

- The benefits of downsizing a house.

- Should you sign up for a travel MLM?

- What can Coldplay teach us about building wealth?

Listener questions:

- Is Betterment or Vanguard better for investing (Gandolf)

- I owe $22,000 in debt, have six kids and can't get hired anywhere (Kayla, Canada)

- Going to trade school but want to learn about scholarship programs (Steven, Illinois)

- How do you start a business if you don’t have any capital (Adesiyan)

- How should my wife and I arrange our finances (Steve)

- What are the tax advantages of a 529 plan (Aubrey, Philadelphia, PA)

- Thoughts on Fidelity GO (Jay, California)

Resources/links:

https://mlm-thetruth.com/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 08, 2019
SHOCKING Yearbook Photos!
39:45

- The story of a woman who was facing foreclosure, but changed her story about money and changed her life.

- Amazon refund hack

- Another financial guru falls to earth, providing a lesson for us all on how not to invest.

- In the band - Steve is a multimillionaire

Listener questions:

- Should we pay off our mortgage faster or invest to retire early at 55 (Mulberry, Puerto Rico)

- Can you repay a 401(k) loan in a lump sum (Laura, Baltimore)

- What are your thoughts on indexed universal life insurance (Life Enthusiast)

- My parents can't afford to send me to college (Moca, Egypt)

- I'm job hopping but not getting anywhere (Sammy)

Resources/links:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 07, 2019
What Does It Take to be The Next MILLIONAIRE Next Door?
39:45

- What do studies on millionaires show that it takes to build real wealth, and can anybody do it (Hint: yes you can).

- Small business ideas for side hustles.

Listener questions:

- I'm 63, should I start collecting social security now (Troy, Boston, MA)

- How do I build a credit score (Walt)

- My family is in danger of divorce (Sati)

- How to stay focused on big debts that will take a long time to pay off (Trey)

- Should I invest in the international stock market (Matt, Palestine)

- Several of the business I've started have failed (James)

Resources/links:

https://www.amazon.com/gp/product/0615457533/ref=dbs_a_def_rwt_hsch_vapi_taft_p1_i0

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 05, 2019
The Fastest Way To Pay Down Debt And Build Wealth
39:45

- Make this the day you focus on the small wins, and you'll get big results.

- How often are experts right with their bold predictions?

- Are you dating a cheapskate?

- Travel hack to save on flights.

- In the band - Rob is debt free and a millionaire.

- Valentines day plans? Here's an alternative.

Listener questions:

- What are your thoughts on M1 Finance (The King, Oostburg, WI)

- I have no source of income for my family (Jeremy)

- Suggestion on how to build wealth and increase your lifestyle over time (3of11)

- Thanks for sharing your wisdom (Sarah)

- Save money on expensive car repairs (Rob, Richmond, VA)

Resources/links:

https://hbr.org/2016/12/research-the-best-strategy-for-paying-off-credit-card-debt

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 01, 2019
Why Are So Many People Stuck In The Rat Race?
39:45

- You can’t choose your family, but you can choose your friends, where you live, and how you live, and therefore, how much wealth you’ll build.

- Red Alert Warning - your social media accounts are about to be used to determine your insurance rates.

- How one person's consistency landing him a gig with Garth Brooks.

Listener questions:

- Bad with saving but need $15,000 for a wedding (Sherene)

- I'm making financial moves because of a lack of patience (Josh)

- I'm never sure where my money goes (Jill)

- Just got kicked out of my house and trying to save up for a down payment (Joey)

- I have a $150,000 inheritance and want to know if a variable indexed annuity is a good idea (Richard, Salt Lake City, UT)

Resources/links:

https://www.forbes.com/2010/08/10/truth-about-equity-indexed-annuities-personal-finance-bogleheads-view-lindauer.html#4f4b83c71257

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 31, 2019
How To Save More With a Good Credit Score
39:45

- What do you know about the true impact of credit scores on how much you pay for loans? The best credit scores get the best rates and can save you thousands over your lifetime.

- Are you preparing for the recession?

- No, you can't deduct interest from a home equity loans on your taxes for non-home related costs.

Listener questions:

- Help me get out of my money moron state of mind (Kevin)

- Using VA benefits to pay for nursing care (Angie)

- Should I quit school to work two jobs (Elie)

- Where are good places to travel that are ski friendly for kids (Brad)

- Is an advisor necessary to help plan for college expenses (Donna, Wisconsin)

- How to deal with so little money going towards debts (Holly)

- Are annuities really that bad (Roberto)

Resources/links:

https://www.savingforcollege.com/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 29, 2019
The Quickest and Easiest Way To Make $1 Million In The Stock Market
39:45

- Miss this not-so-secret, and you’ll struggle more and likely never build wealth. Master it and have financial independence and leave a legacy.

- What are the boring habits of successful people?

- Must save documents.

- Are you preparing for the recession?

- Inspiring story of Kevin Curry and how he went from food stamps to a successful author.

Listener questions:

- Help me get out of my money moron state of mind (Kevin)

- Wasting money and not being wise about saving, spending irresponsibly (T, Chicago, IL)

- I'm not lucky because I bought flood insurance (Jason, North Carolina)

- Where are good places to travel that are ski friendly for kids (Bee)

- My husband decides to spend whatever he wants (Morgan)

- What should we consider if we move to another state (Victoria, New Jersey)

- Disability insurance is so expensive, is it really necessary (Sam, Ohio)

Resources/links:

https://scottalanturner.com/tools/investing-calculator/

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 25, 2019
How To Not Lose Money Investing
39:45

- Scott rants on people using candy crush investing apps which will cause them to lose money when the market tanks. Follow an investing plan that works in good time and bad.

- Red alert warning - cheap cars cost a lot!

- Almost 70% of millennials regret buying their home.

Listener questions:

- How do you give without feeling resentful for giving (Tiffany, Facebook)

- How to live on a passive income (Jackie, Florida)

- I can't save because of where I live and travel (Simona)

- Can't keep by business income consistent (Juice)

- I'm not able to make ends meet because I left my job (Michaela)

- What are these new choices at Betterment (Gandolf)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 24, 2019
How Student Loans Work
39:45

- Listen to a must-know analogy of how to explain how loans and interest work so that anyone can understand the benefits and pitfalls.

- Should kids take a gap year before college?

- Give the gift of chicken - gfa.org/give

Listener questions:

- Had to evict my roommate because I needed the money (Rudy)

- How does a Roth 401(k) work when the funds are withdrawn (Kevin, West Virginia)

- How do I stay away from my savings account (Joseph)

- Should we max out our HSA (General Kenobi, Birmingham Alabama)

- Beware the double taxation of C-Corps (Roger, Murrieta, CA)

- I stopped going to college because of financial problems (Marinel)

- My husband left me and my daughter, what should I do next (Jody, Pennsylvania)

Resources/links:

https://collegescorecard.ed.gov/

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 22, 2019
The Millionaire Money Pyramid for Wealth and Retirement
39:45

- What will it take to retire? Use the retirement money pyramid to figure out the dream retirement you can build.

- We bid farewell to Jack Bogle, the original defender of your dollars.

- Never let fear get in the way (Kim)

Listener questions:

- My old employer is telling me I have to move my 401(k) (Angel, Austin, TX)

- Is it really that bad to put down less than 20% on a house (Mack, Nebraska)

- How to adjust tax withholding (Adrian in Pittsburgh, PA)

- My job sucks, I have a long commute, and a big plate of debt (Matthew)

- Another car expense some people forget about when shopping (Marta)

- Advice for budgeting and sticking to it (Aaron, Edmond, OK)

- How to pick investments in a TSP (Esther, San Diego, CA)

Resources/links:

https://nb.fidelity.com/public/nb/401k/tools/calculators/contributioncalculator

https://www.irs.gov/individuals/irs-withholding-calculator

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 18, 2019
How To Find Fulfillment When Saving Money
39:45

- What do you think of when you hear the word legacy? One of the other big benefits of savings, is the legacy you will leave.

- Travel hack - holding tickets to get the best price

- How to improve your financial IQ

- What you should do if you hate your job and can't change it

- Should you follow your passions rather than a career (Erynn)

- Red Alert Warning - jewelry shopping for less

Listener questions:

- Did you ever contemplate bankruptcy (Barbi)

- What do you know about the fourth credit reporting agency (Angie, Dover, PA)

- I want financial freedom this year (Danielle)

- Buying used vs. buying a new car (Tom)

- Using ROBS (a 401k business rollover) to start a business (Mr. Bojangles)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 17, 2019
Secrets of True Wealth
39:45

- Gravity is a tough concept to grasp. So are some of the things you can do right now to start building wealth.

- Scott rants on picky eaters

- Listeners respond to what they will accomplish in the next 100 days.

- Katie gets banned from Walmart.

- Listener tip to make yourself stand out when looking for a new job (Jeff)

- IN THE BAND - Justin pays off his house

Listener questions:

- How to stay motivated during the market volatility (Lara)

- How often does the stock market pay (Jay)

- What to do while working towards financial independence (Kylee)

- Have you considered home schooling (Kelly)

- How to settle a debt in collections (Anon, Philadelphia)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 15, 2019
This Is Not The Best Advice Ever. It's Just a Tribute.
39:45

- Can you guess the greatest thing you can do with your money that wil bring you ultimate happiness?

- Red Alert Warning: Easy money isn't so easy.

- Scott rants: Quit judging people and just hire them.

- Samantha is a high-school senior and shares what she has learned about money.

Listener questions:

- Difference between a Roth IRA and a Roth 401K (Chantelle)

- Should a new lawnmower come out of the home maintenance category or a sinking fund Morris, Kennesaw, GA)

- Where is the best place for me to get my credit report (Anita, Portland, OR)

- Have you looked into companies like roofstock.com or homeunion.com (Chia)

- Did you ever contemplate bankruptcy? I'm 52, divorced, and in debt (Barbi)

- I have an international fund in my 401(k) with a low ten-year return, should I skip it (Mike)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 11, 2019
How To Have MORE Fun With Money
39:45

- One of the benefits of saving is spending. Most people do not realize how much money they could have to spend if they changed their habits a little.

- How can you impress someone at a job interview

- How to freeze your child's credit.

- Why people should get on their elder's case to get their estate in order

- IN THE BAND - Marta paid off $20,000 in debt

Listener questions:

- How to manage anxiety while working (Reyanna)

- Do I need a stock broker to invest (Alicia)

- What is the best way to save (Crystal)

- The lessons I've learned from having a spending plan (Tom)

- Is Stash a good app for beginners (William, Twitter)

Resources/links:

How to freeze your child's credit: https://www.nytimes.com/2018/12/28/your-money/credit-freeze-children.html

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 10, 2019
NO MORE BUDGETS!
39:45

- Give yourself permission to spend, which comes from saving up, not swiping down

- The 70 year old world record holder who has one simple tip for success.

- Katie has a money saving tip for lady things.

- IN THE BAND - Bob and his wife pay off $60,000 in debt!

Listener questions:

- Should you invest in a bunch of stocks or a bunches and bunches of stocks (Eric)

- How to budget for yearly gym memberships (Bob)

- Where to put money from an old employer 401(k) (Mike, Arizona)

- How to invest wisely before retirement (Bud)

- How to overcome money stress (Deborah)

- How should 23-year olds plan for financial independence and traveling (Alexandra)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 08, 2019
Diet Advice That Makes You More Money
39:45

- There is simple and easy diet advice you can put into your day, that not only makes you feel better but achieve more.

- Save $1,600 a year with this trick

- How small business owners can stand out from the competition

Listener questions:

- I don't know enough about money and finances (Andrew)

- We got burned on real estate, how do we get started investing (Jennifer)

- I'm getting divorced and trying to dig out of debt (Bob)

- Good thing for emergency funds! (Marta)

- I'm tired of get rich quick investments (The Sword)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 04, 2019
How You Will Win With Money This Year
39:45

- It could get messy, and that’s ok. Keep your foot on the gas, and you’ll get to your destination this year and win with money.

- Two reminders you need to know for starting the year.

- The first thing you should do when your car stops running.

Listener questions:

- Where to put money when saving up for a downpayment in the next 2-3 years (Jimmy)

- I overspend to keep from disappointing my children (Cyndi)

- Inefficient house is costing me money (Matt)

- I have less money at my brokerage than my deposits (Ally)

- How to budget for myself (Crystal)

- Does getting rich in stocks really work (Judy)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 03, 2019
11 Habits of Millionaires
12:44

You can't build wealth until you know how to build wealth. Most millionaires have the same habits. Habits that work. As you listen to these habits, you can discover how they can become your habits. These habits are simple, actionable things you can do that have been proven to develop wealth. A MUST LISTEN episode for supercharging your journey to financial freedom.

Join my newsletter at https://scottalanturner.com

Jan 02, 2019
Audiobook Part 6. 99 Minute Millionaire: Summary Guide
03:43
This is a special edition of the unabridged audiobook for Scott Alan Turner’s 99 Minute Millionaire: The Simplest and Easiest Book Ever on Getting Started Investing and Becoming Rock Star Rich 
 
Everything you need to know about getting started investing so you can free yourself from worry, stress, and have financial freedom.
 
This is Part 6, which includes the summary, and some special bonuses.
 
Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.
 
Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
Jan 01, 2019
Audiobook Part 5. 99 Minute Millionaire: How to Beat Wall Street
01:05:59
This is a special edition of the unabridged audiobook for Scott Alan Turner’s 99 Minute Millionaire: The Simplest and Easiest Book Ever on Getting Started Investing and Becoming Rock Star Rich 
 
Everything you need to know about getting started investing so you can free yourself from worry, stress, and have financial freedom.
 
 
This is Part 5 How to Beat Wall Street: A recipe for success
 
Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.
 
Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
Jan 01, 2019
Audiobook Part 4. 99 Minute Millionaire: Managing Your Money Like a Pro
17:45
This is a special edition of the unabridged audiobook for Scott Alan Turner’s 99 Minute Millionaire: The Simplest and Easiest Book Ever on Getting Started Investing and Becoming Rock Star Rich 
 
Everything you need to know about getting started investing so you can free yourself from worry, stress, and have financial freedom.
 
This is Part 4 Managing Your Money Like a Pro: Fad diets that leave your wallet weighing less
 
Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.
 
Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
Jan 01, 2019
Audiobook Part 3. 99 Minute Millionaire: Becoming a Successful Investor
01:04:26
This is a special edition of the unabridged audiobook for Scott Alan Turner’s 99 Minute Millionaire: The Simplest and Easiest Book Ever on Getting Started Investing and Becoming Rock Star Rich 
 
Everything you need to know about getting started investing so you can free yourself from worry, stress, and have financial freedom.
 
This is Part 3 Becoming a Successful Investor: Selecting the freshest, highest-quality ingredients at the lowest cost
 
Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.
 
Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
Jan 01, 2019
Audiobook Part 2. 99 Minute Millionaire: Foundations of Investing
40:53
This is a special edition of the unabridged audiobook for Scott Alan Turner’s 99 Minute Millionaire: The Simplest and Easiest Book Ever on Getting Started Investing and Becoming Rock Star Rich 
 
Everything you need to know about getting started investing so you can free yourself from worry, stress, and have financial freedom.
 
This is Part 2 Foundations of Investing: Basic cooking skills
 
 
Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.
 
Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
Jan 01, 2019
Audiobook Part 1. 99 Minute Millionaire: Having More Money
36:57
This is a special edition of the unabridged audiobook for Scott Alan Turner’s 99 Minute Millionaire: The Simplest and Easiest Book Ever on Getting Started Investing and Becoming Rock Star Rich 
 
Everything you need to know about getting started investing so you can free yourself from worry, stress, and have financial freedom.
 
This is Part 1 Having More Money: Would you rather live on steak and lobster, or peanut butter and jelly?
 
Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.
 
Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
Jan 01, 2019
Audiobook: Introduction 99 Minute Millionaire
20:49
This is a special edition of the unabridged audiobook for Scott Alan Turner’s 99 Minute Millionaire: The Simplest and Easiest Book Ever on Getting Started Investing and Becoming Rock Star Rich 
 
Everything you need to know about getting started investing so you can free yourself from worry, stress, and have financial freedom.
 
This is the Introduction.
 
 
Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.
 
Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
Jan 01, 2019
Audiobook: Welcome to 99 Minute Millionaire by Scott Alan Turner
04:16
This is a special edition of the unabridged audiobook for Scott Alan Turner’s 99 Minute Millionaire: The Simplest and Easiest Book Ever on Getting Started Investing and Becoming Rock Star Rich 
 
Everything you need to know about getting started investing so you can free yourself from worry, stress, and have financial freedom.
 
Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.
 
Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
Jan 01, 2019
Top 3 Money & Life Lessons Learned This Year
39:45

- When you think about 2018, do you have some things that didn’t go as planned, are you doing the happy dance? Scott share's his lessons from the year.

- More bad 401(k) nonsense, this time from a professor.

- Beware of the evil empire, they are coming for your money.

Listener questions:

- Should you go back to school if you have debt (Erika)

- My 60-year old parents have $200,000 of debt How can I help them (Ken)

- Our bank will not help us with the loan we're having trouble paying (Lena, MS)

- How to talk to a family member about money this Christmas (Joseph, Nashville, TN)

- How do you turn a paper budget into a real budget (Rebecca, Toronto, Canada)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Dec 20, 2018
Does Your Plan Work In Good Times And Bad?
39:45

- People need to ask themselves if they are overconfident. Would their plan get them through 2008? Would your parents survive another 2008?

- Ask these questions for last minute Christmas gifts to buy the perfect gift.

- Feel happier by spending money to save time.

- Your utility payments and cell phone payments will start being used on your credit score.

- Obsessively looking at your investments? Do this instead.

- How to prepare for upcoming holiday travel.

- What was your first step towards financial independence?

Listener questions:

- Got AT&T to fix my problem by following your advice (Trey)

- We need to work on our budget (Jamie)

- Are 401(k)s a losers' game because of all the taxes (Daniel)

- When should you stop repairing a car and take out a loan on a new one (Colleen, OK)

- Using the 'float' for better budgeting (Kristin, MA)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Dec 18, 2018
From Living Paycheck-to-Paycheck To Getting Rich
39:45

- 53 year old Jen Sincero went from making $28,000 a year, broke, with zero savings eight years ago to being a multi millionaire today.

- In The Band - The Browns are 26-years old and debt free!

- Red Alert Warning - Craigslist scams

- Scott rants on fake math and how one of his bold predictions came true.

Listener questions:

- I'm 14 and want to know how I can help my mom out (Sam)

- Can I withdraw from my 401(k) penalty free if I'm 55 and disabled (Carolyn)

- How can I help out my parents while I'm in school and have no transportation (Jaush, SoCal)

- Does it make sense to declare bankruptcy (James T. Kirk)

- Behind on rent and my hours have been cut (Michael)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Dec 14, 2018
Avoid These Money Myths
39:45

- Paying attention to your money is the key to winning with money. If you’re making these mistakes your ruining your ability to win.

- Did you know where you live impacts how much risk you're willing to take?

- John (Canada) has paid off $35,000 in debt!

Listener questions:

- How to get started investing (Samantha, Singapore)

- Behind on payments and wondering which order to pay them off (J)

- Worried about running out of money this summer when my teaching contract ends (Kelly, Texas)

- I want to start a new life that is debt free (Mary)

- How can I get started writing about food (Lanz)

- Using a REIT for passive income (Gandolf)

Resources/links:

Should you pay off a credit card debt in part or full - https://www.creditcards.com/credit-card-news/should-you-settle-or-pay-in-full-delinquent-card-debt-1377.php

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Dec 13, 2018
Are You Missing Out On Found Money? MILLENNIALS
39:45

- Without even knowing it, people are throwing away tens, sometimes hundreds of thousands of dollars in found money

- 22 year old with Down’s Syndrome builds $1M sock empire

Listener questions:

- Got a refund for $150 by following Scott's advice (Chris)

- I am 47, $120,000 in debt, no retirement (Tina)

- Ready to break the pattern having everything going to bills (Gigrace, Sweden)

- How can my incarcerated brother increase his credit score (Rick, TX)

- My wife and I want to live in Europe but she has medical issues (Jean Luc Picard, Utah)

- My husband and I are constantly arguing about finances (Mercedes)

- How can I improve my credit score (Ashleigh)

- Is this graph I received about a market crash coming right (Rebecca)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Dec 11, 2018
Dream It. Describe It. Do It.
39:45

- Are you thinking about your money in the right way for the right reasons?

- This service helps you maximize the interest on your savings account, and keep your balances below FDIC insurance limits.

- Increase your worth by 50%

- What should you do during this market madness?

- Money saving tips for college students

- Supporting troops with Operation Turbo

Listener questions:

- How can I manage my money while going to school and paying a mortgage (Rebecca)

- My mom just got laid off and can't work, how can I help my parents (Jaush)

- Is YNAB or EveryDollar better for budgeting (Harriet)

- How much should I start saving if I have an inconsistent paycheck (Destinee)

- How can I start with the cash envelope system (Rachel)

Resources/links:

MaxMyInterest - https://www.maxmyinterest.com/

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Dec 07, 2018
How To Set Goals
39:45

- Too many people fail at making their dreams become reality, because they haven’t created the necessary plan to make the dream come true.

- Money saving tips for college students.

- Why using credit cards for an emergency is a lousy idea.

- Apple offers 10% discount to military and veterans.

- A new option way to pay for emergencies.

- Supporting troops with Operation Turbo

Listener questions:

- Isn’t the average gain in the market around 12% (CB)

- How do student loans affect your credit score (Taylor)

- Is a Roth IRA or taxable account better for my 58-year-old mom (Rebecca, Indianapolis, IN)

- Problem with debt to income (Tiffany)

- Why not wait until the market is down before buying (Carol)

- Can I lower the interest rates on my credit cards (Alyssa, Pennsylvania)

Resources/links:

SafetyNet - https://safetynet.com/product-basics

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Dec 06, 2018
Make A Plan To Pay Down Your Mortgage Faster
39:45

- What are the unknown returns and risks of paying off your house?

- Are most eyes on the economy or on the Kardashians? Scott explains how they should be on the Kardashians.

- Where to find helpful services when someone is in need.

Listener questions:

- I'm 18 and want to build my skills (Jacob)

- Should I focus on my 401(k) or other investments (Brady)

- What should I do while I wait for the license for my degree to be approved (Eren, South Africa)

- How much should a fee only planner cost (John, Colorado)

- Are Fidelity's advisor services good for the cost (Rocio)

- How can I set goals and have the discipline to execute them (Vinod)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Dec 04, 2018
How To Find The Courage To Live Your Life
39:45

- Change is hard. Overcoming peer pressure to stay the same is harder. Think about these tips to live your best life.

- Red alert warning - Protect your holiday deliveries from porch pirates.

- When should you rebalance your portfolio?

- Save money on prescription drugs.

Listener questions:

- My 77-year-old father refuses to move out of his house (KC)

- Can I use my brother's 529 savings plan? (Ning)

- Do I need disability insurance if my employer has workman's comp (Barry, San Francisco, CA)

- Differences between growth, balanced, and value funds (Jocelyn, Ontario, Canada)

- What is the right amount of life insurance if we have a single income and three kids (Molly, Walpole, MA)

- Is the rental home I owned before marriage my property if I get a divorce (Martin, Bethesda, MD))

- What should we do with the money once our car is paid off (Patrick, McLean, VA)

Resources/links:

Drug assistance programs - http://NeedyMeds.org

Manufacturer coupons for thousands of drugs - https://www.goodrx.com/

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Nov 30, 2018
How To Reduce Money Stress In Relationships
39:45

- A listener shares his story about how he was no angel, but now he is on the same plan with his wife to improve their lives together.

- Money saving tips for getting freebies for good driving practices.

- Dr. Quinn shares some pet tips for the holidays to keep Fido + Fluffy healthy!

- The arguments for student loans.

- Year end money moves to save on taxes.

Listener questions:

- I can't seem to keep a job down after getting out of prison (Paul, Glasgow, Scotland)

- Is Fundrise a good option for real estate diversification (Jennifer, California)

- Advice to start with a low salary if you want to get a job in a foreign country (Chi)

- Are savings account covered by FDIC insurance if the balance goes above/below the limits (Brian)

Resources/links:

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Nov 29, 2018
Do You Have A Money Problem And Don't Know It?
39:45

- We're not born with a PHD in Money. Is there some advice you may have ignored up until now, that you might need to revisit? Or maybe you don't even know what you don't know (like all of us at one point).

- If you're shopping for car insurance, better shop again. Find out why.

- Cheap alternative to replace broken phone screens

- I feel an adrenaline rush when I find the perfect pair of jeans for ten dollars at Goodwill (Rachel)

- More proof credit cards provide better protection than debit cards.

Listener questions:

- I feel like my debt is to big to overcome (David)

- How much money should my husband and I try to save for the first year of a child’s life (Nancy)

- Do we need title locks for our home (Willow)

- Aren't traditional 401(k)s better for older workers (Dan)

- Where can I find more information on the tax benefits of a home business (Willow)

Resources/links:

Small Business Finance For the Busy Entrepreneur - https://www.amazon.com/gp/product/0998051802

Should you work outside the home calculator: https://www.regions.com/Insights/Personal/Budget-Calculators/should-i-work-outside-the-home

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Nov 27, 2018
How To Start Over From Nothing
39:45

Listener questions:

- I have 3 friends who recently lost their homes and everything from the California wildfires. Many of them managed to get out with only a few days clothes and nothing else. (Jennifer)

- Can I roll over multiple HSAs (Andrew)

- I struggle to maintain what I put into my savings (Bella).

- What should I do during my gap year (Noah).

- I'm 72 and how can I not burden my daughter with debt (Tish, North Carolina)

- How often should I check my credit score (Madison)

- I can't seem to make my family budget work (Jake)

- How soon can we buy a home after a bankruptcy (Tara)

- How do I start saving for a wedding (Jennifer)

Resources/links:

After the fire - https://www.usfa.fema.gov/downloads/pdf/publications/fa_46.pdf

HSA to maximize retirement savings - https://scottalanturner.com/health-insurance-savings-2017-hsas-saving-money/

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Nov 16, 2018
Most People Are In The Dark About Their Situation
39:45

- One of the biggest problems people have is not even knowing they have a problem.

- Since most people won't be itemizing their tax returns this year due to the new tax laws, check out Credit Karma tax. It's FREE

- Discounted gift cards - GiftCardGranny.com

- Red Alert Warning - a new home buyer scam is costing people millions!

Listener questions:

- How can I find my 401(k)s that have been sitting in different accounts for years (Tina)

- Is it best to schedule my re-occurring investment for once a week, once a month, or once a year (Captain Jack)

- If you get a windfall where is the safest place to put the money (Torres)

- I'm tired of missing my kids activities because of my job (Tiffany)

- I want to be able to work and make enough money to do fun things (Kalei)

Resources/links:

https://www.askebsa.dol.gov/AbandonedPlanSearch/

https://www.unclaimedretirementbenefits.com/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Nov 15, 2018
How to Save $10,000 for Your Emergency Fund In One Year
39:45

- Imagine having $10,000 saved for an emergency! Here are some tips you can do to make it happen in just one year, or save big on your existing expenses.

- We looked like we were crazy, but we saved up enough money to put a 20% down payment on a house.

Listener questions:

- What do you recommend for my 18 year old daughter to start Roth or investment fund (Clay)

-I need to have multiple revenue stream now as margins decrease (Deb)

- How do you get government grants (Cindy)

- Help me raise $60,000 within the next two years for a Tesla Model 3 (Bob)

- How do I figure out taxes for a 1099 side job (Sarah)

- What are healthcare options if you don’t have it through an employer and have to purchase it on your own (Kelly)

Resources/links:

 

Nov 13, 2018
How To Cure Your Money Headaches
39:45

- Here are some money truths you can use right now to make your money headaches go away no matter your stage or your age.

- What do employers look for when checking your credit report?

- Success story from Gandalf about going from bankruptcy to $36,000 in savings in just two years.

Listener questions:

- We are underwater on a truck and paying $400 a month for it but can't sell it. What should we do (Jessica).

- What are the benefits of setting up an LLC (Cindy)

- I am in high school and i want to go study abroad but it's expensive (Narcy)

- I don't have a good grip on my finances and hate my job (Jake, Minnesota)

- Can you rollback a Roth IRA conversion (John, Firestone, CO)

Resources/links:

 

Nov 09, 2018
The Powerful Belief That You Can Improve Your Money
39:45

- Managing your money is mostly about behavior, not what you know. Believe you can do something and if you haven’t done it, it’s because you haven’t done it yet.

- Petra got her credit score up over 100 points in the past year. Hear how she did it.

Listener questions:

- I'm in no mood to work after a failed business (Rakesh)

- Lost money to binary options (Sunday)

- Is debt consolidation a good idea (Marjorie)

- My increased salary isn't showing up in my paycheck (Susan)

- I'm on disability and looking to make income as a tutor (Mark)

- I think I've ruined my credit by missing some payments (Jessica, Brandon FL)

Resources/links:

Debt Manager App - https://itunes.apple.com/us/app/debt-manager/id482482660?mt=8

Takl app - https://takl.com/

Nov 08, 2018
7 Tips For a Stress Free Christmas
39:45

- Stress free tips for the upcoming Holidays. You won't want to miss these to make this the best Christmas ever!

- Why impressing everyone isn't as important as advertisers think.

- Reader and listener feedback from the most recent newsletter.

- Are you learning something new that will fulfill you?

Listener questions:

- I need to move soon and feel forced into buying a house because I have two cats and two dogs and nobody will rent to me (B).

- How to setup a bank account for freelance work (Rory)

- Making extra money and balancing a young family (Michelle)

- How to live like a financial rock star (Tara)

 

Nov 06, 2018
Patience + Consistency + Grit = Success
39:45

- Scott recalls the time he wasn't good enough or had enough money to go to grad school, and how it was an opportunity, not a defeat.

- Sales of annuities are increasing. What you need to watch out for.

- Charges to not put on your credit card

- One person's plan to retire in ten years.

Listener questions:

- How to overcome impulse purchases (Chara)

- Starting a life coaching business (Esther)

- Is it time to build or to save if we're $90,000 in debt (Traci)

- How can I help my husband while I'm in school (M)

Resources/links:

 

Nov 02, 2018
How Do I Change My Spouse's Mind About Insurance?
39:45

- Jessica's husband likes his whole insurance policy but she believes it's a waste of money. Scott proves the arguments against permanent insurance.

- What cars are most reliable.

Listener questions:

- How do I not pass my horrible money habits on to my kids (Kathy)

- How to resolve a $5,000 debt with a collection agency (Christina)

- I'm drowning in a pool of debt and mess (Rene)

- What types of coverage is necessary for car insurance (Christina)

- What's the best path to teaching others about finance (Jeremy, TN)

Resources/links:

Term vs. Whole Life calculator - https://www.insuranceblogbychris.com/term-vs-whole-life-insurance-comparison-calculator/

Nov 01, 2018
Why Making More Money Won't Make Your Problems Go Away
39:45

- If you're waiting for your perfect life are you missing out on all the good things going on right now?

- A warning about the public student loan forgiveness (PSLF) program

- Is a market crash coming?

- Check out the documentary on Richard Turner, who is renowned as one of the world's greatest card magicians, yet he is completely blind.

Listener questions:

- Is Swap-a-Lease a good idea for getting a car temporarily (Tim)

- Can you claim a tax deduction for mileage for education (Kirk)

- What happens to Health Savings Accounts (HSAs) when a person dies (Wil, Sarasota, FL)

- Where should money be invested after a 401(k) and Roth IRA (Matt)

- Starting a taxi business (Victor)

Resources/links:

http://www.dealtmovie.com/

https://www.irs.gov/pub/irs-pdf/p970.pdf

Oct 30, 2018
How To Control Your Money (So Life Doesn’t Control You)
39:45

- How to find more willpower to control your money.

- How to instantly increase your business revenue

- Where the part-time jobs are this season.

Listener questions:

- How much money should you spend on your business (Justin)

- What is the difference between an emergency fund and a float fund (Captain Kirk)

- Where do I get educated on investing (Zach)

- How can I supplement my income to pay off debts faster (John)

- We're about to lose our home to foreclosure and don't know where to go for help (Carrie)

- What is the difference between a security freeze and a credit freeze (Kristin)

Resources/links:

 

Oct 26, 2018
How To Retire Really, Really Early
39:45

- Financial independence can come at any age, and at any income level.

- The story of a generous customer who leaves a $10,000 tip.

- Mo shares advice on how to reward good customer service.

Listener questions:

- How do I save money each month for an emergency fund (Vonda)

- Can money from a 403(b) be withdrawn to pay for a house downpayment without tax and penalty (Emerson, Monterey, CA)

- How can I live more efficiently and not have a bank account in the red all the time (Whitney)

- How do I save money while earning minimum wage (Jordan)

- Our financial plan is very week and we can barely eat (Alison)

- How much can you withdraw from your retirement funds and have it last (Kevin, Atlanta, GA)

Resources/links:

https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-tax-on-early-distributions

Oct 25, 2018
UltraFICO Score - The New Credit Score And What You Need To Know
39:45

- The new UltraFICO score may be the answer to over 15 million people who don't have credit scores.

- From barefoot to Bentley's. The story of building a restaurant empire from scratch.

- Red Alert Warning - Avoid this kickstarter scam from Aurora Coffee.

- Should you follow Charlie's advice to build wealth (not no, but heck no).

Listener questions:

- Just moved to another state and can't pay the bills (Shay, FL)

- Where to get started investing (Pablo, SoCal)

- Is dividend investing a good way to earn passive income (Christian)

- Use a HELOC to pay off your mortgage faster (Michael, Richmond, CA)

Resources/links:

https://www.fico.com/ultrafico/

https://www.wikihow.com/Follow-the-Mortgage-Accelerator-Plus-Program

Oct 23, 2018
How To Get Results With Customer Service Problems
39:45

- Trey is having a problem with AT&T after spending hours with them on the phone. He asks for Scott's tips on getting the problem fixed.

- Michael went from living paycheck-to-paycheck to a net worth of $375k!

- Is audit protection worth the cost?

- How to use credit card points for FREE travel.

- More on HSAs and how to use them to save you money.

Listener questions:

- Paul is using his credit cards too often and is reluctant to cut them up.

- JT's wife is a 1099 contractor and he asks if a SEP IRA is good for her to invest in.

- Omid (California) has some tips for other listeners on switching banks.

- Ron (Facebook) is deciding how much to save for retirement vs. sinking funds and opportunity funds.

- Stan is overwhelmed with credit card debt.

- Chris has an investment property that is losing money and is considering a 1031 exchange.

Resources/links:

https://www.rockrollnsoul.com/

Oct 19, 2018
The Best Place To Invest Right Now
39:45

- How an emergency fund can save you money over the long run.

- Moving abroad to get out of debt and get ahead

- Is a 401(k) the best place to put my money (No)

Listener questions:

- How to market a food product (Rachel Ray)

- Using Acorns as opportunity fund (Walter)

- Roboadvisors vs. three-fund portfolios (KC)

- Worried about paying back a bank loan because things keep going wrong (Betta)

- I'm tired of being a poor graduate student (Alexis)

- Buying a townhouse while using credit cards to survive (Sean)

Resources/link:

Consumer Reports Extended Warranty Guide: https://www.consumerreports.org/cro/extended-warranties/buying-guide/index.htm

Oct 18, 2018
Save Money On Christmas This Year
39:45

- What are some tips you can use to save $1,000 on Christmas this year?

- Can you make $3,000 before 9 AM? The perils of day trading.

- What types of scams could you fall for?

- The most valuable lesson learned at an early age (Matt)

Listener questions:

- Is an IRA Rollover or Fidelity Go a better choice (Nala, Maryland)

- Should I rent out my house or sell it (Heather)

- I can't save for retirement right now (Jamie)

- What are the keys to success (Peter)

- How much life insurance should I buy (Roberto)

- Should I switch to another state's 529 plan (John)

Oct 16, 2018
How To Pay Less In Taxes Over Your Lifetime
39:45

- It's tough to see your hard earned money go towards taxes, but with some planning you can pay less - A LOT LESS.

- Why did the stock market drop?

- Going through a divorce with kids and stressed out about money? A listener has some very valuable advice for you.

- Petra is debt free! Hear her inspiring story.

- What is the point of having money? From Jay Leno.

Listener questions:

- How to budget and make sure the kids have everything they need (Nicollete)

- Should you rent out a house or sell it and downsize (Heather)

- Should you sell a car to pay off debt and start a house down payment fund (Alexandra, Texas)

- Should I consider a reverse mortgage (Phil)

Resources/Links:

Reverse mortgages, Wade Pfau - https://www.amazon.com/Reverse-Mortgages-Secure-Retirement-Researchers/dp/1945640006

Oct 12, 2018
10 Financial Warning Signs To Be Aware Of
39:45

- Why do many people end up broke? Often it's because they never see the warning signs coming. Breaking the paycheck-to-paycheck cycle and moving along the path to building wealth involves knowing when you're facing a financial cliff and getting help to keep from falling off.

- Where are the jobs in this economy if you aren't earning enough? Katie reports from an economic forecasting seminar she attended recently.

- Does your choice of college for an MBA matter?

- An inspirational story about how adversity has led to resilience. (Daniella, OR)

Listener questions:

- How do you decide between long term and short term investing goals (Rodney)

- I have medical and credit card dent and am not budgeting properly (Kelsey)

- Need an extra $2,000 a month until I start collecting social security (Jan)

- Which books show you how to not gamble with your fun money for investing (Ally)

- How get enough money to travel abroad with a family every year (Diane)

Also mentioned:

- Lessons learned from Mattress Firm closing stores and Sears filing for bankruptcy.

- How having too much money can be hazardous to your health.

- This popular investment with 20 somethings has cratered and Scott says its a good thing.

Oct 11, 2018
A Proven Flexible Plan For Your Financial Freedom
39:45

- As you soon realize everyone improvises with the plans they follow, guilt, disappointment, and feeling bad about yourself goes away.

- Drew Brees was written off as too short to play in the NFL but just became the player who throw the most yards in NFL history.

- Jobs on Craigslist that pay $75k/year with benefits!

Listener questions:

- Are Roth 401(k)s taxed by an employer? (Manuel, Florida)

- Funding college and retirement while going through a divorce and making $11/hour (Julie)

- How to start a small business (Irene)

- Saving a lot but is it enough (Patricia)

- The price of living in San Francisco is very high (Heidi)

- How to start investing in a taxable account (Anon)

Also mentioned:

- When you learn better you do better (Brittney, LA)

 

 

 

 

Oct 09, 2018
3 Ways To Stop Worrying About Money
39:45

- Three things you must do to build wealth at any stage and any age.

- Be aware of what others say you can afford and you'll be much better off.

- Scott rants on people that can't find time for priceless information.

- Holly is now debt free!

Listener questions:

- Valene and her husband are in their 50's, make $65,000 a year and want advice on the priorities of paying down a mortgage vs. saving for retirement.

- Anthony switches to a discount broker.

- Rebecca is upside down on a loan for a truck that doesn't run.

- Walter is in college and needs an alternative to the high minimums some index funds cost for investing.

- Valarie has 50-cents to her name and needs money today.

Also mentioned:

- John (San Antonio, TX) is a college student and shares his wisdom on how to live your desired lifestyle.

Resources mentioned on the show:

https://scottalanturner.com/14-ways-make-money-for-rent/

FeedingAmerica.org

211.org

 

 

Oct 05, 2018
How To Turn a Spender Into a Saver
39:45

- The reason why spenders spend and savers save, and how you can go from being a spender to a saver.

- The amazing story of A. and how she paid off her student loans.

- Now is the time to get a deal on a used motorcycle.

- Are you keeping up with the Jones' lunch box? Watch out!

Listener questions:

- Jesse is 30-years-old and in great financial shape, but doesn't know where to put his extra money since he doesn't want a house.

- Janet got scammed out of $76,000 and needs to make the money back for retirement.

- Z asks if millionaires all show off.

- Maxi's car insurance has gone up from a couple wrecks and now she needs help because the payments are too much.

Also mentioned:

- Money saving tips for brides.

- Simple way to protect your medical identity.

Resources mentioned on the show:

211.org

 

 

 

Oct 04, 2018
Make An Extra $50,000
39:45

- One listener increased his income by $55,000 over the past year. Scott shares how people can make a lot more money over their careers by negotiating for a raise.

- Dolores (FL) has some inspiring words for those people making excuses about their situation.

Listener questions:

- Matt (Missouri) wants to save interest by paying off student loans earlier in the month.

- Elvis is looking for guidance on breaking the paycheck-to-paycheck cycle.

- Felix is 35-years-old and taking out 401(k) loans to pay for everyday expenses.

- Dony was denied a home loan and asks for advice.

- Sultan has a lot of student loan debt and wonders if it will ever end.

- Sierra's car was hit by a deer and she lost her only source of income.

Also mentioned:

- A website where you can see what amazing things people have done at every age of life.

- Lora shares her favorite InstaPot recipe.

Resources mentioned on the show:

https://www.museumofconceptualart.com/accomplished/index.html

InstaPot ribs - https://tastesbetterfromscratch.com/instant-pot-ribs/

 

 

Oct 02, 2018
What Do Your Shoes Say About You?
39:45

- Scott rants on the $500 Neiman Marcus shoes that have duct tape on them.

Listener questions:

- Andrew (Fairbanks, AK) asks if he should pay $1,800 for an extended car warranty.

- Steven is making less pay at a new job and wonders if he should cash out his 401(k) to start his own business.

- Laken is a single mom and getting no child support. She needs help with her spending plan.

- Nicole (Louisiana) is paying $800/month in car insurance for the family and is struggling to get all the bills paid on time.

- The Dog is a contractor with access to a 401(k) and asks if she should participate if she will not be 100% vested by the time the contract is up.

- Kreate (YouTube) has a question on robo advisors.

 

 

Sep 28, 2018
What Happened When She Quit Credit Cards
39:45

- Quitting credit cards when you're in debt and have no emergency cash sounds impossible. Here is what you need to be aware of.

- Kel is IN THE BAND! $35,000 in debt paid off and now debt-free.

- The reality of debt in America and how you can be on the good side of being in debt forever.

Listener questions:

- Carey (Boston, MA) has a 12-year-old and asks what happens to a 529 college savings plan if her son doesn't use it.

- Ken (Louisville, KY) has a son living at home because he can't find a job after graduating. He asks how he should help.

- Gunard isn't sure if he needs a savings account or can just use a checking account for everything.

- Mr. Peabody (Anonymous) asks if prepaid funeral expenses are a good idea for his dad to get.

Also mentioned on the show:

- Big misconceptions about investing revealed.

- Fat Bombs. Nuf said.

- Credit cards hacks you may have never heard of.

Sep 28, 2018
Do This To Get To The Next Level
39:45

- A chance encounter leads to some amazing life lessons.

- Lora is debt free (and with a better credit score than Scott)!

- Resources you can use to deal with customer no service.

Listener questions:

- William asks about travel reward cards and if its better to use them to book trips or get credit back after the trip.

- Jessica's husband is in jail and he was the sole income earner. She is in a bind.

- Andrew wants to put more money in a bank account than FDIC insurance covers. Is it a good idea?

- Carlene's roommate moved out, then she needed a new car. She is stuck in the paycheck-to-paycheck cycle.

Also mentioned on the show:

- The story of some elders who have life insurance policies that may not cover them.

- Credit cards hacks you may have never heard of.

SoundCloud: http://soundcloud.com/zdontherapper
FaceBook: https://www.facebook.com/zdontherapper/
Instagram: https://www.instagram.com/zdon_the_rapper/

Sep 26, 2018
Four Things To Get You To $1M In Your 401(k)
39:45

- How many 401(k) millionaires are there? You'd be surprised (Scott will tell you). Find out the four things you can do to become one too.

- Scott rants on a new investing book which takes a quote out of context on the first page of the book!

Listener questions:

- Alexis is trying to share with her husband why a used car can be good for the family, and keep their kids safe.

- Gandolf has a question on an article he read about credit freezes.

- Adam is 44 and asks if he is on track for financial freedom.

- Jo is on a fixed income and wonders how to pay off a mortgage, car, and credit cards.

- Thomas has $100,000 in credit card debt for his business and asks if he should use his wife's 401(k) to take out a loan and pay it off.

Also mentioned on the show:

- You are not the average of your past.

Sep 22, 2018
Ask This Question Always To Be Smart With Your Money
39:45

- Starr's kids often ask for money advice. Here's where you should turn before making big decisions that could come back to haunt you.

- The best and worst places to live to become a millionaire. Good grief, the editors don't even know where Hawaii is.

- StarLord is stuck at home but stress free because of his family's financial independence. An inspirational story to every listener.

Listener questions:

- Davis asks Scott's thoughts on if you should have $1M before buying a new car.

- Catwoman wants to know the caps and phase outs for Roth IRAs.

Rod (Dunwoody, GA) has a boss he doesn't get along with and needs help in how to deal with the situation.

- Scott (Portland, OR) argues zero percent financing is like borrowing money for free. Is he right?

- Daniella (Trenton, NJ) has a medical bill in collections and doesn't know what to do about it.

Also mentioned on the show:

- The downside of a microwave society and how to overcome it.

Sep 21, 2018
What To Do If You Have a Huge Problem Eating Out
39:45

- Food is one of your biggest expenses, so how do you keep from overspending on eating out and for groceries? Scott has the answer.

- Every Well, a possible solution if you're sick and tired of being sick and tired.

Listener questions:

- Ron (YouTube) confirms the last 10 years have been a great time to be in the market.

- Roberta (Stockton, GA) has an issue with her husband not being equal with the budget.

- Crystal (Hot Springs, AK) asks for a good home insurance company and what kind to get.

- Charlotte is ready to start an emergency fund but doesn't know where to get the money for it.

- Will (Nebraska) wants to know how to get out of a car lease.

Also mentioned on the show:

- It's getting harder to find good rental properties because of Big Data, but don't give up hope.

- One high school student turns a hobby into a thriving business.

Links mentioned in the show:

https://coppellstudentmedia.com/81659/special-features/cameron-koriala-hook-kids-preteens-with-fishing-business-get-head-start-on-career/

- http://swapalease.com

Sep 19, 2018
Learning To Grow Money While You Don't Have Any
39:45

- Scott rants on bad journalists who are only telling half the story. Watch your money!

- Things to consider when starting a business.

Listener questions:

- Heather (St. Paul MN) asks if the debt snowball or debt avalanche is better.

- David (SoCal) has some stock options he wonders if he should keep.

- DeShawna (Hartford, CT) is a bride on a budget and asks what is reasonable to spend on a wedding.

- Roger wants tips on getting his wife on board with the early retirement movement.

Also mentioned on the show:

- When the call comes to show your home to prospective buyers.

- Fertility treatments are ultra expensive but a new option is 1/3 the cost of normal prices.

 

Sep 17, 2018
Do You Know The Best Time To Start Investing?
39:45

- Fear keeps people from doing a lot of things, but for everyone who has been afraid to invest you'll want to hear the stories of the people who overcame their fear and built great wealth over the past ten years.

- Scott rants on a Billionaire giving out fantastical advice about the future.

Listener questions:

- Mandy (London, UK) has $40,000 (UK) in debt and wants help with how to pay it off.

- Anwar (South Africa) is 31-years-old and needs some help educating himself on getting out of a heap of debt.

Also mentioned on the show:

- Red alert warning - Are you aware your taxes could go UP next year? You have to do something TODAY or you might get hit with a big tax bill.

- Nigam is a first time home buyer and asks about putting 20% down.

- MaKeshia has a tip on staying away from payment plan cosmetics.

 

Sep 14, 2018
Best Practices For Prioritizing Your Busy Life
39:45

- There is a huge difference in how much someone 'makes' vs. how much they take home and have in the bank. When you can identify the difference you can avoid some clever marketing tricks.

- A new side gig pays $7,500 for 3 days of work. You won't believe what it is.

Listener questions:

- April (Florida) is having problems binging on buying stuff and breaking her spending plan.

- Angel and her husband ask for techniques they can use to get out of debt quicker.

- Justin asks about day trading as a career.

Also mentioned on the show:

- Red alert warning - What are the real earnings you can expect from MLMs?

- Two people say they made a 'stupid' decision to borrow for a car. Was it a good decision or not?

- Anonymous ((Portland, OR) shares a lesson picking your top priorities in life.

Show links:

https://www.cs.cmu.edu/~dst/Amway/AUS/stats.htm

https://www.dalbar.com/Portals/dalbar/Cache/News/PressReleases/ActiveVPassiveInvestorReturns.pdf

Sep 12, 2018
What To Do When You're Bad At Money
39:45

- Everyone is bad at money at some time or another in their life, right? Scott shares the first step in figuring out how to improve any situation you are in.

Listener questions:

- Aida (California) asks about borrowing from a 401(k) to pay off debt.

- Juan is a 24-year-old college student with $1,000 to invest.

- Grace is 31 and feels like a big failure. Scott tries to convince her she is not.

Also mentioned on the show:

- Red alert warning - fake check scams have cost people $25 million last year.

 

Sep 10, 2018
Don't Get Run Over By Your Decisions
39:45

- Scott's neighbor Bob used to step out in front of speeding cars to get them to slow down. The result might surprise you.

- DaMama will inspire you to take things one small step at a time, if that's all you can do for now.

- Theranos is DRT - Dead Right There. Lessons learned from this giant investment scam.

Listener questions:

- JB (Charlotte, NC) asks about the high fees in his target date fund and wants to know if there is a better option.

- David (Seattle, WA) is age 68 and asks how to start investing if you're retired.

- James is setting up an LLC for his rentals and asks if his investment accounts should be under the LLC too.

- Willow's son just bought a house and she wants to know if home warranties are a good buy.

Also mentioned on the show:

- Have you heard of cleaning grills as a business idea?

 

Sep 07, 2018
How To Talk About Money
39:45

- Scott shares a simple way to start money conversations and avoid that awkward feeling.

- The inspiring story of a 50-year-old getting his first chance at being a major league baseball coach.

Listener questions:

- Gwen wants to know if Scott is taking on clients.

- Val (Quebec, Canada) just got a master's degree and has a question on investing.

- Lando (New York City, NY) is getting married and asks for tips on combining finances.

Also mentioned on the show:

- Alexandria (Atlanta, GA) won't make this mistake again.

- Broke College Grad (Cambridge, MA) just wishes we would all get along.

- Jason recalls his first debt-free paycheck.

- What is a fiduciary and why should you care?

- Marylin Manson is going back to their old ways. Good for profits, bad for customers.

 

Sep 05, 2018
These People Are Winning With Money
39:45

- Scott and Katie share stories of people that are sure to inspire you.

Priscilla
Michelle S.
Debtfree Dreemin
Ashley (Dallas, TX)
Michelle
The Frugal RN
Kristina
Christine
Amber

 

Sep 03, 2018
Please, Ask Me A "Stupid" Question
39:45

- Scott rants on people who act higher than everyone just because they know have the knowledge others don't.

- Water cooler moment - can you explain inflation? Most people can't but after this you'll be able to.

Listener questions:

- Alison asks if it's normal for investment companies to not be FDIC insured.

- Jim's girlfriend just got a car loan and he's trying to help her see the value of financial independence.

- Daniel discovers why saving is important.

Also mentioned on the show:

- Emma (Kansas) recalls her first ever big purchase - a Barbie limo!

- Red Alert Warning - Our military are under attack by greedy politicians.

- We salute Shannon for staying consistent.

 

Aug 31, 2018
Discover How To Avoid Spending Splurges
39:45

- Scott reports on his recent visit to the mall and how to avoid all the temptations like new shoes and a Cinnabon!

- Check out this app which tells you where kids can eat free.

Listener questions:

- DaMama asks about keeping unused credit cards open and if she should have a debit card for her investment account.

- Armani (Canada) asks if there is a similar service to Vanguard.

- Jason shares how his in-laws went bankrupt as real estate investors during the last recession.

- Adam has a tip for people wanting to avoid student loans.

Also mentioned on the show:

- The dangers of owning a franchise.

- Willow shares the impact the show has had on herself, her family and her friends.

- Mama loves a budget

 

Aug 29, 2018
Why You're Better Off When You Don't Have To Write Checks Every Month
39:45

- Big J has some big savings and is a millionaire! Discover how his family did it.

- How spending $28,000 cost one 30-year old a million dollars. Avoid this catastrophic mistake!

Listener questions:

- Dany (Mount Vernon, NY) has maxed out the savings for his retirement accounts (WooHoo!) and asks about a cost effective way of getting a CFP.

- Hammer Time shares his thoughts on saving/investing for young kids.

- Denise read an article about how she would end up paying more money if she stopped contributing to her retirement and paid down debt instead.

Also mentioned on the show:

- Gronk of the New England Patriots shares some car buying advice with a teammate.

- The costs of setting up a 401(k) for solopreneurs and business owners.

 

Aug 27, 2018
Growing Up Poor And Budgeting Your Way Out
39:45

- Reva has learned how to spend and budget by watching her parents make bad decisions. Hear how you too can choose success.

- Nila filed for bankruptcy and just finished paying off her student loans. She is in the band!

- You could be doubly underwater on a car and end up owing a big bill.

Listener questions:

- Jason wants to know the pros/cons of the no debt crowd vs. good debt crowd.

- Joe asks about annuities and if they are good for saving.

- Shane is thinking about having his parents add him to their credit card and wonders if there will be an impact to his credit score.

- Jon is 27 and has the option of paying $11,000 for service for his job so he can retire two years earlier and still receive pension benefits.

Also mentioned on the show:

- Scott had it right all along about one of his ideas from years ago.

Aug 24, 2018
Learn How To Not Get Lost With Your Money
39:45

- Scott is back from vacation with a story on how to not get lost on your path to financial freedom.

- Katie gets a new travel credit card and shares the pros/cons of it.

- JT's extended family is constantly scheduling budget busting activities and he asks for advice on what to do.

- Kirstie (Coffeeville, KS) is age 25 and wants some advice on pre-paying the interest on student loans.

- Neo (YouTube) suggests borrowing from a 401(k) and using the money to invest in rental properties. Is this the best path to building wealth?

- Claire is a personal finance blogger and has a tip on when it's ok to buy luxury brands.

Aug 22, 2018
YUMO! Are Any Foods Good For Your Wallet?
08:50

Yep, Scott's still on vacation today. Last short show until we return!

- Rachel Ray (celebrity chef) is under fire for her nutritious pet foods. Is this about nutrition or unfair competition? Follow the money so you're not deceived by clever marketers after your money.

Aug 20, 2018
Are You Looking At Money The Right Way?
08:50

Scott's on vacation this week, but we have a mini show until he returns.

- Nathan provides three very important money lessons so you can have more than a middle class mindset.

Aug 17, 2018
How Much Sweat Does It Take To Buy Stuff?
08:50

Scott's on vacation this week, but we have a mini show until he returns.

Nobody can remember what this show was about. Probably something to do with money.

Aug 15, 2018
60 Second Retirement Planning
08:36

Scott's on vacation this week, but we have a mini show until he returns.

- Maria and Matt (UK) want to pay off their mortgage and ask for Scott's thoughts on their retirement plan. Using the Rule of 25 you can guestimate how much you need to not outlive your money over 30 years.

Aug 13, 2018
How To Turn Your Financial Life Around
39:45

- Sydney is our second personal finance scholarship winner. She found the key to the fountain of money and shares it.

- Michelle shares when brand names DO matter.

- Steve asks about his 457 plan and if he can withdraw the money without penalty.

- The penny pincher girlfriend asks if her partner should save money in his 401(k).

- Will you be prepared to pay $6,000 a month for your aging parents?

- Debt Free Mum of 3 shares her August goals.

Aug 10, 2018
Are You Losing Money On These Grocery Store Tricks?
39:45

- Jax is the winner of $1,000 for the personal finance scholarship. Hear how his mother inspired his relationship with money.

- Lori asks what her 15-year-old should do with the $2,000 she has saved.

- Austin is newly married and asks if his financial plan has any red flags

- A teacher quits his job to shop for others full time and is earning $100,000 a year.

- Lisa is caring for four grandkids and needs help figuring out how to pay for care.

- Red alert warning - a new pump and dump scam.

- Are you falling for these grocery store tricks? Save money by identifying fake labels.

 

Aug 08, 2018
How Safe Is Your Job In This Booming Economy?
39:45

- Bill asks about different auto deposit options at investment companies.

- Grant's mom is getting a $35,000 settlement and wants to know the impact on Medicaid.

- Jimmy (New Jersey) has 7 more years in the Army National Guard and is deciding on putting the money in a TSP or something else.

- Nathanial comments on Scott's take on credit cards vs. debit cards.

- How to select a charity and not get ripped off.

- Is your employer doing well on the surface? 351 employees of a car dealership are not getting a paycheck because of mis-management. An important story on why you must have an emergency fund.

- Lexie is winning with the cash envelope system.

Settlement Alliance - https://www.settlement-alliance.com/

Aug 06, 2018
How Not To Fund a College Education
39:45

- What you need to avoid at Costco.

- Dan asks about using the cash value from whole life insurance to fund college education.

- Lucy's husband has a Thrift Savings Plan and asks about if a Roth or regular plan is best.

- James wants to know how much to start investing with.

- Well Where Did My Money Go is back in the news with more fines.

- Scott shares how to get your kids (as young as 4) started learning responsibilities and working in life.

- Missy pays off $1.2M in debt over 8 years.

Share your success story: https://scottalanturner.com/share-debt-success-story/

Aug 03, 2018
Are Emergency Funds A Thing Of The Past?
39:45

- Bruce Williams. 6th greatest radio host of all time. Retired. And he should stay that way.

- Anthony (YouTube) asks if he has a regular IRA if he can convert it to a Roth IRA.

- AT would like to make some housing upgrades but wonders if the money should be put towards other goals like retirement or an emergency fund.

- Home buying mistakes every age group may be making. Have you made it? Scott has.

Aug 01, 2018
Are Teenagers Making This Credit Score Mistake?
39:45

- The views on credit scores are very different among teenagers. Scott shares which ones have it right.

- Omid (Camarillo, CA) questions if he should stay with Well Where Did My Money Go or switch to a local credit union.

- Jenni has a question about a company charging $50 a month and promises to make you money.

- Antonio is 23 years old and deciding on the best way to divide up his income for investing.

- What are the best 529 College Savings Plans?

- Red alert warning to pay attention to online purchases that may include unnecessary add-ons.

- The inspiring story of a teenager who decided to make candy for other kids and donate part of the profits to help homeless children.

Jul 30, 2018
How Much Should You Put In Your Emergency Fund Each Paycheck?
40:15

- Ana (Wellington, FL) asks about filing for bankruptcy to get a fresh start.

- Libraries are under attack! Scott shares why these valuable resources should remain and all they have to offer.

- Adrian is starting a new job and wants to know how much to put into an emergency fund each month.

- Vickie (Laveen, AZ) wants to help herself and her children to earn extra money so they no longer have to struggle.

- Business ideas for teenagers.

- This company is paying back tens-of-millions in fraudulent charges. Are you owed money?

- The story of a teenager who isn't letting growing up poor define him.

Jul 27, 2018
How To Find Hope In Your Situation
39:45

- Scott shares some new and creative ways to save money every day.

- R2D2 can't find financial help for an hourly fee and asks where to look.

- Are you relying on a pension to fund your future? Another warning for failing promises you don't want to count on.

- What's going on in your 401(k)? Another major company is being sued for $140M because of mistreating their employees.

- Larry (Augusta, ME) had a financial hardship and wonders if he has any hope of retiring.

- Is someone in your family (or you) going to make this huge retirement mistake?

- William has a few negative marks on his credit and wants to know how to get rid of them.

- Ana (Wellington, FL) feels like she is drowning and can't afford her car.

- Robert is moving to a new city with his girlfriend and she doesn't want to discuss splitting up the bills.

Jul 25, 2018
Are You A Loser? I Am.
08:55
Jul 23, 2018
How To Handle The People Holding You Back
39:45

- Find out what happens when you go to a Tony Robbins event.

- Jake asks about banking at Walmart and the private bank he uses compared to the big banks.

- A new study shows more people are registered for credit card rewards than retirement plans.

- Geras is starting college and wonders if picking stocks is the best way to get started investing.

- Alan has been getting crushed by his advisor with fees and asks if it's time to switch to something else.

- Adrian asks about the best financial apps for your phone.

- Some interesting excerpts from the personal finance scholarship essays.

Jul 20, 2018
Real Artists Don't Starve
39:45

- Why you don't need a dime to have a vision.

- R2D2 asks if there is an issue opening an ira for both me and my wife and maxing out at $11,000

- Karen had a friend die of cancer but who had his financial house in order. She asks what you should do to make things easy on your surviving family once you are gone.

- Chrissy has a toddler and is barely living paycheck to paycheck. She asks about a work from home opportunity to become a virtual assistant while she pursues her passion of acting.

- Christina asks what is the difference between a Roth IRA and a traditional IRA

- Never stop singing!

Links / resources mentioned:

Real Artists Don't Starve by Jeff Goins - https://www.amazon.com/Real-Artists-Dont-Starve-Strategies/dp/0718086260

Jul 18, 2018
Look At The Big Brains On Branjelina
13:23
Jul 16, 2018
How To Get Out of a Funk
08:55

- Scott is on break today but shares some tips on getting out of your funk.

Jul 13, 2018
Heidi Has $25,000 In Debt And Asks How Long It Will Take To Pay Off
39:45

- More tips on identity theft protection from a former con artist.

- Laura has an opportunity for a side hustle but wonders if it's a pyramid scam.

- Heidi (Brooklyn, NY) is looking for a plan to pay off $25,000 in debt.

- From cupcakes to cattle raising - the side hustles of NFL players.

- Jessie has a SIMPLE IRA with a company match and needs help with the investment choices.

- Katie gets her real estate license.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

Jul 11, 2018
Solo Asks How To Pay For IVF When It's So Expensive
39:45

- Catch me if you can! Frank Abignale on protecting yourself from identity theft.

- 43 million Americans are making this mistake with their credit cards. Are you one of them?

- Beth asks the best place to buy tires.

- Morgan has property taxes due and asks how best to save for them.

- Solo is looking to start a family and the $15-$30k cost of IVF treatment is a challenge. Scott and Katie weigh in since they had to go through two rounds of IVF.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

Jul 09, 2018
The King Is Dead, Long Live Elves
39:45

- Catwoman pays off $60,000 in debt!

- Richard (New Zealand) trades in his BWM for a big pile of money.

- Another brilliant mind bites the dust. How it impacts your finances.

- Heather wonders about free/cheap things to do this summer.

- Benjamin is 16 and asks what the best place to invest is.

- Karsten (Lynchburg, Virginia) is heading off to college in the fall and asks about making money while at school.

- The job market is out of control. Are you afraid of leaving a cushy job to make more money?

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

Jul 06, 2018
Improve Your Fireworks I.Q.
08:49

It's a short show today because of the July 4th holiday. Happy Birthday Merica!

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

Jul 04, 2018
Make More With Beast Mode
39:45

- Marshawn Lynch is famous for eating Skittles. And for scoring touchdowns. But his savings philosophy is what some people are starting to follow to build wealth. Find out what is.

- How to get rid of a timeshare.

- It's never too late to get started, but it's sometimes too late depending on how far away the destination is.

- Ann has a Roth 401(k) and asks if doing a Roth IRA would be better.

- Jennifer is recently divorced and trying to figure out how to budget.

- No more overtime! How to get ahead with less by doing more (sometimes).

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

Timeshare Users Group - http://tug2.net/

Jul 02, 2018
Lose Your Stress Today
39:45

- What are people stressing out about more than politics or health? Hint: It's not where Lebron James is going to end up.

- Why gold is the worst way.

- The great pillow challenge is complete - find out how to get a better night's sleep!

- Christina has a correction for us on free water at fancy restaurants.

- Chris asks for a robo advisor report

- Geordi is doing a backdoor Roth IRA conversion and asks when the last date the conversion can be done.

- Travel tips - how to save time on your next (and all future) trips to the airport.

- Katie vents on children asking for everything. Are you a parent (or know one) that gives in?

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

 

Jun 29, 2018
The Biscuit Bar
39:45

- What do your childhood memories mean to your financial present and future? Scott shares the importance of looking back to see if bad beliefs are holding you back.

- DJ (SoCal) has an existing 457 plan and asks about moving it to a new employer.

- Rob is 60 years-old and has $300k in student loan debt. He is concerned about paying for his kids education.

- The Biscuit Bar (one of the best ideas ever) is another example of starting a business nobody knew they needed.

- April asks for the list of index funds that are good to invest in.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

https://www.thebiscuit.bar/

Jun 27, 2018
What To Do With All That Stuff?
39:45

- Older generations are downsizing and are trying to figure out what to do with all their junk. It's time for you to score some deals!

- Janet asks what is a PLUS loan?

- Samnang is struggling with a car loan.

- Christina corrects Scott on the proper way to order free water at a restaurant.

- Some home monitoring services are an absolute rip off.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

 

Jun 25, 2018
Christina Asks About Borrowing Against a 401(k)
39:45

- ChristinA asks if it's ever ok to borrow from a 401(k) for something like a house downpayment.

- JT provides a bunch of tips (some are probably new to you) to help protect your identity.

- How to keep kids busy this summer.

- Wells Fargo is reimagining a better future where they don't rip off their customers.

- This month's Kibble Burger. The same as last months. Again.

- ChristinE looks for advice on the pros/cons of paying insurance in advance (6 months or yearly) vs. every month.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

https://www.wsj.com/articles/how-to-keep-cooking-obsessed-kids-busy-this-summer-1529431993

Jun 22, 2018
Trump Chicken Towers - Now Open
39:45

- A member of Scott's entourage backs out of a house deal. Listen to what happened and how you can apply the purchasing decisions to your own life.

- Kate asks about the dang fine Instapot recipes Scott is willing to share with everyone.

- Red alert warning - Orenda coffee makers - please don't buy one!

- Morn Deep is trying to make sense of their 401(k) options.

- Michael is starting the think about retirement and asks if it's better to take an early distribution from his pension and collect the money starting at age 55.

- Are you in one of those seasons where your money is going out faster than it's coming in? You're not alone.

- Do you have your emergency rations ready for an alien invasion? Or at least a short emergency.

 

 

Jun 20, 2018
Let's Go Barbie
39:45

- Scott shares several recent examples of people who went to school for one thing and are doing something completely different in their careers. What are the chances you will be doing what you went to school for over your life time?

- Red alert warning - a new report out shows colleges are using creative math in their acceptance letters and not telling the real deal on how much college will cost.

- Ysagani asks about the differences between managed investing accounts and self-directed investing accounts.

- Barbie (Charleston, SC) is a 21-year-old college student who needs help with a budget and paying off some credit card debt.

- Are credit card rewards for an annual fee worth it?

- Brian (MN) invested in a new kitchen for a rental and comments on the tax breaks.

- Quote of the day from Selena Gomez (yes, Selena Gomez).

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

 

Jun 18, 2018
Always Keep Going
39:45

- Hear the story of a listener who had a great plan, then got delayed due to an injury. What would you do in their position?

- Britney has a 401(k) and asks if she should be doing something else.

- Linda (Canada) is looking for money saving tips.

- Priyanka's parents are $20,000 in debt and she asks how she can help them.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

 

Jun 15, 2018
101 Ways To Prepare Ramen Noodles
08:49

- Back from vacation, but we had to call in a vacation day from the vacation because of how late we got back. But we still have some inspiring words of wisdom from Emma, a future world leader.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

https://scottalanturner.com/personal-finance-scholarship/

 

Jun 13, 2018
How Will The New Tax Laws Effect You
39:45

- Brian asks about the 2018 tax law changes and how they might impact the home mortgage interest deduction.

- Scott rants on yet another Silicone Valley insider that has all the secrets to the next great investment - for a very special price!

- Organic wheat is the latest ripoff to your hard earned money.

- Lori has a question on her retirement plan and wants to know what questions she should ask her human resources leader about picking the best options for her.

- Lean is considering using Quicken and asks Scott about his feelings on it.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

 

Jun 12, 2018
The Italian Diet Crisis
08:49

Scott's on vacation but he left you with a few words of wisdom until he returns. Think bread!

Jun 11, 2018
Hail To The King
39:45

- A hail storm rips through Scott's neighborhood and takes out hundreds of cars with it. Hear the warning of being properly insured from what life can throw at you.

- Lautrice is 28 and just started her first employer retirement plan. She asks if the investments that were selected for her are the best available.

- A follow up to Angie's situation on if her mother should buy a fixed annuity to help protect assets from a potential nursing home stay.

- Linda is 51 and trying to get term insurance without being employed. She asks for advice after being turned down.

- Money saving tips for the summer.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

National Academy of Elder Law Attorneys - https://www.naela.org/

 

Jun 08, 2018
When Is The Best Time To Buy A New Car?
39:45

- What are the best steps for you to take to save money on a car? And when is the best time of year/month/week/day to buy?

- Alexis got a $5k tax return and asks where to start investing.

- Spock is considering taking an early withdrawal from a 401(k) to pay off some debts and asks if it's a good idea.

- Caitlyn wonders when is a good time to buy appliances.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

Jun 04, 2018
How Rich is Rich? Your Magic Number
39:45

- How much money do you need to be rich? The big banks have your answer, but are they right?

- Scott has a cheap tip to ease your aches and pains.

- Angie (Dover, PA) checked into her aging parents finances and wants to be prepared if they enter a nursing home. A financial advisor told her to buy a fixed income annuity to protect their assets. Is this good advice?

- Katie shares a tip on saving money on orthodics.

- Why the little things in life matter.

- Red alert warning on this latest 'hot' stock tip to avoid.

- The amazing story of an active NFL player who just finished his medical degree.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

Jun 01, 2018
Why Some People Hate Target Date Funds
39:45

- Scott rants on someone who says target date funds stink.

- Anthony asks what an umbrella policy is.

- Austin has a question on the savings strategy that uses stocks and bonds.

- Why the little things in life matter.

- Karin uses a list to save money at the grocery store.

- Red alert warning on scratch and no win tickets from car dealers.

- Dessert Sandman shares his financial independence story after being $100k in debt.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

 

May 30, 2018
Understanding Your Employer Match So You Don't Lose Money
39:45

- Linda has a new job and asks about her 410(k) plan and how the employer match works.

- Plumbers (yes, plumbers) are the latest hot job, and they are being offered $5,000 signing bonuses.

- Sharan is a Junior at the University of Texas and asks how she can afford to go to law school.

- A former FBI agent shares some tips to protect your identity and the money in your bank accounts.

- Clown around for $100/hour

- Red alert warning on scratch and no win tickets from car dealers.

- Politicians who can't manage their own finances would love to manage yours.

- Mike and his wife paid off $12,000 of debt in 10 months!

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

http://www.rosietheclown.ca/

 

May 28, 2018
Getting a Better Mortgage
39:45

- Scott reviews the Better mortgage service to give his take on if you should consider this option if you're in the market for a new home or refinance.

- Brokers are getting broker, and they are turning to your pockets to make up the difference. Watch out!

- Max asks a question about taking money out of a 457 plan without penalty and how that works.

- Chris got a $365k inheritance and wants input on how he should handle the windfall.

- Kibble Burger is at it again, fleecing fools from their money.

- Karin shares a win on getting her finances in order.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

https://better.com/

https://scottalanturner.com/personal-finance-scholarship/

May 25, 2018
The Story of Mrs B
39:45

- How a handshake led to a sale worth $40 million to a Russian immigrant.

- Should you hide your wealth if your working towards financial independence?

- Greg is retired and can no longer afford his home, but if he sold it he wouldn't break even. He asks for advice.

- Mark was just downsized and wonders if he should pay off his debts with his severance.

- Katie visits a tiny home and talks about moving into one.

- Scott gives the step-by-step process of buying a new appliance, and how you can save money on your next purchase.

- A story of why financial independence is appropriate at every age.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

https://www.nfm.com/list.aspx?dsNav=N:0,Ntk:primary|OurHistory|1|

May 23, 2018
How Brian Saves Money Just By Asking
39:45

- Red Alert Warning about a new phone scam.

- Chris protests his property taxes and saves a bundle. Hear how you can too.

- Dr. J (California) is going on a credit card diet and asks if the myths about debit card protection are true.

- Misty is at the end of her rope with debt and asks for help.

- It's the time of year you need to protect your emergency fund from HVAC scams.

- Brian (Pittsburg, PA) shares a win on how he's saving money just by asking.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

 

May 21, 2018
98-Year-Old Secretary Dies With $8.2M Fortune
39:45

- 98-Year-Old Secretary dies with $8.2M fortune

- Beth (Auburn Hills, MI) takes some stock she got from her grandparents and finally trades them in for some low cost index funds.

- A couple with seven kids dies in a car crash and without a will. A warning to all listeners about protecting your family from the unknown.

- Taylor (Columbus, OH) is deciding what type of vehicle to purchase after his lease ends if he's driving a lot and already has $20,000 in debt.

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

https://mobile.nytimes.com/2018/05/06/nyregion/secretary-fortune-donates.html

May 18, 2018
How We're Making An Extra $400 A Month
39:45

- Scott shares how they have recently come out ahead and helped out someone in the process.

 

- K has a money saving tip when eating out at fast food places.

 

- Meannia (Jackson, MS) asks how to get back up after you've been down.

 

- Mo leaves the greatest voicemail yet in the history of the show, praising the greatness of the host.

 

- Tara interested in leaving her corporate job but doesn't know how to make the numbers work.

 

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

The Puff Oven Pancake - https://www.texascooppower.com/food/recipes/puff-oven-pancake

- Ways to help your kids from blowing any money you leave behind to them if you've achieved financial independence.

May 16, 2018
Deconstructing a Pigeon for $500
39:45

- Dave asks if he is crazy to be invested 100% in an S&P 500 index fund if the money is all for my grandkids and he’ll never touch it.

 

- Hammer Time offers a warning on ROBS and rolling your retirement into cupcake funds.

 

- Ryan (Phoenix, AZ) has an update on the housing situation he is considering.

 

- Grocery store items are not created equal. Scott has a food saving tip that will save you some money.

 

- Summer gas prices are on the rise. Find out how you can save at the pump.

 

Links mentioned on the show:

 

Please share the show by visiting http://ShareTheShow.com

 

May 14, 2018
George Loses $100,000 From Advice On The Radio
39:45

- Retired airline pilot George L. Sims lost $100,000 following the advice of someone on the radio. Could you be next?

 

- Pauline (Boston, MA) is 55 and blind. She has credit card debt and owes the IRS money and asks for help on her situation.

 

- Old Macdonald (Anonymous) is interested in hearing the pros/cons of a mortgage recast.

 

- Scott speaks at SMU on passive aggressive investing and shares how to keep more of your money.

 

- Last minute Mother's Day gifts.

 

Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

- What should you have in case of an emergency? Probably not this $995 fashion survival kit.

May 11, 2018
Alain Apologizes to His Customers For Selling Them Bad Investments

- Cecilia (Lawrence, MA) has $66,000 in credit card and student loan debt and need help figuring out how to pay it off.

 

- Scott's review of the Ghost Pillow.

 

- Katie discovers a place you can have birthday parties for free - activity included!

 

- Alain used to sell high cost mutual funds but after a year he was sick to his stomach. Find out what he did about it.

 

- Denise is 58 years old and has unpaid bills, while trying to get ready for retirement.


Links mentioned on the show:

Please share the show by visiting http://ShareTheShow.com

 

May 09, 2018