The Scott Alan Turner Show | FINANCIAL ROCK STAR

By Scott Alan Turner, CFP®

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Category: Investing

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Subscribers: 106
Reviews: 1

Ed Frizzell
 Jul 22, 2018
Great podcast! Very informative and helpful! Keep up the hard work. I recommend the podcast and its irreverent format!

Description

Live like a Financial Rock Star. Scott has made the money moron mistakes so you don’t have to. He teaches you how to think differently about money, so you can get out of debt, get started investing, and generate passive income with real estate. Scott lived the paycheck-to-paycheck lifestyle, but by age 35, he turned it all around and became a self-made millionaire and is now on a mission to help you. If you’re stressed out or worried about money, the Scott Alan Turner podcast will help. Foolproof finances with unbiased advice (no sponsors, no advertisers). Life change, guaranteed. If you mixed Dave Ramsey, Clark Howard, Rachel Hollis, and Tony Robbins together with a healthy dose of entertainment, rock n roll, and a splash of Star Trek, this show is what you would get.

Episode Date
Save Money On Internet Service
40:14

Scott yells at a customer service rep (oops) and shares how to get rates lowered on utilities and services so you can save big money.
- Moving to California, should I switch banks now (Kevin, Austin, TX)
- What Vanguard funds are used for the All Weather Portfolio (John)
- I'm widowed and was let go at my job as an accountant. How can I get my business ramped up (Joey)
- Is it better to do a Roth IRA or Roth 401(k) (Andrew, Cincinnati, Ohio)
- What do you think of Tai Lopez' products (Andre)
- One celebrity that downsized and is happier about the decision
- Is using TrueCar worth your time?

Mentioned on the show:

 

Sep 17, 2019
Watch Out For Money Trolls
40:14

Why are some people so judgmental about other people's finances?
- Solved - why don't they teach money in school
- Refinancing and shopping around my student loans saved money (Leo)
- I need good advice regarding options trading (Ron)
- What should I do with a $19,000 inheritance (Stephanie)
- As a 59-year-old what should my investment allocations be (John, Valley Springs, CA)
- Red Alert Warning - rent scammers are finding new ways to rip off people
- Are you taking on too much risk or not enough risk because of what an advisor says?

Mentioned on the show:

https://www.usatoday.com/story/money/2019/09/06/personal-finances-why-judge-other-peoples-money-habits/2220807001/

Sep 12, 2019
Better Money Management with Scones
40:12

What is the secret of 'adding value' and earning more?
- Geocaching as a free activity
- How often should you be spending money and saving money (Sir Joke, Twitter)
- What should I do with an old 401(k) (General Kenobi)
- Is it better to invest everything in a target date fund (Kim, Boston, MA)
- How can I make multiple streams of income for a media production company (Emmanuel)
- Should I take a lump sum payout for my pension (C3PO)
- One NFL player and how he budgets
- Millennial women, take better control of your financial futures
- What is an authorized user on a credit card

Mentioned on the show:

Sep 11, 2019
Watch the Water!
40:13

Looking back on history can provide some gratitude we live in modern society. Scott shares a story from Scotland about how people lived 500 years ago.
- How can I become a financial advisor (Steven)
- Can I apply for an HSA on my own (Rory, Michigan)
- Should I divide my savings between bonds and a bank (Dean)
- Inspiring story of one pizza place helping feed the hungry with great pizza
- Travel tip - getting upgrades for cheap
- Travel tip - watch out for multi leg journeys
- Scott rants on the food and beverage industry's sales tactics

Mentioned on the show:

Sep 10, 2019
Grow A $1,000,000 401(k)
40:13

More evidence that you (YOU) can build a million dollar 401(k) or IRA
- Can I add my 13-year-old to my credit card to help her build a credit history (Dan)
- Where can I go for simple investment management (Courtney, Santa Cruz, CA)
- I'm not using the cash envelope system to buy gas (Heather)
- If you don't have cash, how do people pay for an emergency (Dorothy, Canada)
- What do you think of junk bonds for income generation (Daniel, Live Stream)
- Simple ways to save money on...
- How to invest if you're worried a recession is coming
- More quick and easy meal tips
- Scott son learns a lesson in responsibility and paying for mistakes

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Aug 22, 2019
People Like You
40:11

How you can enjoy friends and family and still maintain frugal values.
- Buying an RV? Buy used to get a deal.
- What's better for emergency funds, a money market or online bank (Curt)
- Is daily dollar cost averaging too extreme (Anon-o-mouse)
- What can we do to avoid our pension not paying out (Cassandra, Oklahoma City, OK)
- What was the Comcast low cost Internet service (Kristin)
- Just paid off my car! (Sue, Sacramento, CA)
- Yes, you can throw together a meal in just 5 minutes
- How to avoid foreign transaction fees
- 6th grader collects 1,500 pounds of peanut butter for the needy

Mentioned on the show:

Comcast internet essentials - https://apply.internetessentials.com/

Using tax lots to minimize taxes: https://www.investopedia.com/articles/05/taxlots.asp

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Aug 21, 2019
Steps To Recession Proof Yourself
40:12

What steps can you take to prepare for the next recession?
- Are Plae sneakers worth the extra cost?
- Are people using 'business' as an excuse to pay more for food delivery
- An update on Legacy Box and how they are handling Scott's problem order.
- Should I close down my unused credit cards (Brian, Phoenix, AZ)
- How can I help my son from overdrafting his debit card (Mike)
- Pros and cons of lease to own a house (Grady)
- I have the option to take a severance package. What should I consider when deciding (Hannah, Montana)
- One of our listeners has published a new book of poems called Garden of Ravens

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Aug 20, 2019
Buying and Owning A Dream Home
40:13

With borrowing cheaper than ever, becoming the Joneses has never been easier. Scott explains why wealth is often an illusion.
- How can I make my money work for me as a 20-year-old (Mason)
- What are your thoughts on tuition insurance (Selena, Potomac, IL)
- How can I get my dad to have a will (Vanessa, Lincoln, NE)
- If I don't escrow my property taxes what should I watch out for (Lisa)
- No, nothing is plummeting except people's brains.
- Where to find deals on government seizures.
- From fired to a great business. Why bad things aren't always bad.

Mentioned on the show:

Money Quiz - https://usatoday.secondstreetapp.com/061919-Financial-Literacy-Quiz/questions/2187899?allow-full-viewport=true

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

 

Aug 15, 2019
Tesla Fanboys Can't Do Math - Scott Rants
40:13

Yet another person who claims Tesla Model 3 electric car is 'saving' them money. Scott rants on why people can't do math and then wonder why they have no money.
- How should I spend a windfall from an inheritance (Taylor, College Station, TX)
- What can I do about a surprise bill I forgot was coming (Jenae, Georgetown, IL)
- Can you explain my daughter's 529 plan (Megan, Cincinnati, OH)
- What can I do about back taxes I owe (Miranda, Arlington, Virginia)
- How do people divide up their saving for cars and repairs (Henry, Houston, TX)
- Red Alert Warning - college students scammed by another college student
- From debt free to making another $1,300 a month at a new side hustle.

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Aug 14, 2019
Have More Money With Less Money
40:12

Why making small sacrifices now will lead to huge- HUGE - benefits later on.
- Should I use my emergency fund to pay off the rest of my student loans (Crystal, FL)
- What's the best way to learn about investing if I'm 70 (Ginger)
- My brother will not stop borrowing money from me (Andrew, Plymouth, Massachusetts)
- What are the biggest ways to save on a wedding (Mckenzi, Parts Unknown)
- Should I sell some stock because of what's going on with China (Colby, Dartmouth, MA)
- Why an expert can help with buying a house or land.
- Lynda.com may be available online at your local library for free.
- The artist catching fire at 85

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Aug 13, 2019
The Dummies Guide To Being a Maroon
40:12

Today we have proof positive even the 'experts' are lousy investors. How to avoid their 'expertise' so you can keep your hard earned money and watch it grow.
- What are the risks of buying a vacation property in another country (Beach Dreamer)
- How can I sell my business?
- When should I stop helping friends and family (Rick, TX)
- Why I moved from a roboadvisor to a brokerage (Gandolf)
- I can't figure out what my next career should be (Alice, United Kingdom)
- Buying a home? This mortgage mistake can cost you.
- New $10 Internet plans for low-income households
- Tom Brady on having one life to live.

Mentioned on the show:

https://www.foxbusiness.com/personal-finance/homebuyers-save-money-mortgages

https://techcrunch.com/2019/08/06/comcasts-10-internet-plan-opens-up-to-all-low-income-and-disabled-americans/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Aug 07, 2019
Overcoming Financial Frustration
40:15

Sarah is spending all of her money and is wondering why she is feeling so frustrated. Scott has the simple solution.
- What to do with an old 529 plan (Nicole (Tallahassee, FL))
- What's going on with my alternative investments (Sawyer, Cheyenne, WY)
- What are the penalties if I collect social security early (Gilbert)
- What jobs allow me to work out of the country and have an income (Rachel)
- My annuity fees are too high (Linda)
- Are you falling for financial decoys?
- The trick that makes you overspend.
- Where to get a free FICO score (Lara)
- The importance of having a CLUE

Mentioned on the show:

https://www.bbc.com/worklife/article/20190801-the-trick-that-makes-you-overspend

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Aug 06, 2019
What Kids Are Learning About Money
40:12

The 2019 Personal Finance Scholarship Winners are announced, along with their amazing money lessons we can all learn from.
- Is paying more for premium dog food worth it in the long run (Stuart, Washington)
- Should I go back to a 9-5 or become a blogger (Jason)
- I'm over being the lender and not the borrower (Lakisha)
- Using food to figure out an investing strategy (KC, West Virginia)
- Separate accounts aren't really separate accounts in the eyes of the law.

Mentioned on the show:

NFCC.org

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Aug 01, 2019
Don't Lose Money By Falling For This Sales Trick
40:13

How did a company convince a 90-year-old couple to buy a $150,000 timeshare?
- I keep falling into debt and can never get back up (Cody, Saskatchewan)
- If I use Credit Karma for credit monitoring do I need anything else (Andrew)
- My business income is down and cash flow is bad (Timothy)
- PayPal transferred money to a closed bank account and now I can't get it back (Jacinda, TX)
- How can I pick the investments for a 401(k) and IRA (KC, West Virginia)
- A new option for cord cutters to get away from Dish and DirectTV
- How to know if the sky is falling and what to do about it

Mentioned on the show:

https://www.consumerreports.org/tv-service/orby-tv-satellite-tv-service-is-targeting-cord-cutters/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 31, 2019
How To Avoid Going BACK Into Debt
40:13

Questions everyone should ask before making a big financial decision. Even if you're debt-free.
- What should I do with a $35,000 inheritance so it's not reported on FASFA (Nina, Orlando, FL)
- How can I start investing in real estate with $5,000 save up (Joel)
- Where can I check my credit score after I've consolidated some loans (Jay)
- How to get your credit score (FICO score) for free.
- Facing an eviction this person keeps their hopes up (Taylor, Ohio)
- Listener tip to get rid of your spare change for free (Amy)
- 16-year-old Katie starts a business to pay for a trip to Disney for her and her mom.
- Warning! Capital One accounts have been hacked.
- IRS is warning cryptocurrency sellers to pay their taxes.
- Dangerous changes are coming to 401(k)s.

Mentioned on the show:

Free Discover Card Credit Score - https://csp.discover.com/free-credit-score/index.html

https://www.federalreserveconsumerhelp.gov/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 30, 2019
How To Make Money Fast With _____
40:12

The answer to the question of how to make money fast with all the different investing options. The secret revealed!
- What do you think of the new Betterment savings plan (Ozzy, Oostburg, WI)
- Is property tax protesting a way to save money
- Are you entitled to money from the Equifax security breach?
- Is there ever a benefit to leasing a car (Fabian)
- Can you explain the cash envelope system (Aria, Boulder, CO)
- What should I do with restricted stock units (Lloyd, Cincinnati, OH)
- 23 year old pays off $20,000 in debt in one year
- Financial advice for a 16 year old (Lindsey)
- Another warning for pension holders

Mentioned on the show:

Get 4 years of free credit monitoring - https://www.equifaxbreachsettlement.com/

https://www.cnbc.com/2019/07/17/how-to-pay-off-20000-in-debt-in-one-year.html

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 25, 2019
Millionaire Reacts to Kiplinger Personal Finance Magazine
39:43

The good and the bad of personal finance magazines and the information they give to readers.
- What do you think of how I'm managing sequence of return risk (Mike, Winnipeg, Canada)
- Best way to wrap coins (Jennifer, Facebook Group)
- Are street signs for temp help legit (KZ)
- What questions should I ask a potential financial advisor (Ric, San Antonio, TX)
- I need some guidance on switching annuities (Linda, Virginia)
- Why 401(k) fees matter
- Are Oreos Part of a Mindful Diet
- One former NFL player is teaching kids how to fish.
- While another former NFL player may be going bankrupt

Mentioned on the show:

Teach a Child To Fish: tactf.org

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 24, 2019
What Millionaires Talk About
39:44

When a bunch of people who started with nothing and are now millionaires come together, what do they talk about?
- How can I earn money for a car if I'm 12 years old (Alia, UK)
- Should I pay down my house if I plan on moving in 5-10 years (Matt)
- How I got my husband on board with the budget (Edwina)
- What budgeting software do you recommend and why (Edith)
- I'm getting evicted in two days, what should I do (Taylor, Ohio)
- Scott's daughter joins the show to discuss loaning money
- Use the Walmart app to help track your spending
- Travel tip to save on cruise excursions
- Red alert warning: Student loan scams

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 23, 2019
Don't Fall For These Marketing Tricks
39:42

What are the tricks, traps and tactics salespeople and marketers use to get our money? Learn to recognize and fall for them.
- How should you budget for pets (Lindsay)
- How can I figure out my investment returns over time (Ross)
- My father-in-law is butting in our finances (Noah, New Mexico)
- My wife and I are debating 401(k)s vs Roth 401(k)s based on our tax bracket (Mohammad)
- How do you choose between two different financial advisors (Sara, California)
- What's can I do to settle an $18,000 debt that is in collections (Elissa)
- Beware of tire damage warranties at car dealers

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 18, 2019
How To Decide On Big Purchases
39:43

Making big purchases can be exciting and fun! It can also lead to stress and less wealth. Here's how to make the wise choice.
- When is the best time to get a teenager a credit card (Joe)
- What are some last minute interview tips (Antoinne, Atlanta, GA)
- How can I insure a baseball card collection (Presley)
- How can I stop splurging (Amaya, Kentucky)
- My husband won't cut cable because of sports (Raegan, Jacksonville, FL)
- Can I refinance a car I just bought (Athena, Maine)
- How to save money on A/C bills
- Have you done your mid-year tax review?
- Never take advice from Jim Cramer on picking stocks
- The benefit of owning a home to build wealth is forced savings

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 17, 2019
Beware the Death Dealers
39:44

"Why would you pay full price for a funeral so someone else can laugh all the way to the bank?" - Lincoln
- Are certified used cars worth the extra money (Rodrigo)
- How does Habitat for Humanity work to get a house (Batman)
- Should I let my brokerage reinvest dividends (Mike, Zimmerman, MN)
- Is there a good way to teach teens how to handle a debit card (Garrett)
- Thanks for the tips on balancing spending and saving (Miguel)
- Deals on SUVs and crossovers are available for car drivers
- Why you need to diversify your skills

Mentioned on the show:

Funeral Consumers Alliance - https://funerals.org/

Greenlight Debit Card - https://www.greenlightcard.com/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 16, 2019
Have You Fallen For These Lies?
39:41

What question in your life have you been asked that changed your way of thinking?
- I can't afford my apartment and am already working double shifts (Alyssa, TN)
- How can I afford paying for college (Anne)
- Money hack for paying monthly bills (Theo)
- How do I help my 16-year-old-son manage his paycheck (Olive, Canada)
- How can I get a secured credit card after a bankruptcy(Remington)
- What is the right order to invest in for a 401(k) and Roth at age 51 (Katelynn, Canton, OH)
- Questions to ask before cancelling a credit card
- Bartending as a side hustle
- It's New Summer's Resolution Day!

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 11, 2019
Are You Sure Your Insurance Will Cover You?
39:43

If you only have the minimum amount of car insurance, you don’t have enough.
- How to decide if a car is safe enough to buy (Dante, New Jersey)
- Are there university courses you should take to set yourself for better finances when you graduate (Vashni, Ontario, CA)
- How can I avoid student loan debt if I don't have enough money (Lauren)
- Should I get the 15% employee stock purchase plan discount if the stock has to be held for one year (Daniel)
- Where to get renter/home owner insurance.
- What is the true cost of a bad credit score?

Mentioned on the show:

Lemonade Insurance - https://www.lemonade.com/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 10, 2019
Why Aren't People Taking Free Money?
39:42

This nudge could get your friends to start investing in their 401(k)
- I’m two months into a car lease, is there a way I can get out of it (Erin)
- Can you invest in both a Roth IRA and Roth 401(k) (McFly)
- Why you shouldn't invest in penny stocks.
- I'm in my 70's and my only source of income is my rental home (Cici)
- How do I get over the fear of investing more (Jackie, Florida)
- How many years can we go before we start investing (Paris, California)
- Scott is proven right again, this time by a Yale professor
- My emergency fund saved me from missing my house payment (Jesse, Philadelphia)

Mentioned on the show:

LeaseTrader - https://www.leasetrader.com/
SwapALease - https://www.swapalease.com/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jul 09, 2019
Audiobook: Part 12. How To Save $1,000 This Week by Scott Alan Turner
08:19

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 11. How To Save $1,000 This Week by Scott Alan Turner
08:28

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 10. How To Save $1,000 This Week by Scott Alan Turner
25:45

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 9. How To Save $1,000 This Week by Scott Alan Turner
28:27

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 7. How To Save $1,000 This Week by Scott Alan Turner
09:24

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 8. How To Save $1,000 This Week by Scott Alan Turner
24:59

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 6. How To Save $1,000 This Week by Scott Alan Turner
22:47

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 5. How To Save $1,000 This Week by Scott Alan Turner
19:39

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 4. How To Save $1,000 This Week by Scott Alan Turner
17:37

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 3. How To Save $1,000 This Week by Scott Alan Turner
22:39

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 2. How To Save $1,000 This Week by Scott Alan Turner
08:26

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Part 1. How To Save $1,000 This Week by Scott Alan Turner
26:15

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Introduction to How To Save $1,000 This Week by Scott Alan Turner
10:17

This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee

Just think about it - what would you do with an extra $1,000 THIS WEEK?

This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to.

Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.

Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.

Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com

Jun 28, 2019
Audiobook: Welcome to How To Save $1,000 This Week by Scott Alan Turner
06:03
This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee
 
Just think about it - what would you do with an extra $1,000 THIS WEEK?
 
This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to. Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.
 
Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.
 
Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
Jun 28, 2019
Start Paying Attention To Secure Your Future
39:45

- Another study shows Americans are struggling to save for the future. What can be done?
- How do you convince others to save, build an emergency fund, and understand compound interest (Mark)
- What stock would make a good graduation gift (Jason)
- What is the best robo advisor in the UK (Emma, UK)
- Can you explain how you buy company stock in a discount purchase plan (Sydney, Waterbury,Connecticut)
- The pitfalls when it comes to house flipping and hiring contractors
- In the band - Trevor pays off his last debt.

Mentioned on the show:

Wealthify - https://www.wealthify.com

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jun 27, 2019
Identity Protection In 2019
39:43

What steps have you taken to protect your identity, and are there some things you may have missed?
- I have inherited $100,000 in bonds and am not sure what to do with them (PencilPusher, New Jersey)
- Should I cash out some investments to pay off a HELOC (Lara)
- I'm done with Amazon Prime (Leon)
- Should I do a traditional IRA or SEP IRA for a business (Justin)
- Where should I get renters insurance from (Natasha, Cape Coral,Florida)
- What do you think about investment clubs (Julian, Worcester, Massachusetts)
- What the Kardashians can teach us about budgeting
- Watch out for what people are saying about increasing the minimum wage
- New AirBnB Lux service for travelers
- Are you basking in your own reality?

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jun 26, 2019
Saving Money On Insurance
39:44

- When should you raise the deductible to save money on insurance?
- My mortgage may soon go into foreclosure (Paula)
- Should you pay the minimums on student loans
- I'm super broke and have a baby on the way (Drew)
- If I have a SIMPLE IRA can I make out a 401(k) in the same year (Jesse, Philadelphia, PA)
- I can't say no to lending and spending (Sade)
- Should I take money out of the market since its up (Jim)
- Should I pay off my student loans with my emergency fund (Darren)
- Get free online education
- Buying whiskey to make money

Mentioned on the show:

MIT Open Courseware - https://ocw.mit.edu/index.htm

Luxury items to make money - https://www.usatoday.com/story/money/2019/06/21/make-money-by-investing-in-whisky-consulting-firm-says/39583059/

Jun 25, 2019
5 Get Rich Schemes That Actually Work
39:43

Gold? Forex? Cryptocurrency? Print on demand? Closing sales? House flipping? Scott has the secret to getting rich with no money down, and he's giving it away for free.
- App that can save you money on stuff (Tony)
- How to find an out of state realtor ( Michelle, Maine)
- Can I roll my Traditional IRA to a 403(b) (Gandolf, New York)
- Will I pay taxes if I use money from a brokerage account to pay debt (Ben, Fort Wayne, IN)
- Free activities for kids this summer (Yvonne)
- What are the hidden expenses of owning a home (Valerie, Washington)
- Best and worst franchises to own
- That lemonade stand is probably illegal and the children running it should be arrested
- How to get out of paying social security.

Mentioned on the show:

Best + Worst Franchises - https://www.forbes.com/sites/karstenstrauss/2019/06/19/best-worst-franchises-buy-own/#6cb34e107d79

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

https://podcasts.apple.com/us/podcast/she-threw-away-a-diamond-ring/id1053256064?i=1000442060894

Jun 20, 2019
She Threw Away a Diamond Ring
39:43

- Imagine how you would feel if you threw aways something valuable. And then think about what's really valuable in your life.

- We cash flowed a masters degree and are celebrating with a trip to the UK (Richard)

- How do I stop giving away my money to my family (Troylene, Baja)

- Should I take a course to get out of paying a red light ticket (Julia)

- Where should I get advice on what to do with a $150,000 inheritance (Roman, Ohio)

- The Gold Nugget Goons are out and complaining because Scott destroyed their arguments about buying gold.

- Costco's ID theft service isn't worth getting.

- Another investor fails his customers, proving again money managers don't have consistent returns.

- What do mom's know about money (Cade)

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jun 19, 2019
Never Break This Rule And You'll Have More Money
39:44

- It's one of the golden rules of personal finance that helps you keep more of your money, over and over.
- How to improve your credit score for free.
- Should an emergency fund be used if you can save money by pre-paying for something (Ken)
- How do you deal with saving when something always comes up (Mark, Facebook)
- When funding my revocable trust, do I need a lawyer to title my house in the name of the trust (Rick, Texas)
- I'm tired of living paycheck to paycheck and am getting ready to be married (Dustin, Florida)
- I'm looking for new ways to grow on my personal finance journey (Katie, California)
- Scott rants about wasting water on lawns.

Mentioned on the show:

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

 

Jun 18, 2019
Are Student Loans An Investment or Not?
39:43

- Are student loans an investment, a ripoff, or just dumb debt? Emily, an applicant to the Scott Alan Turner Personal Finance Scholarship, weighs in.
- Should I pick a SEP IRA or Solo 401(k) (Rory, Youtube)
- In the band - Molly paid off $50,000 in student loans.
- I am in debt by now and don't know a way to pay it because I am still studying (Ann)
- Best way to save for kids (Richard)
- What should I look for in buying a home (Hunter, California)
- Which debt should I pay down first (Tilly, Ontario, Canada)
- Ways to get sponsors to pay for things like events or products

Mentioned on the show:

The cost of having a baby - https://momlovesbest.com/baby-cost

Personal finance scholarship - https://scottalanturner.com/personal-finance-scholarship/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jun 13, 2019
Should You Invest in Bonds?
39:42

- What do you need to know about bonds? Is it ever a good time to invest in them? Only if you like money.
- How to cut down the time on hold with the IRS
- Can you get sponsors for a food truck (Cindy)
- What's you're opinion on target date funds (Kevin)
- What is a stretch IRA (Ric, San Antonio, TX)
- When I go through depression it feels good to spend money and the next thing you know you, I'm overdrawn on my accounts (Matthew)
- What are the must-haves I should look for in a long term disability policy (Leon)
- Last minute father's day gifts
- Scott's new phone and why he doesn't by extended warranties

Mentioned on the show:

https://us.dimensional.com/perspectives/why-should-you-diversify

http://archive.nytimes.com/www.nytimes.com/2010/01/02/your-money/stocks-and-bonds/02money.html

https://www.advisorperspectives.com/newsletters10/pdfs/Not_a_Lost_Decade_for_Diversified_Balanced_Portfolios.pdf

https://blog.callenq.com/irs-hold-times-disconnect-data-10k/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jun 12, 2019
Get The Facts On Gold - FOOLS GOLD!
39:43

- Investing in gold means less money for you. Here's why.
- Amazon has a new secured credit card for people with bad credit.
- NFL Player with the 138,000 miles on his truck
- Can I reduce my taxes by putting a rental home in an LLC (Rick, Texas)
- Is it better to pay cash for a car and get a rebate or use 0% financing (Big J)
- How do stay positive in tough times when you are transitioning careers (Jackson, Facebook)
- I have loans with 30% interest. How can I lower the when I can't pay my bills. (Patty)

Mentioned on the show:

https://dqydj.com/sp-500-periodic-reinvestment-calculator-dividends/

https://www.macrotrends.net/1333/historical-gold-prices-100-year-chart

https://twocents.lifehacker.com/should-you-get-amazons-new-card-for-people-with-bad-cre-1835376164

https://www.espn.com/blog/denver-broncos/post/_/id/33293/beat-up-truck-busch-light-and-chew-broncos-fullbacks-simpler-things

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jun 11, 2019
Don't Take Advice From Rich People Either
39:44

Scott rants on the bad advice some rich people give, and shares how you can figure out where and how to find good advice.
- What do you think about Fundrise for investing in real estate (Justin)
- What crowdfunding sites are best (Cindy)
- Travel hack for saving money on drinks at the airport (Terry)
- How do annuities work from my employer (Zak)
- No, carrying a balance on your credit card does NOT build your credit score
- What is the taxation of investing outside of retirement funds (Dave, North Dakota)
- People I follow are talking about Forex, is it a good way to invest (Chase, IGDM)
- RED ALERT WARNING - The Orenda coffee maker is a scam from Auroma Brewing
- What you could do with money in the bank (Rachel)

Mentioned on the show:

Scam Coffee Maker - https://www.orendacoffee.com/

No Retirement Savings - https://www.statista.com/chart/18246/share-of-americans-who-have-no-retirement-savings/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jun 06, 2019
One Thing You Must Do To Build Wealth
39:43

What do people with more time, money, and better schedules have in common?
- I am no longer scared of my debts (Sophia)
- Should you invest your emergency fund to keep up with inflation (George)
- Is there a way to avoid convenience fees when paying them with credit cards (Lara)
- Best way to open an HSA (Legolas)
- What does deferral mean in a 401(k)
- What should I do with a TSP once I leave the federal government (Walt, California)
- Watch out for fake diamonds.
- 25-year-old hairstylist makes $280,000 a year.
- Should we use our savings to pay debt or cash flow college (Kenobi)

Mentioned on the show:

HSA Eligibility - https://www.irs.gov/publications/p969

https://www.cnbc.com/2019/05/23/how-a-25-year-old-hairdresser-making-280000-dollars-in-detroit-spends-money.html

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jun 05, 2019
How To Invest And NOT Be Afraid
39:44

Some people think the stock market is a Ponzi scheme, and they will lose all their money. Here's the truth about stocks.
- The real way to get a good night's sleep.
- My CFP wants me to move money from my TSP to Ameriprise (Laura)
- What's your review of Grant Cardone and Cardone Capital (Chris, New Jersey)
- What's the best online savings account (Ariana)
- Which of my student loans should I pay off first (Alejandra, San Antonio, TX)
- Where can I research companies to invest (Chase, Instagram)
- Would you comment on the subject of bitcoin (William)
- Red Alert Warning - Quest diagnostics had patient data stolen for 12 million people
- Coca-Cola will pay you $10,000 for the best-ever flavor combination.

Mentioned on the show:

Grant Cardone Exposed - https://www.youtube.com/watch?v=7hHI6kYz9So

COOP Pillow - https://www.amazon.com/gp/product/B00EINBSJ2

Coke contest - https://www.cnbc.com/2019/05/31/coca-cola-is-offering-10000-if-you-create-the-best-new-drink.html

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Jun 04, 2019
How To Make A 6-Figure Income For Dummies
39:44

It's the easiest money you'll ever make! Or is it the easiest money you'll ever lose? Another Scaminar exposed.
- What do I do with an old 401(k) if I'm changing jobs (Andrew, Cincinnati, Ohio)
- How do we start our finances off the right way in marriage (Stanley)
- How much debt is ok to have before buying a first house (Alejandro, Tyler, TX)
- My daughter is taking out some student loans, so what amount is reasonable (Coco)
- Can't get ahead as a single parent with one income (Kai, Nashville, TN)
- Are there hidden costs when investing with ETFs?
- Do you suffer from stinkin' thinkin'?

Mentioned on the show:

Are free investments really free - https://www.fa-mag.com/news/the-hidden-danger-of-zero-fee-etfs-44514.html

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

 

May 30, 2019
Too Dumb To Become A Millionaire?
39:42

What do you do when people in your life don't believe in your dreams? Can ordinary people really build wealth?

- What to consider when picking a 529 college savings plan

- I was let go of my job. How should I handle my money until I find a new one (Ed, Columbia, SC)

- How to setup a business partnership (Anthony)

- Is it a good idea to rent a vehicle before buying (Colleen)

- Did you know Lada Gaga was once bankrupt?

- How can you watch local news without cable?

- Should I take out Roth money to buy a rental mobile home (Retirement Cash)

- I'm having trouble with my credit and income (Cassidy)

- How can I make money at forex (Kelvin)

Mentioned on the show:

Mt. Everest line - https://www.usatoday.com/story/news/world/2019/05/27/mount-everest-deaths-overcrowding-blamed-string-fatalities/1249611001/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

 

May 29, 2019
Self Made Millionaire On $35,000 a Year?
39:43

Yes, you can become a millionaire on a teacher's salary. Andrew Hallam did it in just 17 years.

- How do you save money on appliances if you move into a new house (Marcy, West Adams, CO)

- How should help our 10-year-old grow his business (Rosalyn)

- More 401(k) administrators getting fined for pushing people into higher priced products.

- Generation Z - Kylie's thoughts on money.

- A simpler way to separate finances after a divorce.

- I'm 58 and having trouble finding work after moving (Ray, Austin, TX)

- How can I be disciplined when investing in myself while working 9-5 (Sherrin)

- Is there any hope for my husband who has been out of work since the fall (Lori)

- Be wary of the get-rich-quick people that try to hang around with you (Valenti, Youtube)

Mentioned on the show:

Retirement reinvention - https://www.amazon.com/Retirement-Reinvention-Make-Your-Next/dp/0143131915

Edward Jones settlement - https://news.bloomberglaw.com/employee-benefits/edward-jones-gets-ok-for-3m-settlement-in-401k-lawsuit

Collaborative Divorce - https://family.findlaw.com/divorce/how-a-collaborative-law-divorce-works-faq-s.html

Millionaire teacher - https://www.cnbc.com/2017/04/28/how-one-teacher-became-a-self-made-millionaire-by-age-36.html

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

 

May 28, 2019
My Advice To Grads
39:41

Doing work that feels beneath you always pays off in the end.

- How to save for Christmas gifts this year (Olivia, Kentucky)

- How to negotiate a medical bill (Emily)

- What can we cut back on to save money (Riley, Vermont)

- How much should you pay for a wedding ring

- How can I save up for my own place after graduating high school (Austin)

- Should I sell my rental home in another state (Michele, Florida)

- Are CBD companies a good idea to invest in (Chase, Minnesota)

Mentioned on the show:

Advice for grads - https://www.wsj.com/articles/my-advice-to-grads-start-mopping-1527518588

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

 

May 23, 2019
How To Cut Your Grocery Bill in Half
39:43

Some tips and apps to quickly and easily save on food.

- We just paid off our $18,000 kitchen remodel (Brian, Minnesota)

- Should my 23-year-old be investing (Paula)

- How to help my brother who is bad with finances get on a budget (Mason, Omaha, NE)

- Should I use extra money from my side gig for debt payments or to use on my car (Darcie)

- What do we do when we sit down to work on our budget (Sky, Houston, TX)

- How do you publish a book (Psy)

- What amount of money should we tithe now that we are out of debt (Carter)

- How do I rebalance my 401(k) (Arthur, Tuscon, AZ)

- Watch out for PayPal not sending you alerts.

- How much money can you save between a community college and state university

- Did you know you are in the 1%?

Mentioned on the show:

Global Rich List - http://www.globalrichlist.com/
Ibotta - https://ibotta.com/register?friend=VSHIWRL
Checkout51 - https://www.checkout51.com/
BerryCart - http://www.berrycart.com/

 

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

 

May 22, 2019
This Mistake Could Cost You 40% Of Your Wealth
39:42

Not only do have to put your money in the right stuff, it has to be in the right place too, and spent at the right time.
- How to budget on an irregular income (Zoe, Toledo, OH)
- Are secured credit cards good to rebuild credit (Sophia, Florida)
- My husband is investing with a margin account and I'm worried about what could happen (Chloe)
- I met with a financial advisor that's pushing commission based investments. What should I look out for (Erin, Plano, TX)
- How can my 18-year-old build her credit score (Charlotte)
- Warning for travel hackers on getting points from new credit cards (Logan, Australia)
- How to rebalance a 401(k) if you have company stock in it (Arthur, Tuscon, AZ)
- Should you tithe on gross income or your take home paycheck (Carter)
- Remember to shop for insurance, even if you have an escrow account (Dustin)
- Ways to appear wealthy even without being wealthy.

Mentioned on the show:

Traveling guide services and experiences - GetYourGuide.com
Look rich tips - https://www.thinkadvisor.com/2019/05/14/10-ways-to-appear-wealthy

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

May 21, 2019
Making Smart Spending Decisions
39:45

When you get clear on what you want, it’s easier to disconnect from what you don’t.
- How to research a good used car (Liza)
- I've lost momentum on my debt-free journey (Amber, Facebook)
- What brand of children's shoes last a long time (Corey)
- How to diversify outside of retirement accounts (Gandolf)
- How much money would be good to open a savings account for a 7-year old (Cassandra)
- Watch out for extra costs when buying a condo.
- You called it right on Helium (Allison)
- Tax efficiency of ETFs vs. index funds (Tom, Florida)
- What is a good balance of stocks and bonds if you have a pension (Harriet, Washington D.C.)
- Should we stop saving for retirement to save up for a house (Hannah, Connecticut)
- Are there regulations on who can be a financial planner (Stuart)

Mentioned on the show:

https://www.fidelity.com/learning-center/investment-products/etf/etfs-tax-efficiency
https://www.bloomberg.com/graphics/2019-vanguard-mutual-fund-tax-dodge/

Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

 

May 15, 2019
How To Balance Work + Play + Spending + Saving
39:44

The average American spends $18,000 a year on nonessential items, and people were not happy when other out-of-touch dinosaurs told them how to spend their money.

- Should my 50-year-old dad pick a Roth 401(k) or regular 401(k)(Legolas)
- We are struggling to pay off a home renovation (Rebecca)
- I feel guilty about taking vacations while paying down debt (Vincent)
- Should I pay off my car if the interest is the same as what I'm getting in my savings account (Anna)
- Can you front-load a 529 College Savings Plan (Anon)
- Best way to save for retirement in Canada (Denise, Nova-Scotia, Canada)
- Should I invest in a 401(k) if I already have an ESOP (Tony, Ohio)
- Thanks for writing a book my husband would read (Lori)
- Using apps to avoid toll roads
- Red Alert Warning - crypto-scams

Mentioned on the show:

You don't need that: https://www.usatoday.com/story/money/2019/05/07/americans-spend-thousands-on-nonessentials/39450207/

Front loading 529 College Savings Plans https://www.irs.gov/pub/irs-pdf/f709.pdf

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

https://podcasts.apple.com/us/podcast/hips-dont-lie-and-neither-do-budgets/id1053256064?i=1000437632123

May 14, 2019
Hips Don't Lie. And Neither Do Budgets.
39:45

Beware of the people who will say anything to get your attention, it could cost you big money.
- Where should someone put $25k for a niece (Legolas)
- I the federal government defaults on their loans, how would that event affect the stock market (Angie)
- How can I earn money without investing (Jenna)
- How can I increase my income as a piano teacher (Bill, Pennsylvania)
- Where should we put $180,000 we'll need in a couple years for a new house (Brenda)
- We have a goal of hitting $100,000 in savings (Matt)
- Consumer protection alert - Watch out for this new robocall scam
- Are you eating real rice or fake rice?

Mentioned on the show:

New robocall scam - https://bgr.com/2019/05/07/robocall-scams-one-ring-call/
What is rice - https://www.wsj.com/articles/in-louisiana-a-fight-over-whats-rice-11556616601

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

 

May 09, 2019
Are You Going To Win Or Lose In The Rising Economy?
39:41

Most people are excited the new economy is going to fix everything. Should people be optimistic?
- How am I doing on saving (Erin, LA)
- How do I move my old 401(k) (Juan)
- A beginner's guide to IPOs (and why you should avoid them)
- We had to move quickly and it took some of our savings (Wren)
- Is there a faster way to pay down student loans (Paige)
- How do I setup and put money in an emergency fund (Emmanual, Uganda)
- Why a good night's sleep (on a good mattress) is a good investment.
- Jen shared her emergency fund name to keep her inspired
- My wife will receive an inheritance and I don't think she'll want to pay down all of our debts with it (Bernie)
- Kanye West shows you can be stylish on a budget
- Are you being taken advantage of by people in suits?

Mentioned on the show:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

 

May 08, 2019
Why You SHOULD Keep Up With The Jonases
39:46

- Joe Jonas and Game of Thrones actress Sophie Turner got married for $600 and swap candy rings.
- Product cost review of the sous-vide
- Story of turning financial situation around (Corey)
- How else can I diversify my investments (Chris, Pensacola, Florida)
- Was it a good idea to cancel my dad's life insurance policy (Jules, Quebec, Canada)
- Should I switch to a Roth 401(k) (Maria, YouTube)
- What's the best way to fly and save money (Lara)
- Am I right to pay taxes now rather than later (Brian, YouTube)
- Scott Rants - why don't people lift a finger for themselves?

Mentioned on the show:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

 

May 07, 2019
Where to Live To Save Money
39:45

How small changes in your living situation can add up to massive wealth over time.
- Is phone insurance worth buying (Matt)
- Where should I put my yearly bonus (Horatio, Ft. Worth)
- What amount of money do I need to retire in 20 years (John, St Paul, MN)
- Fidelity Signature Rewards card to build up your investments (Marty, California)
- Should I pay off my car or buy a pre fabricated home and rent it (Ryan, Portland OR)
- Should I go back to school to invest in myself (Brady)
- Shopping around home closing costs saves one listener $7,500 (Alex)
- Scott reports back on an online service to backup your old media.

Mentioned on the show:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

May 02, 2019
$1,000 Annual Fee For A Credit Card?
39:44

Would you pay $1,000 for a fancy credit card just to be seen? Some people would.
- Should we look at a bigger house if we aren't ready to buy (StarLord)
- Where should I put my IRA (Han Solo, California)
- When is it too late to contribute to a 401(k) (Star of Mine)
- Is there better places to put emergency funds to earn more interest (Mike)
- Should I be worried about the future (George)
- Do I have too much money in my emergency fund (Andrew, Cincinatti, OH)
- My CFP we're behind on our retirement (Brett)
- Are there ways to hide money from an ex-spouse (Batman, Gotham City, NY)
- My bad rental house experience turned out to be a good thing (Ma-ah-K-N-Z)
- Finding a business idea from an aging grandparent.

Mentioned on the show:

Napa Valley Olive oil experience https://www.darioush.com/be-our-guest/sensory-sessions-olive-oil

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

May 01, 2019
How Much Should People Spend On Pets?
39:45

Healthcare for pets can cost a lot of money. At what point does it cost too much?
- Is pet insurance worth it?
- Should I plan on having my student loans forgiven (Chris, Savage, MN)
- Are leveraged funds a good investment (Iain, Facebook)
- How can I prepare for future health care costs (Beth, Michigan)
- Should I cancel my whole life insurance policy (Eric)
- After COBRA expires what health insurance should I get (Malinda)
- Should parents help their children instead of save for retirement
- Paypal has changed its transfer terms (Red Alert Warning)

Mentioned on the show:

Pet insurance study - https://www.washingtonpost.com/lifestyle/home/is-pet-insurance-worth-it/2018/10/23/64ff3dfa-ccb1-11e8-a3e6-44daa3d35ede_story.html

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 30, 2019
What Is The Most Your House Should Cost?
39:45

How much house should you buy based on your income (Jen, New York)
- What type of insurance protects an LLC (Cindy)
- Check your sprinklers to save on your water bill
- How one NFL prospect is making lemonade out of lemons (for free)
- What is the best way to build money outside of retirement accounts (Rachel)
- How to proritize debt and a new house (Dr. J)
- How much should a will cost (Andy)
- How can I pursue my dream of music (Dominic, Alabama)
- What are the priorities for a 50-year-old with no savings (Kim)
- Are you taking advantage of employer perks

Mentioned on the show:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 24, 2019
Emergency Fund Hacks To Get Ahead
39:45

Half of people would end up living in a van down by the bridge because of a financial disaster. Here’s why you should think about your future.
- Travel hack to save on food (Valeria)
- What is the best time to buy a used car (Ariana)
- Converting 401(k) to a Roth while still employed (Josh)
- We're slowing down our debt payoff to prepare for a new baby (Ann)
- Is a 401(k), Roth 403(b) or 457 better to put bonds in (Matt)
- How much you know (or don’t know) about long-term care, Social Security, IRAs, investments, and life insurance?
- What is the best option between mutual funds and index funds (Matt)
- Should I slow down my retirement savings to build my emergency fund (Mike, Marina Bay Richmond CA)
- These are not the cookies you're looking for.
- Can you pass this retirement income quiz?

Mentioned on the show:

Best time to buy a car - https://scottalanturner.com/when-is-the-best-time-to-buy-a-car/

Retirement Income Literacy Quiz - https://retirement.theamericancollege.edu/for-consumers

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 23, 2019
Big, Bold, Brave Money Moves To Supercharge Your Life
39:46

One of my friends had a loss of income topped off with big medical bills. Listen to the a plan to take her from surviving to thriving.
- How do you not get complacent with your budget and daily goals (Dustin)
- What index funds are available for Norway residents (Mikael)
- Is there anything else I can do to minimize my tax besides maxing out my 401k, HSA, and IRA (Sam)
- Should we pay off our house before retirement. We owe $173,000. (Jodie)
- Are mastermind groups an expensive risk (Jim, Central New Jersey)
- Be aware of pension shortfalls (Red Alert Warning)
- My credit card bills keep rising. How can I pay them off faster (Christopher)
- I had no idea what we were paying for fees and now I do (The Dog)

Mentioned on the show:

Where is the Pension Money - https://www.wsj.com/articles/why-the-longest-u-s-bull-market-has-failed-to-fix-the-nations-public-pensions-11554888600

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 18, 2019
Lottery Winner Sues Son Over Bad Money Management?
39:45

Warning for everyone on what can go wrong when you do not do proper estate planning, and ignore risk while focusing only on returns.
- How to get the product return you deserve and not deal with customer service
- Is it possible to invest cash and get a 10% return (Mark)
- Reasons we are working on more side jobs to pay down debt (Colleen)
- What's your take on ethical investing (Doctor Crusher)
- If my child grew up as a cartoonist, would I have failed as a parent (Harry)
- Do I really need a financial advisor (Chewbacca, Colorado)
- Tips on growing a small business (Brian)

Mentioned on the show:

Blooom - https://www.blooom.com/

Rent The Runway - https://renttherunway.com

Powerball winner sues son - https://abcnews.go.com/US/wireStory/powerball-winner-90-sues-son-money-invested-poorly-62333046

International index funds for Norwegians - https://www.dnb.no/en/personal/savings-and-investments/funds/prices-intl-equity-funds.html

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 17, 2019
the money decision of the year
39:46

Watch out for these warning signs that your financial plan is built on quick sand and not solid rock.

- How to say no to a life insurance sales rep (Miguel, CA)
- Should I pick two target date funds if I don't know when I'll retire (Legolas)
- I'm in debt and don't know where to go (Kim)
- How can I grow my clientele (TiQuisha, Hotlanta GA)
- How to stop online shopping habits (Christine)
- Warning from a listener about getting the right insurance (Scooby Doo)
- Tax saving tip from Sunshine on getting the right deductions

Mentioned on the show:

NFCC.org - https://www.nfcc.org

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 16, 2019
5 Terrible Pieces of Financial Advice That Will Cost You Money
39:45

When it comes to your money these are five financial mistakes to watch out for so you can build wealth faster.

- In the band: Sam has more zeros in his bank account

- What should you look for when buying life insurance (Kevin, Roswell, GA)

- Your words are valuable to pass on to our kids (Barbara)

- How to keep from going over budget (Frank)

- How to recognize bad money advice (Jason)

- How can we help our family change their money habits (Mike)

- How do you get a partner on the money saving train (Bjorn, Sweden)

- How to avoid getting tricked by salespeople

- How to save money on college text books (Rachel)

Mentioned on the show:


FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 11, 2019
How To Shop For A Used Car
39:45

These used car buying tips can save you thousands the next time you buy a used car.

- Introducing the newest members of Team Turner.

- Car dealer services that aren't worth the money

- Tax scams to be aware of

- Be aware of when other people tell you what to do with your money (Saurav, YouTube)

Listener questions:

- What are some things I can do to to help me with taxes (Geoff)

- Do I have enough to live on in retirement if I'm 58 and have $200,000 invested (Jana)

- I'm interested more about the FIRE community (Seth)

- What is one money trick you use that you may not have talked about (Manual, Florida)

- How can I teach my kids better (Christine)

Resources/links:

IRS Tax Scams - https://www.irs.gov/newsroom/tax-scams-consumer-alerts

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 10, 2019
How To Have Better Money Habits
39:45

How can you improve your money everyday? What small actions will lead to massive results later?

- Should you buy travel insurance?

- How to turn a hobby into a business. The story of a private chef.

Listener questions:

- How much stocks and vs. should someone in their 20's have (Bert, Florida)

- You don't know what you're talking about with Robert Kiosaki (Dawn)

- What target date fund strategy would be better (Legolas)

- Should I sell some investments to pay off our house (Brett, Pennsylvania)

- How do I limit my spending and build savings (Luis)

- I get scared when making financial decisions (Henry)

Resources/links:

Compare travel insurance - https://www.insuremytrip.com/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 09, 2019
How To Reduce Stress - Two Ways
39:46

You may be surprised at the impact life events can have on your mood, stress levels, and happiness. Two ways to live better.

- What are tax-advantaged insurance contracts (Red alert warning)

- How much should you spend on pet food?

- Success story: We finally understand our investments (Brenda)

Listener questions:

- How can new parents save money (Dan)

- How much company stock should I have in my 401(k) (Greg)

- How can I get out of a car lease (Ariana)

- Whose social security benefits should I use first (Mariza)

- How can I pay off my mortgage faster (Janella)

- Can I rollover an inherited IRA (Lisa)

Resources/links:

How life events effect financial well-being https://www.fidelity.com/viewpoints/tcm:526-394291-234995.comp

Social Security Strategies - https://www.amazon.com/Social-Security-Strategies-Optimize-Retirement/dp/0615457533

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 04, 2019
What Keeps You Up At Night?
39:45

There is something that everyone has to deal with, and it’s keeping me up at night.

- Subscription based financial advice

- Why have responsible financial habits (Anyiah, WI)

- Great source of networking and making connections (Samantha Carter)

Listener questions:

- How can I get my house built faster (Crystal, CA)

- How do I leave a good paying job (Esmeralda)

- I don't know how to start increasing my retirement funds (Trevor, South Africa)

- Should I get a home warranty for a HVAC system that might break (Dorothy, Kansas)

- What happens if my savings exceed the FDIC limits (Marissa, San Diego, CA)

- Can I leave a job and contribute to a 457b when I return (Kevin)

Resources/links:

Schwab financial subscription services - https://riabiz.com/a/2019/3/29/schwab-hopes-to-blend-into-the-subscription-world-of-netflix-amazon-and-apple-by-dumping-asset-based-fees-and-wooing-millennials-with-intelligent-portfolios-for-30-a-month

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 03, 2019
How To Deal With Unsupportive People
39:45

The more you change your life for the better, the more you’ll get the supporters and nonbelievers. Here are two ways to deal with them.

- Is investing in cryptos and cannabis a good idea?

- The average starting salary for a college major (Madeline, Ridgefield, CT)

- This cookie company is crushing it.

Listener questions:

- How can $200,000 last 30 years of retirement (Squilly, Youtube)

- How do I stop spending all my money (Evelyn)

- How can I help my parents with their annuity (Renee, Cincinnati, OH)

- Should I pay points for a mortgage refinance (Alex, D.C.)

- What should I do with my bonus of $300,000 (James, Boston)

- How do I rebalance my Thrift Savings Plan portfolio (Casey, Portland, Maine)

Resources/links:

Breckenridge Cookies - https://www.breckenridgecookies.com

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 02, 2019
Fake Math and Mutual Funds
39:45

Numbers don’t lie. People lie and manipulate numbers, but numbers don’t lie.

- Millionaire Story - Beth shares her path to financial independence at age 40

- Health alert - Kale rejoins the 'Dirty Dozen' list as one of the most contaminated with pesticides.

- Red Alert Warning - more phone scams to be aware of.

Listener questions:

- Explain the pro-rata rule when doing a backdoor Roth IRA (Marjorie)

- What do you think of the new Betterment Advice service (Gandolf)

- I keep getting in and out of debt (Marjorie)

- Where is a good place to put my tax money from my side hustle (Becca, Indianapolis)

- What can I do about my landlord harassing me (Patricia)

Resources/links:

Betterment Advice Packages - https://www.betterment.com/advice-packages/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 21, 2019
Money Saving Myths Busted
39:46

There are lots of money myths we’ve all believed. But most people have fallen for some of these money saving myths too.

- Burger King launches $5 coffee service.

- A radio host busted for a $20M Ponzi scam

- Kaitlyn shares what her dad taught her about money

- Be wary of former washed-up celebrities pitching financial products

Listener questions:

- Is a second mortgage better than PMI (Dylan, Baton Rouge, LA)

- What is considered a 'low' expense ratio (Carter, Warner Robbins, Georgia)

- How can I get my 26-year-old on the envelope system (Daisy, Delaware)

- Help me understand my 403(b) plan (Mason, Las Vegas, Nevada)

- Should we borrow $20,000 to adopt a child (Liam, WA)

- Should I be pushing my kids to go to college (Bethany, Orlando, FL)

- Is it ok to get a company match on 401(k) when paying off debt (Pam, Atlantic City, New Jersey)

- I inherited some stock and can't decide if I should sell it (Phoebe, Topeka, Kansas)

Resources/links:

Collge Scorecard - https://collegescorecard.ed.gov/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 20, 2019
Are You Just Working For A Paycheck?
39:45

What are three reasons people choose the career they do, and what questions should they be asking instead.

- My friends got to stay in a $1M house on the lake. For free. Find out how.

- Kayla shares the lessons she's learned about money.

Listener questions:

- I missed a couple credit card payments, how will it affect my credit score (Lucas, Ann Arbor, MI)

- What's wrong with YNAB (Ava, Maine)

- Can I get out of a car loan I co-signed for my brother (Jack, Columbia, South Carolina)

- Is the debt avalanche or debt snowball better to pay off $22,000 of debt (Gavin, Nebraska)

- What debts should I pay off with my tax refund (Lisa, Anchorage, Alaska)

- Car buying tips before I go car shopping (Owen, Cheyenne, WY)

- The contractor for my back deck isn't doing the work (Hannah, Ft. Worth, TX)

- Are separate accounts for married couples normal (Reece)

- Can I start an HSA if I'm self- employed (Yoda)

Resources/links:

House of Falling Embers, by Krystal Jane Ruin - https://www.amazon.com/House-Falling-Embers-Krystal-Jane-ebook/dp/B07GKMQQXJ

Trusted housesitters - https://www.trustedhousesitters.com

http://www.espn.com/blog/tennessee-titans/post/_/id/25994/how-two-nfl-players-sweet-tooths-made-them-hands-on-business-owners

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 19, 2019
The Status of Looking Rich for Rebels
39:45

Studies show not pretending to be rich raises your status in life. Who knew?

- Kara saved $33K for retirement in 4 years (without making more than $50K)

- What new cars can you get a deal on right now

- Why so many NFL players go broke

- Are you investing with a firm that got fined by the SEC?

Listener questions:

- My bank accounts were cleaned out by a scammer and now I have to start over (Nancy)

- My bank wants to move me to a managed investment account (Han Solo)

- Are there short term fixes for a credit score if I'm buying a house soon (Brandi, MA)

- How can I lower my insurance premiums. My 16-year-old is getting his license. (Chenell, Jacksonville, FL)

- When do you decide to keep stock options (Doug)

- Are there credit card hacks that are easy (Nathan, San Antonio, TX)

Resources/links:

- https://www.amazon.com/Rebel-Talent-Pays-Break-Rules/dp/0062694634

- https://www.sec.gov/news/press-release/2019-28?mod=article_inline

- https://247wallst.com/special-report/2019/03/11/cars-americans-dont-want-to-buy-4/

https://www.thinkadvisor.com/2019/03/07/why-so-many-nfl-and-nba-players-go-broke

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 14, 2019
The Retirement Community Gets This WRONG
39:45

Too many people have fallen for the myth that interest and dividend income is the best way to fund early or normal retirement.

- How to avoid overdraft fees

- Dog food marketing tricks

Listener questions:

- Are dividends a good strategy for income (Brady)

- Should we take a 401(k) loan to pay off debt (Sofia, Sioux City, IA)

- Can I get out of my car lease (Haley, Yonkers, NY)

- My kids won't spend money (Ian)

- What type of home insurance is best (Luis, Bridgeport, CT)

- I have 20% down for a house, should I get a 15 or 30 year loan (Owen)

- Are ETFs or index funds better (Taylor, Seattle, WA)

- I've got an $8,000 medical debt that is in collections (Destiny, Fresno, CA)

- Are CDs good for short term savings (Elia)

Resources/links:

- https://www.forbes.com/sites/wadepfau/2017/04/18/should-retirees-use-a-total-return-or-income-portfolio/#5f4bf80c5e96

https://www.schwab.com/resource-center/insights/content/retirement-income-strategies-total-return-approach

http://www.fsegn.rnu.tn/documents/Dividend%20policy.pdf

https://www.investopedia.com/terms/m/modigliani-millertheorem.asp

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 13, 2019
The Parent Money Trap
39:45

Parents who give everything to kids are taking away from them some of the most important things in life.

- Your friends’ social media posts are making you spend more money, researchers say

- Travel hack - TripIt app

Listener questions:

- Should I buy an extended warranty for a dish washer (Loren, Grey Eagle, MN)

- Can anyone join a credit union (Don, Reading, PA)

- How can I find a job if I have a felony record (Trav)

- What's a reasonable amount to borrow for a car (Isabelle, Savannah, GA)

- What amount of money is good for opening a savings account (Elijah, Mobile, AL)

- Should I borrow to grow my business (Keira)

Resources/links:

- https://www.washingtonpost.com/us-policy/2019/02/19/your-friends-social-media-posts-are-making-you-spend-more-money-researchers-say/?utm_term=.4daf976f9f19

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 12, 2019
Are You In The 800 Club?
39:45

How much money can people save on their insurance with a better credit score?

- Do you have enough insurance to protect your valuables?

Listener questions:

- I really don't understand money (Eva, Arizona)

- Should I stick with my advisor or DIY (Brett)

- Are HVAC contracts worth the cost (Taylor, Macon, Georgia)

- Is it ever good to lease, like for equipment (Kylie, Maui)

- What should I be aware of when hiring a moving company (Lily, Virginia)

- Which used car should I buy (Steph, Australia)

Resources/links:

Free Credit Score from Discover - https://www.discover.com/free-credit-score/

https://www.insurancequotes.com/home/home-insurance-and-credit

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 07, 2019
The Dumbest Strategy Ever?
39:45

One financial leader was yelling at the TV about another financial leader giving bad advice. Who is right when experts disagree?

- Update on our real estate empire (ha!)

- Is there a retirement crisis or not?

- Success Story - Clay is no longer living paycheck to paycheck.

Listener questions:

- What is the process for getting a CFP (Melissa)

- What is your opinion on mortgage payoff schemes using lines of credit (Michael, Winnipeg Canada)

- My investments aren't growing like I would like (Wayne)

- Can you get 12% in the market (Pete, Alberta, Canada)

- Is the Amazon store card worth it (Kara)

- I have $4,000 due on a delayed payment credit card (Heath, Washington, DC)

- Can I file an extension to pay the taxes I owe (Makenzie, San Francisco, CA)

Resources/links:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 06, 2019
How Common is Financial Infidelity
39:45

What is financial infidelity? Discover what it is, how to prevent it, and the importance of overcoming it.

- Car loan defaults are at an all time high and it's a bad situation

- Why do some people get so much more done than others?

- Well Where Did My Money Go is paying out fines. Again.

- Millionaire Success Story - Guy, UK shares how he did it in 15 years.

Listener questions:

- Advice on the plan to pay off my debts (Jessica, Alabama)

- What if I can't get into a specific investment because of the minimums (Anthony)

- I've paid off $19,000 of student loan debt (Rory)

- I'm a single mom with student loans and limited time (Lynn)

- Whose advice should I listen to for guidance (Shaun)

Resources/links:

https://nypost.com/2018/01/22/millions-of-americans-keep-this-secret-from-their-partner/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 05, 2019
Millions of People Won't Do This With Their Money
39:45

Did you know having tough conversations about money can lead to having more money?

- Comparing gold to the stock market and which you should invest in.

- Warning about Social Insecurity for all young people.

Listener questions:

- What budgeting software can reconcile accounts (JoAnne, Texas)

- How do you pick from an employer's retirement options (Lilly, Arizona)

- What are the reasons for not paying off a mortgage early (Vanessa, San Antonio)

- What things I should consider between a condo and townhouse (Dawn)

- Is enrolling in PSLF a good idea (Holly, Destin, FL)

- What one thing would you say led to your success the most (Brent, Vancouver, Canada)

Resources/links:

https://nypost.com/2018/01/22/millions-of-americans-keep-this-secret-from-their-partner/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 01, 2019
Never Ignore This Advice
39:45

You have this superpower but you don’t always use it! Your sixth sense. Your gut reaction. Listen to it.

- Beware of the investing divas and how easy it is to make money.

- Payday lenders busted for paying for research to show payday lending is a good thing!

Listener questions:

- If you need to max out your credit cards is it better to spread charges over several cards or put them all on one (Lara)

- Is it better to pay off credit card debt in a lump sum or over time (Jessica, Georgia)

- Is 3% an appropriate fee for a financial advisor (Gandolf, New York)

- I have $245,000 in my 401(k), should I put more in or get an IRA (Christina)

- I'm age 70 and have no savings (Sheila, North Carolina)

Resources/links:

https://www.washingtonpost.com/business/2019/02/25/how-payday-lending-industry-insider-tilted-academic-research-its-favor/?noredirect=on&utm_term=.4d9ed7ed7458

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 28, 2019
This Money Advice is for Dummies
39:45

Why are people buying investing advice from people that disclose they are neither licensed nor qualified to provide investment advice?

- The secret to a long and happy life is 'so simple' according to a 95-year-old billionaire.

- Warning about waiting to fix your finances.

Listener questions:

- What are your tips for finding a business to start (Chuck)

- I just turned 50 and don't know where to start saving for my retirement (Jacqueline)

- What do you think about crowdfunded investing (Daren Rochester, NY)

- I make $35,000 and want to live a decent lifestyle (Trisha)

- What are the differences between mutual funds and index funds (Megan)

- Can you roll a 403(b) into a 457 plan (Gandolf, New York)

Resources/links:

https://www.irs.gov/pub/irs-tege/rollover_chart.pdf

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 26, 2019
ROBERT KIYOSAKI'S ADVICE IS FOR LOSERS
39:45

- Rich Robert, Poor You. Don't take my word for it, do your own research like I did.

- Do you think you know what to wear during a job interview?

- Watch out for this Amazon email scam.

Listener questions:

- Where should we focus next - student loans or the mortgage or the next house (Kelly, New Jersey)

- Which is better a Roth 401(k) or Roth IRA (Margaret, California)

- My wife isn’t open to giving up credit cards and using the envelope system (Jamie, Wilmington, Delaware)

- I'm finally sticking with my spending plan (Alex)

- Trying to decide which debts to pay down with our tax refund (Paul)

- I've had two surgeries and am trying to keep myself afloat (Allistair)

- I have $1.1M and am trying to figure out when I can retire (Steve)

Resources/links:

Pound Foolish, The Dark Side of the Personal Finance Industry: https://www.amazon.com/Pound-Foolish-Exposing-Personal-Industry/dp/159184679X

https://www.cbsnews.com/news/rich-dad-education-the-ultimate-emotional-investment/

https://www.marketwatch.com/story/rich-dad-academy-a-poor-choice-for-investors

https://www.biggerpockets.com/forums/79/topics/316902-my-experience-of-rich-dad-elite-legacy-event-scam

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 22, 2019
Why Is It So Hard To Save?
39:45

Saving ain’t easy, but give yourself props for having some, starting to have some, or having a plan to have some when you can.

- Free resources for your finances you might not know about.

- News of the weird: $8,000 can extend your life a little.

- Why won't people talk about money?

- Top rated insurance companies.

- One couple shares the key to early retirement.

Listener questions:

- What type of mortgage should we get (Barb Lexington, Kentucky)

- When should I start collecting my pension (Troy, Iowa)

- I lost my child care tax credits because of my income, should I stop investing (Rebecca, Indianapolis)

- I don't have a stable income while I'm in school (Gretchen)

- Good financial gifts for a wedding present (Martin, Chicago, IL)

Resources/links:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 21, 2019
How To Stay Motivated
39:45

How do you stay motivated if your goals and dreams will take years? Listen to these tips to power through.

- ID theft tips from a cyber security expert.

- Top three 'stupid' things millennials waste money (Kevin O'Leary)

Listener questions:

- What to do with an old 401(k) (Kristin)

- There's no jobs in my town, I have no money and I want to get out (Walter, Eastern Kentucky)

- I keep falling off the budget wagon (Peggy)

- I've been spending money on ridiculous things (Iman, Spain)

- How should HSA money be invested (Eric, York, PA)

- Where should we focus next - student loans or the mortgage or the next house (Kelly, New Jersey)

Resources/links:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 19, 2019
How To Spot An Investment Scam
39:45

You've seen the ads - it's the best way to grow rich! Which often means it's the best way for people to lose what they've worked so hard for.

- What to think about when buying a car

- Red alert warning - romance scams are on the rise

- How to back out of a contract.

Listener questions:

- I am 68 years old and $100,000 in debt (Colleen)

- Do we need a home inspector for a new house (Shawn, Maryland)

- What's a good amount of money to give to a kid for a car (Kim, Houston, TX)

- What do you think about giving kids allowances (Julie)

- Getting laid off this summer, how best to prepare (Wes, UK)

- How do I go about signing up for a 529 plan (Mark)

Resources/links:

https://www.kbb.com/new-cars/about-total-cost-of-ownership/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 15, 2019
When To Rent vs. Buy a Home
39:45

Renting can be a great for your sanity, situation, and security. Have you thought about what could go wrong if you follow bad advice and get a house too soon or for too much.

- Save money on your LLC

- Red alert warning - watch out for this marketing trick that will cost you money

- Bea is saving for retirement after paying off some debts.

Listener questions:

- Where should I put my emergency savings (Casey)

- How should my wife and I arrange our finances (Steve)

- Any gotchas with a secure credit card (Joe)

- How to save for retirement without a 401(k) (Rick, Seattle, WA)

- My husband got laid off and is having trouble finding work (Lori, California)

- My car needs expensive repairs. Should I buy a new one (Billie)

Resources/links:


FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 14, 2019
The Crazy Costs Of Not Understanding
39:45

- If you're not reading the fine print, you're going to miss the finer things in life.

- Travel tip - get alerted when fares go on sale

- Nurse gets a free car from a stranger

Listener questions:

- Should I deposit into my 401(k) a lump sum or monthly (Jason)

- Are penny stocks a good way to help my community (Laura, Kentucky)

- Have you tried dollar cost averaging and have proven viability (Idiot on Youtube)

- How can I pay down my medical bills (Melissa)

- Resources at the public library (Batman, NYC)

- Should I participate in my company's discount stock purchase plan (Ernie)

Resources/links:

https://scottscheapflights.com

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 12, 2019
Payday Loans Will Leave You Broke
39:45

- Payday loans offer quick, easy money but leave people buried in debt. What you can do to help.

- The benefits of downsizing a house.

- Should you sign up for a travel MLM?

- What can Coldplay teach us about building wealth?

Listener questions:

- Is Betterment or Vanguard better for investing (Gandolf)

- I owe $22,000 in debt, have six kids and can't get hired anywhere (Kayla, Canada)

- Going to trade school but want to learn about scholarship programs (Steven, Illinois)

- How do you start a business if you don’t have any capital (Adesiyan)

- How should my wife and I arrange our finances (Steve)

- What are the tax advantages of a 529 plan (Aubrey, Philadelphia, PA)

- Thoughts on Fidelity GO (Jay, California)

Resources/links:

https://mlm-thetruth.com/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 08, 2019
SHOCKING Yearbook Photos!
39:45

- The story of a woman who was facing foreclosure, but changed her story about money and changed her life.

- Amazon refund hack

- Another financial guru falls to earth, providing a lesson for us all on how not to invest.

- In the band - Steve is a multimillionaire

Listener questions:

- Should we pay off our mortgage faster or invest to retire early at 55 (Mulberry, Puerto Rico)

- Can you repay a 401(k) loan in a lump sum (Laura, Baltimore)

- What are your thoughts on indexed universal life insurance (Life Enthusiast)

- My parents can't afford to send me to college (Moca, Egypt)

- I'm job hopping but not getting anywhere (Sammy)

Resources/links:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 07, 2019
What Does It Take to be The Next MILLIONAIRE Next Door?
39:45

- What do studies on millionaires show that it takes to build real wealth, and can anybody do it (Hint: yes you can).

- Small business ideas for side hustles.

Listener questions:

- I'm 63, should I start collecting social security now (Troy, Boston, MA)

- How do I build a credit score (Walt)

- My family is in danger of divorce (Sati)

- How to stay focused on big debts that will take a long time to pay off (Trey)

- Should I invest in the international stock market (Matt, Palestine)

- Several of the business I've started have failed (James)

Resources/links:

https://www.amazon.com/gp/product/0615457533/ref=dbs_a_def_rwt_hsch_vapi_taft_p1_i0

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 05, 2019
The Fastest Way To Pay Down Debt And Build Wealth
39:45

- Make this the day you focus on the small wins, and you'll get big results.

- How often are experts right with their bold predictions?

- Are you dating a cheapskate?

- Travel hack to save on flights.

- In the band - Rob is debt free and a millionaire.

- Valentines day plans? Here's an alternative.

Listener questions:

- What are your thoughts on M1 Finance (The King, Oostburg, WI)

- I have no source of income for my family (Jeremy)

- Suggestion on how to build wealth and increase your lifestyle over time (3of11)

- Thanks for sharing your wisdom (Sarah)

- Save money on expensive car repairs (Rob, Richmond, VA)

Resources/links:

https://hbr.org/2016/12/research-the-best-strategy-for-paying-off-credit-card-debt

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 01, 2019
Why Are So Many People Stuck In The Rat Race?
39:45

- You can’t choose your family, but you can choose your friends, where you live, and how you live, and therefore, how much wealth you’ll build.

- Red Alert Warning - your social media accounts are about to be used to determine your insurance rates.

- How one person's consistency landing him a gig with Garth Brooks.

Listener questions:

- Bad with saving but need $15,000 for a wedding (Sherene)

- I'm making financial moves because of a lack of patience (Josh)

- I'm never sure where my money goes (Jill)

- Just got kicked out of my house and trying to save up for a down payment (Joey)

- I have a $150,000 inheritance and want to know if a variable indexed annuity is a good idea (Richard, Salt Lake City, UT)

Resources/links:

https://www.forbes.com/2010/08/10/truth-about-equity-indexed-annuities-personal-finance-bogleheads-view-lindauer.html#4f4b83c71257

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 31, 2019
How To Save More With a Good Credit Score
39:45

- What do you know about the true impact of credit scores on how much you pay for loans? The best credit scores get the best rates and can save you thousands over your lifetime.

- Are you preparing for the recession?

- No, you can't deduct interest from a home equity loans on your taxes for non-home related costs.

Listener questions:

- Help me get out of my money moron state of mind (Kevin)

- Using VA benefits to pay for nursing care (Angie)

- Should I quit school to work two jobs (Elie)

- Where are good places to travel that are ski friendly for kids (Brad)

- Is an advisor necessary to help plan for college expenses (Donna, Wisconsin)

- How to deal with so little money going towards debts (Holly)

- Are annuities really that bad (Roberto)

Resources/links:

https://www.savingforcollege.com/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 29, 2019
The Quickest and Easiest Way To Make $1 Million In The Stock Market
39:45

- Miss this not-so-secret, and you’ll struggle more and likely never build wealth. Master it and have financial independence and leave a legacy.

- What are the boring habits of successful people?

- Must save documents.

- Are you preparing for the recession?

- Inspiring story of Kevin Curry and how he went from food stamps to a successful author.

Listener questions:

- Help me get out of my money moron state of mind (Kevin)

- Wasting money and not being wise about saving, spending irresponsibly (T, Chicago, IL)

- I'm not lucky because I bought flood insurance (Jason, North Carolina)

- Where are good places to travel that are ski friendly for kids (Bee)

- My husband decides to spend whatever he wants (Morgan)

- What should we consider if we move to another state (Victoria, New Jersey)

- Disability insurance is so expensive, is it really necessary (Sam, Ohio)

Resources/links:

https://scottalanturner.com/tools/investing-calculator/

Get notified when we go live: https://goo.gl/YC1Nz2

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 25, 2019