USU Extension Families and Finances

By Dennis Hinkamp

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Description

Short tips from Utah State University Extension relationship and family finance specialists.

Episode Date
Sign Up for MySocialSecurity
01:03

Having a MySocialSecurity account at ssa.gov makes it convenient to check your social security statements, change your address, request a replacement card, and manage your benefits online.

Feb 18, 2021
Review Your Beneficiaries
56

Did your family status change recently? Even if not, have you taken a moment to review your current beneficiaries? It’s a good idea especially whenever you experience a life change such as marriage, birth, adoption, death, or divorce.

Feb 18, 2021
Review Your Financial Basics
01:00

Knowledge is power. You are more powerful than your circumstances! Even the most basic personal finance principles can be forgotten.

Feb 18, 2021
Is a Part Time Job the Answer?
01:12

Consider a temporary, part-time job to help you achieve your financial goals much faster. If you’ve decided to get rid of debt or save more money for future expenses, then a part-time job can help you get there quicker. A part-time job could also be a way to break into a career or line of business that could end up meaning a bigger full time paycheck. Amanda H. Christensen, an Accredited Financial Counselor and Associate Professor for USU Extension specializing in personal finance.

Jan 13, 2021
Evaluate Your Auto Insurance and Save Money
01:08

Car insurance can be one of your biggest monthly expenses. I’ve found you can usually save on auto insurance by doing one of two things: changing your coverage level or getting a new policy. Amanda Christensen is co-author of the PowerPay Money Mastery Online Course. Connect with her on Facebook and Instagram @UtahMoneyMoms.

Jan 13, 2021
Time Audit Your Subscription
01:10

Taking an audit of your recurring charges and current subscriptions can help you see where you might be leaking unexpected cash. If you’re looking for a little extra to throw at debt payments each month, this is a great place to start. Amanda H. Christensen, an Accredited Financial Counselor and Associate Professor for USU Extension specializing in personal finance.

Jan 13, 2021
Set a SMART Money Goal
01:14

Let’s talk goal-setting. I think written, SMART goals are the way to go versus the more arbitrary goals like “save more” and “have less debt”.

Nov 02, 2020
Set a Money Date
01:10

Whether you have joint finances or separate, it’s still important to sit down with your spouse or partner and get on the same page. Similarly, if you’re single, you don’t have a default accountability buddy to discuss your money issues with. You must check in with yourself or a trusted friend or family member from time to time.

Nov 02, 2020
Evaluate Your Life Insurance
01:20

If you earn an income and someone else depends on that steady stream of income to survive, then you should probably evaluate your life insurance. Because if you’re gone, your dependents will be left without that income source.

Nov 02, 2020
How to Organize Your Financial Records
01:14

Having your financial records organized and in one spot brings clarity and allows you to quickly find documents for reference. Properly protecting important documents means you won’t have to start over in the event of a fire or other incident.

Nov 02, 2020
How to Trim Your Expenses
01:19

One of the fastest ways to improve your financial situation is to review your list of expenses and look for ways you can eliminate and reduce. This process isn’t about becoming a scrooge, it’s about spending wisely and within your means so you can achieve financial goals faster.

Nov 02, 2020
Create a Simple Budget
01:20

We all have expected expenses that vary from month to month. Groceries, household goods, clothes, dining out, entertainment, etc. What I do when I feel like I’m spending too much in these categories is create a simple, selective budget to get this spending back under control.

Nov 02, 2020
Saving for the Short Term
01:20

According to Amanda H. Christensen, an Accredited Financial Counselor and Associate Professor for USU Extension specializing in personal finance proper money management is a language you never stop learning. It’s important to regularly consume information to keep you motivated and intentional.

Oct 12, 2020
Know Your Assets
01:12

According to Amanda H. Christensen, an Accredited Financial Counselor and Associate Professor for USU Extension specializing in personal finance knowing your assets will allow you to calculate your personal net worth (assets minus liabilities). It will also give you a sense of what you need to insure, secure, or include in your last will and testament.

Oct 12, 2020
How to Reduce Your Debt
01:13

Amanda H. Christensen, an Accredited Financial Counselor and Associate Professor for USU Extension specializing in personal finance reminds us that whether it’s debt on a credit card, a car loan, student loans, or your mortgage, making an efficient plan to tackle debt doesn’t happen on it’s own. It takes self-discipline and a game plan!

Oct 12, 2020
Why It's Import to Review Your Monthly Expenses
01:16

Amanda H. Christensen, an Accredited Financial Counselor and Associate Professor for USU Extension specializing in personal finance reminds us that no matter the income level, financial success comes from consistently living below one’s means. A review of your monthly expenses will give you a sense of part of the "big picture." It will also give you the information needed to create an emergency fund, a simple budget, and automate your bill paying.

Oct 12, 2020
How to Review Your Credit Report
01:13

Amanda H. Christensen, an Accredited Financial Counselor and Associate Professor for USU Extension specializing in personal finance explains that it is not uncommon for your credit reports to contain errors, and these issues can pop up at any time. So it’s a good idea to review your credit reports at least annually, of only for this purpose.

Oct 12, 2020
How to Adjust Your 401K
59

Amanda H. Christensen, an Accredited Financial Counselor and Associate Professor for USU Extension specializing in personal finance explains how it’s important to adjust your 401K each year, both the amount (or percentage of income) you are contributing, and the type of individual funds or investing products to which you are contributing.

Oct 12, 2020
1000 Safety Savings Plan
01:10

According to Amanda H. Christensen, Accredited Financial Counselor and Associate Professor for USU Extension specializing in personal finance, everyone should have at least $1,000 extra saved up. Having that thousand-dollar cushion in your finances can do a lot for your feelings of security. It’s also evidence that you are capable of living within your means, and (possibly more importantly) holding on to your savings.

Oct 12, 2020
Understanding Risk and the Coronavirus
02:46

Jonathan Swinton, Utah State University Extension Health and Wellness faculty, explains risk perception and the new coronavirus. 

Mar 13, 2020
How to Protect your Social Security Number
02:31

Utah State University Extension financial expert Amanda Christensen gives tips on protecting your Social Security identification. 

Mar 06, 2020
7 Signs of a Healthy Relationship
02:53

Utah State University Extension's Naomi Brower discusses the seven signs of a healthy relationship. 

Jan 23, 2020
The Superpowers of Smiling
02:02

Utah State University Extension's Dr. Dave Schramm explains the research behind smiling and happiness. 

Jan 22, 2020
2 Tips in 2 Minutes to Improve Your Marriage
02:19

Utah State University's Dr. Dave Schramm give two tips couples can use to improve their relationship. 

Jan 22, 2020
2 Minute Tip on Expressing Gratitude
01:56

USU Extension's Dr. Dave Schramm gives tips on expressing gratitude to increase happiness and decrease depression. 

Jan 22, 2020
Make Time for Nine
02:04

Utah State University Extension's Dr. Dave Schramm give two minute tips on parenting. 

Jan 21, 2020
2 Things that Can Lift Your Levels of Happiness and Positivity
02:07

Utah State University Extension's Dr. Dave Schramm gives two tips for raising your levels of happiness and positivity 

Jan 21, 2020
3 Blocks to Remove from Relationships to Keep them Strong
02:23

Utah State University Extension's Naomi Brower explains three blocks to remove from your relationships to keep them strong. 

Jan 21, 2020
4 Tips on How to Say No
02:43

Utah State University Extension's Naomi Brower gives 4 tips on how to say "no." 

Jan 21, 2020
4 Tips on How to Increase Fun in Your Life
02:33

Utah State University Extension's Naomi Brower give you four tips for keep the fun in your life and relationships. 

Jan 21, 2020
5 Tips on How to Give and Receive Love
03:31

Utah State University Extension's Naomi Brower offers five tips on how to better give and receive love. 

Jan 13, 2020
Common Needs of Men and Women
01:57

Utah State University Extension's Naomi Brower discusses the most common needs of men and women

Jan 13, 2020
5 Tips to Help You Live a More Balanced Life
02:48

Utah State University Extension's Naomi Brower presents five tips to help you live a more balanced life. 

Jan 13, 2020
4 Tips on How to Strengthen Your Relationships
02:52

Utah State University Extension's Naomi Brower give four tips that will help you strengthen your relationships. 

Jan 10, 2020
4 Tips to Help You Practice Mindfulness
02:38

Utah State University Extension's Naomi Brower gives four tips on how to practice mindfulness.

Jan 10, 2020
4 Tips to Help You Become a Better Listener
02:11

Utah State University Extension's Naomi Brower presents four tips to help you become a better listener.

Jan 10, 2020
4 Tips to Help You Relieve Stress
02:26

Utah State University Extension's Naomi Brower presents four tips to help you relieve stress. Click on the PDF icon for more information about stress relief.

Jan 10, 2020
Three Tips on Managing Conflict
02:27

Utah State University Extension's Naomi Brower offers three tips on managing conflict 

Jan 10, 2020
Three Tips for Increasing Positivity in Your Relationships
02:19

Utah State University Extension's Naomi Brower offers three tips on increasing positivity in your relationships 

Jan 10, 2020
Three Tips to Winning Your Relationship
01:49

Utah State University Extension's Naomi Brower gives three tips on winning relationships 

Jan 10, 2020