Brown Ambition

By Mandi Woodruff and Tiffany Aliche

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Brown Ambition is a weekly podcast about juggling life, career, and building wealth on your own terms. Your hosts are Mandi Woodruff, executive editor of and former personal finance reporter for Yahoo Finance, and Tiffany "The Budgetnista" Aliche, an award-winning financial educator and best-selling author of "The One-Week Budget."

Episode Date
Ep. 185 — Is It Time To Prepare for the Next Recession?
We're BACK after a brief hiatus with a brand new show. You've seen the headlines about a pending recession, but is it really time to start preparing? And how could you prepare yourself for the next downturn if you wanted to? We've got some tips.&nbsp;<br><br>Also on the show, we tackle some brand new questions from our listeners:<br><br>—Should I use a car accident settlement to pay off my loan debt or invest it instead?&nbsp;<br>—I'm becoming a stay-at-home mom. Should I cash out my 401(k) when I leave my job?
Aug 21, 2019
Battle of the Sexes w/ Paychecks & Balances' Marcus and Rich
This is a show years in the making — we finally have our podcast pals Rich and Marcus from Paychecks and Balances on the show! The guys join us to tackle some awkward and controversial questions about money and relationships. Follow Rich and Marcus <a href=" ">@paybalances.&nbsp;<br></a><br><em>This episode originally aired Oct. 24, 2018.</em>
Aug 14, 2019
Making Your Money Work For You with Ash Cash
<a href="">Ash Cash</a>* worked his way up from bank teller to bank branch manager to the CEO of a credit union over the course of a decade. He also nearly lost his Bronx, NY home during the 2008 housing crisis. In this special episode of Brown Ambition, we invited Ash to relive those trying days and share the steps he took to help his family get back on track.<br><br>"I ate my humble pie and learned from it," Cash said in today's interview. "That’s what opened my eyes to residual income and having your money work for you."<br><br>About Ash: Ash Cash is the author of seven (!) personal finance books and the founder and Chief Financial Educator at MindRight Money Management, a Financial Education and Media company that aims to help people manage their money better in order to live the life that they want.<br><em><br>*This episode originally aired Feb. 6, 2019.</em><br><br><br><br>
Aug 07, 2019
Ep. 184 — Letting Fear Get in the Way of Building Wealth
On today's show:&nbsp;<br><br>We tackle a question from a listener who is afraid that her own fears about losing money are costing her crucial wealth building opportunities. Later in the show, we take on a tough question about an underwater car loan (ugh!) and weigh the pros and cons of getting to know your neighbors. &nbsp;
Jul 31, 2019
Introducing The Secret Lives of Black Women
Here’s a new podcast for you! On the Secret Lives of Black Women, join close friends Charla Lauriston and Lauren Domino on their hunt for the ‘secrets’ that have helped black women flourish through the bullsh*t. They connect with guests over shared experiences by wading through everything from sex and self-care to rage and anxiety. Each conversation centers on creating a space for joy with some newfound besties while asking: how do the black women we admire stay incredibly phenomenal? The Secret Lives of Black Women is out NOW - listen wherever you get your podcasts.<br><br><br><br><br><strong><br></strong><br><br>
Jul 26, 2019
Ep. 183 — Tips to Talk Your Way Into a Pay Increase
On today's show: <br><br>We answer a question from a listener who says she was embarrassed to learn she accepted a salary $7,000 less than the market rate for her position. We offer some tips on how she can negotiate a raise...after she's already accepted the offer. <br><br>Have a question for the show? We'd love to hear from you! (Yes, you can remain anonymous -- just tell us!)<br><br><a href="">Email us here </a>or hit is up on Instagram @brownambitionpodcast.&nbsp;
Jul 24, 2019
Ep. 182 — Woah, Baby!
One of us has a very exciting announcement on today's show! ;) You don't want to miss it.&nbsp;<br><br>Also on today's show we cover:&nbsp;<br><br>-Did Mandi's Twitter campaign against LG/Best Buy save her $900 and a new dishwasher?&nbsp;<br>-Can you negotiate with your auto lender to pay off your loan for less?&nbsp;<br>-Is it too late to start investing after 40?&nbsp;<br>-Who's *really* behind the #NotMyAriel protest?<br>-The new James Bond is blowing our minds
Jul 17, 2019
Ep. 181 — The Crushing Cost of Childcare
We asked our listeners to share their childcare cost stories, and you did not hold back! On today's show, we dive into the reader mailbag to hear from listeners spending tens of thousands of dollars per year on childcare. <br><br>We also take questions from listener Scott, who wants to know if using a credit repair firm "piggybacking" technique can rescue his credit and Ashley who wants to know if investing in one type of mutual fund is enough. <br><br>As mentioned on today's show: <br><br><strong>Help Mandi get some Twitter customer service justice for the $900 dishwasher Best Buy won't replace! RT this thread </strong><a href=""></a><br><br><a href="">How to Repair Your Credit Yourself </a><br><a href="">Tiffany's course on investing ft Ellevest</a><br><br><em>Remember, we are happy to take questions and share what we know, but we are not investing experts nor are we certified financial planners. Always consult a professional if you're looking to make a big financial decision.&nbsp;</em>
Jul 10, 2019
Ep. 180 — When You Earn Six Figures and Feel Broke AF
On today's show, we recap a recent study that looked at places in the U.S. where <a href="">families can earn six figures incomes and STILL feel broke</a>. The struggle is real, y'all.&nbsp;<br><br>Increasingly, childcare is becoming one of the largest expenses for families. We want to hear your childcare stories ... how are you making it work? Do you pay for a full-time nanny? Rely on relatives to help? Spring for the fancy day care? We want to know what it takes for working parents to make childcare work in the U.S. today.
Jul 03, 2019
Ep. 179 — Big Moves, Student Debt Mistakes and Car Lease Traps
Happy Brown Ambition Wednesday!<br>On today's show: <br><br>-Tiffany makes a big move<br>-We tackle how to get out of a car lease<br>-We share a story that's baffling — college grads spending thousands on a game that could pay off their student debt (if they're lucky)<br><br>As mentioned on the show:<br><br><a href="">How to Get Out of a Car Lease</a> (LendingTree)<br><br><br>
Jun 26, 2019
Ep. 178 —Big Things Poppin'
Jun 19, 2019
Ep. 177 — How We Really Feel About Dave Ramsey's Anti-Credit Card Policy
On today's show, we tackle a ton of hot topics, including taking your questions on: <br><br>-The best <strong>side hustles</strong> for folks who are time-challenged<br>-How we really feel about <strong>using credit cards </strong>(and Dave Ramsey's long-standing rule against plastic)<br>-How the bro-iness of the FIRE (Financial Independence Retire Early) movement misses the mark with women of color <a href="">(NY Times)</a><br><br>--<br><br>Today's show is sponsored by&nbsp;
Jun 12, 2019
Ep. 176 — Classic Brown Ambition
<strong>Today’s episode is brought to you by the eco-conscious clothing company, Pact Apparel, gives its customers the chance to invest in the future of your family and women worldwide. <br><br>For 25% off your first order, visit </strong><a href=""><strong></strong></a><strong> and enter code BrownAmbition at check out!</strong>
Jun 05, 2019
Ep. 175 — The College Graduation Gift Heard 'Round the World
Today's show is brought to you by KiwiCo! With a KiwiCo subscription, you get a monthly science, technology, engineering, math or art project for kids ages 0-16+ that is guaranteed to be fun, engaging and inspire new creativity and confidence. <br><br>Visit <a href=""></a> and get your first crate free.
May 29, 2019
How to Start Investing Beyond Your 401(k)
If you’re wondering how you can start investing for wealth beyond your 401(k) this is the show for you. We’re joined by Mandi’s personal financial planner <a href="">Helen Ngo of Capital Benchmark Partners</a> to go step by step through the process — from choosing your investments to deciding which types of accounts to open. You can schedule a <a href="">FREE consultation </a>with Helen via her website. <br><br>*<strong>Today’s episode was brought to you by the eco-conscious clothing company, Pact Apparel.*<br><br>For 25% off your first order, visit </strong><a href=""><strong></strong></a><strong> and enter code BrownAmbition at check out. <br></strong><br><em>This episode originally aired Sept. 13, 2018.</em><br><br>
May 22, 2019
Ep. 174 — When That Clever Tweet Could Cost You Your Job
On today's show:<br><br>-#EatingBreakfastWhileBlack is now a thing, thanks to one woman who took it upon herself to <a href="">Twitter shame</a> a D.C. transit worker for eating her breakfast en route to her next shift. <br>-Fresh Off the Boat actress Constance Wu <a href="">got dragged</a> for some poorly timed/thought out tweets about her show's success<br>-What the Trump/China trade war means for your wallet <br><br>And we take YOUR questions from Instagram on investing in real estate property.<br><br>Have a question you'd like us to answer? Shoot us a DM on the 'gram <a href="">@brownambitionpodcast</a> or e-mail us at <a href=""></a>.
May 15, 2019
Ep. 173 — When Money Issues Threaten Your Mental Health
May is Mental Health Awareness Month and we have a message for those of you struggling with financial stress....IT GETS BETTER. <br><br>On today's show, we'll talk about ways we've coped with financial hardships in our past and present. <br><br>As mentioned on the show: <br><br><a href="">Mushroom suits — the affordable burial alternative</a> (BBC)<br><a href="">Roth IRA vs 529 plan for kid college savings</a> (TaxSlayer)<br><a href="">The best place to stash your emergency fund</a> (MagnifyMoney)
May 08, 2019
Ep. 172 — Getting Married With Six Figure Debt
On today's show, we have a truly inspiring story to share. Leo and Faith were about to get married when they attended pre-marital counseling at their church. It was then that they were encouraged to sit down and get honest about the finances and their goals as they started a family together. In total, they carried over $211,000 worth of debt — a combination of both student loans and credit card debt. <br><br>Rather than give up, they rallied and made a plan to aggressively tackle their debt in the summer of 2017. Faith, a nurse practitioner, took on a part-time job working overnight 5 or 6 days a week. Leo, an occupational therapist, also worked a part-time job in addition to his 9 to 5.<br><br>In a little over a year, they successfully paid down $100,000. <br><br>They share their story on today's show. Tune in and hit us up on <a href="">Twitter</a> or <a href="">Instagram</a> let us know what you think about their story!<br><br>**This episode originally aired June 13, 2018**
May 01, 2019
Ep. 171 — "So Money" Podcast Host Farnoosh Torabi on How She Juggles Family and Her Financial Empire
We're thrilled to FINALLY welcome Farnoosh Torabi to the show. She's the brilliant mind and cohost behind the So Money Podcast, author of several books on financial empowerment books and a forever entrepreneur who's launching a new venture this spring (and, oh yeah — a mom of two!).<br><br>That new venture is called <a href="">Stacks House, a "pop-up with a purpose"</a> that seeks to empower women to take their finances by the horns and start building wealth. <br><br>Farnoosh gets real about how motherhood helped her double her income as an entrepreneur and how she manages the daily grind of work and raising two kids under the age of five.<br><br>As mentioned on the show, check out Farnoosh's recent column on Refinery29: <a href="">"This Is The Secret To Being A Successful Working Mom"</a>.<br><br><strong>Note to listeners</strong>: We had a slight issue with our audio this week, so apologies in advance for one or two small areas where you'll hear an echo.&nbsp;
Apr 24, 2019
Ep. 170 — When Paying Off Your Mortgage Doesn't Make Sense
Happy Brown Ambition Wednesday...and welcome back Tiffany!<br><br><em>Today's show is brought to you by </em><a href=""><em>Hello Fresh</em></a><em>. For</em><strong><em> $80 off</em></strong><em> your first month of delicious HelloFresh meal kits, go to </em><a href=""><em></em></a><em> and enter promo code</em><strong><em> BROWNAMBITION80.</em></strong><em><br></em><br><strong>On today's show, we cover: <br></strong><br>-The repercussions of cosigning for a friend's student loan (or any loan for that matter)<br>-Why using extra cash to pay down your mortgage might not be the best idea, contrary to belief.&nbsp;<br>-The worst things you can do during a job interview
Apr 17, 2019
Ep. 169 — Finding Your Perfect Retirement Number with Paychecks & Balance's Marcus Garrett
Paychecks &amp; Balance's Marcus Garrett cohosts this week's show, and he shares how he found <a href="">his perfect retirement number</a> (Hint: It's actually not as high as you might think!). <br><br>Check out Garrett's writing on <a href=""></a> and show Paychecks &amp; Balances some love on their <a href="">website</a>.
Apr 10, 2019
Ep. 168 — How "The Money Coach" Balances Business, Marriage, and Motherhood
We have a very special show for you today! We are joined by the incomparable Lynnette Khalfani-Cox, who has made it her mission to financially educate and empower the masses ever since launching her personal finance coaching business in 2003. <br><br>On today's show, Lynnette gets candid about building a business about her husband, raising three kids student debt-free, and making her dreams a reality — to create multi-generational wealth that offers her children and their children a boost she didn't have. <br><br>"I'm trying to literally invest in my kids themselves. I’m trying to give them a leg up and do so in a way where not only am I telling them I have a great deal of faith and confidence in them, I'm laying out expectations as well," she told us in our conversation this week. <br><br>Check out Lynnette at her website<a href=""></a> and on social media <a href="">@themoneycoach</a>
Apr 03, 2019
Ep. 167 — Forget Mentors. Here's Why You Need a 'Sponsor'.
Happy Brown Ambition Wednesday!<br><br>&nbsp;On today's show, we tackle: <br><br>-<strong>Finding a sponsor to take your career next level.<br>-The motherhood tax and how it impacts women in the workplace<br>-Apple's new credit card (worth it or not?) <br>-Updating your </strong><a href=""><strong>tax withholdings for 2019&nbsp;</strong></a><strong><br><br><br>--<br><br>Today’s episode is brought to you by the eco-conscious clothing company, Pact Apparel, gives its customers the chance to invest in the future of your family and women worldwide. <br><br>For 25% off your first order, visit </strong><a href=""><strong></strong></a><strong> and enter code BrownAmbition at check out!</strong>
Mar 27, 2019
Ep. 166 — How Car Debt is Killing Us
Is your car note eating up such a big chunk of your budget that you feel like you're not able to meet other goals, like saving?&nbsp; You're not riding alone. Today on the show, we cover some truly <a href="">troubling statistics about auto loan debt in America</a>....and can we just say...YIKES, y'all. <br><br>If you want to see how much your auto debt is costing you, try out <a href="">this handy calculator. </a><br><br>***<strong>Today's episode was brought to you by the eco-conscious clothing company, Pact Apparel.***<br><br>For 25% off your first order, visit </strong><a href=""><strong></strong></a><strong> and enter code BrownAmbition at check out. That's W-E-A-R-P-A-C-T dot com.<br></strong><br><br><br><br>
Mar 20, 2019
Ep. 165 — The Power in P---- People Off
This week's episode is sponsored by Simple Health, which uses technology to provide simple, convenient &amp; affordable care at home — starting with online birth control prescriptions &amp; delivery. Finally, a better way to get birth control is here! Get a $20 discount on a Simple Health prescription at <a href=""></a> or enter the code BROWNAMBITION at checkout.
Mar 13, 2019
Ep. 164 — Your Burning 2019 Tax Questions: Answered
This episode is sponsored by EveryPlate, America's Best Value Meal Kit. For 6 free meals across your first 3 weeks and free shipping on your first delivery, go to <a href=""></a> and enter promo code <strong>Brownambition6.<br><br>--</strong><br><br>Today we're joined by tax specialist Terrie Chantel, one of Tiffany's most popular contributors to the Live Richer Academy, to answer your burning questions about filing taxes this year. <br><br>Check out Terrie at <a href="">!</a>
Mar 06, 2019
Ep. 163 — Budgeting With Bae
Feb 27, 2019
Ep. 162 — Stressed Out About Taxes in 2019? Join the Club
We are finally seeing the impact of President Trump's massive tax overhaul this tax season and we want to hear from you — what are your questions? Did you end up owing way more or way less than last year? We'd love to hear from you.<br><br>Send us your stories and questions at <a href=""></a> or hit us up at<a href=""></a> "Ask Us Anything".&nbsp;<br><br><br><br>
Feb 20, 2019
Ep. 161 — How Employers Leave Black Workers Behind
On today's show, we're talking to Dr. Adia Harvey Wingfield, a Professor of Sociology at Washington University in St. Louis, who is tackling the ways some organizations are failing black workers and how we can move the needle towards more inclusiveness in the workplace.&nbsp;<br><br><h1>As mentioned on the show:&nbsp;</h1><br><h1><a href="">How Organizations Are Failing Black Workers — and How to Do Better</a> by Dr. Adia Harvey Wingfield/Harvard Business Review</h1><br>You can preorder her forthcoming book<a href=""> "Flatlining Race, Work, and Health Care in the New Economy" here. </a><br><br>And for giggles, check out SNL's Black Jeopardy Skit <a href="">here.</a>&nbsp;<br><br><br><br><br>
Feb 13, 2019
Ep. 160  — How Ash Cash Dodged Foreclosure, Ditched His Day Job and Became an Entrepreneur
<a href="">Ash Cash</a> worked his way up from bank teller to bank branch manager to the CEO of a credit union over the course of a decade. He also nearly lost his Bronx, NY home during the 2008 housing crisis. In this special episode of Brown Ambition, we invited Ash to relive those trying days and share the steps he took to help his family get back on track.<br><br>"I ate my humble pie and learned from it," Cash said in today's interview. "That’s what opened my eyes to residual income and having your money work for you."<br><br>About Ash: Ash Cash is the author of seven (!) personal finance books and the founder and Chief Financial Educator at MindRight Money Management, a Financial Education and Media company that aims to help people manage their money better in order to live the life that they want.<br><br><br><br><br>
Feb 06, 2019
Ep. 159 — So, About That Guy Who Scammed Tiffany Out of $25,000...
Happy Brown Ambition Wednesday!<br><br>On today's show, Tiffany gets revenge (kind of!) on the man who scammed her out of $25,000 in her early 20s. Let's just say Karma is a... you know what.<br><br>We also talk about the study covered in the Washington Post that found most women who are successful have at least one thing in come — small, powerful networks of strong female friends! <br><br>In other news, the shutdown is over but how can federal workers be better prepared for the next time Congress decides to play chicken with their livelihoods? We offer some tips. <br><br>If you have a question for the show, send us a note at!<br><br>As mentioned on the show: <br><br><a href="">Are scholarships taxable? </a>— StudentLoanHero<br><br><br><br><br><br>
Jan 30, 2019
Ep. 158 — Fertility Chronicles & Credit Repair
Happy Brown Ambition Wednesday!<br><br>We'd love to answer your financial and career questions on the show. Hit us up at or visit<br><br>A few things mentioned on the show today:<br><a href=""></a><br><a href="">How to Recognize a Credit Repair Scam <br></a><br><br><br><br>
Jan 23, 2019
Ep. 157 — Shutdown Woes & Debt Consolidation Qs
Happy Brown Ambition Wednesday!<br><br>We are looking for listeners to feature their debt payoff success stories on the show!<br>Know anyone who's interested in being a guest?<br>Email us at!<br><br>As mentioned on the show, you can shop and compare secured card offers at <a href="">MagnifyMoney's marketplace &gt; </a><br><br><br><br><br>
Jan 16, 2019
Ep. 156 — New Year, New You!
Happy New Year, Brown Ambition fam! We're back from our holiday break and ready to kick off 2019.&nbsp;
Jan 08, 2019
Best of 2018 — Meet the Couple Who Paid Off $100,000 of Debt in One Year
We're looking back on 2018's biggest episodes. How could we forget Faith and Leo, the Atlanta newlyweds who realized they carried over $211,000 worth of debt into their marriage?<br><br>Rather than give up, they rallied and made a plan to aggressively tackle their debt. Faith, a nurse practitioner, took on a part-time job working overnight 5 or 6 days a week. Leo, an occupational therapist, also worked a part-time job in addition to his 9 to 5.<br><br>As of May 2018, they successfully paid down $100,000.<br><br>They shared their story with us in June. Tune in and hit us up on <a href="">Twitter</a> or <a href="">Instagram</a> let us know what you think about their story!<br><br><br>
Dec 26, 2018
EP. 155 — The Credit Question That Had Us Both Stumped
Happy Brown Ambition Wednesday!<br><br>Have you finished your holiday shopping yet? Check out a few of our sponsors: <br><br><strong>StoryWorth</strong>: StoryWorth makes it easy and fun for your loved ones to share their stories, with weekly emailed story<br>prompts - questions you’ve never thought to ask. At the end of the year, they’ll get their stories bound in a beautiful hardcover book. <strong>For $20 off, visit </strong><a href=""><strong></strong><br></a><br><strong>EveryPlate</strong>: The meal-kit delivery service that won't break the bank. <strong>For 50% off your first box of EveryPlate, go to </strong><a href=""><strong></strong></a><strong> and enter BROWNAMBITION at checkout. <br></strong><br><strong>Pact</strong>: Invest in the future of your family, women worldwide and the planet at <a href=""></a>. <strong>Enter code BrownAmbition at checkout for 25% off your first order. <br><br>Lola:</strong> A female-founded company offering a line of organic cotton tampons, pads, liners and all-natural cleansing wipes. LOLA products come in a simple, customizable subscription so you get exactly what you need, exactly when you need it. <strong>For 40% off all subscriptions, visit </strong><a href=""><strong></strong></a><strong> and enter promo code BROWNAMBITION when you subscribe!</strong><br><br><br><br><br><br><br>
Dec 12, 2018
Ep. 154 — Student Loan Forgiveness + Entrepreneur Woes
Dec 05, 2018
Ep. 153 — 'Deleting' Bad Credit History Isn't a Thing
As mentioned on today's show: <br><br><a href=""><strong>The Best Prepaid Debit Cards</strong></a> via CreditKarma <br><a href=""><strong>“Thanksgiving Myths, Legends and Lies: Why Settlers Really Started the Annual Feast”</strong></a>via Fortune<br>(Thanks for sharing this BA listener @<a href="">Umwiza</a> on Twitter)
Nov 28, 2018
Ep. 152 — Debt-Free For the First Time In 20 Years
Looking for the perfect holiday gift for a loved one? Check out <a href=""> </a><br><br>StoryWorth makes it easy and fun for your loved ones to share their stories, with weekly emailed story<br>prompts - questions you’ve never thought to ask. At the end of the year, they’ll get their stories bound in a beautiful hardcover book. Strengthen your family bonds, and get to know your loved one in a whole new way.<br><br>Go to<a href=""></a> to get $20 off your first StoryWorth gift!
Nov 21, 2018
Ep. 151 — When That Dream Job Might Not Be So Dreamy
Happy Brown Ambition Wednesday!<br><br>On today's show, we take a question from a listener who's torn over a job offer. It's her dream job but she'd be working for a less than amazing company. What should she do?<br><br>For an upcoming episode on pet expenses, we want to hear YOUR pet spending stories. What's the most you've ever spent on your fur baby? Did you regret it, or would you do it all over again? Send us your stories at;<br><br><br><br><br><br><br>
Nov 14, 2018
Ep. 150 — Multi-Level Marketing Rants and Credit Card Tips
Happy Brown Ambition Wednesday!<br><br>Today's show is sponsored by <strong>Hint water. </strong>To receive 36 bottles for $36, visit and use promo code BROWNAMBITION.<br><br>Here are a few links to resources mentioned on the show: <br><br><a href="">The Ultimate Guide to Student Loan Forgiveness</a> —<br><a href="">The Best Travel Cards of 2018</a> — <br><a href="">What is Multilevel Marketing?</a> — AARP&nbsp;
Nov 07, 2018
Ep. 149 — Coping With Financial FOMO
Today's show is sponsored by <strong>EveryPlate</strong>, <br><br>With America’s Best Value Meal Kit, you get amazing, chef-designed meals for just $4.99 per serving. EveryPlate does the meal planning, shopping, and prepping for you, taking the time-consuming guesswork out of cooking. Recipes come together in about 30 minutes – definitely faster than a trip to the grocery store!<br><br><strong>For 50% off your first box of EveryPlate, go to </strong><a href=""><strong></strong></a><strong> and enter BROWNAMBITION at checkout.&nbsp;</strong>
Oct 31, 2018
Ep. 148 — Battle of the Sexes with Paychecks & Balances
This is a show years in the making — we finally have our podcast pals Rich and Marcus from Paychecks and Balances on the show! The guys join us to tackle some awkward and controversial questions about money and relationships. <br><br>Follow Rich and Marcus <a href="">@paybalances</a>.<br><br>Today's show is sponsored by Lola, a female-founded company offering a line of organic cotton tampons, pads, liners and all-natural cleansing wipes. LOLA products come in a simple, customizable subscription so you get exactly what you need, exactly when you need it. For 40% off all subscriptions, visit <a href=""></a> and enter promo code <strong>BROWNAMBITION</strong> when you subscribe!&nbsp;<br><br><br><br><br><br>
Oct 24, 2018
Ep. 147 — How Tiffany Saved $100,000 On Her Taxes By Making One Crucial Change
Happy Brown Ambition Wednesday!<br><br>Today's show is sponsored by <strong>Lola</strong>, a female-founded company offering a line of organic cotton tampons, pads, liners and all-natural cleansing wipes. LOLA products come in a simple, customizable subscription so you get exactly what you need, exactly when you need it.<br><br> <strong>For 40% off all subscriptions, visit </strong><a href=""><strong></strong></a><strong> and enter promo code BROWNAMBITION when you subscribe! <br></strong><br><br><br><br><br><br>
Oct 17, 2018
Ep. 146 — How Tela Holcomb Doubled Her 401(k) In 6 Months and "Traded" Her Way to Financial Independence
Tela Holcomb, is a self-described "mom, wife, six-figure stocks and options trader, 9 to 5 survivor, risk taker and freedom catcher." <br><br>But she wasn't always a stock trading wiz. It wasn't until Tela lost her job in 2012 that she decided to dive into learning all she could about the stock market. <br><br>Today, Tela supports herself on income she earns from a combination of short-term stock trading and long-term investing and saving, as well as income earned from teaching online courses on how to trade. She joins Brown Ambition today to offer tips* for beginner investors looking to get into the market — and gets real about what it really means to trade, day trade and invest (yep! they are all different). From purchasing her first stock (Coach!) to making $12,000 in three days to losing $7,000 in the blink of an eye, Tela opens up about the good, the bad and the ugly side of the market and how you can avoid common pitfalls.<br><br>"Start with the products and services you know because it's going to motivate to you to keep going.<br><br>If you're looking to start learning more about stock trading, check out Tela's free online course: <a href=""></a>. <br><br>And check her out elsewhere: <br><br>Blog: <a href=""></a><br>Facebook: <a href=""></a><br>Instagram: <a href=""></a><br>YouTube: <a href=""></a><br><br>*<em>Disclaimer: Any conversations on our show about investing and investing strategies shouldn’t be taken as investment advice. This is strictly for education purposes and if we mention companies or specific strategies, it’s not a recommendation but rather an example. </em><br><br><figure class="attachment attachment-preview" data-trix-attachment="{&quot;contentType&quot;:&quot;image&quot;,&quot;height&quot;:533,&quot;url&quot;:&quot;;size_mode=3&quot;,&quot;width&quot;:800}" data-trix-content-type="image"><img src=";size_mode=3" width="800" height="533"><figcaption class="caption"></figcaption></figure><br><br><br>
Oct 10, 2018
Ep. 145 — Real Talk for the Debt Divas Out There
Happy Brown Ambition Wednesday!<br><br>We're bi-coastal this week y'all, as Mandi gets into vacay mode on the West coast (kind of...) and Tiffany returns from her Universal Studios Budgetnista retreat.<br>This week we dive into our reader mail bag to answer your burning debt questions. Have a question for us? Hit us up at or shoot us a note at<br><br><br><br><br>
Oct 03, 2018
Ep. 144 — How The Recession Made Us Stronger...and How We're Preparing for the Next One
We reflect back on the financial crisis on the 10 year anniversary and talk about how it impacted our finances and career. <br><br>We want to hear your recession comeback stories. Send us an email at <a href=""></a> or tweet us <a href="">@theBApodcast</a> to let us know how the recession touched your life in good ways or bad and how you've changed since. <br><br>***<br><br>Want help putting together a meal in a pinch? <br><a href="">EveryPlate</a> is the cheaper, healthier alternative to takeout or delivery. You get to enjoy amazing, chef-designed meals for just $4.99 per serving&nbsp; EveryPlate is already super affordable but they put together an even sweeter deal for Brown Ambition listeners: <br><br><strong>Brown Ambition listeners can get 50% their first box of EveryPlate.</strong> Go to <a href=""></a> and enter promo code <strong>BROWNAMBITION. </strong><br><br><br><br><br>
Sep 26, 2018
Ep. 143 — Fertility Fixer Upper
Happy Brown Ambition Wednesday!<br><br>On today's show:<br><br><ul><li>A long-awaited health/family update from Tiffany</li><li>What happens when taxes go unpaid?</li><li>When's the right time to ask for a credit limit increase? Resources mentioned:&nbsp;</li></ul><br><br><a href="">MagnifyMoney's guide to handling tax debt<br></a><br><a href="">XY Planning Network,</a> a great resource if you're looking for a fee-only financial planner.&nbsp;<br><br><br><br><br>
Sep 19, 2018
Ep. 142 — Think Outside the 401(k) — Tips to Invest for Wealth from Mandi's Financial Planner
We are kicking off Season 4 of Brown Ambition with a long-awaited investing episode. If you're wondering how you can start investing for wealth beyond your 401(k) this is the show for you. We're joined by Mandi's personal financial planner <a href="">Helen Ngo of Capital Benchmark Partners</a> to go step by step through the process — from choosing your investments to deciding which types of accounts to open. You can schedule a <a href="">FREE consultation </a>with Helen via her website.&nbsp;<br><br><br><br>
Sep 12, 2018
How A Hand-Me-Down House Helped This Couple Pay off $110,000 of Debt
Eight years ago, <a href="">Aja McClanahan</a> and her husband were $110,000 in the hole and in a constant tug-of-war with debt collectors. So they decided to make a drastic move in order to tackle their debt head-on. Mandi sat down with Aja this week to chat about how they finally became debt-free and what advice she has for others out there feeling overwhelmed by their own debt. "You don't need a lot of money to do this," she says. "Being disciplined helped."&nbsp;<br><br>Brown ambition is back with new episodes on Sept. 12!<br><br>Have a question you'd like featured on the show? Send us a note at;
Sep 05, 2018
Awesomely Luvvie Ajayi
Happy Brown Ambition Wednesday!<br><br>We are looking back at our favorite episodes over the last (3!) years as we prepare for season 4 of the podcast.&nbsp;<br><br>New episodes begin airing Sept. 12.&nbsp;<br><br>Enjoy this look back at our EPIC interview with author, speaker and Luvvie Ajayi. And, if you haven't yet, get her book "I'm Judging You: The Do Better Manual" and check out her podcast "Rants and Randomness".<br><br><br><br>
Aug 29, 2018
Ep. 141 — Confessions of an Entrepreneur
Happy #BrownAmbition Wednesday!<br><br>On today's show, Tiffany opens up about the pressures of scaling what was once a one-woman business into a juggernaut with full-time employees, benefits, and all the complications that come with it. <br><br>"It's so much more than just the people who are involved. When I talk to [my employee] on the pone and I hear her baby crying I think oh my gosh it’s not just her. This has to work for all of us... There’s so many people are depending on this working. It's a lot of pressure but it’s also a lot of fulfillment to be able to do this work."<br><br>Also, on the show Tiff announces a special deal on the Live Richer Academy. Sign up at <a href="">!<br></a><br>&nbsp;<br><br><br><br>
Aug 22, 2018
Ep. 140 —How Much You Should Have Saved by Age 30 (and 40...and 50...)
Welcome back to a new episode of Brown Ambition!<br>&nbsp;<br>&nbsp;On today's show, we dedicate some time to questions from our listeners.&nbsp; One listener wants to know how much she should save by age 30. We take her question on the show <strong>and actually reveal how much WE saved by age 30 ourselves</strong>. Here's a link to the resource mentioned on the podcast, the <a href="">JP Morgan Chase Guide to Retirement</a>. The chart that suggests how much to save by different ages is on page 18! There's also a screenshot on the our website <a href=""></a><br><br>Another listener asks what's worse — a voluntary car repossession or delinquent payments? <br><br>Lastly, we take a question from a listener feeling pressured to have a massive wedding. <br><br>Have a question for the show? Email us at <a href=""></a><br><br><br>
Aug 15, 2018
Ep. 139 – The Personality Test That Can Totally Change the Way You Work
Happy Brown Ambition Wednesday!<br><br>On today's show:&nbsp;<br><br><ul><li>Tiffany's low-budget Greece vacation&nbsp;</li><li>Mandi shares the workplace personality test that totally changed the way she communicates with others at work&nbsp;</li><li>Is a 29.99% APR too high for a personal loan? Should you track your credit with all these data breaches going on? We've got the answers today when we open up our listener inbox to tackle your questions.&nbsp;</li><li>Here are a few links to resources mentioned on today's show!&nbsp;<ul><li><strong>Free credit scores:</strong><ul><li><a href="">Discover Scorecard</a></li><li><a href="">MyLendingTree</a> &nbsp;</li></ul></li><li><strong>Compare personal loans so you know you're getting the best deal possible:</strong><ul><li><a href="">LendingTree's personal loan marketplace</a></li><li><a href="">MagnifyMoney's personal loan marketplace</a></li></ul></li><li><strong>DISC Assessment</strong><ul><li>Learn more at <a href=""></a></li><li>Tony Robbins offers <a href="">a stripped-down, free version of the DISC assessment</a>. Just be aware that you'll be asked for your email and they will add you to his email list.&nbsp;</li></ul></li></ul></li></ul><br><br><br><br><br><br>
Aug 08, 2018
Ep. 138 — Miko Branch, co-founder of Miss Jessie's Hair Care
On today's show, we're joined by Miko Branch, who in 2004 co-founded Miss Jessie's curly hair products with her sister Titi, inspired by their grandmother's homemade recipes They have been serving the curly, kinky and wavy hair community ever since.<br><br><em>This episode originally aired on March 25, 2017.<br></em><br>&nbsp;<br><br>&nbsp;<br><br>
Aug 01, 2018
Ep. 137 – Closing credit cards to cancel debt? Not so fast.
Happy Brown Ambition Wednesday!<br><br>On today's show:&nbsp;<br><br><ul><li>Tiffany's biggest tax lessons as an entrepreneur</li><li>A shoutout to <a href="">Yelp Cash Back</a> — check it out if you haven't yet!&nbsp;</li><li>Today's Q&amp;A features some great listener questions —1) Does interest stop accruing if you cancel a credit card? and 2) What should a husband do if his wife is hesitant to dip into their savings to pay off his student debt? Have a question for us? Hit is up at <a href=""></a></li><li>As mentioned on today's show, here are some helpful link: &nbsp;<ul><li><a href="">&nbsp;Compare Balance Transfer Credit Card Offers</a></li><li><a href="">Best Debt Consolidation Loans&nbsp;</a></li></ul></li></ul>
Jul 25, 2018
Ep. 136 – In Our Feelings
On today's show:&nbsp;<br><br><ul><li>We shoutout listeners who Tweet or Instagram us on each show. Want a shoutout? Hit us up at @brownambitionpodcast on the gram or @theBApodcast on Twitter.&nbsp;</li><li>We take a question from listener Sheena who wants to know if she should defer her student loans in order to pay off her car.&nbsp;</li></ul>
Jul 18, 2018
Ep.135 — Essencefest Recap; Bitcoin Woes; Homebuying Tips
Each week we feature comments/questions from our listeners on Twitter and Instagram! Want to get a shoutout? Hit is up <a href="">@theBApodcast</a> on Twitter or <a href="">@brownambitionpodcast</a> on the gram.&nbsp;<br><br>As mentioned on the show, here are some great resources if you're looking for a low down payment mortgage program:&nbsp;<br><br>LendingTree: <a href="">Your Guide to First-Time Homebuyer Programs<br></a><br>MagnifyMoney: <a href="">The Best Mortgages That Require No or Low Down Payment<br></a><br>HUD: <a href="">Search down payment assistance programs in your area<br></a><br><strong><em>Disclaimer</em></strong><em>: The Q&amp;A segment on our show is when we give off the cuff advice and tips we hope can help you start moving in the right direction — these answers are not intended to serve in place of advice from a certified financial adviser or planner or other financial professional.</em>&nbsp;<br><br>
Jul 11, 2018
Ep. 134: Better a $400 lesson than $4,000 lesson
Happy Fourth of July! We're back with a fresh episode this week.&nbsp;<br><br>We cover:&nbsp;<br><br><ul><li>Tiffany's $400 home improvement whoopsie (ok, it was Super Man's fault technically)</li><li>Risks of <a href="">taking out a 401(k) loan for a home down payment</a></li><li>A listener asks us how we met our SOs and asks for tips on how to date in your 40s. Have a tip to share? Hit us up <a href="">@theBApodcast</a> on Twitter!&nbsp;</li></ul>
Jul 04, 2018
Ep. 133 — The Pregnancy Tax
We tackle some juicy topics on today's show:<br><br><ul><li>Tiffany's decision on a $60,000 home upgrade (Yikes.)</li><li>NYT's sobering report on discrimination against pregnant women in the workplace</li><li>And we take YOUR questions on personal loans, credit cards and how young is too young to build credit.</li></ul>Want to get a shoutout on next week's show?<br><br>Leave us a message on <a href="">Twitter @TheBApodcast</a> or <a href="">Instagram @brownambitionpodcast</a>.<br><br>&nbsp;<br><br>
Jun 27, 2018
EP. 132 — This is America?
Happy Brown Ambition Wednesday! &nbsp;<br><br>On today's show:&nbsp;<br><br><ul><li>This is America? Unpacking the heartbreaking news from the border.&nbsp;</li><li>Personal loans vs credit builder loans</li></ul>
Jun 20, 2018
Ep. 131 — These Atlanta newlyweds Paid off $100,000+ of Debt in 12 Months
On today's show, we have a truly inspiring story to share. Leo and Faith were about to get married when they attended pre-marital counseling at their church. It was then that they were encouraged to sit down and get honest about the finances and their goals as they started a family together. In total, they carried over $211,000 worth of debt — a combination of both student loans and credit card debt.&nbsp;<br><br>Rather than give up, they rallied and made a plan to aggressively tackle their debt in the summer of 2017. Faith, a nurse practitioner, took on a part-time job working overnight 5 or 6 days a week. Leo, an occupational therapist, also worked a part-time job in addition to his 9 to 5.<br><br>As of May 2018, they had successfully paid down $100,000.&nbsp;<br><br>They share their story on today's show. Tune in and hit us up on <a href="">Twitter</a> or <a href="">Instagram</a> let us know what you think about their story!<br><br>
Jun 13, 2018
Ep. 130 — RIP Kate Spade; Socially Responsible Investing; Our Least Favorite Credit Card
Happy Brown Ambition Wednesday!<br><br>Today on the show, we share some messages from our listeners on Twitter and the 'gram. Hit us up <a href="">@theBApodcast</a> or <a href="">@brownambitionpodcast </a>to share your thoughts on this week's episode, give us a shoutout or ask a question.<br><br>One of our listeners has a question about the credit card she realizes might not have been the best choice for her....and <strong>yikes</strong>. It definitely makes our list of our least favorite credit cards. As mentioned on the show, check out this guide to the<a href=""> Best Credit Cards</a> and the <a href="">Best Credit Cards for Students</a>, each curated by the team at MagnifyMoney.&nbsp;<br><br>Also on the show today:<br><br><ul><li>Options for financing a home improvement project</li><li>Socially responsible investing tips&nbsp;</li><li>The awful news that Kate Spade committed suicide rocked us both and reminded us of the importance of leaning on others when we are facing hard times and prioritizing our mental health. The National Suicide Hotline is 1-800-273-8255. As mentioned, here's the <a href="">spreadsheet</a> Tiffany's Dream Catchers Facebook group has crowdsourced with therapists across the country.&nbsp;</li></ul>
Jun 06, 2018
Ep. 129 — 'Roseanne' Shenanigans and Gayle Jennings O'Bryne, Founder of iNTENT Manifesto
Happy Brown Ambition Wednesday! We are BACK with an amazing guest on today's show — Gayle Jennings-O'Byrne, founder and CEO of <a href="">iNTENT Manifesto</a>, a new movement aimed at helping women of color-led startups find investors for their businesses.&nbsp;<br><br>"I had to set my own rules. I remember when I told people I want to unlock $1 billion for black women and women of color. People looked at me like I was crazy but they said OK what do I need to do to help you? "&nbsp;<br><br>We talk to Gayle about why she left her 17-year career at JP Morgan Chase after a health scare to launch iNTENT and what resources are out there for women looking to start businesses today:<br><br>"I just remember thinking, Lord, if I get through this I'm gonna do things differently. And one of those things I said I was gonna do differently was become a champion for women who look like me."<br><br>Sign the manifesto here: <a href=""><br></a><br><figure class="attachment attachment-preview" data-trix-attachment="{&quot;contentType&quot;:&quot;image&quot;,&quot;height&quot;:374,&quot;url&quot;:&quot;;,&quot;width&quot;:332}" data-trix-content-type="image"><img src="" width="332" height="374"><figcaption class="caption"></figcaption></figure><br><br>
May 30, 2018
Rock Your Net Worth in 2018
On today's show:&nbsp;<br><br><ul><li><strong>The most important number to know:</strong> Your net worth! We take a question from listener Ashely about how to manage side hustles to boost her net worth and we chat about what net worth really means and why you should focus on building your net worth in 2018. You can still sign up for<a href=""> Tiffany's Live Richer Challenge: Net Worth edition.</a></li></ul>Have a money or career question?<br><br>Go to <a href=""></a> or send us a note at <a href=""></a>&nbsp;<br><br>*This episode originally aired on Jan 10, 2018.*<br><br>
May 23, 2018
Ep. 128 — Beauty Confessions and Stock Moves
Today on the show: We share some real talk beauty confessions...and when it’s worth it to splurge vs save&nbsp; We used a free stock trading app to buy stocks recently...we’ll tell you how it’s going! We take a question from a listener who wants to know if she should buy a house with her partner before they get married. Yikes.&nbsp; Some links to news stories and sites mentioned on the show! &nbsp;
May 16, 2018
Ep. 127 — So, About That Time Tiffany Got Someone Fired...
May 09, 2018
Ep. 126 — Saving Our Parents From Themselves
Want to get a shoutout on our show? Follow us @brownambitionpodcast on Instagram. Post a photo of yourself, tag us in it and use the hashtag #BrownAmbition. In the post, tell us why you're the ultimate representation of Brown Ambition. On today's show:&nbsp; We discuss ways we all try to save our parents from themselves (and their awful money choices sometimes)&nbsp; Tiffany shares a health update Mandi explains the controversy around Zelle&nbsp; We answer a listener question on 401(k)s&nbsp;
May 02, 2018
Ep. 125 — The Debt Consolidation Cycle
Ep. 125 — The Debt Consolidation Cycle Happy Brown Ambition Wednesday! We're featuring a "win of the week" from our BA listeners on Instagram (@brownambitionpodcast) or Twitter (@theBApodcast). Tell us your win of the week and we might feature it on the show!&nbsp;
Apr 25, 2018
Ep. 124 — Enduring the Unimaginable: CNBC's Sharon Epperson On Surviving a Life-Threatening Brain Aneurysm
In September 2016, Sharon Epperson was at the gym when she felt pain shoot through her head and neck. One S.O.S. call to her husband and several hours later,, she learned she was one of 30,000 people in the U.S. who suffer a brain aneurysm rupture each year. Sharon, who is the senior personal finance correspondent at CNBC, was one of the lucky ones. On today’s show, she calls the experience one of the great blessings of her life and shares her story. *In loving memory of DeShaun Maria Harris.*
Apr 18, 2018
Ep. 123 —  The Best Advice When You're Feeling Under-appreciated at Work
Have 15 seconds to spare? Please take our NEW reader survey! (Yes another one — but this one's more important! Please fill it out :)&nbsp; We need at least 250 to sign up and we're halfway there in less than a day. Y'all are the best. Please fill it out if you haven't yet.&nbsp; xxMandi &amp; Tiffany
Apr 11, 2018
Ep. 122 — The 2 Documents You Need to Have Before You Die
Today on the show we have attorney extraordinaire Art Steele. Art Steele is a business and estate planning attorney who helps entrepreneurs and families protect what matters most. She started her own law firm in 2014 and started the Legal-EASE for Entrepreneurs Podcast in 2016 which empowers minority business owners to tackle the legal needs of their business.&nbsp; &nbsp;
Apr 04, 2018
Ep. 121 — Parental pressures
Happy Brown Ambition Wednesday!<br><br>Today on the show:&nbsp;<br><br><ul><li>The parental pressure around baby birthday parties — let's discuss.&nbsp;</li><li>The Federal Reserve Bank raised rates again last week....what the heck does that mean for us? Mandi explains.</li></ul>Today on the show we mentioned the Credit Karma credit score simulator:&nbsp;<br><br><figure class="attachment attachment-preview" data-trix-attachment="{&quot;contentType&quot;:&quot;image&quot;,&quot;height&quot;:607,&quot;url&quot;:&quot;;,&quot;width&quot;:641}" data-trix-content-type="image"><img src="" width="641" height="607"><figcaption class="caption"></figcaption></figure><br><br>And also <a href="">You Need a Budget</a> is a solid app/budget management tool.&nbsp;<br><br>
Mar 28, 2018
Ep. 120 — How She Paid off $80,000 Worth of Debt By Age 30
This week, we welcome a very special young entrepreneur who recently reached out to the show to tell us her story of clawing her way out of $80,000 worth of debt.&nbsp; Have a question or know someone brilliant who should be featured on the show? Hit us up at
Mar 21, 2018
Ep. 119 — What Does Student Loan Forgiveness Really Mean? (And other questions you've been asking!)
Today's show is all about YOU, our lovely listeners. We're shaking up our mail bag and answering your burning money and career questions.&nbsp; Have a question? Hit us up at; We're having a special guest soon to talk about ALL the documents you should have in order before you die...a will? Power of Attorney? What does that even mean anyway? We've got you covered. Send us your estate planning Qs and we'll select a few to discuss on the show!&nbsp;
Mar 14, 2018
Ep. 118 — The One Thing You Should Never Do on a Job Application
On today's show:&nbsp; Life insurance, the thing everyone should talk about but never does! We are determined to make it sexy. -Wanna know the one thing you should NEVER do on a job application? Tune in to hear Mandi's hiring nightmare. -Tiffany's got a productivity coach update! -#OscarsSoWOKE -Happy Independence day Ghana! Here's another excuse to read Mandi's favorite book of the year — Homegoing by Ghanian-American novelist Yaa Gyasi.&nbsp;
Mar 07, 2018
Ep. 117 — Housing updates; How to Save for Retirement in Your 50s
Have a question for the show? Head to; Also, we're on Instagram! @brownambitionpodcast
Feb 28, 2018
Ep. 116 — Wakanda Forever
Happy Brown Ambition Wednesday! On today's show: Black Panther won the weekend and we are still processing y'all.&nbsp; We take a listener's question about dealing with a collection bill after a hospital visit Shoutout to the kids of Parkland, FL who are rallying together to call for more gun control&nbsp; Mandi reveals the project management tool she can't live without (Spoiler alert: it's called Trello!)
Feb 21, 2018
Ep. 115 — Is This the Worst Time Ever to Buy a House?
Thanks to everyone who's completed our listener survey! There's still time for you to take it here: On today's show:&nbsp; We debate the merits of homeownership in today's housing market. Are we making the biggest mistake ever? &nbsp; Mandi breaks down "mortgage amortization" and how you can beat the bank by making extra mortgage payments.&nbsp; Tiffany takes a break from the folks hating on Michelle Obama's official portrait by Amy Sherald (seriously guys?)&nbsp;
Feb 14, 2018
Ep. 114 — What to Do When the Stock Market Drops and Everyone is Freaking Out
Happy Brown Ambition Wednesday!&nbsp; Show us the love by taking this SHORT 2-min survey so we can get to know our listeners better: On today's show: -Mandi's got some BIG news...and does the one thing she said she never thought she'd do in New York.&nbsp; -Tiffany's back and recovering well from surgery.&nbsp; -Mandi offers some perspective on the EPIC stock market drop felt 'round the country last week and explains WHY it really happened.
Feb 07, 2018
Ep. 113 — Sooo... Should I File Bankruptcy or Nah?
This episode originally aired in September 2017. Thanks for your support as Tiffany is recovering from surgery (all is well! Just needs a little R&amp;R!). Feel free to shoot her a get well message @theBApodcast or on Facebook on the Brown Ambition page.&nbsp;
Feb 01, 2018
Ep. 112 — Tiffany preps for surgery; Mandi uncovers her Nigerian roots; We talk low down payment mortgages
On today's show, we take a question from listener Kim, who wants to know: Do you really need to put down 20% on a house? Send us your money and career questions at! &nbsp;
Jan 24, 2018
Ep. 111 — Saving For Retirement vs. Paying Off Debt
Have a question for us on finances or your career? Hit us up at! You can remain anonymous, just let us know when you leave our question.&nbsp; On today's show:&nbsp; Yes, we address the S**thole comment, with a focus on some of the beautiful responses from people around the world.&nbsp; Tiffany has a health update! Shoutout to the cofounders of the Black Lives Matter movement who have a new joint memoir out this week: When They Call You a Terrorist
Jan 17, 2018
Ep. 110 — Rock Your Net Worth In 2018
2018 is well underway and Brown Ambition is back! On today's show:&nbsp; Golden Globes: Queen O rocks the world with her speech on female empowerment; celebs walk the red carpet in black alongside activists like #MeToo movement founder Tarana Burke Holiday debt: Mandi reveals how much holiday debt Americans took on in 2017, from the latest MagnifyMoney survey. The most important number you can know: Your net worth!&nbsp;
Jan 10, 2018
Ep. 109 — Ask The Money Coach! How to Rock Your Salary Negotiation in 2018
Happy New Year to all! Brown Ambition returns with fresh episodes (and a special NET WORTH edition!) on January 9. In the meantime, we are re-airing our most popular episode of 2017 — our interview with our favorite money and career expert, Lynette Khalfani-Cox aka "The Money Coach". On the show, Lynette shares her best advice on how to negotiate on the job
Jan 03, 2018
Ep. 108 — Buying Bitcoin; Big Retirement Talks; Interview Gripes
Happy holidays, BA Fam! This is our last show for 2017 but we will be BACK with fresh new episodes starting Jan. 10! On the Brown Ambition menu for this week... Holiday anxiety Work gripes when tools don't work Tiffany's having The Big Talk with her mom about retirement Also...guess who bought some Bitcoin! Question: Listener Brittany asks: Should I leave my financial job and move to NYC to become a writer?
Dec 20, 2017
Ep. 107 — New Year's Goals
Hey BA Fam! We hope you're not going too crazy with all the holiday hoopla. We're all on our grind at work so we can take a few days off to spend with family but remember to take some deep breaths, take it one day at a time, and be kind to yourself.&nbsp; Hit us up with your financial resolution questions at or visit;
Dec 13, 2017
Ep. 106 — Tax reform! #@$* is getting real.
On today show:&nbsp; Tax reform! #@$* is getting real. Here's what you need to know.&nbsp; Listener "Mrs. Newlywed" has a question about managing her budget and bills with her new husbae.&nbsp; We have a few suggestions.&nbsp; Have a question for us? Please send us a note at or head over to! &nbsp;
Dec 06, 2017
Ep. 105 — Bitcoin Mania and Business Bank Accounts
Thanks for listening! Please share the love by leaving us a review on iTunes.&nbsp;;
Nov 29, 2017
Ep. 104 — Tis the Season for Debt
On today's show: Tiffany's epic travels continue We talk Black Friday don'ts Anonymous listener "Shonda" wants to know whether or not she should move forward with a voluntary repossession of her car.&nbsp; Check out more episodes at! And please get in the holiday spirit a little early and write us a quick review on iTunes! xx Mandi &amp; Tiffany
Nov 22, 2017
Ep. 103 – Redefining Wealth with Patrice Washington
One of our all-star guests is back on the show! Patrice Washington, America's money maven, author, speaker and new podcast host joins us to talk about the last two years. She gets real about the moment in her kitchen that changed the trajectory of her business two years ago and opens up about her new philosophy about managing career, marriage, and motherhood all at once.&nbsp; Check out Patrice at and her new podcast, Redefining Wealth on iTunes.
Nov 15, 2017
Ep. 102: Back By Popular Demand
We're back after a brief absence (!) as Tiffany took an epic adventure to Aussieland.&nbsp; On today's show:&nbsp; Tiffany's Australia trip wrap-up, including spending time with the founders of the Black Lives Matter movement. Mandi's half marathon win&nbsp; Tax reform! The GOP's new tax reform plan is out. We'll touch on how it might impact your wallet. It's Open Enrollment season and time for millions to choose a new health plan!&nbsp;
Nov 08, 2017
Ep. 101 — The Truth About All Those Free Credit Scores
Happy Brown Ambition Wednesday! On today's show... We take some of your burning credit card questions and reveal the little known truth about those free credit scores that so many sites and credit cards offer these days. As promised, here's the MagnifyMoney guide to getting your free credit score &gt;&nbsp; Please leave us a review while you're here! It is such a huge help because it helps others find our show on iTunes. xx
Oct 25, 2017
Ep. 100 — How to Invest Beyond Your 401(k)
Happy 100th episode BA fam! Help us celebrate by leaving us a review on iTunes! xx On today's show, we talk about the sneaky little secret Mandi has been keeping. She's a cash hoarder! And it's finally time to start thinking beyond the basic savings account and 401(k) and exploring other ways to invest, which we'll cover on today's show.&nbsp;
Oct 18, 2017
Ep. 99 — The Courage to Speak Up
Watching the latest sexual harassment bombshell unfold, this time in the face of media mogul Harvey Weinstein, has been another opportunity to reflect on the enormous courage it takes to speak up and speak out against harassment.&nbsp; We also cover Jemele Hill's recent suspension* by ESPN and the Dove Ad that is stirring up controversy.&nbsp; One more episode till 100!!!! *Correction: Hill was suspended not fired. Sorry for the mistake.&nbsp;
Oct 11, 2017
Ep. 98 — Pumpkin Spice and Nothing Nice
Our hearts are with the victims of the senseless attack in Las Vegas, as well as our fellow Americans in Puerto Rico still struggling in the wake of hurricane Maria. GoFundMe has a page for Las Vegas shooting-related fundraisers: You can also show solidarity by signing up to donate blood wherever you live:
Oct 04, 2017
Ep. 97 — When Past Debts Come Back to Haunt You
It's a packed show, per usual!&nbsp; We address the NFL/Trump drama, cover an unexpected bump in the road for Tiffany and Superman's home purchase, and talk about the pros and cons of cooking in bulk (Hey - it's not for everyone). Today's question is from listener Tiyana. She asks: Can I rebuild my credit with a secured card?&nbsp;
Sep 27, 2017
Ep. 96 — Son of a Breach
On today's show: -What can you do to protect your identity after the MASSIVE Equifax data breach? We've got you covered! As mentioned on the show, check out the MagnifyMoney Guide to Credit Monitoring and Identity Theft Protection and our tips on what to do after the hack.&nbsp; -Tiffany's got a house update! Is it good news? -#EmmysSoBrown Today's question from listener Tracy: "What do I do when my landlord's home goes into foreclosure and they want to evict me?"
Sep 20, 2017
Ep. 95 — When Credit Debt Spirals Out of Control; How to Tell When You're Growing vs. Struggling at Work; #BlackGirlMagic Wins
Happy Brown Ambition Wednesday! That's right — Brown Ambition is now airing Wednesday mornings.&nbsp; On today's show...&nbsp; -Mandi shares the truth about struggling at work — sometimes the struggle is really proof that you're growing.&nbsp; -Tiffany has a housing update! Find out what happened with the foreclosure property she and Super Man placed a bid on this month. Today's Question: Did my credit card company really just cancel my account because I fell behind on payments? &nbsp;
Sep 13, 2017
Ep. 94 — Hump Day Goals
Sorry, Tuesday, Brown Ambition found a new bae called Wednesdays. Beginning Wednesday Sept. 13 catch new episodes of Brown Ambition every Wednesday! Sorry in advance for all the bad hump day jokes... On today's show: -How to get out of a bad auto loan? -How do I know it's a good idea to move cities? -Tiffany's house hunt continues &nbsp;
Sep 05, 2017
Ep. 93 — So...I Hate My Job! What Do I Do Now?
ATTENTION BA FAM: Beginning Sept. 13, Brown Ambition will be airing on Wednesday mornings! We are giving you a heads up so we don't catch anyone by surprise.&nbsp; Enjoy the show! As ever, please send us a note at And while you're at it, please leave us a review! :)
Aug 29, 2017
Ep. 92 — The Student Debt Show of Your Dreams ft. Financial Aid Expert Angela Howze
It's finally here, BA Fam! A show entirely dedicated to YOUR questions about student loan debt.&nbsp; To find a list of resources mentioned on the show, check out this link &gt; We are joined by Angela Howze, a financial aid expert and owner of the Financial Aid Strategist, a nonprofit company that aims to help students and their families plan and pay for college without drowning in debt.
Aug 22, 2017
Ep. 91: When You Have To Be Your Own Best Advocate
On today's show, we discuss the importance of being your own self advocate in your life and especially in your career — even if it feels like the most uncomfortable thing in the world. Thank you for your continued support! Please leave us a review on iTunes to let us know how you feel about the show. xx Yours in Brown Ambition, Mandi &amp; Tiffany
Aug 15, 2017
Ep. 90 — Find Your Travel Tribe
Evita Robinson, Founder of the Nomadness Travel Tribe, joins the show to talk about how she created the company from scratch at the forefront of the black millennial travel movement, her plans to grow and how she deals with her competitors. This episode originally aired June 27.
Aug 08, 2017
Ep. 89 — Reclaiming Our Time! Black Women’s Equal Pay Day; and Why Paying Your Credit Card Off Early Can Actually Hurt Your Score
We wish you all a happy Black Women's Equal Pay Day. Check out this report by the Economic Policy Institute on the gender/racial pay gap that is effecting women of color in the U.S. — and some myths about why Black women are still so far behind in the fight for equal pay. As always, stop by to reach out with questions. And please don't forget to leave us a review on iTunes! Your support helps us keep growing more and more with each episode.&nbsp;
Aug 01, 2017
Ep. 88 — Medical Billing Nightmares and How to Solve Them
On today's show, we swap medical billing nightmares and take a question from listener Latoya who says she was pursued for a medical debt she didn't owe. We offer tips on how to fight back when debts appear on your credit report that you know you don't owe, and share how Latoya was able to resolve her own medical billing nightmare. As mentioned on the show, here's a link to, where you can compare prices for many medical procedures in different ZIP codes.&nbsp;
Jul 25, 2017
Ep. 87 — Fibroids and Finances
On today's show...<br><br>Tiffany does a quick debrief on Jay Z's 4:44 album and the financial lessons hidden in the lyrics...<br><br>Mandi recaps her visit to the National Museum of African American History and Culture in Washington, D.C.<br><br>Tiffany gives us a big health update after an awkward (?) yet educational visit to the doctor &nbsp;<br><br>We take a question from a listener who wants to know how she can prepare when she knows she'll be laid off and has nearly $40,000 worth of debt at the same time.&nbsp;<br><br>A <a href="">recent survey</a> found the average U.S. employee has only taken about half (54%) of their PTO days in the past 12 month. And we have just one question: BUT WHY THO???<br><br>Link mentioned in the show:&nbsp;<br><br><a href="">MagnifyMoney's Balance Transfer comparison tool<br></a><br>
Jul 18, 2017
Ep. 86 — How Tiffany Erased $18,000 Worth of Student Debt; Essencefest Observations; Marriage and Finances
We are BACK with a packed show. On the agenda for today:<br><br>Tiffany reveals how she got $18k of her student loan debt *POOF* forgiven! And we are spinning off this segment into an entire show dedicated to student loan debt. That means we need YOU to send us your student debt questions by visiting or sending us an email at brownambitionpodcast[at]gmail[dot]com.&nbsp;<br><br>We discuss Essencefest and Tiffany's observation that some of the most powerful women in business are secretly...MISERABLE? Apparently money can only buy so much happiness.&nbsp;<br><br>Then we take your questions:&nbsp;<br><br>-How do I remove myself as a cosigner on my relative's auto loan? <br>&nbsp;-Should I get a credit card outside of my credit union? (As promised, here's a link to <a href="">MagnifyMoney's credit card search tool</a>)<br> -How do my husband and I split the mortgage now that we're married?<br><br>Other updates:<br><br>Check out the <a href="">latest issue of Fast Company</a>! Brown Ambition was listed among the top 10 business podcasts to listen to. Thank you for your support!<br><br><figure class="attachment attachment-preview" data-trix-attachment="{&quot;contentType&quot;:&quot;image&quot;,&quot;height&quot;:1387,&quot;url&quot;:&quot;;,&quot;width&quot;:1116}" data-trix-content-type="image"><img src="" width="1116" height="1387"><figcaption class="caption"></figcaption></figure><br><br>&nbsp;<br><br>
Jul 11, 2017
Ep. 85: Evita Robinson, Founder of the Nomadness Travel Tribe and Mother of the Black Travel Movement
In September 2011, Evita "Evie" Robinson created the <a href="">Nomadness Travel Tribe</a>, "an online social community for travelers all around the planet, who have the similarity of an urban background and were looking for likeminded travelers to connect with around the world."<br><br>What she did was kick off a new travel revolution, spurring thousands of travelers, the majority of whom are millennial black women, to pack a bag and see the world.&nbsp;<br><br>&nbsp;<br><br>These days, Evie is laser focused on how to take Nomadness to the next level, from hosting events around the world to purchasing vacation properties and, of course, staking her claim as the mother of the black travel movement. This Fall, her first TED talk, in which she discusses the history of travel in African American communities from the days of Jim Crow and segregation to Nomadness today, will hit the web.&nbsp;<br><br><strong>On facing adversity:</strong> "Sometimes the universe edges you into things. Life is really rough with me because I think it knows I can handle it. Sometimes it'll just kick you off the cliff and you've gotta free fall a little bit before you realize how to fly on your own."<br><br><strong>On her four-year journey to a profitable business:</strong> "I'm not gonna make money one way. I'm gonna make money 10's all about diversifying your income."&nbsp;<br><br><strong>On facing competition from other black travel upstarts:</strong> "It's about innovating and thinking outside of the box and staying true as hell to who you are regardless of what other people are doing in your space."<br><br>Learn more about Nomadness at<br><br>
Jun 27, 2017
Ep. 84: Ready to Quit Your Job to Launch a Business?
<figure class="attachment attachment-preview" data-trix-attachment="{&quot;contentType&quot;:&quot;image&quot;,&quot;height&quot;:601,&quot;url&quot;:&quot;;,&quot;width&quot;:500}" data-trix-content-type="image"><img src="" width="500" height="601"><figcaption class="caption"></figcaption></figure>Throughout her entire career in the banking industry, Marsha Barnes was always a diligent saver. But she never understood what she was saving for until two years ago. It was then that she decided to launch The Finance Bar, a startup mobile — yes, as in wheels — personal finance hub meant to empower people to take control of their finances. The journey wasn't always easy — Marsha sunk over $35,000 of her own savings into the business and didn't make money right away. When she finally quit her job in December 2016 to focus on the business, she took a huge gamble — on herself.<br><br>"What if you just wake up one day and there's something different that you want to do in life? How do you pivot?&nbsp;<br><br>For me, one day I woke up and I said 'I want to leave my job to do something that I really love to wake up and do.' And that is why I was saving money all along. I just didn’t realize it."<br><br><figure class="attachment attachment-preview" data-trix-attachment="{&quot;contentType&quot;:&quot;image&quot;,&quot;height&quot;:419,&quot;url&quot;:&quot;;,&quot;width&quot;:630}" data-trix-content-type="image"><img src="" width="630" height="419"><figcaption class="caption"></figcaption></figure><br><br>&nbsp;<br><br>
Jun 20, 2017
Ep. 83: Ask The Money Coach! How to Rock Your Salary Negotiation ... And What Really Happens When Your Kid Loses a $50K College Scholarship?
This episode has it all! We are joined by our favorite money and career expert, Lynette Khalfani-Cox aka "The Money Coach".&nbsp;<br><br>Lynette went from a career as a journalist to an entrepreneur commanding $12,500 speaking fees, authoring over a dozen books, and crafting financial courses for consumers and businesses alike. Her website is <a href="">;<br></a><br>On the show, Lynette shares her best advice on how to negotiate on the job. Her biggest tip? Know what your minimum salary requirement is before you even walk into an interview! And she has tips on how to find YOUR perfect number on today's show.&nbsp;<br><br>Then, Lynette not only answers YOUR questions about managing the cost of college, she tells you personal lessons she learned after sending off her eldest daughter to college last year.&nbsp;<br><br>Like many kids in college, her daughter struggled to adjust and when her GPA dropped below the 3.5 minimum for her tuition scholarship, Lynette and her family were suddenly faced with a $50,000 out of state tuition bill. She tells Brown Ambition the unique and BRILLIANT way she and her hubby decided to tackle that hurdle and shares other tough lessons she's learned about preparing her kids for college life.<br><br><figure class="attachment attachment-preview" data-trix-attachment="{&quot;contentType&quot;:&quot;image&quot;,&quot;height&quot;:900,&quot;url&quot;:&quot;;,&quot;width&quot;:600}" data-trix-content-type="image"><img src="" width="600" height="900"><figcaption class="caption"></figcaption></figure><br><br>
Jun 13, 2017
Ep. 81 — Good News & Bad News
Our hearts are with the families and victims of last night's attack at an Ariana Grande concert in Manchester.&nbsp;<br><br>Spread a little love in the world today, BA fam — we could all use some!<br><br>--<br><br>Want to ask a question or share a story with us?<br><br>Hit us up on our Facebook page: <a href=""><br></a><br>
May 23, 2017
Ep. 80 — Saving on medical expenses, refinancing student debt + busting the myth about balance
As mentioned on the show, check out these helpful resources to find about more about student loan refi options:&nbsp;<br><br><br>&nbsp;<a href="">MagnifyMoney<br></a><br><a href="">Loan consolidation vs. refinancing&nbsp;<br></a><br>&nbsp;<br><br>Curious about opening an FSA? Check out these explainers.&nbsp;<br><br><a href="">What's an FSA?</a> -<br><br>
May 16, 2017
Ep. 79 — Sh-- Pie
We're back!&nbsp;<br><br>If you're new to the show and want to show your support, we would so appreciate it if you could leave us a review on iTunes. It gives us a huge boost and helps others find the show!<br><br>Yours in brown ambition,<br><br>Mandi &amp; Tiffany<br><br>
May 09, 2017
Ep. 78 — The Honeymoon's Over, We are Debunking Co-Signing Myths, Plus's Morgan DeBaun is Back on the Show!
Thanks for letting us take a mini hiatus, BA Fam!<br><br>We are back with a packed show. So. Much. Has. Happened!<br>&nbsp;<br>&nbsp;Serena's preggo?<br><br>Bill O'Reilly is out of a job? <br><br>Shea Moisture lost their damn minds? <br><br>We cover it all.<br><br>And today's reader question comes from D: Was I right to tell my sister I wouldn't co-sign her mortgage?<br><br>Then, don't miss our interview with <a href=""></a> co-founder Morgan DeBaun, who's talking all about her new lifestyle brand <a href=""></a> and how she's working to help other women -- including herself -- take better care of themselves both at work and at home.&nbsp;<br><br>&nbsp;<br><br>&nbsp;<br><br><br>
May 02, 2017
Ep. 77 — How TIffany Went From $300k In Debt and a Foreclosure to Running a Six-Figure Business
This is our last episode before we take a brief hiatus so that Mandi can enjoy her honeymoon!<br><br>We will be back the week of May 8 with a brand new episode!<br><br>In the meantime, we are going out with a bang.&nbsp;<br><br>On this episode, we're cleaning out our inbox and answering some of your burning questions:&nbsp;<br><br>1. How did Tiffany really build her six-figure business? She is opening up and telling us the REAL truth -- the ugly truth -- about entrepreneurship.&nbsp;<br><br>2. What do I do if I'm not happy with my employer's 401(k) options?<br><br>3. How am I supposed to balance work, life, relationships and health?&nbsp;<br><br>&nbsp;<br><br>
Apr 18, 2017
Ep. 76 — A Very Brown Ambition Wedding
You know how family sit coms used to always do one "wedding episode" and the entire thing revolved around all the drama surrounding the Big Day?<br><br>After a year of planning, our girl Mandi is FINALLY tied the knot April 7 in Savannah. Tiffany was there and she's spilling all the details.&nbsp;<br><br>Check out some pics of the Big Day below:&nbsp;<br><br>&nbsp;<br><br><figure class="attachment attachment-preview" data-trix-attachment="{&quot;contentType&quot;:&quot;image&quot;,&quot;height&quot;:1280,&quot;url&quot;:&quot;;,&quot;width&quot;:960}" data-trix-content-type="image"><img src="" width="960" height="1280"><figcaption class="caption"></figcaption></figure><br><br><figure class="attachment attachment-preview" data-trix-attachment="{&quot;contentType&quot;:&quot;image&quot;,&quot;height&quot;:2049,&quot;url&quot;:&quot;;,&quot;width&quot;:1537}" data-trix-content-type="image"><img src="" width="1537" height="2049"><figcaption class="caption"></figcaption></figure><br><br><figure class="attachment attachment-preview" data-trix-attachment="{&quot;contentType&quot;:&quot;image&quot;,&quot;height&quot;:2049,&quot;url&quot;:&quot;;,&quot;width&quot;:1537}" data-trix-content-type="image"><img src="" width="1537" height="2049"><figcaption class="caption"></figcaption></figure><br><br>
Apr 11, 2017
Ep. 75 — Sister Act: How Miko & Titi Branch Built Miss Jessie's into One of the Biggest Brands in Natural Hair Care
*Today's show is dedicated to Titi Branch — a phenomenal woman, entrepreneur, and sister. We love and thank you for every contribution you made toward helping women embrace their natural beauty.*<br><br>Miko Branch, the phenomenal cofounder of Miss Jessie's sits down with Mandi and Tiffany to talk about creating the Miss Jessie's hair care line with her big sister Titi in their Brooklyn brownstone over a decade ago.&nbsp;<br><br><figure class="attachment attachment-preview" data-trix-attachment="{&quot;contentType&quot;:&quot;image&quot;,&quot;height&quot;:1024,&quot;url&quot;:&quot;;,&quot;width&quot;:716}" data-trix-content-type="image"><img src="" width="716" height="1024"><figcaption class="caption"></figcaption></figure><br><br>The sisters mixed their products in the kitchen of their Brooklyn brownstone and bootstrapped the company themselves without any of the usual trappings of entrepreneurship (they didn't have MBAs, or a team of wealthy investors to back them). Word spread about their signature product, their "curly pudding", and soon enough they went from begging NYC-area stores like Ricky's to carry their products to lining up deals with major retailers like Target.<br><br>But, of course, there were some bumps along the road to success.&nbsp;<br><br>&nbsp;<br><br>&nbsp;<br><br>After Titi's sudden passing in 2014, Miko has made it her mission to not only continue to grow the company they created as a team but also to focus even more on her own personal happiness, health and balance in life.<br><br>&nbsp;<br><br>"I make happiness and health a priority right up there with business," she says. "I think money is a tool that you can use to do many things but I don't think money has much to do with your character or your decision making."&nbsp;<br><br>Check out Miko's book, <a href="">"Miss Jessie's: Creating a Successful Business from Scratch---Naturally".<br></a><br><figure class="attachment attachment-preview" data-trix-attachment="{&quot;contentType&quot;:&quot;image&quot;,&quot;height&quot;:512,&quot;url&quot;:&quot;;,&quot;width&quot;:512}" data-trix-content-type="image"><img src="" width="512" height="512"><figcaption class="caption"></figcaption></figure><br><br>
Mar 28, 2017
Ep. 74 —Sometimes You Gotta Know When to Stop Saving
Is it possible to save TOO much? And should you quit your job if you've got a shot at getting your student loans forgiven if you stick it out?<br><br>We're answering your questions today on BA. If you have a question on life, money or career, hit us up at;<br><br>But first... we recap the movie "Get Out" that has EVERYONE talking *Major spoiler alert -- skip ahead if you haven't seen it yet!).<br><br>We talk about the mind tricks money can play on us... and when it's sometimes not such a good thing to be cheap all the time.&nbsp;<br><br>&nbsp;<br><br><br>
Mar 14, 2017
Ep. 73 — Is This Real Life?
Check out<br><br>
Mar 07, 2017
Ep. 72 — #OscarsSoWhoops
Feb 28, 2017
Ep. 70 —  Adventures in House Hunting
On today's show, an EXCITING update on Tiffany's real estate adventure.<br><br>-How she found her dream home (and what she's doing to make sure the deal goes through!)<br>&nbsp;-The strategy she's using to become a homeowner once again after facing a foreclosure during the recession&nbsp;<br><br>If you're a first time homebuyer, check out this guide Mandi mentioned on today's show:&nbsp;<br><br>Have a question for us? Drop us a line at <a href="">;<br></a><br>
Feb 14, 2017
Ep. 69 — So about that student loan refund check...
Have questions about money or your career? Hit us up at!<br><br>&nbsp;<br><br>&nbsp;<br><br>
Feb 07, 2017
Ep. 68 — #AlternativeFacts "When Debts Are Sold...Do I Still Have to Pay?"
It's a Mad World, y'all.&nbsp;<br><br>We couldn't start our show today without acknowledging the troubling events of the last few days.<br><br>We eventually get down to business and take reader Angelique's question on sold off debt.<br><br>"When a lender sells my debt and closes the account, do I still owe that debt?"<br><br>We've got an answer for her and a huge Brown Ambition hug to everyone out there impacted by Lord Voldemort's refugee and muslim immigrant ban.&nbsp;<br><br>If you'd like to share your story, send us a note at or at <a href=""></a>.&nbsp;<br><br>Much love,<br><br>Mandi &amp; Tiffany<br><br>
Jan 31, 2017
Ep. 67 — The Unbanking of America
Have you dumped your big bank yet? <br><br>On today's show, we've got a super special guest: Lisa Servon, author of the new book <a href=";tag=publiweekl05-20">"The Unbanking of America: How the New Middle Class Survives</a>" joins us for a conversation about how payday lenders and check cashing facilities are taking the place of big banks in our neighborhoods. <br><br>Lisa didn't just write about these businesses. She actually worked for months at a check cashing business in the South Bronx in New York City and a payday lender in Oakland, California, where she talked to real people using these services to find out why — and how banks have let them down.<br><br>On Servon's website, she has tips on how to ditch your big bank and find banks with lower fees: <a href=""><br></a><br><strong>Also on today's show: <br></strong><br>Suffering from an Inaugural hangover? Here's one way to feel better: Speak Up! Contact your local representatives and tell them how you feel about the direction our country is heading. We have voices. Let's use them!&nbsp;<br><br>Here's where to find your local reps:<br><br>Today's listener question: "Should I stop paying an account that's been charged off?"<br><br><figure class="attachment attachment-preview" data-trix-attachment="{&quot;contentType&quot;:&quot;image&quot;,&quot;height&quot;:308,&quot;url&quot;:&quot;;,&quot;width&quot;:204}" data-trix-content-type="image"><img src="" width="204" height="308"><figcaption class="caption"></figcaption></figure><br><br><br>
Jan 24, 2017
Ep. 66 — Real Estate Blues
So much to cover, so little time!<br>&nbsp;<br><br>First of all, thank you for making January our biggest month for downloads yet!<br><br>If you haven't, please take 2 minutes to leave us a review on iTunes. This is a HUGE factor in how many people are able to find our show on iTunes, and every review counts!<br><br><strong>Here are the hot topics and links we covered on today's show:&nbsp;<br></strong><br>Mandi's Brown Boost this week featured two of her favorite money- and time-saving tools (these are NOT paid endorsements!)<br><br><a href="">LevelMoney</a>: Find out exactly what you can afford to spend each day.<br><br>and<br><br><a href="">Hello Fresh</a>: How she makes great dinners without ever going to the store.&nbsp;<br><br><strong>Today's question: How do I even begin to find a financial planner?&nbsp;<br></strong><br>Resources:&nbsp;<br><br><a href="">LearnVest Financial Planning Review via MagnifyMoney<br></a><br><a href="">Hidden Investment Fees to Watch Out For<br></a><br><strong>Mandi's $246 Flights to Italy<br></strong><br>For the full scoop on how Mandi used credit card points to book her honeymoon to Italy for $246, c<a href="">heck out this post on Yahoo Finance &gt; </a>&nbsp;<br><br><strong>Tiffany's win this week featured Lucinda Cross, founder of the </strong><a href=""><strong>"Activate Movement."<br></strong></a><br>&nbsp;<br><br>&nbsp;<br><br>
Jan 17, 2017
Ep. 65 — Live Richer (and Debt Free!) in 2017
We've missed you and we're BACK BA Fam! On today's show:<br><br>-Find out how Mandi booked a European honeymoon for FREE and Tiffany got her wedding dress for FREE. We are kind of killing this wedding planning thing, y'all.&nbsp;<br><br>-All you need to know about joining Tiffany's Live Richer Challenge: Credit Edition, a free online program that will help you finally pay down your credit card debt.&nbsp;<br><br>To sign up visit <a href=""></a>.<br><br>-Balance Transfer: What it is, how to use one and mistakes to avoid.<br><br>-Mandi shares a Ted Talk that blew her mind and Tiffany opens up about learning to be a taker as well as a giver. <a href=";utm_medium=referral&amp;utm_campaign=tedspread">See the Ted Talk here &gt;<br></a><br>&nbsp;<br><br>&nbsp;<br><br>&nbsp;<br><br>&nbsp;<br><br>
Jan 10, 2017
Ep. 64 — Holla, We Want Prenup!
Oh, prenups. On today's show, we are tackling this sticky taboo topic and telling y'all how to convince your partner to get on board with a prenup.&nbsp;<br><br>Tiffany updates us on her real estate investment journey and spills ALL the details on how she and Superman saved up for their first property, how they got preapproved for a mortgage lickity split and everything that went into their decision process so far.&nbsp;<br><br>Have a question you want featured on the show? Drop us a note at <a href=""></a>!<br><br>Check out these snaps from Mandi's trip to Mumbai!<br><br><figure class="attachment attachment-preview" data-trix-attachment="{&quot;contentType&quot;:&quot;image&quot;,&quot;height&quot;:720,&quot;url&quot;:&quot;;,&quot;width&quot;:960}" data-trix-content-type="image"><img src="" width="960" height="720"><figcaption class="caption"></figcaption></figure><br><br><figure class="attachment attachment-preview" data-trix-attachment="{&quot;contentType&quot;:&quot;image&quot;,&quot;height&quot;:599,&quot;url&quot;:&quot;;,&quot;width&quot;:601}" data-trix-content-type="image"><img src="" width="601" height="599"><figcaption class="caption"></figcaption></figure><br><br>
Dec 13, 2016
Ep. 63 — Tiffany Gets "Real", Mandi is in India (What?!) and Brown Santa Is a Lie
We're back! And you do not want to miss this show, y'all. We just went international.<br><br>On today's jam-packed show:&nbsp;<br><br>-How to deal with the mania of Christmas and holiday shopping when you have kids<br><br>-Mandi reveals the BEST travel rewards credit card on the market right now. Can you say "100,000 bonus miles"?&nbsp;<br><br>-The pros and cons of leasing a car<br><br>-Tiffany's big cameo on The Real has aired!<br><br><a href="">See her in action on the show right here &gt;&nbsp;<br></a><br><figure class="attachment attachment-preview" data-trix-attachment="{&quot;contentType&quot;:&quot;image&quot;,&quot;height&quot;:1200,&quot;url&quot;:&quot;;,&quot;width&quot;:1800}" data-trix-content-type="image"><img src="" width="1800" height="1200"><figcaption class="caption"></figcaption></figure> &nbsp;<br><br>
Dec 06, 2016
Ep. 62 — Wedding Dresses, New Cars, and a BIG Move
We cover a LOT of ground today, BA Fam. You do not want to miss this ep!<br><br>Here's just a sample:&nbsp;<br><br>-Mandi spills the beans on how she and fiance boo saved a bundle on their new car AND got an amazingly low auto loan rate....AND found a sweet new apartment all in one week.&nbsp;<br><br>-Tiffany shares her rules for working with friends<br><br>-Mandi FINALLY gets her wedding dress...and manages to save $400!<br><br>-Tiffany and Mandi share tips on how to split gifts for the holidays<br><br>&nbsp;<br><br>Happy Thanksgiving everyone! We are so grateful for your love and support. Don't forget to send us love by leaving us a review or sending us a note at <a href="">;<br></a><br>&nbsp;<br><br>
Nov 22, 2016
Ep. 61 — That Time We Decided to Eat Our Feelings (aka Election 2016)
Group hug everyone.&nbsp;<br><br>Love,<br><br>Mandi &amp; Tiffany&nbsp;<br><br><br>
Nov 15, 2016
Ep. 60 — Soulja Boy Tell 'Em...How to Start Investing!
Everyone knows investing is a key component of a healthy financial life....but how the heck are you supposed to get started when you A) have no idea what you're doing and B) can hardly make ends meet as it is?&nbsp;<br><br>On today's show, we're joined by Eric Patrick, founder of the <a href="">Black Market Exchange</a>, a financial education website empowering millennials to get in the investing game.&nbsp;<br><br>&nbsp;<br><br>
Nov 08, 2016
Ep. 59 — Next Stop...Bankruptcy?
Have a question for us? Head to <a href=""><br></a><br>
Nov 01, 2016
Ep. 58 — Baby Talk
BA Fam -- You have asked for it and we are delivering! We want to answer your toughest questions on debt for an upcoming series on the podcast.<br><br>Here are the topics we're covering:<br><br>Relationships &amp; Debt<br><br>Paying off credit debt<br><br>Debt vs. Savings<br><br>Student Loan Debt payoff strategies<br><br>Debt recovery -- how to bounce back<br><br>Submit a question at (just let us know if you want to remain anonymous)<br><br>&nbsp;<br><br>&nbsp;<br><br>
Oct 25, 2016
Ep. 57 — Guess Who Put a Ring on It
We've missed you BA Fam! We are back this week with a fresh episode and trust us...we are making up for lost time in BIG way.<br><br>First *drumroll please* one of us has a personal update we've all been waiting for....find out in the first 5 minutes of this week's show. We've got a feeling no one saw it happening like this.<br><br>Then we catch up on all the latest headlines, from Solange's new album to FLOTUS' legendary NYT cover story to the latest Election drama (can we just fast forward to Nov. 9th already? Please and thank you?)<br><br>Finally, we are taking YOUR questions on today's show. Have a question for us? Go to to ask us anything.<br><br>One listener is worried she signed up for a student loan payment scam. Mandi does a little digging to find out what she's really paying for.<br><br>And lastly, another listener is worried she isn't cut out for her job and is considering quitting and going back to grad school. Is it worth the risk or should she stick it out? You don't want to miss Tiffany's answer on this one.<br><br>&nbsp;<br><br>
Oct 18, 2016
Ep. 56 — So, About That Debt I Owe...
&nbsp;<br><br>This week on the podcast, we're cleaning out our inbox and answering YOUR biggest questions about money, careers and relationships.&nbsp;<br><br>Tiffany shares the secret behind her relationship success...Hint: it starts with her closet!<br><br>Can you really write a letter to credit bureaus to get negative marks removed from your report? We've got your answer.&nbsp;<br><br>And finally, what do you do if you haven't built up enough credit history to get approved for new types of credit?&nbsp;<br><br>To send us your questions, head to and submit a question through our handy "Ask Us Anything" form. We'd love to hear from you!<br><br>
Oct 04, 2016
Ep. 54 — Hot for Teacher
Have you seen our new look? Check out the new <a href="">!<br></a><br>----<br><br>On this week's show:&nbsp;<br><br>BA Anniversary dinner recap!&nbsp;<br><br>Tiffany and Mandi weigh in on the teacher from Georgia whose envelope-pushing ensembles have everyone talking.&nbsp;<br><br>Tiffany shares tips on how to qualify for student loan debt forgiveness. For more details, check out this <a href="">in-depth article with more tips &gt;&nbsp;<br></a><br>Have a question? <a href="">Ask us anything!<br></a><br>&nbsp;<br><br>-----<br><br>&nbsp;<br><br>&nbsp;<br><br>
Sep 20, 2016
Ep. 53 — So, You Wanna Be CEO?
Happy Anniversary, BA Fam! By now we hope you have checked out our newly redesigned website and are loving the fresh new look. We are so thrilled to be celebrating our 1-year anniversary. We couldn't have gotten here without YOU! Thanks for listening, thanks for your support.&nbsp;<br><br>Please help us ring in our near year on a high note by <a href="">leaving us a review today on iTunes</a>&gt;&nbsp;<br><br><strong>On Today's show:&nbsp;<br></strong><br>What does it really take to become CEO? We've got the results of a new LinkedIn <a href="">study</a> that reveals exactly what you need to do to have the best shot at a spot at the top of the office food chain.&nbsp;<br><br>We also take a question from single mom "Kim" who earns $92,000 and still feels like she's broke.&nbsp;<br><br>&nbsp;<br><br>&nbsp;<br><br>&nbsp;<br><br>
Sep 13, 2016
Ep. 52 — Burning Questions Answered: Wedding gift etiquette and do you really need travel health insurance?
Happy Brown Ambition Tuesday!<br><br>We've got a packed show for today:&nbsp;<br><br>Buzzworthy:&nbsp;<br><br>Lena Dunham. Why? Just why?<br>&nbsp;The Black-Owned Bank Movement everyone's talking about<br>&nbsp;<br>&nbsp;Questions:<br>&nbsp;<br>&nbsp;What's the right amount to give at weddings?<br>&nbsp;Do you really need travel health insurance?<br>&nbsp;<br>&nbsp;Tifffany's book selection for this week: <a href="">"The Gatekeepers are Gone"</a> by Lamar Tyler<br><br>
Sep 06, 2016
Ep. 51 — Drugstore Drama
We can hardly believe it, BA Fam...the Brown Ambition podcast is turning 1! To celebrate our pending anniversary, we're hosting an epic contest and treating a whole group of lucky listeners to a special evening with us — your hosts! Win a Night of Dinner + Drinks with Mandi and Tiffany! To enter, send an email to<a href=""></a> and answer this question: What does Brown Ambition mean to you personally, whether in your personal life or your career? This is a shot to tell us why you are proud to be part of the #BrownAmbition family. Submissions are Due by Sept. 1 and winners will be notified by September 4th. &nbsp; The dinner will be hosted in Manhattan on the evening of Friday S<br><br>
Aug 30, 2016
Ep. 50 — Awesomely Luvvie
Today's guest needs no introduction but we gon' give her one anyway! Luvvie Ajayi has turned her hilarious pop culture blog <a href=""></a> into a media sensation. For the last 13 years she bas been cracking up the Interwebs with her bitingly funny and whip smart takes on celebrity, TV, film, technology, politics and more. This year, the self-proclaimed "professional troublemaker" caught the eye of none other than Oprah Winfrey herself, who included Luvvie on her first annual Super Soul 100 list. This September, Luvvie is releasing her first book, <a href=";qid=1471918968&amp;sr=8-1&amp;keywords=i%27m+judging">"I'M JUDGING YOU: The Do-Better Manual".</a> Pre-order it on Amazon or wherever books are sold. <figure class="attachment attachment-preview" data-trix-attachment="{&quot;contentType&quot;:&quot;image&quot;,&quot;height&quot;:1168,&quot;url&quot;:&quot;;,&quot;width&quot;:1568}" data-trix-content-type="image"><img src="" width="1568" height="1168"><figcaption class="caption"></figcaption></figure>&nbsp;<br><br>
Aug 22, 2016
Ep. 49 — Mouse in the House
We can hardly believe it, BA Fam...the Brown Ambition podcast is turning 1! To celebrate our pending anniversary, we're hosting an epic contest and treating a whole group of lucky listeners to a special evening with us — your hosts! Win a Night of Dinner + Drinks with Mandi and Tiffany! To enter, send an email to <a href=""></a> and answer this question: What does Brown Ambition mean to you personally, whether in your personal life or your career? This is a shot to tell us why you are proud to be part of the #BrownAmbition family. Submissions are Due by Sept. 1 and winners will be notified by September 4th. The dinner will be hosted in the NYC area, so keep that in mind before entering.&nbsp; &nbsp;&nbsp;<br><br>
Aug 15, 2016
Ep. 48 — The Power of Single Moms
&nbsp; Welcome Dream Catchers! If you're just finding the show, be sure to check out our <a href="">Facebook page</a> and take the time to leave us a review on iTunes. On today's show, we chat with Keona Harris, a Houston, Texas-based mother and entrepreneur. After going through a divorce, buying a new home, and starting her own business — all within the last year! — Keona decided there was no better time to plan a cross country road trip with her 9-year-old daughter. "I was one of those people who when I had PTO days I couldn’t or wouldn’t use them because work would get backed up," Keona told us. "I just had to look at my situation and ask myself what is more important to me? My child was going to daycare and school all day. I didn’t get home until it was time to put her to bed. I didn’t want that life for her. I didn’t want that life for us… I don’t need to give the best of my years and my times to an institution when my daughter needs me most." We talked to Keona about why she decided to plan this journey for her daughter and, of course, how she saved up the money to fund it. &nbsp;<br><br>
Aug 08, 2016
Ep. 47 — The FLOTUS with the Mostus
&nbsp; On this week's episode.... We recap Michelle Obama's EPIC Democratic Convention speech. <a href="">Watch it here</a> or <a href="">read the transcript here. </a>Resources mentioned on this week's show: We tell a listener whether or not she should refinance her mortgage. Check out the tools we mention: <a href="">Smart Asset mortgage refinance calculator</a> and <a href="">Bankrate</a> And Mandi tells you about finding a financial planner through the <a href="">XY Planning Network</a>, a network of financial planners who specialize in Gen X and Y professionals.<br><br>
Aug 01, 2016
Ep. 46 — The Right Way to Use Credit
&nbsp; Questions? E-mail us at <a href=""><br></a><br>
Jul 26, 2016
Ep. 45 — "Real Money Answers for Everyday Women"
&nbsp; Just 7 years ago, Patrice C. Washington was scraping up all the change in her purse to buy baby formula for her newborn daughter. Now, Patrice is a best-selling author and founder and CEO of Seek Wisdom Find Wealth, a boutique personal finance consulting firm based in Atlanta, GA, and is a featured financial coach on the Steve Harvey Show. On Jan. 19, Patrice is publishing her new book <a href="">"Real Money Answers for Everyday Women</a>" in bookstores nationwide. Patrice joined us last fall to talk about hitting rock bottom and how she clawed her way back to the top. She also has some tough advice for everyday women looking to get ahead. "When people are unfulfilled in their careers that leads them to mismanage their finances," she says. "I meet so many women who are quick to go the mall because they're frustrated with everything they've been through all week." As always, send us your money questions at <a href=""></a> or hit us up on <a href=""></a> or Twitter <a href="">@theBApodcast</a>. &nbsp; **This episode originally aired Nov. 17, 2015** &nbsp;<br><br>
Jul 19, 2016
Ep. 44 — Sometimes you just need a sad nap
&nbsp; Group hug everyone. We could all use one. Today's reader question: Should I refinance my car loan? Resources: <a href="">How to get out of a bad car loan</a> MagnifyMoney <a href="">auto loan comparison tool </a>Have a question for us? Send us an email at <a href=""></a> &nbsp;<br><br>
Jul 12, 2016
Ep. 43 — The Power of Grit and a Good Book
&nbsp; We LOVE getting your lovely e-mails and all the great feedback you have on the show. Please take the time to share the love in an iTunes review. It helps others find the show and we will love you forever for it! Now, down to bidness: Today on the show: -The BET awards recap (ALL HAIL JESSE WILLIAMS) -Mandi and Tiff's latest book suggestions <a href="">"Grit: The power of passion and perseverance"</a> by Angela Duckworth <a href=";ie=UTF8&amp;qid=1467079941&amp;sr=1-1&amp;keywords=what+i+know+for+sure">"What I Know For Sure"</a> By Oprah Winfrey -A question from reader who wants to know what comes first: business expenses or credit card debt? We will not have a show next week due to the Fourth of July! We'll be back on the air Tuesday July 12.<br><br>
Jun 27, 2016
Ep. 42 — When family splits the bills
&nbsp; Brown Ambition is a weekly podcast about juggling life, career, family and building wealth on your own terms. Send us your financial and career questions at <a href=""></a>.<br><br>
Jun 21, 2016
Ep. 41 — Love is love is love is love is love is love
&nbsp; #LoveOrlando. To find out how you can help the victims of this senseless tragedy, check out <a href="">this link.</a> ************* We have a great question today from a single mom who's not happy with her paycheck. If you have a question, hit us up at <a href=""></a> or send us a message on <a href="">le Facebook.</a> &nbsp;<br><br>
Jun 14, 2016
Ep. 40 — Girls Interrupted
&nbsp; Have a question for the show? Hit us up at <a href="!">!<br></a><br>
Jun 07, 2016
Ep. 39 — Mandi's big job news!
&nbsp; Keep in touch, BA Fam! E-mail us your money and career questions at <a href=""></a> (you can remain anonymous!) Or hit us up on Twitter <a href="">@TheBApodcast</a> and <a href="">Facebook</a>.<br><br>
Jun 01, 2016
Ep. 38  — Tiffany's vacay nightmare; Blake Lively's booty; Mandi's 401(k) advice
&nbsp; Stay in touch! Send us any and all finance/career questions: <a href=""></a>&nbsp; &nbsp;Twitter: <a href="">@TheBApodcast</a> Facebook: <a href="">Brown Ambition<br></a><br>
May 24, 2016