Ask Ralph Podcast: Mastering Your Finances with a Christian Perspective

By Ralph V. Estep, Jr., LPA, ABA, ATP, MBA

Listen to a podcast, please open Podcast Republic app. Available on Google Play Store and Apple App Store.


Category: Business

Open in Apple Podcasts


Open RSS feed


Open Website


Rate for this podcast

Subscribers: 0
Reviews: 0
Episodes: 368

Description

Are you a Christian longing to honor God in every aspect of your life, including your finances? The Ask Ralph Podcast is your guide to finding financial freedom, making wise money decisions, and aligning your resources with your faith. Your host, Ralph Estep, Jr., brings a unique combination of expertise and genuine experience to the table. He's an accountant, a business coach, a podcast host, an author, a farmer – but above all, a husband, father, and a man seeking to follow Jesus wholeheartedly. Ralph has been through the highs and lows of managing money - he's made mistakes, learned powerful lessons, and wants to share that journey with you. Expect a refreshing blend of practical advice and Biblical principles. We'll cover everything from creating a rock-solid budget and ditching debt to building ethical businesses and exploring the transformative power of generous giving. Whether you're a business owner yearning to integrate your faith into your work, or simply a person desiring wise stewardship of what you've been given, this podcast is for you. Get ready to ditch financial stress, gain clarity and confidence, and use your resources to fulfill God's calling in your life.

Episode Date
Extended Warranties on Electronics
May 07, 2024
Social Security Benefits from Divorce
May 06, 2024
Living in Gratitude
May 05, 2024
Do you need an umbrella insurance policy?
May 04, 2024
The Self Storage Debate - Friend or Foe
May 03, 2024
An Exploration of Gift Taxes
May 02, 2024
3 Steps to Avoid Dealer Added Fees
May 01, 2024
The Best Siri Shortcuts
Apr 30, 2024
Habits of Highly Resilient People
Apr 29, 2024
Finding Peace in Gods Plan
Apr 28, 2024
Tax Evasion Tips: Income the IRS does not tax
Apr 27, 2024
Health Savings Accounts
Apr 26, 2024
Records You Should Keep
Apr 25, 2024
TIPFLATION - Out of Control Tipping
Apr 24, 2024
Creating an Online Account with the IRS
Apr 23, 2024
Stewarding Your Benjamins
Apr 22, 2024
How to Stop Worrying and Start Living
Apr 21, 2024
Credit Builder Loans
Apr 20, 2024
Inheriting Savings Bonds and the Tax Implications
Apr 19, 2024
How to Avoid Tax Scams
Apr 18, 2024
Crazy Online Product Reviews
Apr 17, 2024
Are you losing money working for Home Delivery Services?
Apr 16, 2024
Should I cosign for a loan?
Apr 15, 2024
Pray for our Leaders
Apr 14, 2024
Weathering Economic Storms: A Preppers Guide to Financial Resilience - Mark Lawley and Ralph Estep, Jr.
Apr 13, 2024
Credit card charge off and forgiveness
Apr 12, 2024
Filing a Tax Extension
Apr 11, 2024
Unusual Business Traditions
Apr 10, 2024
Tips for Avoiding Email Spam
Apr 09, 2024
Big Hairy Audacious Goals and Green Light Thinking
Apr 08, 2024
Paid in Full - Jesus on the Cross
Apr 07, 2024
Tips for Accounting for Rental Properties
Apr 06, 2024
Understanding Admitted versus Non-Admitted Insurance Companies
Apr 05, 2024
ROTH IRA Conversions
Apr 04, 2024
Weird Business Laws
Apr 03, 2024
AI Generated Robocalls
Apr 02, 2024
Frugal Tips from Growing Up Poor
Apr 01, 2024
Intentionally Choosing Christ
Mar 31, 2024
Insightful Chat about Financial Literacy with Dr. Christopher Loo
Mar 30, 2024
Why it's vital to keep business and personal finances separate
Mar 29, 2024
Death and Taxes
Mar 28, 2024
Advertising Fails and Mishaps
Mar 27, 2024
Taxation of Cryptocurrency
Mar 26, 2024
5 Ways to Payoff Credit Card Debt
Mar 25, 2024
Give it over to God
Mar 24, 2024
Deciphering Reverse Mortgages
Mar 23, 2024
Medical Expense Deductions
Mar 22, 2024
Correcting Tax Filing Errors
Mar 21, 2024
Ridiculous Business Expenses
Mar 20, 2024
Technology Transforming Personal Finance
Mar 19, 2024
Private Mortgage Insurance
Mar 18, 2024
Healing Your Finances
Mar 17, 2024
New Employee vs Independent Contractor Rule Effective March 11
Mar 16, 2024
Inherited IRA Rules
Mar 15, 2024
Simpler IRS Notices
Mar 14, 2024
Common Money Wasters
Mar 13, 2024
Best ToDo List
Mar 12, 2024
Prepaying Your Mortgage
Mar 11, 2024
Building Your House on Sand
Mar 10, 2024
Navigating Finances in Divorce
Mar 09, 2024
The Ten Biggest Mortgage Mistakes and How to Avoid Them
Mar 08, 2024
When you Owe the IRS
Mar 07, 2024
Business Myths Debunked
Mar 06, 2024
QR Codes Demystified
Mar 05, 2024
23 Frugal Habits
Mar 04, 2024
Keeping Faith in Failures
Mar 03, 2024
Navigating the Challenges of Brick and Mortar Businesses: A Discussion with JoJo Struebing
Mar 02, 2024
Five Common Social Security Myths that Will Ruin Your Retirement
Mar 01, 2024
10 IRS Audit Flags
Feb 29, 2024
Unusual Business Titles
Feb 28, 2024
Using Online Tax Software or Selecting an Accountant
Feb 27, 2024
Reigniting a Passion in Your Business
Feb 26, 2024
The Gift of Forgiveness: Extending Grace to Others
Feb 25, 2024
Navigating Real Estate with Gina Crowder
Feb 24, 2024
Common 401K Myths
Feb 23, 2024
Deducting Home Improvements
Feb 22, 2024
Crazy Tax Deductions
Feb 21, 2024
Creating an Effective Email Marketing Campaign
Feb 20, 2024
Setting SMART Financial Goals
Feb 19, 2024
Growing in Wisdom: Applying Biblical Principles
Feb 18, 2024
Understanding Your Constitutional Rights: A Conversation with Chris Rowe
Feb 17, 2024
12 Steps to Take 6 Months Before You Retire
Feb 16, 2024
SEP IRA's Explained
Feb 15, 2024
Unconventional Ways to Spend Money
Feb 14, 2024
Leveraging Technology to Improve Customer Service and Grow Your Business
Feb 13, 2024
Financing Your Home - Here are the Basics
Feb 12, 2024
Living a Life of Integrity - Honoring God's Commandments
Feb 11, 2024
A Game Plan for Success: Brandon Steiner on Winning in Sports Memorabilia and Beyond
Feb 10, 2024
Converting Personal Vehicles to Business Use
Feb 09, 2024
Common Tax Jargon
Feb 08, 2024
Weird Side Hustles
Feb 07, 2024
Cybersecurity for Entreprenuers
Feb 06, 2024
Overcoming Fear of Failure: Taking Risks in Business and Finance
Feb 05, 2024
Finding Strength in Times of Trouble - Trusting God's Plan
Feb 04, 2024
Capitalize on Strengths, Overcome Weaknesses: A Conversation with Professor Craig Van Slyke
Feb 03, 2024
Pass-Through Entities Explained
Feb 02, 2024
Don't Miss These Tax Credits
Feb 01, 2024
Crazy Business Ideas That Actually Worked
Jan 31, 2024
Benefits and Risks of Using Personal Financial Apps
Jan 30, 2024
10 Myths about Retirement
Jan 29, 2024
Finding Purpose in God's Kingdom - Using Your Gifts
Jan 28, 2024
Five Tax Blunders That Can Leave You Broke
Jan 27, 2024
Purchasing versus Leasing Your Next Vehicle
Jan 26, 2024
Beneficial Ownership Reporting - What you need to know!
Jan 25, 2024
Crazy Tax Mistakes and How to Fix Them
Jan 24, 2024
Tips for Staying Safe Online and Balancing Your Digital Life
Jan 23, 2024
There's Hope for Getting a Mortgage After Bankruptcy
Jan 22, 2024
Spiritual Reasons for Personal Frugality - Poor in Life - Rich in Spirit
Jan 21, 2024
Avoiding "The Mailbox is Full"
Jan 20, 2024
Building An Emergency Savings Fund
Jan 19, 2024
Tax Implications of Selling Your Home
Jan 18, 2024
Wacky Business Story Headlines
Jan 17, 2024
Best Accounting Software for 2024
Jan 16, 2024
Using Your Core Compentencies to Manage Business Success
Jan 15, 2024
Using Prayer to Navigate Financial Hard Times
Jan 14, 2024
Estate Planning Chat with Attorney Kevin Baird
Jan 13, 2024
Innocent Spouse Relief
Jan 12, 2024
Deferred Interest Loans - Don't Get Pinched!
Jan 11, 2024
Getting Ready for Tax Time
Jan 10, 2024
7 Ways to Raise Your Credit Score by 200 Points
Jan 09, 2024
New Years Financial Resolutions
Jan 08, 2024
10 Experiences You Don't Want as a Retiree
Jan 07, 2024
Saving Money on Your Next Car
Jan 06, 2024
Common Estate Planning Mistakes
Jan 05, 2024
IRS Penalty Review - Breaking News!
Jan 04, 2024
Starting a Small Business - An interview with Amanda Nauman
Jan 03, 2024
Emergency Withdrawals From 401-K Plans - Pros and Cons
Jan 02, 2024
Inflation Woes - Where Americans Say Their Expenses Have Gone Up
Jan 01, 2024
Steps For Withdrawing An Employee Retention Credit Claim
Dec 31, 2023
Tax Breaks for Seniors
Dec 30, 2023
Self-Employment Tax
Dec 29, 2023
IRS Related Identity Theft
Dec 28, 2023
Mortgage & Economic Update - An Interview with Jason Bochniak
Dec 27, 2023
Three Reasons To Take Social Security Early
Dec 26, 2023
The Lawsuit That Could Disrupt The US Tax System
Dec 25, 2023
A Special Christmas Message - The True Meaning of Christmas
Dec 25, 2023
How to Ruin Your Credit Score - And FIX IT!
Dec 24, 2023
The Four Best Pieces of Money Advice That People Hate to Hear
Dec 23, 2023
Rules for Determining Independent Contractor Status
Dec 22, 2023
Tax Tips for Self-Employed and Contract Workers
Dec 21, 2023
Best Tax Tips for Barbers and Cosmetologists
Dec 20, 2023
Time To Select A New Accountant?
Dec 19, 2023
The Best Options When You Owe The IRS
Dec 18, 2023
Choosing An Accountant To Handle Your Payroll
Dec 17, 2023
Demystifying Business Valuations
Dec 16, 2023
Year-End Tasks to Ensure Your Records Are In Order
Dec 15, 2023
Crazy Deductions for Content Creators?
Dec 14, 2023
Should I Pay Off My Mortgage With Retirement Funds?
Dec 13, 2023
Second Mortgages - What are they and how do they work?
Dec 12, 2023
Selecting An Accountant to Handle Your Taxes
Dec 11, 2023
Exploring the New Delaware Paid Leave Program
Dec 10, 2023
Student Loans and Bankruptcy - Updated Rules
Dec 09, 2023
Retirement Savings for Gig Workers and the Self-Employed
Dec 08, 2023
How to Give A Boost to your Charitable Giving
Dec 07, 2023
Taxpayer Proactive Year-End Tax Planning
Dec 06, 2023
Why We Should All Support Small Businesses
Dec 05, 2023
Exploring the Back Door Roth IRA
Dec 04, 2023
How Could I Owe Taxes in 2023 and How Do I Prepare?
Dec 03, 2023
The Latest News on the IRS 1099-K Reporting Changes
Dec 02, 2023
Part 3 - Nine Common Things That People Avoid Because of Cost and Some Great Money Saving Alternatives
Dec 01, 2023
Part 2 - Nine Common Things That People Avoid Because of Cost and Some Great Money Saving Alternatives
Nov 30, 2023
Part 1 - Nine Common Things That People Avoid Because of Cost and Some Great Money Saving Alternatives
Nov 29, 2023
10 Ways to Save Money During the Holiday Season
Nov 28, 2023
Consequences of Ignoring Your Credit Score
Nov 27, 2023
The Financial Impact of Putting a Loved One in a nursing home
Nov 26, 2023
Top 10 Year End Business Tax Savings Ideas
Nov 25, 2023
Listener Questions about Personal Finance
Nov 24, 2023
Ask Ralph Relaunch
Nov 22, 2023
The Ask Ralph podcast is coming back!
Nov 17, 2023
Stop Wasting Time at Work
Apr 30, 2019
Estimated Tax Payments
Apr 25, 2019
An Innocent Spouse
Apr 23, 2019
Median Americans
Apr 18, 2019
Avoid These 4 Mistakes in Tax Filing
Apr 13, 2019
The Great Refund Debate
Apr 11, 2019
Tips for Choosing a Tax Preparer
Apr 11, 2019
Do You Need to File a Tax Return?
Apr 04, 2019
Home Ownership Tax Myths
Apr 04, 2019
Business Versus Hobby
Apr 02, 2019
Tale of the Ghost Tax Preparer
Mar 28, 2019
Respond Don't React
Mar 28, 2019
VA Home Loans
Mar 22, 2019
How Scammers Steal Your Money
Mar 15, 2019
3 Reasons to Hire a Tax Professional this Year
Mar 13, 2019
IRS Audit Red Flags for TY18
Mar 08, 2019
Why File Early?
Mar 06, 2019
Interview with Stefan "The Freak" Talabisco
Mar 03, 2019
Tax Changes for Military Members
Feb 28, 2019
Elizabeth Warren's Wealth Tax
Feb 27, 2019
Small Business Retirement Plans
Feb 22, 2019
Tax Tips for Grads
Feb 19, 2019
Tax Refund Hype
Feb 16, 2019
Paying off Your Mortgage Early
Feb 15, 2019
Improve Your Finances In 2019
Feb 12, 2019
How to Establish Credit in 5 Easy Steps
Feb 08, 2019
2019 Financial Checklist
Feb 06, 2019
IRS Social Media to Catch Tax Cheats
Jan 31, 2019
Simple Strategies to Maxing out your 401K
Jan 29, 2019
New Years Resolutions for Business Success
Jan 24, 2019
Top Overlooked Tax Deductions (Part 3)
Jan 22, 2019
Top Overlooked Tax Deductions (Part 2)
Jan 17, 2019
Top Overlooked Tax Deductions (Part 1)
Jan 15, 2019
10 Ways to Prepare for Tax Season
Jan 12, 2019
When You Can't Pay Your Taxes
Jan 10, 2019
When to Hire A Tax Professional
Jan 08, 2019
Recovering Financially From the Holidays
Jan 03, 2019
Check Your Withholding
Dec 27, 2018
Taxpayer Advocate Service
Dec 25, 2018
Taxpayer Bill of Rights
Dec 21, 2018
Year-End Tax Planning for Small Businesses
Dec 18, 2018
IRS Offer in Compromise
Dec 13, 2018
Upcoming New Year? Get Organized!
Dec 12, 2018
Franchising Success: Before You Sign
Dec 06, 2018
Franchising Success: Disclosure Docs (Part 3)
Dec 05, 2018
Franchising Success: Disclosure Docs (Part 2)
Dec 04, 2018
Franchising Success: FDD and Me
Nov 29, 2018
Franchising Success: Selecting a Franchise
Nov 28, 2018
Franchising Success: Finding the Right Opportunity
Nov 27, 2018
Franchising Success: Is it Right for You?
Nov 22, 2018
Franchising Success: Business Model
Nov 21, 2018
Franchising Success: The Costs
Nov 20, 2018
Franchising Success: Pros & Cons
Nov 15, 2018
Franchising Success: The Basics (Part 2)
Nov 14, 2018
Franchising Success: The Basics
Nov 13, 2018
Interview with Jodi Lynn Collins of Informed Touch Massage Therapy
Nov 10, 2018
What's the New AMT?
Nov 08, 2018
Is Rent to Own Right for You?
Nov 06, 2018
Preparing for the Unexpected: Spouse Death
Nov 01, 2018
Renter's Insurance Basics
Oct 30, 2018
What is An Umbrella Policy?
Oct 25, 2018
Basics of Homeowner's Insurance
Oct 23, 2018
Inherited IRAs by a Non-Spouse
Oct 19, 2018
Great Debate: Contractor vs. Employee
Oct 16, 2018
Cancellation of Debt Triggers Income
Oct 11, 2018
The Risk in Using Free Charging Stations
Oct 09, 2018
What is Step-Up Basis?
Oct 04, 2018
10 Car Insurance Terms to Know
Oct 02, 2018
Interview with Chad Wood of Hannum's Harley-Davidson®
Sep 15, 2018
How to Improve Your Credit Score
Sep 04, 2018
What Does Your Credit Report Show?
Aug 30, 2018
Sponsor Message: Haass Butcher Shop BBQ Brawl
Aug 29, 2018
Your Score
Aug 28, 2018
Basics of Building Credit
Aug 24, 2018
How to Build Credit: Part 4
Aug 21, 2018
Interview with Jordan Irazabal of The Delaware 3000 Project
Aug 18, 2018
How to Build Credit: Part 3
Aug 16, 2018
How to Build Credit: Part 2
Aug 14, 2018
How to Build Credit: Part 1
Aug 09, 2018
Credit Basics: How to Qualify
Aug 07, 2018
The 5 C's of Credit
Aug 02, 2018
7 Mortgage Myths
Jul 31, 2018
Robocalls: Automated Telephone Scams
Jul 26, 2018
How to Handle IRS Audit Notice
Jul 24, 2018
C Corp or Pass Through...What to Do?
Jul 19, 2018
6 Phrases to Avoid During an Interview
Jul 17, 2018
Avoiding a Tax Surprise in 2019
Jul 12, 2018
Don't Worry, Be a Happy Timeshare Owner
Jul 10, 2018
Supreme Court Wayfair Sales Tax Case Explained
Jul 05, 2018
10 FASFA Tips
Jul 03, 2018
Education Series: 529 Plans
Jun 29, 2018
Education Series: Federal Grant Programs
Jun 27, 2018
Education Series: Grants and Scholarships
Jun 26, 2018
Choosing the Right FAFSA for You
Jun 22, 2018
Education Series: Private Student Loans
Jun 20, 2018
Education Series: Federal Student Loans
Jun 18, 2018
Grants, Private and Federal Student Loans...Oh My
Jun 15, 2018
Education Series: Tax Deductions
Jun 13, 2018
Education Series: Tax Credits
Jun 11, 2018
Mortgage Financing with Jason Bochniak of Keystone Funding
Jun 06, 2018
Should I Outsource Payroll?
Jun 01, 2018
Consequences of Failing to Pay Payroll Taxes
May 31, 2018
Payroll Tax Problems to Avoid
May 29, 2018
Common Payroll Issues
May 25, 2018
Payroll Basics for Employers
May 23, 2018
Legality of Cryptocurrency
May 21, 2018
Taxing Cryptocurrency
May 21, 2018
Making Your Crypto-Wallet Work
May 16, 2018
What is Cryptocurrency?
May 14, 2018
Ways to Secure Your Retirement
May 11, 2018
Get Moving on Your Extension
May 09, 2018
The Great Debate: Traditional VS. Roth IRA
May 08, 2018
How Not to Owe at Tax Time
May 05, 2018
Factors Affecting Social Security
May 02, 2018
401(k) Features to Know and Love
May 01, 2018
Should I Retire?
Apr 28, 2018
Are Social Security Benefits Taxable?
Apr 26, 2018
Lame Excuses for Non/Late Filers
Apr 24, 2018
IRS Red Flags to Know
Apr 20, 2018
What To Do When Your Returns Have Been Botched
Apr 19, 2018
How to File an Extension
Apr 17, 2018
How to File for Social Security Benefits
Apr 13, 2018
Cost Basis FAQs
Apr 11, 2018
Review Your W2 Form
Apr 10, 2018
IRS Penalties to Avoid
Apr 07, 2018
Why Aren't Americans Saving for Retirement?
Apr 04, 2018
Tax Benefits of Parenthood
Apr 03, 2018
Elimination of Misc. Itemized Deductions
Mar 30, 2018
15 Q's & A's for Tax Season
Mar 29, 2018
Watch Out for Tax Frauds
Mar 27, 2018
Signs That You Shouldn't Do Your Own Taxes
Mar 24, 2018
5 Things To Do Before Tax Day (for Small Business Owners)
Mar 21, 2018
How Long to Keep Tax Records?
Mar 20, 2018
Radio Broadcast
Mar 17, 2018
Ways to Invite an IRS Audit
Mar 16, 2018
New Year, New Code, New W-4 Form to Update
Mar 14, 2018
Top Fake Tax Tips to Know
Mar 12, 2018
Claiming Social Security at Age 70
Mar 10, 2018
Often-Missed Tax Deductions
Mar 08, 2018
5 Tax Mistakes to Avoid
Mar 06, 2018
Identity Theft Protection Tips
Mar 02, 2018
Big Tax Bill Payment Options
Feb 28, 2018
Financials Tips for Wo(Men)
Feb 26, 2018
2017 Tax Code Update
Feb 21, 2018
Mail Bag Part Three: Common Tax Questions
Feb 19, 2018
QuickBooks Online and Your Small Business with Mike Potter
Feb 16, 2018
Mail Bag Part Two: Common Tax Questions
Feb 14, 2018
Mail Bag Part One: Common Tax Questions
Feb 12, 2018
Technology Integration in Practice with Dr. Puja Balchandani
Feb 09, 2018
Making the Jump into Small Business
Feb 07, 2018
Ready, Set, File Your Tax Return Early
Feb 05, 2018
Integrity in Small Business with Ken Zajaczkowski
Feb 02, 2018
Rental Property Tax Tips
Jan 31, 2018
Common Self-Filer Mistakes
Jan 29, 2018
Social Selling with Brooke Beers of The Horse Holster
Jan 26, 2018
Estate Planning for Spouses
Jan 24, 2018
Fever Refund Pitch
Jan 22, 2018
Annual Check-Up: Retirement Planning
Jan 19, 2018
Annual Check-Up: Small Business
Jan 17, 2018
Annual Check-Up Series: Personal Debt
Jan 15, 2018
Financial Resolutions for the New Year
Jan 12, 2018
10 Steps to Get Ready for Tax Preparation
Jan 10, 2018
New Year, New Small Business Resolutions
Jan 08, 2018
6 Things Your Tax Preparer Doesn't Want You To Know
Jan 05, 2018
How Tax Reform will Affect Families
Jan 03, 2018
Questions to Ask When Selecting a Tax Preparer
Jan 01, 2018
Radio Broadcast: December 30th, 2017
Dec 30, 2017
Cash Flow and Community with Ron Price of Blue Earl Brewing Co.
Dec 29, 2017
Part 2: Tax Code Changes for 2018
Dec 27, 2017
Part 1: Tax Code Changes for 2018
Dec 25, 2017
Women in Business: Interview with Hope Lopez
Dec 24, 2017
Radio Broadcast: December 23rd, 2017
Dec 23, 2017
Entrepreneurial Time Wasters
Dec 21, 2017
Retirement Saving: Roth IRA vs. 401k
Dec 19, 2017
Small Business Outsourcing with Dr. Trevor Ennis
Dec 18, 2017
Radio Broadcast: December 16th, 2017
Dec 16, 2017
Choosing Your Entity Type
Dec 14, 2017
Holiday Scams to Avoid
Dec 13, 2017
Year End Tax Planning
Dec 10, 2017
Radio Broadcast: December 9th, 2017
Dec 09, 2017
IRS Audit Myths
Dec 08, 2017
Protecting Yourself Online
Dec 05, 2017
Primary Care Options with Dr. Beth Renzulli
Dec 03, 2017
Radio Broadcast: December 2nd, 2017
Dec 02, 2017
Feeling Charitable
Nov 30, 2017
Low-Tech Tips for Success
Nov 29, 2017
Paying Your Bills
Nov 26, 2017
Radio Broadcast: November 25th, 2017
Nov 25, 2017
Top Five IRS Red Flags
Nov 24, 2017
Small Business Funding with Pango Financial
Nov 22, 2017
Military Tax Breaks
Nov 19, 2017
Radio Broadcast: November 18th, 2017
Nov 18, 2017
Getting Paid
Nov 16, 2017
Small Business Tips
Nov 14, 2017
Part 2: Listener Questions
Nov 09, 2017
Part 1: Listener Questions
Nov 07, 2017
Radio Broadcast: November 4, 2017
Nov 04, 2017
About Ralph
Nov 03, 2017
Notices, Notices
Nov 01, 2017