Financially Confident Christian

By Ralph V. Estep, Jr.

Listen to a podcast, please open Podcast Republic app. Available on Google Play Store and Apple App Store.


Category: Christianity

Open in Apple Podcasts


Open RSS feed


Open Website


Rate for this podcast

Subscribers: 1
Reviews: 0
Episodes: 960

Description

2025 Best Christian Finance Podcast in the U.S. — Best of Best Review I believe money isn’t just about numbers — it’s about confidence, stewardship, and faith. If you’ve ever felt trapped in the cycle of financial shame, I want you to know — you’re not alone, and you don’t have to stay there. I’m Ralph Estep Jr., and on Financially Confident Christian, I help you blend Biblical wisdom with practical financial strategies so you can finally find peace with your money and purpose in your plans. Every day, you’ll get real-world steps you can take right now — no confusing jargon, no judgment — just daily encouragement, proven principles, and faith-driven clarity to help you break free, build confidence, and honor God with your resources. Whether you’re paying off debt, learning to budget with purpose, or dreaming of financial freedom, this show is your daily companion for faith-based financial growth. Your story isn’t defined by your past mistakes. It’s shaped by your next faithful step. So hit follow, and let’s walk this journey together — one decision, one prayer, one day at a time.

Episode Date
Ashamed of Budget Mistakes? Let’s Debrief Without the Guilt
Dec 03, 2025
Feeling Overwhelmed? Your 5-Step December Checklist for Financial Peace
Dec 02, 2025
Ashamed of Your Money Mistakes? Ready to Reflect?
Dec 01, 2025
Why Am I Still So Worried About Christmas?
Nov 30, 2025
Are You Worshipping the God of Entitlement?
Nov 29, 2025
Why Do I Still Feel Poor When God’s Given Me So Much?
Nov 28, 2025
Why Does God Feel So Silent Right Now?
Nov 27, 2025
Why Am I Dreading December Already?
Nov 26, 2025
Why Does Gratitude Feel So Hard Now?
Nov 25, 2025
How Can I Prevent Feeling Drained After Christmas?
Nov 24, 2025
Celebrating Everything Except the Real Reason?
Nov 23, 2025
Doing Everything, Connecting with No One?
Nov 22, 2025
Jealous or Grateful this Christmas?
Nov 21, 2025
Are You Too Broke for Christmas or Too Blessed to Notice?
Nov 20, 2025
Why Do the Holidays Leave Me Feeling So Empty?
Nov 19, 2025
Are Your Holiday Traditions Creating Stress or Joy?
Nov 18, 2025
Is Your Generosity Driven by Guilt or God?
Nov 17, 2025
Are Holiday Credit Cards a Trap?
Nov 16, 2025
Do You Regret Your Holiday Spending?
Nov 15, 2025
How Should You Handle Office Parties and Gift Swaps?
Nov 14, 2025
How Can We Teach Kids Contentment at Christmas?
Nov 13, 2025
How Do I Avoid Holiday FOMO?
Nov 12, 2025
How Can I Help Others Without Hurting Myself?
Nov 11, 2025
Am I Trapped in Emotional Spending?
Nov 10, 2025
How Can You Enjoy the Travel Season Without Breaking the Bank?
Nov 09, 2025
How can I make Holiday Meals on a Budget?
Nov 08, 2025
How do I manage Family Expectations and Holiday Pressures with Grace?
Nov 07, 2025
How do I avoid Holiday shopping traps?
Nov 06, 2025
Memories over Money: How to avoid holiday debt?
Nov 05, 2025
What are some creative gifts for the Holidays?
Nov 04, 2025
What is a Holiday FUN FUND?
Nov 03, 2025
How do we create a Christian holiday budget for gifts, food, and decor?
Nov 02, 2025
Is a Debt-Free Holiday Season Actually Possible for Me?
Nov 01, 2025
Your Investing Checklist: Ready for Lifelong Wealth Building?
Oct 31, 2025
Building Your Investment Confidence: From Fear to Faith?
Oct 30, 2025
What Investment Mistakes Should I Absolutely Avoid?
Oct 29, 2025
The Ultimate Long-Term View: Investing for Eternity?
Oct 28, 2025
How Can My Investments Fund My God-Given Calling?
Oct 27, 2025
Investing with Generosity: Tithing & Giving from Your Growth?
Oct 26, 2025
Understanding Behavioral Finance: Why Emotions Affect Your Investing?
Oct 25, 2025
What’s a Financial Advisor, and Do I Need One for Investing?
Oct 24, 2025
How Can I Invest to Create Passive Income Streams?
Oct 23, 2025
Investing for Your Children’s Future: Beyond the Piggy Bank?
Oct 22, 2025
Reviewing Your Investments: When to Check Your Portfolio?
Oct 21, 2025
What Does it Mean to “Buy Low, Sell High,” and is it Possible?
Oct 20, 2025
Getting Started with Ethical Investing: Aligning Money with Values?
Oct 19, 2025
Should You Invest in Real Estate Beyond Your Home?
Oct 18, 2025
The Importance of Investing Regularly: Dollar-Cost Averaging?
Oct 17, 2025
Avoiding Investment Scams: How to Spot Red Flags?
Oct 16, 2025
Understanding Market Cycles: Investing with Patience and Faith?
Oct 15, 2025
Behavior vs. Knowledge: Why Your Habits Matter More Than Information?
Oct 14, 2025
Diversification: Why shouldn’t I put all my eggs in one basket?
Oct 13, 2025
Investing for Other Goals: Home, College, or Big Purchases?
Oct 12, 2025
How do I invest beyond my 401K for success?
Oct 11, 2025
Understanding Investment Fees: Are They Eating Your Returns?
Oct 10, 2025
Automating Your Investments: Consistent Growth, Less Stress?
Oct 09, 2025
The Power of Compounding: How to Make Your Money Work for You?
Oct 08, 2025
What Are Mutual Funds & ETFs: Your Easy Button for Diversification?
Oct 07, 2025
Understanding Bonds: The “Safe Bet” in Your Portfolio?
Oct 06, 2025
Demystifying Stocks: What Are They and How Do They Work?
Oct 05, 2025
What’s Your Investment Horizon: Short-Term vs. Long-Term Goals?
Oct 04, 2025
Understanding Risk vs. Reward: How Much is Right for You?
Oct 03, 2025
Is Investing Only for the Rich? How to Start Small?
Oct 02, 2025
What Even IS Investing, and Why Does It Matter for Me?
Oct 01, 2025
Am I Ready for My Next Level of Financial Confidence?
Sep 30, 2025
How Can I Practice Grace When My Financial Habits Aren’t Perfect?
Sep 29, 2025
What’s My Secret Weapon Against Losing Financial Motivation?
Sep 28, 2025
How Can I Lock In My Financial Wins and Make Them Last?
Sep 27, 2025
How Can I Finally Live in True Financial Peace?
Sep 26, 2025
Why Does God Want Me to Be Financially Confident?
Sep 25, 2025
Why Do I Still Worry About Money Even When Things Are Okay?
Sep 24, 2025
Why Do I Feel Like My Financial Progress Doesn’t Stick?
Sep 23, 2025
Why Do I Feel Unprepared for Big Life Financial Decisions?
Sep 22, 2025
Why Does Giving My Money Away Feel So Risky?
Sep 21, 2025
Why Do I Struggle to Use My Talents to Earn More Money?
Sep 20, 2025
Why Is It So Hard to Manage Money When My Income Jumps Around?
Sep 19, 2025
Why Do I Feel My Income is Never Enough for My Needs?
Sep 18, 2025
Why Do Taxes Always Feel So Confusing and Stressful?
Sep 17, 2025
Why Are My Utility Bills Always So High and Stressful?
Sep 16, 2025
Why Does Retirement Planning Feel So Overwhelming and Far Away?
Sep 15, 2025
Why Do I Keep Losing Money to Forgotten Subscriptions?
Sep 14, 2025
Why Are Money Talks So Awkward (and Stressful) with My Family?
Sep 13, 2025
Why Do Ads Make Me Feel Like I Need More Stuff?
Sep 12, 2025
Why Do I Feel Constantly Pressured to "Keep Up" With Others?
Sep 11, 2025
Why Do My Kids’ Activities Cost So Much and Stress Me Out?
Sep 10, 2025
Why Do I Keep Falling Back Into Debt After Paying It Off?
Sep 09, 2025
Why Do Unexpected Expenses Always Destroy My Budget?
Sep 08, 2025
From Rainy Walks to Financial Wins: A Journey of Perseverance
Sep 07, 2025
Why Is It So Hard to Start Saving Anything At All?
Sep 07, 2025
Why Does Money Make Me Feel Like a Failure?
Sep 06, 2025
How Can I Find Any Extra Money When My Budget is So Tight?
Sep 06, 2025
Am I Stuck in the Minimum Payment Trap Forever?
Sep 05, 2025
Why Does My Debt Feel So Overwhelming and Hopeless?
Sep 04, 2025
Why Do I Always Feel Like I Don’t Have Enough?
Sep 03, 2025
Why Do I Keep Making Impulse Buys I Regret?
Sep 02, 2025
Why Can't I Ever Seem to Stick to My Budget?
Sep 01, 2025
Join the No Spend September Challenge: Let’s Save Some Dough!
Aug 31, 2025
Is Budgeting Really Just About Restriction and Deprivation?
Aug 31, 2025
5 Tips for College Students to Avoid Financial Chaos
Aug 30, 2025
Why Does My Money Disappear So Fast Every Month?
Aug 30, 2025
Why Am I So Afraid to Look at My Bank Account?
Aug 29, 2025
Why Do I Feel So Ashamed About My Money Problems?
Aug 28, 2025
Am I Truly Embracing My Lifelong Financial Journey?
Aug 27, 2025
What's My Year-End Financial Checklist to Wrap Up Strong?
Aug 26, 2025
How Can I Find True Contentment During the Holidays Without Overspending?
Aug 25, 2025
How Can I Reflect on My Fall Blessings and Financial Growth?
Aug 24, 2025
Tithing: Lottery or Life Lesson?
Aug 23, 2025
How Can a Mid-Year Financial Clean-Up Boost My Peace?
Aug 23, 2025
Financial Anxiety: Is God Your Backup Plan?
Aug 22, 2025
How Can I Set Financial Goals for the Rest of the Year?
Aug 22, 2025
How Can I Make the Most of My Summer Job Income?
Aug 21, 2025
Are My Insurance Policies Protecting Me Enough?
Aug 20, 2025
How Can I Get Ahead Financially for the Entire Fall Season?
Aug 19, 2025
How Can Starting My Back-to-School Prep Early Save Me Money?
Aug 18, 2025
Money Woes? Let’s Chat About Why It’s a Sin
Aug 17, 2025
How Can I Practice Self-Care This Summer Without Breaking the Bank?
Aug 17, 2025
Is Your Hard-Earned Cash Going Down the Drain?
Aug 16, 2025
Can a Digital Detox Really Save Me Money This Summer?
Aug 16, 2025
How Can I Overcome the "FOMO" Spending Trap This Summer?
Aug 15, 2025
Can Intentional Spending Reduce Budget Stress?
Aug 15, 2025
The "Summer Slump" Budget Review: Re-evaluating Habits Mid-Season?
Aug 14, 2025
How Can I Teach My Teenager About Money Without Constant Arguing?
Aug 13, 2025
How Can I Plan for College Costs Without Overwhelming My Family?
Aug 12, 2025
How Can I Review My Financial Goals for the Rest of the Year?
Aug 11, 2025
How Can I Enjoy a Debt-Free Holiday Season This Year?
Aug 10, 2025
How Can I Budget for Fall Fun Without Overspending?
Aug 09, 2025
Credit Cards Are Not Your Emergency Fund, Here's Why!
Aug 08, 2025
How Can a Fall Side Hustle Boost My Holiday Budget?
Aug 08, 2025
How Can Getting Organized Now Save Me Tax Season Stress?
Aug 07, 2025
How Can I Prepare for Higher Fall & Winter Utility Bills?
Aug 06, 2025
Are Your Subscriptions Still Serving Your Budget This Fall?
Aug 05, 2025
How Can Fall Meal Planning Bring Peace to My Dinner Table?
Aug 04, 2025
How Can Setting Up Fall Routines Save My Time and Money?
Aug 03, 2025
How Can I Equip My Kids to Handle Money Better Than I Did?
Aug 02, 2025
How Can I Afford My Kids’ Activities Without Going Broke?
Aug 01, 2025
How do I dress my kids for success on a budget?
Jul 31, 2025
How Can I Shop Smart for School Supplies: Essentials vs. Extras?
Jul 30, 2025
How to Budget for Back-to-School Without Breaking the Bank?
Jul 29, 2025
Am I really ready to live a life of smart and faithful stewardship?
Jul 28, 2025
How Can One Daily Habit Keep Me Focused on What Matters Most?
Jul 27, 2025
Broke and Broken: The Hidden Cost of Addiction
Jul 26, 2025
How Do I Unleash Unshakable Financial Confidence Through Christ?
Jul 26, 2025
Can I Find Real Joy Without Spending Money?
Jul 25, 2025
How Can I Flex My Financial Plan When Life Throws Curveballs?
Jul 24, 2025
How Do I Actively Combat “Creep” So It Doesn’t Steal My Progress?
Jul 23, 2025
What Kind of Financial Legacy Do I Want to Leave for God’s Kingdom?
Jul 22, 2025
How Can I “Future-Pace” My Freedom and Live My Ideal Intentional Life?
Jul 21, 2025
What if Your Richest Asset Isn't Your Bank Account?
Jul 20, 2025
Cash Can't Buy You Love: Lessons from Warren Buffett
Jul 19, 2025
God's Plan or Your Wallet: Which One Rules Your Investments?
Jul 19, 2025
Am I Stewarding My Time and Talents as Wisely as My Money?
Jul 18, 2025
How Does Generosity Multiply My Financial Freedom?
Jul 17, 2025
How Can I Make Every Dollar Serve a Mission?
Jul 16, 2025
Can Decluttering My Home Actually Free Up My Finances?
Jul 15, 2025
How Can I Give Gifts with Purpose, Not Just Pressure?
Jul 14, 2025
Can Learning New Skills Actually Save Me Thousands?
Jul 13, 2025
Is There Joy (and Savings!) in Buying Secondhand?
Jul 12, 2025
How Can I Make Every Spending Decision a Conscious Choice?
Jul 11, 2025
Should I Invest My Money in Experiences or Possessions?
Jul 10, 2025
How Do I Unsubscribe from Constant Consumer Culture?
Jul 09, 2025
Can Delayed Gratification Really Be a Financial Superpower?
Jul 08, 2025
How Do I Know What "Enough" Really Is For My Life?
Jul 07, 2025
How Do I Escape the "Keeping Up with the Joneses" Comparison Trap?
Jul 06, 2025
Trump's Big Beautiful Bill: What You Need to Know for Your Wallet!
Jul 06, 2025
Why Do I Keep Buying Things I Don't Need?
Jul 05, 2025
How Does Trusting God Anchor My Finances Beyond Earthly Treasures?
Jul 04, 2025
What Are My True Values, and How Do They Guide My Spending?
Jul 03, 2025
Does Gratitude Actually Change My Financial Situation?
Jul 02, 2025
How Can I Cultivate True Contentment in a "More, More, More" World?
Jul 01, 2025
What Does "Intentional Living" Even Mean for My Money?
Jun 30, 2025
From Inflation to Inspiration: A New Perspective with Ralph
Jun 29, 2025
Is "More Money" Really the Answer to My Financial Stress?
Jun 29, 2025
What's Next? How Do I Make My Financial Peace Last?
Jun 28, 2025
How Do I Live in Financial Peace and Keep Stress from Coming Back?
Jun 27, 2025
How Do I Make These Financial Habits Actually Stick?
Jun 26, 2025
Can Being Generous Actually Help Reduce My Money Stress?
Jun 25, 2025
How Do I Live in Financial Peace and Keep Stress from Coming Back?
Jun 24, 2025
I Bought the House - Now How Do I Budget for Everything Else?
Jun 23, 2025
What Exactly Are Closing Costs, and How Do I Budget for Them?
Jun 22, 2025
Navigating the Mortgage Maze: How Do I Get a Good Loan?
Jun 21, 2025
I Know What I Can Afford - How Do I Prepare Financially to Buy That Home?
Jun 20, 2025
Is Buying a Home Always the Right Financial Move for Me?
Jun 19, 2025
Is More Money Just Leading to More Spending (Lifestyle Creep)?
Jun 18, 2025
How Do I Manage Money When My Income Isn't Predictable?
Jun 17, 2025
Is My Income the Real Reason I'm Stressed About Money?
Jun 16, 2025
Are You Ready to Finally Tackle Debt & Build Your Savings?
Jun 15, 2025
What Are 3 Quick Ways to Boost My Credit Score Right Away?
Jun 14, 2025
How Can I Fix Mistakes and Improve My Credit Score?
Jun 13, 2025
What Does My Credit Score Actually Mean for Me?
Jun 12, 2025
Can I Use Credit Wisely Without Falling Into Debt?
Jun 11, 2025
How Can I Avoid Getting Back Into Debt?
Jun 10, 2025
Are Balance Transfers & Consolidation a Trap or a True Escape from Debt?
Jun 09, 2025
When the Numbers Hurt: Can Faith Truly Heal Our Financial Fears?
Jun 08, 2025
Where Can I Find Extra Money to Pay Off Debt Faster?
Jun 07, 2025
What Debt Payoff Strategy Actually Works for You?
Jun 06, 2025
Is Your Debt Lying to You About Who You Are?
Jun 05, 2025
Beyond Emergencies: What Else Should I Be Saving For?
Jun 04, 2025
How Can Saving Money Actually Reduce My Stress? (Building Your Ark of Assurance)
Jun 03, 2025
How Do I Fix My Budget Based on What I Learned?
Jun 02, 2025
LIVE SHOW REPLAY: Is Your Spouse Secretly Sabotaging Your 'Below Your Means' Dream?
Jun 01, 2025
My Spending Data is Ready - Now What Do I Do With It?
May 31, 2025
Why Should I Track My Spending (Isn't it Depressing?)?
May 30, 2025
Can a Budget Really Reduce My Stress?
May 29, 2025
How Do I Get a Clear Picture of My Money Situation?
May 28, 2025
How Can I Look at My Bank Account Without Panicking?
May 27, 2025
Am I the Only One Losing Sleep Over Money?
May 26, 2025
LIVE SHOW REPLAY: Is That Brand Name Really Worth It?
May 25, 2025
Struggling on Your Financial Journey? How About Progress Over Perfection?
May 24, 2025
Are Hidden 'Idols' Affecting Your Finances?
May 23, 2025
Welcome to Financially Confident Christian
May 23, 2025
Beyond the Goal: What's Your Deeper 'Why'?
May 22, 2025
What's Your Specific Financial Goal Right Now?
May 21, 2025
Could You Be Overpaying for Insurance?
May 20, 2025
Want to Save Consistently? Why Not Automate It?
May 19, 2025
LIVE SHOW REPLAY Are You Truly Living Below Your Means or Just Barely Getting By?
May 18, 2025
How Can You Stop Small Emergencies From Derailing Debt Payoff?
May 17, 2025
Need Debt Payoff Motivation? Can $20 Make a Difference?
May 16, 2025
Trying to Pay Off Debt? Should You Stop Using Credit Cards?
May 15, 2025
Ready to Face Your Debt? Where Do You Start?
May 14, 2025
Could Switching Brands Save You Money?
May 13, 2025
Need Something? Should You Borrow or Barter Before Buying?
May 12, 2025
LIVE SHOW REPLAY - Are Your Spending Habits Aligned With Your Values This Week?
May 11, 2025
Can You Intentionally Lower One Utility Bill This Month?
May 10, 2025
Could You Save Money by Shopping Your House First?
May 09, 2025
Need Weekend Fun That Doesn't Break the Bank?
May 08, 2025
Want to Stop Impulse Buys? Try This Rule!
May 07, 2025
Are Unused Subscriptions Draining Your Budget?
May 06, 2025
Is Buying Lunch Draining Your Wallet?
May 05, 2025
LIVE SHOW REPLAY: What's the Most Powerful Financial Move When You Don't Know Where to Begin?
May 04, 2025
That Daily Coffee Habit?
May 03, 2025
Need It or Want It?
May 02, 2025
Feeling Off Track Financially?
May 01, 2025
Could a Simple Shopping List Transform Your Grocery Budget?
Apr 30, 2025
Is Meal Planning the Key to Budget Success?
Apr 29, 2025
Is the Envelope System God’s Answer to Overspending?
Apr 28, 2025
LIVE SHOW REPLAY Feeling Stuck by Financial Shame? Ready for Real Freedom?
Apr 27, 2025
Is Your Budget a Tool or a Trap?
Apr 26, 2025
Found the Leak Yet? Pinpointing Where Your Money Goes
Apr 25, 2025
Where Does Your Money Actually Go?
Apr 24, 2025
What If One Habit Could Transform Your Finances Forever?
Apr 23, 2025
What If You Already Have Enough?
Apr 22, 2025
Feeling Lost With Money? Start Here
Apr 21, 2025
LIVE SHOW REPLAY - Are You Ready to Break Free from Financial Shackles?
Apr 20, 2025
Why Is Giving the Secret to Financial Breakthrough?
Apr 19, 2025
How Can I Plan for Future Expenses and Avoid Financial Surprises?
Apr 18, 2025
Are Credit Cards Your Friend or Foe?
Apr 17, 2025
Why Is an Emergency Fund Your Lifeline to Financial Peace?
Apr 16, 2025
How Can I Kick Impulse Buying to the Curb and Save Money?
Apr 15, 2025
Why Is Budgeting Your Secret Weapon to Financial Freedom?
Apr 14, 2025
LIVE SHOW REPLAY - Ready to Thrive, Not Just Survive? Your Financial Breakthrough Starts Now!
Apr 13, 2025
What Legacy Will You Leave? Can You Build Wealth That Matters?
Apr 12, 2025
Small Wins, Big Change: Can You Build Financial Momentum?
Apr 11, 2025
Budgeting Broken? Can You Really Break the Cycle?
Apr 10, 2025
Is Money Stress Crushing Your Faith?
Apr 09, 2025
Why Am I Still Broke? Uncovering The Hidden Root Causes
Apr 08, 2025
Why Does Living Paycheck to Paycheck Feel So Hard to Escape?
Apr 07, 2025
LIVE REPLAY: What are 11 Surprising Things the Bible Says About Wealth?
Apr 06, 2025
Are You Struggling to Trust God with Your Finances? Find Peace and Purpose in His Plan
Apr 05, 2025
Want to Stop Worrying About Money? Create a Plan That Gives You Freedom and Stability
Apr 04, 2025
Tired of Living Paycheck to Paycheck? Let’s Build a Solid Foundation for Your Future.
Apr 03, 2025
What 7 Daily Steps Can I Take to Rebuild My Confidence With Money?
Apr 02, 2025
What’s Stopping You From Starting an Emergency Fund? Try These 5 Tips!
Apr 01, 2025
How Do I Save My Mom From My Dad’s $200,000 IRS Nightmare – And Should I Even Try?
Mar 31, 2025
How Can I Turn My Paycheck Into Purpose?
Mar 30, 2025
Who Pays the Bills When Your Grown Kids Won’t Fly the Coop?
Mar 29, 2025
Can't Pay the IRS? How can you Avoid Major Penalties with These 4 Strategies?
Mar 28, 2025
5 Important Things That Disappear When You Retire – Are You Ready?
Mar 27, 2025
How Can You Budget When Paychecks Are Unpredictable?
Mar 26, 2025
Is Cheap Advice Really Worth the Price?
Mar 25, 2025
What Is the Taxpayer Advocate and How Can They Help Me?
Mar 24, 2025
How Do I Maintain My Faith During Difficult Economic Times?
Mar 23, 2025
Why Can’t We Quit Paper Checks—and Are Scammers Cashing In?
Mar 22, 2025
Are These Common Banking Habits Draining Your Wallet?
Mar 21, 2025
Are Car Dealers Using the 4-Square Method to Outfox You?
Mar 20, 2025
Is Your Credit Card Costing You More Than You Think?
Mar 19, 2025
Are You Still on the Hook With the IRS? How Far Back Can They Claim You Owe?
Mar 18, 2025
Are You Following the World's Wisdom or God's Wisdom in Your Finances?
Mar 17, 2025
Is It Time to Redefine What Being Rich Means to You?
Mar 16, 2025
LIVE SHOW REPLAY: What's Changing in Your 401(k) in 2025—and What Does It Mean for You?
Mar 15, 2025
Confused About How Your Rental Property Affects Your Taxes?
Mar 14, 2025
Self-Employment Tax Got You Stressed? Learn Exactly What It Is and How to Pay Less
Mar 13, 2025
Self-Filing Taxes: Are You Making These Common Errors That Could Land You In Trouble With The IRS?
Mar 12, 2025
Are You Inviting Financial Trouble by Automatically Filing Taxes Jointly With Your Spouse?
Mar 11, 2025
How do you turn reasonable cause into IRS penalty forgiveness?
Mar 10, 2025
Can you truly live generously on a tight budget?
Mar 09, 2025
Is the 30% rule for housing costs still a wise guideline today?
Mar 08, 2025
Are you sacrificing your future by taking social security too soon?
Mar 07, 2025
Are you ready for the IRS when earning extra income?
Mar 06, 2025
Does divorce have to be painful? Avoiding financial and tax traps
Mar 05, 2025
Are you truly ready to retire or are these financial habits holding you back?
Mar 04, 2025
What happens to your debt when you’re no longer here?
Mar 03, 2025
How Can Faith and Wisdom Break the Chains of Debt?
Mar 02, 2025
Could Diligence and Discipline Slash Your Shopping Bill?
Mar 01, 2025
Which Retirement Expenses Should You Never Cut Corners On?
Feb 28, 2025
How Do You Safeguard Family Wealth From the Grip of Slot Machines?
Feb 27, 2025
Should You Always Pay Cash, or Is There a Better Way?
Feb 26, 2025
What If Achieving Financial Fitness Was as Easy as Your Daily Workout?
Feb 25, 2025
Overwhelmed by tax prep? How to decide between software and an accountant with confidence.
Feb 24, 2025
How do you trust God when your finances are falling apart?
Feb 23, 2025
What’s the secret to deducting home equity loan interest? Find out now!
Feb 22, 2025
Can my marriage survive the secret of my financial infidelity?
Feb 21, 2025
Lost a loved one and facing tax questions? Here’s everything you should know.
Feb 20, 2025
Changing Jobs? Don’t derail your 401-K – Here’s how to get it right.
Feb 19, 2025
How secure is your phone? 9 Shocking Risks you might be ignoring.
Feb 18, 2025
Why did I get this 1099? What it means and how to avoid costly mistakes
Feb 17, 2025
Is God Calling You to Start a Side Hustle?
Feb 16, 2025
LIVE REPLAY: What Are 10 Easy Tax Deductions and Credits to Cut Your Tax Bill?
Feb 15, 2025
Why is the IRS eyeing your digital wallet?
Feb 14, 2025
Can you really afford to skip long term care insurance?
Feb 13, 2025
Unexpected IRS refund? What you should do now and smart ways to spend it
Feb 12, 2025
Filing Without All Your Tax Documents? Why It’s Risky and How to Get What You Need?
Feb 11, 2025
Inheritance incoming: are you ready?
Feb 10, 2025
How Can I Stay Generous for God Even in Tough Times?
Feb 09, 2025
Are You Taking These 10 Smart Steps to Maximize Your Retirement Savings in 2025?
Feb 08, 2025
Could your tax return be raising audit alarms?
Feb 07, 2025
Got a tax notice? Now what?
Feb 06, 2025
Who’s doing your taxes – and can you trust them?
Feb 05, 2025
Who can you trust for your taxes? How to choose the right professional.
Feb 04, 2025
Struggling with taxes? When should you bring in the pros?
Feb 03, 2025
Can you serve two masters: Finding God’s purpose in your professional life?
Feb 02, 2025
Home sweet home…or is it? The questions every first time buyer must ask.
Feb 01, 2025
Cash in or roll over? What’s the smart move for your maturing CD?
Jan 31, 2025
Desperate for tax relief? Why are some solutions worse than the problem?
Jan 30, 2025
Wait, what are estimated taxes and do I actually have to pay them?
Jan 29, 2025
How much money could you save by managing your credit like a Pro?
Jan 28, 2025
Locked out of E-filing? The secret PIN that changes everything
Jan 27, 2025
Why Don't I Feel Close to God Anymore?
Jan 26, 2025
Is ID.me the Future of Digital Identity, or a Privacy Nightmare?
Jan 25, 2025
Why Are New Car Owners Most at Risk for This Insurance Nightmare?
Jan 24, 2025
Is Your Old Filing Status Stealing Your Tax Refund?
Jan 23, 2025
Can Spending More on Healthcare Now Actually Save You Thousands Later? My interview with Dr. Alex Watson of Admire Medical
Jan 22, 2025
Tax Identity Theft: Is Someone Filing Returns in Your Name?
Jan 21, 2025
Does Saving for Emergencies Mean We Don't Trust God?
Jan 20, 2025
How do I find peace with God?
Jan 19, 2025
Help! I Just Got a 1099 - What Is It and What Do I Do Now?
Jan 18, 2025
How do I teach my children about biblical money principles?
Jan 17, 2025
Do I have to pay taxes when I sell my home?
Jan 16, 2025
I spent too much at Christmas - how do I pay down my credit card debt?
Jan 15, 2025
What is a tax refund loan and why are they such a terrible idea?
Jan 14, 2025
How will I ever be able to buy a home?
Jan 13, 2025
Should Christians invest in the stock market?
Jan 12, 2025
Why should I wait until 70 to collect social security?
Jan 11, 2025
What are ways to distribute wealth to my heirs to prevent tax issues?
Jan 10, 2025
How do I handle my taxes when I live in one state and work in another?
Jan 09, 2025
What are the steps I can take to finally take control of my finances-My interview with Robert Plank
Jan 08, 2025
What are 16 ways that tech can make life easier for older people?
Jan 07, 2025
What do I do if I suspect my Mom has dementia and she’s still handling her own finances?
Jan 06, 2025
How can I break the cycle of classic humanism and embrace true Christianity?
Jan 05, 2025
What are treasury inflation protected securities (TIPS) and why should someone hold them?
Jan 04, 2025
Your Daily Guide to Financial Freedom: Welcome to Ask Ralph
Jan 03, 2025
If my social security number has already been compromised – how do I stay safe?
Jan 03, 2025
What are 12 sources of non-taxable income?
Jan 02, 2025
How can I start the New Year on the best financial path?
Jan 01, 2025
What are the top 7 reasons why I should not open a CD?
Dec 31, 2024
What are the 7 best things for retirees to spend their savings on?
Dec 30, 2024
How do I create an Estate plan with a Kingdom impact?
Dec 29, 2024
What are the top upgrades you can make to your home which make it harder to sell?
Dec 28, 2024
Why I probably shouldn’t consider a reverse mortgage?
Dec 27, 2024
How do I prepare for handling my 2024 tax preparation?
Dec 26, 2024
What is the true meaning of Christmas from a Christian perspective?
Dec 25, 2024
How can I negotiate the best deal when buying a used car?
Dec 24, 2024
What are 7 ways to make the most of my social security check?
Dec 23, 2024
How do I navigate inflation while maintaining generosity?
Dec 22, 2024
How do I handle auto insurance if my kids are away at school?
Dec 21, 2024
Why should I designate a trust as a retirement account beneficiary?
Dec 20, 2024
What are some new tax issues facing us in 2025?
Dec 19, 2024
Why do people obsess over a 800 credit score when this score is just as good?
Dec 18, 2024
What are 7 warning signs that my computer has been hacked?
Dec 17, 2024
Why should I choose a credit union over a traditional bank?
Dec 16, 2024
How can we express our love for Christ in our daily lives?
Dec 15, 2024
How can I find financial harmony with my partner?
Dec 14, 2024
What are 9 steps I can take right now in my business for a better tax situation next year?
Dec 13, 2024
What are 11 tax related new years resolutions I should adopt?
Dec 12, 2024
What are 5 common investment choices which kill your returns?
Dec 11, 2024
How do I freeze my credit file and why should I consider doing it?
Dec 10, 2024
What are 19 steps I can take to overcome my savings shortfall even in my early 50’s?
Dec 09, 2024
Do I love the world and my stuff too much? Are your affections set on this world and not on your heavenly home?
Dec 08, 2024
What are 11 tips to go from living paycheck to paycheck into true wealth building?
Dec 07, 2024
What changes are coming to social security in 2025?
Dec 06, 2024
What are 9 retirement expenses which I may not have considered?
Dec 05, 2024
What are the 9 most common estate planning mistakes?
Dec 04, 2024
What are the best apps to use to help my kids with their finances?
Dec 03, 2024
How much cash should I keep on hand once I retire?
Dec 02, 2024
Did you know Jesus died for the bad people too?
Dec 01, 2024
What is title insurance and why do I need it?
Nov 30, 2024
Should I consider overpaying my mortgage?
Nov 29, 2024
Should I file a tax return even though I’m not required to file?
Nov 28, 2024
Is social inflation to blame for our high insurance rates?
Nov 27, 2024
What are the best apps to use to build a financial fitness routine?
Nov 26, 2024
What percentage of my salary should I be putting into retirement?
Nov 25, 2024
What is the real meaning of the Lord’s Supper?
Nov 24, 2024
Can I use my 401-K to purchase a home?
Nov 23, 2024
How can I survive the holidays without going broke?
Nov 22, 2024
What are 5 common RMD mistakes to avoid?
Nov 21, 2024
What are 7 things I can do to get the highest price when selling my car?
Nov 20, 2024
I’ve been scammed online – what are 5 things I should do immediately?
Nov 19, 2024
What are 5 things to consider before buying groceries with my credit card?
Nov 18, 2024
How can I build effective Christian unity?
Nov 17, 2024
My parents failed to prepare for retirement and are now 70 – what can I do to help them?
Nov 16, 2024
Why don’t I feel like I’m doing well financially – even though I am according to most experts?
Nov 15, 2024
What is an EIN and why would I need one?
Nov 14, 2024
Why looking poor can be the key to being rich?
Nov 13, 2024
How can I avoid losing my retirement benefits to an online scammer?
Nov 12, 2024
How do I build a death binder and what should I include in it?
Nov 11, 2024
What are some of the most popular misconceptions of money in scripture?
Nov 10, 2024
What are common things that most people don’t know about social security?
Nov 09, 2024
What are 7 alternatives to buying a home in your golden years?
Nov 08, 2024
What are the differences between the two types of 529 plans?
Nov 07, 2024
What are 7 credit card debt myths that nobody should believe?
Nov 06, 2024
What are the best cash apps and what are best practices for using them?
Nov 05, 2024
What are the biggest financial challenges for those couples retiring at different times?
Nov 04, 2024
How do I find joy in the midst of trouble?
Nov 03, 2024
What are the best ways to save money when selling a home?
Nov 02, 2024
What do I do if I find myself house rich and cash strapped as an older American?
Nov 01, 2024
Why is a wealth tax such a terrible idea?
Oct 31, 2024
What are the 9 riskiest places to give your social security number?
Oct 30, 2024
How can I use my retirement account as an emergency ATM?
Oct 29, 2024
What are the top 5 things people do to stay wealthy?
Oct 28, 2024
What are some ways I can develop spiritual grit?
Oct 27, 2024
What do I do if the bank closed my account?
Oct 26, 2024
What are the top 9 reasons why small businesses fail?
Oct 25, 2024
Is it true that I can lose my passport if I don’t pay my taxes?
Oct 24, 2024
How can I buy a house with no income?
Oct 23, 2024
What is meant by surveillance pricing and does it cost us more?
Oct 22, 2024
What happens if I outlive my life insurance?
Oct 21, 2024
How can I use faith to rebuild my daily motivation?
Oct 20, 2024
BONUS EPISODE - ASK RALPH SHOW LIVE FROM OCTOBER 15, 2024
Oct 19, 2024
What are the 7 insurance options to consider to protect your retirement – a discussion all about supplemental insurance?
Oct 19, 2024
How much money do I need to have saved to cover health care costs in retirement?
Oct 18, 2024
What is the rule of 55 and how can I use it to reduce my taxes?
Oct 17, 2024
Should I purchase special medical insurance when I travel abroad?
Oct 16, 2024
What are some of the best online deals banks offer for opening a new account?
Oct 15, 2024
What are the 5 most common places retirees spend their money in retirement?
Oct 14, 2024
How do I effectively embrace God's gift of rest?
Oct 13, 2024
What are the differences between a revocable and irrevocable trust?
Oct 12, 2024
What are 9 signs that show that I am financially secure?
Oct 11, 2024
Why states with no income tax aren’t as affordable as they may seem?
Oct 10, 2024
How do I handle lending money to friends and family and what are the tax issues related to making those loans?
Oct 09, 2024
What are 7 ways my bank can help me stick to my budget?
Oct 08, 2024
What do experts say about how much is the maximum amount to deposit to a CD?
Oct 07, 2024
How do I learn to effectively apologize?
Oct 06, 2024
What are 9 terrible pieces of money advice to ignore if you want to get rich?
Oct 05, 2024
What are the 7 best investment choices for frugal people?
Oct 04, 2024
What is the tax impact of getting a lump sum versus routine payout of retirement?
Oct 03, 2024
What are 9 unexpected costs of selling your home?
Oct 02, 2024
What do I do when I lose my wallet to protect from identity theft?
Oct 01, 2024
What are 7 common traits of Americans who can never, ever, retire?
Sep 30, 2024
How can I manage my anxiety by using my faith?
Sep 29, 2024
Should I have joint accounts with my children or rely on a Power of Attorney?
Sep 28, 2024
How do I budget for my pet care expenses?
Sep 27, 2024
What steps can I take to avoid a tax time bomb in retirement?
Sep 26, 2024
How can I discuss pension income during the dating process?
Sep 25, 2024
What are the top 7 debt collections scams to avoid?
Sep 24, 2024
What are ten things I should never do with my credit card?
Sep 23, 2024
How do I find joy in the mundane?
Sep 22, 2024
How do I live out my Christian Faith through my finances? Replay of my interview with Paul Granger
Sep 21, 2024
Why does a good credit score matter even in retirement?
Sep 20, 2024
How can I keep from burdening my heirs with an inherited IRA?
Sep 19, 2024
What happens to your debts after you die?
Sep 18, 2024
What are 9 reasons I should still write checks?
Sep 17, 2024
How do we handle our finances effectively as a couple? Interview with Karen Hackman a couples financial expert.
Sep 16, 2024
How do I work at cultivating Christian community?
Sep 15, 2024
What are 5 regrets of Americans who called it quits too early by retiring?
Sep 14, 2024
What are the best money lessons to teach your kids?
Sep 13, 2024
Is life insurance taxable?
Sep 12, 2024
What are 10 things that banks don’t want you to know which could cost you money?
Sep 11, 2024
How do I avoid being the victim of a squishing scam?
Sep 10, 2024
How can I beat the dealership in the finance office?
Sep 09, 2024
How do I live out my Christian calling?
Sep 08, 2024
What are 5 tips for choosing an insurance agent or broker?
Sep 07, 2024
What are 7 money mistakes made by those over 50?
Sep 06, 2024
What are 8 common reasons for getting audited by the IRS?
Sep 05, 2024
How do I get my infant on the course to great credit?
Sep 04, 2024
Do I need a VPN and why is it so useful?
Sep 03, 2024
What is your bank not telling you about using your debit card?
Sep 02, 2024
What are some ways I can learn to tame my tongue?
Sep 01, 2024
What are the specific things I should consider when buying a business?
Aug 31, 2024
What are the four types of student loans?
Aug 30, 2024
How do I prepare for an audit of my home office expenses?
Aug 29, 2024
Why should I consider collecting social security benefits early?
Aug 28, 2024
Have I become a virtual hermit?
Aug 27, 2024
How does my retirement balance compare to other people of my same age?
Aug 26, 2024
How do I discern Gods will for my life?
Aug 25, 2024
What are the 7 documents I should always keep?
Aug 24, 2024
What are the top financial tips for transitioning into retirement?
Aug 23, 2024
Where should you pull money from first in retirement to optimize your taxes?
Aug 22, 2024
What are some essential money management tips for individuals as well as business owners?
Aug 21, 2024
What is the future of artificial intelligence and how does it impact my Christian Faith?
Aug 20, 2024
Am I paying too much for rent?
Aug 19, 2024
How can I see the holy scriptures with fresh eyes?
Aug 18, 2024
Should I refinance my auto loan and how do I even do it?
Aug 17, 2024
How do social security survivor benefits work?
Aug 16, 2024
I just got married – do you have a newlywed tax checklist for me to follow?
Aug 15, 2024
What are 10 expenses I can drop immediately and not even miss them?
Aug 14, 2024
Should I take a digital sabbath and how do I do it?
Aug 13, 2024
Should I play the bank bonus game?
Aug 12, 2024
Am I too far gone for forgiveness?
Aug 11, 2024
How Can High Income Individuals Optimize Their Taxes?
Aug 10, 2024
What is meant by the social security earnings cap and how does that affect my future benefits?
Aug 09, 2024
What is the tax impact of gifting someone stock?
Aug 08, 2024
How do I rebuild my credit after a financial crisis?
Aug 07, 2024
How do I set healthy boundaries with social media from a Godly Perspective?
Aug 06, 2024
How am I going to pay for the childrens college education?
Aug 05, 2024
How do I respond to financial trials and uncertainty by using my faith?
Aug 04, 2024
Is it possible to estimate my future social security benefits?
Aug 03, 2024
How can I use financial “fasting” to grow closer to God?
Aug 02, 2024
How do I handle getting audited by the IRS?
Aug 01, 2024
What are seven financial perks of maintaining great credit?
Jul 31, 2024
How can I protect myself from identity theft online?
Jul 30, 2024
Should you get a home equity loan or a home equity line of credit?
Jul 29, 2024
How do I manage poverty, wealth, and material needs with a heavenly mindset?
Jul 28, 2024
How do I get started walking for fitness – a great interview with David Paul and his daily podcast “Walking is Fitness”
Jul 27, 2024
What are the 401K beneficiary rules I need to know and make sure I am aware of when managing my retirement accounts?
Jul 26, 2024
How do I reduce my taxes when I take money from my 401K or other retirement account?
Jul 25, 2024
How do I make sure I’m not filing a false tax return with the IRS?
Jul 24, 2024
What are some faith-based investing principles and tools I can use to grow my investments and maintain my faith?
Jul 23, 2024
How do I repair my bad credit?
Jul 22, 2024
What does biblical tithing actually mean and how do I develop a giving plan based on biblical principles?
Jul 21, 2024
What are the 8 types of homeowners insurance and which should I have for my home?
Jul 20, 2024
Is it better to rent or buy a home? How do I decide what’s best for me?
Jul 19, 2024
What is the Secure Act 2.0 and how does this affect my retirement?
Jul 18, 2024
My credit score has dropped below 700, what do I need to stop doing right away to improve my credit score?
Jul 17, 2024
What are the best online sources for online banking, bill payment and what are best ways to keep from gettng scammed?
Jul 16, 2024
How do I select the credit card which is best for me?
Jul 15, 2024
How do I stop battling comparison with others and find contentment in Christ?
Jul 14, 2024
How do I evaluate my life insurance needs? How much life insurance do I really need?
Jul 13, 2024
When is the right time to refinance my home?
Jul 12, 2024
What are these FICA taxes taken out of my paycheck and what is the trust fund?
Jul 11, 2024
What are the 10 secret savings rules which they didn’t teach you in school?
Jul 10, 2024
What are some apps I can use to rebuild my credit?
Jul 09, 2024
What are the ten money habits which are hurting my relationships?
Jul 08, 2024
How can I make work and career decisions according to Gods will?
Jul 07, 2024
How do I payoff a debt in collections?
Jul 06, 2024
Is it safe to invest in precious metal IRAs?
Jul 05, 2024
How do I handle taxes when I work in multiple states?
Jul 04, 2024
Is my side hustle actually illegal?
Jul 03, 2024
Should I get a no credit check or other online loan?
Jul 02, 2024
What is a home warranty and should I have one?
Jul 01, 2024
How do I become debt free through Godly wisdom and discipline?
Jun 30, 2024
What should I keep in my safe deposit box? Do I even need one?
Jun 29, 2024
What do I do when I inherit property with someone else?
Jun 28, 2024
How many years can the IRS audit my returns?
Jun 27, 2024
How can you manage unexpected expenses without getting trapped in a debt cycle?
Jun 26, 2024
What is an ETF and is it a safe investment for me?
Jun 25, 2024
Are Credit Counseling Services Really a Scam or Do They Help People in Debt?
Jun 24, 2024
How Can You Balance Wealth and Generosity Biblically?
Jun 23, 2024
How Can Small Business Owners Increase Their Company's Value?
Jun 22, 2024
Should You Put Money Down on Your Next Car Purchase?
Jun 21, 2024
What Really Happens If You Cheat on Your Taxes?
Jun 20, 2024
Are You Prepared for the Unexpected Expenses of Maintaining a Home?
Jun 19, 2024
How FDIC Insurance Protects Your Bank Deposits?
Jun 18, 2024
How to Navigate Credit Card Offers Wisely and Avoid Common Traps
Jun 17, 2024
How to Prepare for a Fear-Free Retirement with Practical and Spiritual Guidance
Jun 16, 2024
What Do I Do When My Car Lease Ends?
Jun 15, 2024
How go I get my adult children to leave the nest?
Jun 14, 2024
What are Required Minimum Distributions or RMDs?
Jun 13, 2024
Could AI in Lending Hurt Your Chances of getting a loan?
Jun 12, 2024
Setting Limits on Smartphone Use to Help Children Thrive in a Digital World
Jun 11, 2024
Debt Free: Bankruptcy And Debt Management To Overcome Your Financial Burden
Jun 10, 2024
How to Overcome Guilt and Find Spiritual Freedom
Jun 09, 2024
How to Achieve Sustainable Success in Business After Burnout with Entrepreneur Ral West
Jun 08, 2024
Achieving Your Financial Goals Through Intentional Budgeting
Jun 07, 2024
Stay Out of Trouble with the IRS: Penalty Prevention Tips
Jun 06, 2024
Revealing Hidden Facts: Shocking Job Situations
Jun 05, 2024
Balancing Fame and Faith: The Journey of an Influencer
Jun 04, 2024
From Grief to Guidance: Managing an Inherited Property
Jun 03, 2024
Excellence as Worship: Aligning Life with God's Standards
Jun 02, 2024
The Path to Podcasting Success with Dave Jackson
Jun 01, 2024
The Truth About Annuities: Guaranteed Income or Scam?
May 31, 2024
Tax Refund Troubles: Steps to Take When the Unexpected Happens
May 30, 2024
Maximize Your Grocery Budget: Practical Tips and Listener Advice
May 29, 2024
Declutter Your Digital Life: Practical Tips for Digital Organization
May 28, 2024
Avoiding Financial Pitfalls in Retirement
May 27, 2024
Finding Peace through Prayer: A Guide to Deepening Your Connection with God
May 26, 2024
Faithful Finances: Managing Money with a Mission my interview with Whitney Owens from the Wise Practice Podcast
May 25, 2024
Financial Harmony: Building Unity in Marriage
May 24, 2024
Financial Wisdom: Understanding Quarterly Tax Payments and Safe Harbor Rules
May 23, 2024
Dollar Stores Exposed: Community Impacts Revealed
May 22, 2024
Tech Talk: Exploring Accessibility Options
May 21, 2024
Balancing Business and Marriage: Practical Insights for Christian Entrepreneurs
May 20, 2024
The Power of Calming the Storm Within: Lessons from Mark 4
May 19, 2024
Handling Retirement Savings During Job Changes
May 18, 2024
Financial Spring Cleaning: 7 Steps to Organize Your Finances
May 17, 2024
Navigating College Savings: The 529 Plan Explained
May 16, 2024
Conquering Money Anxiety: Tales of Victory and Empowerment
May 15, 2024
The Power of Password Managers: Secure Your Digital Life
May 14, 2024
The Art of Building Relationships: A Path to Prosperity
May 13, 2024
A Special Mothers Day Message
May 12, 2024
Beyond the Garage: Navigating Success with Nick Gadaleta and Ralph Estep, Jr.
May 11, 2024
Peace of Mind: The Benefits of Long-Term Care Insurance
May 10, 2024
Empowering Your Financial Future: Understanding Roth IRAs
May 09, 2024
Achieving Financial Freedom: A Procrastinator's Guide to Bill Payments
May 08, 2024
Extended Warranties on Electronics
May 07, 2024
Social Security Benefits from Divorce
May 06, 2024
Living in Gratitude
May 05, 2024
Do you need an umbrella insurance policy?
May 04, 2024
The Self Storage Debate - Friend or Foe
May 03, 2024
An Exploration of Gift Taxes
May 02, 2024
3 Steps to Avoid Dealer Added Fees
May 01, 2024
The Best Siri Shortcuts
Apr 30, 2024
Habits of Highly Resilient People
Apr 29, 2024
Finding Peace in Gods Plan
Apr 28, 2024
Tax Evasion Tips: Income the IRS does not tax
Apr 27, 2024
Health Savings Accounts
Apr 26, 2024
Records You Should Keep
Apr 25, 2024
TIPFLATION - Out of Control Tipping
Apr 24, 2024
Creating an Online Account with the IRS
Apr 23, 2024
Stewarding Your Benjamins
Apr 22, 2024
How to Stop Worrying and Start Living
Apr 21, 2024
Credit Builder Loans
Apr 20, 2024
Inheriting Savings Bonds and the Tax Implications
Apr 19, 2024
How to Avoid Tax Scams
Apr 18, 2024
Crazy Online Product Reviews
Apr 17, 2024
Are you losing money working for Home Delivery Services?
Apr 16, 2024
Should I cosign for a loan?
Apr 15, 2024
Pray for our Leaders
Apr 14, 2024
Weathering Economic Storms: A Preppers Guide to Financial Resilience - Mark Lawley and Ralph Estep, Jr.
Apr 13, 2024
Credit card charge off and forgiveness
Apr 12, 2024
Filing a Tax Extension
Apr 11, 2024
Unusual Business Traditions
Apr 10, 2024
Tips for Avoiding Email Spam
Apr 09, 2024
Big Hairy Audacious Goals and Green Light Thinking
Apr 08, 2024
Paid in Full - Jesus on the Cross
Apr 07, 2024
Tips for Accounting for Rental Properties
Apr 06, 2024
Understanding Admitted versus Non-Admitted Insurance Companies
Apr 05, 2024
ROTH IRA Conversions
Apr 04, 2024
Weird Business Laws
Apr 03, 2024
AI Generated Robocalls
Apr 02, 2024
Frugal Tips from Growing Up Poor
Apr 01, 2024
Intentionally Choosing Christ
Mar 31, 2024
Insightful Chat about Financial Literacy with Dr. Christopher Loo
Mar 30, 2024
Why it's vital to keep business and personal finances separate
Mar 29, 2024
Death and Taxes
Mar 28, 2024
Advertising Fails and Mishaps
Mar 27, 2024
Taxation of Cryptocurrency
Mar 26, 2024
5 Ways to Payoff Credit Card Debt
Mar 25, 2024
Give it over to God
Mar 24, 2024
Deciphering Reverse Mortgages
Mar 23, 2024
Medical Expense Deductions
Mar 22, 2024
Correcting Tax Filing Errors
Mar 21, 2024
Ridiculous Business Expenses
Mar 20, 2024
Technology Transforming Personal Finance
Mar 19, 2024
Private Mortgage Insurance
Mar 18, 2024
Healing Your Finances
Mar 17, 2024
New Employee vs Independent Contractor Rule Effective March 11
Mar 16, 2024
Inherited IRA Rules
Mar 15, 2024
Simpler IRS Notices
Mar 14, 2024
Common Money Wasters
Mar 13, 2024
Best ToDo List
Mar 12, 2024
Prepaying Your Mortgage
Mar 11, 2024
Building Your House on Sand
Mar 10, 2024
Navigating Finances in Divorce
Mar 09, 2024
The Ten Biggest Mortgage Mistakes and How to Avoid Them
Mar 08, 2024
When you Owe the IRS
Mar 07, 2024
Business Myths Debunked
Mar 06, 2024
QR Codes Demystified
Mar 05, 2024
23 Frugal Habits
Mar 04, 2024
Keeping Faith in Failures
Mar 03, 2024
Navigating the Challenges of Brick and Mortar Businesses: A Discussion with JoJo Struebing
Mar 02, 2024
Five Common Social Security Myths that Will Ruin Your Retirement
Mar 01, 2024
10 IRS Audit Flags
Feb 29, 2024
Unusual Business Titles
Feb 28, 2024
Using Online Tax Software or Selecting an Accountant
Feb 27, 2024
Reigniting a Passion in Your Business
Feb 26, 2024
The Gift of Forgiveness: Extending Grace to Others
Feb 25, 2024
Navigating Real Estate with Gina Crowder
Feb 24, 2024
Common 401K Myths
Feb 23, 2024
Deducting Home Improvements
Feb 22, 2024
Crazy Tax Deductions
Feb 21, 2024
Creating an Effective Email Marketing Campaign
Feb 20, 2024
Setting SMART Financial Goals
Feb 19, 2024
Growing in Wisdom: Applying Biblical Principles
Feb 18, 2024
Understanding Your Constitutional Rights: A Conversation with Chris Rowe
Feb 17, 2024
12 Steps to Take 6 Months Before You Retire
Feb 16, 2024
SEP IRA's Explained
Feb 15, 2024
Unconventional Ways to Spend Money
Feb 14, 2024
Leveraging Technology to Improve Customer Service and Grow Your Business
Feb 13, 2024
Financing Your Home - Here are the Basics
Feb 12, 2024
Living a Life of Integrity - Honoring God's Commandments
Feb 11, 2024
A Game Plan for Success: Brandon Steiner on Winning in Sports Memorabilia and Beyond
Feb 10, 2024
Converting Personal Vehicles to Business Use
Feb 09, 2024
Common Tax Jargon
Feb 08, 2024
Weird Side Hustles
Feb 07, 2024
Cybersecurity for Entreprenuers
Feb 06, 2024
Overcoming Fear of Failure: Taking Risks in Business and Finance
Feb 05, 2024
Finding Strength in Times of Trouble - Trusting God's Plan
Feb 04, 2024
Capitalize on Strengths, Overcome Weaknesses: A Conversation with Professor Craig Van Slyke
Feb 03, 2024
Pass-Through Entities Explained
Feb 02, 2024
Don't Miss These Tax Credits
Feb 01, 2024
Crazy Business Ideas That Actually Worked
Jan 31, 2024
Benefits and Risks of Using Personal Financial Apps
Jan 30, 2024
10 Myths about Retirement
Jan 29, 2024
Finding Purpose in God's Kingdom - Using Your Gifts
Jan 28, 2024
Five Tax Blunders That Can Leave You Broke
Jan 27, 2024
Purchasing versus Leasing Your Next Vehicle
Jan 26, 2024
Beneficial Ownership Reporting - What you need to know!
Jan 25, 2024
Crazy Tax Mistakes and How to Fix Them
Jan 24, 2024
Tips for Staying Safe Online and Balancing Your Digital Life
Jan 23, 2024
There's Hope for Getting a Mortgage After Bankruptcy
Jan 22, 2024
Spiritual Reasons for Personal Frugality - Poor in Life - Rich in Spirit
Jan 21, 2024
Avoiding "The Mailbox is Full"
Jan 20, 2024
Building An Emergency Savings Fund
Jan 19, 2024
Tax Implications of Selling Your Home
Jan 18, 2024
Wacky Business Story Headlines
Jan 17, 2024
Best Accounting Software for 2024
Jan 16, 2024
Using Your Core Compentencies to Manage Business Success
Jan 15, 2024
Using Prayer to Navigate Financial Hard Times
Jan 14, 2024
Estate Planning Chat with Attorney Kevin Baird
Jan 13, 2024
Innocent Spouse Relief
Jan 12, 2024
Deferred Interest Loans - Don't Get Pinched!
Jan 11, 2024
Getting Ready for Tax Time
Jan 10, 2024
7 Ways to Raise Your Credit Score by 200 Points
Jan 09, 2024
New Years Financial Resolutions
Jan 08, 2024
10 Experiences You Don't Want as a Retiree
Jan 07, 2024
Saving Money on Your Next Car
Jan 06, 2024
Common Estate Planning Mistakes
Jan 05, 2024
IRS Penalty Review - Breaking News!
Jan 04, 2024
Starting a Small Business - An interview with Amanda Nauman
Jan 03, 2024
Emergency Withdrawals From 401-K Plans - Pros and Cons
Jan 02, 2024
Inflation Woes - Where Americans Say Their Expenses Have Gone Up
Jan 01, 2024
Steps For Withdrawing An Employee Retention Credit Claim
Dec 31, 2023
Tax Breaks for Seniors
Dec 30, 2023
Self-Employment Tax
Dec 29, 2023
IRS Related Identity Theft
Dec 28, 2023
Mortgage & Economic Update - An Interview with Jason Bochniak
Dec 27, 2023
Three Reasons To Take Social Security Early
Dec 26, 2023
The Lawsuit That Could Disrupt The US Tax System
Dec 25, 2023
A Special Christmas Message - The True Meaning of Christmas
Dec 25, 2023
How to Ruin Your Credit Score - And FIX IT!
Dec 24, 2023
The Four Best Pieces of Money Advice That People Hate to Hear
Dec 23, 2023
Rules for Determining Independent Contractor Status
Dec 22, 2023
Tax Tips for Self-Employed and Contract Workers
Dec 21, 2023
Best Tax Tips for Barbers and Cosmetologists
Dec 20, 2023
Time To Select A New Accountant?
Dec 19, 2023
The Best Options When You Owe The IRS
Dec 18, 2023
Choosing An Accountant To Handle Your Payroll
Dec 17, 2023
Demystifying Business Valuations
Dec 16, 2023
Year-End Tasks to Ensure Your Records Are In Order
Dec 15, 2023
Crazy Deductions for Content Creators?
Dec 14, 2023
Should I Pay Off My Mortgage With Retirement Funds?
Dec 13, 2023
Second Mortgages - What are they and how do they work?
Dec 12, 2023
Selecting An Accountant to Handle Your Taxes
Dec 11, 2023
Exploring the New Delaware Paid Leave Program
Dec 10, 2023
Student Loans and Bankruptcy - Updated Rules
Dec 09, 2023
Retirement Savings for Gig Workers and the Self-Employed
Dec 08, 2023
How to Give A Boost to your Charitable Giving
Dec 07, 2023
Taxpayer Proactive Year-End Tax Planning
Dec 06, 2023
Why We Should All Support Small Businesses
Dec 05, 2023
Exploring the Back Door Roth IRA
Dec 04, 2023
How Could I Owe Taxes in 2023 and How Do I Prepare?
Dec 03, 2023
The Latest News on the IRS 1099-K Reporting Changes
Dec 02, 2023
Part 3 - Nine Common Things That People Avoid Because of Cost and Some Great Money Saving Alternatives
Dec 01, 2023
Part 2 - Nine Common Things That People Avoid Because of Cost and Some Great Money Saving Alternatives
Nov 30, 2023
Part 1 - Nine Common Things That People Avoid Because of Cost and Some Great Money Saving Alternatives
Nov 29, 2023
10 Ways to Save Money During the Holiday Season
Nov 28, 2023
Consequences of Ignoring Your Credit Score
Nov 27, 2023
The Financial Impact of Putting a Loved One in a nursing home
Nov 26, 2023
Top 10 Year End Business Tax Savings Ideas
Nov 25, 2023
Listener Questions about Personal Finance
Nov 24, 2023
Ask Ralph Relaunch
Nov 22, 2023
The Ask Ralph podcast is coming back!
Nov 18, 2023
Stop Wasting Time at Work
Apr 30, 2019
Estimated Tax Payments
Apr 25, 2019
An Innocent Spouse
Apr 23, 2019
Median Americans
Apr 18, 2019
Avoid These 4 Mistakes in Tax Filing
Apr 13, 2019
The Great Refund Debate
Apr 11, 2019
Tips for Choosing a Tax Preparer
Apr 11, 2019
Do You Need to File a Tax Return?
Apr 04, 2019
Home Ownership Tax Myths
Apr 04, 2019
Business Versus Hobby
Apr 02, 2019
Tale of the Ghost Tax Preparer
Mar 28, 2019
Respond Don't React
Mar 28, 2019
VA Home Loans
Mar 22, 2019
How Scammers Steal Your Money
Mar 15, 2019
3 Reasons to Hire a Tax Professional this Year
Mar 13, 2019
IRS Audit Red Flags for TY18
Mar 08, 2019
Why File Early?
Mar 06, 2019
Interview with Stefan "The Freak" Talabisco
Mar 03, 2019
Tax Changes for Military Members
Feb 28, 2019
Elizabeth Warren's Wealth Tax
Feb 27, 2019
Small Business Retirement Plans
Feb 22, 2019
Tax Tips for Grads
Feb 19, 2019
Tax Refund Hype
Feb 17, 2019
Paying off Your Mortgage Early
Feb 15, 2019
Improve Your Finances In 2019
Feb 12, 2019
How to Establish Credit in 5 Easy Steps
Feb 08, 2019
2019 Financial Checklist
Feb 06, 2019
IRS Social Media to Catch Tax Cheats
Jan 31, 2019
Simple Strategies to Maxing out your 401K
Jan 29, 2019
New Years Resolutions for Business Success
Jan 24, 2019
Top Overlooked Tax Deductions (Part 3)
Jan 22, 2019
Top Overlooked Tax Deductions (Part 2)
Jan 17, 2019
Top Overlooked Tax Deductions (Part 1)
Jan 15, 2019
10 Ways to Prepare for Tax Season
Jan 12, 2019
When You Can't Pay Your Taxes
Jan 10, 2019
When to Hire A Tax Professional
Jan 08, 2019
Recovering Financially From the Holidays
Jan 03, 2019
Check Your Withholding
Dec 27, 2018
Taxpayer Advocate Service
Dec 25, 2018
Taxpayer Bill of Rights
Dec 21, 2018
Year-End Tax Planning for Small Businesses
Dec 18, 2018
IRS Offer in Compromise
Dec 13, 2018
Upcoming New Year? Get Organized!
Dec 12, 2018
Franchising Success: Before You Sign
Dec 06, 2018
Franchising Success: Disclosure Docs (Part 3)
Dec 05, 2018
Franchising Success: Disclosure Docs (Part 2)
Dec 04, 2018
Franchising Success: FDD and Me
Nov 29, 2018
Franchising Success: Selecting a Franchise
Nov 28, 2018
Franchising Success: Finding the Right Opportunity
Nov 27, 2018
Franchising Success: Is it Right for You?
Nov 22, 2018
Franchising Success: Business Model
Nov 21, 2018
Franchising Success: The Costs
Nov 20, 2018
Franchising Success: Pros & Cons
Nov 15, 2018
Franchising Success: The Basics (Part 2)
Nov 14, 2018
Franchising Success: The Basics
Nov 13, 2018
Interview with Jodi Lynn Collins of Informed Touch Massage Therapy
Nov 10, 2018
What's the New AMT?
Nov 08, 2018
Is Rent to Own Right for You?
Nov 06, 2018
Preparing for the Unexpected: Spouse Death
Nov 01, 2018
Renter's Insurance Basics
Oct 30, 2018
What is An Umbrella Policy?
Oct 25, 2018
Basics of Homeowner's Insurance
Oct 23, 2018
Inherited IRAs by a Non-Spouse
Oct 19, 2018
Great Debate: Contractor vs. Employee
Oct 16, 2018
Cancellation of Debt Triggers Income
Oct 11, 2018
The Risk in Using Free Charging Stations
Oct 09, 2018
What is Step-Up Basis?
Oct 04, 2018
10 Car Insurance Terms to Know
Oct 02, 2018
Interview with Chad Wood of Hannum's Harley-Davidson®
Sep 15, 2018
How to Improve Your Credit Score
Sep 04, 2018
What Does Your Credit Report Show?
Aug 30, 2018
Sponsor Message: Haass Butcher Shop BBQ Brawl
Aug 29, 2018
Your Score
Aug 28, 2018
Basics of Building Credit
Aug 24, 2018
How to Build Credit: Part 4
Aug 21, 2018
Interview with Jordan Irazabal of The Delaware 3000 Project
Aug 18, 2018
How to Build Credit: Part 3
Aug 16, 2018
How to Build Credit: Part 2
Aug 14, 2018
How to Build Credit: Part 1
Aug 09, 2018
Credit Basics: How to Qualify
Aug 07, 2018
The 5 C's of Credit
Aug 02, 2018
7 Mortgage Myths
Jul 31, 2018
Robocalls: Automated Telephone Scams
Jul 26, 2018
How to Handle IRS Audit Notice
Jul 24, 2018
C Corp or Pass Through...What to Do?
Jul 19, 2018
6 Phrases to Avoid During an Interview
Jul 17, 2018
Avoiding a Tax Surprise in 2019
Jul 12, 2018
Don't Worry, Be a Happy Timeshare Owner
Jul 10, 2018
Supreme Court Wayfair Sales Tax Case Explained
Jul 06, 2018
10 FASFA Tips
Jul 03, 2018
Education Series: 529 Plans
Jun 29, 2018
Education Series: Federal Grant Programs
Jun 27, 2018
Education Series: Grants and Scholarships
Jun 26, 2018
Choosing the Right FAFSA for You
Jun 22, 2018
Education Series: Private Student Loans
Jun 20, 2018
Education Series: Federal Student Loans
Jun 18, 2018
Grants, Private and Federal Student Loans...Oh My
Jun 15, 2018
Education Series: Tax Deductions
Jun 13, 2018
Education Series: Tax Credits
Jun 11, 2018
Mortgage Financing with Jason Bochniak of Keystone Funding
Jun 06, 2018
Should I Outsource Payroll?
Jun 01, 2018
Consequences of Failing to Pay Payroll Taxes
May 31, 2018
Payroll Tax Problems to Avoid
May 29, 2018
Common Payroll Issues
May 25, 2018
Payroll Basics for Employers
May 23, 2018
Legality of Cryptocurrency
May 21, 2018
Taxing Cryptocurrency
May 21, 2018
Making Your Crypto-Wallet Work
May 17, 2018
What is Cryptocurrency?
May 14, 2018
Ways to Secure Your Retirement
May 12, 2018
Get Moving on Your Extension
May 10, 2018
The Great Debate: Traditional VS. Roth IRA
May 08, 2018
How Not to Owe at Tax Time
May 05, 2018
Factors Affecting Social Security
May 03, 2018
401(k) Features to Know and Love
May 01, 2018
Should I Retire?
Apr 28, 2018
Are Social Security Benefits Taxable?
Apr 26, 2018
Lame Excuses for Non/Late Filers
Apr 24, 2018
IRS Red Flags to Know
Apr 20, 2018
What To Do When Your Returns Have Been Botched
Apr 19, 2018
How to File an Extension
Apr 17, 2018
How to File for Social Security Benefits
Apr 13, 2018
Cost Basis FAQs
Apr 11, 2018
Review Your W2 Form
Apr 10, 2018
IRS Penalties to Avoid
Apr 07, 2018
Why Aren't Americans Saving for Retirement?
Apr 04, 2018
Tax Benefits of Parenthood
Apr 03, 2018
Elimination of Misc. Itemized Deductions
Mar 30, 2018
15 Q's & A's for Tax Season
Mar 29, 2018
Watch Out for Tax Frauds
Mar 27, 2018
Signs That You Shouldn't Do Your Own Taxes
Mar 24, 2018
5 Things To Do Before Tax Day (for Small Business Owners)
Mar 21, 2018
How Long to Keep Tax Records?
Mar 20, 2018
Radio Broadcast
Mar 17, 2018
Ways to Invite an IRS Audit
Mar 16, 2018
New Year, New Code, New W-4 Form to Update
Mar 14, 2018
Top Fake Tax Tips to Know
Mar 12, 2018
Claiming Social Security at Age 70
Mar 10, 2018
Often-Missed Tax Deductions
Mar 08, 2018
5 Tax Mistakes to Avoid
Mar 06, 2018
Identity Theft Protection Tips
Mar 02, 2018
Big Tax Bill Payment Options
Feb 28, 2018
Financials Tips for Wo(Men)
Feb 26, 2018
2017 Tax Code Update
Feb 21, 2018
Mail Bag Part Three: Common Tax Questions
Feb 19, 2018
QuickBooks Online and Your Small Business with Mike Potter
Feb 16, 2018
Mail Bag Part Two: Common Tax Questions
Feb 15, 2018
Mail Bag Part One: Common Tax Questions
Feb 12, 2018
Technology Integration in Practice with Dr. Puja Balchandani
Feb 09, 2018
Making the Jump into Small Business
Feb 07, 2018
Ready, Set, File Your Tax Return Early
Feb 05, 2018
Integrity in Small Business with Ken Zajaczkowski
Feb 02, 2018
Rental Property Tax Tips
Jan 31, 2018
Common Self-Filer Mistakes
Jan 29, 2018
Social Selling with Brooke Beers of The Horse Holster
Jan 26, 2018
Estate Planning for Spouses
Jan 24, 2018
Fever Refund Pitch
Jan 22, 2018
Annual Check-Up: Retirement Planning
Jan 19, 2018
Annual Check-Up: Small Business
Jan 17, 2018
Annual Check-Up Series: Personal Debt
Jan 15, 2018
Financial Resolutions for the New Year
Jan 12, 2018
10 Steps to Get Ready for Tax Preparation
Jan 10, 2018
New Year, New Small Business Resolutions
Jan 08, 2018
6 Things Your Tax Preparer Doesn't Want You To Know
Jan 05, 2018
How Tax Reform will Affect Families
Jan 03, 2018
Questions to Ask When Selecting a Tax Preparer
Jan 01, 2018
Radio Broadcast: December 30th, 2017
Dec 30, 2017
Cash Flow and Community with Ron Price of Blue Earl Brewing Co.
Dec 29, 2017
Part 2: Tax Code Changes for 2018
Dec 27, 2017
Part 1: Tax Code Changes for 2018
Dec 25, 2017
Women in Business: Interview with Hope Lopez
Dec 24, 2017
Radio Broadcast: December 23rd, 2017
Dec 23, 2017
Entrepreneurial Time Wasters
Dec 21, 2017
Retirement Saving: Roth IRA vs. 401k
Dec 19, 2017
Small Business Outsourcing with Dr. Trevor Ennis
Dec 18, 2017
Radio Broadcast: December 16th, 2017
Dec 16, 2017
Choosing Your Entity Type
Dec 14, 2017
Holiday Scams to Avoid
Dec 13, 2017
Year End Tax Planning
Dec 10, 2017
Radio Broadcast: December 9th, 2017
Dec 09, 2017
IRS Audit Myths
Dec 08, 2017
Protecting Yourself Online
Dec 05, 2017
Primary Care Options with Dr. Beth Renzulli
Dec 03, 2017
Radio Broadcast: December 2nd, 2017
Dec 02, 2017
Feeling Charitable
Dec 01, 2017
Low-Tech Tips for Success
Nov 29, 2017
Paying Your Bills
Nov 26, 2017
Radio Broadcast: November 25th, 2017
Nov 25, 2017
Top Five IRS Red Flags
Nov 24, 2017
Small Business Funding with Pango Financial
Nov 22, 2017
Military Tax Breaks
Nov 19, 2017
Radio Broadcast: November 18th, 2017
Nov 18, 2017
Getting Paid
Nov 16, 2017
Small Business Tips
Nov 14, 2017
Part 2: Listener Questions
Nov 09, 2017
Part 1: Listener Questions
Nov 07, 2017
Radio Broadcast: November 4, 2017
Nov 04, 2017
About Ralph
Nov 03, 2017
Notices, Notices
Nov 01, 2017