Personal Finance for PhDs

By Emily Roberts

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Category: Self-Improvement

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Subscribers: 27
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Episodes: 100

Description

As a PhD (in training), you face unique money challenges that stem from your low stipend/salary during your years of graduate school and postdoc training. Listen here for the hard-won financial wisdom of your fellow graduate students, postdocs, and PhDs with Real Jobs. From budgeting and frugality to investing and debt repayment, this podcast is your higher education in personal finance.

Episode Date
How Financial Policies Impact Graduate Student Attrition
Nov 26, 2025
Financially Thriving as an International Scientist in the US
Nov 17, 2025
This PhD Minimized Student Loan Debt While on an Unstable Career Path
Nov 03, 2025
Money Is a Good Enough Reason to Leave Academia
Oct 20, 2025
The Importance of Financial Student Services to Graduate Students on Stipends
Oct 06, 2025
Increasing Income and Giving Back as an International Grad Student
Sep 22, 2025
How to Negotiate Your Salary Post-PhD
Sep 08, 2025
The Simple Way to Invest as an International Grad Student or Postdoc
Aug 25, 2025
Campus Resources to Improve Your Finances
Jul 28, 2025
How to Financially Manage Lump Sum Fellowship Income
Jul 14, 2025
Which Postdocs Get Health Insurance and Retirement Accounts?
Jun 30, 2025
How to Live on Time to Maintain Margin in Your Financial Life
Jun 16, 2025
How to Reduce Financial Anxiety as a Limited-Income PhD
Jun 02, 2025
How This DDS/PhD Student Purchased a Condo in San Francisco
May 05, 2025
Business Class Flights and Hotel Elite Status on a Grad Student Stipend
Apr 21, 2025
Are PhDs in a Financial Emergency?
Apr 07, 2025
Stipend Data and Strikes on the Path to a Grad Student Union
Mar 24, 2025
How and Why to Become an Entrepreneurial Scholar
Mar 10, 2025
How Academics Can Apply Self-Compassion to Their Money and Time
Feb 24, 2025
Financial Hacks Unique to Graduate Students
Feb 10, 2025
Financial Questions from an International Graduate Student
Jan 27, 2025
Sustainably Moving in the Right Direction in Your Finances (with Dr. Kate Henry)
Jan 13, 2025
Catching Up with Prior Guests: 2024 Edition
Dec 16, 2024
This Former Prof Found True Flexibility and Profitability in Her Academic Editing Business
Dec 02, 2024
Negotiation and Long-Term Thinking Effected Financial Success for This International PhD
Nov 18, 2024
This Grad Student Channeled Her Financial Exuberance into Teaching and Coaching Her Peers (Part 2)
Nov 04, 2024
This Grad Student Channeled Her Financial Exuberance into Teaching and Coaching Her Peers (Part 1)
Oct 21, 2024
Navigating the Career and Financial Transition Out of Academia
Oct 07, 2024
Your Side Hustle Really Is a Business and Other Tax Insights with Hannah Cole of Sunlight Tax
Sep 23, 2024
This Grad Student Puts Half Her Stipend Paycheck into High-Yield Savings
Sep 09, 2024
Investing 101 for Your Post-PhD Job
Aug 26, 2024
What You Should Know about Money Early in Your PhD Career
Jul 29, 2024
Unveiling the Hidden Curriculum of Grad School Funding for First-Gen BIPOC Students
Jul 15, 2024
This PhD Promotes DEI with a Focus on Finances
Jul 01, 2024
How This International Graduate Student Grew His Career and Social Wealth Alongside His Net Worth
Jun 17, 2024
How This Life Sciences PhD Fosters Entrepreneurship
Jun 03, 2024
This PhD Works Part-Time After Reaching Financial Independence in Austin Texas
Apr 29, 2024
This Grad Student Took Control of Her Finances to Shift Her Income Sources
Apr 15, 2024
Addressing Fellowship Tax Pain Points through Education, Resources, and Advocacy
Apr 01, 2024
This PhD's Path to FIRE Has Evolved with Lifestyle Design and Having Children
Mar 18, 2024
Can You Earn Money from Publishing a Scholarly Book?
Mar 04, 2024
How This PhD Student and Her Higher-Earning Partner Manage Joint and Separate Finances
Feb 19, 2024
Navigating Grad Student Finances While Undocumented
Feb 05, 2024
A Political Economist Explores How to Respond to the Financial Pressures on Graduate Students
Jan 22, 2024
Why and How I Started Personal Finance for PhDs
Jan 08, 2024
Catching Up with Prior Guests: 2023 Edition
Dec 18, 2023
This Grad Student-Parent Relied on University and State Benefits During a Tough Financial Period
Dec 04, 2023
Expert-Level Frugality from ChatGPT and Grad Students Like You
Nov 20, 2023
This Grad Student's Podcast Expands Beyond Her Dissertation Topic
Nov 06, 2023
How This Grad Student-Parent Managed Her Money and Time in the Bay Area
Oct 23, 2023
This PhD-Prepared Nurse Managed a Night Shift Side Hustle Despite It Being Frowned Upon
Sep 25, 2023
How This Grad Student Budgeted for Having Her First Child
Sep 11, 2023
Financial Advice from PhD Career Development and Financial Wellness Professionals
Aug 28, 2023
University-Level Policy Ideas to Improve the Financial Lives of Graduate Students and Postdocs
Aug 14, 2023
Unionization and Individual Negotiation to Improve Graduate Student Stipends and Benefits
Jul 31, 2023
Behind the Scenes at the Graduate Career Consortium 2023 Annual Meeting
Jul 17, 2023
Why and How These Grad Students Purchased Homes
Jul 03, 2023
Why and How These Graduate Students Side Hustle
Jun 19, 2023
This PhD Student Budgets Manually and Dynamically
May 29, 2023
The Motivation and Strategy Behind Biology PhD Stipends
May 15, 2023
Budgeting for the First Year of Grad School Even with Financial Anxiety
Apr 17, 2023
Student Loan Deferment Shouldn't Be Your Default
Apr 03, 2023
This PhD's Social Mission Pulled Her from Academia into Entrepreneurship
Mar 20, 2023
How This Grad Student Shifted Her Student Loan Strategy through the Pandemic
Mar 06, 2023
This Grad Student Deferred Her Acceptance to Work on Her Finances
Feb 20, 2023
The Tax and Retirement Effects of Receiving Fellowship Funding
Feb 06, 2023
How This Grad Student Fellow Resolved an Expensive Tax Bill in His Favor
Jan 23, 2023
Five Ways the Tax Code Disadvantages Fellowship Income
Jan 09, 2023
Catching Up with Prior Guests: 2022 Edition
Dec 19, 2022
This First-Year PhD Student Prioritizes Investing While on Fellowship
Dec 05, 2022
How to Apply Valuable Scientific Mindsets to Your Personal Finances
Nov 21, 2022
From Zero Funding to Graduating Student Loan Debt-Free
Nov 07, 2022
How This Outdoorsy Graduate Student Budgets Her Money and Time for Hobbies
Oct 24, 2022
This Graduate Student Doesn't Sweat the (Financially) Small Stuff
Oct 10, 2022
How This Grad Student Saves Nearly 40% of Her Stipend in a High Cost of Living Area
Sep 26, 2022
This PhD Student-Nurse Is Confident in Her Self-Worth
Sep 12, 2022
PhD Home Buying Updates for 2022
Aug 29, 2022
This Grad Student Advocates for Higher Stipends Using Cost of Living Data
Aug 15, 2022
How Fellowship Recipients Can Prevent Large, Unexpected Tax Bills
Aug 01, 2022
This Grad Student Advocates Individually and Collectively for Higher Stipends
Jul 18, 2022
This Grad Student's Finances and Mental Health Were Stuck in a Negative Feedback Loop
Jul 04, 2022
Financial Advice for Newly Hired Academics and PhDs
Jun 20, 2022
This Grad Student's Side Business Pays Twice What Her Assistantship Does
Jun 06, 2022
The Gardener and Rose Approach for Childfree PhD Couples
May 23, 2022
This Prof Is Taking Deliberate Steps Toward Self-Employment
May 09, 2022
How Grad School Rewired This Student's Brain for Financial Success
Apr 25, 2022
Semester-Proof Your Academic Side Business with Digital Products
Apr 11, 2022
How to Advocate for Financial Policy Change on Your Campus
Mar 28, 2022
This Veteran Receives External Funding for Her PhD Program
Mar 14, 2022
Financial Advice for Prospective PhD Students
Feb 28, 2022
This Grad Student's Side Hustle Is Trading Options
Feb 14, 2022
This Grad Student Worked Multiple Side Jobs to Pay Off Debt
Jan 31, 2022
This Grad Student Interrogated Her Budget and Worked on the Side to Financially Thrive
Jan 17, 2022
This Grad Student's Defensive Financial Planning Paid Off During the Pandemic
Jan 03, 2022
Catching Up with Prior Guests: 2021 Edition
Dec 20, 2021
How to Pursue FIRE in Graduate School
Dec 13, 2021
This Grad Student Purchased a House with a Friend
Dec 06, 2021
Is Podcasting a Lucrative Side Hustle? with Elana Gloger of Dear Grad Student
Nov 29, 2021
This Graduate Student Launched a Passion Business Based on His Research
Nov 22, 2021
This PhD Solopreneur Started His Business During Grad School
Nov 15, 2021