Did you know that you can use AI (artificial intelligence) to assist with grant writing? AI is a major topic of discussion these days, so it’s no surprise, I had a lot of questions. 

With the goal of helping you write grants faster, Grantable helps creators, businesses, nonprofits, scholars, and researchers streamline the creation of their first draft. Using your previous answers, Grantable saves you time by drafting quality responses that you can quickly edit and approve. 

In this episode, Philip Deng, the co-founder and CEO of Grantable, shares how AI is changing the grant writing landscape, best practices for using Grantable, and more. 

Resources: 

Other grant-focused episodes you’ll enjoy include: Episode 107: How To Find Grants and Fund Your Business. 

Subscribe to Grants For Creators, my monthly newsletter, where I curate grants and other funding opportunities for over 2.8K U.S. creatives and small business owners.

My Favorite Resources For Financially Savvy Travelers 

• Get Outdoors 101 the course for confidently planning outdoor adventures so you can have memorable experiences, unplug, and de-stress. 

• Thrifty Traveler for finding cheap flights. Use the promo code ‘TC10’ for $10 off your first year. 

• CardPointers for figuring out which credit card to use to maximize points and miles. Save 30% using our link. 

• Trade and Travel by Teri Ijeoma for learning how to trade in the stock market as a day trader or swing trader. 

Podcasting Resources 

From pitching brands to landing more affiliate sales, plan for a profitable podcast with an easy to follow templatized system for your best podcast planning season. The 2023 Podcast Planner includes sponsorship pitch templates, a media kit checklist, an affiliate  tracker, and more. 

Need help growing and monetizing your podcast? Learn about my 1:1 podcast marketing coaching program. I help overworked and underfunded podcasters grow their audiences, improve their visibility, and make more money. 

Work With Me:

Email thethoughtcard@gmail.com for brand partnerships and business inquiries. 

Read My Books: 

1. Affording Travel

2. Traveling With a Full-Time Job

3. Managing Your Money As A New Homeowner 

4. Iceland: Nature, Nurture & Adventure 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

"Wild For Scotland" is an immersive travel podcast about Scotland. Host Kathi Kamleitner joined us for a deep-dive episode on Scotland in Episode 126 - Insider Tips For Planning a Trip To Scotland. 

Wild For Scotland is an immersive storytelling podcast that blends creative stories from all over Scotland and thought-provoking conversations with interesting locals. The goal is to take you to Scotland through your headphones. 

Listen to Wild For Scotland on Apple Podcasts, Spotify, or wherever you listen to podcasts. Tell Kathi that Danielle from The Thought Card Podcast sent you! 

Website: www.wildforscotland.com

Check out Kathi’s extensive list of Scotland itineraries, which covers well-known locations and many hidden gems discovered on her travels – no need to spend hours pouring over multiple blogs. When planning a Scotland trip, get the most important information in a condensed and easy-to-use format.

Follow on Instagram: @wildforscotland

Follow on Twitter: @wildforscotland

This episode is devoted to all things Scotland. Whether you’ve had Scotland on your travel wish list for(ever), visited in the past, or you’re curious about what Scotland has to offer, sit back and enjoy this Scotland travel episode.

In this episode, we cover: 

• Best time to visit Scotland

• Ways to save money visiting Scotland

• Recommended Scotland road trips

• Day trips from Glasgow and Edinburgh, and so much more. 

Kathi Kamleitner is a full-time travel blogger and podcaster based in Glasgow, Scotland. Originally from Vienna (Austria), Kathi moved to Scotland in 2013 for uni (university). She fell in love with the country and never left. Today, she runs a Scotland travel blog, plans bespoke itineraries for visitors from around the world, and tells immersive stories on her travel podcast, Wild for Scotland. 

Check out Kathi’s extensive list of Scotland itineraries, which covers well-known locations and many hidden gems discovered on her travels – no need to spend hours pouring over multiple blogs. Get the most important information in a condensed and easy-to-use format. There’s a Whiskey Galore Scotland travel guide, Best of Scotland, Hidden West Coast Itinerary, and more. 

Link to full show notes: https://thoughtcard.com/planning-a-trip-to-scotland/

My Favorite Resources For Financially Savvy Travelers

• Grab a Scotland itinerary by Kathi - there are ten itineraries to choose from! 

• Get Outdoors 101 for confidently planning outdoor trips so you can have memorable experiences, unplug and de-stress. 

• Thrifty Traveler for finding cheap flights. Use the promo code ‘TC10’ for $10 off your first year. 

• CardPointers for figuring out which credit card to use to maximize points and miles. Save 30% using our link. 

• Grants For Creators for finding grants and funding opportunities for creatives and small business owners. 

• Trade and Travel by Teri Ijeoma for learning how to trade in the stock market as a day trader or swing trader. 

Work With Me: 

Need help growing and monetizing your podcast? Learn about my 1:1 podcast marketing coaching program. I help overworked and underfunded podcasters grow their audiences, improve their visibility and make money by implementing long-term growth strategies.

Email thethoughtcard@gmail.com for brand partnerships and business inquiries. 

Read My Books: 

1. Affording Travel

2. Traveling With a Full-Time Job

3. Managing Your Money As A New Homeowner 

4. Iceland: Nature, Nurture & Adventure 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

Adventure travel can be intimidating, but it doesn’t have to be rugged. It doesn’t have to involve scaling Mount Everest, skiing, or deep-sea diving with sharks. The great outdoors can be welcoming to all. Lauren Gay shares how to enjoy the outdoors throughout the year, safety tips for outdoor solo adventure travel, and why now is a great time to rediscover the beauty of the United States. 

Link to podcast show notes: https://thoughtcard.com/enjoy-the-outdoors/

My Favorite Resources For Financially Savvy Travelers

• Get Outdoors 101 for confidently planning outdoor trips so you can have memorable experiences, unplug and de-stress. 

• Thrifty Traveler for finding cheap flights. Use the promo code ‘TC10’ for $10 off your first year. 

• CardPointers for figuring out which credit card to use to maximize points and miles. Save 30% using our link. 

• Grants For Creators for finding grants and funding opportunities for creatives and small business owners. 

• Trade and Travel by Teri Ijeoma for learning how to trade in the stock market as a day trader or swing trader. 

Work With Me: 

Need help growing and monetizing your podcast? Learn about my 1:1 podcast marketing coaching program. I help overworked and underfunded podcasters grow their audiences, improve their visibility and make money by implementing long-term growth strategies.

Email thethoughtcard@gmail.com for brand partnerships and business inquiries. 

Read My Books: 

1. Affording Travel

2. Traveling With a Full-Time Job

3. Managing Your Money As A New Homeowner 

4. Iceland: Nature, Nurture & Adventure 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

In 2018 I launched WOC Podcasters (Women of Color), a podcasting community amplifying Women of Color podcasting creatives.

Women of Color in the podcasting industry often do not receive the praise and accolades they deserve. Although we celebrate each other within the confines of our communities, the podcasting industry at large has no idea how we are shaping this space. 

To further amplify our mission, I've launched a new podcast, "Women of Color Podcasters," which is now available on all podcasting platforms. "Women of Color Podcasters" is hosted and produced by Danielle Desir Corbett. 

Listen on Apple Podcasts | Spotify | Or Any Podcast Player

Although Women of Color host less than 29% of podcasts, we influence all aspects of the industry, from scripting to producing, technology development, and everything in between.

Listen to "Women of Color Podcasters" to discover how we've seized opportunities and overcome challenges and the best advice for making it in the podcasting industry.

In the first episode, Debbie Arcangeles, host of The Offbeat Life, shares how she quit her nine-to-five job after successfully monetizing her podcast through podcast sponsorships.

Listen to Episode 1: How To Get Podcast Sponsorships and Attract Brands With Debbie Arcangeles 

How should you handle maternity leave when self-employed? How will you make money during maternity leave? These are some of the questions you may have when you're pregnant and self-employed.

As a self-employed person, planning maternity leave looks different than being employed in a traditional 9-to-5 job. Instead of notifying Human Resources, you will be taking paid leave, you are responsible for funding your leave and designing what that looks like. 

In this episode, I share how I saved to take maternity leave and how to plan for maternity leave while self-employed.

Work With Me: 

Need help growing and monetizing your podcast?

Learn about my 1:1 podcast marketing coaching program. 

Email thethoughtcard@gmail.com for brand partnerships and business inquiries. 

Read My Books: 

1. Affording Travel
2. Traveling With a Full-Time Job
3. Managing Your Money As A New Homeowner 
4. Iceland: Nature, Nurture & Adventure 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

Join me at Women’s Travel Fest happening March 3-5, 2023 in New York City. Celebrating its 10th year anniversary, Women's Travel Fest is the world’s largest event for solo female travelers, with a mission of inspiring, supporting and connecting women who love to travel. 

I’m hosting a podcasting workshop at Women’s Travel Fest on Friday, March 3rd sharing how to launch and grow a hit travel podcast.

If you have dreams of starting a travel podcast, in this 2-hour workshop, I'll walk you through how to launch a show that stands out and what you need to grow long-term.

Leave this session with a simple tech setup, a list of episodes you’re excited to produce, and a marketing plan that boosts discoverability from Day 1.

Spots are limited to 20 guests so RSVP today. 

Use the promo code “danielledesir” which gives you 15% off tickets – that’s promo code “danielledesir” for 15% off. 

Get tickets to Women’s Travel Fest.

Reach out to Danielle Desir Corbett for speaking opportunities: thethoughtcard@gmail.com. 

Hire Danielle Desir Corbett for 1:1 podcast coaching. 

The world of points and miles isn’t always straightforward, but this episode will teach you how to easily optimize your points and miles game by earning bonus airline miles and hotel points throughout the year on everyday and travel purchases. If you are looking for easy ways to earn miles fast, here are (7) brand partnerships you should know about. 

Link to episode: https://thoughtcard.com/points-hacking/

My Favorite Resources For Financially Savvy Travelers

• Thrifty Traveler for finding cheap flights. Use the promo code ‘TC10’ for $10 off your first year. 
• CardPointers for figuring out which credit card to use to maximize points and miles. Save 30% using our link. 
• Grants For Creators for finding grants and funding opportunities for creatives and small business owners. 
• Trade and Travel by Teri Ijeoma for learning how to trade in the stock market as a day trader or swing trader. 

Work With Me: 

Need help growing and monetizing your podcast? Learn about my 1:1 podcast marketing coaching program. I help overworked and underfunded podcasters grow their audiences, improve their visibility and make more money by implementing long-term growth strategies.

Email thethoughtcard@gmail.com for brand partnerships and business inquiries. 

Read My Books: 

1. Affording Travel
2. Traveling With a Full-Time Job
3. Managing Your Money As A New Homeowner 
4. Iceland: Nature, Nurture & Adventure 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

Whether you’re looking for inspiration or unsure which direction to take this year, this podcast episode offers lots of examples of short-term financial goals you can tackle this year or in the future. 

Link to episode: https://thoughtcard.com/short-term-financial-goals/ 

My Favorite Resources For Financially Savvy Travelers

• Thrifty Traveler for finding cheap flights. Use the promo code ‘TC10’ for $10 off your first year. 
• CardPointers for figuring out which credit card to use to maximize points and miles. Save 30% using our link. 
• Grants For Creators for finding grants and funding opportunities for creatives and small business owners. 
• Trade and Travel by Teri Ijeoma for learning how to trade in the stock market as a day trader or swing trader. 

Work With Me: 

Need help growing and monetizing your podcast? Learn about my 1:1 podcast marketing coaching program. I help overworked and underfunded podcasters grow their audiences, improve their visibility and make more money by implementing long-term growth strategies.

Email thethoughtcard@gmail.com for brand partnerships and business inquiries. 

Read My Books: 

1. Affording Travel
2. Traveling With a Full-Time Job
3. Managing Your Money As A New Homeowner 
4. Iceland: Nature, Nurture & Adventure 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

Are you looking to listen to more travel podcasts? No matter your travel style, there’s a travel podcast that focuses on the topic you’re looking for, be it couples travel, family travel, solo travel, budget travel, Black travel, or luxury travel.

Listen to this episode for some of my favorite travel podcasts like Geobreeze Travel, The Offbeat Life, and Travel Goals Podcast. For the complete list of 20+ travel podcasts, head to my website and read the full blog post.

Link to episode: https://thoughtcard.com/travel-podcasts/

About Our Sponsor

Get free cheap flight alerts  for flights departing from the U.S. and Canada sent straight to your inbox – and if you want to access even more deals or want to be the first to know about points and miles sales or discounted business and first-class tickets, upgrade to Thrifty Traveler Premium. Use the promo code ‘TC10’ for $10 off your first year. 

My Favorite Resources For Financially Savvy Travelers

• Thrifty Traveler for finding cheap flights. Use the promo code ‘TC10’ for $10 off your first year. 
• CardPointers for figuring out which credit card to use to maximize points and miles. Save 30% using our link. 
• Grants For Creators for finding grants and funding opportunities for creatives and small business owners. 
• Trade and Travel by Teri Ijeoma for learning how to trade in the stock market as a day trader or swing trader. 

Work With Me: 

Need help growing and monetizing your podcast? Learn about my 1:1 podcast marketing coaching program. I help overworked podcasters grow their audiences, improve their visibility and make more money by implementing long-term growth strategies.

Email thethoughtcard@gmail.com for brand partnerships and business inquiries. 

Read My Books: 

1. Affording Travel
2. Traveling With a Full-Time Job
3. Managing Your Money As A New Homeowner 
4. Iceland: Nature, Nurture & Adventure 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

What if you could take a year off from work to travel on your savings? Think its impossible, think again.

At 41 years old, Stephanie Perry quit her job as a hospital pharmacy technician to take a one-year trip around the world. During her adult gap year, she traveled to 12 countries in 12 months, spending $1,200 per month. Now she house sits and shows Black women how to take a career break on a budget.

In this episode learn how to take extended time off work to travel and pursue your personal goals while you’re in your prime, not in retirement. 

Access the show notes here: https://thoughtcard.com/adult-gap-year-stephanie-perry/

Work With Me: 

Need help growing and monetizing your podcast, learn about my 1:1 podcast marketing coaching program. 

Email thethoughtcard@gmail.com for brand partnerships and business inquiries. 

Read My Books: 

1. Affording Travel
2. Traveling With a Full-Time Job
3. Managing Your Money As A New Homeowner 
4. Iceland: Nature, Nurture & Adventure 

Could a food blog replace your salary? Since quitting her job to become a full-time entrepreneur in May 2021, Jannese Torres has generated over $1M in revenue. With a six figure food blog, Jannese creates easy Latin recipes inspired by her Puerto Rican heritage.

If making six figures as a food blogger isn't impressive enough, Jannese stopped blogging at the end of 2020 and hasn’t created new content since. She continues to earn six figures a year by occasionally updating old posts and reshooting older recipes.

In this episode Jannese Torres-Rodriguez shares her journey from side hustler to entrepreneur. She shares how she makes six figures from a blog and other income sources. 

Access the show notes here: https://thoughtcard.com/six-figure-food-blog/

Work With Me: 

Need help growing and monetizing your podcast, learn about my 1:1 podcast marketing coaching program. 

Email thethoughtcard@gmail.com for brand partnerships and business inquiries. 

Read My Books: 

1. Affording Travel
2. Traveling With a Full-Time Job
3. Managing Your Money As A New Homeowner 
4. Iceland: Nature, Nurture & Adventure 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

What if you can earn consistent income in the stock market? Would you quit your job? Travel the world? How about both?

This was possible for Teri Ijeoma, a former assistant principal who, after successfully earning $300 per day, quit her job and never looked back. 

Learn how Teri used day trading as a side hustle to supplement her income and things new swing traders and day traders should know before investing in the stock market. 

Enroll in Teri Ijeoma's Trade and Travel course. 

In this 8-week investing course, learn how to pick good companies, place a trade, manage risk, and more. This course shares everything Teri wishes she knew before trading, and it walks you through the seven steps she takes every time she places a trade.

Also, here are the answers to the top questions about the course. 

Access the show notes here: https://thoughtcard.com/teri-ijeoma-trade-and-travel/

Work With Me: 

Need help growing and monetizing your podcast, learn about my 1:1 podcast marketing coaching program. 

Email thethoughtcard@gmail.com for brand partnerships and business inquiries. 

Read My Books: 

1. Affording Travel
2. Traveling With a Full-Time Job
3. Managing Your Money As A New Homeowner 
4. Iceland: Nature, Nurture & Adventure 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

Travel trend reports spark inspiration, help us stay in the know, and empower us to make informed decisions. I am excited for what’s to come in 2023 and in this episode, we’re chatting about emerging 2023 travel trends. Stick around until the end because I share my travel predictions too!

In this episode, we cover: 

• Current trends in travel
• New trends in tourism 
• Hotel trends, and more! 

Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify. It’ll take less than a minute. 

Work With Me: 

Need help growing and monetizing your podcast, learn about my 1:1 podcast marketing coaching program. 

Email thethoughtcard@gmail.com for brand partnerships and business inquiries. 

Read My Books: 

1. Affording Travel
2. Traveling With a Full-Time Job
3. Managing Your Money As A New Homeowner 
4. Iceland: Nature, Nurture & Adventure 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

Link to episode: https://thoughtcard.com/2023-travel-trends/ 

The holidays are a magical time of year. Christmas trees and sparkly lights, meet and greets with Santa, hot chocolate, and sugar cookies are some of the things that make this time of the year so special. New York City is already a popular travel destination but during the holiday season, millions of people flock to New York in December and early January specifically to celebrate Christmas. If you’re planning a trip to New York City during the holidays, in this episode, I’m sharing Christmas things to do in NYC with a baby.

Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify. It’ll take less than a minute. 

Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.

Work With Me: 

Need help growing and monetizing your podcast, learn about my 1:1 podcast marketing coaching program. 

Email thethoughtcard@gmail.com for brand partnerships and business inquiries. 

Read My Books: 

1. Affording Travel
2. Traveling With a Full-Time Job
3. Managing Your Money As A New Homeowner 
4. Iceland: Nature, Nurture & Adventure 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

Link to episode: https://thoughtcard.com/christmas-things-to-do-in-nyc/

Whether you want to save on everyday purchases or earn extra money, in this episode, I’m sharing how you can earn hundreds of dollars in cash back with Rakuten.

In this episode, we cover: 

• What is Rakuten?
• How Rakuten works
• Ways to get paid through Rakuten 
• The pros and cons 

Earn $30 when you sign up for Rakuten!

Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify. It’ll take less than a minute. 

Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.

Work With Me: 

Need help growing and monetizing your podcast, learn about my 1:1 podcast marketing coaching program. 

Email thethoughtcard@gmail.com for brand partnerships and business inquiries. 

Read My Books: 

1. Affording Travel
2. Traveling With a Full-Time Job
3. Managing Your Money As A New Homeowner 
4. Iceland: Nature, Nurture & Adventure 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

Link to episode: https://thoughtcard.com/rakuten-cash-back/

Feeling anxious about a recession? Between high gas prices, soaring inflation, a plummeting market, and food shortages, a lot is happening in the world now. On top of that, lately, there’s been serious talks of a recession. Whether you’re Gen Z and this will be your first recession, or you’re older and have experienced a few, today we’re chatting about how to prepare for a recession. 

In this episode, we cover: 

• What is a recession? 
• How long do recessions last?
• Are we in a recession? 
• Ways to financially prepare for a recession.

Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify. It’ll take less than a minute. 

Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.

Work With Me: 

Need help growing and monetizing your podcast, learn about my 1:1 podcast marketing coaching program. 

Email thethoughtcard@gmail.com for brand partnerships and business inquiries. 

Read My Books: 

1. Affording Travel
2. Traveling With a Full-Time Job
3. Managing Your Money As A New Homeowner 
4. Iceland: Nature, Nurture & Adventure 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

Link to episode: https://thoughtcard.com/how-to-prepare-for-a-recession/

Where did you learn about money? Did you learn how to manage your finances in school or from your parents? If the answer is no, you're not alone. Millions of people grew up with little to no basic financial knowledge. Whether you learned financial literacy basics through trial and error, books, YouTube videos, or even podcasts, it can be different for future generations. Money no longer has to be a taboo topic. In this episode, math coach Crystina Cardozo shares why you don't have to be good at math to manage your finances, ways to develop basic financial education skills, and tips for teaching children about money. So, what is financial literacy, and why is it important?

Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify. It’ll take less than a minute. 

Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.

Work With Me: 

Need help growing and monetizing your podcast, learn about my 1:1 podcast marketing coaching program. 

Email thethoughtcard@gmail.com for brand partnerships and business inquiries. 

Read My Books: 

1. Affording Travel
2. Traveling With a Full-Time Job
3. Managing Your Money As A New Homeowner 
4. Iceland: Nature, Nurture & Adventure 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

Planning a road trip with a newborn and wondering if it’s a good idea? Last summer, we planned our first family road trip. My mom, Baby K, and I packed our bags and we drove five hours to Saranac Lake in upstate New York. While I wasn’t sure what to expect, I was up for the challenge. In this episode, I share ten helpful tips for planning a road trip with a six-month-old baby. 

Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify. It’ll take less than a minute. 

Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.

Work With Me: 

Need help growing and monetizing your podcast, learn about my 1:1 podcast marketing coaching program. 

Email thethoughtcard@gmail.com for brand partnerships and business inquiries. 

Read My Books: 

1. Affording Travel
2. Traveling With a Full-Time Job
3. Managing Your Money As A New Homeowner 
4. Iceland: Nature, Nurture & Adventure 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

Link to episode: https://thoughtcard.com/road-trip-with-baby/ 

Are travel guidebooks still worth it? I was first introduced to travel guidebooks a few years ago while traveling solo in Lisbon, Portugal. A new friend I met at my hostel and I considered what we’d grab for dinner when she whipped out a guidebook. Gauging our interests, we quickly found a highly-rated but low-key restaurant off the tourist path. Since then, guidebooks have become an invaluable resource for inspiration and travel planning, unlocking local gems, tips, and perspectives. In this episode, discover reasons to use a guidebook when travel planning and how Moon Travel Guides helped me plan my first family road trip. 

This episode is made possible by Moon Travel Guides, a travel guidebook publisher that covers road trips, national parks, and city travel worldwide. All thoughts and opinions shared in this episode are my own. 

Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify. It’ll take less than a minute. 

Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.

Work With Me: 

Need help saving for travel, leverage points, and miles to travel inexpensively, or finding cheap flights? Book a 1:1 money coaching session with Danielle Desir Corbett.

Email thethoughtcard@gmail.com for brand partnerships and business inquiries. 

Read My Books: 

1. Affording Travel
2. Traveling With a Full-Time Job
3. Managing Your Money As A New Homeowner 
4. Iceland: Nature, Nurture & Adventure 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

Link to episode: https://podcast.thoughtcard.com/moon-travel-guides/  

Climate change is happening all around us. Droughts, flooding, shrinking glaciers, rising carbon dioxide in the atmosphere, and wildfires are all consequences of climate change. At The Wild Center, the Climate Solutions exhibit asks an important question –  what can we do about climate change? 

In this episode, discover how different people in the Adirondacks (New York) are committing to being part of the solution and ways you can make a difference by gardening, farming, or composting. 

After listening to this episode, I hope you’ll consider how you can join the growing community of people working towards addressing climate change by leaning on your skills, talents, and interests. 

This episode is made possible by The Wild Center in Tupper Lake, New York. All thoughts and opinions shared in this episode are my own. 

Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify. It’ll take less than a minute. 

Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.

Work With Me: 

Need help saving for travel, leverage points, and miles to travel inexpensively, or finding cheap flights? Book a 1:1 money coaching session with Danielle Desir Corbett.

Email thethoughtcard@gmail.com for brand partnerships and business inquiries. 

Read My Books: 

1. Affording Travel
2. Traveling With a Full-Time Job
3. Managing Your Money As A New Homeowner 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

Link to episode: https://podcast.thoughtcard.com/climate-solutions-exhibit/

Perfect for families and people of all ages, in this narrative-style episode, discover The Wild Center. At this natural history museum in Tupper Lake, learn about nature and the wildlife of the Adirondacks, New York, through outdoor and indoor experiences and exhibits. Some of my favorite outdoor exhibits include walking across the treetops at Wild Walk and viewing art at Forest Music but don’t miss the animal encounters, hiking trails, and more. 

This episode is made possible by The Wild Center in Tupper Lake, New York. All thoughts and opinions shared in this episode are my own. 

Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify. 

Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.

Work With Me: 

Need help saving for travel, leverage points, and miles to travel inexpensively, or finding cheap flights? Book a 1:1 money coaching session with Danielle Desir Corbett.

Email thethoughtcard@gmail.com for brand partnerships.  

Read My Books: 

1. Affording Travel
2. Traveling With a Full-Time Job
3. Managing Your Money As A New Homeowner 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

Link to episode: https://podcast.thoughtcard.com/the-wild-center/ 

Before a trip, there is a lot to do. In this episode, we’re focusing on the important but often overlooked financial tasks to complete so your finances are taken care of before departure. Whether you already have a pre-trip financial checklist or haven't considered creating one, here's a list of financial tasks to complete before going on vacation. 

Pre-Trip Financial Checklist

Download the Pre-Trip Financial Checklist to keep all your financial related tasks to complete before going on vacation neatly organized in one place! 

Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.

Work With Me: 

Need help saving for travel, leverage points, and miles, or finding cheap flights? Book a 1:1 money coaching session.

Read My Books: 

1. Affording Travel
2. Traveling With a Full-Time Job
3. Managing Your Money As A New Homeowner 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

Link to episode: https://podcast.thoughtcard.com/vacation-financial-checklist/ 

Have you ever considered grants to support your dreams and ideas? Think grants are only for researchers and nonprofits? Think again, my friends.

In early 2022, I launched a newsletter curating grants and other hard-to-find funding opportunities for U.S. creatives like writers, authors, journalists, podcasters, photographers, filmmakers, and artists. 

What happened next was shocking!

Grants For Creators was an instant hit, gaining hundreds of subscribers. Grants For Creators encourages creatives to see themselves as worthy of funding through grants and other funding mechanisms. 

In this episode, I share why grants are worth applying to as a creative and small business owner, how to search for grants, and how to get funding for your projects.

Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.

Join my newsletter and get first dibs on my travel and personal finance books.

Work With Me:

Need help saving or affording travel? Book a 1:1 money coaching session. 

Read My Books: 

1. Affording Travel
2. Traveling With a Full-Time Job
3. Managing Your Money As A New Homeowner 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

Link to episode: https://podcast.thoughtcard.com/how-to-find-grants/ 

Has anyone else noticed how expensive summer travel is this year? With gas prices hitting digits we haven’t seen before, along with fuel prices driving up the cost of airfare, travel this summer is pricey. So now is a great time to chat about how to save money on summer travel, like tracking flight prices and tapping into your points and miles stash you’ve been hoarding over the last few years. Yeah, I’m looking at you! 

This episode is made possible with the support of She Podcasts. She Podcasts LIVE is a four-day podcasting event happening in Washington, D.C., October 11-14th, that will teach you everything you need to know about podcasting – from refining your skills to growing your audience. Register now and get $50 off your 2022 ticket. Purchase your ticket today at shepodcastslive.com. 

If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week. 

Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.

Join my newsletter and get first dibs on my travel and personal finance books.

Read My Books: 

1. Affording Travel
2. Traveling With a Full-Time Job
3. Managing Your Money As A New Homeowner 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

Link to episode: https://podcast.thoughtcard.com/save-money-on-summer-travel/

How do you find and research hotels? I want to know, after this episode, reply to this tweet and let’s chat about it. Do you get recommendations from TikTok or Instagram? Do you start with a Google search? Or maybe you use online travel agencies (OTAs), aggregators, or meta-search engines? In this episode, I share my process for finding and researching hotels using Tripadvisor hotel reviews. 

This episode is made possible with the support of She Podcasts. She Podcasts LIVE is a four-day podcasting event happening in Washington, D.C., October 11-14th, that will teach you everything you need to know about podcasting – from refining your skills to growing your audience. Register now and get $50 off your 2022 ticket. Purchase your ticket today at shepodcastslive.com. 

If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week. 

Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.

Join my newsletter and get first dibs on my travel and personal finance books. 

Follow on Twitter: @thethoughtcard

Follow on Instagram: @thedanielledesir

Link to episode: https://podcast.thoughtcard.com/tripadvisor-hotel-reviews/ 

Are you ready to buy a house? I’ve teamed up with Citizens Bank for a two-part homeownership series. In Episode 103, we discussed the pros and cons of the most common types of mortgages and how your mortgage can have long-term effects on your finances. In this episode, I unpack why having multiple bank accounts as a homeowner is crucial for better money management and the three bank accounts I recommend.

Disclaimer: This episode is part of a paid partnership between Citizens and The Thought Card Podcast. Any views expressed are not necessarily those of Citizens, and any other products mentioned are not endorsed or sponsored by Citizens. Mortgages are offered and originated by Citizens Bank NA NMLSID #433960. All accounts, loans, and services are subject to individual approval. Equal housing lender. 

In this episode, we cover:

• [2:34] Benefits of having multiple bank accounts as homeowners
• [5:56] What is a mortgage fund? 
• [9:41] What is a home emergency fund or home maintenance fund?
• Types of home maintenance repairs
• [8:04] What is a home renovation fund?
• [10:47] How we plan for home renovations

About Citizen Bank 

Check out Citizens Ready to Buy a Home Hub, where you can access helpful articles and checklists, explore mortgage options and learn strategies for funding home repairs or home improvement projects. Such as 21 Unexpected or Hidden Costs of Buying a Home which details the common expenses homeowners forget about. 

Citizens Ready to Buy a Home Hub also has informative videos that highlight mortgage myths and what comes next in the process after you’ve been pre-approved for a mortgage. 

To ease your homeownership experience, Citizens offers resources and tools to help you feel more confident from application to move-in and beyond. Citizens has a 4.96 rating on Zillow and over 2,000 reviews you can browse through. 

If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week. 

Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.

Are you ready to buy a house? June is National Homeownership Month, and to celebrate, I’ve teamed up with Citizens Bank for a two-part homeownership series where I’ll share parts of my homeownership story, and we’ll dive deeper into the most common types of mortgages. 

Since there are many different types of mortgages that suit different borrowers, in this episode, we’re covering the most common, including:

• [3:45] Fixed-rate mortgage 
• [4:18] Adjustable mortgage
• [5:40] FHA mortgage 
• [8:34] Conventional mortgage
• [9:33] Jumbo mortgage 

About Citizens Bank 

For more information, check out the Citizens Ready to Buy a Home Hub, which includes an easy-to-follow application guide to help you understand the ins and outs of the home buying process. 

Resources Mentioned 

• Common Mortgage Terms To Know by Citizens 
• Mortgage Myths Debunked by Citizens 
• Managing Your Money As A New Homeowner (eBook):  Start your homeownership journey on the right foot. Learn simple ways to organize and optimize your finances so you avoid costly financial mistakes.  

If you enjoy this show, please consider leaving me a (virtual) tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week. 

Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.

Disclaimer: This podcast is part of a paid partnership between Citizens and The Thought Card Podcast. Mortgages are offered and originated by Citizens Bank, N.A. (NMLS ID# 433960). All accounts, loans, and services are subject to individual approval. Equal Housing Lender. Member FDIC.

What is your travel style? Travel isn’t one-size-fits-all, and there isn’t one way to see the world, only what works for you. When I started traveling after landing my first job after graduate school, my funds were limited. As a result, I had to be creative and I eventually discovered my travel style which helped me align my spending with the items and experiences that mattered most. In this episode, learn how to define your travel style and how it impacts your finances.

This episode is sponsored by Knack Bags, a slim and lightweight backpack for everyday use but also expands when you need it. Knack Bags are functional, accessible, and stylish. I love that it packs like a suitcase (opening horizontally) so you don't have to dig for items in the dark. Get a Knack bag and use the code 'TTCKNACK' to get a free TSA-approved lock with purchase; add the TSA lock to your cart with your Knack bag, enter the code and get it for free.

If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week. 

Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.

Link to episode: https://podcast.thoughtcard.com/travel-style/ 

This episode is sponsored by Knack Bags, a slim and lightweight backpack for everyday use but also expands when you need it. Knack Bags are functional, accessible, and stylish. I love that it packs like a suitcase (opening horizontally) so you don't have to dig for items in the dark. Get a Knack bag and use the code 'TTCKNACK' to get a free TSA-approved lock with purchase; add the TSA lock to your cart with your Knack bag, enter the code and get it for free.

If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week. 

Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.

Link to episode: https://podcast.thoughtcard.com/what-to-pack-for-road-trips/

In Episode 83, I announced I was quitting my full-time job to pursue entrepreneurship. Since then, I have learned some important lessons about running a business.

As I celebrate publishing the 100th episode of The Thought Card Podcast (yay!), I’m introducing a new series called “Taking the Leap,” where I share the behind-the-scenes of what it’s like being a new entrepreneur.

Please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.

This episode explores the importance of creating passive income and why I’ve decided to scale down from 17 income streams.

If you’re curious to learn more about my income streams, please share this episode with a friend. Once this episode reaches 1,000 downloads, I’ll record an in-depth video of how I make money as a creator. 

While some of you may have never purchased a stock before, I’ll admit that I have purchased a stock without doing any research. I now know the importance of doing your research. In this episode, we’re chatting about reliable tools to research stocks. Also, stay to the end, where I share a shortlist of my favorite financial educators in the investing space.  

This episode is sponsored by Motley Fool Stock Advisor, a subscription service where members get (2) new stock picks sent directly to their inbox every month. Motley Fool has provided trusted investment recommendations for over 28 years, beating the market by almost 5x. Learn more by visiting www.fool.com/TTC.

If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week. 

Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.

Link to episode: https://podcast.thoughtcard.com/stock-research-tools/ 

Do you have the funds to start investing in the stock market, but you’re unsure how to pick good companies to invest in (or even put on your radar)? Well, financially savvy travelers and financially savvy investors, you’re in the right place. With thousands of publicly-traded companies in the stock market, coming up with criteria you can use to analyze companies will help you beat overwhelm, strengthen your investing knowledge and boost your overall confidence. To help you with this, in this episode, we’re chatting about things to look for when picking companies to invest in. While we'll cover three criteria, there are many others, so do your research. 

This episode is sponsored by Motley Fool Stock Advisor, a subscription service where members get (2) new stock picks sent directly to their inbox every month. Motley Fool has provided trusted investment recommendations for over 28 years, beating the market by almost 5x. Learn more by visiting www.fool.com/TTC.

If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week. 

Please also share this episode with a friend and leave a review on Apple Podcasts or Spotify.

Link to episode: https://podcast.thoughtcard.com/good-companies-to-invest-in/ 

Before investing in the stock market, it’s important to determine your investing goals and match them with the appropriate investing style.

In this episode we chat about determing your investment preferences, whether you are a short-term or long-term investor. 

This episode is part of a four-part investing series sponsored by Motley Fool Stock Advisor. If you missed the first episode, I encourage you to go back and listen to Episode 96 where I share ways investing in the stock market can improve your financial outlook.

About Our Sponsor: Motley Fool Stock Advisor

Motley Fool Stock Advisor is a subscription service where members get (2) new stock picks sent directly to their inbox every month. 

Visit www.fool.com/TTC to discover ideas for picking your next stock. 

For all business inquiries and sponsorships, email: thethoughtcard@gmail.com. 

Link to episode and show notes: https://podcast.thoughtcard.com/short-term-long-term-investor/

Whether you want to earn more money, get out of debt, save for a vacation, or build generational wealth, investing in the stock market can improve your financial outlook and in this episode we explore how. 

About Our Sponsor: Motley Fool Stock Advisor

Motley Fool Stock Advisor is a subscription service where members get (2) new stock picks sent directly to their inbox every month. 

Visit www.fool.com/TTC to discover ideas for picking your next stock. 

For all business inquiries and sponsorships, email: thethoughtcard@gmail.com. 

Link to episode and show notes: https://podcast.thoughtcard.com/investing-in-the-stock-market/

I have big news to share. We are expecting our first child! Over the last few months, so much has been going on. Not only have I been adjusting to life as an expecting mother, but also life as a new entrepreneur (I quit my corporate job September 2021). In this episode, I share my maternity leave checklist as well as helpful maternity leave planning tips for entrepreneurs. 

Check out our baby registery on Amazon here. If you decide to purchase an item, thank you in advance. We really appreciate all the love, gifts and support! 

Have a topic you’d like to see shared on the podcast, email: thethoughtcard@gmail.com. 

For all business inquiries and sponsorships, email: thethoughtcard@gmail.com. 

Link to episode: https://podcast.thoughtcard.com/maternity-leave-checklist/

Since I started travel hacking around 2015, I’ve traveled all across the world either cheaply or for free. However, I have a confession to make. I’ve made my fair share of credit card mistakes. Listen to this episode to hear about all the embarrassing travel hacking mistakes I’ve made over the years as well as how to avoid them.

On January 22, 2022, join the live workshop (or catch the on-demand replay) Intro To Travel Hacking: Earning Points & Miles Workshop — learn how to earn more points and miles beyond those lucrative credit card sign-up including how to pick the right credit card for your travel goals and lifestyle, determine if the annual fees are worth it, get tips for organizing your points and miles portfolio, and more.

If you enjoy this show and like my work, you can Buy Me A Coffee. Your support will not only keep me going but will help cover the cost of getting new equipment and editing. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week. 

Please also share this episode with a friend and leave a review on Apple Podcasts. 

Link to episode: https://podcast.thoughtcard.com/travel-hacking-mistakes/

Are you unable to travel right now? Perhaps it's a busy season at work, you are taking care of a loved one, or travel restrictions got you grounded for the foreseeable future. While that's a bummer -- it doesn't mean that you have to abandon your travel dreams completely.

In fact, now is a great time to build your travel hacking expertise and beef up your points and miles portfolio. In this episode, we discuss ways to earn points and miles without traveling including lucrative credit card welcome bonuses, anniversary bonuses, and more. 

Get access to Intro To Travel Hacking: Earning Points and Miles Workshop here -- learn how to earn more points and miles beyond those lucrative credit card sign-ups including how to pick the right credit card for your travel goals and lifestyle, determine if the annual fees are worth it, get tips for organizing your portfolio, and more!

Want to support The Thought Card Podcast?

You can now support the show by buying me a coffee – this ensures that we can continue to create personal finance and travel content you love. Also, consider leaving a rating and/or a review on Apple Podcasts sharing your honest feedback.

Link to episode: https://podcast.thoughtcard.com/earn-points-and-miles-without-traveling/

As we head into the new year, I wanted to share a conversation I had with Sasha Huff, a podcast producer and the host of Because I Can, a podcast about life and all of the lessons we learned along the way. I'm usually the one asking the questions on the show, but I'll admit that it's nice to be on the other side sharing my story, thoughts, and perspectives. In this episode we chat about ways I've organized my finances so I can tackle multiple financial goals like traveling and paying off my mortgage early. You'll also hear a bit about my money story and what money was like growing up.

Want to support The Thought Card Podcast? 

Consider leaving a rating and/or a review on Apple Podcasts sharing your honest feedback. We are quickly approaching 100 reviews! 

You can also support the show by making a one-time donation via buy me a coffee. 

Link to episode: https://podcast.thoughtcard.com/organize-your-finances-with-danielle-desir/ 

Located in the heart of Metropolitan Phoenix, Tempe, Arizona, is a college town with a personality all its own. With 330 days of sunshine each year and the average temperature around 87 degrees, Tempe is a fun, refreshingly offbeat destination that embraces an active lifestyle and laid-back atmosphere. It’s also a place where community matters. Splash around on a lake, explore miles of hiking and biking trails, chow down on delicious eats and not-so-typical treats, cheer on your favorite sports team or grab a cold at one of the many craft breweries. But what you may not have realized is that Tempe has a vibrant art and cultural scene. 

From performing arts to contemporary art, and even the natural beauty of the Sonoran Desert, in this episode, we discover where to experience art in Tempe through three remarkable Arizona attractions - the Desert Botanical Garden, ASU Gammage, and ASU Art Museum. 

Want to support The Thought Card Podcast? 

Consider leaving a rating and/or a review on Apple Podcasts sharing your honest feedback. What do you enjoy about the show? What would you like to see more of? 

You can also support the show by buying me a coffee. 

Link to episode: https://podcast.thoughtcard.com/art-in-tempe-arizona/ 

Gemma Thompson hosts A Girl's Guide To Travelling Alone, a top travel podcast dedicated to solo female travelers. Growing up in Durham, in the North-East of England, Gemma did not have a lot of experience traveling before booking her first solo backpacking trip. In 2002, she quit her job, gave up her apartment, and left her boyfriend to travel independently. She went on to spend three months backpacking across South East Asia and Australia. 

In this episode, Gemma Thompson shares how to plan your first solo backpacking trip and the most important lessons learned. She also shares tips for female solo travelers, first-time female solo travel destinations, and how her travel style has changed now that she's expanded her family.

In the extended interview, Gemma shares some of her favorite day trips from London. Get access to our archive of bonus podcast episodes by joining The Thought Card Club, a private podcast feed for supporters. 

Want to support The Thought Card Podcast? 

Consider leaving a rating and/or a review on Apple Podcasts sharing your honest feedback. You can also support the show by buying me a coffee. 

Link to episode: https://podcast.thoughtcard.com/solo-backpacking-trip-gemma-thompson/ 

We started this audio docuseries because we wanted to create a space where Women of Color can be celebrated for all of the creative ways they are building wealth. Women of Color are often left out of the wealth-building conversation, and we wanted to change that. 

Over the last year, we've had the pleasure of documenting the journeys of twelve women, including ourselves. Their stories touched us and inspired us to dream bigger and pursue our audacious financial goals. 

One year later, Acquania Escarne, the host of The Purpose of Money, is growing her real estate portfolio and prioritizing passive income.

Co-host Danielle Desir, the host of The Thought Card Podcast, has quit her corporate career to pursue creative entrepreneurship. 

Acquania and I close out the series by sharing how we are building wealth one year later, at the end of 2021.

We sincerely hope you enjoyed this limited audio series and will grab a copy of the book (yes, we're writing the book!!!) when released in early 2022. 

Follow my author page on Amazon to be the first to know when pre-orders are available! 

During a recent trip to Boston, Massachusetts, I discovered one of Boston's best-kept secrets, a rooftop bar with stunning views of the Boston skyline. In this episode, I recap my experience staying at DoubleTree Suites by Hilton Hotel Boston - Cambridge and visiting Over the Charles Rooftop Bar for the first time. I also sat down with Jack's Abby Craft Lagers to learn more about their family-owned craft brewery specializing in craft lagers.

This podcast is a labor of love and I appreciate the support from all our listeners. If you’d like to support The Thought Card Podcast, please consider leaving a rating and/or a review on Apple Podcasts sharing your honest feedback. You can also support the show by buying me a coffee, or purchasing one of my books like Affording Travel or Traveling With A Full-Time Job. 

For the full show notes: https://podcast.thoughtcard.com/over-the-charles-rooftop-bar/

Dtravel is a community-governed home-sharing platform where you can find and book accommodations. Compared to other home-sharing platforms, guests can expect lower fees, and hosts pay zero percent fees. Dtravel accepts a wide variety of payment options, including cryptocurrency. 

In this episode, learn what makes Dtravel unique and how to get involved as either a guest or host.

This podcast is a labor of love, and we appreciate the support of all our listeners. 

If you’d like to support The Thought Card Podcast, please consider leaving a rating and a review on Apple Podcasts sharing your honest feedback. You can also support the show by buying me a coffee (making a one-time donation). Thanks again! 

Link to episode: https://podcast.thoughtcard.com/dtravel-home-sharing/ 

Jannese Torres-Rodriguez is a nationally-acclaimed Latina money educator, writer, business coach, and host of Yo Quiero Dinero Podcast. She became an accidental entrepreneur after a job loss led her to create a Latin food blog, Delish D’Lites. Now, she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom.  

In this episode of Millennial Wealth Builders, Jannese Torres-Rodriguez shares her journey from side hustler to entrepreneur and how she makes multiple six-figures from her food blog and business. 

Millennial Wealth Builders is a 3x grant-funded audio docuseries that highlights how Women of Color are building wealth. You can support the production of this 12-part series and The Thought Card Podcast by buying me a coffee (a one-time gesture). Your support is greatly appreciated.

For more resources mentioned, check out the show notes: https://podcast.thoughtcard.com/six-figure-food-blog/

The last episode of Millennial Wealth Builders airs on November 1, 2021. 

Vicky Sosa is a Florida-based blogger traveling around the world with her stuffed monkey Buddy. Stationed in Europe for three years with the Army, Vicky visited many countries including Spain, England, Norway, and Luxembourg. Years later, tired of the 9-5 lifestyle, she then sold all of her stuff and started traveling full-time through house sitting. 

In this episode, Vicky Sosa shares how being in the army made her a better traveler and prepared her for a location-independent lifestyle. 

In the extended interview Vicky shares how best to prepare for pitching brands and how to land press trips with tourism boards and hotels. Get access to our archive of bonus podcast episodes by joining The Thought Card Club, a private podcast feed for supporters. 

This episode of The Thought Card Podcast is sponsored by Out Travel The System By Expedia, a travel podcast that features tips and tricks for making the most of your travel experiences. Follow today on Apple Podcasts or wherever you listen to podcasts.

Want to support The Thought Card Podcast? 

Consider leaving a rating and/or a review on Apple Podcasts sharing your honest feedback. You can also support the show by buying me a coffee (make a one-time donation). 

Link to episode: https://podcast.thoughtcard.com/army-vicky-sosa-better-traveler/ 

When most people think of New York state, they think of New York City. While New York City is iconic, I want us to broaden our horizon and consider the many other cities and regions that make up The Empire State. In this episode, we explore Rochester, New York. In addition to sharing some fun historical facts, I'll share five reasons why you should visit Rochester.

Want to support The Thought Card Podcast? 

Consider leaving a rating and/or a review on Apple Podcasts sharing your honest feedback. You can also support the show by buying me a coffee (make a one-time donation). 

Link to show notes and all mentioned resources: https://podcast.thoughtcard.com/top-reasons-to-visit-rochester-new-york/ 

With over a decade of experience investing in real estate, Rachel Hernandez (a.k.a. Mobile Home Girl) started her wealth building journey finding single-family homes for real estate investors and then started investing in them herself. After several years as a landlord, she took the leap and decided to specialize in mobile home investing.

In this episode of Millennial Wealth Builders, Rachel Hernandez shares how to invest in mobile homes and what it takes to build a successful mobile home investing business.

Millennial Wealth Builders is a 3x grant funded audio docuseries that highlights how Women of Color are building wealth in the 21st century. You can support the production of this 12-part series and The Thought Card Podcast by buying me a coffee. Your support is greatly appreciated.

For more resources mentioned, check out the show notes: https://podcast.thoughtcard.com/how-to-invest-in-mobile-homes/

New episodes of Millennial Wealth Builders airs the first of the month until November 2021. 

The remote work revolution is here. Being a digital nomad isn't only about traveling -- it's about having the freedom to live and work on your own terms. In this episode, Kristin Wilson shares the history of remote work and digital nomad trends like digital nomad visas. She also shares tips on how to prosper as a remote worker traveling around the world. 

Kristin Wilson is a long-term digital nomad and expat who has been living and working across 60+ countries for nearly 20 years. She is also the founder of a remote relocation company, through which she has helped more than 1,000 people move to foreign countries. 

This episode of The Thought Card Podcast is sponsored by Out Travel The System By Expedia, a travel podcast that features tips and tricks for making the most of your travel experiences. Follow today on Apple Podcasts or wherever you listen to podcasts.

Want to support the show? 

Thank you in advance for supporting my work and buying me a coffee which allows me to keep creating travel and personal finance you enjoy. You can also leave me a rating and review on Apple Podcast, telling me what you like about the show and the topics you’d like to see covered next. 

Link to episode: https://podcast.thoughtcard.com/history-of-remote-work-with-kristin-wilson/

This episode of The Thought Card Podcast is sponsored by Out Travel The System By Expedia, a travel podcast that features tips and tricks for making the most of your travel experiences. Follow today on Apple Podcasts or wherever you listen to podcasts.

Want to support The Thought Card Podcast? 

Leave me a rating and a review on Apple Podcasts. Your feedback helps me secure phenomenal guests like Tom Blake and learn more about what you enjoy. 

You can support by buying me a coffee. For access to our archive of extended interviews and bonus content not shared anywhere else, join The Thought Card Club ($10/month), our exclusive membership for fans of the show. 

In this week's extended interview, Tom shares how to downsize your possessions and what to pack for your first trip as a digital nomad.

Link to episode: https://podcast.thoughtcard.com/digital-nomad-lifestyle/ 

Today was last day. It's hard to believe it, but I have officially quit my high-paying corporate job to pursue entrepreneurship full-time. YAY!

Learn all about how I got here including -- how I started The Thought Card (blog) in 2014 and how I side-hustled my way to becoming a full-time content creator seven years later. 

Here are some ways you can support my creative work: 

• Buy me a coffee (make a one-time donation)
• Join The Thought Card Club (ongoing support) for extended interviews and bonus content not shared anywhere else. 
• Leave me a rating and review on Apple Podcasts

Read My Personal Finance and Travel Books 

• Affording Travel: Saving Strategies For Financially Savvy Travelers 
• Traveling With A Full-Time Job 
• Managing Your Money As A New Homeowner 
• [Free Book] Planning Local Trips During A Pandemic 

1:1 Podcast Marketing Coaching 

Learn more about my podcast marketing program and book a 20-minute discovery call to see if working together would be a good fit. I look forward to connecting with you. 

Jamila Souffrant was on her way to retiring early by age 40 when she realized she was fed up with her long commute and wanted to work for herself. Learn how Jamila became a homeowner at 22 and how she's achieving financial freedom and independence even after quitting her 9 to 5 job. 

If you've been inspired by our work, please consider supporting the show by buying me a coffee here (make a one-time donation). 

For more resources mentioned, check out the show notes: https://podcast.thoughtcard.com/how-to-achieve-financial-freedom-jamila-souffrant/

New episodes of Millennial Wealth Builders airs the first of the month until October 2021.

Cinneah El-Amin (pronounced: sin-ee-AH el-AH-meen) is the founder of Flynanced, an online personal finance platform that teaches Black women who are blowing money fast early in their careers how to manage their money NOW. Since paying off $23,000 of student loan and consumer debt, Cinneah has amassed a net worth of $85,000, and she aims to reach a $1 million net worth within the next ten years. 

In this episode, we discuss what inspired Cinneah to begin her debt payoff journey and the practical strategies she used to pay off her loans in one year.

This episode of The Thought Card Podcast is sponsored by Out Travel The System By Expedia, a travel podcast that features tips and tricks for making the most of your travel experiences. Follow today on Apple Podcasts or wherever you listen to podcasts.

Want to support The Thought Card Podcast? 

Now you can keep the production team caffeinated by buying me a coffee. Also, for access to our archive of extended interviews and bonus content not shared anywhere else, please join The Thought Card Club, our exclusive membership for fans of the show. 

In this week's extended interview, Cinneah and I chat about using geoarbitrage (living in a foreign country) as a way to build wealth. 

Link to episode: https://podcast.thoughtcard.com/travel-debt-free-with-cinneah-el-amin/

Did you know attending college in Europe is more affordable than attending university in the United States? Jennifer Viemont discovered various ways students can receive a bachelor’s degree affordably in Europe. The best part is that no foreign language skills are required. With tuition averaging around $7,400 per year, there are over 1,800 English-taught programs in Europe. There are also hundreds of options under $4,000 and several that are tuition-free for international students. 

In this episode, Jennifer Viemont shares how you can spend less by going to college in Europe while exploring the continent. 

This episode of The Thought Card Podcast is sponsored by Out Travel The System By Expedia, a travel podcast that features tips and tricks for making the most of your travel experiences. Follow today on Apple Podcasts or wherever you listen to podcasts.

Want to support The Thought Card Podcast? 

Now you can keep the production team caffeinated by buying me a coffee. Also, for access to our archive of extended interviews and bonus content not shared anywhere else, please join The Thought Card Club, our exclusive membership for fans of the show.

In this week's extended interview, Jennifer shares the process of moving to Portugal and some of her favorite activities and attractions you don't want to miss when you visit. 

Link to episode: https://podcast.thoughtcard.com/going-to-college-in-europe-with-jennifer-viemont/

Sarah Wilson is an enthusiastic travel agent who specializes in private travel and guided group tours. Sarah believes that travel is about experiencing the world and all that it has to offer. She doesn't only want to help you plan a vacation, but create once-in-a-lifetime experiences. Private options include private jets, private homes and villas, private islands, cruises, yachts, staff, events, and more. 

In this episode, Sarah reminds us that private doesn't mean pricey. Yes, luxury travel is more exclusive, but it doesn't have to be exclusively expensive. Due to current demand and health and safety concerns, more companies are offering unique tours and excursions for small groups that cost the same as, if not less than commercial travel experiences. Sarah Wilson shares why financially savvy travelers should consider private travel, the benefits of hiring a travel agent, and why it is more affordable than you think.

Expedia Sponsorship

I’m so excited to share that Expedia is officially sponsoring The Thought Card Podcast this summer. Out Travel The System By Expedia is a travel podcast that features tips and tricks for making the most of your travel experiences. Follow today on Apple Podcasts or wherever you listen to podcasts. 

Want to support The Thought Card Podcast? 

Now you can keep the production team caffeinated by buying me a coffee. Also, for access to our archive of extended interviews with guests and bonus content not shared anywhere else like travel deals and contests, join The Thought Card Club, our exclusive membership for fans of the show.

Link to episode: https://podcast.thoughtcard.com/private-travel-with-sarah-wilson/ 

Julia Menez is a travel hacking coach, speaker, and host of Geobreeze Travel Podcast, a travel hacking podcast. After traveling to more than 30 countries before the age of 30 and saving thousands of dollars each year by travel hacking, Julia distills the strategies from top travel hackers around the world on her show. She also prepares personalized points and miles plans for her private coaching clients. Through her podcast, Julia features a diverse roster of guests with experiences that are traditionally underrepresented in larger points and miles blogs and media. Her episodes often highlight travel hacking women, immigrants, and people of color. 

In this episode, Julia Menez shares how to get free hotel upgrades and lesser-known travel hacking secrets like secret passwords and surveys. Expect to go beyond the beginner travel hacking 101 topics. 

Want to support The Thought Card Podcast? 

Now you can keep the production team caffeinated by buying me a coffee. Also, for access to our archive of extended interviews and bonus content not shared anywhere else, please join The Thought Card Club, our exclusive membership for fans of the show.

Link to episode: https://podcast.thoughtcard.com/travel-hacking-secrets-with-julia-menez/ 

Have you ever wondered how flight and hotel pricing works? Or why does flight pricing change so often? In this episode, Expedia’s Director of Revenue Optimization, Amy Cisneroz, shares what you need to know about pricing trends and how to get the best deal on your next trip.

I’m so excited to share that Expedia is officially sponsoring The Thought Card Podcast this summer. To kick off this partnership, hear directly from Out Travel The System’s host Nisreene Atasi, the Senior Director of Global Communication at Expedia. Out Travel The System By Expedia is a travel podcast that features tips and tricks for making the most of your travel experiences. Follow today on Apple Podcasts or wherever you listen to podcasts. 

This episode was first featured on Expedia Out Travel The System Episode #10: How It Works: Air and Hotel Pricing. 

Want to support The Thought Card Podcast? 

Now you can keep the production team caffeinated by buying me a coffee. Also, for access to our archive of extended interviews and bonus content not shared anywhere else, Join The Thought Card Club, our exclusive membership for fans of the show.

After creating two venture-backed startups and working in high-tech, Jay wanted a more indie balance to life. He started by automating his finances and planned to leave his golden handcuffs behind. That's when he discovered FI/RE and he has been actively involved in the community, building tools ever since. 

In this episode, Jay shares the important things we should consider before investing, in what order we can prioritize investing, and how forecasting tools can help us plan.

Don't miss the extended interview with Jay where he shares how zero-based budgeting drastically improved his marriage, communications, and finances. Join The Thought Card Club for access to Jay's extended interview, and our entire archive of bonus content not shared anywhere else.  

Looking for more ways to support the show? Keep me caffeinated by buying me a cup of coffee. 

Link to blog post: https://podcast.thoughtcard.com/financial-independence-calculator/ 

After saving for months, you are finally ready to set sail and go on that well deserved vacation. Hooray! However, if you're not careful, you can end up mismanaging your money and going over budget. Speaking from experience, this has happened to me on several occasions. In this episode, I share how to manage your money while traveling abroad and domestically. Tips include picking the right credit card to maximize travel rewards, carrying cash, monitoring your spending daily, using currency converter apps, and more. Here's a list of no-fee credit cards I recommend. 

Was this information helpful to you? When you join The Thought Card Club, you'll get access to extended interviews with guests and solo episodes with me that's not shared anywhere else.

You can also help me continue to share useful insights and tips by buying me a coffee. Your donations help me caffeinated while I record these episodes. 

Recorded live at Bad Martha Brewery in Cape Cod, Massachusetts, join Kyle and me as we share details about our first time visiting Bad Martha Brewery in Falmouth.

If you're looking for a Cape Cod brewery with friendly staff, refreshing craft beer, great music, and delicious deep-dish pizza, then this is the place for you.

For more podcast episodes recorded live on location check out:

1. Climbing the Great Wall of China 
2. Our Experience at Avatar Flight of Passage at Disney Word 

Love the podcast? Let me know by taking a moment to leave a rating and review on Apple Podcasts and also, support the production of the podcast by buying me a cup of coffee. I really appreciate your support. 

Visit our website: https://podcast.thoughtcard.com/ 

In this episode of Millennial Wealth Builders, Meryanne Loum-Martin shares how her love for design led her to becoming the first Black woman-owned boutique hotel owner in Marrakech, Morocco.

Join The Thought Card Membership for extended interviews, bonus episodes, answers to FAQ, access to workshops, audiobooks and more: https://podcast.thoughtcard.com/club/ 

If you've been inspired by our work, please consider supporting the show by buying the production team a cup of coffee here. 

For more resources mentioned, check out the show notes: https://podcast.thoughtcard.com/advance-your-career-with-shivani-berry/ 

New episodes of Millennial Wealth Builders airs the first of the month until October 2021.

I just launched a secret podcast called The Thought Card Club for those who love the show and want to access extended interviews, audiobooks, workshops, and bonus podcast episodes not shared on the public feed.

As a member of The Thought Card Club, you'll get access to a private podcast feed that streams on your favorite podcast players like Apple Podcasts and Google Podcasts. So every time I release a new episode, you'll get it straight away.

That means no need to log in and fumble around for a username and password. Listen to The Thought Card Club just like you would any other podcast.

Become a member of The Thought Card Club: https://podcast.thoughtcard.com/club/

Have questions? Email me at thethoughtcard@gmail.com.

Want to retire early but don't want to totally deprive yourself along the way? It's possible to take a balanced approach to a financial independence. Meet Jessica (Mrs. Fioneer), the co-founder of The Fioneers, a financial independence blog focused on the intersection between financial independence and lifestyle design. 

In this episode, Jessica shares how paying attention to her finances and reaching Coast FI has changed her life, afforded her the opportunity to walk away from a toxic job, pursue part-time work, and rest. Instead of rushing to reach her FI number, she believes in making the journey as remarkable as the destination. 

Become a supporter of the show by becoming a member. Don't forget as a supporter, you'll also get access to the bonus episode where Jessica shares out of the box ideas for increasing your savings rate and tips for getting rid of scarcity mindset.

For the full show notes and all of the resources mentioned visit: https://podcast.thoughtcard.com/intro-to-coast-fi/

A software engineer by day, Daniella Flores is a serial side hustler, entrepreneur, and the creator of the award-winning side hustle blog iliketodabble.com where she shares ways to side hustle online without leaving your home.

When she isn’t globetrotting, you can find her playing with her 7+ animals, hustling, and working towards financial independence. In this episode, Danielle Flores shares how to create a lucrative side hustle, ways to manage all of your income streams, and how side hustling helped her take back control of her life, career, and future.

Learn how to create a profitable side hustle with Daniella's Launch Your Side Hustle course.

Don’t miss the bonus episode where Daniella Flores shares why you should include your side hustles in your resume. Get access to this bonus episode and more by becoming a supporter of the show.

For the full show notes visit: https://podcast.thoughtcard.com/lucrative-side-hustles-daniella-flores/

Shivani Berry is the CEO and Founder of Ascend, a 6-week leadership development program for women. As a career coach, she helps women feel more confident and become better leaders. In this episode, Shivani shares how to advance in your career, develop soft skills, and tips for starting a business. 

If you've been inspired by our work, please consider supporting the show by buying me and the production team a cup of coffee here. 

For more resources mentioned, check out the show notes: https://podcast.thoughtcard.com/advance-your-career-with-shivani-berry/ 

Debbie Arcangeles is the host of The Offbeat Life, a podcast where she interviews travelers who ditched their 9 to 5 to become location independent. Debbie is also the founder of Howtocreateapodcast.com, a podcast consulting agency where she helps online bosses gain authority and income through podcasting. Prior to starting her location independent business, she worked as a photojournalist, traveling to Central America, the Middle East, and Asia photographing remote areas and indigenous people. She now helps people discover ways to work from home, start online businesses, and how to start a podcast.

In this episode, Debbie Arcangeles shares how to become location-independent and work remotely.

Become a supporter of the show by buying me a coffee. Don't forget as a supporter, you'll also get access to the bonus episode where Debbie shares how she made $11,000 as a full-time podcaster in one month!

For the full show notes and all of the resources mentioned visit: https://podcast.thoughtcard.com/become-location-independent-debbie-arcangeles/ 

Finding cheap flights is one way to travel more for less (and it’s a personal favorite). So how do I find the best airfare deals around?

Introducing Thrifty Traveler Premium a flight deal notification service!

Jared Kamrowski, the founder, and CEO of Thrifty Traveler has joined me to share how to find the best flight deals and why it is worth upgrading to the paid annual subscription. He also shares how the pandemic continues to impact the airline and credit card industry as well as predictions for post-pandemic travel.

Sign up for Thrifty Traveler Premium. Use the promo code ‘TC10’ for $10 off your first year of Thrifty Traveler Premium.

Link to blog post and more resources: https://thoughtcard.com/thrifty-traveler-premium/

Sophal Pettit was a young child when the Pol Pot Revolution happened in Cambodia. Sophal and her family are survivors of a time called The Killing Fields of Cambodia. They came to the United States with nothing but their lives.

In this episode of Millennial Wealth Builders, Sophal Pettit shares her story of surviving a coup and how she improved her finances throughout her life. She also shares the benefits of hiring a financial coach and how she co-founded a financial services business with her husband, Charles Pettit.

If you've been inspired by our work, please consider supporting the show by buying me a cup of coffee here. 

For more resources mentioned, check out the show notes: https://podcast.thoughtcard.com/how-to-improve-your-finances-with-sophal-pettit/ 

Get started listening to new audiobooks every month with a 30-day Audible free trial.

About Millennial Wealth Builders (MWB) ⁣

Co-hosted by Danielle Desir and Acquania Escarne, Millennial Wealth Builders (MWB) is a 12-part audio docuseries sharing how Women of Color are moving past obstacles and building real wealth in the 21st century. 

This production is made possible by the Plutus Foundation Fall 2020 Grant, Black & Brown Podcast Collective, and the Dreams To Reality Fund by Caress and iFundWomen. 

Passionate about sharing real stories and honest conversations, we exclusively feature women of color who have discovered wealth-building strategies less known in our community.

Our goal is to empower our listeners to take action, obtain wealth, and close the wealth gap.

Now you can show your support for the podcast by buying me a coffee!

Welcome back financially savvy travelers! It feels good to be back with new episodes every other Thursday for Season 6 of The Thought Card Podcast. 

This episode is pretty special because I realized that although I've been podcasting for almost three years now, I haven't shared my story. How did I become a financially savvy traveler? Good question. In this episode, I share how I became who I am and where I see myself moving forward. 

Did you know that you can now support the show by buying me a coffee? With your help, I'll be able to cover the costs of the website, podcast hosting fees, and editing for the next season. Support the podcast here.

Learn how to trade in the stock market, pick the right companies, and more with Teri Ijeoma's Trade and Travel course. 

A special thank you to PODGO for sponsoring this episode. PODGO is one of the easiest ways you can monetize your podcast. Always know how much you will get when you apply for a podcast ad campaign. Apply today and connect with advertisers that fit your audience and message. Be sure to include 'The Thought Card Podcast' in the 'how did you hear about us' section.

Throughout this season, you're going to be hearing all about how to find creative and lucrative side hustles, how to become location independent, how to find cheap flights, how to become financially independent, and more. I have an amazing lineup in store. 

Connect with Danielle Desir

Twitter: @thethoughtcard 

Instagram: @thethoughtcard

This is the final episode of the author series - thank you for tuning in and I encourage you to go back and listen to previous episodes.

As promised, I'll be back with new episodes of The Thought Card Podcast starting April 4th. In this episode, I share how my editor has helped me grow as an author and why indie authors should consider hiring editors. 

Want to write a non-fiction book this year? Join my 6-week Writing Intensive Program which starts April 4th, 2021. Enroll by Friday, March 5th before doors close. Reserve your spot here: https://danielledesir.com/intensive 

Did you enjoy this special series? Support this show by buying me a cup of coffee here. Your contributions are so helpful. 

Lastly, you can support by reading any of my affordable-travel and personal finance books: 

• Iceland: Nature, Nurture & Adventure 
• Affording Travel
• Traveling With A Full-time Job
• Managing Your Money As A New Homeowner 
• Planning Local Trips During A Pandemic

Sign up for Grammarly -- catch grammatical errors, overused words, and more. 

Rejection comes in so many shapes and sizes for indie authors — maybe you get a bad review, your book sales are low or you are not feeling confident about your work.

In this episode, I share ways I've gotten rejected and how I pushed past those difficult moments. 

Want to write a non-fiction book this year? Join my 6-week Writing Intensive Program which starts April 4th, 2021. Enroll by Friday, March 5th before doors close. Reserve your spot here: https://danielledesir.com/intensive 

Hey, are you feeling inspired by this series? I created a special space for you to support my work -- buy me a cup of coffee here. 

Read my affordable-travel and personal finance books: 

• Iceland: Nature, Nurture & Adventure 
• Affording Travel
• Traveling With A Full-time Job
• Managing Your Money As A New Homeowner 
• Planning Local Trips During A Pandemic

Follow Danielle Desir on Instagram: @thedanielledesir 

Watch the replay of my entire series on Instagram: 

Day 1 of Author Series on Instagram - Getting Started As A Self-Published Author 

Day 2 of Author Series on Instagram - How To Set Writing Expectations 

Day 3 of Author Series on Instagram - How To Outline Non-Fiction Books 

Day 4 of Author Series on Instagram - How To Find Beta Readers 

Day 5 of Author Series on Instagram - How To Promote Your Book

Day 6 of Author Series on Instagram - Dealing With Rejection

For more writing tips, listen to episode 51 where I share my top tips for new authors.

On Day 5 of the Author Series, I share some of my favorite ideas for promoting books. 

Want to be a guest on more podcasts? Check out my masterclass, Nail Your Podcast Guest Pitch Email. 

Want to write your non-fiction book this year? Join my 6-week Writing Intensive Program which starts April 4th, 2021. Enroll by Friday, March 5th before doors close. This cohort is limited to 12 writers -- reserve your spot here: https://danielledesir.com/intensive 

Follow Danielle Desir on Instagram: @thedanielledesir 

Read my books: 

• Affording Travel
• Traveling With A Full-time Job
• Managing Your Money As A New Homeowner 
• Planning Local Trips During A Pandemic

Day 1 of Author Series on Instagram - Getting Started As A Self-Published Author 

Day 2 of Author Series on Instagram - How To Set Writing Expectations 

Day 3 of Author Series on Instagram - How To Outline Non-Fiction Books 

Day 4 of Author Series on Instagram - How To Find Beta Readers 

Day 5 of Author Series on Instagram - How To Promote Your Book

For more writing tips, listen to episode 51 where I share my top tips for new authors. 

Hey, are you feeling inspired? I created a special space for you to support my work -- buy me a cup of coffee here!

On Day 4 of the Author Series, I detail why you should recruit beta readers and how to find potential readers who would be willing to offer feedback and promote your book. 

Want to write your non-fiction book this year?

Join my 6-week Writing Intensive Program which starts April 4th, 2021. This cohort is limited to 12 writers -- reserve your spot here: https://danielledesir.com/intensive 

Follow Danielle Desir on Instagram: @thedanielledesir 

Read my books: 

• Affording Travel
• Traveling With A Full-time Job
• Managing Your Money As A New Homeowner 
• Planning Local Trips During A Pandemic

Day 1 of Author Series on Instagram - Getting Started As A Self-Published Author 

Day 2 of Author Series on Instagram - How To Set Writing Expectations 

Day 3 of Author Series on Instagram - How To Outline Non-Fiction Books 

Day 4 of Author Series on Instagram - How To Find Beta Readers 

For more writing tips, listen to episode 51 where I share my top tips for new authors. 

Hey, I created a special space for you to support my work if you've been inspired -- buy me a cup of coffee here!

Minda Harts is the award-winning and best-selling author of The Memo: What Women of Color Need To Know To Secure A Seat, a career development book for women of color in the workplace. She is also the CEO of The Memo LLC, a career development platform for women of color, and an Assistant Professor at NYU Wagner.

In this episode of Millennial Wealth Builders, Minda Harts shares the challenges women of color face in the workplace, how to take control of our careers, and the impact publishing The Memo has had on Black women in the workplace. 

As a gift to our podcast listeners, we’re giving away (2) copies of Minda Harts’ book The Memo. Enter to win by subscribing to our newsletter by March 15th -- become a Millennial Wealth Builder here.

We created a space for you to support our work if you've been inspired -- buying me a cup of coffee here. 

For more resources mentioned, check out the show notes: https://podcast.thoughtcard.com/minda-harts-women-of-color-workplace/ 

Get started listening to new audiobooks every month with a 30-day Audible free trial.

About Millennial Wealth Builders (MWB) ⁣

Co-hosted by Danielle Desir and Acquania Escarne, Millennial Wealth Builders (MWB) is a 12-part audio docuseries sharing how Women of Color are moving past obstacles and building real wealth in the 21st century. 

This production is made possible by the Plutus Foundation Fall 2020 Grant, Black & Brown Podcast Collective, and the Dreams To Reality Fund by Caress and iFundWomen. 

Passionate about sharing real stories and honest conversations, we exclusively feature women of color who have discovered wealth-building strategies less known in our community.

Our goal is to empower our listeners to take action, obtain wealth, and close the wealth gap.

On Day 3 of the Author Series, I detail how to outline your book and why it's so important. Here's a quick tip, use your outline as a guide but also transform it into your table of contents! 

Want to write your non-fiction book this year? Join my 6-week Writing Intensive Program which starts April 4th, 2021 -- reserve your spot here: https://danielledesir.com/intensive 

Follow Danielle Desir on Instagram: @thedanielledesir 

Day 1 of Author Series on Instagram - Getting Started As A Self-Published Author 

Day 2 of Author Series on Instagram - How To Set Writing Expectations 

Day 3 of Author Series on Instagram - How To Outline Non-Fiction Books 

For more writing tips, listen to episode 51 where I share my top tips for new authors. 

Hey, I created a space for you to support my work if you've been inspired -- buy me a cup of coffee here!

Before you start writing your next book, set writing expectations that will help you cross the finish line. On Day 2 of the Author Series, I detail how to find the right time to write and how to identify your metrics of success.

Join my 6-Week Writing Intensive Program which starts April 4th, 2021: https://danielledesir.com/intensive 

Follow Danielle Desir on Instagram: @thedanielledesir 

Day 1 of Author Series on Instagram - Getting Started As A Self-Published Author 

Day 2 of Author Series on Instagram - How To Set Writing Expectations 

For more writing tips, listen to Episode 60 of The Thought Card Podcast where Michelle Jackson and Gertrude Nonetrah share their writing practice and how they market their books during the pandemic. 

Enjoyed this episode? Support the production of this podcast by buying me a cup of coffee. 

Less than 2% of hotel owners are People of Color and even fewer are women. Davonne Reaves and Jessica Myers are the youngest Black women to own a hotel property under a major chain. As the founders of Epiq Collective, they are on a mission to teach people how to become hotel owners. Epiq Collective helps investors collectively invest in commercial real estate opportunities. 

In this episode, discover four ways to invest in hotels and why it's important to build several streams of income.

For more resources mentioned, check out the show notes. 

Help support the show by buying the production team a cup of coffee.

Get started listening to new audiobooks every month with a 30-day Audible free trial.

About Millennial Wealth Builders (MWB) ⁣

Co-hosted by Danielle Desir and Acquania Escarne, Millennial Wealth Builders (MWB) is a 12-part audio docuseries sharing how Women of Color are moving past obstacles and building real wealth in the 21st century. 

This production is made possible by the Plutus Foundation Fall 2020 Grant, Black & Brown Podcast Collective, and the Dreams To Reality Fund by Caress and iFundWomen. 

Passionate about sharing real stories and honest conversations, we exclusively feature women of color who have discovered wealth-building strategies less known in our community.

Our goal is to empower our listeners to take action, obtain wealth, and close the wealth gap.

Athena Valentine Lent is fighting the good fight to bring financial education to people who look like her. Her family didn’t know much about money, budgeting, or bank accounts. Then when Athena was a freshman in high school, her mother passed away. Immediately, she became a homeless teen on a rocky path.

Fortunately, her uncle inspired her to go to college, get an education, and turn her life around. 

Today, Athena’s work as a program manager for a nonprofit allows her to promote the importance of education, salary negotiations, and work-related opportunities for students all over the state of Arizona, especially those in low-income neighborhoods. 

Join The Thought Card Newsletter to get regular updates from the podcast. 

Get started listening to new audiobooks every month with this 30-day Audible free trial.

Help support the show by buying the production team a cup of coffee. I really appreciate your donations. 

For more, visit our website and check out the show notes. 

Connect With Athena Valentine Lent

Website: https://moneysmartlatina.com/ 

Instagram: @moneysmartlatina

Twitter: @accordingathena

More About Millennial Wealth Builders (MWB) ⁣

Co-hosted by Danielle Desir and Acquania Escarne, Millennial Wealth Builders (MWB) is a 12-part audio docuseries sharing how Women of Color are moving past obstacles and building real wealth in the 21st century. 

This production is made possible by the Plutus Foundation Fall 2020 Grant, Black & Brown Podcast Collective, and the Dreams To Reality Fund by Caress and iFundWomen. 

Passionate about sharing real stories and honest conversations, we exclusively feature women of color who have discovered wealth-building strategies less known in our community.

Our goal is to empower our listeners to take action, obtain wealth, and close the wealth gap. Rather than establish a new podcast, we are taking advantage of our existing engaged podcast audiences.

Listen to the first episode of the series - Our Wealth Building Stories. 

As we wrap up 2020 and start a new year, I wanted to share some of my favorite highlights including getting married, writing new books, starting new income streams, and more. 

I will be back with new episodes starting Thursday, April 1st. Thanks for listening! 

In the meanwhile listen to past episodes of the podcast - we have over 75 episodes including Millennial Wealth Builders, the 12-part audio docuseries highlighting women of color building wealth. Also, don't forget to leave me a rating and a review. I look forward to hearing from you. 

Read the book: Planning Local Trips During A Pandemic

Read the book: Managing Your Money As A New Homeowner

Read the book: Traveling With A Full-Time Job

Read the book: Affording Travel

Iceland: Nature, Nurture & Adventure 

Learn more about my podcasting organization WOC Podcasters which includes a podcasting blog and membership. 

Support the show by buying me a cup of coffee here. 

Connect with Danielle Desir 

Join The Thought Card Podcast newsletter for updates.

Podcast Website: www.podcast.thoughtcard.com

The Thought Card Blog: www.thoughtcard.com

Danielle's Author Website: www.danielledesir.com

Instagram: @thedanielledesir

Facebook: @thedanielledesir

Twitter: @thethoughtcard

Although Black travelers spend over $109 Billion on travel annually, we are grossly underrepresented in travel marketing. Black travel content creators are passed up for media and employment opportunities as well as paid campaigns. We are not paid equitably, and many travel brands neglect to market directly to us. Black Travel Alliance is changing that.

Support the show by donating today. Click here to donate. 

Black Travel Alliance (BTA) is a group of Black travel content creators worldwide on a mission to support Black content creators and increase their representation in the travel industry, including but not limited to employment, conferences, and media. BTA is fighting for equal opportunities in the travel space and holding the travel industry accountable.

In this episode, learn what inspired the formation of Black Travel Alliance and how they are supporting Black travel content creators worldwide. 

Connect with Black Travel Alliance 

Website: https://blacktravelalliance.com/

YouTube: Black Travel Alliance

Instagram: @theblacktravelalliance

Twitter: @TheBlackTravelA

Connect with Danielle Desir 

Blog: https://thoughtcard.com/

Podcast Website: https://podcast.thoughtcard.com

Author Website: https://danielledesir.com/ 

Facebook: @thedanielledesir

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers.

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/black-travel-alliance/ 

Get access to new audiobooks every month with a 30-day free Audial trial here. 

Love this show? Help keep it going by donating today. Click here to donate. 

How has the pandemic affected self-published authors? In this episode, we chat with Michelle Jackson and Gertrude Nonterah about the challenges they have face writing books during the pandemic. They candidly share how they have pivoted their focus and what motivates them to continue writing despite the obstacles.

Support the show (https://www.buymeacoffee.com/danielledesir)

Michelle Jackson is a blogger, freelance writer, host of Michelle is Money Hungry podcast, and the author of non-fiction and romance books. Based in Colorado, she is passionate about helping driven entrepreneurs sell what they already know online. 

Gertrude Nonterah is a YouTuber, freelance writer, and the host of The Create & Prosper Podcast. She is also the author of several non-fiction books including Win At Freelance Writing. Subscribe to Gee's YouTube channel here. She creates videos on freelance writing, blogging, self-publishing, and thriving as a creative entrepreneur.

If you want to learn how to make money writing eBooks, check out Michelle’s Make Money with Ebooks Academy. This monthly membership helps future authors get their stories, expertise, and doubts out of their heads so that they can begin publishing their first books. 

Connect With Michelle Jackson: 

Website: https://michelleismoneyhungry.com/ 

Instagram: @michelleismoneyhungry

Twitter: @MichLovesMoney

Connect With Gertrude Nonterah:

YouTube: https://www.youtube.com/c/GertrudeNonterahTV/videos 

Website: http://geenonterah.com/ 

Instagram: @geenonterah

Twitter: @GeeNonterah

Connect with Danielle Desir 

Podcast Website: https://podcast.thoughtcard.com

Blog: https://thoughtcard.com/

Author Website: https://danielledesir.com/ 

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode60-writing-books-during-pandemic/ 

Did you know that investing in real estate can create a new source of income for you and your family? But what if you have no money, can you still get started with real estate?

In this episode, Sadhana Sabharwal shares how she successfully put her boys through medical and business school by investing in real estate with no money down. 

Get access to the free No Money Down Investing Training. In this 2-hour training session, Sadhana Sabharwal covers her top 3 secrets to investing in real estate with NO MONEY including how to find a property below market value, tips for building relationships with investors, how to find financing, and more.

Register for the free training here.  

Support the show (https://www.buymeacoffee.com/danielledesir)

Connect with Sadhana Sabharwal: 

Website: http://www.singlemommillionaire.com/

Instagram: @singlemommillionaireofficial 

Facebook: @singlemommillionaireofficial

More About Millennial Wealth Builders (MWB) ⁣

Co-hosted by Danielle Desir and Acquania Escarne, Millennial Wealth Builders (MWB) is a 12-part audio docuseries sharing how Women of Color are moving past obstacles and building real wealth in the 21st century. 

This production is made possible by the Plutus Foundation Fall 2020 Grant.

Passionate about sharing real stories and honest conversations, we exclusively feature women of color who have discovered wealth-building strategies less known in our community.

Our goal is to empower our listeners to take action, obtain wealth, and close the wealth gap. Rather than establish a new podcast, we are taking advantage of our existing engaged podcast audiences. The Thought Card Podcast and The Purpose of Money Podcast will syndicate the docuseries each month starting November 1, 2020.⁣

Listen to the first episode of the series - Our Wealth Building Stories. 

Lisette Austin a.k.a. Jet Set Lisette is an award-winning travel expert who has saved over $110,000 in travel costs. She's the host of The Globetrotter Lounge, a travel podcast that highlights creative ways women travel more. When she is not traveling the world with her family, you can find her teaching others how to earn and maximize travel rewards. 

Support the show (https://www.buymeacoffee.com/danielledesir)

In this episode, Lisette shares how you can obtain financial freedom through points and miles, and how racking up millions of airline miles and hotel points has contributed to her traveling to over 26 countries and 157 cities.

Connect with Lisette Austin

Website: https://jetsetlisette.com/ 

Facebook: @jetsetlisette

Instagram: @jetsetlisette

Connect with Danielle Desir 

Blog: https://thoughtcard.com/

Podcast Website: https://podcast.thoughtcard.com

Author Website: https://danielledesir.com/ 

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/lisette-austin-earn-points-miles/ 

With the release of every new book, I share an excerpt on the podcast. In this episode, I read excerpts from Chapter 2 and Chapter 3 of Traveling With A Full-Time Job.

Support the show: (https://www.buymeacoffee.com/danielledesir)

In Chapter 2, we address the elephant in the room. We discuss the challenges many face trying to find the time to travel with traditional nine-to-five jobs. In Chapter 3, I encourage readers to address any limiting beliefs they may have so we can come up with effective solutions. Remember, time is your biggest asset. Now start treating it like one!

If you enjoyed this episode, order a copy of Traveling With A Full-Time Job on Amazon, Barnes & Noble, or Rakuten Kobo.

BONUS VIDEO: Don't forget with your purchase, you also get access to a bonus video featuring four avid travelers who share advice for managing your time and why pursuing your career should not hold you back from traveling the world.

Check out all of my other books here. 

• Affording Travel 
• Managing Your Money As A New Homeowner 
• Planning Local Adventures During A Pandemic 

Connect with Danielle Desir 

Blog: https://thoughtcard.com/

Podcast Website: https://podcast.thoughtcard.com

Author Website: https://danielledesir.com/ 

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode58-excerpts-traveling-with-a-full-time-job/ 

Co-hosted by Danielle Desir and Acquania Escarne, Millennial Wealth Builders (MWB) is a 12-part audio docuseries sharing how Women of Color are moving past obstacles and building real wealth in the 21st century. 

In this episode, Danielle Desir and Acquania Escarne share what sparked their interest in building wealth and their accomplishments to date. 

Now you can show your support for the podcast by buying me a coffee!

Our mission is to empower, educate, and entertain millennial Women of Color between the ages of 24-39. During these pivotal years, women consider purchasing homes, starting families, and some may even be caretakers to their aging parents. While budgeting and saving are essential, building wealth in communities of Color is the best way to close the wealth gap.

From salary negotiations to retirement vehicles and investing in commercial and residential real estate, each episode will share practical tips so you can take immediate action.

This limited-edition docuseries is made possible by the Plutus Foundation. Millennial Wealth Builders is the proud recipient of the Plutus Foundation Fall 2020 grant. 

Subscribe to The Thought Card and The Purpose of Money on your favorite podcast player (Apple Podcasts, Spotify, Google Podcasts, etc.) to automatically get new episodes uploaded to your device.

About Hosts 

Danielle Desir is the host of The Thought Card Podcast and Acquania Escarne is the host of The Purpose of Money Podcast.

The Thought Card empowers financially savvy travelers to make more informed financial decisions - travel more, pay off debt, and build wealth. 

The Purpose of Money inspires women to pursue their entrepreneurship and financial goals.

I'm excited to introduce a brand new series on The Thought Card Podcast! 

Millennial Wealth Builders (MWB) Series by Danielle Desir and Acquania Escarne (the host of The Purpose of Money Podcast) is a 12-part audio docuseries highlighting practical strategies millennial women of color are using to build wealth. Our mission is to spark dialogues that will normalize wealth-building conversations amongst women of color. ⁣

This production is made possible by the Plutus Foundation Fall 2020 Grant. Yes, y'all we won a grant! Read about the grant here. 

The first episode of the Millennial Wealth Builders (MWB) Series drops on November 1st. Check out the bloopers here and get a sneak peek of our wealth-building backstories. ⁣

Now you can show your support for the podcast by buying me a coffee!

More About Millennial Wealth Builders (MWB) 
⁣
Passionate about sharing real stories and honest conversations, we exclusively feature women of color who have discovered wealth-building strategies less known in our community.

Our goal is to empower our listeners to take action, obtain wealth, and close the wealth gap. Rather than establish a new podcast, we are taking advantage of our existing engaged podcast audiences. The Thought Card Podcast and The Purpose of Money Podcast will syndicate the docuseries each month starting November 1, 2020.⁣

Shazia Imam is a life coach who helps women unlock their deepest desires and power so they feel worthy, see their own gifts, and live their purpose. She is also the host of Feminine & Fulfilled, a podcast that features real and raw conversations with female powerhouses. Meant to inspire and spark your inner power, it serves as a weekly reminder that you are brilliant, loving and highly capable.

In this episode, Shazia shares tips for embracing an abundance mindset, and why feeling wealthy doesn't necessary mean having a lot of money in the bank.

Connect with Shazia Imam

Podcast: Feminine & Fulfilled

Website: https://www.thelifeengineer.com/

Facebook: @shaziaTLE

Instagram: @thelifeengineer

Join The Thought Card Membership

Meet creative money nerds and avid travelers from all over the world and join monthly events focused on helping you unlock the tools, resources, and mindset shifts you need to crush your financial and travel goals. Become a member here. 

Connect with Danielle Desir 

Blog: https://thoughtcard.com/

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode57-shazia-imam/

Read my new book Traveling With A Full-Time Job!

Laura Gariepy is the founder of Every Day By The Lake, a written content creation company that serves busy business owners. Through her done-for-you program, she collaborates with her clients to create high-quality blog posts, newsletters, and website copy. 

In this episode, Laura Gariepy shares how she saved a year's worth of expenses, why she decided to pivot away from the FIRE movement, and how she started a new career as a freelance writer. This episode is perfect for anyone who is thinking about lifestyle redesign. 

Connect with Laura Gariepy

Website: https://www.everydaybythelake.com/

Twitter: @everydaylake 

Join The Thought Card Membership

Meet creative money nerds and avid travelers from all over the world and join monthly sessions to unlock the tools, resources, and mindset shifts you need to crush your financial and travel goals. Become a member here. 

Connect with Danielle Desir 

Blog: https://thoughtcard.com/

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode56-freelance-writing-laura-gariepy/

Read my new book Traveling With A Full-Time Job!

Can you travel the world with a 9 to 5 job? While I certainly think it’s possible, don’t take my word for it. To celebrate the release of my third book Traveling With A Full-Time Job, I’m sharing an audio clip from the bonus video which accompanies the book.

In this episode, four avid travelers share tips for traveling with a full-time job, advice for managing their time, and what it takes to honestly do both. A very special thank you to Kay Kingsman, JoAnna Niles, Christopher Rudder, and Rachel Elizabeth. 

Traveling With A Full-Time Job and the bonus video is available on Amazon, Barnes & Noble, Rakuten kobo, and Scribd.

Also, read the first chapter for free here!

Join The Thought Card Membership

Meet creative money nerds and avid travelers from all over the world and join monthly events focused on helping you unlock the tools, resources, and mindset shifts you need to crush your financial and travel goals. Join the free membership here. 

Connect with Danielle Desir 

Blog: https://thoughtcard.com/

Podcast Website: https://podcast.thoughtcard.com

Author Website: https://danielledesir.com/ 

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode55-tips-for-traveling-with-a-full-time-job/ 

The way we travel has changed dramatically since the Coronavirus outbreak. In this bonus episode, Kyle and I candidly share how our travels have changed since the pandemic, how we plan to travel in the future, and things to consider if you decide to hit the road.

In this episode we cover:

• How we're thinking about air travel during the pandemic. 
• Benefits of road trips. 
• Hotels vs. Airbnbs 
• Things to pack and more. 

Work With Me

Join The Thought Card Membership to get access to upcoming events and our library of resources. The Thought Card Membership offers the tools, resources, and mentor access you need to crush your travel and financial goals.

Budgeting Course: https://thoughtcard.thinkific.com/ 

Connect with Danielle Desir 

Blog: https://thoughtcard.com/

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/how-our-travels-have-changed/

Also, read my books Traveling With A Full-Time Job and Affording Travel: Saving Strategies For Financially Savvy Travelers. 

While Kyle and I have written-off international travel for the rest of the year due to the pandemic, it hasn't stopped us from exploring our local area and planning a domestic getaway.

In August 2020, we spent four days exploring the rural areas of Shaftsbury, Vermont. While we usually pick accommodations based on the destination we're visiting, we ditched our original plans after finding a cozy log cabin on Airbnb. During our trip, we spent lots of time outdoors, wandered around town, and wore masks in public. Did I mention we also saw a Black Bear right in our backyard? 

In this episode, we share the things we loved about Vermont and how we planned a trip during the pandemic.

Work With Me

Join The Thought Card Membership to get access to the session How To Plan Local Adventures During the Pandemic and all upcoming virtual events and videos for financially savvy travelers. 

Budgeting Course: https://thoughtcard.thinkific.com/ 

Connect with Danielle Desir 

Blog: https://thoughtcard.com/

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode54-visiting-vermont-during-the-pandemic/  

Also, read my book Traveling With A Full-Time Job and Affording Travel: Saving Strategies For Financially Savvy Travelers. 

Hi there, financially savvy travelers! I'm back from a seasonal break. I hope you had an enjoyable summer. To kick off Season 4, I'm sharing life updates, what you can expect this season and more. See you back here for regular episodes on September 10th. Did I mention we're celebrating our 2nd podcast anniversary too? Hooray!

Read my books here:

1. Traveling With A Full-Time Job
2. Affording Travel: Saving Strategies For Financially Savvy Travelers
3. Iceland: Nature, Nurture & Adventure

Connect with Danielle Desir 

Blog: https://thoughtcard.com/

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thedanielledesir

Instagram: @thedanielledesir

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

With so much happening in the world, it’s easy to feel helpless, especially if you’re not out protesting. However, as podcasters, we have platforms where we can speak out against racism and police brutality. In this PSA, I encourage you to be educated, engaged, and to take action. Support the work of activists on the front lines of change, who risk themselves daily to create a better world for us all.

Get involved by donating to any of the following:

1. 1. George Floyd Memorial Fund
   2. Minnesota Freedom Fund
   3. Black Visions Collective
   4. Campaign Zero
   5. Black Lives Matter
2. Sign a petition:
   1. Text “Floyd” to 55156 to sign a petition to demand justice for George Floyd.
   2. Text "ENOUGH" to 55156 to sign a petition demanding justice for Breonna Taylor. 
3. Sign-up at Color of Change to be notified of more opportunities to take action.
4. Reclaim the Block lobbies for cutting police spending, and re-routing some police funds to affordable housing, health, violence prevention, civil right and renter protections.

Brittnay Sharman is a professional house sitter from Australia. She is one half of The Travelling House Sitters, a travel blog that shares everything you need to know about house sitting and pet sitting. In this episode, learn how house sitting has afforded Brittnay the opportunity to explore the world while saving over $60,000. 

Connect with Brittnay Sharman

Website: https://www.thetravellinghousesitters.com/

Course: How to Become a House Sitter

Facebook: @thetravellinghousesitters

Instagram: @thetravellinghousesitters

Twitter: @travelhousesit

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode53-brittnay-sharman/

Read my new book Affording Travel: Saving Strategies for Financially Savvy Travelers. 

Sign up for Thrifty Traveler Premium to get access to the best international flight deals. 

Christopher Mitchell is a Canadian travel writer, photographer and podcaster who has traveled to over 80 countries and five continents. He has lived in Norway, South Korea and most recently Turkey for three years. 

In this episode Christopher shares with us how he's made a career out of his passion for travel. He also shares tips for getting started as a content creator and how to leverage your travels to build wealth. He encourages us to see travel as an investment - an opportunity for professional and personal development.

Connect with Christopher: 

Blog: https://www.travelingmitch.com/

Ontario Blog: https://ultimateontario.com/

Facebook: @travelingmitch

Instagram: @travelingmitch

Twitter: @travelingmitch

Connect with Me: 

Blog: https://thoughtcard.com/

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode52-christopher-mitchell/ 

Read my new book Affording Travel: Saving Strategies for Financially Savvy Travelers. 

Sign up for Digit and get $5 towards your saving goals today! 

Do you have a full-time job and a side hustle where you create content online as a blogger, podcaster or YouTuber? After blogging for the last five years, I've learned a thing or three about time management. In this episode, learn seven ways to better manage your time as a content creator with a full-time job.  

After this episode, listen to Episode 43: Side Hustling and Earning Outside of Your Nine to Five with Dielle Charon. 

Get access to my free resource library for free checklists, spreadsheets, guides, excerpt book chapters, podcasts and more!

Connect with Me: 

Blog: https://thoughtcard.com/

Podcast Website: https://podcast.thoughtcard.com

YouTube: @thethoughtcard

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

Check out my new book: Affording Travel: Saving Strategies For Financially Savvy Travelers.

Do you dream of writing a book? In this episode, I share the behind-the-scenes of my book writing process and the important lessons I've learned as a new author. From working with a small publishing house to self-publishing my second book, listen in as I share some of the strategies that have helped me become a better writer and sell more books.

Grab a copy of "Affording Travel" on Amazon today! 

Connect with Me: 

Blog: https://thoughtcard.com/

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode51-tips-for-new-authors/

Sign up for Digit and get $5 towards your saving goals today! 

While a lot of people have been freaking out about the market declining, for the most part, I've kept calm, cool, and collective. In this bonus episode, I share my reaction to seeing my personal rate of return nose-dive by 20% this last quarter (January to March 2020). 

Update August 2021: I'm currently learning how to trade stocks by taking Teri Ijeoma's signature Trade and Travel course which is teaching me how to pick good companies, place trades, and create sustainable monthly income trading stocks. 

Connect with Me: 

Blog: https://thoughtcard.com/

Podcast Website: https://podcast.thoughtcard.com

Instagram: @thedanielledesir

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/bonus-reactions-to-market-decline/

Want to get started investing? Get a free stock by investing with Robhinhood!

In this episode, Acquania Escarne and I discuss Vanguard's coronavirus market volatility research report which found that although trading among U.S. individual investors increased during the pandemic, the majority of investors are "staying the course" and not trading in response to the market decline.

In this episode learn why it's important to stay consistent in your investment strategy, especially if you're a long-term investor and why you should leave your emotions out of the decision making process. 

Connect with Acquania Escarne: 

Website: https://www.thepurposeofmoney.com

Facebook: @rrdinvestments

Instagram: @thepurposeofmoney

Twitter: purpose_money

Connect with Me: 

Blog: https://thoughtcard.com/

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/bonus-consistent-investment-strategy/

Want to get started investing? Here’s $5 to get started investing with Robhinhood!

In this episode, I share the behind the scenes of writing my new book "Affording Travel: Saving Strategies For Financially Savvy Travelers". From how to adjust your priorities to the best micro-savings apps to help you save even more money for your next vacation, in this book I detail step-by-step how to make travel a financial priority in your life.

Grab a copy of "Affording Travel" on Amazon today! 

Connect with Me: 

Blog: https://thoughtcard.com/

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode50-affording-travel-book/

Sign up for Digit and get $5 towards your saving goals today! 

If you're like me, during these uncertain times you may be thinking about downsizing your spending. In addition to learning how to reduce your expenses, I'll also share some simple ways you can gradually increase your savings during the pandemic. 

Can you benefit from even more budgeting tips? Get access to my budgeting course here. In this course you'll learn how to budget and create a simple money routine. 

Connect with Me: 

Blog: https://thoughtcard.com/

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/downsizing-your-spending/

Want to automate your savings? Sign up for Digit and get $5 towards your saving goals today!

At the age of 41, Stephanie Perry quit her job as a hospital pharmacy technician to take a one-year trip to travel on her savings. During her adult gap year, she traveled to 12 countries in 12 months. Now she house sits around the world and shows other travel lovers how to take a career break on a budget.

Inspired to take a career break? Get access to eight incredible sessions that will help you afford, plan, and take a career break with the Wealth Noir Work Sabbatical Summit. Sessions include how to find the perfect location to live abroad, how to accelerate your savings to early retirement, and more.

Grab a copy of my new book Affording Travel which shares the strategies to save for travel and make it a financial priority in your life. 

Find the best international flight deals originating from the U.S. and Canada by signing up for Thrifty Traveler Premium. 

Support the show by buying me a cup of coffee here. 

Connect with Stephanie Perry:

Blog: https://vaycarious.com/

YouTube: Stephanie Perry

Facebook: @vaycarious

Instagram: @vaycarious

Twitter: @vaycarious

Connect with Me: 

Podcast Website: https://podcast.thoughtcard.com

Blog: https://thoughtcard.com/

Instagram: @thedanielledesir

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode49-stephanie-perry/

Sign up for Digit and get $5 towards your saving goals today! 

In this episode, Kyle and I share tips for planning a trip to China. We booked our ten-day China tour for $299 per person. Yes, that's right, only $299 per person! This included round-trip airfare from New York City, 4-star hotels, an English speaking tour guide, complimentary breakfast daily, and admission to some attractions like the Great Wall of China. 

Want to make travel a financial priority? Learn how with my new book Affording Travel. 

Find the best international flight deals by signing up for Thrifty Traveler Premium. 

Connect with Me: 

Blog: https://thoughtcard.com/

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode48/ 

Sign up for Digit and get $5 towards your saving goals today! 

Back in December, Kyle and I spent an incredible ten days exploring five cities in China. Climbing the Great Wall of China was one of the memorable experiences we had together (there were many). In this episode, we share what to expect and our thoughts from the top. 

Want to make travel a financial priority in your life? Learn how with my newest book, Affording Travel which shares how to save for travel and make it a regular part of your life.

Find the best international flight deals originating from the U.S. and Canada by signing up for Thrifty Traveler Premium. 

Connect with Me: 

Blog: https://thoughtcard.com/

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode47/

Sign up for Digit and get $5 towards your saving goals today! 

Be on the lookout for Season 3 of The Thought Card Podcast with brand new episodes starting Thursday, March 5th.

Goals are important because they allow you to create your future today. Although a lot of people set financial goals every year, most people don't actually end up sticking to them because they get distracted along the way. So how do you set financial goals that you will achieve?

In this episode, I share easy ways to set yourself up for financial success by setting financial goals that are a good fit for your life right now. For additional goal setting tips, join my Setting Financial Goals Workshop where you'll get access to a 1-hour video and workbook for brainstorming your goal ideas. 

If you need additional help organizing your finances and budgeting, sign up for my Back to Budgeting Basics course. 

In this episode we’re joined by Delina and Erika, the co-hosts of Broke-ish, a podcast which discusses how systems, laws and policies which specifically target black folks have kept us from building wealth and achieving the 'American dream’. Broke-ish explores the duality of being Black in America and shares all the unbelievable ‘ish’ that America has done to hold Black people back. In this episode we chat about the importance of calculating your net worth and the shocking truth about the racial wealth gap in America.

A special thank you to my Patreon supporters.

In this episode we cover:

• How to calculate your net worth 
• Ways to define middle class
• What is the racial wealth gap in America 
• Ways to become more involved and advocate for policy changes

Connect with Delina and Erika: 

Website: http://brokeish.com

Facebook: @brokeishpodcast

Instagram: @brokeishpodcast

Twitter: @broke_ish

Connect with Me: 

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode45/

Sign up for Digit and get $5 towards your saving goals! 

This is Part III of the Travel and Wellness Series with Tangia Renee, the host of Skin You're In Podcast. Tangia Renee is a women’s empowerment speaker, Certified Personal Trainer and coach. She helps women prioritize self-care and break up with diet culture. In this episode we chat about how to adjust to being back home after a trip.

Don't miss Part I and Part II of the Travel and Wellness Series. 

Part I: How to Stay Healthy While on Vacation

Part II: Planning a Trip with Wellness in Mind

Goal Setting Workshop

Sign up for my upcoming goal setting workshop where we chat all about setting and prioritizing financial goals for 2020 and beyond.

Connect with Tangia Renee: 

Website: https://www.tangiarenee.com

Facebook: @theskinyoureinpodcast

Instagram: @SkinYoureInPod 

Connect with Me: 

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode44/ 

A special thanks to my Patrons for supporting the show!

Dielle Charon is a Side Hustle Success Coach and the host of Side Hustle with Soul Podcast. In three months she matched her corporate monthly salary with her coaching business. Dielle helps passionate side hustlers consistently sign clients in their coaching and service based businesses. In this episode she shares how to start a purposeful and profitable side hustle outside your nine to five. 

A special thank you to my Patrons! 

Connect with Dielle Charon: 

Website: https://diellecharon.com/

Instagram: @sidebizcoach

Side Hustle with Soul Podcast: Apple Podcast and Sticher

Connect with Me: 

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode43/ 

Sign up for Digit and get $5 towards your saving goals! 

This is Part II of the Travel and Wellness Series with Tangia Renee, the host of The Skin You're In Podcast. In this episode, we chat about how to make wellness conscious decisions when planning a trip, how to manage your travel budget and more.

Connect with Tangia Renee: 

Website: https://www.tangiarenee.com

Facebook: @theskinyoureinpodcast

Instagram: @SkinYoureInPod 

Connect with Me: 

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers. 

A special thanks to my Patrons! 

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode42/ 

Sign up for Digit and get $5 towards your saving goals! 

Taking care of your mind and body is very important when you travel. That is why I invited Tangia Renee, the host of The Skin You're In Podcast on the show. The Skin You're In is a podcast about demystifying all things wellness, health, and fitness for women to love their bodies, prioritize their wellness, and finally feel incredible in their own skin.

Tangia Renee is a women's empowerment speaker, Certified Personal Trainer and coach. She helps women prioritize self-care and break up with diet culture. In this episode, we chat bout travel and wellness including how to set intentions for your wellness on a trip and ways to better manage your money.

Connect with Tangia Renee: 

Website: https://www.tangiarenee.com

Facebook: @theskinyoureinpodcast

Instagram: @SkinYoureInPod 

Connect with Me: 

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode41/

Sign up for Digit and get $5 towards your saving goals! 

Money on the Mountain Retreat is a financial retreat for financially single women. In this episode, I share my takeaways from attending the inaugural financial retreat hosted by Michelle Jackson in Denver, Colorado.

For all the cool quotes mentioned in this episode: https://podcast.thoughtcard.com/episode39

Connect with Me: 

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

In this episode, Christopher Rudder from Rudderless Travel and I talk about our takeaways from TBEX, why we decided to attend, our favorite break out sessions and tips for attending the conference. TBEX is a travel blogging conference and networking event for travel bloggers, online travel journalists, media content creators, travel brands and industry professionals.

Connect with Christopher Rudder 

Website: https://www.rudderlesstravel.com

YouTube: @christopherrudder

Facebook: @rudderless.travel

Instagram: @rudderless_trvl

Twitter: @rudderless_trvl

Pinterest: @rudderless_trvl

Connect with Me: 

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode39/

In this episode hear from the Pacifica Historical Society at the Little Brown Church in Pacifica, California. From mammoth fossils to the site where Europeans first saw the San Francisco Bay to the restoration of the Ocean Shore Railroad Car which ran from 1905-1920, learn about Pacifica's rich and colorful history. Thank you again to Patricia Kramer for the tour of the museum's exhibits. 

Connect with Me: 

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

Should you go to Disney World or Universal?

After visiting both Universal Studios Orlando and Disney World, in this episode, we compare our experiences at each theme park and share the pros and cons.

In this episode we cover: 

• The differences between Disney and Universal 
• The extra costs they don't tell you about in advance
• The must-see attractions at each park 
• The rides you should avoid and more

Connect with Me: 

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode37/

In this episode we share our experience riding the Avatar Flight of Passage ride at Disney's Animal Kingdom for the first time. From things to bring with you to make the wait more manageable to our first impressions of the ride, learn why this is one of our favorite rides at Disney despite the long wait time.

In this episode we cover:

• Why Avatar Flight of Passage was worth the two-hour wait. 
• How this ride is realistic and immersive. 
• The visually entertaining things to see while waiting on line. 
• Our favorite things about this ride. 

For all the tips mentioned in this episode visit: https://podcast.thoughtcard.com/episode36/

In this episode, I share an excerpt from my Iceland travel guide Iceland: Nature, Nurture & Adventure. Follow along by reading pages 40 to 43. My tips for saving money in Iceland include making the most out of happy hour specials in Reykjavík, why you should avoid using bottles of water (drink from the tap), and how visiting off-season can save you money in Iceland.

For more Iceland planning tips and resources: https://thoughtcard.com/iceland-on-a-budget/

Connect With Danielle Desir 

Follow on Instagram: @thedanielledesir

Follow on Twitter: @thethoughtcard 

Damien Peters is a personal finance nerd and former Facebook Product Manager who started Wealth Noir to help others build wealth and gain financial freedom. He actively invests in stocks and enjoys real estate investing. Damien quit his lucrative job in tech and currently lives in Valencia, Spain with his wife and 2-year-old son.

Inspired to take a career break or an adult gap year? Get access to incredible tips that will help you afford, plan, and take a career break with the Wealth Noir Work Sabbatical Summit presented by Damien Peters. Sessions include how to find the perfect location to live abroad, how to accelerate your savings, and more.

In this episode we cover: 

• What it means to build wealth and why it is important.
• Why Damien chose to move to Valencia, Spain with his family.
• The factors he considered when picking a location to move abroad including healthcare, cost of living, average temperature, political economy, and safety.
• How moving abroad has helped him build wealth.
• Recommended resources for those thinking about moving abroad and becoming an expat.

Resources Mentioned

• Wealthfront
• M1 Finance
• Betterment

Connect with Damien Peters 

Website: https://www.wealthnoir.com/

Facebook: @wealthnoir

Instagram: @wealthnoir

Instagram (personal): therealmrpeters

Twitter: @wealthnoir

Pinterest: @wealthnoir

Connect with Me: 

Instagram: @thedanielledesir

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode34.

Welcome friends! I'm back with Season 2 of The Thought Card Podcast. For this upcoming season, we have some incredible guests lined up and I'll be detailing my travels as well as my money story. In this episode, I recap my summer and share what I've been up to during my four-month podcasting break.

For all the highlights mentioned in this episode including my Iceland travel guide Iceland: Nature, Nurture & Adventure visit https://podcast.thoughtcard.com/episode33.

Connect with Me: 

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard

Pinterest: @thethoughtcard 

Join my Facebook group Financially Savvy Travelers

Travel blogger by day and Physician by night, Nadeen White is an award-winning travel and lifestyle blogger, and Amazon bestselling author. Her affordable luxury travel blog The Sophisticated Life focuses on affordable luxury travel, destination guides, culinary travel, and wine. In this episode, we chat about how to afford more luxurious travel experiences.

Now you can show your support for the podcast by buying me a coffee!

In this episode we cover: 

• The common misconceptions about luxury travel 
• How we can travel more luxuriously on a budget
• Tips for picking the best food experiences while traveling
• How Nadeen balances her career, blogging, and traveling

Resources Mentioned: 

Travel Guides To Your Favorite Travel Destinations by Nadeen White

USA Wine Guides for Travelers by Nadeen White

Connect with Nadeen White 

Website: https://thesophisticatedlife.com

Facebook: @thesophisticatedlife

Instagram: @thesophislife

Twitter: @thesophislife

Connect with Me: 

Podcast Website: https://podcast.thoughtcard.com

Instagram: @thedanielledesir

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode32/

Now you can show your support for the podcast by buying me a coffee!

Acquania Escarne is the founder and CEO of RRD Investments, a real estate investment company focused on leveraging the power of real estate to create generational wealth. In addition to handling the daily demands of running RRD Investments, Acquania recently launched The Purpose of Money, a website for women focused on building generational wealth for their families.

In this episode, we chat about how to get started investing in real estate and ways to think ahead and intentionally leave a legacy behind for your family. 

Now you can show your support for the podcast by buying me a coffee!

In this episode we cover:

• How to get started investing in real estate 
• Buy and rent vs. flipping houses
• The mindset of a real estate investor
• Ways to intentionally leave a legacy behind for your loved ones

Connect with Acquania Escarne:

Website: https://www.thepurposeofmoney.com

Facebook: @rrdinvestments

Instagram: @thepurposeofmoney

Twitter: purpose_money

Connect with Me: 

Podcast Website: https://podcast.thoughtcard.com

Instagram: @thedanielledesir

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode31/

Now you can show your support for the podcast by buying me a coffee!

In this episode we cover: 

• The best starter credit cards for travel hacking beginners
• The Capital One Venture credit card benefits we love
• What happens when you don’t meet the minimum spend
• Some ways to help you meet the minimum spend
• Tips for getting the best redemptions when using points and miles

Connect with Cody Berman

Website: https://flytofi.com

Podcast: The FI Show

Facebook: @flytofi

Twitter: @flytofi

Instagram: flytofi

Connect with Me: 

Podcast Website: https://podcast.thoughtcard.com

Instagram: @thedanielledesir

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode30/ 

A special thanks to our sponsor Awesome Maps. Awesome Maps offers a wide variety of stylish and informative maps that inspire you to discover new places and create new memories around the world, from travel journal maps that you can take with you on the road to design pieces for your home. Use the promo code "THOUGHTCARD" to get 10% off your order.

In this episode we cover:

• Where to stay in Curaçao
• Languages spoken in Curaçao
• Things to do in Curaçao
• Ways to save money on your trip
• Tipping culture in Curaçao

Connect with Me: 

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode28/

A special thanks to our sponsor Awesome Maps. Awesome Maps offers a wide variety of stylish and informative maps that inspire you to discover new places and create new memories around the world, from travel journal maps that you can take with you on the road to design pieces for your home. Use the promo code "THOUGHTCARD" to get 10% off your order.

It’s no secret that Iceland is one of my favorite travel destinations and I’ve been fortunate enough to visit Iceland three times. In this episode, my best friend and I share our thoughts on visiting Iceland for the first time (Sosa) and third time (me). We also recap touring Iceland’s Golden Circle.

The Golden Circle is one of the most popular routes in Southern Iceland. It has must-see attractions like the UNESCO World Heritage Site Þingvellir (Thingvellir) National Park - where the American and Eurasian tectonic plates are shifting apart and the roaring Gullfoss waterfall.

In this episode we cover:

• Iceland’s unpredictable weather
• Things to do in Iceland
• Benefits of going on bus tours in Iceland
• Things to see on the Golden Circle

Connect with Me: 

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode29/  

A special thanks to our sponsor Awesome Maps. Awesome Maps offers a wide variety of stylish and informative maps that inspire you to discover new places and create new memories around the world, from travel journal maps that you can take with you on the road to design pieces for your home. Use the promo code "THOUGHTCARD" to get 10% off your order.

In this episode we chat with Beatriz Reynoso about how she went to Cuba solo after a breakup. After breaking up with her partner of six years, Beatriz wanted to get away as far as possible. At the time Cuba was legal travel to, several of her friends had already visited Cuba and it was affordable.

Beatriz shares that if you just broke up with your significant other, consider going on a solo trip. She says, "This trip taught me that everything I need is within me. My happiness, my love and support - that comes from me and not someone else."

In this episode we cover:

• What it's like traveling to Cuba as a female solo traveler
• Resources to plan your trip to Cuba
• Tips for saving money in Cuba
• How much things cost in Cuba
• Where to stay in Havana

Connect with Beatriz Reynoso:

Facebook: @beatriz.reynoso

Instagram: @bettyrey902

Twitter: @bettyrey902

Connect with Me: 

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode26/ 

If you’re considering enrolling in a studying abroad program, you may be wondering what the advantages and disadvantages of studying abroad are. In this episode, Danielle Grace shares tips for studying abroad, how to find the right program, and ways you can afford various study abroad experiences, even if you’re on a limited budget. 

Support The Thought Card Podcast by buying me a cup of coffee (for one-time donations) or joining The Thought Card Club (for ongoing support), a private membership where you get bonus episodes not shared on the show!

Looking to save more money to study abroad? I recommend using the Digit app which helps you save your spare change automatically. Use my referral code and get a $5 bonus. 

For all of the resources mentioned in this episode visit the website: https://podcast.thoughtcard.com/advantages-and-disadvantages-of-studying-abroad/ 

In this minisode, I share how you can save money on coffee at the airport and why you should have multiple bank accounts.

Tip #1: Instead of buying coffee at the airport, get free coffee during your flight.

Tip #2: Take advantage of the unlimited free Wi-Fi at airports. While waiting for your flight, get some work done or connect with family and friends on social media by taking advantage of the free Wi-Fi.

Tip #3: Having multiple bank accounts is an easy way to manage your money. It allows you to see each line item on your budget separately so at a glance, you know exactly how much money you can spend.

For all of the resources mentioned in this episode visit our website: https://thoughtcard.com/multiple-bank-accounts/ 

Denis O’Brien is a Chartered Accountant who is passionate about money and personal finance. Along with his fiancé Katie Welsh, they run Chain of Wealth a personal finance blog and podcast that inspires millennials to openly talk about money and tackle their financial issues. Together Katie and Denis have paid off $200,000 of debt in less than 2 years and they inspire others to reach their financial dreams by creating easy to understand resources. Chain of Wealth has been featured in USA Today, Nerd Wallet, Rockstar Finance and other publications.

In this episode, Denis shows us how he has set up different passive income streams to reach his goals and how you can too!

Connect with Denis O'Brien:

Blog: https://www.chainofwealth.com

Facebook: @chainofwealth

Facebook Group: Chain of Wealth - Invest in Your Future

Twitter: @chainofwealth

Connect with Me: 

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode25/ 

Frantzces Lys is the co-founder of Chronicles Abroad. Chronicles Abroad is a blog and podcast that uses travel to highlight stories of personal growth. From courageous world travelers and creative wanderers to digital nomads, Frantzces and co-host Nubia inspire people who have been wavering to finally pursue their dreams of moving abroad.

In this episode we cover: 

• Living, working and traveling abroad
• How Facebook is a go-to for finding expat communities online
• Frantzces' personal experience being black in Asia
• Maintaining natural hair abroad
• Tackling student loans while living abroad
• How travel is transformative

Connect with Frantzces Lys: 

Facebook: @chroniclesabroad

Instagram: @chroniclesabroad

Instagram: @frantzceslys

Twitter: @chronicleabroad

Email: info@chroniclesabroad.com

Connect with Me: 

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode22/

So you've stashed a significant amount of money away in your emergency fund. Congratulations! But now that you've accomplished your savings goal, you might be wondering, what's next? In this mini episode, I share ideas for what you can do after you've reached your emergency fund savings goal.

For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode23/ 

Goals are important because they allow you to create your future today. Although a lot of people set financial goals every year, most people don't actually end up sticking with them because they get distracted along the way. So how do you set financial goals that you will achieve? In this episode, I share easy ways to set yourself up for financial success by setting financial goals that are a good fit for your life right now.

This episode of The Thought Card is sponsored by my brand new course, Back to Budgeting Basics. In this course we debunk the myths that budgeting is “hard” and I help you create a personalized goal-centric budget that aligns with your priorities and values.

For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode21/

Terri Huggins Hart is a freelance writer by day, a Zumba instructor, and enthused pole dancer. Her work can be found in Redbook, The Frisky, Dance Magazine, Huffington Post, Bridal Guide and more. When she’s not writing, dancing or helping people find joy, Terri can be found volunteering for a cause dear to her heart and finding new ways to aggressively beat down debt.

In this episode, Terri teaches us how to get started in freelance writing. She shows us that not only can freelance writing be a fulfilling career but it can also be a lucrative side gig too!

In this episode we cover:

• What is a freelance writer?
• The day in the life of a freelance writer (and new mom)
• What to include in a pitch to an editor

Connect with Terri Huggins Hart: 

Website: http://blog.terrificwords.com

Instagram: @terrificwords

Twitter: @terrificwords

Connect with Me: 

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode20/

Today I’m joined by Shereen “a.k.a. funnybrowngirl” Kassam. Shereen is an internationally touring stand up comedian, radio personality, actress and the host of Creative Breakthrough a podcast where passion and hustle meet.

If you’re thinking about starting a podcast and wondering how much it costs, this episode is for you. My hope is that by pulling back the curtain a bit and sharing how much podcasting costs, you’ll be able to make an informed financial decision about starting a podcast.

Connect with Shereen Kassam:  

Website: https://funnybrowngirl.com 

Facebook: @funnybrowngirl

Instagram: @funnybrowngirl

Twitter: @funnybrowngirl

Connect with Me:

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode19

Brandon Neth left the U.S. for the first time in 2008 destined to teach English in Thailand. Him and his wife left with only $3,500 to their name. Twenty-two months later they returned home addicted to travel.

During their time abroad, Brandon taught English in China and India and worked in Australia for a year where he made some serious cash. Knowing he wanted to continue his nomadic lifestyle, Brandon tried a little bit of everything. However when he discovered points and miles, it all came together.

Combining entrepreneurship, side hustles, investing and real estate, Brandon continues his nomadic lifestyle by diversifying his income streams.

In addition to owning several real estate properties, Brandon works at Financebuzz.com, a personal finance website that provides valuable and entertaining content about personal finance and travel. 

In this episode we cover: 

• Why using credit cards is a good idea if you want to travel more
• What to look out for when getting a new credit card
• How Brandon saved $100,000 working in Austraulia on the working holiday visa
• What digital nomads should look for when picking to live in a new destination
• How to get started house hacking and leveraging real estate
• Tips for getting started investing in ETFs and index funds

Connect with Brandon Neth:  

Website: https://financebuzz.com

Instagram: @financebuzztravel

Pinterest: @financebuzzoffical

Connect with Me:

Podcast Website: https://podcast.thoughtcard.com

Instagram: @thedanielledesir

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode18/ 

Happy New Year! I experienced a lot this year. Many great things happened and I learned a lot of important lessons along the way. Throughout 2018 I was bold. I got a promotion, I started this podcast (with no experience), spoke at a podcasting conference and I even found love.

In this episode I share what worked in 2018, what didn't work and the important lessons I learned. I also share my top goals for 2019 and why "committed" is my word for the new year.

Resources Mentioned:

• Back to Budgeting Basics 

What are your top goals for 2019? Let me know by either leaving me a voicemail or head over to the Financially Savvy Travelers Facebook community! 

For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode17/  

Did you know that visiting countries with a favorable exchange rate (where the US dollar is strong), is an easy way to stretch your travel budget without really trying?

In this episode we cover:

• What is a foreign exchange rate?
• How to take advantage of favorable exchange rates to save money on your next trip
• 5 countries where the US dollar goes further right now

Resources Mentioned:

To check currency exchange rates use an exchange rate calculator like Oanda Currency Converter. 

Connect with Me:

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode16/ 

Although traveling the world as a single parent isn’t something that we hear a lot about, there are single parents out there who are opting to move abroad and live nomadic lifestyles with their children. Daniela Gibbs is the perfect example.

Daniela Gibbs is a single mom who travels with her son. Together Daniela and her son have embraced the nomadic lifestyle and moved to Thailand. 

Daniela inspires parents to travel with their children and informs them of the possibilities of achieving their goals, especially travel goals, through sheer will, desire and determination.

In this episode we cover: 

• What inspired Daniela to move abroad with her son
• How moving abroad has changed her family dynamic
• The top destinations she considered when moving abroad
• What life is like living abroad in Thailand
• Factors to consider when moving abroad with children
• Is living in Thailand as cheap as they say?
• Average cost for breakfast, lunch and dinner in Thailand
• The difference between worldschooling and unschooling
• Debunking myths parents have about the nomadic lifestyle

Connect with Daniela Gibbs:  

Website: http://wetraveltwo.com

Instagram: @wetraveltwo

Twitter: @we_travel_two

Connect with Me:

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Resources Mentioned:

• 52 Week Savings Challenge 
• We Travel Two: The Resource Guide to Keeping Your Child Educated While Traveling

For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode15/ 

In today's mini episode I share why I rented out two bedrooms in my house and some of the challenging situations that I had to deal with while living with roommates. 

What was living with two roommates like?

I would be lying if I said that living with roommates was easy but after 13 months of house hacking, I can look back at my experience, appreciate the lessons and move on with my life.

Head over to https://podcast.thoughtcard.com/roommates/ for the full show notes. 

I'd also love to hear your comments and questions about this week's episode.

Here are some of the best ways to stay in touch and get in involved in The Thought Card community! 

1. Join our Facebook Group - Financially Savvy Travelers

2. Leave a voicemail 

3. Send an email to thethoughtcard [at] gmail [dot] com

Student loans robs you of peace of mind and the ability to pursue other financial goals like buy a house, travel, get married or start a family. In this episode, Ogechi Igbokwe shares how she paid off $26,000 of student loan debt in 3 years and how to make the best use of employer tuition reimbursement programs.

Support The Thought Card Podcast by buying me a cup of coffee (one-time donation) or joining The Thought Card Club (ongoing support), a private membership where you get bonus episodes not shared on the show!

Also, follow on social: 

Instagram: @thedanielledesir

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/employer-tuition-remibursement/

Fender and Maloney are the dynamic duo that make up Traveler Broads. Together they share domestic and international travel tips and help people find creative ways to interact and support local communities through hyper-local travel.

Fender and Maloney are also enthusiastic New Orleans locals who know the French Quarter inside and out. They've come on the show today to share with us their favorite tips to explore NOLA like a local.

In this episode we cover:

• What is hyper-local travel?
• Ways to support the local economy while traveling
• Why New Orleans is a unique travel destination
• Some of the things most tourists overlook when planning a trip to New Orleans
• Ways to save money in New Orleans
• Where to eat and drink in NOLA

Connect with Traveler Broads:

Blog: http://www.travelerbroads.com

Facebook: @travelerbroads

Instagram: @travelerbroads

Connect with Me:

Podcast Website: https://podcast.thoughtcard.com

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode13/

In today's mini episode, we talk about the important lessons that I learned from not checking my pay stubs. Yet, I bet that I'm not alone in this. Many people don't check their paychecks often enough. But what happens when something goes wrong and there's an error that may actually affect your pay? I share my mistake story and why I now take a few minutes to make sure everything is accurate.

Episode Show Notes: https://podcast.thoughtcard.com/pay-checks/

Visit our website: https://podcast.thoughtcard.com

Also if you enjoyed this episode, please consider supporting me as a creator by donating $1, $5, $10, or more through​ Juble it! a tip jar for creators: https://jubl.it/fyu1zpn.

Kylie Neuhaus is a British expat living in the USA. She enjoys drone photography and writes about expat life, the USA Green Card process and finding unique adventures in England, Iowa and everywhere in-between. She’s a lover of all things adrenaline including paragliding in New Zealand, glacier hiking in Austria and camel trekking in Morocco.

In this episode we cover: 

• Emigrating to the USA
• The ongoing visa and visa extension process
• The difference between a visa and a green card
• Ideas for what to include in your cover letter when looking for a job as an expat
• Solo travel as a married woman
• Ways to earn extra miles with American Airlines
• Differences between healthcare in the USA and UK

Resources Mentioned:

Between England & Iowa: A Year in the Life of an Emigrating Wife – Available in paperback and Kindle

AAdvantage Aviator Red World Elite Credit Card

Ryanair – cheap flights throughout Europe

Silver Lake Sand Dunes in Michigan

Kylie’s Articles: 

Turks and Caicos Islands: Things to Do in Providenciales

Connect with Kylie:

Blog: Between England and Iowa

Facebook: @betweenenglandandiowa

Instagram: @englandandiowa

Twitter: @englandandiowa

For all of the resources mentioned in this episode head over to: https://podcast.thoughtcard.com/episode12

Visit our website: https://podcast.thoughtcard.com

Also if you enjoyed this episode, please consider supporting me as a creator by donating $1, $5, $10, or more through​ Juble it! a tip jar for creators: https://jubl.it/fyu1zpn. 

If round-trip tickets from New York City to San Francisco cost $317 per person (at the time of booking), how did I manage to only spend $345 for 2 round-trip tickets? I share this buy one, get one free deal and more in today’s episode!

In this episode we cover:

• The Platinum Delta SkyMiles credit card perks
• Why the Delta SkyMiles companion certificate is so beneficial
• Important things to remember when using the Delta SkyMiles companion certificate

If you don’t already know, the Delta SkyMiles companion certificate is one of the exclusive perks that come with the Platinum Delta SkyMiles credit card. As a card member, you automatically get a companion certificate every year you renew your credit card and pay the annual fee of $195.

To some this might sound steep but hear me out.

I love the Platinum Delta SkyMiles credit card because the companion certificate allows you to buy one round-trip main cabin ticket and get another round-trip main cabin ticket for free. You’re only responsible for paying the taxes and fees on the freebie.

Connect with me:

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode head over to: https://podcast.thoughtcard.com/episode11

Visit our website: https://podcast.thoughtcard.com

Also if you enjoyed this episode, please consider supporting me as a creator by donating $1, $5, $10, or more through​ Juble it! a tip jar for creators: https://jubl.it/fyu1zpn

Eseosa "Sosa" Eke is a brand stylist and design consultant with a knack for helping real estate professionals, entrepreneurs, and small businesses build authentic and recognizable brands. At her 9-5 she runs the marketing department for The Bronx and Westchester's largest privately held commercial real estate firm. Sosa is also my best friend and frequent travel companion. Over the years we've traveled to Bermuda, Iceland and San Francisco together.

In this episode we cover:

• San Juan on a budget
• Our travel styles - why we love short trips
• Our favorite things about San Juan, Puerto Rico
• What we would do differently next time

Resources Mentioned:

Getting an Airbnb in San Juan is an affordable way to save on lodging.

Uber is also affordable, fast and convenient in San Juan.

• Helpful Tip: There are no Ubers available from San Juan International Airport (SJU) only metered taxis. Our 15 minutes taxi ride to our Airbnb in San Juan cost $26 which included tip.

Connect with Eseosa Eke:

Website: https://www.eseosaeke.com

Instagram: @real_inspired 

Email: hello@eseosaeke.com

Connect with me:

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode head over to: https://podcast.thoughtcard.com/episode10/ 

Want to afford to travel more? Listen to Episode 2: Why You Need a Travel Fund and learn why having a travel fund is an easy way to start making travel a financial priority in your life.

Need help packing for Puerto Rico - grab my essentials packing list!

Also if you enjoyed this episode, please consider supporting me as a creator by donating $1, $5, $10, or more through​ Juble it! a tip jar for creators: https://jubl.it/fyu1zpn

Christine Hasebrink is an adventurer, entrepreneur and a passionate safari guide. After studying international business administration in the Netherlands and Hungary, she began her career as a Marketing Manager at one of the world’s leading auditing and management consultancies in Germany.

In 2014, she followed her inner voice and left Germany to become a trained safari guide in South Africa. Since then, Christine travels the world as a business oriented digital nomad and runs her own business where she rocks marketing projects for companies around the world.

In the episode we talk about:

• Why Christine left her career in Germany to become a safari guide
• What is a digital nomad?
• The pros and cons of being a digital nomad
• Porto, Portugal as an affordable destination for digital nomads

Connect with Christine Hasebrink:

Website: https://christine-hasebrink.de/en/

Instagram: @christine_hasebrink

Email: post@christine-hasebrink.de

Connect with me:

Facebook: @thethoughtcard

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode head over to: https://podcast.thoughtcard.com/episode9

Also if you enjoyed this episode, please consider supporting me as a creator by donating $1, $5, $10, or more through​ Juble it! a tip jar for creators: https://jubl.it/fyu1zpn

In this episode we cover:

• Our top goals for attending FinCon18
• Tips for new FinCon attendees
• What we learned at FinCon that has transformed our businesses

Connect with me:

Support the show by donating here. 

Join the podcast newsletter. 

Facebook: @thedanielledesir

Instagram: @thedanielledesir

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode: https://podcast.thoughtcard.com/episode8

After getting denied vacation time for the third time and having a friend pass away abruptly, Teri Ijeoma decided that life was too short to not pursue her dreams. Teri eventually quit her job to trade stocks full-time and she is now an entrepreneur and day trader who encourages people to become knowledgeable in stocks and trading. 

Check out Teri's signature Trade & Travel course to learn how to pick the right companies, protect your portfolio, price trades, and more. 

In this episode we cover:

• What is a stock?
• What is a brokerage account?
• How Teri Ijeoma transitioned from working full-time to making over $1,000 a day trading and traveling.
• How to talk to your boss about pursuing professional development opportunities.

Connect with Teri Ijeoma 

Website: www.investwithteri.com

Instagram: @teriijeoma

YouTube: Trade & Travel

Connect with me: 

Podcast Website: https://podcast.thoughtcard.com/ 

Blog: https://thoughtcard.com/ 

Author Website: https://danielledesir.com/ 

Facebook: @thedanielledesir

Instagram: @thedanielledesir

Twitter: @thethoughtcard 

For all of the resources mentioned in this episode: https://podcast.thoughtcard.com/episode7

Support the show by donating today. Click here to donate. 

Yvette Morrissey shares how she quit her job in New Zealand and sold everything she owned to travel the world solo. In two months Yvette saved $8,000 NZD (without any savings to start with) and moved to Canada where she spent a season working at the Big White Ski Resort. Yvette introduces us to the concept of "accidental adventures" and teaches us how being open and following your intuition can lead to some of the most unforgettable life experiences.

Resources Mentioned:

• Sony a6500 Camera
• The North Face Terra 65 Backpack

Connect with Yvette:

Blog: https://wayfaringkiwi.com

Facebook: @wayfaringkiwi

Instagram: @wayfaringkiwi11

Twitter: @wayfaringkiwi

Ever wondered when is the best time to book flights? In this episode we pull back the curtain and take a look at CheapAir.com's 2018 Airfare Study. This airfare study analyzes the latest airfare trends and bases its findings on 917 million flights listed on CheapAir.com's website in 2017.

In this bonus episode we cover:

• How many times flight prices change overtime
• Best and worst days to fly
• 6 booking window zones including the best time to book the cheapest flights

For all of the resources mentioned in this episode head over to http://podcast.thoughtcard.com/best-time-buy-flights/

Connect with me:

Facebook: @thethoughtcard 

Instagram: @thethoughtcard

Twitter: @thethoughtcard 

Also if you enjoyed this episode, please consider supporting me as a creator by donating $1, $5, $10, or more through​ Juble it! a tip jar for creators: https://jubl.it/fyu1zpn

Richelle Gamlam is a serial expat, travel blogger and spicy food lover who has spent the last five years living in China and traveling around Asia.

For more stories and misadventures, be sure to check out her blog Adventures Around Asia where she writes about Asia off the beaten path.

During her time in China, Richelle taught and worked in many different capacities. As an oral English teacher she taught over 1,000 high school students at a Chinese public high school. She has also worked part-time at agencies teaching children, tutored pre-schoolers and even taught Business English to Chinese businessmen. Most recently she worked as a college counselor where she helped Chinese students get into U.S. universities.

Richelle has since quit her job to become a digital nomad exploring places, activities, and cultures most people miss in Asia.

In this episode we chat about:

• What inspired Richelle to study abroad in Beijing and Xi’an
• Why teach abroad programs may not be the right fit for you
• What is the TEFL certification
• Do you need the TEFL certification to teach English online
• Types of teaching jobs in China
• Salary ranges for teaching in China
• Spicy foods to try in China

Resources Mentioned:

Do I Need a TEFL to Teach Abroad in China?

TEFL Promo Code- Get 30% off with promo code "SAVE30".

Teach Abroad Mini Course: Teaching in China Made Easy

China Job Board

Join Richelle's 3-Part Training Series.

• Find a high paying job
• Learn how to teach
• Learn how to thrive in China

Join Richelle's Facebook Community: China Teach Abroad Community.

This group is for you if you:

• Want to teach in China someday
• Are in the process of applying for jobs in China
• If you're already a teacher in China

Connect with Richelle:

Blog: https://www.adventuresaroundasia.com

Facebook: @adventuresaroundasia

Twitter: @adventures_asia

Instagram: @adventuresaroundasia

Please subscribe to my podcast! I post new episode every other Thursday.

Also if you enjoyed this podcast, please consider supporting me as a creator by donating $1, $5, $10, or more through​ Juble it! a tip jar for creators: https://jubl.it/fyu1zpn

In this episode we cover:

• The important things that people need to know about timeshares
• The sales tactics and demographics timeshares target
• Why we would go to another timeshare presentation (we love the perks)
• Buying a house in your twenties
• Tiffany's favorite personal finance podcasts

Resources Mentioned:

• Priceline Express Deals
• Google Flights

Tiffany's Articles: 

• Timeshares and What You Need To Know
• Top 6 Financial Podcasts 2018 

Danielle's Articles

Why I Asked For A Refund 2 Days After Buying A Timeshare

Personal Finance Podcasts: 

Ramsey Solutions Podcast: Listen to debt free screams and personal finance questions from live callers.

The Clarke Howard Show: Find deals, frugal living and other money saving tips.

Stacking Benjamins: This show infuses humor into financial topics and is a good fit for those who know a moderate amount about personal finance.

Motley Fool Money: More advanced financial topics, specifically investing.

Connect with Tiffany:

Blog: https://www.moneytalkwitht.com/

Facebook: @moneytalkwitht

Instagram: @moneytalkwitht

Twitter: @moneytalkwitht

YouTube: Money Talk with Tiff

Please subscribe to my podcast! I post new episode every other Thursday.

Also if you enjoyed this podcast, please consider supporting me as a creator by donating $1, $5, $10, or more through​ Juble it! a tip jar for creators: https://jubl.it/fyu1zpn

In this episode we’ll cover:

• What is a travel fund?
• Why is a travel fund important?
• How to start a travel fund?
• Where to stash your travel savings?

Travel doesn't have to be expensive but it does cost money. A travel fund is a simple but powerful tool that you can use to help you save money for travel.

Discover how starting a travel fund is one of the simplest ways to make travel a financial priority in your life. 

Tune in to new episodes every other Thursday.

Links:

Episode 2: Why You Need A Travel Fund Right Now

Visit our website: www.podcast.thoughtcard.com

Join the free workshop: How To Start A Travel Fund and Not Stress About Upcoming Trips

Connect on Social Media:

Facebook: The Thought Card

Twitter: @thethoughtcard

Instagram: @thethoughtcard

Also if you enjoyed this podcast, please consider supporting me as a creator by donating $1, $5, $10, or more through​ Juble it! a tip jar for creators: https://jubl.it/fyu1zpn

Welcome to The Thought Card!

The Thought Card is a travel and money podcast for people who want to spend their hard earned money on the things and experiences they value. 

Want to pay off debt and earn more? How about explore new destinations and travel the world? Well you've come to the right place.

Join your host Danielle Desir as she explores how being financially savvy means living life on our your own terms. 

Tune in to new episodes every other Thursday.

Links:

Episode 1: Introducing The Thought Card Podcast by Danielle Desir

Visit our website: www.podcast.thoughtcard.com

Connect on Social Media:

Facebook: The Thought Card

Twitter: @thethoughtcard

Instagram: @thethoughtcard

Also if you enjoyed this podcast, please consider supporting me as a creator by donating $1, $5, $10, or more through​ Juble it! a tip jar for creators: https://jubl.it/fyu1zpn