Your Money's Worth

By Kiplinger

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Description

Your Money’s Worth is a new personal-finance podcast from Kiplinger that delivers timely, actionable guidance to help you earn, keep and make the most of your money. Each new weekly episode has down-to-earth insights on saving for retirement, cutting your tax bill, investing for growth and income, maintaining good credit, and much more.

Episode Date
Episode 39: ETFs for a Choppy Market
27:46

Kiplinger.com investing maven Kyle Woodley joins the show to talk investing strategies and ETF picks for volatile markets. Sandy and Ryan recommend funding a Roth IRA with money from a summer job. A new edition of Deal or No Deal features a fun travel site and sweepstakes from Keystone and Jimmy John’s.

--LINKS--

Helping young workers open a Roth IRA: https://www.kiplinger.com/article/retirement/T046-C001-S003-helping-young-workers-open-a-roth-ira.html; Schwab: https://www.schwab.com/public/schwab/investing/accounts_products/accounts/ira/custodial_ira; Fidelity: https://www.fidelity.com/retirement-ira/roth-ira-kids; TD Ameritrade: https://www.tdameritrade.com/retirement-planning/ira-guide/roth-ira.page; The 11 best ETFs to buy for portfolio protection: https://www.kiplinger.com/slideshow/investing/T022-S000-the-11-best-etfs-to-buy-protect-market-crash/index.html; Jimmy John’s sweepstakes: https://www.dreamhomeinthezone.com/; Keystone’s sweepstakes: https://digitalbeerpromo.com/SW3/MC3223/en-us/Enter; Buy or Rent? https://www.kiplinger.com/article/real-estate/T010-C000-S002-better-to-buy-or-rent.html; De-stress your travel planning: https://www.kiplinger.com/slideshow/saving/T023-S002-13-ways-to-simplify-your-finances/index.html; Rome2Rio: https://www.rome2rio.com/

Aug 19, 2019
Episode 38: Is Your Home Covered If a Natural Disaster Strikes?
24:29

Hosts Sandy Block and Ryan Ermey are joined by longtime Kiplinger contributor Kim Lankford to discuss how to ensure your home is protected if a natural disaster hits. The pair also explains why college-branded debit cards aren't a smart move.

—LINKS—
The college debit card trap:
www.kiplinger.com/article/credit/T042-C000-S002-the-college-debit-card-trap.html; Best banks for families with students: www.kiplinger.com/slide...x.html; Are you covered for the next natural disaster? www.kiplinger.com/artic...r.html; A better way to tell a correction from a bear market? www.kiplinger.com/artic...t.html

Aug 12, 2019
Episode 37: Equifax Settlement: Should You Take the Money?
29:44
Aug 05, 2019
Episode 36: The Best College Values
25:13

Higher ed rankings czar Kaitlin Pitsker joins the show to discuss Kiplinger’s annual college value rankings. Sandy and Ryan discuss tax holidays and other back-to-school shopping deals. Taxes for married couples and IPO stocks feature in a new edition of Financial Fact or Fiction.

--LINKS--

State sales tax holidays: https://www.taxadmin.org/2019-sales-tax-holiday; States with a marriage penalty: https://www.kiplinger.com/slideshow/taxes/T055-S001-states-with-marriage-penalty-in-tax-brackets/index.html; The college rankings: https://www.kiplinger.com/links/colleges; Ryan on 2019 IPOs: https://www.kiplinger.com/article/investing/T052-C000-S002-here-come-the-hot-ipos.html; In case you’re interested in Slack’s direct listing, Ryan wrote about Spotify’s a couple years back: https://www.kiplinger.com/article/investing/T052-C000-S002-how-the-spotify-ipo-broke-the-rules.html

 

Jul 29, 2019
Episode 35: When to take Social Security
23:35

Senior editor Eileen Ambrose rejoins the show to tell you the best time to take Social Security in order to maximize your benefits (hint: 96% of you have gotten it wrong). Sandy and Ryan chat about ways to save on keeping cool amid a summer heat wave, and a new edition of Deal or No Deal touches on loyalty programs and restaurant weeks.

 

--LINKS--

What you must know about home cooling bills: https://www.kiplinger.com/article/real-estate/T063-C000-S002-6-things-you-must-know-about-home-cooling-bills.html; Social Security: Now or Later?: https://www.kiplinger.com/article/retirement/T051-C000-S002-social-security-now-or-later.html; Social Security timing is part of a larger plan: https://www.kiplinger.com/article/retirement/T051-C032-S014-social-security-timing-is-part-of-larger-plan.html; Maximize your travel perks: https://www.kiplinger.com/article/spending/T059-C000-S002-maximize-your-travel-perks.html; Save on your next restaurant meal: https://www.kiplinger.com/article/spending/T062-C011-S002-3-ways-to-save-on-restaurant-meals.html

 

 

Jul 22, 2019
Episode 34: Credit vs. Debit Smackdown!
33:55

In a heavyweight (ok, middleweight) battle, Ryan squares off against Kiplinger.com general manager Robert Long on the merits of using credit vs. debit cards. Sandy and Ryan break down strategies for paying off student loans and delve into their files of off-the-wall PR pitches.

-- LINKS --

Take control of your student loans: https://www.kiplinger.com/article/college/T053-C032-S014-take-control-of-your-student-loan-debt.html; How to refinance: https://www.kiplinger.com/article/credit/T053-C006-S002-how-to-refinance-student-debt.html; Student Loan Hero’s calculators: https://studentloanhero.com/calculators/; Credit, debit or cash?: https://www.kiplinger.com/article/credit/T016-C000-S002-credit-debit-or-cash.html; An earlier debate between Robert Long and Kiplinger Magazine editor Mark Solheim: https://www.kiplinger.com/article/credit/T016-C000-S002-credit-vs-debit.html; Why you need to invest in funds before stocks: https://www.kiplinger.com/article/investing/T052-C047-S002-why-you-need-to-invest-in-funds-before-stocks.html; How to be a better investor (from columnist James Glassman): https://www.kiplinger.com/article/investing/T031-C016-S002-how-you-can-be-a-better-investor.html

Jul 15, 2019
Episode 33: Boost Your Returns with Dividend Stocks
27:35

Kiplinger’s senior associate editor John Waggoner rejoins the show to discuss his favorite dividend-paying stocks. Ryan and Sandy share the magazine staff’s favorite buys of the summer. A new edition of “Fact or Fiction” focuses on 529 plans and Opportunity Zones.

-- LINKS --

WiFi extender: https://www.amazon.com/dp/B00NR2VMNC?tag=thewire06-20&linkCode=xm2&ascsubtag=AwEAAAAAAAAAAR7q; Robovac: https://www.amazon.com/dp/B079QYYGF1?tag=thewire06-20&linkCode=xm2&ascsubtag=AwEAAAAAAAAAAVsv; Water bottle: https://www.amazon.com/Hydro-Flask-Stainless-Insulated-Standard/dp/B07MZC2WT1/ref=sr_1_3?crid=24ZIWSCV11VCH&keywords=hydro+flask+water+bottle&qid=1562356226&s=home-garden&sprefix=hydr%2Cgarden%2C139&sr=1-3; Six flags: https://www.sixflags.com/national/season-passes; Libby: https://meet.libbyapp.com/; The Overstory: https://www.amazon.com/Overstory-Novel-Richard-Powers/dp/039363552X; A Gentleman in Moscow: https://www.amazon.com/A-Gentleman-in-Moscow/dp/0143110438/; When is Amazon Prime Day 2019?: https://www.kiplinger.com/article/spending/T062-C000-S001-when-is-amazon-prime-day-2019.html; John Waggoner on the outlook for dividends: https://www.kiplinger.com/article/investing/T018-C000-S003-the-outlook-for-dividends.html; Kiplinger ETF 20: https://www.kiplinger.com/tool/investing/T022-S003-the-kiplinger-etf-20-best-exchange-traded-funds/index.php; Kiplinger Dividend 15: https://www.kiplinger.com/slideshow/investing/T018-S003-kiplinger-dividend-15-favorite-dividend-stocks/index.html; Using a 529 to pay for private school: https://www.kiplinger.com/article/investing/T002-C000-S002-using-a-529-plan-to-pay-for-private-school.html; Ryan on Opportunity Zones: https://www.kiplinger.com/article/investing/T041-C000-S002-opportunity-zone-investing-is-it-for-you.html

Jul 08, 2019
Episode 32: Is Pet Insurance a Good Deal?
23:39

Ryan and Sandy welcome associate editor Pat Mertz-Esswein back to the show for a discussion on why you should consider buying insurance for your pet. The cohosts discuss how you can save money in the face of rising fuel costs, and Sandy explains the nuances of proposed rules surrounding a lucrative tax credit.

 

— LINKS —

10 states with the highest gas taxes: www.kiplinger.com/slideshow/taxes/T055-S001-10-states-with-the-highest-gas-taxes/index.html
Kiplinger’s gas tax map: www.kiplinger.com/tool/taxes/T055-S001-gas-tax-map/index.php
Five ways to save on gas: www.kiplinger.com/article/saving/T050-C000-S001-five-ways-to-save-gas-money.html
Best rewards credit cards: www.kiplinger.com/slideshow/credit/T016-S003-the-best-rewards-cards-for-you-2019/index.html
Trim the cost of pet care: www.kiplinger.com/article/insurance/T050-C000-S002-trim-the-cost-of-pet-care.html
Six things you must know about pet insurance: www.kiplinger.com/artic...e.html
Income thresholds for Saver’s Credit: www.irs.gov/retir...credit
How to amend tax returns: www.kiplinger.com/artic...s.html

 

Jul 01, 2019
Episode 31: How to Boost Your Credit Score
27:28

Kiplinger contributing editor Lisa Gerstner joins hosts Ryan and Sandy to discuss best practices for giving your credit score a boost. Also: Discover investment ideas for the “outer orbit” portion of your portfolio, and learn tax rules for renting out your home.

--LINKS--

Deals (GE): https://www.kiplinger.com/article/spending/T050-C000-S002-62-super-deals-and-discounts-for-2019.html; Ryan on 2019 IPOs (including Uber): https://www.kiplinger.com/article/investing/T052-C000-S002-here-come-the-hot-ipos.html; 6 ways to boost your credit score fast: https://www.kiplinger.com/slideshow/credit/T017-S003-how-to-boost-your-credit-score-fast/index.html; What you need to know about taxes on rental income: https://www.kiplinger.com/article/taxes/T055-C001-S002-what-to-know-about-taxes-on-rental-income.html; Renting your home on Airbnb: https://www.kiplinger.com/article/real-estate/T049-C000-S002-tips-for-renting-out-your-home-on-airbnb.html; DFA's research on market timing: https://us.dimensional.com/perspectives/recent-market-volatility

 

Jun 24, 2019
Episode 30: How to Create a Budget and Stick to It
35:04

Maintaining a budget so you can build up your savings takes more than just ditching your daily latte addiction. Brunch and Budget founder Pam Capalad chats with hosts Ryan and Sandy about how to devise a spending and saving strategy that works for you. Plus: Learn why everybody should have a Roth IRA.

--LINKS--

Why You Need a Roth IRA: https://www.kiplinger.com/article/retirement/T046-C006-S001-why-you-need-a-roth-ira.html; Special Report: What You Should Know About Roth IRAs: https://www.kiplinger.com/fronts/special-report/roth-iras/index.html; BrunchAndBudget.com: https://brunchandbudget.com/; Kiplinger’s Millennial Money: https://www.kiplinger.com/fronts/archive/column/index.html?column_id=47; Special Report: Creating a Budget: https://www.kiplinger.com/fronts/special-report/budgeting/index.html; Special Report: What You Should Know About Employee Benefits: https://www.kiplinger.com/fronts/special-report/employee-benefits/index.html; 8 Steps to Be a Better Investor: https://www.kiplinger.com/article/investing/T064-C000-S002-8-steps-to-be-a-better-investor.html

Jun 17, 2019
Episode 29: Where the Stock Market Is Headed Now
31:48
Jun 10, 2019
Episode 28: Travel Like a Pro
32:56

Atmosphere Research's Henry Harteveldt joins our hosts Ryan and Sandy to share ways to travel without any last-minute delays, cancellations, missed flights or lost bags. The pair also discusses the ins and outs of creating and donating to crowdfunding campaigns.

--LINKS--

Raise money for your cause via crowdfunding: https://www.kiplinger.com/article/investing/T049-C000-S002-raise-money-for-your-cause-via-crowdfunding.html; The etiquette of fundraising: https://www.kiplinger.com/article/spending/T065-C000-S002-the-etiquette-of-fundraising.html; Raise money for personal bills on crowdfunding sites: https://www.kiplinger.com/article/retirement/T065-C000-S004-crowdfunding-sites-to-pay-personal-bills.html; The IRS on 501(c)(3)s: https://www.irs.gov/charities-non-profits/charitable-organizations; Charity Navigator: https://www.charitynavigator.org/; How to overcome travel delays and cancellations: https://www.kiplinger.com/article/spending/T059-C000-S002-how-to-overcome-travel-delays-and-cancellations.html; What to do in the event of a cancellation or delay: https://www.kiplinger.com/article/spending/T059-C000-S002-what-to-do-if-your-flight-is-canceled.html; Travel insurance to protect your vacation: https://www.kiplinger.com/article/insurance/T059-C000-S002-protect-your-vacation-fund-with-travel-insurance.html; What travel insurance covers when planes are grounded: https://www.kiplinger.com/article/insurance/T059-C001-S003-what-travel-insurance-covers-when-planes-grounded.html; Bankrate’s mutual fund fee calculator: https://www.bankrate.com/calculators/retirement/mutual-funds-fees-calculator.aspx; The Kiplinger ETF 20: https://www.kiplinger.com/tool/investing/T022-S003-the-kiplinger-etf-20-best-exchange-traded-funds/index.php; Avoid IRS underpayment penalties: https://www.kiplinger.com/article/taxes/T056-C000-S004-4-ways-to-avoid-irs-underpayment-penalties.html; Estimated tax deadlines: https://www.kiplinger.com/article/taxes/T056-C005-S001-when-are-2019-estimated-tax-payments-due.html

 

Jun 03, 2019
Episode 27: Money-Smart Ways to Save When Attending a Wedding
28:48

Kiplinger's associate editor Miriam Cross talks wedding guest etiquette and offers tips on how to attend without breaking the bank this summer. Also, hosts Sandy and Ryan explain the advantages of investing in 529 college savings plans.

— LINKS —

A roundup of Kiplinger’s 529 plan coverage: www.kiplinger.com/fronts/special-report/529-plans/index.html; How to be a money-smart wedding guest: www.kiplinger.com/quiz/spending/T062-S003-how-to-be-a-money-smart-wedding-guest/index.html; Wedding gift etiquette: www.kiplinger.com/article/spending/T062-C000-S002-the-etiquette-of-giving-wedding-gifts.html; Rules for buying wedding gifts: www.kiplinger.com/article/spending/T050-C000-S002-rules-for-buying-a-wedding-gift.html; Is cash an appropriate wedding gift? www.kiplinger.com/article/spending/T062-C013-S002-is-cash-an-appropriate-wedding-gift.html; Get financially ready for wedding season: www.kiplinger.com/artic...n.html; Habitat ReStores: www.habitat.org/restores; Salvation Army Home Pick-ups: satruck.org/donate/choose; Consumer’s Checkbook: www.checkbook.org/

May 28, 2019
Episode 26: Don’t Overpay for Your Next Rental Car
29:35

Kiplinger’s resident car guru David Muhlbaum joins the podcast to tell consumers how to strike the best deal on rental cars for the summer travel season. Also, job-search strategies during a period of historically low unemployment.

 

-- LINKS --

2019 college graduates have a healthy job market: https://www.kiplinger.com/article/college/T012-C000-S002-2019-college-graduates-have-a-healthy-job-market.html; Kiplinger’s special report on employee benefits: https://www.kiplinger.com/fronts/special-report/employee-benefits/index.html; The worry-free way to rent a car: https://www.kiplinger.com/article/cars/T059-C000-S002-the-worry-free-way-to-rent-a-car.html; Cut costs with Autoslash: https://www.kiplinger.com/article/spending/T050-C000-S003-best-money-software-and-web-sites.html; Ryan’s investing Jeopardy! quiz: https://www.kiplinger.com/quiz/investing/T052-S003-jeopardy-trickiest-investing-questions/index.html; Why you need a Roth IRA: https://www.kiplinger.com/article/retirement/T046-C006-S001-why-you-need-a-roth-ira.html; 33 ways to get higher yields: https://www.kiplinger.com/slideshow/investing/T052-S002-33-ways-to-get-higher-yields/index.html

May 20, 2019
Episode 25: Prosper With Do-Gooder Investments
29:54

Parnassus Investments founder and socially conscious investing pioneer Jerry Dodson talks value investing and some of his favorite stocks. Also: Which tax documents should you keep (or toss)?

-- LINKS --

How long should you keep your tax records? https://www.kiplinger.com/article/taxes/T056-C005-S001-how-long-should-you-keep-tax-records.html; Anne Smith’s profile of Parnassus: https://www.kiplinger.com/article/investing/T041-C009-S002-parnassus-investing-with-a-conscience.html; Parnassus Endeavor: https://www.morningstar.com/funds/xnas/rysex/quote.html; The pitfalls and profits of collecting cars, wine, art: https://www.kiplinger.com/article/spending/T050-C000-S002-pitfalls-and-profits-of-collecting-cars-wine-art.html; Austin’s scooter study: https://www.austintexas.gov/sites/default/files/files/Health/Epidemiology/APH_Dockless_Electric_Scooter_Study_5-2-19.pdf; Bike to Work Calculator: https://www.kiplinger.com/tool/spending/T061-S001-how-much-can-i-save-biking-to-work/index.php

May 13, 2019
Episode 24: Boost Your Income With a Side Hustle You’ll Love
30:16

Sidehusl.comeditor Kathy Kristof discusses finding, vetting and profiting from side gigs. Also: Tax breaks for caregivers

— LINKS —
Tax breaks for the middle class (dependent care credit):
www.kiplinger.com/slide...x.html; Head of household filing status: www.kiplinger.com/artic...8.html; Find your side hustle: sidehusl.com; Earn extra income with a side hustle: www.kiplinger.com/article/business/T012-C047-S002-earn-extra-income-with-a-side-hustle.html; How to make a million (see section on dividends): www.kiplinger.com/article/business/T012-C000-S002-how-to-make-a-million-dollars.html; Federal student loan repayment plans: studentaid.ed.gov/sa/repay-loans/understand/plans; Smart ways to manage your student loans: www.kiplinger.com/artic...s.html

May 06, 2019
Episode 23: How to Avoid Identity Theft
32:29

Podcast hosts Sandy Block and Ryan Ermey team up with Kiplinger’s staff writer Brendan Pedersen to discuss how to prevent and recover from the most common forms of identity theft. The pair also break down some old school investing truisms.

— Links —

Market truisms at a glance: www.kiplinger.com/slide...x.html; ID Theft – Act Now to Protect Yourself: www.kiplinger.com/artic...f.html; How to manage your passwords: www.kiplinger.com/article/business/T057-C000-S002-how-to-manage-your-passwords.html; Freeze your credit in 3 steps: www.kiplinger.com/article/credit/T017-C011-S003-freeze-your-credit-in-3-steps.html; FTC: www.ftc.gov/; ID Theft: identitytheft.gov/; BK Coffee: www.bk.com/coffeesubscription; Hungry Harvest: www.hungryharvest.net/; Imperfect Produce: www.imperfectproduce.com/; Misfits Market: www.misfitsmarket.com/

Apr 29, 2019
Episode 22: The Future of Retirement
33:41
Apr 22, 2019
Tax Day 2019: Money-Saving Tips for Everybody (Even If You’ve Already Filed)
24:23

Our hosts Ryan Ermey and Sandy Block walk you through all the last-minute advice you need to file your taxes -- from common errors to avoid to filing an extension to free filing software. The pair also discuss Tax Day consumer deals and freebies you don't want to miss.

—Links—

How to get an extension: www.kiplinger.com/artic...n.html; Nine states where you can file after April 15www.kiplinger.com/slide...x.html; Eighteen red flags for IRS auditors: www.kiplinger.com/slideshow/taxes/T056-S001-red-flags-for-irs-auditors/index.html; Tax-filing mistakes to avoid: www.kiplinger.com/article/taxes/T056-C011-S000-tax-filing-mistakes-to-avoid.html; Top tax software: www.kiplinger.com/slide...x.html

Apr 15, 2019
Episode 20: What Happens If Big Tech Breaks Up?
28:51

Hosts Ryan Ermey and Sandy Block are joined by Kiplinger Letter tech expert John Miley to discuss the ramifications of breaking up major tech companies such as Facebook and Google. The pair also delve into strategies for those who can't pay their tax bills on time

 

--Links--

How to get an extension: https://www.kiplinger.com/article/taxes/T056-C005-S001-how-to-get-an-extension-for-filing-your-tax-return.html; Avoid underpayment penalties: https://www.kiplinger.com/article/taxes/T056-C000-S004-4-ways-to-avoid-irs-underpayment-penalties.html; Kiplinger special report on technology: https://www.kiplinger.com/fronts/special-report/technology/index.html; 12 best tech stocks for a 2019 recovery: https://www.kiplinger.com/slideshow/investing/T058-S001-the-12-best-tech-stocks-for-a-2019-recovery/index.html; Kiplinger special report on life insurance: https://www.kiplinger.com/fronts/special-report/life-insurance/index.html; Should you take out a long-term car loan?: https://www.kiplinger.com/article/credit/T009-C011-S001-should-you-take-out-a-long-term-car-loan.html; Buying a car? First do your homework: https://www.kiplinger.com/article/cars/T009-C000-S001-useful-car-links.html

 

Apr 08, 2019
Episode 19: How to Raise Money-Smart Kids
32:24

Our hosts Ryan Ermey and Sandy Block are joined by Raising Money-Smart Kids author and Kiplinger editor-at-large Janet Bodnar to discuss how parents can help provide their children with a sound financial foundation. The pair also review common scam tactics in honor of April Fool’s Day.

--Links--

Kiplinger’s scams coverage: https://www.kiplinger.com/fronts/special-report/scams/index.html; Janet’s Money-Smart Kids archive: https://www.kiplinger.com/fronts/archive/column/index.html?column_id=2; What you need to know about values investing: https://www.kiplinger.com/article/investing/T052-C000-S002-what-you-need-to-know-about-values-investing.html ; Funds that win with ESG investing: https://www.kiplinger.com/slideshow/investing/T041-S002-5-mutual-funds-that-win-with-esg/index.html; Our favorite rewards cards: https://www.kiplinger.com/slideshow/credit/T016-S003-the-best-rewards-credit-cards-2018/index.html

Apr 01, 2019
Episode 18: Get Your Home and Finances in Order This Spring
29:00

Professional organizer Heather Cocozza joins hosts Ryan Ermey and Sandy Block to discuss how decluttering can save you time and money. Also, Sandy explains why you should set up an online Social Security account. The pair then wraps ups with some wacky PR pitches.

 

-- Links --

Protect against social security fraud with an online account: https://www.kiplinger.com/article/retirement/T051-C000-S002-protect-against-social-security-fraud.html; 5 steps to maximize your social security benefit: https://www.kiplinger.com/article/retirement/T051-C032-S014-5-steps-to-maximize-your-social-security-benefit.html; NAPO’s website: https://www.napo.net/; Heather’s website: http://www.cocozzaorgdesign.com/; Can tidying up change your life? https://www.kiplinger.com/article/real-estate/T029-C000-S002-can-tidying-up-change-your-life.html; Decluttering in Retirement: https://www.kiplinger.com/article/retirement/T021-C000-S004-decluttering-in-retirement-frees-space-and-soul.html; Money-smart ways to get rid of your stuff: https://www.kiplinger.com/article/real-estate/T029-C000-S002-money-smart-ways-to-get-rid-of-your-stuff.html; Child-care tax breaks: https://www.kiplinger.com/article/taxes/T054-C001-S003-child-care-tax-breaks-for-working-parents.html; Kiplinger 529 plan coverage: https://www.kiplinger.com/fronts/special-report/529-plans/index.html; Vangaurd’s college planning tools (including the 529 state deduction calculator): http://www.vanguard.com/jumppage/ecatstool/

Mar 25, 2019
Episode 17: How to Achieve Financial Independence
33:30

Hosts Sandy Block and Ryan Ermey discuss the financial independence movement with ChooseFI founder Brad Barrett. In addition, Sandy breaks down tax breaks for the middle class, and the pair debates whether it’s worth it to purchase travel insurance.

--Links--

Middle-class tax breaks: https://www.kiplinger.com/slideshow/taxes/T054-S001-middle-class-tax-breaks-and-deductions/index.html; Brad’s website: https://www.choosefi.com/; ChooseFI podcast: https://www.choosefi.com/podcast-episodes/; Our story on FIRE: https://www.kiplinger.com/article/retirement/T047-C000-S002-young-fire-savers-race-to-retirement.html; Disaster-proof your vacation with trip insurance: https://www.kiplinger.com/article/insurance/T059-C000-S002-disaster-proof-your-vacation-with-travel-insurance.html

Mar 18, 2019
Episode 16: Understanding the Cost of College
23:12

Kiplinger's staff writer and higher education guru Kaitlin Pitsker explains how parents and students can choose the best school that fits their financial needs. Hosts Ryan Ermey and Sandy Block also discuss how to reclaim forgotten money, as well as the ins and outs of credit freezes.

— Links —

Track down your forgotten cash: www.kiplinger.com/article/investing/T065-C000-S002-track-down-your-forgotten-cash.html
Treasury Form 1048:
www.treasurydirect.gov/forms/sav1048.pdf 

How to Pay for College: www.kiplinger.com/article/college/T042-C000-S002-how-to-pay-for-college.html
Five key financial aid considerations: www.kiplinger.com/artic...e.html
Freeze your credit in 3 steps: www.kiplinger.com/article/credit/T017-C011-S003-freeze-your-credit-in-3-steps.html

Mar 11, 2019
Episode 15: Tips to Buy or Sell Your Home in 2019
27:43

Kiplinger's real estate expert Pat Mertz-Esswein help home buyers and sellers navigate the current housing market. Also, hosts Sandy Block and Ryan Ermey share which financial habits they're giving up during Lent, as well as play a game of Financial Fact or Fiction.

 

--Links--

Money-smart ways to get rid of your stuff: https://www.kiplinger.com/article/real-estate/T029-C000-S002-money-smart-ways-to-get-rid-of-your-stuff.html

Five myths keeping you from getting rid of your stuff: https://www.kiplinger.com/article/real-estate/T029-C000-S002-myths-keeping-you-from-getting-rid-of-your-stuff.html

How to make a complaint and get results: https://www.kiplinger.com/article/spending/T065-C011-S003-how-to-make-a-complaint-and-get-results.html

How to haggle for practically anything: https://www.kiplinger.com/article/spending/T050-C000-S002-how-to-haggle-for-practically-anything.html

Home Prices Take a Breather: https://www.kiplinger.com/article/real-estate/T010-C000-S002-where-home-prices-are-headed-2019.html

Five tips to sell a house fast: https://www.kiplinger.com/article/real-estate/T010-C011-S000-5-tips-to-sell-a-house-fast.html

Keep yourself from getting a small refund: https://www.kiplinger.com/article/taxes/T056-C000-S001-adjust-your-withholding-to-get-a-bigger-tax-refund.html

Opt out of credit card offers: https://www.kiplinger.com/article/credit/T016-C001-S002-how-to-opt-out-of-credit-card-offers.html

Simplify your finances (including how to unenroll from email lists): https://www.kiplinger.com/slideshow/saving/T023-S002-how-to-simplify-your-finances/index.html

 

Mar 04, 2019
Episode 14: What You Should Know About ETFs
28:49

Hosts Ryan Ermey and Sandy Block are joined by senior investing editor Kyle Woodley, who explains exchange-traded funds for investing newbies and pros alike. The pair also discusses the differences in popular tax software and delves into a travel-themed edition of Deal or No Deal.

 

-- LINKS --

ETF 20: http://Kiplinger.com/links/ETF20; 19 Best ETFs for a prosperous 2019: https://www.kiplinger.com/slideshow/investing/T022-S001-the-19-best-etfs-to-buy-for-2019/index.html;Take advantage of stopover offers: https://www.kiplinger.com/article/saving/T063-C011-S002-disrupter-deals-two-in-one-trips.html;Top Tax Software for Your 2018 Return: https://www.kiplinger.com/slideshow/taxes/T056-S003-top-tax-software-programs-for-your-2018-tax-return/index.html;

Feb 25, 2019
Episode 13: Exciting Trends in Tech
33:27

Kiplinger Letter technology editor John Miley joins hosts Sandy Block and Ryan Ermey to talk tech -- from smartwatches to self-driving cars. Also, Ryan reveals the best buys to look for on every shopping holiday of the year, and Sandy explains the benefits of health savings accounts.

— LINKS —

Best time to buy big-ticket items: www.kiplinger.com/article/spending/T050-C011-S002-best-time-to-buy-big-ticket-items.html
The worst things to buy during the holidays (with advice on when you should buy): www.kiplinger.com/slide...x.html
National Park free entrance days: www.nps.gov/planyourvisit/fee-free-parks.htm
Free Comic Book Day: www.freecomicbookday.com/
Free fishing days: www.takemefishing.org/how-to-fish/how-to-catch-fish/free-fishing-days-2019/
Free shipping day: www.freeshippingday.com/
Museum Day Live (hasn’t updated yet): www.smithsonianmag.com/museumday/museum-day-2018/
Free yoga: www.yogahealthfoundation.org/one_week_free_yoga
What you should know about 5G: www.kiplinger.com/artic...s.html
10 tech trends for 2019: www.kiplinger.com/slide...x.html
10 things to know about HSAs: www.kiplinger.com/artic...s.html
HSA Limits for 2019: www.kiplinger.com/artic...9.html

Investing in an HSA: https://www.kiplinger.com/article/insurance/T027-C000-S002-investing-in-an-hsa-better-shop-around.html

 

Feb 18, 2019
Episode 12: Couples and Money
26:19

Love is in the air, and Kiplinger senior editor Eileen Ambrose joins the podcast to talk about how to best manage financial issues with your significant other. Also, hosts Sandy Block and Ryan Ermey chat about the best and worst career paths over the next decade.

--Links--

Best Jobs: https://www.kiplinger.com/slideshow/business/T012-S001-best-jobs-for-the-future-2018/index.html

Worst jobs: https://www.kiplinger.com/slideshow/business/T012-S001-worst-jobs-for-the-future-2018/index.html

Couples and Money Quiz: https://www.kiplinger.com/quiz/credit/T065-S001-the-couples-and-money-quiz/index.html

Ryan on money moves for Newlyweds: https://www.kiplinger.com/article/saving/T065-C000-S002-smart-money-moves-for-newlyweds.html

A Guide to Marital Money Bliss: https://www.kiplinger.com/article/saving/T065-C034-S002-a-guide-to-marital-money-bliss.html

Get free credit report updates: https://www.kiplinger.com/article/credit/T017-C011-S001-get-free-credit-report-updates.html

Best places to check your credit scores and credit reports for free: https://www.kiplinger.com/article/credit/T017-C011-S003-best-places-to-check-your-credit-for-free.html

How marginal taxes work, from Vox: https://www.vox.com/policy-and-politics/2019/1/7/18171975/tax-bracket-marginal-cartoon-ocasio-cortez-70-percent

 Annual Credit Report: www.annualcreditreport.com

Feb 11, 2019
Episode 11: Why It Pays to File Your Taxes Now
28:02

It's tax season, and co-host Sandy Block explains why taxpayers should file sooner rather than later. Then, she and fellow co-host Ryan Ermey discuss holiday debt hangover and share more wacky PR pitches. This leads the pair to dish on virtual pawn shops and meaningless market indicators.

Links:
The dangers of deferred rate credit cards:
www.kiplinger.com/artic...b.html
Top rewards cards:
www.kiplinger.com/article/credit/T016-C000-S002-new-perks-for-a-top-rewards-card.html
Best balance-transfer cards:
www.creditcards.com/balance-transfer/
Tax forms you’ll need to file your return:
www.kiplinger.com/article/taxes/T056-C001-S003-tax-forms-you-need-to-file-your-return.html
What to do if someone files a tax return in your name:
www.kiplinger.com/artic...n.html
IRS Free File:
www.irs.gov/filing/free-file-do-your-federal-taxes-for-free

Feb 04, 2019
Episode 10: Undervalued Stocks Worth a Look
28:57

Kiplinger’s senior associate editor John Waggoner returns to discuss top mutual fund managers’ favorite undervalued stocks with podcast hosts Sandy Block and Ryan Ermey. The pair also delves into sports gambling (and make a few prop bets) just in time for the Super Bowl. Sandy and Ryan wrap things up with a new edition of “Deal or No Deal?” aimed at online shoppers.

 

--Links--

Betting on sports? You may owe the IRS: https://www.kiplinger.com/article/taxes/T055-C005-S002-betting-on-sports-you-may-owe-the-irs.html

--

 

Value vs. Growth Investing: https://www.kiplinger.com/article/investing/T052-C000-S002-value-vs-growth-stocks-which-will-come-out-on-top.html

--

Best Tools to Save on Online Shopping: https://www.kiplinger.com/article/spending/T057-C011-S002-best-tools-to-save-on-online-shopping.html

--

5 Reasons Layaway May Cost Your More: https://www.kiplinger.com/article/spending/T050-C011-S001-5-reasons-layaway-plans-may-cost-you-more.html

Jan 28, 2019
Episode 9: How to Manage a Financial Windfall
27:08

With host Ryan Ermey dreaming of winning big on the legendary game show “Jeopardy!,” he and fellow host Sandy Block discuss strategies for dealing with a financial windfall. Plus, advice on updating your retirement plan, as well as a lesson on market indexes.

Links:

How to Handle a Windfall: https://www.kiplinger.com/article/saving/T023-C000-S002-5-smart-steps-to-manage-a-financial-windfall.html

Sandy’s interview with Julia Collins: https://www.kiplinger.com/article/spending/T037-C000-S002-how-jeopardy-champion-julia-collins-will-spend-her.html

Check on your 401(k): https://www.kiplinger.com/slideshow/retirement/T001-S003-8-steps-for-your-annual-401-k-checkup/index.html

Kiplinger Retirement Savings Calculator: https://www.kiplinger.com/slideshow/retirement/T001-S003-8-steps-for-your-annual-401-k-checkup/index.html

What’s My Social Security Full Retirement Age?: https://www.kiplinger.com/tool/retirement/T051-S001-social-security-full-retirement-age-calculator/index.php

Vanguard’s Asset Allocation Questionnaire: https://personal.vanguard.com/us/FundsInvQuestionnaire

Are You on Track to Retire?: https://www.kiplinger.com/article/retirement/T047-C000-S002-are-you-on-track-to-retire.html

Ryan on the Dow: https://www.kiplinger.com/article/investing/T052-C008-S003-smart-reasons-to-invest-in-the-dow.html

Jan 21, 2019
Episode 8: How to Book Luxury Travel for Less
24:52

Podcast hosts Ryan and Sandy welcome Kiplinger's associate editor and resident travel expert Miriam Cross to talk tips for traveling in style on a tight budget. The pair also discuss retail return policies and try to stump each other in a new edition of Financial Fact or Fiction.

LINKS: ConsumerWorld on return policies: https://www.consumerworld.org/pages/returns.htm

21 Ways to get luxury travel for less: https://www.kiplinger.com/slideshow/spending/T059-S002-21-ways-to-get-luxury-travel-for-less/index.html

When to hire a travel agent: https://www.kiplinger.com/article/spending/T059-C000-S002-when-to-hire-a-travel-agent-to-plan-your-trip.html

More info on Roth conversions: https://www.kiplinger.com/article/retirement/T046-C000-S004-last-chance-to-undo-a-roth-conversion.html 

Invest early and often (Ryan’s column): https://www.kiplinger.com/article/investing/T047-C047-S002-start-investing-now-uh-yeah.html

 

Jan 14, 2019
Episode 7: The Fastest-Growing Jobs and Industries of the Next Five Years
26:42

Jim Patterson, managing editor of The Kiplinger Letter, reveals the best opportunities for workers, businesses and investors in the next half-decade. Our podcast hosts also share their financial New Year’s resolutions and wrap up with a game of Deal or No Deal.

 

Episode Links

Money Moves to Make Now: https://www.kiplinger.com/article/saving/T023-C000-S002-money-moves-to-make-now.html

Check your withholding: https://www.kiplinger.com/article/taxes/T055-C032-S014-to-avoid-tax-surprise-check-your-withholding-now.html

7 Smart Ways to Build Your Emergency Fund: https://www.kiplinger.com/slideshow/saving/T065-S001-7-smart-ways-to-build-your-emergency-fund/index.html

Learn more about the Kiplinger Letter: https://www.kiplinger.com/store/kwl/

7 Budgeting Tools to Get Your Finances in Order: https://www.kiplinger.com/slideshow/spending/T007-S002-budgeting-tools-to-get-your-finances-in-order/index.html

Jan 07, 2019
Episode 6: Financial Planning Tips for Families From Knight Kiplinger
26:31

A gift from the Kiplinger family to yours, just in time for the holidays. Sandy and Ryan sit down for an extended chat with Kiplinger’s editor-in-chief Knight Kiplinger on all things families and finances.

 

- Links -

10 Timeless Financial Tips from Knight Kiplinger: https://www.kiplinger.com/article/saving/T063-C000-S001-10-timeless-financial-tips-from-knight-kiplinger.html


The Money Talk You Must Have: https://www.kiplinger.com/article/saving/T021-C000-S002-the-family-money-talk-you-must-have.html


How to Talk With Aging Parents About Money: https://www.kiplinger.com/article/retirement/T013-C011-S001-how-to-talk-with-aging-parents-about-money.html


Kiplinger’s Special Report on Estate Planning: https://www.kiplinger.com/fronts/special-report/estate-planning/index.html

Dec 24, 2018
Episode 5: Skip the Car with the Big Red Bow
31:26

Senior online editor – and resident car guy – David Muhlbaum joins Ryan and Sandy to discuss buying a new car over the holidays. The hosts see what’s new in the world of charitable giving and crack each other up with more truly bizarre PR pitches.

- Links -

Charitable Giving Under the New Tax Law: https://www.kiplinger.com/article/taxes/T055-C000-S002-charitable-giving-under-the-new-tax-law.html

More on Donor-Advised Funds: https://www.kiplinger.com/article/spending/T050-C001-S003-charitable-giving-at-home-with-donor-advised-fund.html

Givewell: https://www.givewell.org/

Charity Navigator: https://www.charitynavigator.org/

BBB: https://www.give.org/

How to Get a Great Deal on a New Car: https://www.kiplinger.com/article/cars/T009-C004-S002-how-to-get-a-great-deal-on-a-new-car.html

CarBargains: https://www.checkbook.org/carbargains/

Holiday Gift-Giving for the Truly Broke: https://www.kiplinger.com/article/spending/T050-C006-S003-a-gift-giving-guide-for-the-truly-broke.html

What You Need to Know About Bitcoin: https://www.kiplinger.com/article/investing/T052-C000-S002-what-you-need-to-know-about-bitcoin.html

The Bitcoin IRA: 5 Essential Facts: https://www.kiplinger.com/article/investing/T032-C032-S014-the-bitcoin-ira-5-essential-facts-you-need-to-know.html

 

Dec 17, 2018
Episode 4: Interest Rates… and YOU!
30:27

Sandy and Ryan interview Senior Associate Editor (and investing maven) John Waggoner on all things interest rates. The hosts come up with ways for you to avoid surprise fees during holiday travel. Sandy explains to Ryan, like he’s 5, the ins and outs of traditional and Roth 401(k)s.

Links:

Save on travel: https://www.kiplinger.com/slideshow/spending/T059-S001-secrets-to-save-money-on-travel/index.html

Avoid pesky fees: https://www.kiplinger.com/slideshow/spending/T063-S002-how-to-avoid-paying-pesky-fees/index.html

Rental cars: https://www.kiplinger.com/article/cars/T059-C000-S002-the-worry-free-way-to-rent-a-car.html

Hotel insider story (sorry, Jacob!): https://www.kiplinger.com/article/spending/T059-C011-S002-save-at-hotels.html

Why interest rates matter: https://www.kiplinger.com/article/investing/T019-C000-S002-why-interest-rates-matter.html

Roth 401(k) limits for 2018: https://www.kiplinger.com/article/retirement/T001-C000-S003-roth-401-k-contribution-limits-for-2018.html

 

Dec 10, 2018
Episode 3: Year-End Tax Moves
25:55

Sandy schools Ryan on last-minute strategies to reduce your tax bill. The duo discuss the buzz surrounding cannabis stocks and play a game of financial fact or fiction on “use it or lose it” deals.

Related Links

Last-Minute Tax Tips

The Best College Savings Plans

www.savingforcollege.com

FSAs vs HSAs

FSA Eligible Stuff

www.fsastore.com

 

Dec 03, 2018
Episode 2: Where Should I Put My Money Now?
25:35

Senior editor Anne Smith joins the show to talk investor moves in an uncertain market. Ryan and Sandy review holiday tipping protocol and share tales of their wackiest PR pitches.

Links:

Holiday Tipping Quiz

Timely Strategies to Protect Your Portfolio

Growth vs. Value

5 Steps for Hiring a Tax Pro

Cryptocurrency Basics

 

Nov 26, 2018
Episode 1: How to Score Holiday Deals on Black Friday and All Season Long
27:07

Hosts Sandy Block and Ryan Ermey interview online editor Andrea Browne Taylor about holiday shopping tips and tricks. The pair also discuss the basics of bear markets and dish about deals that aren’t as good as they seem.

 

Links

Take Kiplinger’s Bear Market Quiz

10 Ways Black Friday Retailers Trick You

Best Amazon Black Friday Doorbusters and Deals 2018

Best Walmart Black Friday Doorbusters and Deals 2018

H&R Block News

7 Ways to File Your Taxes for Free

5 Ways to Save on Prescriptions

Nov 19, 2018
Trailer
01:08

The Your Money’s Worth personal-finance podcast from Kiplinger delivers timely, actionable guidance to help you earn, keep and make the most of your money. Listen to each new weekly episode for down-to-earth insights on saving for retirement, cutting your tax bill, investing for growth and income, maintaining good credit, and much more.

Nov 09, 2018