The Rachel Cruze Show

By Ramsey Network

Listen to a podcast, please open Podcast Republic app. Available on Google Play Store.


Category: Self-Improvement

Open in Apple Podcasts


Open RSS feed


Open Website


Rate for this podcast

Subscribers: 934
Reviews: 4

Jenni Fritz
 Sep 21, 2019
I love the Rachel Cruze podcast! Rachel is a great speaker and I love the enthusiasm she brings, as well as her wisdom. I would give this podcast 10 stars if I could!

Deb Assists
 Feb 12, 2019
Thank you Rachel for being an amazing human being. Your "MY 4 Guiding Principles for Parenting" is a total game-changer for me. Thank you so much for keeping it REAL


 Jan 28, 2019

Catherine
 Jan 21, 2019
I love this podcast! I've watched The Rachel Cruze Show on Facebook, and I'm excited to have it in this format.

Description

Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.

Episode Date
How to Keep More of Your Money in Your Wallet
1005
If you’re trying to make (and save) money quickly, this episode will give you some great tips and strategies. Plus, we’ll talk about the main reason people go bankrupt here in the U.S., and what you can do to avoid or lessen some of those expenses! Here’s what’s coming up: ·      15 Ways to Make $10,000 Fast ·      The #1 Reason People Go Bankrupt   Helpful Resources: Christian Healthcare Ministries Financial Peace University EveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.  
Aug 01, 2022
Money Traps to Avoid So You Can Build Wealth
1844
Is financial peace in your 30s even possible? Absolutely! In this episode, I’ll show you how to face the fears that make most 30-somethings do stupid things with money. Plus, we’ll talk about whether or not credit cards are offering you a false sense of security. You may be surprised to learn how much debt actually costs you.   Here’s what’s coming up: ·      5 Money Fears People Have in Their 30s (and How to Avoid Them) ·      This Is the True Cost of Debt ·      The Credit Card Traps Everyone Falls for but You Don’t Have To   Helpful Resources: Christian Healthcare Ministries Financial Peace University EveryDollar                                                 Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.
Jul 25, 2022
Bonus Episode: Is the Housing Market Going to Crash? A Real Estate Reality Check.
3694
Alright, so the real estate market has people freaking out and feeling uncertain about buying and selling a home. Maybe you're feeling the same way—and that's understandable when opinions are coming at you from every direction. It's time for a reality check about what's really happening—so you know how to navigate the market. Get Ramsey Real Estate Recommendations here: https://bit.ly/3n9bhyR Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Jul 22, 2022
How to Take Control of Your Money in the Midst of Rising Inflation
1506
Inflation stinks, but it doesn’t have to push you into debt. I’ll show you how to buy a house (yep, in this market), make a little more room in your grocery budget, and save for emergencies—all while living within your means.                                                       Here’s what on deck: ·      How to Buy a Home Right Now With Zero Regret ·      Why Are Groceries So Expensive? ·      Will This Much Cover an Emergency?   Helpful Resources: Christian Healthcare Ministries Real Estate Reality Check Financial Peace University EveryDollar Meal Planner and Grocery Savings Guide                                                  Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.
Jul 18, 2022
How to Actually Make Your Money Go Farther with George Kamel
1951
We’re breaking down three lies you’ve been told about what it means to “be good with your money.” Plus, find out if that reward program is really worth it and nine things that I absolutely will not buy.                                                       Here’s what on deck: ·      Lies We've Been Told About Being Good With Money ·      Do Loyalty Programs Really Save You Money? ·      9 Things I Refuse to Spend Money On   Helpful Resources: Financial Peace University Christian Healthcare Ministries                                                 Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.
Jul 11, 2022
The Best and Worst Money Habits with The Minimalists
2010
Let’s go over some serious do’s and don’ts for building wealth! We’ll talk about the habits of successful millionaires (and how you can become a millionaire too). Then, I have a great conversation with The Minimalists on how to tell if you might actually be a hoarder, and how that might be affecting your bank account. In this episode: ·     Habits of Successful Millionaires ·     5 Surprising Signs You’re a Hoarder and Losing Money (with The Minimalists)   Helpful Resources: Baby Steps Millionaires Sponsor a student's financial literacy curriculum! EveryDollar Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
Jul 04, 2022
Biggest Money Wasters and How to Avoid Them with Minimal Mom
2201
Things are getting out of hand! Tune in to hear my thoughts on the new microchip payment option, how social media is lying to you (and taking your paycheck too), and 10 things you can declutter from your home today.   In this episode: ·      The Creepiest New Payment Method ·      The Top 10 Money Wasters in Our Houses with Minimal Mom ·     The Biggest Housing Trap You Should Be Avoiding   Helpful Resources: ·       The Minimal Mom on YouTube Christian Healthcare Ministries   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.
Jun 27, 2022
3 Habits That Will Keep You From Overspending with George Kamel
2334
Let’s talk about a new money trend I’ve seen making the rounds on social media lately. Plus, my friend George Kamel and I will let you in on our biggest money regrets. And we’ll wrap up by talking about how to make a no-spend challenge more enjoyable! In this episode: ·     Are Money Trends Actually New ·     We Reveal Our Top Money Regrets with George Kamel ·     The Right Way to Do a No-Spend Challenge   Helpful Resources: EveryDollar Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
Jun 20, 2022
The Truth About Women and Money
1897
What’s the real truth about how women handle money? We’ll talk about that. Plus, I’ll have an awesome conversation about finance and community with Jennie Allen. In this episode: ·     The Truth About Women and Money ·     Game-Changing Advice to Boost Your Money Goals with Jennie Allen   Helpful Resources: EveryDollar Christian Healthcare Ministries   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.  
Jun 13, 2022
A Recession May Be Coming: Here’s Why You Shouldn’t Panic
2129
Recession: It’s the big, scary word everyone’s been bringing up lately. Is this something we should freak out about? We’ll talk about that in this episode—plus we’ll answer all your car questions with Kelly Stumpe (aka The Car Mom)! And we’ll wrap up by revealing one big strategy people are using to save money right now. In this episode: A Recession May Be Coming: Here’s Why You Shouldn’t Panic All Your Car Questions Answered with Kelly Stumpe Should You Go This Far to Make More Money? Helpful Resources: EveryDollar Christian Healthcare Ministries  Follow Kelly Stumpe Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
Jun 06, 2022
How the Global Economy Is Affecting Your Bank Account
2279
You guys, this stuff can be really heavy and confusing—but we’re going to unpack it in a simple way so you can use this info to help you save money. We’ll talk about how you can protect your bank account even when the global economy and inflation are making things feel unstable (plus, we’ll go over some tips for saving on groceries)! And we’ll wrap up by talking about how to beat the cycle of living paycheck to paycheck, no matter how much money you make. In this episode: Why the Global Economy Means More to You Than You Think How to Beat Inflation at the Grocery Store with Frugal Fit Mom Why Wealthy People Are Actually Living Paycheck to Paycheck Helpful Resources: EveryDollar Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
May 30, 2022
2 Ways You’re Missing Out on Making More Money with Ken Coleman
1957
Let’s get some more money in your bank account! First, we’ll talk about some huge myths that could be holding you back from winning with money. Then, my friend and fellow Ramsey Personality Ken Coleman joins me to walk you through some best practices for increasing your salary. This conversation is so good, you guys. In this episode: 4 Major Money Myths BUSTED The Best Way to Increase Your Salary with Ken Coleman   Helpful Resources: EveryDollar Christian Healthcare Ministries  Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.  
May 23, 2022
The Best and Worst Way to Shop with George Kamel
1924
Prepare your hearts to be shocked when we go over nine unexpected things you can get with buy now, pay later services—you guys will not believe what you can make payments on these days. Zero out of 10, would not recommend! Then, my friend George Kamel joins me to talk about some products we definitely think are worth the money. In this episode: 9 Crazy Things People Use Afterpay For 12 Products We Can’t Live Without (with George Kamel) Helpful Resources: EveryDollar Christian Healthcare Ministries  Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
May 16, 2022
Metaverse and College Degrees: Are They a Waste of Money?
1467
We’re tackling some big topics on the show today—everything from the metaverse to student loan forgiveness (yep, we’re going there). What does it all mean, and how does it impact your money? Let’s find out! In this episode: Is the Metaverse a Waste of Money? Is Student Loan Forgiveness a Myth? Helpful Resources: EveryDollar Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
May 09, 2022
What’s Going On With the American Economy? with Jason Tartick
2146
Okay, if you know me, you know I’m just a little obsessed with all things The Bachelor. And in this episode, I get to have a great conversation with Bachelor Nation’s Jason Tartick about everything from his experiences on the show to inflation and personal finance! I also cover whether or not the dollar is collapsing and walk you through some tips on protecting your bank account from constantly rising prices. In this episode: Is the American Dollar Collapsing? I Talk Money With Bachelor Nation’s Jason Tartick Bulletproof Your Finances From Inflation Helpful Resources: EveryDollar Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
May 02, 2022
The #1 Thing Keeping You From Building Wealth with Dr. John Delony
2201
We all want to build wealth, right? But there are a few things that can either speed up or get in the way of that process—let’s talk about them. We’ll go over the reasons why debt is NOT a wealth-building tool, I’ll talk with my friend Dr. John Delony about something that’s super important to include in your budget, and we’ll compare the top budgeting apps so you can start taking control of your money as quickly as possible! In this episode: Why You Can’t Build Wealth With Debt Why Every American Should Have THIS in Their Budget with Dr. John Delony I Compared the Top Budgeting Apps (Here’s What I Found) Helpful Resources: Own Your Past, Change Your Future EveryDollar Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
Apr 25, 2022
Top Money Mistakes People Are Making (and How to Avoid Them)
2298
Let’s talk about how to protect yourself (and your bank account) from some common money pitfalls! We’ll go over some major mistakes people make when buying a house, and then I’ll sit down with Ramsey SmartVestor Pro Chase Keen to talk about the top investing do’s and don’ts. We’ll wrap up with nine money mistakes you can’t afford to make. Don’t miss it! In this episode: Top Mistakes People Make When Buying a Home The Thing Every Wealthy Person Has 9 Money Mistakes People Make (and How to Avoid Them) Helpful Resources: Ramsey Home Buyers Guide Ramsey SmartVestor EveryDollar Audience Survey Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
Apr 18, 2022
How to Reprogram Your Brain to Save Money with Dr. Caroline Leaf
2218
Let’s talk about money mindset! First, we’ll go over some ways to make major progress when paying off debt, and then I get to talk with communication pathologist and clinical neuroscientist Dr. Caroline Leaf about the connection between money and our brains. Don’t miss this episode! In this episode: 4 BIG Ways to Speed Up Debt Payoff How Millionaires Think About Money with Dr. Caroline Leaf   Helpful Resources: Ramsey+ Audience Survey Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.  
Apr 11, 2022
Trends That Are Draining Your Bank Account (and What to Do About It)
1739
There are some crazy things going on in the world right now—let’s talk about what that means for your money! We’ll walk through what to do about the super high prices we’re seeing, how to avoid lifestyle inflation, and whether or not sports betting is a good money move. Plus, I’ll react to an insane clip from the TV show Love Is Blind! In this episode: Inflation Is the Highest It’s Been in 40 Years (What to Do About It!) Is Sports Betting Worth It? with George Kamel Financial Expert Reacts to Love Is Blind Money Fight   Helpful Resources: EveryDollar Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
Apr 04, 2022
12 Trending Side Hustles to Bring in Extra Cash
1739
Whether you’re trying to pay off debt, save for a big purchase, or just put some extra cash in your wallet, this episode is all about helping you do that. We’ll go over 10 side hustles that are super popular right now, talk with my friend Christina Muscari about the fun and simple process of flipping furniture, and highlight 15 things you might already have in your home that you could sell for a lot of money. Let’s do this! In this episode: 10 Side Hustles Trending Right Now How She Flips Furniture for Extra Cash (And You Can Too!) 15 Items in Your Home That Can Make You Money   Helpful Resources: EveryDollar Christian Healthcare Ministries Pretty Distressed  Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
Mar 28, 2022
Best Ways to Save Money Eating Out and at Home
2121
We all love food, but it’s no secret that food costs have been up lately, which can make that budget category pretty tight. That’s why I’ve got your back with some practical ways to save on eating out AND eating at home. We’ll compare Trader Joe’s to Whole Foods, go over some of the best bougie fast-food hacks, and show you how to save a ton on Easter baskets! In this episode: Trader Joe’s vs. Whole Foods: Which Is Actually Cheaper? Top 4 Bougie Fast-Food Hacks (with George Kamel) How I Save $136 on My Kids’ Easter Baskets Helpful Resources: EveryDollar Meal Planner & Grocery Savings Guide Christian Healthcare Ministries
Mar 21, 2022
What I’m Not Spending Money on Right Now
1362
You guys know I love saving money, and I love helping you save money too. So, in this episode, we’re talking about some things I’m NOT spending money on right now. We’ll talk about 10 money wasters, some top secret savings tips for Walmart shoppers, and whether or not meal subscriptions are worth the cash. Get ready to save! In this episode: 10 Things I’m Not Wasting Money on This Year 10 Secret Ways to Save at Walmart Are Meal Subscriptions Worth It?   Helpful Resources: EveryDollar Meal Planner & Grocery Savings Guide Christian Healthcare Ministries  Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
Mar 14, 2022
How to Actually Be Successful With Your Money with Mallory Ervin
2102
My friend Mallory Ervin joins me in this episode for a great conversation about contentment, money and the true definition of success (yeah, it got deep). I’ll also answer some of your biggest money questions and show you how to save a ton of cash in just 14 days! In this episode: Top 7 Money Questions Answered The Lies You Believe About Success and Money Get $2,000 Back in Your Budget in 2 Weeks!   Helpful Resources: EveryDollar Zander Insurance Christian Healthcare Ministries   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance and Christian Healthcare Ministries.
Mar 07, 2022
3 Ways to Put Money Back in Your Pocket
1500
Today, we’ll be talking about how to get more of your money back in your pocket (because you deserve to hold on to your hard-earned income)! We’ll cover how to maximize your tax refund, pay off debt in unexpected ways, and crush your budget even when your income is inconsistent. You’ve got this! In this episode: How to Turn Your Tax Refund Into $1,000,000 11 Creative Ways to Pay Off Debt How to Budget With an Inconsistent Income   Helpful Resources: Ramsey SmartTax EveryDollar 5 DIY Cleaning Products to Save You Money Christian Healthcare Ministries NEW Champagne Rachel Cruze Wallet   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
Feb 28, 2022
Ultimate Guide to Saving Money on Groceries
2227
Are you tired of how expensive groceries are? Me too. But there are plenty of practical ways to save! In this episode, we’ll talk through grocery savings hacks, the cheapest grocery stores, and whether or not it pays to buy in bulk. In this episode: Top 10 Cheapest Grocery Stores The Grocery Savings Hack You Haven’t Tried Buying in Bulk: Is It Worth It? Helpful Resources: Meal Planner & Grocery Savings Guide Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.
Feb 21, 2022
How to Have More Fun With Your Money in 2022
2170
Can you really make money on TikTok? George Kamel is here with the answer! Also in this episode: Double your savings in a year and squeeze the most Disney fun into every dollar of your vacation budget. You’ll learn: How to Double Your Savings Account This Year How to Make Money on TikTok (with George Kamel) The Cheapest Way to Go to Disney World Helpful Resources: Ramsey Trusted How to Start a Lucrative Side Hustle Zander Insurance  Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance and Christian Healthcare Ministries.
Feb 14, 2022
How to Put Hundreds of Dollars Back Into Your Budget
1846
There’s no such thing as free money—or is there? In this episode, learn what you don’t need to buy for baby’s first year (and a few things you do), how to spend less at the gas pump, and which money-saving apps give you cash back for buying things you actually need. Coming up: How to Save Hundreds in Your Baby’s First Year 10 Money-Saving Apps You Need Today 9 Easy Ways to Save on Gas Right Now Helpful Resources: EveryDollar  Ramsey+ Meal Planner & Grocery Savings Guide
Feb 07, 2022
How to Stop Being Stressed About Money in 2022
1788
When you ditch debt, you ditch stress. (And who doesn’t want less stress?) This week, Dr. John Delony shares how the stress of debt impacts your mental health and marriage, I’ll show you how to simplify your budget, and then we’ll go over some Valentine’s Day deals you won’t want to miss. Here’s the lineup: 7 Ways to Simplify Your Budget Top 5 Ways Debt Affects Your Mental Health The Best Valentine’s Day Deals at Target Resources: EveryDollar Money & Marriage Valentine’s Day Edition
Jan 31, 2022
How to Grow Your Money Mindset with George Kamel
1843
What’s the key to taking the situation you’re in and doing something great with it? Find out in my conversation with George Kamel. You’ll also hear why cash is still the best way to buy a car, plus everything you need to know about your taxes in 2022. In this episode: 5 Steps to Buy a Used Car With Cash The Crazy Secret to Having More Money How to Stop the Government From Stealing Your Money Resources: Ramsey Car Guide Ramsey SmartTax
Jan 24, 2022
Practical Tips to Simplify Your Budget
2714
Your money does what you tell it to do. With a little intentionality, you can make your money go a lot further—we’ll show you how! Listen in to learn: 3 Places You Overspend (Without Even Knowing It) 15 Practical Budgeting Tips 7 Things That Are Keeping You Broke Zander Insurance Download my FREE Meal Planner and Grocery Savings Guide
Jan 17, 2022
The Fastest Right Way to Become a Millionaire with Dave Ramsey
1994
Pandemic proof your budget with practical advice on how to save more money, pick up a side hustle and invest your income the right way. In this episode, you’ll learn: How to keep yourself from going broke The fastest right way to become a millionaire How to start a lucrative side hustle Resources: Baby Steps Millionaires by Dave Ramsey EveryDollar
Jan 10, 2022
How to Take Control of Your Money in 2022 with Dave Ramsey
2799
This is the year to get out of debt, take control of your money, and create the life you love. Ready to get started? In this episode, you’ll hear: 10 things to do differently with your money in 2022 with Dave Ramsey How to save $1,000 in a month How to get out of debt NOW Helpful Resources: The Meal Planner & Grocery Savings Guide Ramsey+
Jan 03, 2022
How to Save More Money in 2022 with Christy Wright
1443
2022 is right around the corner, and it’s the perfect time to save more money! In this episode: How to Have More Time and Money in 2022 Top 10 Used Cars for 2022 Helpful Resources: Christy Wright’s 2022 Goal Planner Get a money plan for real life! Start your free trial of Ramsey+:  https://bit.ly/3Cl1ETy Kelly Blue Book: Best Used Family Cars Under $15,000
Dec 27, 2021
What REALLY Matters During Christmas with Lisa and John Bevere
1450
Lisa and John Bevere join Rachel to reflect on the things that will make your family Christmas meaningful—like being together, creating traditions, and giving generously. MessengerInternational.org  
Dec 20, 2021
Did the Pandemic Kill the American Dream? (with Ken Coleman)
2569
Don’t let big changes stand in the way of reaching your money goals. If you’re switching jobs, worried about student loans, or learning how to live debt-free, this episode is full of practical help and tools for you. Here’s the lineup: Did the Pandemic Kill the American Dream? (with Ken Coleman) Student Loan Relief Is Ending (Here’s What to Do) I’m Nervous to Spend Money. Should I Be? Resources: Zander Insurance Ken Coleman’s Resumé Templates Borrowed Future Ramsey+
Dec 13, 2021
How to Stop Overspending on the Holidays
2082
Put high quality, personalized, and beautifully wrapped gifts under your tree without busting your holiday budget.   In this episode, you’ll find out: How to Wrap a Beautiful Gift Without Breaking the Bank Are You Wasting Money on These 11 Hot Products? Are Home Repairs an “Emergency”?   Resources: How to Build the Ultimate Cheese Board on a Budget Try our favorite budgeting app, EveryDollar!   
Dec 06, 2021
Keep Your Holiday Spirit Up and Expenses Down
1449
This Christmas, spend more time and less money. Get tips on how to keep expenses down in December, and how to make Christmas about spending more of your time—not money—on your kids (they want you more than stuff anyway). In this episode: How to Keep Your Expenses Down This Winter How to Avoid Spoiling Your Kids at Christmas My Husband and I Disagree on the Mortgage (What Should We Do?)   Resources: Term Life Insurance from Zander: https://www.ramseysolutions.com/insurance/term-life-insurance Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance. The Rachel Cruze Meal Planner & Grocery Savings Guide: https://www.ramseysolutions.com/budgeting/meal-planner
Nov 29, 2021
What to Do to End the Year Debt-Free
1968
Regret-proof your Christmas season and learn the ins and outs of debt, get affordable gift ideas, and give your child the most important gift of all. In this episode, Rachel shares: Everything you need to know about debt 25 unique gifts under $25 The best $100 you can spend as a parent Questions for Humans Conversation Cards Know Yourself, Know Your Money by Rachel Cruze The 14-Day Money Finder
Nov 22, 2021
How to Stop Overspending on Food with Cassy Joy Garcia
2230
Believe it or not, you can feed and entertain friends and family without breaking the bank—or your Christmas spirit. In this episode, Rachel shares: Are You Wasting Money on Your Pinterest Party? 2 Family Meals You Won’t Believe are This Cheap! with Cassy Joy Garcia 5 Holiday Side Dishes Under $5 Resources: EveryDollar Cook Once, Dinner Fix Green Bean Casserole Sweet Potato Casserole Cranberry Sauce Baked Mac n’ Cheese Creamed Spinach  
Nov 15, 2021
20 Shopping Secrets the Stores Won’t Tell You with George Kamel
2046
Want in on a secret? How about 20 secrets on how to save more and spend less—while you shop! We’re going to pull back the curtain on a few common marketing tricks to avoid and show you some easy ways to be a savvy shopper at one of your favorite stores.      In this episode, you’ll learn: Secret ways to save money at Kohl’s Top ways companies go after your money (with George Kamel) If there’s ever a good reason to keep a credit card EveryDollar: bit.ly/3BTfvAg
Nov 08, 2021
3 Big Ways to Save Money This Winter with Dr. Axe
2176
You've come to the right place! We’ll talk about major ways to save on seasonal expenses— like holiday travel, staying healthy during cold and flu season, and even skin care—without upsetting your dermatologist. In this episode, you’ll learn: 17 ways to save money on a road trip How to boost your immune system on a budget (with Dr. Axe) Why you’re spending too much on skin care Zander Insurance
Nov 01, 2021
Why You Were Made for More with Max Lucado
1781
Do you wish you were wiser with money and your life as whole? In this episode, we’ll talk about wise spending and budgeting. Plus, “America’s Pastor” Max Lucado will teach us about the incredible biblical story of Esther. Whether you’ve heard it before or not, get ready to be equipped and empowered. In this episode, you’ll learn: Are you wasting money at these stores? Do Christians really have influence? with Max Lucado How to budget if you get paid weekly EveryDollar: bit.ly/3BTfvAg Get Started Assessment: bit.ly/2YulVI5  
Oct 25, 2021
How to Stay on Track Financially and Spiritually with Christine Caine
2691
Have you ever wondered, How did I get here? You’re not alone—life has made us question a lot since 2020. That’s why I’m so excited for you to hear this episode. I’ll help you take control of your money, and my friend Christine Caine will help you get your faith back on track. Tune in to find out: Is your budget ready for Christmas? What to do when you doubt God with Christine Caine How to save money on gifts (for every occasion!) RC Wallet: bit.ly/3iLIy1k Ramsey+ bit.ly/3EoHI3V
Oct 18, 2021
Spending, Saving and Investing: What You Need to Know
2576
Does stressing over money ever keep you up at night? Let’s be real—taking control of your money is hard! Make your money journey a little easier with fun conversations about spending, saving and investing.          In this episode, you’ll hear: Five spending habits you need to break TODAY How to save $1,000 on your cell phone plan with George Kamel What you should do with your retirement funds Zander Insurance: https://www.zanderins.com/term-life-insurance/instant-quotes?utm_campaign=rachel-cruze-show&utm_source=podcast&utm_medium=partner&utm_content=&utm_term= Ramsey+: https://bit.ly/3EoHI3V
Oct 11, 2021
Why Intentionality Matters When It Comes to Your Money
2208
Are you living a life you love? If your answer is “Not yet,” you might be missing intentionality. The solution is to do life on purpose. You’ll learn how to be intentional in every area as we simplify food, money and planning vacations! Listen in for: Meal planning in 10 easy steps Debit card myths and truths How to plan vacations both you and your budget will love Find me on Instagram: bit.ly/3h7wwPi Join my Official Rachel Cruze Community: bit.ly/38LbX6D Try EveryDollar: bit.ly/3BTfvAg
Oct 04, 2021
Add $1,000 to Your Savings Fast—Here’s How
2170
Wish you could put money in savings? You're in the right place! Saving $1,000 may seem crazy hard, but you can do it—I'll show you how! Listen in for: 25 ways to stack $1,000 super fast (How fast? Have-more-cash-in-the-bank-by-the-end-of-the-episode fast!) Easy tricks to make more money selling your stuff When and how you should invest in a rental house Find me on Instagram bit.ly/3h7wwPi Join my Official Rachel Cruze Community bit.ly/38LbX6D Zander Insurance: bit.ly/3EHhwS2
Sep 27, 2021
How to Save On the Top 3 Budget Busters with George Kamel
2441
We all love the finer things in life—food, travel and cars—but sometimes they can take our budgets for a ride. In this episode, you’ll hear: 14 ways to cut your grocery bill in half (seriously!) How to save big on flights, hotels and more with help from Ramsey Personality and self-proclaimed travel hacker George Kamel How much you should spend on a car, no matter what season of life you’re in Find me on Instagram bit.ly/3h7wwPi Join my Official Rachel Cruze Community bit.ly/38LbX6D Connect: Listen to The Fine Print bit.ly/3l8D6WC   Resources: EveryDollar: bit.ly/3BTfvAg Auto insurance you can trust: bit.ly/3BY8YnP
Sep 20, 2021
How to Shop on a Small Budget with Alison Lumbatis
2221
Some areas of life are stressful—but shopping shouldn’t be one of them. In this episode, you’ll learn how to: Save big at Target. Up your fashion game on a budget (with Alison Lumbatis). Enjoy your money guilt-free after a season of cutting back. Find me on Instagram bit.ly/3h7wwPi Join my Official Rachel Cruze Community bit.ly/38LbX6D   Connect: Alison @_getyourprettyon bit.ly/3BOuf3b  Resources: EveryDollar: bit.ly/3A45Be4 Here’s another episode with apps that will help you save big! bit.ly/3haWYHv
Sep 13, 2021
Are You Wasting Money on These Trends? With Nadiya Blair
1776
Want to be inspired? Listen in to these incredible shopping, college savings, and affordable date night tips!  In this episode, you’ll learn: Which new trends might be stealing your paycheck How to pay for college and still have a life How much you should spend on date night while you’re getting out of debt Follow me on Instagram @RachelCruze and join the Official Rachel Cruze Community on Facebook: bit.ly/2USEfIW Resources: Zander Insurance: https://www.zanderins.com/term-life-insurance/instant-quotes?utm_campaign=rachel-cruze-show&utm_source=podcast&utm_medium=partner&utm_content=&utm_term=
Sep 06, 2021
The Ultimate Guide to Mortgages
1690
Dreaming of a new house is fun. But home loans? Those can be scary. This episode will help you make sure home ownership is a blessing. You’ll learn: Everything you need to know about mortgages If refinancing is right for you And when you should start teaching your kids about money Follow me on Instagram @RachelCruze and join the Official Rachel Cruze Community on Facebook: bit.ly/3mhDHaL Resources: Ramsey+: bit.ly/3A45Be4
Aug 30, 2021
How to Cut Your Food Budget in Half with Abby Turner
1595
Want to save even more on food? Save and entertain with these cost-cutting tips! Five simple recipes you can make for $15 or less How to entertain friends for less with help from cook and author Abby Turner How much you should spend on groceries—plus tips to save big on the grocery budget Follow me on Instagram @RachelCruze and join the Official Rachel Cruze Community on Facebook. Connect: Visit Abby Turner’s website: https://atabletopaffair.com/ Resources: Start a free trial of Ramsey+! https://bit.ly/3A45Be4
Aug 23, 2021
The Ultimate Guide to Securing Your Future with Ken Coleman
1982
Is your job stressing you out? Then you need America’s Career Coach, Ken Coleman! In this episode: Ken and I talked about working moms and the pandemic, childcare problems, and why people are quitting their jobs. I took a deep dive into the best savings accounts. And, I answer a question about the right time to use the Emergency Fund. Follow me on Instagram @RachelCruze and join the Official Rachel Cruze Community on Facebook. Connect: @Ken Coleman on Facebook. Resources: Get Ken’s new book: From Paycheck to Purpose Ramsey+
Aug 16, 2021
Is Everything Really More Expensive in 2021?
2235
In this episode of The Rachel Cruze Show, you’ll learn: Why might feel broke right now Which is better: renting or buying? (with Courtney Dyksterhouse and George Kamel) How much you should spend on kids’ sports and hobbies Connect with Ramsey Personality Courtney Dyksterhouse on Instagram @courtneydyksterhouse Connect with Ramsey Personality and host of The Fine Print podcast, George Kamel, on Instagram @georgekamel Resources: Zander Life Insurance
Aug 09, 2021
Everyday Savings Hacks Your Budget Will Love
2149
We all want to save time and money, so let’s dive in to how to do just that with our hair, money-saving apps and more. In this episode of The Rachel Cruze Show, you’ll learn: Insider secrets for saving money on hair care Which apps will save you money (with George Kamel) How to decide if you should sell your house Stay connected with Ramsey Personality and host of The Fine Print podcast, George Kamel, on Instagram Resources:  EveryDollar Ramsey+
Aug 02, 2021
How This Investment Could Change Your Family Tree with Christy Wright
2243
Life balance is not about doing more. It’s about doing what matters. In this episode of The Rachel Cruze Show, you’ll learn:  How anyone can make their kid a millionaire (yes, really!) Five practical steps for finding balance in this crazy life (with Christy Wright) The right time to sell your car   Resources:  Investment Calculator Christy Wright’s New Book, Take Back Your Time        
Jul 19, 2021
A Conversation About Money and Minimalism (with The Minimalists)
1932
Embracing minimalism can dramatically transform your money habits and your whole life. In this episode of The Rachel Cruze Show, you’ll learn: The money conversation you need to have TODAY How minimalism can help you get out of debt faster (with The Minimalists) Where investment properties fall in the Ramsey Baby Steps Resources: Zander Life Insurance The Minimalists
Jul 05, 2021
The Best Way to Invest in Your Future with Dr. Axe
2478
Our health impacts our money, and our money impacts our health. In this episode of The Rachel Cruze Show, you’ll learn: The secret to living healthy on a budget with Dr. Axe Six types of insurance you need and two you don’t When you should prioritize paying for your kids’ college Resources: Zander Life Insurance Dr. Axe Website  
Jun 21, 2021
Money and Relationship Advice You Can’t Afford to Ignore
1932
Money is never just about dollars and cents. It reflects what you value in life! In this episode of The Rachel Cruze Show, you’ll learn: My top three pieces of money advice for the stage of life you’re in Finding forgiveness after trauma with Lysa TerKeurst How to make do when money is tight Resources: Zander life insurance Know Yourself Money Assessment
Jun 07, 2021
How to Protect Your Marriage From Money Problems
1486
In this episode of The Rachel Cruze Show, you’ll learn: The key to winning every argument with your spouse How money problems affect your mental health with Ramsey Personality John Delony If there is ever a good time to stop paying extra on your mortgage
May 24, 2021
How to Build the Life You Want
2255
The whole point of taking control of your money is to create a life you love, and that’s the focus of this episode. You’ll learn: How to transform your finances with some 30-minute money habits Five key practices to create a life you love with guest Emily Ley Whether or not you should tithe when you’re in debt Resources: Zander Insurance
May 10, 2021
How to Get Serious About Your Debt Payoff TODAY
2541
In this episode of The Rachel Cruze Show, you’ll learn: Four ways people are stealing your money and you don’t even know it How to shift your mindset about debt How to live a debt-free lifestyle Resources: Zander Insurance
Apr 26, 2021
How to Make More Money and Lower Anxiety in 2021
1800
The last year has been mentally and financially stressful for so many Americans, which is why I've been so excited to release this episode. I want to help you reclaim your finances and your life right now. In this episode, you'll learn: The most lucrative side gigs of 2021 that will help you increase your income on your own terms How to save money on an irregular income Practical tips for dealing with anxiety for kids and adults Resources: Minno Start Your Free Trial of Ramsey+
Apr 12, 2021
How to Use the Enneagram to Save Money
2072
Some of us are spenders and some of us are savers, and we all have room to grow! So, in this episode of The Rachel Cruze Show, we’re talking about how to save money using the Enneagram, how to cut your expenses, and more. You’ll learn: How to save more money based on your Enneagram type Eight ways to cut your expenses in half How your childhood affects the way you approach money today Resources: Minno Start your free trial of Ramsey+
Mar 29, 2021
How to Use the Power of Habit to Become a Millionaire
1806
You don’t know what you don’t know, but that means you have to learn. Especially if you want to become a millionaire! So, in this episode of The Rachel Cruze Show, you’ll learn: 5 simple things millionaires do for their money Money habits that are costing you a fortune with bestselling author Charles Duhigg How to find your “why” in regards to your money Resources: Minno
Mar 15, 2021
Money and Life Lessons with Matthew McConaughey
2574
Matthew McConaughey has lived a life most of us can only imagine, so I was thrilled to talk to him about all of it: money, fame, parenting, minimalism, staying true to your values and so much more. In this episode of The Rachel Cruze Show, you’ll learn: 5 money mistakes that can ruin your relationships Life lessons from Academy Award-winner and author Matthew McConaughey How to get your spouse on-board with paying off debt Resources: Zander Insurance Minno
Mar 01, 2021
Born Bankrupt: What We Learned From Our Parents’ Money Struggles
1798
My sister, Denise, and brother, Daniel, are on the show! We grew up as Ramsey kids, but our journey with money might be a little different than you expect. So, in this episode of The Rachel Cruze Show, you’ll learn: What we learned about money firsthand from Dave and Sharon Ramsey The difference between a credit card and a debit card How to deal with debt in marriage Resources: Zander Identity Theft  Minno
Feb 15, 2021
The #1 Way to Have More Fun In Your Life
1544
In this episode of The Rachel Cruze Show, you’ll learn: How to have more fun with Annie F. Downs How to use sinking funds to reach your goals A refresher on the debt snowball and why it works Resources: Minno Tuft and Needle
Feb 01, 2021
How to Take Control of Your Money in 2021
2083
In this episode of The Rachel Cruze Show, you’ll learn: The first step to changing your financial future 20 easy ways to save $1,000 10 things to do differently with your money in 2021 with my dad, Dave Ramsey How to save for your first car Resources: Zander Insurance Minno Tuft and Needle
Jan 18, 2021
How to Actually Make Progress With Your Money This Year
2646
In this episode of The Rachel Cruze Show, you’ll learn: Seven ways to fix your money problems The key to changing your money behaviors for good with Dr. Henry Cloud How to handle your money in the midst of grief Resources: Minno Tuft and Needle
Jan 04, 2021
Why 2020 Made Us Better
1867
In this episode of The Rachel Cruze Show, you’ll learn: Three things that were actually good about 2020 What it means to balance faith and success with my guest, singer-songwriter Matthew West How to plan for a baby during Baby Step 2 Resources: Zander Insurance Minno Tuft and Needle
Dec 21, 2020
Knowing This About Yourself Will Make You Better With Money
1883
In this episode of The Rachel Cruze Show, you’ll learn: Which of the 7 Money Tendencies are impacting the way you spend or save How to teach your kids about money in a healthy way with Ken Coleman The right time to refinance your house Resources: Minno Tuft & Needle
Dec 07, 2020
3 Ways to Fight Money Fears
2006
In this episode of The Rachel Cruze Show, you’ll learn: How to have grace when you or others mess up with money Practical ways to deal with your top money fears with Dr. John Delony My thoughts on paying for graduate school Resources: Minno Tuft and Needle
Nov 23, 2020
The Secret to Mastering Your Money with Chris Hogan
1544
In this episode of The Rachel Cruze Show, you’ll learn: Which of the Four Money Classrooms you grew up in The Seven Money Tendencies that are affecting your bank account Financial expert Chris Hogan’s surprising money habits How to communicate about money in your relationships Resources: Know Yourself, Know Your Money Tuft and Needle Minno Take my new money quiz
Nov 09, 2020
Meet the Makers Behind My New Wallet
1622
In this episode of The Rachel Cruze Show, you’ll learn: How to use journaling to accomplish your goals The purpose behind my new Rachel Cruze Wallet How Mel Murray started JOYN and is changing the lives of vulnerable people in India Resources: Rachel Cruze Wallet Just Between Friends Tuft and Needle
Oct 26, 2020
How to Find Happiness Right Where You Are (With Jamie Ivey)
2431
Jamie Ivey is the dynamic host of The Happy Hour podcast, and I’m so thrilled to have her on mine! In this episode, we talk about:   How to be faithful and fulfilled in whatever season you’re in The lies comparison feeds us as women What to do with your money during major life-change   Stay connected with Jamie on Instagram: @jamieivey.   Sponsors: Tuft & Needle Zander Insurance   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance, Tuft & Needle
Oct 12, 2020
How to Cope With Anxiety (With Rebekah Lyons)
2294
Rebekah Lyons is an incredible author and speaker who helps people overcome anxiety. In this interview, we talk about: The physical symptoms of stress What my first panic attack was like The four steps to beat anxiety   You guys, clarity changes everything—so if you’re dealing with worry, stress or anxiety, I hope you find the rest you need in this video.   Stay connected with Rebekah Lyons  Just Between Friends Tuft & Needle   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Just Between Friends Tuft and Needle
Sep 28, 2020
How to Save More and Spend Less—The Psychology of Money
2091
Control starts with clarity. That's why you need to understand the psychology of money if you really want to save more and spend less. In this episode, I’m talking to psychologist and author Marcus Buckingham about how psychology, fear and our own brains impact our money decisions.   Resources:   Tuft & Needle: https://bit.ly/3cwWAy1 Zander Insurance Connect with Marcus Buckingham Get my new book, Know Yourself, Know Your Money   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: — Zander Insurance — Tuft & Needle
Sep 14, 2020
Let’s Talk About Racism . . .
1658
Ramsey Personality Anthony ONeal is a good friend of mine, and in this episode, we talk about racial tension in our country, white privilege and how white people can show our black friends we care.   Follow Anthony on Instagram: @anthonyoneal   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:   Tuft & Needle Just Between Friends
Aug 31, 2020
Going Through a Tough Season? Here’s How to Make It Through!
1651
In this episode of The Rachel Cruze Show, you’ll learn:   Four tips you need to get through a tough season from pro surfer Bethany Hamilton What to do with your money when you’re going through divorce How the pandemic is impacting spending habits in America, and how to make this your best financial year ever anyway   Resources: Get 25% off Bethany’s Be Present course Tuft & Needle Zander Insurance    
Aug 17, 2020
Why Do You Handle Money the Way You Do?
1972
Ever wonder why you make the same decisions over and over when it comes to money? If you want to better understand why you handle money the way you do, listen to this episode. You’ll learn: The eight core emotions and how they impact your money from counseling expert Dr. Chip Dodd An exciting announcement about one of my biggest aha! moments around money When and how to let go of the gazelle-intense mindset   Resources: Get a peek at my new book for free Dr. Chip Dodd Tuft & Needle Just Between Friends
Aug 03, 2020
Stop Fighting About Money and Start Doing This . . .
1726
Unfortunately, money is the number one issue married couples fight about.1 But if you truly want to create a life you love, you can’t sweep the money topic under the rug. So, in the latest episode of The Rachel Cruze Show, you’ll learn:   How to use conflict to improve your marriage The one marriage issue I won’t budge on A step-by-step plan on how to stop fighting about money How to make long-term money goals with your spouse   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: - Zander Insurance   - Mama Bear Legal Forms - Tuft & Needle   Zander Insurance Mama Bear Legal Forms Ramsey Preferred Coaches 
Jul 20, 2020
Have Your Dream Wedding for $8,000 (Or Less!)
1922
Your wedding day is one of the most expensive days of your life—but if you know me, you know I’m going to help you do it for less. Like, way less. In the latest episode of The Rachel Cruze Show, you’ll learn:   How to save 300% on your wedding reception My step-by-step guide to creating a wedding budget that actually works Four wedding lies everyone believes and how to keep them from ruining your marriage   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:   — Zander Insurance     Helpful Links: Zander Insurance Get my Wedding Gift Bundle here Tuft & Needle Just Between Friends
Jul 06, 2020
The Pandemic Was Your Wake-Up Call. Now Do This . . .
1877
If the country has woken up to anything during the pandemic, it’s the importance of having an emergency fund. So, if you’re feeling the stress of a lack of savings, you’re not alone. The good news is, I’m here to help you get in a stronger financial position. And my dad, financial guru Dave Ramsey, is here to help too!   In this episode of The Rachel Cruze Show, you’ll learn:   What to do if you have a financial crisis on your hands How to rebuild your emergency fund from my dad, Dave Ramsey How one couple saved $13,000 in just nine months   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:   — Zander Insurance — Mama Bear Legal   Helpful Links:   Zander Insurance Mama Bear Legal Start your free trial of a Financial Peace Membership here Join my official Facebook community Get more of Dave Ramsey's money advice: daveramsey.com
Jun 22, 2020
5 Ways to Live a Financially Healthy Life
1296
Are you living the life you wish you were? Or do you feel like your finances are holding you back from creating a life you love? There’s only one person who can turn things around for you: you!   It's time to put on your grown-up pants, make healthy changes, and take control of your money. In this episode of The Rachel Cruze Show, you’ll learn:   Five ways to improve your financial health right now How to improve your emotional health with help from Ramsey Personality, Dr. John Delony How the pandemic has impacted other people working the Ramsey Baby Steps Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: — Zander Insurance   Zander Insurance Tuft and Needle Stay connected with John Delony Start your free trial of a Financial Peace Membership here Join my official Facebook community
Jun 08, 2020
How to Overcome Fear in Your Money and Your Marriage
2458
You guys! It’s the first-ever live episode of The Rachel Cruze Show!   In this very special episode, you’ll learn:   How to overcome fear in your relationships with help from my guest, Patsy Clairmont Why I’m terrified of dolphins (yes, really) How one couple became debt-free while planning their wedding and even losing a job   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:  — Zander Insurance   Zander Insurance Stay connected with Patsy at https://patsyclairmont.com/ Financial Peace University Just Between Friends
May 25, 2020
How to Raise Good Kids Without Breaking the Bank
1807
Kids aren’t cheap, but they don’t have to make you broke either. So, let’s talk about how to save some serious money on your kids!     In this episode of The Rachel Cruze Show, we’ll talk about:   Four things new moms feel pressured to buy but don’t actually need Stories from real students who went to college debt-free  Why you don’t have to be busy to be the best mom    Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:   — Zander Insurance     Resources (everything mentioned in this episode):   Zander Insurance Follow Linsey Davis on Instagram: @linseytdavis Show Notes Page
May 11, 2020
Quarantine Life: What to Do About Kids, Celebrations and “Free” Money
868
Coronavirus has us all doing things a little differently. For me, one of those things has been podcasting from my house! So, here’s a BONUS episode of The Rachel Cruze Show—quarantine edition.   In this episode, you’ll learn:   How to still have fun celebrating big events during a quarantine Six free ways to entertain your kids at home right now The smartest thing to do with your stimulus check   Join my Facebook Community: https://www.facebook.com/groups/rachelcruze/ Get more free activities for kids: https://www.daveramsey.com/blog/things-to-do-with-kids Get the Financial Peace University Free Trial: https://www.financialpeace.com/
May 04, 2020
What the American Dream Is Costing You
1760
Given the current state of our country, you might think the American dream is gone forever. I know so many people are just trying to get by and can't even focus on getting ahead. Even though I filmed this episode weeks before coronavirus hit, I think this message is more important now than ever.     In this episode of The Rachel Cruze Show, we’ll talk about:   How the American dream has changed over the years The hardest step to getting out of debt and how to overcome it Max Lucado’s simple secrets to a happy life   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:   — Zander Insurance     Resources (everything mentioned in this episode): Zander Insurance Start reading my Contentment Journal for free https://maxlucado.com/ Show Notes Page
Apr 27, 2020
What to Do When Your Budget's Not Working
1570
When you look at your budget, does it spark joy?   If you aren’t already living on a budget, the most important thing you can do for you and your family right now is to make one. Or if it’s been a while since you looked at your numbers, now is the time to adjust.   In this episode of The Rachel Cruze Show, you’ll learn:   Three ways to refresh your budget How Alex and Todd paid off $16K of debt in just nine months How to organize the messiest rooms in your house   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:   — Zander Insurance     Resources (everything mentioned in this episode):   Zander Insurance EveryDollar Learn about the 7 Baby Steps here 14-Day Money Finder Total Money Makeover  Financial Peace University  Give Other People Hope  Womansday.com
Apr 13, 2020
What To Do With Your Money During the Coronavirus | A Message of Hope
1058
It’s crazy out there, and you’re probably wondering what to do about your money right now. So I'm here to give you five super practical, super clear things you can do with your money during this pandemic. Don’t panic. Get On a Budget. Focus On Your Four Walls. Cut out all unnecessary expenses. If you’ve lost income, stockpile cash. You CAN do this. Because guess what: Hope is greater than fear. And I’m all about hope. Now’s the perfect time to get the plan and tools you need for your money. These deals will help you create a budget, keep your family on track, find new and meaningful work, and give generously. No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.
Mar 30, 2020
A Message of Hope Series: Dave Ramsey, Rachel Cruze, Ken Coleman
3233
It’s scary out there, but hope is greater than fear. In times of crisis, facts are your friends. So get the facts and other common sense guidance on life and money from thought leaders Dave Ramsey, Ken Coleman, Rachel Cruze, Chris Hogan, Christy Wright, Anthony ONeal and John Delony. daveramsey.com/hope
Mar 27, 2020
Money-Saving Tips for Busy Moms
1777
Being a mom is the best job I have, but let’s be real—sometimes, it’s really hard. So, this episode of The Rachel Cruze Show is all about making your life a little easier.   Today, you’ll learn:   7 ways to save money on your morning routine Things no one tells you about being a mom How to give yourself grace as you navigate this crazy thing called “life balance”   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance   Resources: The Contentment Journal
Mar 16, 2020
4 Steps That Will Secure Your Financial Future
1377
This is the final episode in my series covering the Ramsey Baby Steps, and Dave Ramsey and Chris Hogan are back to help me out and make me laugh. Baby Steps 4–7 are the whole reason you make so many sacrifices in the first three steps. On this part of your money journey, you’re truly securing your financial future.   In this episode of The Rachel Cruze Show, you’ll learn:   The best way to fund your retirement 3 ways your kids can graduate college debt-free Why keeping your mortgage is a How to have the most fun you’ll ever have with money   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:   — Zander Insurance     Resources (everything mentioned in this episode):   Zander Insurance Financial Peace University Find an Investing Pro You Can Trust
Mar 02, 2020
How to Bulletproof Your Emergency Fund
1361
This is the third episode in my series covering the Ramsey Baby Steps, and I’m going to be real with you: Baby Step 3 is hard. As you save up three to six months of expenses for your emergency fund, there aren’t any quick wins or milestones. But it’s your last big sprint before you finally get to build wealth and give like no one else, so I’m here to keep you motivated!   In this episode of The Rachel Cruze Show, you’ll learn:   3 keys to having a bulletproof emergency fund How to find cold hard cash in your freezer A money tendency I used to be really immature about   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:   — Zander Insurance   Resources (everything mentioned in this episode): Zander Insurance Financial Peace University
Feb 17, 2020
The Fastest Way to Pay Off All Your Debt
1673
This is the second episode in a series covering the Ramsey Baby Steps, and my guest is the man who started it all—my dad, Dave Ramsey! He’s here to get you pumped up for Baby Step 2: Pay off your debt.   In this episode of The Rachel Cruze Show, you’ll learn:   The absolute best method for getting out of debt Whether or not it’s really harder to get out of debt now more than ever How one couple paid off $85,000 using the Ramsey Baby Steps   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance The Free Budgeting App The Plan to Get Out of Debt and Build Wealth
Feb 03, 2020
How to Save $1,000 Fast
1772
We’re kicking off the new year with a special series covering the Ramsey Baby Steps. So let’s start at the beginning! Baby Step 1 will be your first step toward never worrying about money again: Save a $1,000 emergency fund.   In this episode of The Rachel Cruze Show, you’ll learn:   How to cover unexpected expenses when they pop up 26 super specific ways to save $1,000 How guacamole changed my mind about money   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance My Favorite Budgeting App Financial Peace University
Jan 20, 2020
How to Make a Budget That Actually Works for You
1476
A lot of people see a budget as something that limits your freedom—I know, because I used to be one of them. But once budgeting becomes part of your everyday life, it actually gives you permission to spend! A budget doesn’t limit your freedom—it gives you freedom.   In this episode of The Rachel Cruze Show, you’ll learn:   Three steps to make budgeting easier for you than it’s ever been How to get your spouse on board with budgeting with you How one couple learned to budget their inconsistent income, and how you can too   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance My Favorite Budgeting App Financial Peace University
Jan 06, 2020
The Best (and Worst 😂 ) Show Moments of 2019
1513
As 2019 comes to an end, I want to share some of my favorite moments from the show with you—and some of the funniest ones you haven’t even seen yet!   In this episode of The Rachel Cruze Show, you’ll learn:   What REALLY goes on behind the scenes of The Rachel Cruze Show in my year-end blooper reel The biggest savings hacks you probably don’t know about All the secrets of The Bachelor and The Bachelorette from former Bachelorette Kaitlyn Bristowe How one couple managed to have the most fun ever with their family while they were getting out of debt   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programing you are viewing: Zander Insurance
Dec 23, 2019
My Favorite Things of 2019
1140
It’s that time of year when I like to look back on all the things—both big and small—that make me happy and grateful. And I’m so excited to tell you about them! In this episode of The Rachel Cruze Show, you’ll learn: 10 things that made my life so much better in 2019 How paying with cash and budgeting saved one couple hundreds of dollars a month Favorite things from my Facebook Community that will save you money Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programing you are viewing: Churchill Mortgage EveryDollar Woman’s Day
Dec 09, 2019
Money Mistakes That Can Ruin Your Relationships
1640
Money touches every area of our lives, and even if we don’t realize it, it affects our relationships too. That’s why I want to spend some time helping you navigate the way money can play out in your friendships, family and marriage. In this episode of The Rachel Cruze Show, you’ll learn: Three times the show Friends taught us about how not to handle money within relationships. Expert advice from Dr. Henry Cloud on how to protect your time and money during the holiday season when your family feels entitled to all of it. (Hey people-pleasers, this segment is especially for you!) The best gift my family gives me every year. How money fights actually made one couple closer than ever before. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programing you are viewing: Zander Insurance Money & Marriage event tickets Henry Cloud’s website  
Nov 25, 2019
Don't Let Christmas Sleigh Your Budget
1863
It’s November—which means Thanksgiving and Christmas are right around the corner! Does that make you excited . . . or just overwhelmed? If you feel like the holidays are another reminder that you don’t have the time or money to make your holiday table perfect, make your Christmas tree Instagram-worthy, or even shop for presents, I created this episode just for you. In this episode of The Rachel Cruze Show, you’ll learn: Incredible insights from Emily Ley on how to make the most of your holidays with less. You guys, this interview is a must-watch for everyone. Why the Cruzes are saying no to buying toys this Christmas. How much most people spend on the holidays and how to keep boundaries around your Christmas budget.  Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programing. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programing you are viewing: RESOURCES: Zander Insurance The Contentment Journal Emily Ley’s website All Cash Christmas Printable  
Nov 11, 2019
How to Afford Your Adoption
1948
Have you ever dreamed about the possibility of adopting, but then thought, Well, I couldn’t afford that? I think adoption is awesome, but I know it can be super expensive. It’s a deeply personal conviction, and money shouldn’t be the obstacle that’s holding you back. If adoption is something you’re considering, I want to help you do it debt-free. In this episode of The Rachel Cruze Show, you’ll learn: Author and speaker Lisa Harper’s emotional journey walking through the international adoption process as a single woman Extremely practical steps and creative ways (that really surprised me!) to raise money for your adoption from author Julie Gumm My personal dream and goals surrounding adoption Even if you think adoption isn’t for you, you probably know someone who could use the valuable information in this episode! My guests this week really opened my eyes to new ways to make adopting a child a possibility for anyone, so go ahead and forward this to your friends!  Resources (everything mentioned in this episode): Zander Insurance Lisa Harper’s Website Julie Gumm’s Website My Favorite Budgeting App  
Oct 28, 2019
Are These 4 Insecurities Destroying Your Budget?
2180
So, in this episode of The Rachel Cruze Show, you’ll learn: The insecurity that 90% of women feel ashamed of and which industry is profiting the most from it How to keep insecurities from ruining your marriage How one woman’s spending habits led her into $40K in debt—and what gave her a wake-up call Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Resources (everything mentioned in this episode): Zander Insurance Les Parrott’s website The New York Times article on honeymoons Show Notes Page
Oct 14, 2019
Student Loan Crisis! Is There Hope?
1798
Student loan debt is costing Americans trillions of dollars and now surpasses every other type of consumer debt.1 People rarely talk about student loans anymore without attaching the word crisis to it. If you’re in the depths of your own student loan crisis, I want to show you how to get out of debt fast! In the latest episode of The Rachel Cruze Show, you’ll learn: Four simple ways to pay off your student loan debt faster The reality about student loan forgiveness that politicians won’t tell you How to go to college without going into debt  Plus, my friend and bestselling author Anthony ONeal will be here to answer questions about student loans and payments from people just like you.  Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing:  — Zander Insurance Resources (everything mentioned in this episode): Debt-Free Degree Zander Insurance Adjusting your tax withholding video How Long Does It Take to Pay Off Student Loans BONUS LISTEN: Borrowed Future Podcast
Sep 30, 2019
Is Your Car Busting Your Budget?
1539
Wondering why you can’t get ahead? Look in your driveway! Over the past decade, car debt has gone up 60%, and the average car payment is now $554!  I don’t want car loans to steal from your future! In the latest episode of The Rachel Cruze Show, you’ll learn: Why financing a car is the worst financial decision you can make How to pay off your current car and pay cash for your next one How to save real money on car repairs—a mechanic shares his secrets Resources (everything mentioned in this episode): Zander Insurance ELP Show Notes Page   
Sep 16, 2019
Are You Wasting Money on These Popular Trends?
1612
We love keeping up with the latest clothes, shows and gadgets. But what is our obsession with trends really costing us? In the latest episode of The Rachel Cruze Show, we’re taking on trends. You’ll learn:  Trends you’re probably wasting money on without even thinking about it The biggest money-wasting trend (in my opinion) that gets me riled up over and over again The real cost of being on reality TV, plus show secrets from former Bachelorette Kaitlyn Bristowe Resources (everything mentioned in this episode): Zander Insurance  Contentment Journal / LYLNT Bundle  Woman’s Day TimeShare Exit
Sep 03, 2019
How to Pay Off All Your Credit Card Debt FAST
1734
What would your life look like if you didn’t have any credit card payments? If you had a pile of money saved up in the bank? If you owned your stuff instead of it owning you? You guys—that life is possible! So, in the latest episode of The Rachel Cruze Show, I’m going to show you how to live debt free. You’ll learn: The number one proven method for getting out of debt How one couple dug their way out of almost $40,000 in credit card debt 10 ways to stay super motivated while getting out of debt RESOURCES Zander Insurance  Financial Peace University  Contentment Journal
Aug 19, 2019
The Ugly Truth About Credit Cards
1653
Millions of Americans are being duped by credit card companies every day. And, you guys, I’ve had it! So, in the latest episode of The Rachel Cruze Show, I’m going to expose credit cards for what they really are. You’ll learn: Lies you’ve probably heard about credit cards The truth no one is telling you about credit card points How to buy a house without a credit score Resources: Zander Insurance Financial Peace University What Affects Your Credit Score Article Show Notes Page
Aug 05, 2019
3 Things Society Doesn’t Want You to Know About Money
1761
In our culture today, you might hear people say things like:  “It’s impossible to graduate from college without taking out student loans.”  “You can’t buy a car or have nice things without debt.”  “The only way to become a millionaire is to be born into a rich family.” But believe it or not, our culture doesn’t always tell the truth. Shocking, I know. So, in the latest episode of The Rachel Cruze Show, I’m going to set the record straight. You’ll learn: Three truths society doesn’t tell you about money How a school teacher paid off $40,000 of debt in just 14 months The proven plan to become a millionaire, no matter your income Resources (everything mentioned in this episode): Show Notes Page Become a Financial Peace University Coordinator! The 7 Baby Steps SmartVestor Pro Investment Calculator Financial Peace University Everyday Millionaires
Jul 22, 2019
Don’t Let Your Parents’ Money Mistakes Stress You Out
1354
Your parents’ money choices will affect you in one way or another, but talking to them about it can be hard. Maybe the very thought of having that conversation intimidates you, or maybe you’ve tried before and it didn’t go well. So in the latest episode of The Rachel Cruze Show, you’ll learn: Four key questions to ask your parents right now about their finances A step-by-step plan for getting your parents and your whole family on the same page when it comes to money How to deepen your relationship with aging parents and create memorable moments with them that will stay with you forever Show Notes Page Will Prep Checklist 5-Minute Coverage Checkup Zander Insurance
Jul 08, 2019
Stop Letting Food Eat Up Your Budget
1532
Food is one of the biggest budget-busters out there, so this is a category where we can all cut back! If you can save just a couple hundred dollars a month in your food budget, you’ll be amazed at how much faster you can get out of debt and build up that emergency fund. So in this episode, you’ll learn: How to adjust your food budget based on the season of life you’re in How much the average family spends on groceries and where you land on the spectrum Easy meal plans that feed a family for under $125 per week from my guest, Debt Kickin’ Mom Mouth-watering summer recipes that  will keep your food budget in check Resources (everything mentioned in this episode): Show Notes Page Zander Insurance Financial Peace University Chef Marlon’s Recipes Debt Kickin’ Mom’s Powerful Story
Jun 24, 2019
Started from the Bottom Now They’re Here
1784
Getting to a place of financial freedom  is hard. That’s why it’s so important to remember what you’re working toward—and that success isn’t just for yourself. In this episode, you’ll hear some of the most inspiring and motivating stories we’ve ever had on the show. You’ll learn:  The decision my dad made that completely changed my life The keys to overcoming adversity and staying motivated from podcast host Lewis Howes The one thing successful people do to stay happy How small-business owner Judy Zimmerman paid off $750,000 of debt and changed her family tree in more ways than one Resources (everything mentioned in this episode): Show Notes Page Financial Peace University Zander Insurance Lewis Howes’s Podcast
Jun 10, 2019
How Any Personality Type Can Win With Money
2649
Do you ever wonder why you keep making the same mistakes with money? I want to shed some light on your personality type so you can make real progress! In this episode, you’ll learn: Whether you’re a Spender or a Saver and whether you’re a Nerd or a Free Spirit—and how to avoid pitfalls for each type All about my favorite personality typing system, the Enneagram, from Enneagram expert and author Ian Cron How to gain self-awareness and use your personality type to win with money Resources: Are you a Nerd or a Free Spirit? Ian Cron’s Typology Podcast Ian Cron’s Enneagram Assessment My Facebook Group
May 27, 2019
Ways to Change Your Life and Money Right Now!
1486
If you want to change your life, you need to prepare your heart for this: Change isn’t easy. But you know what else? It’s worth it. In this episode, you’ll learn: Why most people struggle to make lasting change, and what you can do to be different. How a family of six hit rock bottom before paying off $77,460 in 36 months—and what changes they made to make it happen. Practical steps you can take to overcome fear and find a career you love. Resources (everything mentioned in this episode): The Proximity Principle - (Start reading for free)  
May 13, 2019
Real Talk With My Mom, Sharon Ramsey
1445
My mom, Sharon, is the keeper of all the Ramsey family stories. She was there when she and my dad, Dave Ramsey, declared bankruptcy. She was the one who had to stretch their very tight, getting-out-of-debt grocery budget to feed and diaper us three kids. At times, she even felt guilty for staying at home with us instead of working outside the home to bring in money. She also spills the tea about our family camping trips and the moment she knew I was just a bit different than my siblings! I can’t wait for you to hear her side of the story in this special Mother’s Day episode.
May 08, 2019
Tips for Saving Money on Everyday Items
1442
Is saving money on everyday items a struggle? You work too hard for the money you have for one trip to the store to eat it all up! So in this episode, I’m going to help you shop smarter. You’ll learn: The shopping hack almost no one knows about Budget-friendly meals with healthy ingredients (that taste amazing too!) My money-saving tips to budgeting, spending and shopping for clothes Resources (everything mentioned in this episode):    The Contentment Journal      Get Jenna's Recipes
Apr 29, 2019
Christine Caine Drops Wisdom for Creating a Life You Love
1336
Christine Caine is one of my favorite people ever, and she was gracious enough to let me in on all her wisdom and record it to share with you! Our conversation was so rich. In this episode, you’ll learn: why you shouldn’t feel guilty for delegating and asking for help how to stop the comparisons and see your life’s meaning, significance and worth the incredible and radical ways Christine’s ministry is literally saving women around the world
Apr 22, 2019
How to Go to Disney Without Debt
1045
Disney World is one of my favorite places on earth, but it can cost a small fortune. Good news is, it doesn’t have to! In this episode, you’ll learn: How to know if you, your family and your bank account are actually ready to go to Disney. Twenty-one ways to save time and money at Disney—I’m talking thousands of dollars and hours of time saved! The best-kept Disney dining secrets from our Disney food expert, Rachel Bshero.  Resources (everything mentioned in this episode): Zander Insurance        The Contentment Journal Churchill Mortgage The Contentment Journal Show Notes – Download the Disney Savings Goal Tracker
Apr 15, 2019
How to Teach Your Kids About Money
1740
If you don’t set the foundation for what your kids learn about money, they’ll pick it up somewhere else. So in this episode, you’ll find out: How to teach your kids about money the way I learned from my dad, Dave Ramsey The best ways to break down the walls between you and your teen to make a real connection (Guest: teen and millennial expert Anthony ONeal) How a family of four paid off $303,000 in debt and got their kids involved in their debt-free journey Resources: Start reading The Contentment Journal for Free Buy The Contentment Journal   Smart Parent event                 Smart Money Smart Kids        The Graduate Survival Guide 
Apr 01, 2019
How to Live Rich No Matter How Much Money You Have
2622
What does being rich really look like? It’s more attainable than you may think! Research shows there are three things wealthy people have in common, and in this episode I’ll reveal what they are so you can live rich, too.  You’ll learn how to: Build wealth in America today Practice a daily habit that’s my secret to a rich life Enrich not just your bank account but your marriage as well (Guest: Dr. Les Parrott, co-creator of eHarmony) Live and give like no one else Find contentment and happiness in every season you’re in  Resources (everything mentioned in this episode): Zander Insurance      Get a sneak peek of the new Contentment Journal! Buy The Contentment Journal Money & Marriage Event
Mar 18, 2019
4 Keys to Having Great Relationships
1388
Today’s episode is a conversation Dr. Henry Cloud and I had backstage at The Smart Conference, where he taught me the four keys to having healthy relationships. This is something I hear again and again that people want in their lives! Maybe for you that means to put up some boundaries so that others stop taking advantage of you. Maybe you need to let go of perfectionism. Whatever your situation looks like, this episode will give you the truth we all need. Resources (everything mentioned in this episode): Get a personal Boundaries mentor
Mar 11, 2019
Travel Tips That Will Save You Money
1675
The one thing that’s always true about traveling is that it costs money. Whether you love it (like I do!) or hate it, it seems like there’s always one reason or another to spend money going somewhere! Maybe you’re planning a honeymoon or a beach vacation. Maybe you’re getting out of debt and can’t spend much but have to travel to a family reunion or an out-of-town wedding. In this episode, we’re going to talk about how you can travel cheaper.  You’ll learn how to: take a vacation without going into debt travel like a pro using insider secrets from our expert guest, travel agent Rachel Lackey spend less money on your next flight get the absolute best deal on hotels and lodging avoid the most common mistakes people make when planning a trip Download Rachel's Vacation Budget Worksheet Get Your Copy of Love Your Life, Not Theirs
Mar 04, 2019
How to Love Your Home (And Afford It, Too)
1462
Buying a house is the biggest financial investment most people will ever make, but your home is a big deal for other reasons too. It’s the place where you lay your head down to sleep at night, where you prepare your meals, and where you raise your kids. It’s where your life happens! So, I don’t want this to be something stressful in your life. I want it to be a place of joy.  In this episode, you’ll learn how to: make the most of the space and furniture you have decide when the time is right to buy a new home avoid red flags during the home-buying process pay off your mortgage early If you’re buying or selling a home in the near future, connect with an ELP today. And get the best mortgage or refi for you and your family with my friends at Churchill Mortgage. Get tickets to see Rachel at her Money & Marriage event here! Be prepared for your future with term life insurance from Zander here. Download the Down Payment Goal Tracker
Feb 18, 2019
My 4 Guiding Principles for Parenting
1356
This episode is a little different! I actually recorded it sitting on the floor in my closet, sharing my thoughts on life balance and the struggles we face as parents. We’ll talk through why you don’t need to do everything, how to be the best version of yourself for your kids and how to give yourself grace when you mess up. 
Feb 11, 2019
How to Give Yourself a Raise This Year
2177
Do you wish you had more money? Wouldn’t that make it a little easier to reach your financial goals in 2019? You’ve come to the right place, because this episode is all about how to give yourself a raise this year!   In this episode, you’ll learn how to: Avoid the most common tax mistake that’s probably costing you money right now Have more money today without even getting a raise Find contentment in all areas of life using one simple method from my guest, Annie F. Downs   Resources (everything mentioned in this episode): Financial Peace University EveryDollar Connect with an ELP Tax Pro Take the Tax Quiz Annie F. Downs’s “That Sounds Fun” podcast  
Feb 04, 2019
Lies People Believe About Getting Out of Debt
2276
I’m going to let you in on a secret: You can actually enjoy your life while you’re getting out of debt! Getting out of debt may be uncomfortable. It’s pretty countercultural. And it definitely requires discipline. But believe it or not, millions of people have gotten out of debt and didn’t hate their lives in the process. This episode is all about super practical ways to love your life while getting out of debt! Here are some of the lies you might hear about getting out of debt: “You can’t find a nice, affordable used car.” “You can’t eat healthy on a budget.” “It’s too hard to have fun when you’re getting out of debt.” One of the lies you might tell yourself is that you’re the only one stressed or struggling with your money. But that’s not true, and if you need a safe space to have all the feelings about it, check out my Facebook community for encouragement. Resources: Learn Rachel's Simple Rules of Successful Negotiating EveryDollar Financial Peace University Jenna's Peanut Butter Cups Recipe
Jan 21, 2019
How Minimalist Living Can Help You Pay Off Debt
2253
Stephanie and Taylor Shivers were pretty much drowning in debt. Between student loans, medical bills and living expenses, they owed $142,000—which would take them 25 to 30 years to pay off. The happiest of moments in their lives were paired with an undercurrent of fear, anxiety and hopelessness related to debt. You can imagine, right? So, Stephanie and Taylor took a big step of faith: They sold their house. Talk about radical! In this episode, you’ll hear how debt affected their marriage on a practical and an emotional level—and if their plan of selling their home to pay off as much debt as possible worked. Aren’t you dying to know how it went? Plus, some of my favorite guests ever are on this episode. The Minimalists are here! Our messages are so similar, and during our conversation we talk about why stuff doesn’t equal happiness and how to make room for what really matters.  Who set the standard of living in America today anyway? Who decided that you must have a garage with two cars in it, a house filled with all the latest and greatest technology, a home just for vacations, and a closet full of new, trendy clothes? I’m getting mad again just thinking about it! So in this episode, we’ll challenge the status quo. Learn more about Financial Peace University Meet with a Financial Coach Connect with The Minimalists Read the show notes
Jan 21, 2019
Introducing The Rachel Cruze Show!
139
Learn how to take control of your money and create a life you love.
Dec 18, 2018