DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

By Quint Tatro & Daniel Czulno, CFP® a passionate look at everything from budgeting, savings, investing, stocks, bonds, debt. Dave Ramsey, Jill On Money, Smart Money, Motley Fool

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Description

Budgeting, Savings, Investing, Wealth Management for those that choose to Do It Yourself

Episode Date
Planning Around a Pension
13:52

On this episode of DIY Money, Quint and Daniel discuss planning for retirement outside of a pension. 

Nov 25, 2020
How to Avoid Lifestyle Creep
12:58

On this episode of DIY Money, Quint and Daniel talk about the lifestyle creep of expenses and how to avoid it. 

Nov 22, 2020
How Young Adults Can Set Themselves Up For Success
16:13

On this episode of DIY Money, Quint and Daniel give their advice on how young adults can set themselves up for success in the future. 

Nov 18, 2020
401K Rollovers with Roth and Traditional Funds
14:50

On this episode of DIY Money, Quint and Daniel discuss what you need to know before rolling over a 401K with both Roth and Traditional funds. 

Nov 15, 2020
Cash Value Life Insurance
17:17

On this episode of DIY Money, Quint and Daniel discuss their thoughts on cash value life insurance and whether it is the right fit for you. 

Nov 11, 2020
How Do You Save for a Wedding and a House?
14:41

On this episode of DIY Money, Quint and Daniel talk all things from buying a house, paying off debt, and whether you should use your 401K to do so. 

Nov 08, 2020
4% Withdrawl Rule
17:20

On this episode of DIY Money, Quint and Daniel discuss how to determine how much you should be planning on saving for retirement and whether the 4% withdrawal rule is still valid. 

Nov 04, 2020
What to Expect From a Financial Planner
14:33

On this episode of DIY Money, Quint and Daniel discuss what you should expect when you are planning to meet with a financial advisor. 

Nov 01, 2020
How to Legitimize a Business
12:38

On this episode of DIY Money, Quint and Daniel give advice on how to legitimize a business.

Oct 28, 2020
How to Save for Short-Term Goals
12:43

On this episode of DIY Money, Quint and Daniel share their personal strategies for saving for short-term financial goals. 

Oct 25, 2020
Dollar-Cost Averaging Vs. Lump-Sum Investing
14:04

On this episode of DIY Money, Quint and Daniel talk about the differences between two different investment strategies and what may be best for you depending on your timeline. 

Oct 21, 2020
Index Funds vs Total Market
14:47

On this episode of DIY Money, Quint and Daniel talk about the differences between investing in a total stock market index fund and an S&P 500 index fund.

Oct 19, 2020
Financial Planning for Relatives With Special Needs
13:35

On this episode of DIY Money, Quint and Daniel discuss saving and planning for a family member or a loved one with special needs. 

Oct 14, 2020
Maxing Out a 401K and Early Retirement
13:34

On this episode of DIY Money, Quint and Daniel give their advice on what to do if you are looking to retire early and strategies for avoiding a large tax burden when you are maxing out your 401K. 

Oct 11, 2020
Should You Pay Off or Close Your Credit Cards Before Applying For a Mortgage?
13:08

On this episode on DIY Money, Quint and Daniel discuss whether you should pay off or close your credit cards before applying for a mortgage. 

Oct 08, 2020
Refinancing Your Mortgage
14:42

On this episode of DIY Money, Quint and Daniel discuss if it is worth it for you to refinance your mortgage. 

Oct 05, 2020
Side Hustle Spotlight
12:43

Ashley Struble was let go from her job due to not being able to find child care during the Covid Pandemic. Rather than sit around and stew in frustration she took it upon herself to launch a side hustle which has quickly turned into a nice small business with outstanding returns. In this episode Quint talks to Ashley about exactly what she did and how you too can turn a small idea into a hefty profit.  

Sep 30, 2020
Money in Marriage
13:44

On this episode of DIY Money, Quint and Daniel give their advice on living a financially happy marriage and why it is important to be on the same page with your spouse. 

Sep 29, 2020
Credit Card vs. Cash
13:30

On this episode of DIY Money, Quint and Daniel discuss the pros and cons of using a credit card vs. paying with cash when making a purchase.

Sep 23, 2020
What to Consider When Purchasing a New Car
13:29

On this episode of DIY Money, Quint and Daniel talk about their personal approaches to purchasing a new car. 

Sep 20, 2020
How to Make the Most of Extra Income
14:01

On this episode of DIY Money, Quint and Daniel discuss how to make the most of extra income. 

Sep 16, 2020
Life Insurance for Children
13:54

On this episode of DIY Money, Quint and Daniel discuss ways on how to save money for your children's future. 

Sep 14, 2020
Diversifying Your Portfolio for a Weak Dollar
13:50

On this episode of DIY Money, Quint and Daniel talk about the importance of a well-diversified portfolio. 

Sep 09, 2020
Caring Financially for Parents
14:00

On this episode of DIY Money, Quint and Daniel discuss caring financially for parents.

Sep 06, 2020
How Much to Spend on Housing
13:44

On this episode of DIY Money, Quint and Daniel discuss how much of your income you should spend on housing.

Sep 02, 2020
Selling and Re-Entering the Stock Market
13:15

On this episode of DIY Money, Quint and Daniel talk about what to do if you panic sell and how to re-enter the market. 

Aug 30, 2020
Tax-Advantaged Ways to Pay Student Loans
13:49

On this episode of DIY Money, Quint and Daniel discuss some tax-advantaged ways to pay student loans.

Aug 24, 2020
How to Repair and Build Credit
13:56

On this episode of DIY Money, Quint and Daniel discuss ways to repair and build your credit score. 

Aug 19, 2020
When to Accrue for Expenses
13:20

On this episode of DIY Money, Quint and Daniel talk about their strategies for accruing for future expenses. 

Aug 16, 2020
Robo Advisors vs Self Investing
14:04

On this episode of DIY Money, Quint and Daniel discuss the differences of investing with a Robo Advisor or going a Self Directed route. 

Aug 12, 2020
Should You Leave Your Job to Attend School?
14:06

In this episode of DIY Money, Quint and Daniel discuss whether quitting your job to attend school is a good idea. 

Aug 09, 2020
How to Pay Yourself as a Business Owner
13:34

On this episode of DIY Money, Quint and Daniel discuss how to determine your salary as a small business owner and where to set aside for retirement. 

Aug 05, 2020
Where to Hold Cash for Future Home Purchase
13:54

On this episode of DIY Money, Quint and Daniel discuss where to park your cash for the use of a future home purchase.

Aug 03, 2020
What Has The Pandemic Changed For You?
18:05

On this episode of DIY Money, Quint and Daniel discuss what they've learned throughout this recent pandemic and the importance of being prepared for what could come next. 

Jul 29, 2020
How to Calculate Withholding for Your Paycheck
13:38

On this episode of DIY Money, Quint and Daniel discuss the benefits of reducing the tax withholdings on your paychecks and how to calculate your own withholdings.   

Jul 26, 2020
Avenues to Create More Margin
14:04

On this episode of DIY Money, Quint and Daniel discuss avenues to create more margin and the importance of defining your own financial goals. 

Jul 22, 2020
Using Debt to Bridge Gap with Starting a Business
13:50

On this episode of DIY Money, Quint and Daniel discuss how you can use debt in your favor.

Jul 19, 2020
How to Choose Where to Invest Next
13:05

On this episode of DIY Money, Quint and Daniel discuss ways to use excess cash. 

Jul 15, 2020
Robo Advisors vs Index Funds
13:47

On this episode of DIY Money, Quint and Daniel go over the differences of investing with a Robo Advisor or in an Index Fund.

Jul 12, 2020
Betting on Student Loan Forgiveness
13:59

On this episode of DIY Money, Quint and Daniel discuss the possibility of student loan forgiveness in this upcoming election. 

Jul 09, 2020
Is Now a Good Time to Invest?
14:19

On this episode of DIY Money, Quint and Daniel discuss whether now is a good time to invest given the current environment.

Jul 05, 2020
What is Thematic Investing?
14:00

On this episode of DIY Money, Quint and Daniel go in-depth about the rise of thematic investing.

Jul 01, 2020
Using a Roth IRA for Home Buying
13:29

On this episode of DIY Money, Quint and Daniel discuss what to consider before pulling out your Roth IRA into a home down payment. 

Jun 28, 2020
Investing for Wealth Development
14:01

On this episode of DIY Money, Quint and Daniel discuss building wealth outside of retirement accounts. 

Jun 24, 2020
Where to Begin Your Financial Journey
13:36

On this episode of DIY Money, Quint and Daniel give advice on where to begin your financial journey.

Jun 21, 2020
What to Start Investing In
13:42

On this episode of DIY Money, Quint and Daniel give blanketed advice on investments and where to start when you are ready. 

Jun 17, 2020
How Many Investments to Own?
14:13

On this episode of DIY Money, Daniel explores how you can achieve diversification with as little as one mutual fund thanks to the low-cost target-date index funds being offered by many brokerages today.

Jun 10, 2020
Liquidity and Debt Payoff
13:28

On this episode of DIY Money, Daniel discusses the benefits of liquidity while paying off debt and why it all comes down to math. 

Jun 07, 2020
Using a Health Savings Account (HSA)
13:56

On this episode of DIY Money, Quint and Daniel break down the benefits of using a health savings account (HSA for short!) in your financial plan.

Jun 04, 2020
Financial Safety Nets
13:04

In this week's episode Quint and Daniel discuss what resources and strategies are available to those who have run out of options during these difficult times.

May 31, 2020
Multiple Streams of Income
10:58

In today's episode Quint and Daniel discuss the difference between active and passive income and the various ways you can use them to diversify your income. 

May 27, 2020
How to Pay Taxes on Gifts
11:32

In this week's episode Quint and Daniel discuss the tax rules for large gifts of cash and how to use them.

May 24, 2020
IRA vs. Roth IRA
13:26

In this week's episode Quint and Daniel explain the differences between and IRA and a Roth IRA and the rules that come with each.

May 20, 2020
Managing Finances in a Second Marriage
09:46

In this week's episode Quint and Daniel discuss whether or not to merge finances with a spouse coming from prior marriage with children.

May 17, 2020
How to Handle Auto Loans
10:29

In this week's episode Quint and Daniel discuss how to pay off car loans and if its a good idea to borrow from a 401(K).

May 13, 2020
Managing Sporadic Income
12:19

In this week's episode Quint and Daniel discuss how often they check their budgets and how to manage a budget with sporadic income. 

May 10, 2020
Staying on Course
15:31

How do you stay on track after reaching your goals? In this week's episode Quint and Daniel discuss various strategies they use to stay focused. 

May 06, 2020
How to Diversify on a Budget
16:14

In this week's episode Quint and Daniel discuss diversifying portfolios on a budget and managing trading fees abroad. 

May 03, 2020
Ways to Save for College
13:53

In this week's episode Quint and Daniel discuss the different investment strategies available for college.

Apr 29, 2020
Employee Stock Options
14:41

In this week's episode Quint and Daniel discuss how to managing employee stock purchase plans.

Apr 26, 2020
Mutual Funds vs ETFs
12:37

In this week's episode Quint and Daniel go over the differences between Mutual Funds and Exchange-Traded Funds.

Apr 22, 2020
Taking CARE of Student Loans
15:53

In this week's episode Quint and Daniel dive into student loans and the CARES Act.

Apr 19, 2020
Building Wealth
16:29

In this week's episode Quint and Daniel explore different philosophies for buying assets and what to do after maxing out retirement accounts.

Apr 15, 2020
Should You Defer Your Debt?
10:08

In this week's episode Quint and Daniel discuss if its a good idea to defer debt payments during the coronavirus pandemic.

Apr 12, 2020
Salary vs. Experience
13:07

Is it better to stay with a job you enjoy or switch jobs for a pay raise? In this week's episode Quint and Daniel tackle this question about employment and more. 

Apr 05, 2020
Using Your Stimulus Check
07:06

In this week's episode Quint and Daniel discuss the best uses for the stimulus check.  

Apr 01, 2020
Adjusting Your Budget in a Crisis
18:02

In this week's episode Quint and Daniel discuss the way their altering their budgets in response to the COVID-19 epidemic. 

Mar 29, 2020
How To Save For College
15:21

In this week's episode, Quint and Daniel the discuss different ways to save for your children's future while paying down debt. 

Mar 25, 2020
Home Renovation
19:33

In this week's episode Quint and Daniel discuss if you can spend too much on renovating your home. 

Mar 22, 2020
Retiring Outside of America
11:26

In this week's episode Quint and Daniel discuss the pros and cons of investing in retirement accounts for non-US citizens.

Mar 18, 2020
Special - Covid19
18:11

In this week's episode Quint and Daniel take some time to share their thoughts on the coronavirus and the current situation its put the country in. 

Mar 15, 2020
Early Career Investing
14:46

In this weeks episode Quint and Daniel discuss how to start investing early on in a career and how to handle the taxes. 

Mar 11, 2020
Marriage, Taxes, and Retirement
14:58

In this episode Quint and Daniel discuss how your taxes and retirement savings can change when you get married. 

Mar 08, 2020
Playing the Credit Card Game
10:53

In this episode, Quint and Daniel discuss the rewards you can earn from credit cards and if there's such a thing as too many credit card. 

Mar 04, 2020
Is it a Good Idea to Consolidate Debt?
11:24

In this episode Quint and Daniel dive into the viability of debt consolidation.

Mar 01, 2020
Backdoor Roth IRA
14:26

Should you invest in a backdoor Roth after maxing out your Roth IRA? In this week's episode Quint and Daniel discuss this and more. 

Feb 26, 2020
Choosing a Financial Planner
14:32

In this episode Quint and Daniel discuss the different ways Financial Planners are compensated and what to look for when choosing them. 

Feb 23, 2020
Moving to a New State
11:02

In this episode Quint and Daniel discuss their do's and don'ts for moving to a new state. 

Feb 19, 2020
Separating Business and Personal Finances
10:22

In this episode Quint and Daniel draw from their personal experiences to give tips on how to separate business and personal finances.

Feb 16, 2020
Tackling Real Estate
12:16

Is it worth your time and money to invest in real estate? In this episode Daniel and Quint debate the pros and cons of investing in the housing market.

Feb 12, 2020
Is Whole Life Insurance Worth It?
10:06

Is Whole Life an investment strategy? This is a hot topic among many folks these days which Daniel and Quint take head on. 

Feb 09, 2020
Using Private Savings Accounts
13:44

In this episode, Quint and Daniel discuss Credit Karma's saving account and private label solutions.

Feb 05, 2020
Balancing Student Loans and Retirement
09:43

In this episode, Quint and Daniel discuss how to balance paying off student loans and investing in a 401(k).

Feb 02, 2020
Prioritizing Credit Card Debt
12:12

In this episode, Quint and Daniel answer another listener's question concerning paying off credit card debt while paying life's expenses at the same time. 

Jan 29, 2020
Paying Unpredictable Medical Expenses
12:31

In this episode, Quint and Daniel talk about how you can prepare for unpredictable medical expenses.

Jan 26, 2020
Money in Marriage
12:58

In this episode, Quint and Daniel discuss how you can set up financial goals when newly married. Once you are married, it is no longer your debt, it is OUR debt. 

Jan 22, 2020
Boomerang Children and Finances
16:07
This week’s episode is sponsored by Booknotes, get your 7-day free trial here: https://booknotes.page.link/DIYmoney In this episode, Quint and Daniel talk about "boomerang children" (young adults who come back to live at home) and how to help propel them outside of the house. 
Jan 19, 2020
All About Financial Advisors
15:59

In this episode, Quint and Daniel discuss how you can know when to employ a financial advisor to enhance your personal finances. 

Jan 15, 2020
Home Renting or Buying?
14:15

In this episode, Quint and Daniel discuss the perks and downfalls of home renting/buying. The decision to rent or buy is always situational!

Jan 13, 2020
Secured vs. Unsecured Loans
16:18

In this episode, Quint and Daniel discuss the differences between secured and unsecured loans and talk about taking out loans for your children.

Jan 08, 2020
Saving for Your Parents
12:38

In this episode, Quint and Daniel discuss the nuances of saving for your parents and the steps you can take to ensure your own financial goals stay intact during the process. 

Jan 06, 2020
How to Allocate Your Budget
13:13

In this episode, Quint and Daniel discuss ways you can allocate your budget. Rules and general guidelines aren't as simple as they seem!

Jan 01, 2020
Having Multiple Savings Accounts
13:23

In this episode, Quint and Daniel discuss whether or not you should have multiple savings accounts. Whatever works for you, do it, but don't overcomplicate it!

Dec 25, 2019
Should You Put No Money Down?
14:41

In this episode, Quint and Daniel talk about no money down home buying and discuss strategies you can use to get the most bang for your buck.

Dec 22, 2019
Investing Before Paying Down Debt
13:07

In this episode, Quint and Daniel discuss whether or not you should invest before paying down bad debt (credit card/student loans).

Dec 15, 2019
Retirement Funds
13:02

In this episode, Quint and Daniel discuss the different retirement funds (Roth IRA/401 K) and explain how to choose which ones you should fund first. 

Dec 12, 2019
Prioritizing Saving Versus Loans
12:02

In this episode, Quint and Daniel answer a question about student loans and knowing when to pay them off rather than saving. 

Dec 09, 2019
Commissions and Budgets
20:45

In this episode, Quint and Daniel discuss how you can make a budget while working for commissions. 

Dec 05, 2019
Psychology and Providing for Your Kids
23:11

In this episode, Quint and Daniel discuss the concept of EOC (economic outpatient care) and how you can provide for your kids without making them reliant.

Dec 01, 2019
Building Wealth While Self-Employed
13:38

In this episode, Quint and Daniel discuss how you can build wealth while self-employed, specifically in the context of a musical artist. 

Nov 27, 2019
Grocery Budgeting
15:12

In this episode, Quint and Daniel discuss how they form their grocery budgets and how financial psychology plays into your budget. 

Nov 24, 2019
Renting vs. Purchasing
12:57

In this episode, Quint and Daniel discuss transitioning from renting to purchasing a home and whether it's a good idea in the first place. 

Nov 20, 2019
Financially Preparing For Death
12:48

In this episode, Quint and Daniel answer a question concerning how you can financially prepare for you or your spouse's death. 

Nov 17, 2019
Internationally Diversifying Your Portfolio
16:30

In this episode, Quint and Daniel answer another listener's question, this time concerning portfolio allocation with US and International stocks. 

Nov 14, 2019
How to Compare Work Benefits
13:39

In this episode, Quint and Daniel answer another listener's questions, this time concerning how to choose between jobs based on its work benefits. 

Nov 11, 2019
Teaching Your Kids the Basics of Money
16:51

In this episode, Quint and Daniel discuss strategies they have used when teaching their kids about money/personal finance.

Nov 06, 2019
Avenues to Building Wealth
17:40

In this episode, Quint and Daniel answer a listener's question concerning ways you can build wealth once you have taken care of debt and retirement. 

Nov 03, 2019
Tracking Credit Card Expenses
12:46

In this episode, Quint and Daniel discuss how to track expenses when using credit cards given the expense is not taken immediately. 

Oct 30, 2019
Paying Off Loans
16:45

In this episode, Quint and Daniel discuss knowing when and how to pay off certain loans. 

Oct 27, 2019
How to Maximize Multiple Savings Accounts
10:40

In this episode, Quint and Daniel make suggestions towards maximizing multiple savings accounts, whether it is an emergency fund or for investing. 

Oct 23, 2019
Maximizing Your Margins
11:10

In this episode, Quint and Daniel run through the steps of budgeting, tracking expenses, creating goals, and maximizing margin. 

Oct 20, 2019
Saving for a Rainy Day
14:01

In this episode, Quint and Daniel discuss the steps you can take to start creating a "rainy day" fund. 

Oct 16, 2019
How to Handle Student Loans
14:06

In this episode, Quint and Daniel discuss the cost-benefits of taking out student loans and answer a question about paying off student debt.

Oct 13, 2019
How to Create Passive Income
17:03

In this episode, Daniel and Quint answer another listener's question, this time concerning ways to create passive income. 

Oct 09, 2019
Day Trading and an Eventual Recession
20:15

In this episode, Quint and Daniel talk about whether or not day trading is a good idea given the chance of a coming recession. 

Oct 02, 2019
5 Steps to Improving Your Personal Finances Pt. 2
24:12

In this episode, Quint and Daniel pick up where they left off explaining how to improve your personal finances. 

Sep 29, 2019
5 Steps to Improving Your Personal Finances
24:17

In this episode, Quint and Daniel lay out 5 steps that you can take towards creating a better financial life for yourself. 

Sep 25, 2019
Mobile Investing Apps Guide
16:22

In this episode, Quint and Daniel dive into mobile investing apps such as Robinhood, Acorns, and Stash. 

Sep 22, 2019
Playing the Housing Market
14:54

In this episode, Quint and Daniel talk about the current housing market conditions and answer a question concerning kid's schooling and ancillary debt.

Sep 18, 2019
How to Handle a Potential Recession
18:33

In this episode, Quint and Daniel talk about what you can do to prepare for the next recession. 

Sep 15, 2019
Home Mortgage and Investing
12:29

In this episode, Quint and Daniel talk about paying off a mortgage while investing or saving.

Sep 11, 2019
Ways to Give Without Breaking Your Budget
15:42

In this episode, Quint and Daniel share their personal experiences with giving and discuss ways you can give without breaking your budget.

Sep 08, 2019
How to Handle an Emergency Fund
12:52

In this episode, Quint and Daniel discuss how to navigate the online space to find the right place to hold your emergency fund. 

Sep 04, 2019
Paying Down Debt
15:04

In this episode, Quint and Daniel discuss ways to start paying down credit card and long term debts. Paying down debts can be your first step towards responsible and consistent personal finance habits. 

Sep 01, 2019
Giving to Charity
15:24

In this episode, Quint and Daniel discuss giving money to charities, churches, or to those in need and go into depth about certain tax deductions that you are entitled to. 

Aug 29, 2019
Tax Havens and Retirement Savings
15:11

Quint and Daniel answer another listener's question, this time concerning tax havens for small business owners. 

Aug 25, 2019
How to Maintain Separate Finances
17:25

Quint and Daniel discuss how to maintain separate finances with a significant other - or if you should in the first place. 

Aug 21, 2019
Knowing When to Save or Invest
16:21

Quint's back, and in this episode, him and Daniel discuss how to save and invest money at the same time. 

Aug 18, 2019
Vacationing on a Budget
16:49

Daniel's in the studio while Quint calls in from vacation to answer another listener's question concerning tips and tricks on how to vacation on a budget. 

Aug 14, 2019
Own It! Being Cheap
16:13

Quint calls in from vacation to talk with Daniel about friendships and relationships when you're scared about looking cheap.

Aug 11, 2019
How to Handle Debt
18:02

Daniel's on vacation, so Quint tackles a listener's question concerning debt by himself on this episode. 

Aug 07, 2019
How to Develop a Budget
21:53

Quint and Daniel sit down and discuss ways that you can start and maintain a budget.

Aug 04, 2019
Mortgages and Relationships
17:14

Quint and Daniel answer another listener question concerning everything to do with home mortgages. Be sure to submit your question to podcast@diymoney.org for a chance to win a $25 Amazon gift card!

Jul 31, 2019
Having Fun Frugally
17:22

Quint and Daniel discuss ways to have fun with friends or your significant other while keeping your financial status in mind. 

Jul 29, 2019
The Nuances of Investment Accounts
17:32

Quint and Daniel answer a question regarding Roth and Traditional IRA's, and they discuss the nuances associated with opening an investment account.

Jul 24, 2019
How Much Insurance Should You Have?
16:59

Quint and Daniel discuss insurance policy decisions and how you should go about "breaking up" with your wealth advisor.

Jul 19, 2019
Budgeting Life's Expenses
21:53

Quint and Daniel answer another listener's question. This time, they discuss how they allocate their money and budget for expenses. 

Jul 16, 2019
Is Debt Ever "Good"?
17:45

Quint and Daniel sit down and discuss the question of "Is Debt Ever Good?"

Jul 06, 2019
Valuing a Business
17:42

In this episode, Quint and Daniel discuss appraising a new business and specifically address the nuances of the process when family is involved. 

Jul 02, 2019
How to Start Investing
16:39

There are many ways to start investing, but the first step involves learning and asking questions. 

Jun 28, 2019
Disciplined Budgeting - It Never Ends
16:43

Daniel and Quint sit down and answer another listener's question regarding budgeting. Make sure to submit your question for a chance to win a $25 Amazon E-Card.

Jun 24, 2019
Don’t be Dumb with Large Purchases
20:01

This week’s listener question comes from Matt who asks ‘what’s the best way to save for a car or other large purchases’.

Jun 16, 2019
Financial Goals for Each Decade of Your Life
24:26

Daniel and Quint walks listeners through a decade by decade playbook regarding various financial goals. How are you doing when it comes to your financial road map?

Jun 14, 2019
$25.00 for your question!!
06:22

We want to engage with you and we're going to give you an incentive to make it happen. Send us your audio question and if we use your clip on air we'll send you a $25.00 Amazon e-gift card. No strings attached! The easiest $25.00 you'll ever make. Instructions on how to do so are in this podcast!

Jun 11, 2019
Real Estate Purchase for Small Business Owners
17:41

Quint walks listeners through a real estate purchase he recently completed which gives a good look into a strategy that can be used by small business owners to unlock additional value.

Jun 08, 2019
Side Hustle - Part 2 Interview with Amazon Legend Matt Carlett
17:48

A few years ago Matt Carlett needed to make some extra money. The writing was on the wall that his kids were growing up fast and his job did not give him the opportunity he wanted to spend with his children. He took matters into his own hands and begun exploring the world of retail arbitrage. Fast forward a few years and Matt is now one of the largest Amazon merch sellers. You're gonna love his story.

Jun 03, 2019
Side Hustle - Part 1 Interview with Amazon Legend Matt Carlett
23:23

A few years ago Matt Carlett needed to make some extra money. The writing was on the wall that his kids were growing up fast and his job did not give him the opportunity he wanted to spend with his children. He took matters into his own hands and begun exploring the world of retail arbitrage. Fast forward a few years and Matt is now one of the largest Amazon merch sellers. You're gonna love his story. 

May 25, 2019
Credit Cards Rewards are Enticing Can you Handle it?
15:55

Whether it's a free flight or the coveted Companion Pass, credit card promotions are all the rage, but are they right for all?

May 22, 2019
Saving for Children with Special Needs
23:11

In this podcast Daniel and Quint discuss the niche market of savings for children with Special Needs. There are some tricky nuances to understand.

May 17, 2019
Dave Ramsey's Debt Snowball - Yea or Nay
26:00

Dave Ramsey has popularized a method of debt repayment called the Debt Snowball. In this podcast Daniel and Quint discuss this in depth and give their thoughts.

May 10, 2019
Mistakes - Making Lemonade Out of the Lemons
21:46

In this podcast Daniel and Quint revisit some of their past financial mistakes and break down some of the positive lessons learned.

May 08, 2019
Own It! Relationship and Money
22:50

This week Daniel and Quint take a look at money and relationships. If you're not owning your partner's financial position you're already a step behind. 

May 06, 2019
Money Mistakes
24:40

Despite our best efforts we will make mistakes when it comes to money. Over the years Quint and Daniel have seen them all and in this podcast discuss some of the common and most damaging money mistakes. 

Apr 30, 2019
Like a Roth to a Flame
20:32

Have you ever wondered what exactly a Roth IRA is? Is this a strategy you should be using? In this week's DIY Money, Quint and Daniel discuss all the particulars regarding this unique savings strategy. 

Apr 24, 2019
Cut or Create - You Must Make Margin
22:37

In this hard hitting episode, Quint and Daniel look at the only way to make financial progress. Once you've established the budget and have discipline in your daily financial practice, you must either cut or create margin in order to make progress! What are you waiting for?

Apr 20, 2019
401k BootCamp
25:44

One of the best retirement savings options is your company retirement plan. Whether it's a 401k, 403b, or 457, the best place to start saving is before the money ever hits your bank account. This week Daniel and Quint take us into the world of 401k savings and the nuances surrounding the plans.

Apr 17, 2019
Piggy Bank of Benjamins
21:21

If you have children odds are you've wondered about saving for their future. There is no shortage of options from a 529 plan, ESA or a custodial account. In this episode Quint and Daniel discuss the pros and cons of saving for children. With a unique perspective on what's out there the information discussed may shock you. 

Apr 11, 2019
Screw the Joneses
17:22

Let's face it, it's not easy to say no to the next shiny thing. Whether it's FaceBook or Instagram the great life of others is around every corner. We all know that keeping up with the Joneses can be a terrible financial plan so why do we do it and how can we stop? This week we discuss in depth some important life lessons when it comes to the Joneses and the critical importance of delayed gratification. 

Apr 04, 2019
Why Even Have a Budget
18:03

While we realize you may be getting sick of the subject matter, Quint and Daniel take one last stab at the topic and importance of budgeting. In this episode they take a look at just why someone would even have a budget. When it comes to debt reduction and setting future financial goals is there any other way? 

Mar 27, 2019
Top 5 Budgeting Mistakes
24:27

Quint & Daniel conclude this series in budgeting as they visit some of the common mistakes people make when developing a budget. 

Mar 22, 2019
From Monitoring to Managing - How to go from tracking your expenses to actually developing a budget.
21:03

In this week's DIY Money Quint and Daniel pick up after week 1 when they discussed the first step to developing a budget, tracking your expenses. Once you've started tracking those expenses the next step is to properly categorize and systematize your spending plan. 

Mar 16, 2019
Marriage & Money
19:49

In this episode Daniel and Quint discuss one of the most important topics, marriage and money. Unfortunately when it comes to finances most fall short which leads to frustration, bitterness and sometimes even divorce. In this practical guide Quint discusses just how important it is to identify the family CFO and discusses the critical rolls each person must play in order to achieve success. 

Mar 13, 2019
DIY Money - What's an Index Fund
16:12

Index funds are now the most popular investment vehicle on the planet. Yet, most people aren't really a ware of what they are. In this week's DIY Money, Quint and Daniel break down just what an Index fund is so you no longer have to pretend. Special thanks to www.BendSound.com for the background music on our intro. 

Mar 09, 2019
Welcome to DIY Money!
20:17

In this very first DIY Money podcast Quint and Daniel tackle two of the most importance steps towards financial success. How does one actual start a budget? What if a couple has good income but at the end of the month there just isn't anything left? Welcome to the new journey that is DIY Money!

Mar 01, 2019