Personal Finance with Ravi Sharma | Australian Finance & Property Podcast

By Ravi Sharma

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Subscribers: 24
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Episodes: 274

Description

My name is Ravi Sharma, and I escaped the Rat Race at 24. I’m passionate about sharing the importance of mindset in personal finance and living a life of choice. I’ve invested in diverse assets, including Australian real estate, cryptocurrency, and collectibles like Pokémon and Dragon Ball Super cards. Join me on ‘Personal Finance with Ravi Sharma’ as we delve into property investing, strategies, and financial independence. Let’s journey together towards a more prosperous and fulfilling future.

Episode Date
First Home Buyers vs Investors: The 5% Scheme Shock Under $1M
Dec 11, 2025
Buy Property in Super or Personal Name? Here’s the $400,000 Difference
Nov 28, 2025
Is Victoria About To Boom? | Australian House Prices
Nov 25, 2025
Brutally Honest Advice For Living Your Best Life
Nov 22, 2025
If I Had A Home Loan, I'd Do This Right Now!
Nov 19, 2025
Should You Buy A New Property Or Established House?
Nov 13, 2025
CBA Reveals the Brutal Truth About Buying Your First Home in 2025
Nov 10, 2025
Australia's Housing Shortage Will End In 2029
Nov 08, 2025
Retirement Will Never Be The Same! | Super Tax Changes
Nov 03, 2025
The True Cost of Buying & Holding Property in Australia (2025 Edition)
Nov 01, 2025
The Perfect Storm! (Australian Housing Crisis Update)
Oct 28, 2025
The True Cost of Buying & Holding Property in Australia (2025 Edition)
Oct 27, 2025
If You Own A House, You need To Be Debt Recycling!
Oct 26, 2025
FOMO To Hit The Australian Property Market | Home Guarantee Scheme
Oct 24, 2025
If You Rent, You Are Actually RICH! Here's The Secret
Oct 19, 2025
I Can't Believe This Is Happening AGAIN!
Oct 17, 2025
How To Buy More Properties Faster!
Oct 10, 2025
Why You Feel Financially Behind | Net Worth In Australia
Oct 09, 2025
DON'T Buy Property Until You Watch This!
Oct 07, 2025
The Real Estate Market Is Shifting Big Time!
Oct 05, 2025
Best Areas To Buy For Massive Growth (2025)
Oct 02, 2025
My Solution To The Immigration & Housing Crisis
Sep 30, 2025
How To Scale Up Your Property Portfolio
Sep 26, 2025
"Don't Buy Yet, Wait For The Property Crash!"
Sep 25, 2025
The New 5% Government Scheme Just Cooked The Real Estate Market!
Sep 22, 2025
The Best Exit Strategies To Retire Early With No Debt!
Sep 21, 2025
HSBC Predicts Property Price BOOM!
Sep 16, 2025
How I Retired By 24 With Real Estate (Strategy Revealed!)
Sep 15, 2025
Should You Pay Off Debt Or Invest In 2025? | Interest Only vs Interest & Principal
Sep 14, 2025
When Will The Real Estate Market Peak? | 18.6 Year Land Cycle
Aug 29, 2025
Why We Signed A Massive Deal With The West Tigers! (NRL)
Aug 24, 2025
BREAKING NEWS! Negative Gearing Might Get Cancelled!
Aug 24, 2025
I Sold 100% Of My Shares & ETFs To Buy More Real Estate
Aug 17, 2025
Inflation Is Dropping & Unemployment Is Rising | What Happens Next?
Aug 10, 2025
Watch These 93 Minutes If You Want To Retire Early In Australia
Aug 07, 2025
How To Structure Your Property Portfolio | 4 Stages You Must Follow!
Jul 27, 2025
How To Use Equity To Buy More Property & Retire Early
Jul 24, 2025
My Honest Thoughts On Interest Rates & The Australian Property Market
Jul 19, 2025
Big 4 Banks Still Predict Massive Rate Cuts Are Coming In 2025
Jul 17, 2025
RBA Shocks Australia With A "PAUSE" | What Does This Mean?
Jul 14, 2025
Step-by-Step Guide To Scaling Your Property Portfolio In 2025 | Quit Your 9-5
Jul 13, 2025
The Australian Housing Crisis | Rents Are Exploding | Supply Is Broken!
Jul 11, 2025
KPMG Just Made a Shocking Interest Rate Prediction - Rate Cuts!
Jul 07, 2025
Australians Are Quietly Growing Millions In Super Using Property | SMSF
Jul 05, 2025
Start From Scratch in 2025…This Is EXACTLY What I’d Do!
Jul 02, 2025
Why the Rich Buy Real Estate First…Then Buy Bitcoin With It
Jun 29, 2025
A Warning to First Home Buyers: You’re Running Out of Time!
Jun 22, 2025
You’re Paying Too Much Tax – Here’s How the Rich Avoid It (Legally)
Jun 19, 2025
Unlock Unlimited Borrowing Capacity! | Buying Property In A Trust Vs Personal
Jun 15, 2025
Australia Enters A Recession! What Happens Next Will Shock The Property Market
Jun 12, 2025
If You’re Under 35, This Is Your Only Shot at Owning Property | AMP Bank Podcast
Jun 10, 2025
In 5 Years, You’ll Wish You Bought Property in 2025 | Biggest Boom Since The Lockdowns
Jun 08, 2025
The Australian Property Market Just Flipped!
Jun 05, 2025
Investing As A Business Owner (Part 2) | Bitcoin | Commercial Real Estate
Jun 01, 2025
The Australian Government Wants to Tax You for Gains You Never Made! | Super Tax
May 29, 2025
This Rate Cut Just Triggered the Next Property Boom (Here’s the Timeline)
May 25, 2025
Why Every Smart Business Owner Is Buying Property Right Now!
May 23, 2025
The 18.6-Year Land Cycle EXPOSED: Are You Ready for What’s Next?
May 18, 2025
Sydney House Prices To Hit $2.4M By 2030!
May 15, 2025
Buy Your First Home Faster With The Bank Of Mum & Dad | LIVE TV Sunrise Show
May 13, 2025
The Fastest Way to Quit Your Job and Live Off Property Income!
May 11, 2025
The Rate Cut Signal We’ve Been Waiting For – Inflation Just Shocked Australia!
May 08, 2025
Will Rate Cuts Cause A Property Supercycle In Australia?
May 04, 2025
You’re Losing $250k in Borrowing Power Without Knowing It
May 01, 2025
The Alarming Truth About Australia’s Housing Supply Crash That Politicians Won’t Admit
Apr 27, 2025
Australian Housing Policy Changes | Watch Before 3rd May!
Apr 20, 2025
Massive Rate Cuts Are Coming! | Big 4 Banks Go ALL IN
Apr 17, 2025
From A $67K Salary to $1.5M Property Portfolio in 2 Years!
Apr 15, 2025
How Many Properties Do You Need To Retire In Australia? | Whiteboard Finance
Apr 13, 2025
Trump’s Tariffs, Rate Cuts & What It Means For The Australian Property Market
Apr 12, 2025
What Is The BEST Investment In 2025?
Apr 07, 2025
What You Need To Know About Buying Your Second Investment Property! #realestateinvestment
Apr 06, 2025
Wealth is silent! The less people know the better!
Apr 05, 2025
We're not building enough properties! #realestate
Apr 03, 2025
Should You Buy Or Rent In Australia (2025)
Apr 03, 2025
RBA RATE TRACKER JUST UPDATED TO 95%
Apr 03, 2025
BEST INVESTMENT IN THE NEXT TWO YEARS #realestateinvestment
Apr 02, 2025
PROPERTY EXPERT EXPLAINS: 5 Things I'd Never Do In Property Investing | Sunrise Show - Channel 7
Apr 01, 2025
RETIRE FILTHY RICH WITH REAL ESTATE #bookrecommendations #realestate
Apr 01, 2025
Top 3 Book Recommendations! #bookrecommendations #realestate
Mar 31, 2025
You’re not behind: Why everyone SEEMS to have more money than you
Mar 30, 2025
Sydney Suburbs Where Property Prices Fell Most!
Mar 29, 2025
What Is Rentvesting? How To Rentvest To Live Your Dream Life!
Mar 28, 2025
Budget 2025: MASSIVE Changes Coming for Homebuyers & Investors!
Mar 27, 2025
How Can You Help Your Children Get Into The Property Market?
Mar 27, 2025
RBA Finally Cuts Rates? Does Lower Rates Mean Property Supply Goes Down?
Mar 26, 2025
Building The #1 Buyer's Agency In Australia: VLOG BTS | Ep. 23
Mar 25, 2025
How To Save $100,000 In 12 Months! 2025 Saving Goals!
Mar 25, 2025
Generate $300k TAX FREE With Your Super | Real Estate SMSF Investing
Mar 24, 2025
How To Purchase Your Dream Home Debt Free
Mar 24, 2025
Easy ways to Budget for a Mortgage!
Mar 22, 2025
How I Became A Millionaire By 25
Mar 20, 2025
Top 10 Highest Paying Jobs in Australia!
Mar 20, 2025
What factors can affect your borrowing capacity?
Mar 19, 2025
Can You Retire Early By Just Saving? | The Morning Show Channel 7 | LIVE TV
Mar 18, 2025
How to achieve your 2025 savings goal!
Mar 18, 2025
{REVEALED} Growth Hacking Real Estate Wealth | NO BS
Mar 16, 2025
Australia’s Rental Crisis - Worse Than 2008!
Mar 13, 2025
What Does The RBA's Rate Cut Mean For The Property Market | LIVE TV Interview | Ausbiz
Mar 11, 2025
Australia's Housing Supply Crisis Are At Emergency Levels!
Mar 10, 2025
I Asked AI To Help Me Invest In Property | Shocking Results!
Mar 08, 2025
Supercharge Your Property Portfolio Today
Mar 03, 2025
URGENT! Foreign Investor Ban | What Are The Effects?
Mar 02, 2025
How To Turn $100k Into A $5M Real Estate Portfolio | Whiteboard Finance
Feb 23, 2025
KPMG Predicts A Major Property Boom In 2025
Feb 21, 2025
RBA Cuts Rates | What Happens Next?
Feb 20, 2025
How I'll Use Equity To Buy More Properties
Feb 07, 2025
9 Money Rules To Follow To Become 'FILTHY RICH'
Feb 06, 2025
Australia's Inflation Rate Is Collapsing | RBA To Cut Rates?
Feb 02, 2025
No BS Advice To Real Estate Investors To Make Great Returns
Jan 30, 2025
How The Rich Keep Buying Properties
Jan 26, 2025
Why Are Big Banks Cutting Home Loan Rates NOW?
Jan 23, 2025
Why I'm Never Selling My Bitcoin | $500,000+
Jan 19, 2025
Australia's Immigration Crisis Could Rock The Real Estate Market
Jan 16, 2025
How To Buy Your Dream Home Debt-Free (Under 10 Years, Feels Illegal!)
Jan 12, 2025
Mortgage Rates Are Cutting In May 2025
Jan 09, 2025
My Investing Plan 2025 | Real Estate, Bitcoin, Pokemon Cards & More
Jan 05, 2025
(100% Works!) How To Achieve You Biggest Goals In 2025 | 4K
Jan 02, 2025
David Kochie Predicts A Recession Is Coming To Australia in 2025
Dec 29, 2024
How To Buy Bitcoin & Cryptocurrency In Australia (2025) | Swyftx
Dec 22, 2024
Reveals The Biggest Wealth Hack In 2025! | Ravi Sharma
Dec 19, 2024
2025 Is Going To Be Massive For Property Investors (VLOG) Behind The Agency: Ep.14
Dec 17, 2024
Should You Buy Or Rent In 2025?
Dec 15, 2024
2025 Australian Real Estate Predictions | Best Areas To Buy
Dec 12, 2024
Why Did You Say THAT! (VLOG) Behind The Agency: Ep.13
Dec 11, 2024
I Launched A Book! Retire Filthy Rich With Real Estate | Ravi Sharma
Dec 10, 2024
Build A Real Estate Portfolio From Scratch (2025)
Dec 08, 2024
The Market Is Slowing Down (Last Chance?)
Dec 05, 2024
Should You Buy In Perth In 2025? | Find Out What Josh Is Doing - 52% Growth!
Dec 03, 2024
My Honest Thoughts On Interest Rates and Property Prices For 2025
Dec 01, 2024
There's A Housing Supply Crunch In Australia (Time Is Running Out!)
Nov 28, 2024
How To Use A Mortgage Broker To Build a Property Portfolio FASTER! (VLOG) Behind The Agency: Ep.12
Nov 26, 2024
Australian Property Prices Will Go Up Forever (If This Happens)
Nov 24, 2024
From Zero to Hero: Building a Property Portfolio with Superannuation
Nov 21, 2024
Become A Millionaire With Real Estate Investing In 9 Years (Guide)
Nov 17, 2024
Banks Predict Rate Cuts Are Coming Soon!
Nov 14, 2024
What I've Learn't From Buying $200M+ Worth Of Real Estate
Nov 10, 2024
Land Tax In Australia {Explained} | Australian Property Investing
Nov 07, 2024
$85,000 Growth In 12 Months! | 20% Property Equity
Nov 05, 2024
House Prices In Perth & Sydney Hit All Time High!
Nov 03, 2024
How Much Do You Need To Retire?
Oct 31, 2024
How To Quit Your 9-5 With Real Estate Investing
Oct 27, 2024
Stamp Duty Removal In Victoria! | Melbourne Property Boom?
Oct 24, 2024
Should I Invest or Buy My Own House?
Oct 22, 2024
How To Invest With A High Income (Real Estate, ETFs, Personal Development)
Oct 20, 2024
Australia's Housing Crisis Gets Worse!
Oct 17, 2024
How To Start Property Investing? (VLOG) Behind The Agency: Ep.9
Oct 15, 2024
Debt Recycling In Australia | Pay Off Your Debt Faster
Oct 14, 2024
Property Price Boom | Supercycle Predictions
Oct 10, 2024
40% Growth In 1 Year! Perth Or QLD?
Oct 08, 2024
Own Nothing & Be Happy | The Sad Truth In Australia
Oct 06, 2024
What Will Happen If Negative Gearing Is Removed? | Property Prices
Oct 03, 2024
Should You Get A Property Manager? | Australian Property Investing
Oct 01, 2024
Todd Sloan Shares 5 Lessons Every Property Investor Needs To Know | Pizza And Property Podcast
Sep 29, 2024
How To Increase Your Borrowing Capacity
Sep 26, 2024
Why Are People Buying Property In Their Super?
Sep 22, 2024
Big Banks Cut Rates! It's Happening
Sep 19, 2024
Property vs ETFs Investing | 8 Years Growth In 6 Months!
Sep 17, 2024
Units vs Houses | What's A Better Investment? (2024)
Sep 16, 2024
How To "Rent-Vest" To Financial Freedom | Big Wealth Hack!
Sep 13, 2024
Cashflow vs Capital Growth | Real Estate Investing Strategy
Sep 10, 2024
Real Estate Market Update: WTF Is Going On?!
Sep 08, 2024
Is It Worth Paying For A Buyer's Agent?
Sep 06, 2024
How To Become Filthy Rich In Australia
Sep 03, 2024
What Happens If The Real Estate Market Crashes? | 18.6 Year Cycle?
Sep 01, 2024
Make $500/Day With Real Estate Investing
Aug 30, 2024
[UNLOCKED] Early Retirement With Real Estate
Aug 28, 2024
How I built a $3M Real Estate Portfolio In 3 Years
Aug 26, 2024
Home Loan Rates Are CHANGING!
Aug 24, 2024
How To Start From Scratch (Real Estate Investing In 5 Steps)
Aug 21, 2024
It's A TRAP! Don't Buy Property To Save Taxes (Advanced Strategy)
Aug 18, 2024
Thank God I Didn't Buy In Sydney! | Capital City vs Regional Property Investing
Aug 16, 2024
The Crisis Worsens! | Shocking Housing Approval Numbers
Aug 12, 2024
The Recession Is Here! What Will Happen To Australian Real Estate Prices?
Aug 09, 2024
Don't Buy A House...Yet (Home Vs Investment Property)
Aug 02, 2024
The Mindset Hacks To Increase Your Net Worth Faster!
Jul 30, 2024
Big 4 Bank Cut Rates!
Jul 27, 2024
How To Buy 6+ Properties FASTER? | Australian Real Estate Investing
Jul 24, 2024
Australia's Jobs Market Collapse!
Jul 21, 2024
How To Make $100k With Real Estate (Passive Income)
Jul 18, 2024
How Much Money Do You Need To Retire In Australia? | ETF | Real Estate | Super | SMSF | Investing
Jul 15, 2024
Why Are Australian Property Prices Rising?
Jul 12, 2024
Inflation Get’s Worse! | Will The RBA Raise Interest Rates?
Jul 08, 2024
Negative Gearing VS Positive Gearing | How To Retire Early?
Jul 04, 2024
How I Bought My First Investment Property | QLD - 6.5% YIELD!
Jun 30, 2024
How To Use Equity As Tax Free Money To Build A Real Estate Portfolio
Jun 26, 2024
How To Reduce Your Taxes As A Property Investor | ATO
Jun 22, 2024
Australia's House Prices Are Going Insane!
Jun 18, 2024
Australia's Economy Could Be Crashing | Recession 2025?
Jun 14, 2024
Sydney Prices To Hit $3.8M By 2050? | 18.6 Year Property Cycle
Jun 10, 2024
Australia's Housing Crisis Is About To Get Worse!
Jun 06, 2024
Biggest Mortgage Hack! Interest Only vs Interest + Principal | $1,000,000 Equity
Jun 02, 2024
7 RULES: How To Get Filthy Rich!
May 29, 2024
Buying New VS Established Investment Properties | Don't Buy This!
May 25, 2024
NEW! Budget 2024/25 - Losers & Winners
May 21, 2024
NEW POLICY! First Home Buyers - Pay Attention
May 17, 2024
Should You Buy A House OR Rent In 2024? Rentvesting Wealth Strategy
May 13, 2024
What is a Guarantor Home Loan & How Does It Work?
May 08, 2024
My Honest Advice To Someone Who Wants To Retire Filthy Rich!
May 04, 2024
No Rate Cuts In 2024?
Apr 30, 2024
The Easiest Way To Buy In The Best Areas! | Australian Property Investing
Apr 26, 2024
Don't Pay Off Your Debt...Yet!
Apr 22, 2024
Exit Strategies For Real Estate Investing
Apr 18, 2024
(URGENT!) Australian Property Prices Hit ALL TIME HIGH!
Apr 14, 2024
The Power Of Compound Interest With Real Estate
Apr 10, 2024
Major Implications Of Housing Supply Crisis In Australia
Apr 06, 2024
My Portfolio Update | Insane Results!
Apr 02, 2024
Why The 18.6 Year Property Cycle IS WRONG! | Top In 2028?
Mar 28, 2024
How Much Deposit Do I Need To Buy A House In Australia? | What Are The Upfront Costs?
Mar 24, 2024
Watch This BEFORE Buying A House in 2024 | Australia's Housing Crisis
Mar 20, 2024
How To Buy Bitcoin & Crypto In 2024 (Australia) | Swyftx | Coinspot
Mar 16, 2024
Units vs Houses | What's A Better Investment In 2024?
Mar 12, 2024
How To Buy Real Estate In Your Super - SMSF
Mar 08, 2024
Insane Housing Price Growth! | Long Term Investing Strategy
Mar 04, 2024
They Are LYING To You! | Australia's Housing Affordability Problem
Feb 29, 2024
How To Beat 99% Of Real Estate Investors In 2024
Feb 25, 2024
My Crypto Portfolio Revealed! | Bull Run Price Predictions
Feb 21, 2024
This Is The EXACT BEST Time To Buy A House | Data-Driven Research
Feb 17, 2024
Grow Your Property Portfolio Faster In 2024 | Retire Early
Feb 13, 2024
Mortgage Stress Concerns | Is It Over?
Feb 09, 2024
Will Tax Cuts Cause Another Property Boom? | Oxford Economics
Feb 05, 2024
How I Would Spend $150,000,000 | Lottery Winning Investment Strategy | Powerball
Feb 01, 2024
Is This A Warning Sign? | Home Buying Index Collapse
Jan 28, 2024
Australia’s Rental Crisis (Explained)
Jan 24, 2024
Inflation Free-Fall Means Rate Cuts Are Coming In 2024
Jan 20, 2024
Inflation Free-Fall Means Rate Cuts Are Coming In 2024
Jan 16, 2024
Housing Supply Shock In 2024!
Jan 12, 2024
The Next 10X Altcoins | 2024 Bull Run Begins!
Dec 23, 2023
It’s Repeating! Unemployment Rate Rises In Australia
Dec 19, 2023
Top Predictions For 2024 | Australian Real Estate Market
Dec 15, 2023
The Government Is Buying YOUR HOUSE! ⏰
Dec 11, 2023
The Rental Market Crisis 2.0 | 2024 Is Going To Be Huge!
Dec 05, 2023
I’m Going ALL-IN! | Best Time To Buy Bitcoin For The Bull Cycle
Dec 01, 2023
Be Careful! My Honest Thoughts On The Australian Real Estate Market
Nov 27, 2023
My Story | Why I Started...
Nov 21, 2023
Real Estate Price Predictions 2024 (Economist’s Edition)
Nov 17, 2023
I Wish I Knew This Before Buying A House...
Nov 13, 2023
Records Broken! Australian Property Prices Hit PEAK! What’s Next?
Nov 09, 2023
Will The RBA Hike Rates Again? | Recession Fears Increase
Nov 05, 2023
My Plans for 2024 | What I’m Investing In
Nov 01, 2023
This Exact Chart Predicted The Last Housing Crash!@JasonPizzinoOfficial
Oct 28, 2023
Should You Buy Now Or Wait? | Australian Real Estate Market
Oct 24, 2023
Vacancy Rates At Record Lows - Pending Collapse!
Oct 20, 2023
Watch This BEFORE Buying! | Q&A With Ravi Sharma
Oct 16, 2023
Should You Buy Bitcoin Now? | Stock Market (S&P500) Updates
Oct 12, 2023
IT’S HAPPENING! | Buy Fear Or Sell Greed?
Oct 08, 2023
KPMG Predicts A Housing Price Boom In 2024 | How To Get Prepared?
Oct 04, 2023
Pay Attention NOW! The RBA’s Next Moves Will Be Huge - 33% DROP!
Sep 30, 2023
Avoid Being POOR: Follow These 10 Rules Of Money
Sep 26, 2023
SHOCKING! The Government’s Housing Failure! Rental Crisis Continues...
Sep 22, 2023
Is It Better To Rent Or Buy In 2023? | Rental Crisis vs First Home Buyer Grants
Sep 18, 2023
Australian Property Prices Are Starting To Rise | Buyers Are Getting FOMO!
Sep 13, 2023
CONFIRMED! Australia Enters A Per Capita Recession | Now What Happens?
Sep 09, 2023
Capital City vs Regional Market Property Investment | Best Places To Buy?
Sep 05, 2023
Is History Repeating Again? Australian Property Market Sentiment Update
Sep 01, 2023
Pay Attention Now! Listings Begin To Rise | Australian Housing Market
Aug 28, 2023
Everything Changes In 2024! National Housing Cabinet Announce Massive Scheme
Aug 23, 2023
CBA Predicts Rates Cuts | Exact Dates Revealed!
Aug 19, 2023
2024 Is Going To Be HUGE! Westpac Bank Changes
Aug 15, 2023
Will The RBA Raise Rates Again? | Terminal Rate Reached!
Aug 11, 2023
How To Increase Borrowing Power In 2023 | Broker Secrets! | Australia
Aug 07, 2023
How To Retire FILTHY RICH In Australia | Real Estate Investing
Aug 03, 2023
RBA: Inflation ”Free-Fall” | House Prices To Rise In 2024!
Jul 30, 2023
How To Use The 2023 Recession To Get Rich 🇦🇺
Jul 26, 2023
I Wish I Knew This Earlier (Big Mistakes To Avoid!)
Jul 22, 2023
Building Construction: DESTROYED! | Prices Will Rise In 2024
Jul 18, 2023
RBA Pauses Rates! Is This A Mistake? | Inflation vs House Prices
Jul 13, 2023
What Is The Best Way To Invest $100,000? | What I’d Buy In 2023 | Real Estate | Bitcoin
Jul 03, 2023
INFLATION DROPS To 5.6%! What Will The RBA Do Next Week?
Jun 30, 2023
Australia’s Death of The Middle Class!
Jun 26, 2023
Easiest Way To Pay Off Your Mortgage Faster In Under 10 Years!
Jun 22, 2023
Commercial Real Estate Crash In 2023 (Australian Property Market)
Jun 16, 2023
Are We Screwed? What Happens To Property Prices During A Recession?
Jun 11, 2023
The WORST Since The 1990 Recession! Prepare Now | Australian Housing Market
Jun 08, 2023