Managing Your Financial Future with Lucia Capital Group
By Lucia Capital Group
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Episodes: 244
Description
Managing Your Financial Future with Johnny Dean and "Professor" Rick Plum, CFP® Brought to you by the advisors and investment professionals at Lucia Capital Group, a registered investment advisor. Integrating financial planning and investing decisions, designed to help you reach your own financial goals. Want the best tips on which hot stocks you should buy this week? Go somewhere else - we don't do that. It's all about planning, strategy, managing your future and taking control of your financial life. Securities offered through LPL Financial, member FINRA/SIPC.
| Episode | Date |
|---|---|
|
How High-Income Earners Can Have a Roth IRA
|
Dec 09, 2025 |
|
5 Things a Good Financial Advisor Will Do for You
|
Nov 18, 2025 |
|
3 Tax Traps Most People Miss
|
Nov 11, 2025 |
|
The Best Way to Win Is to Keep from Losing
|
Nov 04, 2025 |
|
Is "Value Averaging" Really the Key to Long-Term Success?
|
Oct 28, 2025 |
|
Why the First Five Years of Retirement Are the Most Dangerous
|
Oct 21, 2025 |
|
Why Bonds Are Not the Simple Assets They Appear to Be
|
Oct 14, 2025 |
|
5 "Rules" of Finance That You Can Easily Break
|
Oct 07, 2025 |
|
Volatility Is NOT Risk - Why This Matters to You
|
Sep 30, 2025 |
|
Why You Should NEVER Own Real Estate in Your IRA
|
Sep 23, 2025 |
|
How to Pay NO Federal Tax on $100,000 of Income
|
Sep 16, 2025 |
|
Can Bucket 1 Actually Increase Your Social Security Benefits?
|
Sep 09, 2025 |
|
College Savings and 529 Plans - What You Need to Know
|
Sep 02, 2025 |
|
The One Thing Your Financial Plan Can't Live Without
|
Aug 26, 2025 |
|
Why You Should Manage Risk - NOT Return
|
Aug 19, 2025 |
|
Which Pension Benefit Option Should You Choose?
|
Aug 12, 2025 |
|
What You MUST Know About the New Tax Bill
|
Jul 22, 2025 |
|
5 Things You Didn't Know About Your Taxes
|
Jul 15, 2025 |
|
5 Things You Didn't Know About Your 401k
|
Jul 08, 2025 |
|
5 Things You Didn't Know About Your Roth IRA
|
Jul 01, 2025 |
|
5 Things You Didn't Know About Your Social Security Benefits
|
Jun 24, 2025 |
|
What No One Teaches You About How to Be Retired
|
Jun 17, 2025 |
|
What Some People Get Wrong About Buckets
|
Jun 10, 2025 |
|
Is "Blending" Your Buckets a Better Strategy?
|
Jun 03, 2025 |
|
Why Survival Is the Most Important Tactic in Investing
|
May 27, 2025 |
|
Why You May (or May NOT) Need Protected Income
|
May 20, 2025 |
|
Answering More of Your Buckets Questions
|
May 13, 2025 |
|
Answering Your 5 Most Common Buckets Questions
|
May 06, 2025 |
|
A Tale of Two Retirements: One Good, One Bad
|
Apr 29, 2025 |
|
Do You Really Have to Pay Taxes On a Gift?
|
Apr 08, 2025 |
|
Should You Ever Consider a 401(k) Loan?
|
Apr 01, 2025 |
|
What If the Markets Crash When You Start Retirement?
|
Mar 25, 2025 |
|
The Truth About This Volatile Stock Market
|
Mar 18, 2025 |
|
What You MUST Know About Inheriting an IRA
|
Mar 11, 2025 |
|
Will Your Taxes Really Be Lower in Retirement?
|
Mar 04, 2025 |
|
How to Use the Tax Brackets to Your Advantage
|
Feb 25, 2025 |
|
How Are Your Social Security Benefits Taxed?
|
Feb 18, 2025 |
|
Let's Talk About Your 401k
|
Feb 11, 2025 |
|
Here's How to Supersize Your Roth!
|
Feb 04, 2025 |
|
Comparing the Portfolio Withdrawal Methods - Which Is Best?
|
Jan 28, 2025 |
|
Financial "Resolutions" to Make in 2025
|
Jan 21, 2025 |
|
How Different Types of Retirement Income Are Taxed
|
Jan 14, 2025 |
|
Here's How Your Social Security Benefits May Be Reduced
|
Jan 07, 2025 |
|
Here's One More Tax Move to Make Before 2025
|
Dec 17, 2024 |
|
Is This a Good Time for Roth Conversions?
|
Dec 10, 2024 |
|
Why the Wrong Withdrawal Strategy Can Be Disastrous
|
Dec 03, 2024 |
|
Let's Do an Actual Bucket Strategy!
|
Nov 26, 2024 |
|
Asset Location - The Hidden Gem of Tax Management
|
Nov 19, 2024 |
|
How Much Can You "Safely" Withdraw From Your Portfolio?
|
Nov 12, 2024 |
|
Do Not Confuse Volatility With Risk!
|
Nov 05, 2024 |
|
Building Wealth vs. Keeping Wealth
|
Oct 29, 2024 |
|
Which Assets Belong in Each Bucket?
|
Oct 22, 2024 |
|
Is It Really Better to Own More Stocks in Retirement?
|
Oct 15, 2024 |
|
What's the Best Age to Take Social Security Benefits?
|
Sep 24, 2024 |
|
Six Financial Lessons Everyone Should Know
|
Sep 17, 2024 |
|
Should You Pay Cash For a Home, Or Get a Mortgage?
|
Sep 10, 2024 |
|
Roth, Personal, or IRA Funds: Which Should You Spend First?
|
Sep 03, 2024 |
|
IRA vs. 401(k) - Which Is Better?
|
Aug 27, 2024 |
|
What Percentage of Stocks Should You Own in Retirement?
|
Aug 20, 2024 |
|
It's Time For Your Mid-Year Money Checklist!
|
Aug 13, 2024 |
|
Why Time Is Your Most Valuable Asset in Investing
|
Aug 06, 2024 |
|
Why Your Bonds May Not Be Paying What You Think
|
Jul 30, 2024 |
|
THIS Is Why We Love The Bucket Strategy®
|
Jul 23, 2024 |
|
Why Engineers May Make Great Financial Planners
|
Jul 16, 2024 |
|
Roth IRA Strategies for High-Income Earners
|
Jul 09, 2024 |
|
The New Rules on Inherited IRAs - What to Know
|
Jun 11, 2024 |
|
Is There Really a Charitable Giving Strategy With No Downside?
|
Jun 04, 2024 |
|
How Much Money Do You Need to Retire Comfortably?
|
May 28, 2024 |
|
What Is Your Wealth Distribution Strategy?
|
May 21, 2024 |
|
5 Things You Didn't Know About Your Social Security Benefits
|
May 14, 2024 |
|
Your Pension Options: Which One May Be Best for You?
|
May 07, 2024 |
|
How to Overcome Your Single Biggest Financial Fear
|
Apr 30, 2024 |
|
Why “Blending” Your Buckets May Produce Better Results
|
Apr 23, 2024 |
|
Tying Your Social Security Benefits Into Your Investment Portfolio
|
Apr 16, 2024 |
|
Could Value Averaging Be the Key to Surviving Market Downturns?
|
Apr 09, 2024 |
|
What Are the Biggest Regrets that Retirees Have?
|
Apr 02, 2024 |
|
Can You Safely Ignore the 4% Rule?
|
Mar 26, 2024 |
|
What Can Trigger an IRS Audit?
|
Mar 19, 2024 |
|
Why (Almost) Everyone Needs an Estate Plan
|
Feb 27, 2024 |
|
A Peek Inside a Bucket Strategy
|
Feb 20, 2024 |
|
How to Make Use of the Zero-Percent Tax Bracket
|
Feb 13, 2024 |
|
Is a Fixed Annuity a Better Alternative to Bonds?
|
Feb 06, 2024 |
|
What Is Your RMD Withdrawal Strategy?
|
Jan 30, 2024 |
|
Can You Really Pay Less in Taxes on Your Social Security Benefits?
|
Jan 23, 2024 |
|
Why Risk and Volatility Are Not the Same, and Why That Matters to You
|
Jan 16, 2024 |
|
Why Having Protected Income Is Vital in Retirement
|
Jan 09, 2024 |
|
Is Right Now a Good Time to Do a Roth Conversion?
|
Jan 02, 2024 |
|
How to Retire in Any Market Conditions
|
Dec 19, 2023 |
|
Why You Need the Right Portfolio Withdrawal Strategy
|
Dec 12, 2023 |
|
The 2023 RMD Rules Have Changed: How to Keep Your Tax Bill Down
|
Dec 05, 2023 |
|
Is Sequence of Returns Risk a Threat to Your Nest Egg?
|
Oct 24, 2023 |
|
Strategies To Protect Your Family's Wealth
|
Oct 17, 2023 |
|
How to Know If Your 401k Is Properly Structured
|
Sep 19, 2023 |
|
What Are The Best (and Worst) Assets to Inherit?
|
Sep 12, 2023 |
|
How To Build a Net Worth - And How To Keep It
|
Sep 05, 2023 |
|
Do Higher Interest Rates Change Your Bucket Strategy?
|
Aug 29, 2023 |
|
What Some Critics Get Wrong About Buckets
|
Aug 22, 2023 |
|
Will Your Nest Egg Last Longer Than You Do?
|
Aug 15, 2023 |
|
More Questions from Our Podcast Listeners Answered!
|
Aug 08, 2023 |
|
401k or IRA – Where Should You Keep Your Retirement Money?
|
Aug 01, 2023 |
|
Why Target Date Funds Are Not What They Seem to Be
|
Jul 25, 2023 |
|
Why You Might Consider Owning Alternative Investments
|
Jul 18, 2023 |
|
Should You Really Own Fewer Stocks in Retirement?
|
Jun 27, 2023 |
|
Figuring Out When You're Actually Able to Retire
|
Jun 20, 2023 |
|
How To Keep Your Parents Financially Safe
|
Jun 13, 2023 |
|
Will You Have to Pay Taxes On Your Social Security Benefits?
|
Jun 05, 2023 |
|
I-Bonds: When 4.3% Is Better Than 9.6%
|
May 30, 2023 |
|
An Inside Look at How Advisors Manage Your Taxes
|
May 22, 2023 |
|
Higher Interest Rates: What Should You Do with Your Mortgage?
|
May 16, 2023 |
|
Time to Calm Your Fears About Running Out of Money
|
May 09, 2023 |
|
Let's Clear Up All the Roth IRA Confusion
|
May 02, 2023 |
|
Why Should You Hire a Financial Advisor
|
Apr 25, 2023 |
|
Why Your Asset Location Is So Important
|
Apr 18, 2023 |
|
Is Your Nest Egg Doomed by Your Withdrawal Method?
|
Apr 11, 2023 |
|
Some Good News About 529 Plans!
|
Mar 21, 2023 |
|
Will You Be in a Lower Tax Bracket in Retirement?
|
Mar 14, 2023 |
|
Roth IRA vs. 401k: Which Is Better?
|
Mar 07, 2023 |
|
What's a "Safe" Amount of Money to Take from Your Portfolio?
|
Feb 28, 2023 |
|
Why Guaranteed Income in Retirement Is So Important
|
Feb 22, 2023 |
|
Can an Ex-Spouse Collect Social Security Benefits on Your Work Record?
|
Feb 14, 2023 |
|
Why Understanding Tax Brackets Is Crucial
|
Feb 07, 2023 |
|
It's Tax Time: Here's What You Need to Do Now
|
Jan 31, 2023 |
|
RMD Age Is Now Higher - But Should You Really Delay Your IRA Distributions?
|
Jan 24, 2023 |
|
Secure Act 2.0: Your Financial Life Is About to Change
|
Jan 17, 2023 |
|
Buckets: Taking Advantage of Higher Interest Rates
|
Jan 10, 2023 |
|
It's a New Year - Let's Get Your Financial House in Order!
|
Jan 03, 2023 |
|
How Your Pension May Reduce or Eliminate Your Social Security Benefits
|
Dec 06, 2022 |
|
Are Fixed Annuities Better Alternatives to Bonds?
|
Nov 29, 2022 |
|
Setting Up Your Heirs for Sudden Wealth
|
Nov 22, 2022 |
|
The Market's Down: Is This a Good Time For a Roth Conversion?
|
Nov 15, 2022 |
|
5 Financial Moves to Make Before the End of the Year
|
Nov 08, 2022 |
|
Rising Interest Rates: Good or Bad Time to Own Bonds?
|
Nov 01, 2022 |
|
What's The Ideal Number of Stocks You Should Own?
|
Oct 25, 2022 |
|
Why Other Advisors Now Advocate Buckets
|
Oct 18, 2022 |
|
The Biggest Tax Issues We've Seen In 2022
|
Oct 11, 2022 |
|
The Dangers of Chasing Yield
|
Oct 04, 2022 |
|
How to Build A Financial Plan
|
Sep 27, 2022 |
|
How Should You Invest In Your 401k?
|
Sep 20, 2022 |
|
A Tale Of Two Retirements: One Good, One Bad
|
Sep 13, 2022 |
|
Why Your Portfolio Withdrawal Strategy Matters
|
Aug 02, 2022 |
|
Inflation, Market Volatility and More with Advisor Jonathan Savona, CFP®
|
Jul 26, 2022 |
|
Interest Rates, Markets, and More with Advisor Terry Keyes, ChFC®
|
Jul 19, 2022 |
|
How To Pay No Federal Taxes on $100,000 of Income
|
Jul 12, 2022 |
|
Roth, IRA, or Personal Money: Which Should You Spend First?
|
Jul 05, 2022 |
|
Is There a "Safe" Amount I Can Withdraw From My Portfolio?
|
Jun 28, 2022 |
|
Why You Need to Manage Risk
|
Jun 21, 2022 |
|
Do We Need to Worry about This Volatile Stock Market?
|
Jun 14, 2022 |
|
How to Choose the Most Suitable Pension and Annuity Options
|
Jun 07, 2022 |
|
Let's Clear Up the Confusion About Annuities
|
May 31, 2022 |
|
I Forgot to Take My RMD - What Now?
|
May 24, 2022 |
|
The Bucket Strategy Is Simple - Or Is It?
|
May 17, 2022 |
|
What to Know About Inheriting Assets
|
May 10, 2022 |
|
How To Create Guaranteed Income In Retirement
|
Apr 11, 2022 |
|
Want To Retire Early? Here's What You Need to Know
|
Apr 05, 2022 |
|
How To Allocate - And Withdraw - Your Assets
|
Mar 29, 2022 |
|
The Benefits and Costs of a Roth IRA
|
Mar 22, 2022 |
|
What If The Markets Crash Just As You Begin Retirement?
|
Mar 15, 2022 |
|
The Hidden Risks in Your 401k
|
Mar 08, 2022 |
|
Tossing the "4-Percent Rule" Out the Window
|
Mar 01, 2022 |
|
Tax Forms, Due Dates, Extensions: Making Sense of It All
|
Feb 22, 2022 |
|
Consider This Social Security Filing Strategy
|
Feb 15, 2022 |
|
Why We Do Buckets
|
Feb 08, 2022 |
|
Why Your Home May Be Your Best Tax Friend
|
Feb 01, 2022 |
|
3 Money Moves to Make Right Now
|
Jan 25, 2022 |
|
How To Set Up Your 401k Distributions As You Approach Retirement
|
Nov 30, 2021 |
|
What If You Forget To Take Your RMD?
|
Nov 23, 2021 |
|
The More You Know, The Less You May Owe!
|
Nov 16, 2021 |
|
What You Need to Know About Inheriting an IRA
|
Nov 09, 2021 |
|
Is Now A Good Time to Convert to a Roth IRA?
|
Nov 02, 2021 |
|
What If You Live Longer Than You Expect?
|
Oct 26, 2021 |
|
Answering Your Most Common Social Security Questions
|
Oct 19, 2021 |
|
How to Set Up Bucket One
|
Oct 12, 2021 |
|
How To Manage Your Tax Bill, Now and in Retirement
|
Oct 05, 2021 |
|
Know Your Pension Options: Lump Sum, or Annuity?
|
Sep 28, 2021 |
|
How Should You Invest in Your 401k?
|
Sep 21, 2021 |
|
Roth or Traditional IRA - How Do You Decide?
|
Sep 14, 2021 |
|
How Much Can I Withdraw From My Portfolio?
|
Aug 23, 2021 |
|
How Your Pension May Reduce Your Social Security Benefits
|
Aug 17, 2021 |
|
Can Kids and Ex-Spouses Receive Social Security Benefits?
|
Aug 10, 2021 |
|
Owning Stocks in Retirement: Why We Do Buckets
|
Aug 03, 2021 |
|
Should You Pay Cash For Your Home, or Get a Mortgage?
|
Jul 27, 2021 |
|
Will Your Taxes Be Lower in Retirement?
|
Jul 20, 2021 |
|
At What Age Should You Start Taking Your Social Security Benefits?
|
Jul 13, 2021 |
|
Buying Real Estate in Your IRA: Good Idea, or Bad?
|
Jul 06, 2021 |
|
Planning for Retirement When It's Still 15-20 Years Away
|
Jun 29, 2021 |
|
Investing a Sum of Money: All at One Time, or Little By Little?
|
Jun 22, 2021 |
|
Why Naming Your Estate's Beneficiaries Is Vital
|
Jun 15, 2021 |
|
How To Know If Your Social Security Benefits Will Be Taxed
|
Jun 08, 2021 |
|
When Should You Start Taking Distributions from Your 401k?
|
May 18, 2021 |
|
The Conventional Social Security Strategy That Could Seriously Backfire
|
May 11, 2021 |
|
How Do Financial Advisor Fees Actually Work?
|
May 04, 2021 |
|
3 Generous Tax Law Benefits You Didn't Know Existed
|
Apr 27, 2021 |
|
How Do You Know When You Can Retire?
|
Apr 20, 2021 |
|
Annuities 101: Understanding the Basics
|
Apr 13, 2021 |
|
Do You Really Owe Taxes When You Give Someone a Gift?
|
Apr 06, 2021 |
|
How to Get Money Into a Roth When You're Over the Income Limits
|
Mar 30, 2021 |
|
Why We Spend the Way We Do in Retirement
|
Mar 23, 2021 |
|
Your Spouse Dies - What Do You Do Now?
|
Mar 16, 2021 |
|
The Unintended Consequences of Social Security's Survivor Benefits
|
Mar 09, 2021 |
|
The 3 Biggest Risks Facing Your Portfolio Today
|
Mar 02, 2021 |
|
Is It Time to Re-Think the "4-Percent Rule?"
|
Feb 09, 2021 |
|
Creating Income When Interest Rates Are Low
|
Feb 02, 2021 |
|
Is a Roth Option in Your 401(k) Worth Considering?
|
Jan 26, 2021 |
|
How the Pandemic Affected Your Finances
|
Jan 19, 2021 |
|
The Triple Tax Benefits of an HSA
|
Jan 05, 2021 |
|
A Better Way to Take Your RMDs?
|
Dec 22, 2020 |
|
Let's Strategize With Your IRA
|
Dec 15, 2020 |
|
Dealing With Taxes on Your Social Security Benefits
|
Dec 08, 2020 |
|
Don't Make the Mistake of "Chasing Yield"
|
Dec 01, 2020 |
|
Are Cash Value Life Policies Really as Good (or as Bad) as You’ve Heard?
|
Nov 17, 2020 |
|
What Are Your Options with a Roth IRA?
|
Nov 10, 2020 |
|
Is There a Solution to the Pension Dilemma?
|
Nov 03, 2020 |
|
Never Say Never, and Always Avoid Always!
|
Aug 18, 2020 |
|
Paying Off your Mortgage: Good idea, or Bad?
|
Aug 10, 2020 |
|
What's My Stock Allocation in Retirement?
|
Aug 06, 2020 |
|
You’ll Spend Less in Retirement Than You Think
|
Jul 28, 2020 |
|
RMD Rules Have Changed - Here's Why That's Important
|
Jul 21, 2020 |
|
Overcoming Interest Rate Drag on Your Portfolio's Rate of Return
|
Jul 14, 2020 |
|
A College Tuition Tax Credit You Probably Didn't Know About
|
Jul 06, 2020 |
|
Let's Manage Your Taxes -- While There's Time
|
Jul 01, 2020 |
|
New (Temporary) RMD Rules Offer Potential Planning Opportunities
|
Jun 02, 2020 |
|
A Mortgage Payment Strategy You've Never Heard Before
|
May 26, 2020 |
|
Maintaining Your Confidence in Retirement
|
May 19, 2020 |
|
Why Own Bonds in This Low Interest Rate Environment?
|
May 12, 2020 |
|
Don't Neglect the Ordinary Things
|
May 05, 2020 |
|
Answering the Everyday Financial Questions
|
Apr 28, 2020 |
|
The Best Opportunity to Get Your Financial House in Order
|
Apr 21, 2020 |
|
Why the SECURE Act Is So Important to You - with Janean Stripe
|
Apr 14, 2020 |
|
Does a Bear Market Change Your Investing Style?
|
Apr 07, 2020 |
|
Talking Lifetime Income with Chris Lloyd
|
Apr 01, 2020 |
|
From Bull Market to Bear Market in a Flash
|
Mar 24, 2020 |
|
Keeping Your Cool When the Markets Drop
|
Mar 17, 2020 |
|
Making Your Social Security Decisions Easier
|
Feb 26, 2020 |
|
IRA Withdrawals: Take Them Now, or Later?
|
Feb 18, 2020 |
|
The 3 Questions That Every Confident Investor Should Ask
|
Feb 11, 2020 |
|
How the SECURE Act Affects You
|
Feb 04, 2020 |
|
A Tax Strategy You Never Knew Existed
|
Jan 28, 2020 |
|
Killing Your Fear of Running Out of Money
|
Jan 21, 2020 |
|
Helping Yourself Through Charitable Giving
|
Jan 09, 2020 |
|
How To Manage the Scare of Long-Term Care
|
Jan 08, 2020 |
|
Controlling Your Tax Bill - It's Easier Than You Think
|
Dec 17, 2019 |
|
The Myth of the "Retirement Savings Crisis"
|
Dec 09, 2019 |
|
The Three Biggest Risks to Your Nest Egg
|
Dec 06, 2019 |
|
The Unintended Consequence of Social Security
|
Dec 05, 2019 |