Without the Bank Podcast

By Mary Jo Irmen

Listen to a podcast, please open Podcast Republic app. Available on Google Play Store and Apple App Store.

Image by Mary Jo Irmen

Category: Investing

Open in Apple Podcasts


Open RSS feed


Open Website


Rate for this podcast

Subscribers: 2
Reviews: 0
Episodes: 183

Description

The archaic system of giving up money today, taking on risk, and hoping to retire is B.S. This podcast seeks to help make you responsible for your money and your future. You are the one who cares more about it than anyone else. I am here to help you and provide the honesty you need. No sugar coating. No false claims. Just straight up truth.

Episode Date
Ep. 183 - I Understand, BUT...
Sep 12, 2024
Ep. 182 - Discounted Dollars
Sep 05, 2024
Ep. 181 - What Does "You Become the Banker" Really Mean?
Aug 30, 2024
Ep. 180 - Riches in the Niches
Aug 22, 2024
Ep. 179 - IBC vs. Traditional Banking
Aug 15, 2024
Ep. 178 - Why IBC Shines During Market Downturns
Aug 08, 2024
Ep. 177 - Premium First or Loan First?
Aug 01, 2024
Ep. 176 - Banks Know
Jul 26, 2024
Ep. 175 - Prepare in the Good Times for the Bad Times
Jul 18, 2024
Ep. 174 - Who Are You Taking Advice From?
Jul 11, 2024
Ep. 173 - Client Interview: Justin Freswick
Jul 05, 2024
Ep. 172 - Term Insurance is NOT the Worst
Jun 27, 2024
Ep. 171 - What Did Dave Ramsey Say?
Jun 20, 2024
Ep. 170 - How to Treat Capital Investments
Jun 13, 2024
Ep. 169 - Passive Investors Manipulate the Market
Jun 06, 2024
Ep. 168 - Selling is Not Bad; Get Over It!
May 30, 2024
Ep. 167 - Paying Cash for College
May 23, 2024
Ep. 166 - Economy Update (with German Passion!)
May 16, 2024
Ep. 165 - Short Memories Equal Lost Money
May 09, 2024
Ep. 164 - What Do You Love, and Do You Have the Motivation?
May 02, 2024
Ep. 163 - 3 Types of Interest: Uninterrupted Compounding is King!
Apr 25, 2024
Ep. 162 - What Are PUAs?
Apr 18, 2024
Ep. 161 - No Deal in Life Insurance
Apr 11, 2024
Ep. 160 - Together = Success
Apr 04, 2024
Ep. 159 - Reading the Book is Key
Mar 28, 2024
Ep. 158 - What is Coaching Worth to You?
Mar 21, 2024
Ep. 157 - Automatic 401K Enrollment
Mar 14, 2024
Ep. 156 - Younger Is Not Always Better
Mar 08, 2024
Ep. 155 - Failures and Deserving
Mar 01, 2024
Ep. 154 - Out of the Mouths of Advisors
Feb 23, 2024
Ep. 153 - Use It or Lose It
Feb 16, 2024
Ep. 152 - Be Real and Think Big
Feb 09, 2024
Ep. 151 - The Disease of More
Feb 02, 2024
Ep. 150 - It's Really Easy When You Quit Making It So Hard
Jan 26, 2024
Ep. 149 - Is it the Bankers' Fault?
Jan 19, 2024
Ep. 148 - Using Inheritance & Retirement Funds
Jan 12, 2024
Ep. 147 - Are You a Lazy Investor?
Jan 05, 2024
Ep. 146 - 3 Hidden 401k Facts
Dec 29, 2023
Ep. 145 - Is This Legal and Legit?
Dec 22, 2023
Ep. 144 - Talking about Rates of Return... AGAIN!
Dec 15, 2023
Ep. 143 - Family Money
Dec 08, 2023
Ep. 142 - Biggest Mistake: Human Error
Dec 01, 2023
Ep. 141 - Jealousy Kills Curiosity
Nov 24, 2023
Ep. 140 - The Karwells on Short-Term Rentals
Nov 17, 2023
Ep. 139 - What Character Are You?
Nov 10, 2023
Ep. 138 - Premiums Equal Income
Nov 03, 2023
Ep. 137 - What Does Dave Do?
Oct 27, 2023
Ep. 136 - Should Married Couples Have Separate Accounts?
Oct 20, 2023
Ep. 135 - Big, Big Mistake
Oct 13, 2023
Ep. 134 - Rebecca Undem: Growing Small Towns
Oct 06, 2023
Ep. 133 - When to Start a New Policy
Sep 29, 2023
Ep. 132 - When & What to Use Cash Value For
Sep 22, 2023
Ep. 131 - Two Risk Factors
Sep 15, 2023
Ep. 130 - Second to Die/Last to Die Policies
Sep 08, 2023
Ep. 129 - Premium Flexibility Can Be Bad
Sep 01, 2023
Ep. 128 - I Don't Hate Term Life Insurance
Aug 25, 2023
Ep. 127 - Insurance Company Updates
Aug 18, 2023
Ep. 126 - Haven't Drank the Kool-Aid
Aug 11, 2023
Ep. 125 - Approach is Everything
Aug 04, 2023
Ep. 124 - Pick Your Hard
Jul 28, 2023
Ep. 123 - Generation vs. Generation
Jul 21, 2023
Ep. 122 - Credit Score
Jul 14, 2023
Ep. 121 - Bonus Money Doesn't Make You Debt Free
Jul 07, 2023
Ep. 120 - Infinite Wealth Podcast Interview
Jun 30, 2023
Ep. 119 - FAQs
Jun 23, 2023
Ep. 118 - Bankers
Jun 16, 2023
Ep. 117 - Dream Big
Jun 09, 2023
Ep. 116 - Not A Salesperson
Jun 02, 2023
Ep. 115 - Lies, Lies, Lies, with Chris Kirkpatrick
May 26, 2023
Ep. 114 - Modified Endowment Contract (MEC)
May 19, 2023
Ep. 113 - Windfalls
May 12, 2023
Ep. 112 - 3 Types of IBC-ers
May 05, 2023
Ep. 111 - Real Examples of Why Universal Life is Not Good
Apr 28, 2023
Ep. 110 - NNI Council and Taxes on Loan Interest
Apr 21, 2023
Ep. 109 - Action Leads to Success
Apr 14, 2023
Ep. 108 - Are Life Insurance Companies Financially Secure?
Apr 07, 2023
Ep. 107 - NEED-to-Know for Business Starters
Mar 31, 2023
Ep. 106 - Building Now is Important
Mar 24, 2023
Ep. 105 - How Does Banking Work & Affect IBC
Mar 17, 2023
Ep. 104 - 5 Principals of IBC
Mar 10, 2023
Ep. 103 - How to Introduce IBC to Friends and Family
Mar 03, 2023
Ep. 102 - Whole Life Myths vs. Reality
Feb 24, 2023
Ep. 101 - Policy Loan Rate Changes
Feb 17, 2023
Ep. 100 - From the Horse's Mouth: Clay Summers Interview
Feb 10, 2023
Ep. 99 - The Value of Blue Collar Jobs & Trades
Feb 03, 2023
Ep. 98 - Are You Too Old, Key-Man Policies, and Buy-Sell Policies
Jan 27, 2023
Ep. 97 - James Neathery Interview: Two Passionate IBC Practitioners
Jan 20, 2023
Ep. 96 - 1035ing Cash Value
Jan 13, 2023
Ep. 95 - Life Insurance & CDs as Collateral for Bank Loans
Jan 06, 2023
Ep. 94 - Inflation & Your Future Income
Dec 30, 2022
Ep. 93 - Why Funeral Planning is Important
Dec 23, 2022
Ep. 92 - Inflation Kills Progress for Employees
Dec 16, 2022
Ep. 91 - Common Questions
Dec 09, 2022
Ep. 90 - When to Hire Employees
Dec 02, 2022
Ep. 89 - Where Does the Extra Interest Money Go?
Nov 25, 2022
Ep. 88 - FAQ's
Nov 11, 2022
Ep. 87 - Mass Confusion
Nov 04, 2022
Ep. 86 - Borrowing Against Cash Value
Oct 28, 2022
Ep. 85 - Inflation and Security of Life Insurance Companies
Oct 21, 2022
Ep. 84 - Small Businesses Should Make Money
Oct 14, 2022
Ep. 83 - Working Genius for Your Business/Farm
Oct 07, 2022
Ep. 82 - Early Withdrawal from an IRA
Sep 30, 2022
Ep. 81 - Discerning IBC through Social Media Noise
Sep 23, 2022
Ep. 80 - Staying True to IBC
Sep 16, 2022
Ep. 79 - Imagination Makes it Make Sense
Sep 09, 2022
Ep. 78 - IBC is for Business & Personal Use
Sep 02, 2022
Ep. 77 - BYOB Review: The Monetary Value of a College Education
Aug 26, 2022
Ep. 76 - BYOB Review: An Even Distribution of Age Classes
Aug 19, 2022
Ep. 75 - Don't Blame the Concept
Aug 12, 2022
Ep. 74 - Business Entity Structures
Aug 05, 2022
Ep. 73 - The Unseen of Generational Wealth
Jul 29, 2022
Ep. 72 - Financial PTSD
Jul 22, 2022
Ep. 71 - BYOB Review: "But, Can I Get A Better ROR?"
Jul 15, 2022
Ep. 70 - Wills, Trusts, and Controlling from the Grave
Jul 08, 2022
Ep. 69 - BYOB Review: Cost of Acquisition
Jul 01, 2022
Ep. 68 - Who, Not How
Jun 24, 2022
Ep. 67 - BYOB Review: The Retirement Trap
Jun 17, 2022
Ep. 66 - BYOB Review: Capitalizing Your System & Implementation
Jun 10, 2022
Ep. 65 - Knowledge Has Value
Jun 03, 2022
Ep. 64 - BYOB Review: Expanding the System to Accommodate All Income
May 27, 2022
Ep. 63 - Is Your Pension Safe?
May 20, 2022
Ep. 62 - Rolling Death Benefit and Generational Wealth
May 13, 2022
Ep. 61 - The Sky is Falling - Market Crash
May 06, 2022
Ep. 60 - Universal, Variable, and Indexed Life Insurance
Apr 29, 2022
Ep. 59 - BYOB Review: How to Start Building Your Own Banking System
Apr 22, 2022
Ep. 58 - Players v. Pretenders
Apr 15, 2022
Ep. 57 - Learn About Demographics, with Ken Gronbach
Apr 08, 2022
Ep. 56 - Life Insurance is Not an Investment
Apr 01, 2022
Ep. 55 - Client Interview: Ty Eschenbaum
Mar 25, 2022
Ep. 54 - BYOB Review: Creating an Entity
Mar 18, 2022
Ep. 53 - Seen and Unseen
Mar 11, 2022
Ep. 52 - Premium is the Solution
Mar 04, 2022
Ep. 51 - 401K Trick and Saving to Retirement
Feb 25, 2022
Ep. 50 - Owning Policies on Other People
Feb 18, 2022
Ep. 49 - Marriage & Money
Feb 11, 2022
Ep. 48 - Cash Flow
Feb 04, 2022
Ep. 47 - Policies on Kids & 529 Plans
Jan 28, 2022
Ep. 46 - BYOB Review: Use It or Lose It
Jan 21, 2022
Ep. 45 - Liquidity of Money is Important
Jan 14, 2022
Ep. 44 - Compartmentalizing Money
Jan 07, 2022
Ep. 43 - Financial PTSD Causing You to Avoid Money Issues
Dec 31, 2021
Ep. 42 - BYOB Review: The Arrival Syndrome
Dec 24, 2021
Ep. 41 - BYOB Review: The Golden Rule
Dec 17, 2021
Ep. 40 - Know Your Numbers
Dec 10, 2021
Ep. 39 - BYOB Review: Parkinson's Law & Willie Sutton's Law
Dec 04, 2021
Ep. 38 - Growing Your Business through Marketing
Nov 26, 2021
Ep. 37 - Avoiding Taxes
Nov 19, 2021
Ep. 36 - Key Man Policies
Nov 12, 2021
Ep. 35 - Client Interview: Jim Moffitt
Oct 29, 2021
Ep. 34 - "Becoming Your Own Banker" Book Review: Chapter 6: Creating Your Own Banking System Through Dividend-Paying Whole Life Insurance
Oct 22, 2021
Ep. 33 - "Becoming Your Own Banker" Book Review: Chapter 5: Creating a Bank Like the Ones You Already Know About
Oct 15, 2021
Ep. 32 - Don't Be Part of the Problem
Oct 08, 2021
Ep. 31 - We All Graduate; It's Just a Question of When
Oct 01, 2021
Ep. 30 - Getting Into Bed With the Gov't
Sep 24, 2021
Ep. 29 - The Cost of Not Using an IBC Certified Agent
Sep 17, 2021
Ep. 28 - Money Doesn't Disappear, It Transfers
Sep 10, 2021
Ep. 27 - "Becoming Your Own Banker" Book Review: Chapter 4: The Problem
Sep 03, 2021
Ep. 26 - Lack of Product is the Problem
Aug 27, 2021
Ep. 25 - Borrowing from One Policy to Start Another
Aug 20, 2021
Ep. 24 - "Becoming Your Own Banker" Book Review: Chapters 2-3: Imagination & The Grocery Store
Aug 07, 2021
Ep. 23 - "Becoming Your Own Banker" Book Review: Chapter 1, Pt. 2: How the Infinite Banking Concept Got Started
Jul 30, 2021
Ep. 22 - Take Responsibility
Jul 23, 2021
Ep. 21 - Why Dave Leaves His Fans Broke
Jul 16, 2021
Ep. 20 - "Becoming Your Own Banker" Book Review: Chapter 1
Jul 09, 2021
Ep. 19 - Flexability in Premium Payments
Jul 02, 2021
Ep. 18 - Should You Be Overpaying on Debt?
Jun 25, 2021
Ep. 17 - "Becoming Your Own Banker" Book Review: Introduction
Jun 18, 2021
Ep. 16 - Biden Tax Proposal to Rid the Step Up Basis
Jun 12, 2021
Ep. 15 - Investing vs IBC: Liquidity, Control, and Guarantees
Jun 05, 2021
Ep. 14 - Using a Whole Life Policy During Retirement
May 29, 2021
Ep. 13 - Types of Life Insurance & Why Whole Life
May 22, 2021
Ep. 12 - Is IBC a Scam?
May 15, 2021
Ep. 11 - Find Your Niche
May 08, 2021
Ep. 10 - Types of Interest
May 01, 2021
Ep. 9 - When Can I Stop Paying Premium?
Apr 24, 2021
Ep. 8 - Where Do I Find the Money?
Apr 17, 2021
Ep. 7 - Seed vs. Harvest
Apr 10, 2021
Ep. 6 - How Banks Make Money
Apr 03, 2021
Ep. 5 - Cash is NOT King; Cash FLOW Is!
Mar 27, 2021
Ep. 4 - What is IBC?
Mar 20, 2021
Ep. 3 - Being an Honest Banker
Mar 13, 2021
Ep. 2 - Conditioned Thinking
Mar 06, 2021
Ep. 1 - Introduction
Feb 11, 2021