Federal Employees Retirement & Benefits Podcast by CD Financial
By Charles Dzama
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Category: Investing
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Episodes: 200
Description
The objective of this podcast is to educate and enlighten you about your federal benefits and to guide you in creating a well-formed retirement income plan.
Schedule your complimentary 15-minute phone call today! https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
| Episode | Date |
|---|---|
|
Will You Have Enough Money to Retire?
|
Sep 18, 2025 |
|
5 Common DIY Retirement Income Mistakes — What to Watch Out For
|
Sep 18, 2025 |
|
What Happens If Your Federal Retirement Check Is Late?
|
Sep 17, 2025 |
|
Recession Proof Your Retirement
|
Aug 28, 2025 |
|
Are You Keeping Too Much Cash In Hand or In The Bank?
|
Aug 26, 2025 |
|
Social Security Ferness Act - Why it Matters How do You Benefit
|
Aug 26, 2025 |
|
They Called It Beautiful—The Bill That Changes the Game
|
Aug 14, 2025 |
|
Is Your Old Federal Job Calling You Back? Here’s What to Know and Why!
|
Aug 12, 2025 |
|
What Happens If You Return To Your Federal Job?
|
Aug 07, 2025 |
|
Can You Really Get Your Federal Job Back? Don’t Miss This Secret About Federal Job Rehiring!
|
Aug 05, 2025 |
|
How Can Health and Wealth Work Together?
|
Jul 31, 2025 |
|
Why Do Millionaires Use This Simple Rule to Asses Risk Tolerance?
|
Jul 29, 2025 |
|
What Happens If You Retire With No Plan?
|
Jul 24, 2025 |
|
OBB One Big Beautiful Bill Impact | How This New Bill Helps Your Family Save Money!
|
Jul 22, 2025 |
|
What Happens If You Just Hold Cash?
|
Jul 17, 2025 |
|
FEHB in Retirement: What You Need to Know Now! How Does it Change?
|
Jul 15, 2025 |
|
Pay Less in Retirement Taxes
|
Jul 10, 2025 |
|
How Early Can I Submit My Retirement Packet?
|
Jul 08, 2025 |
|
Planning Retirement. Will My Pension, Social Security, and TSP be Enough? How to Replace My Income?
|
Jul 03, 2025 |
|
Who is Going to Process My Retirement?
|
Jul 03, 2025 |
|
How to Care for Your Spouse's Future | FEHB Survivor Benefit
|
Jun 26, 2025 |
|
What Most Federal Employees Don’t Know About Their Money & Why They Get Bad Advice!
|
Jun 26, 2025 |
|
Who is going to Process My Retirement Now?
|
Jun 19, 2025 |
|
Federal Employees PAUSE Before Cancelling This Benefit! - FEGLI Group Life Insurance
|
Jun 17, 2025 |
|
The Biggest Mistake Feds Make With Retirement Advice!
|
Jun 10, 2025 |
|
Maximizing Admin Leave Benefits - What Does it Look Like? Yes, You Can Pursue Other Things.
|
Jun 04, 2025 |
|
Administrative Leave Explained
|
Jun 03, 2025 |
|
When to Retire? Should I Stay or Should I Go?
|
May 29, 2025 |
|
Retire Now or Retire Later? How Can You Find Out What Your Federal Pension Is Worth?
|
May 27, 2025 |
|
Rejected for DRP 2.0? Here’s What You Can Do!
|
May 22, 2025 |
|
Why Mindset Is Your Secret Superpower!
|
May 15, 2025 |
|
Age Discrimination Act | DRP Timeline for Federal Employees 40 Years or Older | 45 Days + 7 Days
|
May 13, 2025 |
|
IRS Weekly Layoffs - How Many People Have Taken the DRP? | How To Keep Going When Life Gets Tough
|
May 08, 2025 |
|
Major Federal Retirement Benefit Cuts Coming? What You Can Do to Be Prepared
|
May 06, 2025 |
|
Recession Incoming? Food, Talent, & The US Economy. Prepare your mind, your money, plan your future.
|
May 06, 2025 |
|
VERA, VSIP, RIF, DSR | Is Your Retirement Plan Clear?
|
Apr 29, 2025 |
|
Retiring from the Government Too Soon? Inflation Could Ruin Your Plans
|
Apr 28, 2025 |
|
How to Access TSP before 59 ½ - No Penalty?
|
Apr 28, 2025 |
|
Understanding Basic FEGLI Group Life Insurance Benefits For Federal Employees
|
Apr 24, 2025 |
|
IRS Weekly RIFs Layoffs - How to Prepare Yourself for a Challenging Work Environment
|
Apr 15, 2025 |
|
Second Chance at Early Retirement? What VERA Round 2 Really Means for DoD Employees
|
Apr 15, 2025 |
|
Leaving Too Soon or Just in Time? Round 2 DRP VERA Decisions for DoD Employees
|
Apr 07, 2025 |
|
Stock Market Dip: Golden Opportunity or Major Risk?
|
Apr 03, 2025 |
|
Understanding VERA & DSR - Its Impact On Federal Employees Retirement Plans
|
Apr 02, 2025 |
|
You got fired, now what?
|
Mar 27, 2025 |
|
How Does a Discontinued Service Retirement Work for Federal Employees? (DSR)
|
Mar 25, 2025 |
|
VSIP Offered - Should I Take it? DoD & Other Agencies
|
Mar 21, 2025 |
|
The 5 Year Rule Applied to Your Benefits
|
Mar 20, 2025 |
|
If You Did NOT Take the DRP Offer
|
Mar 18, 2025 |
|
Federal Employees Back to Office Order - Implications & Advantages
|
Mar 13, 2025 |
|
How Much Do I Need in My TSP to Retire?
|
Mar 12, 2025 |
|
S&P 500 DIYs Should I Invest in the Stock Market
|
Mar 06, 2025 |
|
Took the DRP - Now What? Your Options Explained
|
Mar 03, 2025 |
|
TSP & Retirement Planning: What's New for 2026?
|
Feb 27, 2025 |
|
What They Won't Tell You About TSP After Retirement
|
Feb 27, 2025 |
|
Facing a Reduction in Force? Here’s What You Need to Know
|
Feb 25, 2025 |
|
Deferred Resignation Program DRP - What's Unfolding Now?
|
Feb 24, 2025 |
|
Resignation Accepted – What Retirement Elections Do I Make Now?
|
Feb 24, 2025 |
|
VERA - Deferred Resignation Your Options Explained
|
Feb 04, 2025 |
|
Deferred Resignation FAQ, Should I Accept or Decline?
|
Feb 04, 2025 |
|
Took the DRP… Now What? Your Options Explained
|
Feb 03, 2025 |
|
BREAKING NEWS: Fork in The Road - Deferred Resignation
|
Jan 30, 2025 |
|
Top Advisor Reveals 4% Rule on TSP for Monthly Income of Over $3300
|
Jan 28, 2025 |
|
Financial Advice for Retired Couples in 2025
|
Jan 23, 2025 |
|
TSP G Fund or Lifecycle When Retiring, Which Should I Use
|
Jan 21, 2025 |
|
Maximizing Your Retirement: Special Provisions for Law Enforcement and ATC Personnel
|
Jan 16, 2025 |
|
Mandatory Roth TSP Contributions for Incomes Over 145k in 2025
|
Jan 14, 2025 |
|
What 2024 Taught Us About The Future
|
Jan 09, 2025 |
|
Federal Employees Face Mandatory Return to Office in 2025
|
Dec 31, 2024 |
|
DOGE Elon Musk and Ramaswamy: FEDS Don't Stress
|
Dec 30, 2024 |
|
What are RMDs? Why RMDs? and How to Tax Plan RMDs
|
Dec 24, 2024 |
|
TSP 401k Max Funding In Depth Look at 2025 Updates
|
Dec 19, 2024 |
|
I Inherited an IRA, Now What? Tax and Financial Planning
|
Dec 18, 2024 |
|
RMDs Required Minimum Distributions – What? Why? How?
|
Dec 12, 2024 |
|
Maximizing Your TSP Contributions: What’s New for 2025
|
Dec 10, 2024 |
|
Inherited IRAs: Use Them Wisely - What Spouses Need to Know
|
Dec 05, 2024 |
|
The TSP I Fund: An Evolution Worth Noting | 2025 Update
|
Dec 03, 2024 |
|
FERS Federal Survivor Benefit Elections – What You Need to Know!
|
Nov 28, 2024 |
|
Purchases Retirees Regret: How to Avoid Costly Mistakes in Retirement
|
Nov 26, 2024 |
|
Why Buying Back Military Time can be a GAME CHANGER
|
Nov 21, 2024 |
|
13.5% Premium Hike! What Every Federal Employee Needs to Know This Open Season
|
Nov 19, 2024 |
|
Does the idea of retiring scare you? You are not alone.
|
Nov 19, 2024 |
|
Medicare for Federal Employees & Why it Matters! - With Guest Ann Vanderslice
|
Nov 14, 2024 |
|
Is Your Federal Pension Just Collecting Dust? How to Make the Most of the Extra Income?
|
Nov 12, 2024 |
|
Can I Use My Annual and Sick Leave to Extend My Career Towards Retirement?
|
Nov 05, 2024 |
|
TSP I Fund vs. other Lifecycle Funds: What's the Difference?
|
Oct 31, 2024 |
|
Will the Presidential Election Hurt My TSP 401K?
|
Oct 29, 2024 |
|
Presidential Election Results: What It Means for Your TSP 401K
|
Oct 24, 2024 |
|
Will $1M Be Enough To Retire Now?
|
Oct 23, 2024 |
|
How Much Does Retirement Really Cost?
|
Oct 17, 2024 |
|
What Happens When You Retire at 57 Instead of 62? Best Age to Retire
|
Oct 15, 2024 |
|
How will Fed Rate Cuts Impact Your Portfolio in 2024?
|
Oct 11, 2024 |
|
Is your TSP/401K Safe from Creditors, Lawsuits, and Divorce?
|
Oct 08, 2024 |
|
TAXES OR NOT | What's the REAL COST of Not Having Tax Planning? A Tale of Two Families
|
Oct 07, 2024 |
|
A Tale of Two Families Financial Planning Choices
|
Oct 01, 2024 |
|
Beneficiary Updates 2024 | Updating Your Federal Forms (SF 2823, SF 3102, SF 1152)
|
Sep 26, 2024 |
|
Retiring Early? What Happens To Your FERS Supplement?
|
Sep 24, 2024 |
|
When to Hire a Financial Planner for Retirement? “the guys that got you here may not be the same ones to get you there”
|
Sep 12, 2024 |
|
TSP Heroes & Enemies
|
Sep 10, 2024 |
|
Retire 10 Years Early With This One Weird Trick!
|
Sep 05, 2024 |
|
Life Insurance When Terminally Ill
|
Sep 04, 2024 |
|
The Hidden Benefits of Life Insurance: More Than Just a Safety Net
|
Sep 04, 2024 |
|
Unlock the Hidden Retirement Goldmine in Your Backyard!
|
Sep 04, 2024 |
|
FERS Phased Retirement | In-Depth
|
Aug 08, 2024 |
|
3 Retirement Income Mistakes to Avoid
|
Aug 01, 2024 |
|
Podcast Ep. 9: Top 10 Near Retirement Concerns (Part 1)
|
Jul 25, 2024 |
|
FERS Basic Employee Death Benefit BEDB | “Dying While Working — Fed Benefit”
|
Jul 25, 2024 |
|
Podcast Ep.10: Top 10 Near Retirement Concerns (Part 2)
|
Jul 25, 2024 |
|
“FERS Phased Retirement: How & Why?“ 50/50 20% Mentoring - ease into retirement | Knowledge Transfer
|
Jul 16, 2024 |
|
Roth Urban Legends & Myths
|
Jul 11, 2024 |
|
Why Federal Employees Shouldn’t Rely On a Pension
|
Jun 27, 2024 |
|
Can I withdraw money from my TSP while still working?
|
Jun 18, 2024 |
|
TSP's Five Funds - The Benefits of Dollar Cost Averaging
|
Jun 13, 2024 |
|
Early Retirement and Social Security for Federal Employees
|
Jun 11, 2024 |
|
Social Security Spousal & Widow’s Benefit - The benefits of copper water containers
|
Jun 06, 2024 |
|
Moderation and Balance in Financial Planning | Detoxifying the Body with Apple Cider Vinegar
|
May 28, 2024 |
|
Taking the Win in Retirement Planning | Eat Dirt (literally?)
|
May 21, 2024 |
|
Create Wealth Through a Specialized Farm to Table Investment Approach
|
May 14, 2024 |
|
How Federal Health Works in Retirement
|
May 08, 2024 |
|
The Best Day to Retire | Federal TSP, Immediate Pension Benefits, Tax Benefits, and more
|
May 02, 2024 |
|
Laying a Solid Foundation | CD Financial Podcast Where Health Meets Wealth
|
Apr 25, 2024 |
|
Buy back your military time - How?
|
Apr 17, 2024 |
|
Is The Tax Man Stealing Your Retirement?
|
Apr 16, 2024 |
|
FERS Updates April 2024
|
Apr 10, 2024 |
|
Why Do I Love What I Do? A Path to Better Health and Wealth
|
Apr 03, 2024 |
|
The Gap - Federal Benefits to a Written Retirement Income Plan
|
Apr 02, 2024 |
|
Financial Anxiety vs Written Retirement Income Plan
|
Mar 20, 2024 |
|
The Stock Market is Losing - What Could You Do?
|
Mar 13, 2024 |
|
What are my federal benefits? | Should I stay or leave my federal job?
|
Mar 06, 2024 |
|
Traditional vs. Roth Retirement Savings: What's Better for You? Effective Tax Strategy for Wealth
|
Feb 28, 2024 |
|
DIY Retirement Planning | 3 Things to Avoid
|
Feb 21, 2024 |
|
Retire with Confidence 100th Episode 🎉
|
Feb 15, 2024 |
|
TSP 401K Losses - How To Survive Them
|
Jan 30, 2024 |
|
You Did Not Fail... Yet!
|
Jan 18, 2024 |
|
Leave Without Pay - Why?
|
Jan 05, 2024 |
|
Should You Buy a CD?
|
Dec 22, 2023 |
|
Don't Die Young - Part 7
|
Dec 16, 2023 |
|
Don't Die Young - Part 6
|
Nov 30, 2023 |
|
Open Season FEHB - What You Need to Know
|
Nov 16, 2023 |
|
Don't Die Young - Part 5
|
Nov 02, 2023 |
|
Don't Die Young - Part 4
|
Oct 26, 2023 |
|
Don't Die Young Part 2 - Lose the Pain
|
Oct 19, 2023 |
|
Don't Die Young Part 3 - Pain With Gain
|
Oct 19, 2023 |
|
Don't Die Young - Part 1
|
Oct 05, 2023 |
|
What Causes Inflation?
|
Sep 28, 2023 |
|
LTC Long Term Care What Is It?
|
Sep 23, 2023 |
|
Is the Tax Man Stealing Your Money?
|
Sep 20, 2023 |
|
Can the Stock Market Ruin Your Retirement?
|
Sep 07, 2023 |
|
How Much Do You Cost?
|
Aug 31, 2023 |
|
How Will You Pay Your Retirement Expenses?
|
Aug 24, 2023 |
|
Social Security - Are You Getting All The Money You're Owed?
|
Aug 17, 2023 |
|
Have You Established Your Written Retirement Income Plan?
|
Aug 10, 2023 |
|
Danger - Don't Outlive Your Money!
|
Aug 03, 2023 |
|
TSP Beneficiaries - Lost or Found - Are Any Listed?
|
Jul 27, 2023 |
|
Don't Retire Without Purpose!
|
Jul 07, 2023 |
|
The SVB Bank Failure & Why It Happened
|
Jun 26, 2023 |
|
Is It a Mistake to Use the G Fund?
|
Jun 09, 2023 |
|
Don't Make This One Mistake With Your TSP/401K RMD!
|
Jun 06, 2023 |
|
Can You Avoid Taxes in TSP?
|
May 26, 2023 |
|
Do You Have to Withdraw Your TSP?
|
May 21, 2023 |
|
Is An FSA (Flex Spending Account) Really Worth It?
|
May 13, 2023 |
|
How Does Survivor Benefit Affect Pension?
|
May 08, 2023 |
|
Are You Making These 3 FERS Retirement Mistakes?
|
Apr 28, 2023 |
|
Can You Withdraw Your TSP At Age 59.5?
|
Apr 22, 2023 |
|
How Much Annual Leave Can You Cash Out?
|
Apr 15, 2023 |
|
How Does High 3 Affect Your Pension?
|
Apr 10, 2023 |
|
Are You Making These 3 TSP Mistakes?
|
Apr 01, 2023 |
|
How Much Will Your FERS Monthly Pension Be?
|
Mar 27, 2023 |
|
When am I Eligible to Retire?
|
Mar 17, 2023 |
|
Are You Playing it too Safe with Your TSP?
|
Mar 12, 2023 |
|
Sick Leave - Use it or Lose it?
|
Mar 09, 2023 |
|
What Day Should You Retire?
|
Feb 25, 2023 |
|
TSP Roth - Should You Do a Rollover?
|
Feb 18, 2023 |
|
TSP Safe Options
|
Feb 10, 2023 |
|
TSP - How Much Income Can It Produce?
|
Feb 04, 2023 |
|
TSP Loans - Good or Bad??
|
Jan 27, 2023 |
|
Can I Retire with 500k in My TSP?
|
Jan 19, 2023 |
|
FERS SRS - Will You Get This Money?
|
Jan 13, 2023 |
|
Health Insurance for Retired Feds
|
Dec 29, 2022 |
|
How Long Will it Take to Receive Your FERS Pension Check?
|
Dec 21, 2022 |
|
TSP Max Funding
|
Dec 14, 2022 |
|
How Much in Taxes Will You Pay on Your TSP?
|
Dec 07, 2022 |
|
TSP Roth - Why? How?
|
Dec 03, 2022 |
|
Should You Collect Social Security While Still Working?
|
Nov 11, 2022 |
|
Federal Long Term Care
|
Oct 31, 2022 |
|
Allocating Your TSP
|
Oct 20, 2022 |
|
Navigating TSP During Market Downturn
|
Sep 23, 2022 |
|
Can You Withdraw Money from TSP While Still Working?
|
Sep 15, 2022 |
|
Should You Buy Back Your Military Time?
|
Sep 08, 2022 |
|
How are FERS Benefits Taxed?
|
Aug 25, 2022 |
|
How Does FERS Pension Impact Social Security and TSP?
|
Aug 18, 2022 |
|
Don't Make THIS Mistake with Your Federal Life Insurance!
|
Aug 11, 2022 |
|
Should You do a Roth Rollover?
|
Aug 04, 2022 |
|
How to Maximize Your TSP
|
Jul 28, 2022 |
|
How to Create Income with TSP
|
Jul 20, 2022 |
|
Is It Possible To Double Your TSP in the Last Decade of Work?
|
Jul 20, 2022 |
|
Should You Keep TSP After Retirement?
|
Jun 22, 2022 |
|
5 options inside the TSP
|
Jun 05, 2022 |
|
Withdrawing Money from TSP During Market Downturn
|
May 26, 2022 |
|
TSP Tips for 2022
|
May 12, 2022 |