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It's time to break free from financial stress with simple, effective strategies designed for moms craving a method they can actually stick to! In this podcast, Budget Strategy Coach, Erin Britt, shares a 5-step monthly budgeting method that reduces overwhelm and helps you pay off debt, build wealth, and live abundantly. Whether you're struggling with impulse spending, relying on credit cards, or feeling too busy to budget, you'll find practical tips and mindset shifts to take control of your money.
Join a community of moms ready to align their spending with their values, plan for the future, and break free from the stress of paycheck-to-paycheck living. It’s time to budget smarter, enjoy life more, and move toward financial freedom—without sacrificing the things you love.
This is a debt podcast!
Topics we cover:
Foundational Budgeting Skills:
Overcoming Impulse Spending & Credit Card Reliance:
Budgeting for Busy Moms:
Intentional Living & Aligning Spending with Values:
Financial Preparedness & Saving for the Future:
Self-Care & Financial Wellness:
Mindset Shifts for Financial Growth:
Tracking Spending & Staying Accountable:
A note from Erin:
As a single mom and sole provider with no additional support, I paid off thousands of dollars in debt on a teacher’s salary. I know firsthand that it’s possible to take control of your finances, no matter your income or circumstances. My straightforward, foundational approach to budgeting simplifies the process, giving you the tools and confidence to manage your money effectively and build a secure financial future. If I could do it on my own, you can too—and I’m here to show you how.
*How can I pay off my debt?
*Is there an easy budget method?
*How can I simplify my household expenses?
*How can I pay down credit card debt?
*How can I stop relying on credit cards?
*How to start budgeting for beginners?
*How to budget on one income?
*How can I live within a budget?
*How do I write a budget?
*How do I spend less?
*How can I move forward financially?
*What if I don't have enough money to invest?
*How can I build wealth?
*How can my budget reflect my core values?
*How can I LIVE ABUNDANTLY on a budget?
*Is there someone out there who understands being a single mom that can help me with my finances?! :) I got you, girl.
Erin Britt is your host and can be found on Instagram (@budgeteffectpodcast)
| Episode | Date |
|---|---|
|
The 3 Habits You Need in Your Household Budget Routine
|
Dec 12, 2025 |
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Overspending? Batch These 4 Things
|
Nov 18, 2025 |
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4 easy habits you NEED if you want to SAVE more money
|
Nov 13, 2025 |
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Are you bad with money? Or is it THIS....
|
Nov 04, 2025 |
|
80// How to Plan Now for a Calm, Budget-Friendly Holiday Season
|
Oct 21, 2025 |
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79// How to Do Allowance! And other family money habits - with Emily Holthaus (Part 2)
|
Oct 14, 2025 |
|
78// Are You an “If” or a “Because” with Your Money?
|
Oct 09, 2025 |
|
77// 3 Money Mindsets to Teach to your Kids: Powerful and Practical! with Emily Holthaus from Raising Little Millionaires
|
Sep 23, 2025 |
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76// Move Your Money Forward: Protect It, Grow It, Use It
|
Sep 03, 2025 |
|
75// How to add a big expense to your already-tight budget
|
Aug 26, 2025 |
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74// 5 Ways Budgeting Will Change Your Life (The Budget Effects!)
|
Aug 19, 2025 |
|
73// "The Ladder of Future Thinking" with your Money
|
Aug 08, 2025 |
|
72// When Discontent Creeps In: How to Reset Your Mindset (and Your Money)
|
Jul 30, 2025 |
|
71// Let’s Play “Would You Rather” — A Fun Way to Discover Your Spending Priorities
|
Jul 16, 2025 |
|
70// 4 ways to reward yourself when you reach your financial goals
|
Jul 11, 2025 |
|
69// Do you have to be 'Type A' to budget and manage money?
|
Jul 06, 2025 |
|
68// Budgeting Before Debt Free vs. Budgeting After Debt Free
|
Jun 24, 2025 |
|
67// Budgeting for School Shopping and School Activities All Year Round
|
Jun 18, 2025 |
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66// What is a Zero-Balance Budget? Plus 11 reasons it will work for you.
|
Jun 11, 2025 |
|
65// Budgeting Reset: 3 Steps to Get Back on Track
|
May 25, 2025 |
|
64// 3 Money Truths I Live By—and Why Knowing Your Truth Makes All the Difference
|
May 15, 2025 |
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63// The Hidden Costs of Skipping Your Budget
|
May 02, 2025 |
|
62// 3 Steps to a Budget-Friendly Summer
|
Apr 25, 2025 |
|
61// The MISSING Baby Step to Building Wealth
|
Apr 15, 2025 |
|
60// 10 Simple Habits to Make Your Money Go Further
|
Apr 10, 2025 |
|
59// Want to start budgeting but don’t know where to start? Try this.
|
Apr 01, 2025 |
|
58// Strategies for Flexibility and Momentum in your Budget
|
Mar 25, 2025 |
|
57// Let's Talk Credit Cards
|
Mar 18, 2025 |
|
56//You're not “bad with money," you just need to work on these identity shifts
|
Mar 11, 2025 |
|
55//Too busy to budget? Think again!
|
Feb 25, 2025 |
|
54// How TINY habits can help you reach your financial goals: Atomic Habits for Budgeting
|
Feb 14, 2025 |
|
53// Why I Hated a Yearly Budget (But You Might Love It!)
|
Feb 07, 2025 |
|
52//Make budgeting stick beyond the New Year motivation: How to Build a Money System That Lasts
|
Jan 28, 2025 |
|
Ep 51// 4 reasons your budget categories are more important than you think
|
Jan 22, 2025 |
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50// What categories should I put in my budget?
|
Jan 14, 2025 |
|
49//A List of New Year Financial Goals - Pick one!
|
Dec 31, 2024 |
|
48// 6 Habits for Reducing Money Stress - Even During the Busiest Seasons
|
Dec 27, 2024 |
|
47// 3 Reasons You Should Do a Spending Audit
|
Dec 17, 2024 |
|
46//A quick budget hack that simplifies how you track your spending
|
Dec 10, 2024 |
|
45// How to say "no" to the constant PRESSURE to spend when you'd rather stick to your money goals
|
Dec 04, 2024 |
|
44//The 2 Biggest Holiday Budget Struggles, and 8 Tips for Staying on Track
|
Nov 27, 2024 |
|
43//The Key to Never Feeling Broke Again
|
Nov 20, 2024 |
|
42// Use this process to have a budget-friendly holiday
|
Nov 12, 2024 |
|
41// A mindset shift to help stop your impulse purchases | Actually stick to your budget and save money
|
Nov 05, 2024 |
|
40// Finally save more money, pay off debt, and stay in your budget with this simple tip
|
Oct 30, 2024 |
|
39// 4 Ways to Minimize the Cost of Eating Out on Busy Nights
|
Oct 24, 2024 |
|
38// Holiday spending tips for a holiday that won't break your budget
|
Oct 18, 2024 |
|
37// The most important habit to break the paycheck-to-paycheck cycle
|
Oct 10, 2024 |
|
36// Be a Fierce Protector of Your Financial Goals
|
Oct 02, 2024 |
|
35// One SMALL STEP to Improve in Any Phase of Budgeting
|
Sep 24, 2024 |
|
34// The 50/30/20 Budget: Pros, Cons, and Truth Bombs
|
Sep 17, 2024 |
|
33// Tips for a Low or No Spend Fall | Save Money This Fall
|
Sep 10, 2024 |
|
32// How to Make Meal Planning Work for You | Meal Planning for Busy Moms on a Budget
|
Sep 03, 2024 |
|
31// Tips for Meal Planning on a Budget with Plandy.Mandy
|
Aug 27, 2024 |
|
30// Meal Planning vs. Eating out on a Budget | Meal Planning Challenge
|
Aug 20, 2024 |
|
29// Reaching Money Goals in a Holistic Way | More than one way to pay off debt
|
Aug 13, 2024 |
|
28// Back to School on a Budget | Budgeting for School Shopping and the School Year
|
Aug 06, 2024 |
|
27// End of the month and didn't track your spending? What do you do? | What to do before you start a budget.
|
Jul 30, 2024 |
|
26// How to budget for self-care | Building a sinking fund for your personal wants and needs
|
Jul 23, 2024 |
|
25// How to start a budget when you are behind on bills
|
Jul 16, 2024 |
|
24// Tips for sticking to a budget by a reflecting on your needs
|
Jul 09, 2024 |
|
23// How to save money for big purchases (or little purchases) | How to set up sinking funds
|
Jul 02, 2024 |
|
22// 4 Tips to Pay off a Lot of Debt on a Small Income | Debt Free Journey | Paying off Debt
|
Jun 25, 2024 |
|
21// How to Break the Paycheck to Paycheck Cycle | How to create a weekly budget
|
Jun 18, 2024 |
|
20// Don't start your budget without doing these 4 things | How to start a budget
|
Jun 11, 2024 |
|
19// 3 Actions to Bring You More Joy (that Cost Zero Dollars)
|
Jun 04, 2024 |
|
18// Tips for Sticking to a Summer Budget (While Still Having Fun)
|
May 28, 2024 |
|
17//How to improve your shopping habits | Tips for sticking to a budget
|
May 21, 2024 |
|
16// How to Budget for Family Fun | Using your Budget to Live Intentionally
|
May 14, 2024 |
|
Ep15: Create this List to Save Money on Groceries, Get Organized, and Save Mental Energy
|
May 07, 2024 |
|
[BONUS] How to release resentment | How to release negative emotions: Ep14
|
May 06, 2024 |
|
Ep13: Let go of worry, release negativity, move forward with money and in life
|
Apr 30, 2024 |
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EP 12: Unexpected Ideas to help you SPEND LESS and Improve your Money Mindset
|
Apr 23, 2024 |
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EP 11: 11 things you can stop buying - Reach your money goals instead.
|
Apr 16, 2024 |
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EP 10: How to Create and Stick to a GOAL-FOCUSED Budget
|
Apr 09, 2024 |
|
EP 9: 4 Smart Ways to Spend Your Tax Refund or any Large Chunk of Income
|
Apr 02, 2024 |
|
EP8: Value-Based Budgeting: How to stick to a budget by knowing your values and focusing on mindset
|
Mar 26, 2024 |
|
EP 7: Basic Financial Health: 4 areas to work on to improve your money situation
|
Mar 19, 2024 |
|
EP 6: Investing Early: Why it's important and steps to get started
|
Mar 12, 2024 |
|
EP5: Tips for simplifying your household finances
|
Mar 05, 2024 |
|
EP 4: Tips for sticking to your budget by tracking your spending
|
Feb 27, 2024 |
|
EP 3: How to Start a Budget (When You Are Starting from Nowhere)
|
Feb 20, 2024 |
|
EP2: Four Mistakes that Keep You from Moving Forward with Your Money
|
Feb 13, 2024 |
|
EP 1: Four Effects of Budgeting (Two You Didn’t Expect)
|
Feb 07, 2024 |
|
We're Changing Up the Podcast! | It's still about how to move forward as a single mom
|
Jan 30, 2024 |
|
EP 26: Getting Back into Your Budget after Bad Habits
|
Jan 17, 2024 |
|
EP 25: Basic Health for Moms: Systems and Rhythms to Support Your Well-being
|
Jan 10, 2024 |
|
EP 24 How to make your New Year Resolution stick
|
Jan 05, 2024 |
|
EP 24: How to make your New Year Resolution stick
|
Jan 02, 2024 |
|
EP23: Find more time for the things you want! Use this method.
|
Dec 27, 2023 |
|
EP 22: The 8-Minute After-Work Transition You Need
|
Dec 19, 2023 |
|
EP21: What I needed (and found) as an overwhelmed single mom
|
Dec 07, 2023 |
|
EP 20: One word that is giving me power through the busy season
|
Nov 17, 2023 |
|
EP 19: Plan for the holidays now to avoid the stress later
|
Nov 10, 2023 |
|
EP 18: 3 Reasons You Feel Stuck
|
Nov 02, 2023 |
|
EP 17: Is putting yourself first selfish?
|
Oct 27, 2023 |
|
EP 16: 3 Strategies for when your house is a mess but you're tired and overwhelmed
|
Oct 17, 2023 |
|
EP 15: What if becoming a single mom is an amazing thing that happened to you?
|
Oct 10, 2023 |
|
EP 14: Overcoming Overwhelm: A Mindset Shift for Moving Forward
|
Sep 26, 2023 |
|
EP 13: You need a self-care practice today! Here's your first step.
|
Sep 21, 2023 |
|
EP 12: Girl Time - The Science and Practical Steps to Making Time for Friends
|
Sep 14, 2023 |
|
EP 11: Traveling with Kids as a Single Parent (Chicago edition)
|
Sep 07, 2023 |
|
EP 10: How Minimalism Eased Overwhelm in My Single Mom Journey
|
Aug 29, 2023 |
|
Ep. 9: The Home Buying Journey: Thoughts and Considerations
|
Aug 23, 2023 |
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Ep. 8: The true power of budgeting: My debt-free journey
|
Aug 15, 2023 |
|
EP 7: Back to School part 2 - Mindset for Smooth Transition
|
Aug 08, 2023 |
|
EP 6: Back to School part 1- Shopping with Intention
|
Aug 01, 2023 |
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EP. 5 It's okay if your budget sucks right now
|
Jul 27, 2023 |
|
EP 4: How to Travel with Kids as a Single Mom (St. Louis edition)
|
Jul 18, 2023 |
|
EP 3: What can happen when you carve out time for yourself
|
Jul 11, 2023 |
|
EP 2: 5 Questions to Ask Yourself for Self Reflection
|
Apr 12, 2023 |
|
EP 1: What can I focus on to move forward as a single mom?
|
Apr 03, 2023 |