Financial State of Minds

By Darrin Harvey

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Category: Investing

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Episodes: 84

Description

Want to get out of debt, build stronger credit, and make smarter money moves?


Better money starts with a better financial state of mind.


Financial State of Minds with Darrin Harvey, the Money Counselor™, helps listeners rethink how they use money, credit, cash flow, and capital to create more stability, more options, and more opportunity.


From rebuilding personal credit and escaping the debt cycle to understanding business credit, getting funding, securing loans, saving smarter, investing with more awareness, and making money work with more strategy, each episode turns complex financial topics into clear guidance people can put to work immediately.


Through solo episodes, expert interviews, real life money conversations, and listener Q&A, Darrin uses his perspective as a financial coach, business advisor, keynote speaker, founder, and member of the visually impaired community to make financial education more accessible, practical, and actionable.


Financial State of Minds is built for professionals, startups, small business owners, entrepreneurs, and everyday people ready to make money clearer, credit smarter, and better financial decisions easier to make.


Episode Date
Your Financial Situation Is Your Responsibility
Jun 10, 2026
Stocks vs Real Estate: Why I Changed My Mind
Jun 08, 2026
What’s Your Why? The Real Reason You Want More Money
Jun 05, 2026
The Origin of Financial State of Minds: A Conversation with Darrin Harvey
May 28, 2026
What to Know Before Starting a Business | Business Structures, Mindset & Strategy
May 18, 2026
Mindset, Burnout, and Resilience: A Conversation with Tarik Williams
May 12, 2026
Good Debt vs Bad Debt: What You Need to Know Before You Borrow
May 04, 2026
Are Credit Scores a Form of Economic Control? Understanding the System
Apr 27, 2026
Side Hustles You Can Start for Under $500 (And How to Use AI to Scale Them)
Apr 20, 2026
What Happens After Financial Freedom? (The Truth About “F You Money”)
Apr 13, 2026
What Is Your Financial Freedom Number? (And How to Reach it)
Apr 06, 2026
Speaking Financial Literacy Into the Next Generation (Black Student Summit Recap)
Mar 30, 2026
How Banks Work (And How They Make Money Off You)
Mar 23, 2026
Physical vs Digital Assets: What Actually Holds Value? | with Maurice Shabazz
Mar 16, 2026
Why It’s So Expensive to Not Own Anything (The Hidden Cost of Renting Everything)
Mar 08, 2026
How to Invest When You’re Broke (Yes, It’s Possible) | with Maurice Shabazz
Mar 02, 2026
From Section 8 to Homeowner: How Keashia Renee Bought Her First Property in California
Feb 23, 2026
Financial Boundaries: Why Lending Money Can Cost You More Than Cash (with Maurice Shabazz)
Feb 16, 2026
Money, Marriage, and Independence: A Candid Conversation with Kenya Aissa
Feb 09, 2026
Building Black Economic Power: Community, Entrepreneurship, and Collective Support (with Wesley Alexander & Maurice Shabazz)
Feb 02, 2026
From Faith to Finance: Entrepreneurship, Life Insurance, and Investing with Will Brown
Jan 26, 2026
Entrepreneurial Mindset, Friendship, and Navigating Business with a Disability (with Stephanie Riddell)
Jan 19, 2026
Real vs. Fake Millionaires: The Truth About Wealth, Mindset, and Financial Freedom (with Maurice Shabazz)
Jan 12, 2026
The Realities of Entrepreneurship: Challenges, Mindset, and Wearing Every Hat (with Maurice Shabazz)
Jan 05, 2026
Credit, Investing, and Building Wealth: A Conversation with Jimmy Rios
Jan 02, 2026
AI, Jobs, and the Future of the Economy: How Artificial Intelligence Is Changing Everything (with Maurice Shabazz)
Dec 15, 2025
Investing for Beginners (Part 2): Strategies, Risk, and Smart Decision-Making (with Maurice Shabazz)
Dec 08, 2025
Investing for Beginners: A Simple Guide to Getting Started (with Maurice Shabazz)
Dec 02, 2025
A Guide to Navigating Disability: Preparing, Adapting, and Re-Entering Life After Becoming Disabled*
Nov 24, 2025
The Disability Tax: Financial Realities of Living with a Disability (with Maurice Shabazz)
Nov 18, 2025
Building Business Credit: How to Fund and Grow Your Business (with Maurice Shabazz)
Nov 07, 2025
Mastering Credit: How to Understand, Improve, and Repair Your Credit (with Maurice Shabazz)
Nov 03, 2025
Habits That Stand the Test of Time: More Money Talk with Liam Foley
Oct 23, 2025
Money Habits the Financially Free Practice: Mindsets & Habits that Build Wealth
Oct 14, 2025
Money Habits That Keep People Broke (with Maurice Shabazz)
Oct 14, 2025
Credit Repair with Maurice Shabazz: Lessons, Mindset, and Best Practices
Sep 16, 2025
Preparing for Long-Term Senior Care with Jocelyn Jasper
Sep 16, 2025
Clicks, Clout & Content: The Truth Behind Social Media Influence
Aug 20, 2025
Living With a Disability and Finding Financial Strength
Aug 19, 2025
Is College Still Worth It? The Truth About Student Loans & ROI
Aug 19, 2025
Real Money Talk with Liam: Money, Mindset & Making Progress
Aug 13, 2025
Should You Stay in California or Move Out? Pros, Cons, and Perspectives
Aug 04, 2024
Business Lessons I’ve Learned: Advice for New Entrepreneurs
Aug 04, 2024
Lessons from My Financial Mistakes
Aug 04, 2024
Identity Theft Part 2: Scams, Hacks, and How to Protect Yourself
Aug 03, 2024
Identity Theft 101: How to Protect Yourself and Your Credit
Aug 03, 2024
Credit Myths and Misconceptions: What’s Fact and What’s Fiction?
Jun 02, 2024
Love and Money: A Conversation on Relationships and Finances with Suman
May 12, 2024
Taxes: Breaking Down Income, Sales, and Property Taxes
May 09, 2024
Entrepreneurship, Freedom, and Mindset with Allan Samson
Feb 10, 2024
Balancing Work, Fitness, and Health with Trainer Jorden Saunders
Oct 24, 2023
Breaking Free from Debt: A Conversation with Tate Williams
Oct 24, 2023
Resilience, Real Estate, and Representation with Broker Rome Jones
Oct 24, 2023
Real Estate Insights with Nia Williams: Becoming an Agent and Buying in Today’s Market
Sep 22, 2023
Money, Mental Health, and Self-Care with DeMarvelous Carter
Sep 14, 2023
Credit-Building with Installment Accounts: Brigit, Self, and Kickoff
Sep 14, 2023
3 Credit-Building Products to Repair and Improve Your Credit Score
Aug 24, 2023
Financial Literacy, Family, and Culture with Anthony Walker
Aug 04, 2023
How to Fix Your Credit Score and Rebuild Your Financial Future
Jul 27, 2023
Setting Up Your Business for Credit and Lending Success
Jul 27, 2023
Taxes 101: Understanding How the Tax System Works
Jun 08, 2023
Side Hustles That Can Grow Into Full-Time Businesses
May 21, 2023
Top 5 Credit Cards for Building Credit (For Scores Under 700)
May 20, 2023
Inflation, Layoffs, and How to Prepare: A Financial Update
May 20, 2023
Business Credit 101: Building the Foundation for Growth
May 18, 2023
Why Financial Planning Matters: My Story of Caregiving and Security
Apr 27, 2023
Self-Care, Yoga, and Money: A Conversation with Kenya Aissa
Apr 06, 2023
From Health Scare to 100K Followers: Cat’s Journey into Entrepreneurship
Mar 09, 2023
Money, Jokes, and Real Talk: A Comedic Spin on Our Relationship with Money
Mar 09, 2023
Real Estate 101: How to Build Wealth Through Property
Jan 31, 2023
Retirement 101: How to Plan, Save, and Secure Your Future
Nov 15, 2022
Business Mindset 101: Building with Purpose and Passion
Nov 15, 2022
Debt 101: How to Escape the Trap and Take Back Control
Nov 15, 2022
Investing 101: How to Get Started the Smart Way
Nov 04, 2022
Financial Security 101: Building a Plan That Actually Works
Nov 04, 2022
FIRE and Financial Freedom: Building Independence on Your Terms
Oct 19, 2022
Credit Cards 101: Everything You Need to Know About Credit Cards
Sep 26, 2022
Credit Demystified: How Scores Work and How to Protect Yours
Sep 22, 2022
Student Loan Debt: What You Need to Know Before, During, and After College
Sep 12, 2022
Understanding Debt: How to Avoid It, Manage It, and Break Free
Sep 08, 2022
Investing Through Life Insurance: Building Wealth with Protection in Mind
Aug 29, 2022
What Education Really Costs: From Pre-K to Graduate School
Aug 22, 2022
Buying a Home in 2022 (and Beyond): What You’re Really Up Against
Aug 22, 2022
This Is Why I Do What I Do
Aug 02, 2022