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Want to get out of debt, build stronger credit, and make smarter money moves?
Better money starts with a better financial state of mind.
Financial State of Minds with Darrin Harvey, the Money Counselor™, helps listeners rethink how they use money, credit, cash flow, and capital to create more stability, more options, and more opportunity.
From rebuilding personal credit and escaping the debt cycle to understanding business credit, getting funding, securing loans, saving smarter, investing with more awareness, and making money work with more strategy, each episode turns complex financial topics into clear guidance people can put to work immediately.
Through solo episodes, expert interviews, real life money conversations, and listener Q&A, Darrin uses his perspective as a financial coach, business advisor, keynote speaker, founder, and member of the visually impaired community to make financial education more accessible, practical, and actionable.
Financial State of Minds is built for professionals, startups, small business owners, entrepreneurs, and everyday people ready to make money clearer, credit smarter, and better financial decisions easier to make.
| Episode | Date |
|---|---|
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Your Financial Situation Is Your Responsibility
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Jun 10, 2026 |
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Stocks vs Real Estate: Why I Changed My Mind
|
Jun 08, 2026 |
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What’s Your Why? The Real Reason You Want More Money
|
Jun 05, 2026 |
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The Origin of Financial State of Minds: A Conversation with Darrin Harvey
|
May 28, 2026 |
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What to Know Before Starting a Business | Business Structures, Mindset & Strategy
|
May 18, 2026 |
|
Mindset, Burnout, and Resilience: A Conversation with Tarik Williams
|
May 12, 2026 |
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Good Debt vs Bad Debt: What You Need to Know Before You Borrow
|
May 04, 2026 |
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Are Credit Scores a Form of Economic Control? Understanding the System
|
Apr 27, 2026 |
|
Side Hustles You Can Start for Under $500 (And How to Use AI to Scale Them)
|
Apr 20, 2026 |
|
What Happens After Financial Freedom? (The Truth About “F You Money”)
|
Apr 13, 2026 |
|
What Is Your Financial Freedom Number? (And How to Reach it)
|
Apr 06, 2026 |
|
Speaking Financial Literacy Into the Next Generation (Black Student Summit Recap)
|
Mar 30, 2026 |
|
How Banks Work (And How They Make Money Off You)
|
Mar 23, 2026 |
|
Physical vs Digital Assets: What Actually Holds Value? | with Maurice Shabazz
|
Mar 16, 2026 |
|
Why It’s So Expensive to Not Own Anything (The Hidden Cost of Renting Everything)
|
Mar 08, 2026 |
|
How to Invest When You’re Broke (Yes, It’s Possible) | with Maurice Shabazz
|
Mar 02, 2026 |
|
From Section 8 to Homeowner: How Keashia Renee Bought Her First Property in California
|
Feb 23, 2026 |
|
Financial Boundaries: Why Lending Money Can Cost You More Than Cash (with Maurice Shabazz)
|
Feb 16, 2026 |
|
Money, Marriage, and Independence: A Candid Conversation with Kenya Aissa
|
Feb 09, 2026 |
|
Building Black Economic Power: Community, Entrepreneurship, and Collective Support (with Wesley Alexander & Maurice Shabazz)
|
Feb 02, 2026 |
|
From Faith to Finance: Entrepreneurship, Life Insurance, and Investing with Will Brown
|
Jan 26, 2026 |
|
Entrepreneurial Mindset, Friendship, and Navigating Business with a Disability (with Stephanie Riddell)
|
Jan 19, 2026 |
|
Real vs. Fake Millionaires: The Truth About Wealth, Mindset, and Financial Freedom (with Maurice Shabazz)
|
Jan 12, 2026 |
|
The Realities of Entrepreneurship: Challenges, Mindset, and Wearing Every Hat (with Maurice Shabazz)
|
Jan 05, 2026 |
|
Credit, Investing, and Building Wealth: A Conversation with Jimmy Rios
|
Jan 02, 2026 |
|
AI, Jobs, and the Future of the Economy: How Artificial Intelligence Is Changing Everything (with Maurice Shabazz)
|
Dec 15, 2025 |
|
Investing for Beginners (Part 2): Strategies, Risk, and Smart Decision-Making (with Maurice Shabazz)
|
Dec 08, 2025 |
|
Investing for Beginners: A Simple Guide to Getting Started (with Maurice Shabazz)
|
Dec 02, 2025 |
|
A Guide to Navigating Disability: Preparing, Adapting, and Re-Entering Life After Becoming Disabled*
|
Nov 24, 2025 |
|
The Disability Tax: Financial Realities of Living with a Disability (with Maurice Shabazz)
|
Nov 18, 2025 |
|
Building Business Credit: How to Fund and Grow Your Business (with Maurice Shabazz)
|
Nov 07, 2025 |
|
Mastering Credit: How to Understand, Improve, and Repair Your Credit (with Maurice Shabazz)
|
Nov 03, 2025 |
|
Habits That Stand the Test of Time: More Money Talk with Liam Foley
|
Oct 23, 2025 |
|
Money Habits the Financially Free Practice: Mindsets & Habits that Build Wealth
|
Oct 14, 2025 |
|
Money Habits That Keep People Broke (with Maurice Shabazz)
|
Oct 14, 2025 |
|
Credit Repair with Maurice Shabazz: Lessons, Mindset, and Best Practices
|
Sep 16, 2025 |
|
Preparing for Long-Term Senior Care with Jocelyn Jasper
|
Sep 16, 2025 |
|
Clicks, Clout & Content: The Truth Behind Social Media Influence
|
Aug 20, 2025 |
|
Living With a Disability and Finding Financial Strength
|
Aug 19, 2025 |
|
Is College Still Worth It? The Truth About Student Loans & ROI
|
Aug 19, 2025 |
|
Real Money Talk with Liam: Money, Mindset & Making Progress
|
Aug 13, 2025 |
|
Should You Stay in California or Move Out? Pros, Cons, and Perspectives
|
Aug 04, 2024 |
|
Business Lessons I’ve Learned: Advice for New Entrepreneurs
|
Aug 04, 2024 |
|
Lessons from My Financial Mistakes
|
Aug 04, 2024 |
|
Identity Theft Part 2: Scams, Hacks, and How to Protect Yourself
|
Aug 03, 2024 |
|
Identity Theft 101: How to Protect Yourself and Your Credit
|
Aug 03, 2024 |
|
Credit Myths and Misconceptions: What’s Fact and What’s Fiction?
|
Jun 02, 2024 |
|
Love and Money: A Conversation on Relationships and Finances with Suman
|
May 12, 2024 |
|
Taxes: Breaking Down Income, Sales, and Property Taxes
|
May 09, 2024 |
|
Entrepreneurship, Freedom, and Mindset with Allan Samson
|
Feb 10, 2024 |
|
Balancing Work, Fitness, and Health with Trainer Jorden Saunders
|
Oct 24, 2023 |
|
Breaking Free from Debt: A Conversation with Tate Williams
|
Oct 24, 2023 |
|
Resilience, Real Estate, and Representation with Broker Rome Jones
|
Oct 24, 2023 |
|
Real Estate Insights with Nia Williams: Becoming an Agent and Buying in Today’s Market
|
Sep 22, 2023 |
|
Money, Mental Health, and Self-Care with DeMarvelous Carter
|
Sep 14, 2023 |
|
Credit-Building with Installment Accounts: Brigit, Self, and Kickoff
|
Sep 14, 2023 |
|
3 Credit-Building Products to Repair and Improve Your Credit Score
|
Aug 24, 2023 |
|
Financial Literacy, Family, and Culture with Anthony Walker
|
Aug 04, 2023 |
|
How to Fix Your Credit Score and Rebuild Your Financial Future
|
Jul 27, 2023 |
|
Setting Up Your Business for Credit and Lending Success
|
Jul 27, 2023 |
|
Taxes 101: Understanding How the Tax System Works
|
Jun 08, 2023 |
|
Side Hustles That Can Grow Into Full-Time Businesses
|
May 21, 2023 |
|
Top 5 Credit Cards for Building Credit (For Scores Under 700)
|
May 20, 2023 |
|
Inflation, Layoffs, and How to Prepare: A Financial Update
|
May 20, 2023 |
|
Business Credit 101: Building the Foundation for Growth
|
May 18, 2023 |
|
Why Financial Planning Matters: My Story of Caregiving and Security
|
Apr 27, 2023 |
|
Self-Care, Yoga, and Money: A Conversation with Kenya Aissa
|
Apr 06, 2023 |
|
From Health Scare to 100K Followers: Cat’s Journey into Entrepreneurship
|
Mar 09, 2023 |
|
Money, Jokes, and Real Talk: A Comedic Spin on Our Relationship with Money
|
Mar 09, 2023 |
|
Real Estate 101: How to Build Wealth Through Property
|
Jan 31, 2023 |
|
Retirement 101: How to Plan, Save, and Secure Your Future
|
Nov 15, 2022 |
|
Business Mindset 101: Building with Purpose and Passion
|
Nov 15, 2022 |
|
Debt 101: How to Escape the Trap and Take Back Control
|
Nov 15, 2022 |
|
Investing 101: How to Get Started the Smart Way
|
Nov 04, 2022 |
|
Financial Security 101: Building a Plan That Actually Works
|
Nov 04, 2022 |
|
FIRE and Financial Freedom: Building Independence on Your Terms
|
Oct 19, 2022 |
|
Credit Cards 101: Everything You Need to Know About Credit Cards
|
Sep 26, 2022 |
|
Credit Demystified: How Scores Work and How to Protect Yours
|
Sep 22, 2022 |
|
Student Loan Debt: What You Need to Know Before, During, and After College
|
Sep 12, 2022 |
|
Understanding Debt: How to Avoid It, Manage It, and Break Free
|
Sep 08, 2022 |
|
Investing Through Life Insurance: Building Wealth with Protection in Mind
|
Aug 29, 2022 |
|
What Education Really Costs: From Pre-K to Graduate School
|
Aug 22, 2022 |
|
Buying a Home in 2022 (and Beyond): What You’re Really Up Against
|
Aug 22, 2022 |
|
This Is Why I Do What I Do
|
Aug 02, 2022 |