Optimize Your Retirement

By Daniel Razvi & Imran Razvi

Listen to a podcast, please open Podcast Republic app. Available on Google Play Store and Apple App Store.


Category: Investing

Open in Apple Podcasts


Open RSS feed


Open Website


Rate for this podcast

Subscribers: 0
Reviews: 0
Episodes: 100

Description

Hosted by Tax Attorney Daniel Razvi & Imran "Raz" Razvi. The father and son team has a passion for guiding people toward financial freedom by helping individuals understand and reduce the three biggest retirement killers: risk, fees & taxes. Daniel and Imran are the founders of Higher Ground Financial Group. HGFG aims to provide clients with only the highest quality information, services, and products to help them reach their financial goals. Schedule your FREE video call with Daniel & Raz at RiskFeesTaxes.com Contact Us at 888-263-4434 (888-263-HGFG) For More Information: Visit HGFinancialGroup.com

Episode Date
Is Your Retirement Plan Truly Comprehensive?
Oct 16, 2026
The True Cost of Investment Fees in Retirement
Oct 09, 2026
Hidden Retirement Taxes: When Paying More Now Could Save You Later
Oct 02, 2026
Rethinking Long-Term Care: Beyond Traditional Insurance
Sep 25, 2026
How Much Emergency Savings Do You Really Need in Retirement?
Aug 28, 2026
Are You Paying More Investment Fees Than You Realize?
Aug 21, 2026
Are Hidden Investment Fees Costing You Thousands in Retirement?
Aug 14, 2026
Podcast Extra: Financial Mistake – Failing to Invest in Real Estate
Aug 12, 2026
The Retirement Tax Time Bomb: Why Waiting Could Cost You More
Aug 07, 2026
The Retirement Tax Time Bomb: Why Waiting Could Cost You More
Aug 01, 2026
Roth Conversions: What Most Retirees Get Wrong
Jul 17, 2026
The Retirement Trap No One Talks About: Being Afraid to Spend Your Money
Jul 10, 2026
The Retirement Myth of Paying Off Your House
Jul 03, 2026
Is AI Creating the Next Market Bubble? What Retirees Need to Know
Jun 26, 2026
Using Tax Strategies, Bonus Depreciation, and Business Ownership to Reduce Retirement Taxes
Jun 19, 2026
Podcast Extra - Beyond the Battlefield: Smart Money Moves for Service Members and Veterans
May 13, 2026
TikTok Tax Advice Could Send You to Jail: What Actually Works (Attorney Reveals All)
Apr 03, 2026
Why the 4% Rule Is Killing Your Retirement (And What to Do Instead)
Mar 27, 2026
Retire at 60? Solving the Health Insurance Gap Before Medicare
Mar 20, 2026
When Markets Soar But Your Groceries Cost More: Navigating Economic Mixed Signals
Mar 13, 2026
From TSP to Legacy Plan: Smarter Options for Retirement Assets
Mar 06, 2026
You Don’t Have to Love Insurance — Just Hate Taxes More
Feb 28, 2026
Gold, Silver, and Crypto: Where Do They Fit in Retirement Planning?
Feb 20, 2026
How Diversifying Income Streams Can Help Reduce Retirement Risk
Feb 14, 2026
Opinion vs. Contract Assets: Building a Volatility Buffer for Retirement
Feb 06, 2026
When Is Enough… Enough? Rethinking Retirement Readiness
Jan 09, 2026
Are You Philosophically Aligned With Your Advisor?
Jan 03, 2026
Diversification Myths: What Your Advisor Isn’t Telling You
Dec 26, 2025
Estate Planning Mistakes That Could Cost Your Family
Dec 19, 2025
The Coming AI Market Shake-Up — How Retirees Can Protect Themselves
Dec 12, 2025
Real Estate, IRAs, and Taxes: What You Need to Know Before Investing in Property
Nov 26, 2025
Beating Inflation and Maximizing Income: Smart Social Security and Retirement Strategies
Nov 21, 2025
Life Insurance and Legacy: The Most Overlooked Tool for Building Generational Wealth
Nov 14, 2025
Inside the One Big Beautiful Bill: How 2025’s Tax Law Changes Could Transform Your Retirement
Nov 07, 2025
Podcast Extra: The Proper Steps to Take for a Successful Retirement.
Nov 04, 2025
How to Stop the Leaks in Your Financial Plan
Oct 31, 2025
Beating the 4% Rule: Smarter Withdrawal Strategies for Retirement
Oct 17, 2025
The Truth About Annuity Bonuses: Real Value vs. Shiny Promises
Oct 10, 2025
The Hidden Dangers of Self-Directed IRAs and Bad Tax Advice
Oct 03, 2025
When Success Becomes a Tax Problem: Smart Solutions for High-Net-Worth Retirees
Aug 22, 2025
Tax Loopholes the IRS Doesn’t Advertise (But We Will)
Aug 15, 2025
New Tax Law, Big Opportunities: How to Optimize Now
Aug 08, 2025
How to Sell a Business (or Property) Without Getting Hammered by Taxes
Aug 01, 2025
The Truth About Bonus Annuities: What They’re Not Telling You
Jul 18, 2025
TikTok Tax Hacks & Annuity Myths: What’s Fact, What’s Fraud?
Jul 11, 2025
From Pathological Saver to Purposeful Spender: How to Use Your Money Wisely in Retirement
Jul 03, 2025
Roth Conversions Explained by a 4-Year-Old (Seriously)
Jun 27, 2025
Opinion-Based vs. Contract-Based Assets: The Retirement Diversification You Didn't Know You Needed
Jun 20, 2025
Avoid the Retirement Tax Avalanche with Long-Term Planning
Jun 06, 2025
Federal Workers: Make the Most of Your Pension and TSP
May 30, 2025
Is Life Insurance Still Worth It After 50? Here's the Truth
May 23, 2025
The Critical Retirement Risks No One Warns You About
May 16, 2025
How to Protect Your Retirement from Market Volatility
May 09, 2025
How to Give More to Charity & Less to the IRS
May 02, 2025
Can You Afford a Market Crash in Retirement? Here’s How to Prepare
Apr 25, 2025
Are Annuities a Smart Retirement Strategy or a Bad Investment?
Apr 18, 2025
The Best and Worst Assets to Leave Your Heirs
Apr 11, 2025
Is Your Retirement Safe? Protecting Your Savings from Market and Policy
Apr 04, 2025
Is Life Insurance Worth It After 60? The Hidden Wealth Transfer Strategy
Mar 28, 2025
Long-Term Care & Annuities: What You Need to Know Before You Buy
Mar 21, 2025
Long-Term Care: Do You Really Need Insurance?
Mar 14, 2025
Fiduciary or Not? The Truth About Financial Advice
Mar 08, 2025
Risk, Fees and Taxes
Feb 28, 2025
CRUT and Capital Gains
Feb 21, 2025
Could Trump Cut Business Taxes?
Feb 14, 2025
Bonus Interview: Mark Steber, Chief Tax Information Officer, Jackson Hewitt
Feb 06, 2025
What Does a New Trump Administration Mean for You?
Jan 31, 2025
How We Help Solve Your Retirement Planning Problems
Jan 24, 2025
How Much Risk Should You Take?
Jan 17, 2025
Solving Problems for Bob and Carol
Dec 20, 2024
BONUS Episode: Hospital patients are even safer today than they were in 2019— with Dr. Chris DeRienzo, Chief Physician Executive & Senior Vice President, American Hospital Association
Dec 17, 2024
Volatility Buffer and Guardrails
Dec 13, 2024
Rental Properties and CRUT
Dec 06, 2024
Capital Gains Taxes
Nov 27, 2024
Social Security COLA and Inflation
Nov 22, 2024
Emergency Funds
Nov 16, 2024
Retirement Red Zone
Nov 09, 2024
Refinance Your Retirement
Nov 04, 2024
Annuity Myths Busted
Oct 25, 2024
The Time for Roth Conversions
Oct 18, 2024
Social Security Announces Lowest Cost of Living Adjustment in Four Years
Oct 16, 2024
New Tax Proposals
Oct 11, 2024
The Second Fifty: An Indispensable Guide for Living Well, Interview with Debra Whitman, PhD
Oct 09, 2024
Protecting Yourself from Scams & Data Breaches with Michael Bruemmer, Experian
Oct 01, 2024
How a CRUT May Help Your Estate Plan
Jun 14, 2024
Inflation's Impact on Your Retirement
Jun 07, 2024
What You Should Know About the Commercial Real Estate Market
Jun 06, 2024
Why the IRS Owns Part of Your Retirement Savings
Jun 03, 2024
Estate Planning Strategies for the Wise Retiree
May 31, 2024
Paychecks and ‘Playchecks’
May 30, 2024
Using Roth IRAs to Build Tax-Free Wealth
May 29, 2024
How Long-Term Care Works in Retirement
May 28, 2024
Does Your Retirement Plan Have a Volatility Buffer?
May 24, 2024
Tax Planning with Roth Accounts & Life Insurance
May 22, 2024
Are You a Pathological Saver?
May 21, 2024
Inflation and the Stock Market
May 20, 2024
Managing Risk with Insurance Solutions
May 17, 2024
Updates on Retirement Taxes
May 16, 2024
Risk and Taxes
May 15, 2024
Steady Income vs. One Big Number
May 14, 2024