Making Cents
By Frances Cook
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Category: Investing
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Subscribers: 17
Reviews: 0
Episodes: 181
Description
The podcast for people who want financial freedom, without giving up their coffee.
That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control.
Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible.
On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple.
Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming!
Hosted on Acast. See acast.com/privacy for more information.
| Episode | Date |
|---|---|
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Jenny-May Clarkson on leaving TVNZ, reinvention, and career pivots
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Dec 14, 2025 |
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Use the bank's money to pay off your mortgage? You bet.
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Dec 11, 2025 |
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“Are those ‘mortgage-free in five years’ hacks for real?” Mailbag episode
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Dec 10, 2025 |
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How nine years in a tiny home bought freedom
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Dec 07, 2025 |
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“How to find an affordable first home in an expensive city - maybe with a llama?” Mailbag episode
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Dec 03, 2025 |
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Angry at credit card debt? Here’s how to fight back, with Sasha Lockley from Money Sweetspot
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Nov 30, 2025 |
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How to take the first steps into investing
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Nov 27, 2025 |
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“Single mum at 46, how do I avoid poverty at 70?” Mailbag episode
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Nov 26, 2025 |
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I cut 8 years off my mortgage with $20 - here's how
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Nov 23, 2025 |
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Smart, simple, sharemarket investing, get your money strategy ready for 2026. WEBINAR REPLAY
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Nov 20, 2025 |
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"My kids want me to get a reverse mortgage, will it ruin their inheritance?” Mailbag episode
|
Nov 19, 2025 |
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Chef Alice Taylor on budget recipes that actually work: $1.50 loaf, 20c noodles
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Nov 16, 2025 |
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Boost your savings without living a boring life
|
Nov 13, 2025 |
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“We were gifted $100K, how do we not blow it?” Mailbag episode
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Nov 12, 2025 |
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KiwiSaver weapons investing is up 40% - how to invest ethically and still make money, with Mindful Money’s Barry Coates
|
Nov 09, 2025 |
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Is the 0.01% rule the secret to guilt-free spending?
|
Nov 06, 2025 |
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“I can’t buy a house, is commercial property a better investment?” Mailbag episode
|
Nov 05, 2025 |
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Overcoming a $100k fear of failure, with Ecoya CEO Claire Barnes
|
Nov 02, 2025 |
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Smart side hustle strategies for when work isn't paying enough
|
Oct 30, 2025 |
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“We’re paying for private school, two dream homes, and we’re out of cash.” Mailbag episode
|
Oct 29, 2025 |
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My lazy investing strategy, account hacks, and what real financial freedom looks like: Your questions, answered
|
Oct 26, 2025 |
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Jobs, interest rates, and real strategies for surviving New Zealand's ‘grumpy’ economy WEBINAR REPLAY
|
Oct 23, 2025 |
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Mailbag: “How much should I save, when my job is shaky?”
|
Oct 22, 2025 |
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Financiallly free in just 11 years, with The Happy Saver
|
Oct 19, 2025 |
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Why 'perfect balance' can wreck your finances
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Oct 16, 2025 |
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The $1 trillion time bomb: Why Kiwi families are blowing the inheritance conversation
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Oct 15, 2025 |
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"I nannied for billionaires, it changed my entire money outlook”: building a business on your own terms, with Hannah Koumakis
|
Oct 12, 2025 |
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"Shock therapy" OCR cut, job pain, mortgage gain? Here's what's really going on
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Oct 09, 2025 |
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Mailbag: “Can I find an undervalued suburb, or was my parents’ success just luck?”
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Oct 08, 2025 |
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“Consumerism is just filling a void” - how to stop money myths from draining your bank account
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Oct 05, 2025 |
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Why "financial flashpoints" hold you back, and how to fix it
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Oct 02, 2025 |
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Buying vs building: Which property strategy builds more wealth over time?
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Oct 01, 2025 |
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What I learned from starting over in my 30s
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Sep 28, 2025 |
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The hidden costs of buying a home (and how to avoid nasty surprises)
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Sep 24, 2025 |
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How to start investing, and go from $5, to financial freedom. Webinar REPLAY
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Sep 22, 2025 |
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Why we financially sabotage ourselves, and how to stop
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Sep 21, 2025 |
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Using your home to buy investment property: smart or risky?
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Sep 17, 2025 |
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What it’s really like to quit work forever at 30, with Captain FI
|
Sep 14, 2025 |
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No pay rise? How to ask for benefits instead
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Sep 11, 2025 |
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Side hustle mistakes that cost you time and money
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Sep 10, 2025 |
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How to find a financial adviser you can actually trust (In NZ)
|
Sep 07, 2025 |
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Small changes to beat the cost of living
|
Sep 04, 2025 |
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The KiwiSaver trap: why a common tactic can accidentally torpedo your nest egg
|
Sep 03, 2025 |
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From Uber to dog poop: The side hustles people really get paid for
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Aug 31, 2025 |
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Cheap reno wins vs expensive fails: What adds real value
|
Aug 27, 2025 |
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Outsmart the cost of living: Here’s why your wallet feels empty
|
Aug 26, 2025 |
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How to quit the money guilt (without quitting your financial goals)
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Aug 24, 2025 |
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Why New Zealanders are scared of the sharemarket
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Aug 21, 2025 |
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How to stay motivated when your money goals feel too big
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Aug 20, 2025 |
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When stage 4 cancer hit, financial independence gave her room to breathe
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Aug 17, 2025 |
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How do banks decide if they'll lower interest rates - and are they going down more?
|
Aug 16, 2025 |
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We love Lotto, but investing loves us back
|
Aug 14, 2025 |
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From broke to thriving: Money fixes for self-employed and side hustlers
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Aug 13, 2025 |
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“We sold everything and moved into a caravan” - creating financial freedom without the fat paycheck
|
Aug 10, 2025 |
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How to stop guilt sabotaging your money goals
|
Aug 07, 2025 |
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Are house prices about to drop more? What you need to know in 2025
|
Aug 06, 2025 |
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Building FU money on an average income - "Enough is not a number, it's a decision"
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Aug 03, 2025 |
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Major money changes you need to know: protect your savings account, KiwiSaver cuts, and grocery fights
|
Jul 31, 2025 |
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The real estate standoff: Buyers, sellers, and the gap no one wants to close
|
Jul 30, 2025 |
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Being too polite could cost you $240,850
|
Jul 27, 2025 |
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How to get your boss to pay for your insurance
|
Jul 23, 2025 |
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Rentvesting: A fast look at pros and cons
|
Jul 22, 2025 |
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"Why I gave up my dream home to rentvest instead" - Ilse Wolfe
|
Jul 20, 2025 |
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The pocket money debate: Should kids earn it or just get it?
|
Jul 16, 2025 |
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Could you save on insurance, or should you cancel it? As well as grocery prices, house values, and how to survive NZ's money madness
|
Jul 15, 2025 |
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Bitcoin made boring: How crypto going mainstream is changing how we invest into it
|
Jul 13, 2025 |
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The mortgage mistake that’s costing you thousands (and how to fix it)
|
Jul 09, 2025 |
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More food tips that'll save your budget (fast edition)
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Jul 08, 2025 |
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“Food shouldn’t be this expensive” - chef Alice Taylor on eating well for less
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Jul 06, 2025 |
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One in three NZers 'accidentally' bought a house? Here's how
|
Jul 02, 2025 |
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Quick Hit: Is a revolving credit mortgage worth it?
|
Jul 01, 2025 |
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Should you invest in gold?
|
Jun 29, 2025 |
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The US-Israel-Iran conflict shows chaos is the new normal - LIVE replay
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Jun 26, 2025 |
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Is renting really throwing money away?
|
Jun 25, 2025 |
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Why being too polite, costs you
|
Jun 24, 2025 |
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I spent $20,000 on my hair - and I'm a financial advisor
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Jun 22, 2025 |
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By age 7, your money personality is locked in — can you change it?
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Jun 18, 2025 |
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Will property bounce back, should you invest in gold?
|
Jun 17, 2025 |
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Why Jay-Jay Feeney started a business with ex Dom Harvey, and went from radio star to startup life
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Jun 15, 2025 |
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The hidden cost of being single: How to beat the ‘singles tax’ and build wealth anyway
|
Jun 11, 2025 |
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Investing red flags to watch out for
|
Jun 10, 2025 |
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Spain, sun, and investing: The real way to move overseas and keep building wealth
|
Jun 08, 2025 |
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Thank you.
|
Jun 05, 2025 |
|
House buying negotiation mistakes that cost you thousands (and how to avoid them)
|
Jun 04, 2025 |
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The ultimate first home buyer's guide (NZ edition) - LIVE REPLAY
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Jun 03, 2025 |
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Think like a financial journalist: how to research stocks like a pro
|
Jun 01, 2025 |
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The investing shift that builds wealth (even in a recession)
|
May 28, 2025 |
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Quick Hit: Can you mix money and family?
|
May 27, 2025 |
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How to be "boujee on a budget"
|
May 25, 2025 |
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Making Cents of the Budget: What KiwiSaver changes mean for you, and could you get a pay rise? LIVE REPLAY
|
May 22, 2025 |
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What the bank wants to know before it approves your mortgage
|
May 21, 2025 |
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KiwiSaver changes, renters get a break, and should we worry about the brain drain? BONUS episode
|
May 19, 2025 |
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"You can have it all, but at what cost?" How to beat burnout with Claire Wasserman from Ladies Get Paid
|
May 18, 2025 |
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FOMO vs financial goals: How to stay focused when everything’s a temptation
|
May 14, 2025 |
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Quick Hit: The reality behind early retirement
|
May 13, 2025 |
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How to negotiate a killer mortgage
|
May 11, 2025 |
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Why a moodboard is the secret to mastering your money: LIVE REPLAY
|
May 08, 2025 |
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Renting doesn't have to suck - how to outsmart the housing market to get the best deal
|
May 07, 2025 |
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Sharyn Casey on quitting the 'dream job'
|
May 04, 2025 |
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When can you crack into your KiwiSaver early?
|
Apr 30, 2025 |
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Listener mail: Buy your first home or invest? LIVE REPLAY
|
Apr 29, 2025 |
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AI vs human mortgage advice: Why 77% now prefer the robot
|
Apr 27, 2025 |
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How to crush your mortgage while rates are low
|
Apr 23, 2025 |
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Quick Hit: Mortgage hacks that don't work
|
Apr 22, 2025 |
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How to hack your brain to make saving fun
|
Apr 20, 2025 |
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The small business finance guide for people who hate numbers
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Apr 16, 2025 |
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Your 2025 financial survival plan: LIVE replay
|
Apr 15, 2025 |
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Escaping the broken 9-5: How Rosie McCarthy went from poverty to a $3m business, then burned it all down
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Apr 13, 2025 |
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Tariffs, inflation, and interest rates: LIVE REPLAY we answer your money questions
|
Apr 10, 2025 |
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Avoid these home buying mistakes: Non-negotiables, weird open home tricks, and red flags
|
Apr 09, 2025 |
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"TradeMe nearly failed... then we sold for $750 million" - Rowan Simpson on how to make millions in startups
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Apr 06, 2025 |
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Your small business crystal ball: Predicting success from past numbers
|
Apr 02, 2025 |
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Quick Hit: Do you need a degree for your dream job?
|
Apr 01, 2025 |
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Housing, KiwiSaver, and debt: Solving NZ’s biggest money issues with the Retirement Commissioner
|
Mar 30, 2025 |
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People are getting scammed - here's what you need to know
|
Mar 26, 2025 |
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Quick Hit: What's currency risk for your investments?
|
Mar 25, 2025 |
|
The four levels of FU money - and how to build them
|
Mar 23, 2025 |
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How to invest in 2025: Predictions, risks, and strategies to sleep easy
|
Mar 19, 2025 |
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Quick Hit: How to turn a creative career into a real business
|
Mar 18, 2025 |
|
“Screw it, just try” – how to turn your side hustle into the main hustle
|
Mar 16, 2025 |
|
The smart house seller's guide: Winning tactics for a changing property market
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Mar 12, 2025 |
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Quick Hit: How to boost your money motivation
|
Mar 11, 2025 |
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"You can be a good Muslim and be rich" - the world of halal investing
|
Mar 09, 2025 |
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Tax time myths, expenses, and avoiding costly mistakes
|
Mar 05, 2025 |
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Quick Hit: Why mini retirement beats early retirement
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Mar 04, 2025 |
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How to organise your home to save money
|
Mar 02, 2025 |
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From budgets to bottles, how to prep your money for parenthood
|
Feb 26, 2025 |
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Quick Hit: Why loving your job can hold you back
|
Feb 25, 2025 |
|
Predatory lending just got worse - the ugly truth of cosmetic surgery loans
|
Feb 23, 2025 |
|
Why is insurance getting more expensive?
|
Feb 19, 2025 |
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Quick Hit: How to combine family life, and financial freedom
|
Feb 18, 2025 |
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How to negotiate your career like a CEO
|
Feb 16, 2025 |
|
Myth or truth: Do property values really double every ten years?
|
Feb 12, 2025 |
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Quick Hit: Be careful of making "bad with money" your personality
|
Feb 11, 2025 |
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Viral mortgage hacks debunked: Separating clickbait from real advice
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Feb 09, 2025 |
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Small business hacks: accountant edition
|
Feb 05, 2025 |
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Quick Hit: The neurodivergent guide on how to run a small business
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Feb 04, 2025 |
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From how I invest, to getting rid of the mortgage fast: A chaotic Ask Me Anything episode
|
Feb 02, 2025 |
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How to master debt, and pay it off faster
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Jan 29, 2025 |
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Quick Hit: How to take control of your money behaviour
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Jan 28, 2025 |
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Financially free at 30: How this dad quit the corporate world
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Jan 26, 2025 |
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Saving made simple: How to stay motivated for long-term goals
|
Jan 22, 2025 |
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Quick Hit: How to create money goals you can stick to
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Jan 21, 2025 |
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How to ‘turbocharge’ your way to financial independence
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Jan 19, 2025 |
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Your cheat sheet for knowing what the property market will do next
|
Jan 15, 2025 |
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Quick Hit: The lightbulb moment of discovering Financial Independence
|
Jan 14, 2025 |
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The bargain hunter’s playbook: Mastering savings in your town
|
Jan 12, 2025 |
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The different mortgage types that get you debt-free, faster
|
Jan 08, 2025 |
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Quick Hit: What to know before you make a career change
|
Jan 07, 2025 |
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From burnout to business launch
|
Jan 05, 2025 |
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Quick Hit: Balancing money goals, and living life
|
Jan 01, 2025 |
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Quick Hit: How to create a business that works for your lifestyle
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Dec 29, 2024 |
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Quick Hit: How to start house sitting and travel for free
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Dec 25, 2024 |
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Why this family switched 'early retirement' for 'mini retirement' in a van
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Dec 22, 2024 |
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Temperature check: what’s up with the economy?
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Dec 18, 2024 |
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The hidden psychology that helps you build wealth - and why meditating hurts your money
|
Dec 15, 2024 |
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Will a house or apartment make you more money?
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Dec 11, 2024 |
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The secret to making money doing what you love
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Dec 08, 2024 |
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Christmas cash: How listeners are being money smart in the festive season
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Dec 04, 2024 |
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“I regret paying off my mortgage early” - financial analyst Nick Carr
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Dec 01, 2024 |
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When is it a bad idea to put more into KiwiSaver?
|
Nov 27, 2024 |
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BONUS: How do you talk to your kids about money?
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Nov 25, 2024 |
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How this SAHM manages skyrocketing grocery costs for their family of four
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Nov 24, 2024 |
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How to make your bank account work harder for you
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Nov 20, 2024 |
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BONUS: Is crypto about to boom?
|
Nov 18, 2024 |
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From women’s refuge to financial freedom at 33
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Nov 17, 2024 |
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Brodie Kane on the pros and cons of buying a house with a friend
|
Nov 13, 2024 |
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Your questions, answered: Why I quit, best investing strategy?
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Nov 10, 2024 |
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Decoding the housing market's alphabet soup
|
Nov 06, 2024 |
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The no BS strategy for budgeting, investment, and ditching debt
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Nov 03, 2024 |
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How to avoid being tricked about what's in your investments
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Oct 30, 2024 |
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How financial freedom can lead to a career change
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Oct 27, 2024 |
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Quick Hit: Instagram versus reality, for digital nomad life
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Oct 23, 2024 |
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From professional poker, to a podcast empire: the realities of starting a business in the internet age
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Oct 20, 2024 |
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Is the forever home no more?
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Oct 16, 2024 |
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The key to reaching financial independence while raising a family
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Oct 13, 2024 |
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The underrated way to pay off the mortgage early
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Oct 09, 2024 |
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Getting BDE vibes for your budget
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Oct 06, 2024 |
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The traveller’s guide to staying money smart
|
Oct 02, 2024 |
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How house sitting with alpacas turned into a digital nomad dream
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Sep 29, 2024 |
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Trailer
|
Aug 26, 2024 |