Money Girl's Quick and Dirty Tips for a Richer Life

By QuickAndDirtyTips.com

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Description

Money Girl provides short and friendly business, personal finance, and investing tips to help you live a richer life. Whether you're just starting out or are already a savvy investor, Money Girl's advice will point you in the right direction. From the creators of Grammar Girl at QuickandDirtyTips.com.

Episode Date
607 - Should You Stop Saving for Retirement to Get Out of Debt?
00:23:14
<![CDATA[<p>Knowing whether to pay off debt or save for retirement is a common dilemma. Money Girl answers a listener question and provides a five-step guide to follow when you&rsquo;re not sure how to manage your money. You&rsquo;ll come away with a clear path to prioritize your precious financial resources.</p> <p>Read the transcript at https://quickanddirtytips.com/money-finance/retirement/retirement-saving-debt</p> <p>Check out all the Quick and Dirty Tips shows:<br /> www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL<br /> Facebook: https://www.facebook.com/MoneyGirlQDT<br /> Twitter: https://twitter.com/LauraAdams</p> ]]>
Sep 18, 2019
606 - 7 Ways Having a Small Business Saves Big Money
00:31:22
<![CDATA[<p>If you already have a business or you&#39;re thinking about becoming self-employed, don&#39;t miss legitimate ways to reduce expenses, cut taxes, and save more. Money Girl reviews seven ways that having a small business saves you money.</p> <p>Read the transcript at https://quickanddirtytips.com/money-finance/taxes/small-business-saves-big-money</p> <p>Check out all the Quick and Dirty Tips shows:<br /> www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL<br /> Facebook: https://www.facebook.com/MoneyGirlQDT<br /> Twitter: https://twitter.com/LauraAdams</p> ]]>
Sep 11, 2019
605 - 5 Tips Every Renter and Homeowner Should Know About Insurance
00:25:58
<![CDATA[<p>There&#39;s alot that renters and homeowners need to know about insurance. Money Girl covers five essential insurance tips about the protections you get from basic renters and home policies, mistakes to avoid when buying a policy, and ways to save money on premiums.</p> <p>Read the transcript at https://quickanddirtytips.com/money-finance/insurance/5-tips-homeowner-insurance<br /> Check out all the Quick and Dirty Tips shows:<br /> www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL<br /> Facebook: https://www.facebook.com/MoneyGirlQDT<br /> Twitter: https://twitter.com/LauraAdams</p> ]]>
Sep 04, 2019
538 - 7 Micro Habits That Create Financial Success
00:18:45
<![CDATA[<p>Find out what a micro habit is and how to use them to improve your financial life. They require minimal time, effort, and motivation, but can build up to huge, significant results when you make them part of your routine. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/7-micro-habits-that-create-financial-success Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Aug 27, 2019
604 401(k) vs. IRA - Should You Pick One or Have Both Retirement Accounts?
00:24:45
<![CDATA[<p>Not sure if you should use a 401(k) or an IRA? Money Girl tells you how to prioritize retirement accounts and what pitfalls to avoid when you contribute to multiple types in the same year.</p> <p>Read the transcript at https://quickanddirtytips.com/money-finance/retirement/401k-vs-ira-retirement-accounts<br /> Check out all the Quick and Dirty Tips shows:<br /> www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL<br /> Facebook: https://www.facebook.com/MoneyGirlQDT<br /> Twitter: https://twitter.com/LauraAdams</p> ]]>
Aug 21, 2019
603 - 10 Pros and Cons of 401(k) Loans You Should Know
00:28:12
<![CDATA[<p>Thinking about tapping your retirement account? Money Girl covers everything you need to know 401(k) loans, including how they work, potential problems to avoid, and 10 pros and cons to consider before taking one.</p> <p>Read the transcript at https://quickanddirtytips.com/money-finance/retirement/401k-loans-pros-cons</p> <p>Check out all the Quick and Dirty Tips shows:<br /> www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL<br /> Facebook: https://www.facebook.com/MoneyGirlQDT<br /> Twitter: https://twitter.com/LauraAdams</p> ]]>
Aug 14, 2019
602 - 6 Steps to Budget with Variable, Irregular, or Unpredictable Income
00:28:32
<![CDATA[<p>No matter why you can&#39;t count on a regular paycheck, it&#39;s possible to create a money system that works. Money Girl has 6 strategies to keep you on track.</p> <p>&nbsp;</p> <p>Read the transcript at https://quickanddirtytips.com/money-finance/saving-spending/budget-irregular-income<br /> Check out all the Quick and Dirty Tips shows:<br /> www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL<br /> Facebook: https://www.facebook.com/MoneyGirlQDT<br /> Twitter: https://twitter.com/LauraAdams</p> ]]>
Aug 07, 2019
601 - Does Equifax Owe You? How to Claim Your Settlement Money
00:24:27
<![CDATA[<p>If your personal data was stolen in the 2017 Equifax data breach, you&#39;re entitled to make a settlement claim. Money Girl explains what happened, who&#39;s eligible for an Equifax payout, and how to file your claim before the deadline.</p> <p>Read the transcript at https://quickanddirtytips.com/money-finance/credit/equifax-settlement<br /> Check out all the Quick and Dirty Tips shows:<br /> www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL<br /> Facebook: https://www.facebook.com/MoneyGirlQDT<br /> Twitter: https://twitter.com/LauraAdams</p> ]]>
Jul 31, 2019
600 - Don’t Get Tricked by These Tax and Social Security Scams
00:21:29
<![CDATA[<p>Fraudsters seem to get more creative in their attempts to trick you into giving up your personal information so they can wreak havoc on your financial life. Money Girl reviews the primary ways criminals try to dupe you and how to stay safe.</p> <p>Read the transcript at https://quickanddirtytips.com/<br /> Check out all the Quick and Dirty Tips shows:<br /> www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL<br /> Facebook: https://www.facebook.com/MoneyGirlQDT<br /> Twitter: https://twitter.com/LauraAdams</p> ]]>
Jul 24, 2019
599 - 8 Reasons Your Credit Score Dropped and What to Do
00:28:37
<![CDATA[<p>Did your credit scores drop for no apparent reason? Use these wise tips to boost your scores quickly, so an unexpected credit score dip doesn&rsquo;t hurt your finances.</p> <p>Read the transcript at https://quickanddirtytips.com/money-finance/credit/credit-score-dropped</p> <p>Check out all the Quick and Dirty Tips shows:<br /> www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL<br /> Facebook: https://www.facebook.com/MoneyGirlQDT<br /> Twitter: https://twitter.com/LauraAdams</p> ]]>
Jul 17, 2019
486 - The Ultimate Guide to Using a Balance Transfer Credit Card
00:20:26
<![CDATA[<p>Ever wonder if using a balance transfer offer could improve your personal finances? Laura explains in plain English how a balance transfer credit card works, how it affects your credit, and when it makes sense to use one. You&rsquo;ll learn smart tips to cut your interest expense, save money, and get out of debt faster.&nbsp;</p> <p>Read the transcript at https://quickanddirtytips.com/money-finance/credit/the-ultimate-guide-to-using-a-balance-transfer-credit-card<br /> Check out all the Quick and Dirty Tips shows:<br /> www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL<br /> Facebook: https://www.facebook.com/MoneyGirlQDT<br /> Twitter: https://twitter.com/LauraAdams</p> ]]>
Jul 10, 2019
598 - How to Choose the Best Investments - 6 Dos and Don’ts to Follow
00:26:18
<![CDATA[<p>Find out how to choose the best investments that create financial security without taking too much risk. Money Girl cuts through the confusion with six dos and don&rsquo;ts that make it easy to invest successfully and with confidence.</p> ]]>
Jul 03, 2019
597 - The Right Way to Talk to Your Aging Parents About Their Money
00:30:22
<![CDATA[<p>Making sure you&#39;re up-to-speed on your parent&#39;s personal finances is more important than you might think. Money Girl and Cameron Huddleston talk about her new book and the right way to have essential conversations with your parents about their money.</p> <p>Read the transcript at https://quickanddirtytips.com/money-finance/aging-parents-money-talk<br /> Check out all the Quick and Dirty Tips shows:<br /> www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL<br /> Facebook: https://www.facebook.com/MoneyGirlQDT<br /> Twitter: https://twitter.com/LauraAdams</p> <p>&nbsp;</p> ]]>
Jun 26, 2019
596 - How to Manage Health Benefits When You Leave a Job
00:23:08
<![CDATA[<p>Money Girl reviews what happens with common health-related benefits once you&rsquo;re no longer employed.</p> <p>Read the transcript at https://quickanddirtytips.com/money-finance/health-benefits-between-jobs<br /> Check out all the Quick and Dirty Tips shows:<br /> www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL<br /> Facebook: https://www.facebook.com/MoneyGirlQDT<br /> Twitter: https://twitter.com/LauraAdams</p> ]]>
Jun 19, 2019
595 - Can Minors and Seniors Have a Roth IRA?
00:24:04
<![CDATA[<p>A Roth IRA is one of the most flexible types of retirement accounts ... if you understand the rules. Here&#39;s what seniors and the parents of minors need to know.</p> <p>Read the transcript at https://quickanddirtytips.com/money-finance/minors-seniors-roth-ira<br /> Check out all the Quick and Dirty Tips shows:<br /> www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL<br /> Facebook: https://www.facebook.com/MoneyGirlQDT<br /> Twitter: https://twitter.com/LauraAdams</p> ]]>
Jun 12, 2019
594 - How to Raise Your FICO Credit Score Instantly (and for Free)
00:30:58
<![CDATA[<p>Building and maintaining great credit is a cornerstone of a successful financial life. Money Girl and Rod Griffin from Experian discuss how you can manage credit wisely and raise scores instantly for free!</p> <p>Read the transcript at https://quickanddirtytips.com/money-finance/credit/raise-fico-score<br /> Check out all the Quick and Dirty Tips shows:<br /> www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL<br /> Facebook: https://www.facebook.com/MoneyGirlQDT<br /> Twitter: https://twitter.com/LauraAdams</p> ]]>
Jun 05, 2019
593 - 7 Facts You Should Know About Student Loan Forgiveness Programs
00:24:32
<![CDATA[<p>It may be easier to get rid of your student loans than you ever thought possible! Money Girl answers a listener question and reviews seven facts you should know about wiping out education debt with different types of loan forgiveness programs.</p> <p>Read the transcript at https://quickanddirtytips.com/money-finance/student-loan-forgiveness-programs&nbsp;<br /> Check out all the Quick and Dirty Tips shows:<br /> www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL<br /> Facebook: https://www.facebook.com/MoneyGirlQDT<br /> Twitter: https://twitter.com/LauraAdams</p> ]]>
May 29, 2019
592 - FICA Alternative Retirement Plan—What Is It and Who Qualifies to Have One?
00:18:53
<![CDATA[<p>Which type of retirement account is right for you? Money Girl answers a voicemail question about using a FICA Alternative Plan, choosing the right retirement plan, and reaching your financial goals. Plus, you&#39;ll get an explainer about all those payroll taxes deducted from your paychecks.</p> <p>Read the transcript at https://quickanddirtytips.com/money-finance/retirement/fica-alternative-plan<br /> Check out all the Quick and Dirty Tips shows:<br /> www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL<br /> Facebook: https://www.facebook.com/MoneyGirlQDT<br /> Twitter: https://twitter.com/LauraAdams</p> ]]>
May 22, 2019
591 - 5 Key Roth Retirement Rules You Should Know
00:21:52
<![CDATA[<p>Got questions about the ins and outs of using a Roth retirement account? Let&#39;s clear the confusion about the Roth five-year rule, who qualifies for a Roth, and more.</p> <p>Read the transcript at https://quickanddirtytips.com/money-finance/retirement/5-roth-retirement-rules<br /> Check out all the Quick and Dirty Tips shows:<br /> www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL<br /> Facebook: https://www.facebook.com/MoneyGirlQDT<br /> Twitter: https://twitter.com/LauraAdams</p> ]]>
May 15, 2019
590- 6 Tips for College Grads to Manage Money Like a Grownup
00:21:26
<![CDATA[<p>There&#39;s no reason the end of college life has to mean the beginning of money stress. Here are six fundamental tips you can apply now to set yourself up for a lifetime of financial success.</p> ]]>
May 08, 2019
494 MG 4 Penalty-Free Ways to Use a Roth IRA Before Retirement
00:20:07
<![CDATA[<p>You probably know that using a Roth IRA to save for retirement is a smart move that also cuts your taxes. But what you may not know is that unlike other types of retirement accounts, you can spend it before retirement. Laura explains the unique flexibility of a Roth IRA and covers 4 ways you&rsquo;re allowed to make penalty-free withdrawals from a Roth IRA to spend anytime you like. Read the full transcript here: http://bit.ly/2pbbyEY Get the Money Girl book at http://MoneyGirlBook.com.</p> ]]>
May 01, 2019
589 - How to Invest Money Like A Pro (Even If You Haven’t Started)
00:40:35
<![CDATA[<p>Money Girl and Chris Hill from The Motley Fool discuss common investing barriers and the best investment to own for long-term financial success.</p> ]]>
Apr 24, 2019
588 - Behavioral Finance: Tips for Success With Money, Work, and Life
00:25:27
<![CDATA[<p>We all have emotions and biases that strongly influence how we handle our finances. Money Girl interviews Sheri Fitts, an author with expertise in financial services, marketing, and psychology. Find out the driving forces behind behaviors that are critical for building wealth and achieving your dreams.</p> <p>Visit our sponsor Spafinder at www.spafinder.com and use the code MONEYGIRL to receive 12% off $75+ your gift card purchase.</p> <p>Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/behavioral-finance-tips-for-success-with-money-work-and-life&nbsp;</p> <p>Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL</p> <p>Facebook: https://www.facebook.com/MoneyGirlQDT</p> <p>Twitter: https://twitter.com/LauraAdams&nbsp;</p> ]]>
Apr 17, 2019
587 - Selling Your Home? Avoid These Costly Mistakes and Pay Less Tax
00:28:46
<![CDATA[<p>Selling a home or investment property is a transaction that&#39;s loaded with tax consequences. Money Girl interviews Collier Swecker, a real estate professional who&#39;s also an attorney and tax law specialist, and breaks down what you need to know.</p> ]]>
Apr 10, 2019
586 - Big Money-Saving Benefits of Travel Insurance
00:29:40
<![CDATA[<p>Before you leave home, don&#39;t forget about travel insurance. This often-overlooked coverage is a bargain for the big benefits you get. Find out the many protections you can choose, how it fills gaps in your medical coverage, the typical cost, and how to save money when shopping for a travel plan. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Apr 03, 2019
585 - Buying Your First House? 7 Tips for Millennials and Other Generations
00:26:08
<![CDATA[<p>Getting ready to buy your first house? Money Girl helps you make one of the biggest purchases of your life with 7 tips to get prepared, save money, and become a happy homeowner, no matter your age. Read the transcript at https://www.quickanddirtytips.com/money-finance/real-estate/buying-your-first-house-7-tips-for-millennials-and-other-generations Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Mar 27, 2019
584 - Are Financial Advisors Worth It? Insider Tips You Should Know
00:29:21
<![CDATA[<p>Are you wondering if a financial advisor can help you achieve your goals? Find out the different types of advisors, typical fees charged, and how to do background checks. Money Girl has insider tips about who can help, who to avoid, and where to find the right financial professional for your situation. Read the transcript at https://www.quickanddirtytips.com/money-finance/investing/are-financial-advisors-worth-it-insider-tips-you-should-know Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Mar 20, 2019
583 - Your Guide to Building Credit by Using Credit Cards Responsibly
00:26:28
<![CDATA[<p>Credit cards are powerful tools that can help you build excellent credit&mdash;but they can also sink your finances. Money Girl answers a listener question about healthy ways to use credit cards. You&#39;ll learn how the credit system works, tips to manage cards, and how credit affects your entire financial life. Read the transcript at https://www.quickanddirtytips.com/money-finance/credit/your-guide-to-building-credit-by-using-credit-cards-responsibly Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Mar 13, 2019
582 - 7 Tricks to Save Money on Auto Insurance
00:22:04
<![CDATA[Auto insurance can be expensive and confusing...unless you know some insider tricks! Money Girl, Laura Adams, has 7 tips to stay compliant and safe, while also cutting your auto insurance costs. Read the transcript at https://www.quickanddirtytips.com/money-finance/insurance/7-tricks-to-save-money-on-auto-insurance Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams ]]>
Mar 06, 2019
581 - What Should Your Net Worth Be?
00:28:08
<![CDATA[Your net worth indicates how comfortable your financial future may be. Find out how to calculate your net worth and track it over time. How you compare by age as an individual or as a couple will help you make better financial decisions. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams ]]>
Feb 27, 2019
BONUS: Introducing One Plus One
00:10:28
<![CDATA[Every great collaboration is a love story. It’s intense. Passionate. Along the way, there are flashes of love, hate, pride, ego, ambition, and brilliance. This is One Plus One, the show about the spark that drives two original thinkers to ultimate success. We’ll unearth the stories of Paul McCartney & John Lennon, Frida Kahlo & Diego Rivera, Beyonce & Jay-Z, Shaq & Kobe, and many more, and learn what it is about their chemistry that led them to greatness. Subscribe to One Plus One today at wondery.fm/OPO]]>
Feb 22, 2019
580 - 7 Answers to Frequently Asked Income Tax Questions
00:35:46
<![CDATA[Taxes are one of the most confusing aspects of personal finances. Money Girl answers to 7 common questions about paying income tax that will help you comply with the law, minimize what you owe, understand tax deductions and credits, pay household workers or nannies properly, and avoid trouble if you can’t pay Uncle Sam on time. Read the transcript at https://www.quickanddirtytips.com/money-finance/taxes/7-answers-to-frequently-asked-income-tax-questions Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams ]]>
Feb 20, 2019
528 - 14 Tips to Kill Impulse Buying and Save Money
00:22:56
<![CDATA[Instead of caving to impulse shopping, use these 14 tips and tricks to resist bad spending habits so you can save more money. Read the transcript at http://www.quickanddirtytips.com/money-finance/saving-spending/14-tips-to-stop-impulse-buying-and-save-money Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams ]]>
Feb 13, 2019
579 - 5 Steps to Declutter Your Finances and Tax Records
00:23:01
<![CDATA[Confused about what tax records and financial paperwork you need to keep? Money Girl, Laura Adams, helps you declutter your financial life, manage your tax records, and stay organized in 5 easy steps. Find out how long to keep important records and what to toss. Read the transcript at https://www.quickanddirtytips.com/money-finance/taxes/5-steps-to-declutter-your-finances-and-tax-records Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams ]]>
Feb 05, 2019
578 - Tips to Cut Taxes When You Work from a Home Office
00:25:00
<![CDATA[Working from home comes with many benefits, including the home office tax deduction. Money Girl explains what this new tax break is, how to find out if you're eligible, how to figure your deduction, and how much money you could save. Read the transcript at https://www.quickanddirtytips.com/money-finance/taxes/how-to-cut-taxes-when-you-work-from-home?page=2 Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams ]]>
Jan 30, 2019
577 - How to Set Better Personal Finance Goals for 2019
00:25:57
<![CDATA[Find out how to create financial goals you can stick with and achieve. Money Girl Laura Adams offers essential tips plus her 7 personal finance resolutions in 2019. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/how-to-set-better-personal-finance-goals-for-2019 Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams ]]>
Jan 18, 2019
576 - Pay Off Debt or Save? Your Step-by-Step Guide for Making Smart Money Decisions
00:26:56
<![CDATA[Not sure whether to save, pay off debt, or invest for retirement? Use this 5-step guide to make smart money decisions. It will help you leverage your financial resources, reduce stress, and build wealth as quickly as possible. Read the transcript at https://www.quickanddirtytips.com/money-finance/loans/pay-off-debt-or-save-your-5-step-guide-for-making-smart-money-decisions Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams ]]>
Jan 16, 2019
575 - 4 Ways to Start a Retirement Account as a Self-Employed Freelancer
00:25:40
<![CDATA[<p>Self-employed people have just as many ways to save for retirement as those working a 9-5 job. Laura covers the rules, pros, and cons of four easy retirement account options that any freelancer or entrepreneur can use to create a comfortable, happy lifestyle in retirement. Read the transcript at: https://www.quickanddirtytips.com/money-finance/retirement/4-ways-to-start-a-retirement-account-as-a-self-employed-freelancer Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Jan 08, 2019
574 - 10 Horrible Habits That Keep You from Growing Rich
00:20:11
<![CDATA[<p>Acknowledging bad habits that need to be dropped can be the secret to achieving more with your money. Laura covers 10 horrible, counterproductive behaviors that can keep you from growing rich and sabotage your financial future. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/10-horrible-habits-that-keep-you-from-growing-rich Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Jan 02, 2019
531 - 8 Investing Rules to Follow Even When the Stock Market Drops
00:29:40
<![CDATA[No matter what happens in the stock market, Laura covers 8 rules for investing wisely without taking too much risk. Learn how much you should invest and where to put your money so you create financial security even when the stock market drops. Read the transcript at https://www.quickanddirtytips.com/money-finance/investing/8-investing-rules-to-follow-even-when-the-stock-market-drops Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams ]]>
Dec 26, 2018
573 - Prevent ID Theft: 8 Tips on Credit Freezes, Locks, and Alerts
00:19:54
<![CDATA[<p>Identity theft is a growing problem, but there are ways to fight back. Laura covers eight tips for using a credit freeze, credit lock, or a fraud alert to block fraudsters from wreaking havoc in your financial life--plus, warning signs to watch for. Read the transcript at https://www.quickanddirtytips.com/money-finance/credit/prevent-id-theft-8-tips-on-credit-freezes-locks-and-alerts Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Dec 19, 2018
572 - 7 Ways to Manage Money Better Before Year-End
00:15:22
<![CDATA[<p>The New Year is when most people resolve to get their health and wealth back on track. But there are some great ways to improve your personal finances that can only be accomplished before the year ends. Laura covers seven tips to manage money better and hit your financial goals this year. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/7-ways-to-manage-money-better-before-year-end Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Dec 12, 2018
571 - 5 Tips on Nondeductible IRAs and Taxable Accounts
00:21:07
<![CDATA[<p>Laura covers five tips for choosing the best types of retirement accounts for you and your family. Having more than one account is awesome, but the rules to qualify can be a little tricky. You&#39;ll find out what to do when faced with the choice of a nondeductible IRA or a taxable brokerage account. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/5-tips-on-nondeductible-iras-and-taxable-accounts Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Dec 05, 2018
570 - 6 Ways the New Tax Rules Affect Your Retirement
00:16:34
<![CDATA[<p>The IRS recently announced that next year you can save more in different types of tax-advantaged retirement plans. Find out six ways the new tax rules affect your retirement. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Nov 28, 2018
569 - 8 Ways to Make the Holidays Less Expensive and More Memorable
00:17:58
<![CDATA[<p>Don&#39;t let financial pitfalls of the holidays sneak up on you. Laura covers wise tips to make the season brighter, less expensive, and more memorable! Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/8-ways-to-make-the-holidays-less-expensive-and-more-memorable Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Nov 21, 2018
568 - A 6-Step Guide to Managing Your Student Loans
00:15:28
<![CDATA[<p>In this excerpt from Laura&#39;s new book, &quot;Debt-Free Blueprint: How to Get Out of Debt and Build a Financial Life You Love,&quot; you&#39;ll get solid tips to manage student loans wisely and use lesser-known strategies to make education debt much more affordable. Read the transcript at https://www.quickanddirtytips.com/money-finance/loans/a-6-step-guide-to-managing-your-student-loans Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Nov 14, 2018
567 - Money Anxiety? 5 Numbers That Reveal Your Financial Health
00:18:16
<![CDATA[<p>Financial ratios and formulas are useful tools to gauge your financial health. By watching these five ratios over time you can easily see if your finances are moving in the right direction or need help. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/money-anxiety-5-numbers-that-reveal-your-financial-health Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Nov 07, 2018
516 - 5 Steps to Grow Rich Without a Budget
00:25:51
<![CDATA[Have you been putting off creating a budget or tried it with no success? Breathe a sigh of relief because you can still achieve your financial goals without one. Laura gives you 5 steps to grow rich even if budgeting isn't your thing. Get the Money Girl book at http://www.MoneyGirlBook.com. Read the transcript at http://www.quickanddirtytips.com/money-finance/saving-spending/grow-rich-without-a-budget Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams ]]>
Oct 31, 2018
566 - Starting a Family? 5 Money Mistakes New Parents Make
00:26:12
<![CDATA[<p>Becoming a parent is exciting, but it can be a huge stress on your finances if you&#39;re not prepared. Find out smart tips to save money and avoid common money mistakes that many new parents make. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/starting-a-family-5-money-mistakes-new-parents-make Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Oct 22, 2018
565 - Got Old Retirement Accounts? 5 Costly Mistakes to Avoid
00:20:00
<![CDATA[<p>Having retirement accounts with previous employers can leave you unsure about what to do with them. Laura reviews your options five costly mistakes to avoid when dealing with your old retirement plans. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/got-old-retirement-accounts-5-costly-mistakes-to-avoid Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Oct 17, 2018
564 - 13 Warning Signs That You Have a Debt Problem
00:18:00
<![CDATA[<p>If you&#39;re not sure if you have a debt problem, Laura breaks down 13 warning signs you should know. You&rsquo;ll learn red flags to watch out for that could prevent you from building wealth and solutions to turn around your financial life. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Oct 10, 2018
563 - How to Save Money Using a Balance Transfer Credit Card
00:18:02
<![CDATA[<p>Not sure if a balance transfer credit card offer is right for you? Laura explains what a transfer card is, the pros and cons, and when it can help you save money. You&rsquo;ll learn smart tips to cut your interest expense and get out of debt faster. Read the transcript at https://www.quickanddirtytips.com/money-finance/loans/how-to-save-money-using-a-balance-transfer-credit-card Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Oct 03, 2018
562 - 10 Best Perks of an Amazon Prime Membership
00:16:55
<![CDATA[<p>Laura reviews 10 of the best money-saving benefits of being an Amazon Prime member. Find out if a membership is right for you and how to take full advantage of everything Prime has to offer. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/10-best-perks-of-an-amazon-prime-membership Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Sep 26, 2018
561 - 6 Tips and Investing Strategies to Retire Early (and Without Penalty)
00:25:13
<![CDATA[<p>Ready to quit work or begin a financially independent lifestyle? Laura covers six tips and strategies to help you amass enough money to retire early and on your terms. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/6-tips-and-investing-strategies-to-retire-early-and-without-penalty-0 Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Sep 19, 2018
560 - 8 Best Budgeting and Personal Finance Tools
00:18:16
<![CDATA[<p>Laura reviews eight of the best personal finance tools to make sense of your money, stay organized, and achieve your financial goals. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/8-best-budgeting-and-personal-finance-tools Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Sep 12, 2018
559 - 5 Ways Mindfulness Makes You a Better Money Manager
00:14:34
<![CDATA[<p>Find out how the secular practice of mindfulness helps you live more fully in the present moment and is a powerful way to take control of your finances. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/5-ways-mindfulness-makes-you-a-better-money-manager Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Sep 05, 2018
558 - Your Guide to Getting a Home Equity Line of Credit (HELOC)
00:21:26
<![CDATA[<p>If you&#39;re a homeowner you might wonder if it&#39;s a good idea to dip into your equity using a HELOC. What&#39;s a HELOC? How do you get one? And should you use one to pay off a primary mortgage faster? A list of pros and cons to consider. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Aug 29, 2018
557 - How to Know If Your Health Plan Qualifies for an HSA
00:19:01
<![CDATA[<p>Not sure if your health insurance qualifies you for a health savings account or HSA? Laura answers a listener question and covers the facts about what an HSA is and the rules to qualify for one. If your health plan qualifies, using an HSA is one of the best ways to cut your medical costs and save more money. Read the transcript at https://www.quickanddirtytips.com/money-finance/insurance/how-to-know-if-your-health-plan-qualifies-for-an-hsa Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Aug 22, 2018
556 - 6 Rules Every Investor Should Know About Retirement RMDs
00:25:56
<![CDATA[<p>While it might be a while before you begin taking distributions from a retirement account, there are important rules you should factor into your planning, no matter your age. Find out what retirement RMDs are, how they affect different types of retirement accounts, and 6 distribution rules every investor should know. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Aug 15, 2018
555 - How to Retire With Enough Money and Income
00:23:51
<![CDATA[<p>Saving for retirement is the granddaddy of all financial goals--but how much do you really need? Find out where retirement income comes from and easy ways to figure the amount of savings and income you&#39;ll need to enjoy a comfortable retirement. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/how-to-retire-with-enough-money-and-income Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Aug 08, 2018
554 - 3 Excuses Keeping You from Saving (and How to Kill Them)
00:22:52
<![CDATA[<p>If you&#39;re behind on saving, don&#39;t let common excuses keep you poor. Laura covers 3 reasons why you may not be saving for retirement and how to overcome them, no matter how much or little money you have. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/3-excuses-keeping-you-from-saving-and-how-to-kill-them Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Aug 01, 2018
503 MG What Insurance College Kids Need and Tips to Save
00:23:18
<![CDATA[Make sure you don't skimp on insurance needs for your college student. Laura answers a listener question about how to handle vehicles for students and shop for insurance. Plus, you'll learn other important considerations to protect your belongings and liability when you have kids away at school. ]]>
Jul 25, 2018
553 - Just Married? 3 Ways to Manage Money as a New Couple
00:15:56
<![CDATA[<p>Creating a streamlined financial life as a couple can be challenging. Laura answers a question from a struggling newlywed and reviews three approaches to managing money based on your relationship and financial goals. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/just-married-3-ways-to-manage-money-as-a-new-couple Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Jul 18, 2018
552 - Buy or Rent a Home: Which Option Makes You Richer?
00:17:12
<![CDATA[<p>Buying a home can be a great financial move, but there&rsquo;s no guarantee that you&rsquo;ll always come out ahead. Renting can also be a smart way to build wealth, if you follow a few guidelines. Laura covers the pros and cons for owning and renting so you know which option will make you richer. Read the transcript at https://www.quickanddirtytips.com/money-finance/real-estate/buy-or-rent-a-home-which-option-makes-you-richer Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Jul 11, 2018
551 - 7 Financial Accounts You Need for a Richer Life
00:23:03
<![CDATA[<p>A key to growing rich is having the right financial accounts in place. Get the scoop on seven accounts that most individuals and families should have for more financial success. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/7-financial-accounts-you-need-for-a-richer-life Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Jul 04, 2018
550 - 8 Tactics to Stop Living Paycheck to Paycheck
00:15:48
<![CDATA[<p>While escaping the cycle of living paycheck-to-paycheck isn&rsquo;t easy, it&rsquo;s possible to get ahead by changing your mindset, examining your lifestyle, and creating new habits. Once you free up even a small amount of discretionary income each month, it&rsquo;s possible to build a better financial life with more security and less stress. And tune in for bonus tips from The Penny Hoarder on saving money on your power bills this summer. More at The Penny Hoarder: https://bit.ly/2tAnPnJ Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/8-tactics-to-stop-living-paycheck-to-paycheck Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Jun 27, 2018
549 - A 5-Point Checklist for How to Invest Money Wisely
00:20:38
<![CDATA[<p>Tempted to roll the dice with a windfall to make a quick profit? Use this five-point checklist to know if your financial foundation is strong enough to make a risky investment and why investing for the long-term is the best strategy. Read the transcript at https://www.quickanddirtytips.com/money-finance/investing/a-5-point-checklist-for-how-to-invest-money-wisely Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Jun 20, 2018
548 - Should You Spend or Invest Your HSA Funds?
00:16:42
<![CDATA[<p>Understand the many benefits of using a health savings account (HSA) and whether it&rsquo;s better to spend your balance on medical costs or keep it invested for the long term. Read the transcript at https://www.quickanddirtytips.com/money-finance/taxes/should-you-spend-or-invest-your-hsa-funds Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Jun 13, 2018
547 - Starting a Business? Tips to Make Money on the Side
00:26:28
<![CDATA[<p>If you&#39;ve ever wanted to start a business or make extra money on the side, there are some key considerations and tasks that increase your chances of success. Get wise tips about managing risk, incorporating, business banking, starting no-money ventures, and how to prepare financially before starting a business. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/starting-a-business-tips-to-make-money-on-the-side Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Jun 05, 2018
546 - When to Cancel a Credit Card? 10 Dos and Don’ts to Follow
00:18:52
<![CDATA[<p>If you&#39;ve been thinking about cancelling a credit card, it&rsquo;s critical to understand how it will affect your entire financial life. Laura covers 10 dos and don&rsquo;ts for when to cancel a credit card that will help you minimize credit damage and improve your finances.</p> <p>Read the transcript at&nbsp;https://www.quickanddirtytips.com/money-finance/credit/when-to-cancel-a-credit-card-10-dos-and-don-ts-to-follow<br /> Check out all the Quick and Dirty Tips shows:<br /> www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL<br /> Facebook: https://www.facebook.com/MoneyGirlQDT<br /> Twitter: https://twitter.com/LauraAdams</p> ]]>
May 30, 2018
545 - 9 Credit Rights You Should Know—A Quick Guide to Consumer Protections
00:14:28
<![CDATA[<p>Understanding your consumer credit rights can help you build credit, qualify for the best financial offers, and save money for decades to come. Laura gives a quick guide to the Fair Credit Reporting Act (FCRA) by reviewing 9 credit rights you should know.</p> <p>Read the transcript at&nbsp;https://www.quickanddirtytips.com/money-finance/credit/9-credit-rights-you-should-know-a-guide-to-consumer-protections<br /> Check out all the Quick and Dirty Tips shows:<br /> www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL<br /> Facebook: https://www.facebook.com/MoneyGirlQDT<br /> Twitter: https://twitter.com/LauraAdams</p> ]]>
May 23, 2018
544 - 6 Ways to Save and Invest Money for Kids
00:22:00
<![CDATA[<p>Want to give kids a financial head start? There are many good financial vehicles parents can use to save and invest money for a child&rsquo;s future. Laura reviews the pros and cons of six of the best savings options so you know which one is right for your family. And keep listening for a BONUS tip from The Penny Hoarder on simple ways to save money:&nbsp;https://bit.ly/2L3Sl0d</p> <p>Read the transcript at&nbsp;https://www.quickanddirtytips.com/money-finance/investing/6-ways-to-save-and-invest-money-for-kids<br /> Check out all the Quick and Dirty Tips shows:<br /> www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL<br /> Facebook: https://www.facebook.com/MoneyGirlQDT<br /> Twitter: https://twitter.com/LauraAdams</p> ]]>
May 16, 2018
543 - 5 Ways to Know When You Should Start Investing
00:19:41
<![CDATA[<p>Hesitant about becoming an investor? Learn five ways to know for sure when you&rsquo;re ready to invest. Read on for a clear plan to prepare your finances and mindset to start investing, no matter how much or little money you have.</p> <p>Read the transcript at https://www.quickanddirtytips.com/money-finance/investing/5-ways-to-know-when-you-should-start-investing<br /> Check out all the Quick and Dirty Tips shows:<br /> www.quickanddirtytips.com/podcasts</p> <p>FOLLOW MONEY GIRL<br /> Facebook: https://www.facebook.com/MoneyGirlQDT<br /> Twitter: https://twitter.com/LauraAdams</p> ]]>
May 09, 2018
542 - Using an HSA? These 10 Allowable Expenses May Surprise You
00:19:35
<![CDATA[<p>If you&#39;re eligible for an HSA (health savings account) it&#39;s a wise way to cut taxes and save for the future. But navigating the rules for funding and spending the account can be tricky. Laura covers what you need to know including 10 often-surprising, but allowable expenses that you can pay for using an HSA. Read the transcript at https://www.quickanddirtytips.com/money-finance/taxes/using-an-hsa-these-10-allowable-expenses-may-surprise-you Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
May 01, 2018
541 - Choose the Right Retirement Accounts in 3 Simple Steps
00:27:13
<![CDATA[<p>If you&rsquo;re confused by all the tax-advantaged retirement account options you can choose from, it&rsquo;s time to get clarity and use them to build more wealth for the future. Laura walks you through 3 simple steps to choose the right retirement accounts for your situation. And keep listening for a BONUS <a href="https://www.thepennyhoarder.com/make-money/wfh/ways-to-make-money-at-home" target="_blank">tip from The Penny Hoarder on ways to earn money from the comfort of your own home</a>!&nbsp;</p> <p>Read the <a href="https://www.quickanddirtytips.com/money-finance/retirement/choose-the-right-retirement-accounts-in-3-simple-steps" target="_blank">full transcript of Choose the Right Retirement Accounts in 3 Simple Steps</a><br /> Check out all the <a href="http://www.quickanddirtytips.com/podcasts" target="_blank">Quick and Dirty Tips shows</a></p> <p><strong>FOLLOW MONEY GIRL</strong><br /> On&nbsp;<a href="https://www.facebook.com/MoneyGirlQDT" target="_blank">Facebook</a><br /> On&nbsp;<a href="https://twitter.com/LauraAdams" target="_blank">Twitter</a></p> ]]>
Apr 25, 2018
540 - Tricks to Travel More With Less Money and Time
00:29:30
<![CDATA[<p>If you love the idea of traveling, but don&#39;t think you have enough money or time to get away, it&rsquo;s time to reframe your mindset about chasing adventure. Whether you can only get away for long weekends or take extended tours, find out the tricks experienced travelers use to see the world on a budget. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/tricks-to-travel-more-with-less-money-and-time Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Apr 18, 2018
539 - 9 Negative Items That Stay on Your Credit Reports
00:19:45
<![CDATA[<p>Positive information about your finances stays on your credit history for a long time--but the bad news is that negative information stays there too! Laura covers nine negative items that can appear in your credit history and for how long. Read the transcript at https://www.quickanddirtytips.com/money-finance/credit/9-negative-items-that-stay-on-your-credit-reports Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Apr 11, 2018
537 - 10 Retirement Rollover FAQs That Will Make You Richer
00:20:41
<![CDATA[<p>Even though &ldquo;doing a rollover&rdquo; sounds like a cute dog trick, don&rsquo;t underestimate its ability to save you some serious money. Laura answers 10 common questions about how to use a retirement rollover correctly so you avoid penalties, get more investment options, and continue growing your retirement nest egg. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/10-retirement-rollover-faqs-that-will-make-you-richer Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Mar 28, 2018
BONUS: Introducing Safe for Work: A New Podcast from Wondery
00:11:16
<![CDATA[Part of loving the journey along the way to financial success is finding fulfillment in our day-to-day work. I know you'll love this special bonus clip I have for you today, which comes from a new podcast from Wondery called Safe For Work, hosted by Liz Dolan and Matt Ritter.]]>
Mar 22, 2018
536 - Work from Home? Tax Reform Changes to the Home Office Deduction
00:17:58
<![CDATA[<p>Working from home, either as a remote employee or for your own business, has become common--but tax reform significantly changes who can claim a deduction for it. Laura explains the new rules for taking a home office deduction and how to use it to save money. Read the transcript at https://www.quickanddirtytips.com/money-finance/taxes/work-from-home-tax-reform-changes-to-the-home-office-deduction?page=1 Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Mar 21, 2018
535 - 10 Strategies to Reduce Money Stress and Improve Your Finances
00:20:25
<![CDATA[<p>You can can have money stress and feel anxious about your financial situation, no matter how much you make. Find out the root causes of money stress and 10 strategies to reduce it so you can have a more peaceful life. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/10-strategies-to-reduce-money-stress-and-improve-your-finances Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Mar 14, 2018
534 - 12 Credit Myths and Truths You Should Know
00:15:59
<![CDATA[<p>Building and maintaining great credit is an important part of your financial life. But there are loads of myths and misunderstandings about credit that can hurt your wallet. Laura covers 12 credit myths and truths you should know to save money and improve your finances. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Mar 07, 2018
533 - 5 Steps to Create Your Own Self-Employed Benefits Package
00:29:26
<![CDATA[<p>Think you have to sacrifice benefits when you leave a traditional job? Laura explains how to create your own benefits package when you&#39;re self-employed and answers several related questions from Money Girl readers and podcast listeners. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/5-steps-to-create-your-own-self-employed-benefits-package Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams Get the Money Girl book at http://www.MoneyGirlBook.com.</p> ]]>
Feb 28, 2018
532 - 6 Tips to Simplify Your Finances and Keep Good Records
00:21:40
<![CDATA[<p>Feel like your personal finances are too complicated? It&#39;s time to streamline and declutter. Laura gives tips to simplify your financial life, stay organized, and know which financial records to keep and for how long. Read the transcript at https://www.quickanddirtytips.com/money-finance/taxes/tips-to-simplify-finances-and-keep-good-records Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Feb 21, 2018
530 - 7 Simple Reasons to Invest in a Roth IRA or Roth 401(k)
00:21:46
<![CDATA[<p>Roth accounts are a vastly underutilized and misunderstood way to save for retirement. Get the scoop on 7 ways you receive huge tax benefits, access to funds, and flexibility with a Roth IRA or a Roth retirement plan at work. Laura also answers a podcast listener&#39;s question about whether tax reform should make him re-think retirement account choices. Get the Money Girl book at https://www.MoneyGirlBook.com. Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/benefits-of-roth-ira-and-roth-401k Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Feb 07, 2018
BONUS: Introducing Business Wars
00:11:09
<![CDATA[Today I'm excited to tell you about a new podcast called Business Wars. The way we live and the things we buy are always influenced by big businesses and the entrepreneurs behind them. Business Wars gives you the unauthorized, real story of what drives these companies and their leaders, inventors, investors and executives to new heights -- or to ruin. Hosted by David Brown, former anchor of Marketplace. From Wondery, the network behind Dirty John and American History Tellers.]]>
Feb 06, 2018
529 - 6 Steps to Build or Repair Your Credit Before Buying a Home
00:26:32
<![CDATA[<p>Whether you&rsquo;re a seasoned homeowner or a first-timer, your credit score is a primary factor that mortgage lenders consider when evaluating your application. Follow these 6 steps to build or repair your credit before house hunting so you get approved for a mortgage that costs as little as possible. Read the transcript at https://www.quickanddirtytips.com/money-finance/credit/steps-to-build-or-repair-credit-before-buying-home Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams Get the Money Girl book at http://MoneyGirlBook.com.</p> ]]>
Jan 31, 2018
527 - Tax Reform Law: 7 Ways It Affects Your Personal Finances
00:24:38
<![CDATA[<p>Reforms in the Tax Cuts and Jobs Act begin in 2018 and affect virtually every U.S. taxpayer. Find out which changes shake up your personal finances the most so you can prepare, avoid potential pitfalls, and keep your tax liability as low as possible. Read the transcript at http://www.quickanddirtytips.com/money-finance/taxes/tax-reform-law-2018-ways-it-affects-your-personal-finances Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams Get the Money Girl book at http://www.MoneyGirlBook.com.</p> ]]>
Jan 17, 2018
526 - Should You Refinance or Consolidate Your Student Loans?
00:16:16
<![CDATA[<p>If you&#39;re frustrated by student loans it&#39;s time to get familiar with your options. Find out the difference between a student loan refinance and a consolidation, who can use them, and how to make your education debt more manageable and affordable. Read the transcript at http://www.quickanddirtytips.com/money-finance/loans/should-you-refinance-or-consolidate-your-student-loans Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Jan 10, 2018
525 - 5 Steps to Create a Foolproof Money Strategy in 2018
00:18:13
<![CDATA[<p>It&#39;s time to kick-off the New Year with a solid money strategy for success! Follow these 5 action steps to create a plan that allows you to have more control, peace, and a better financial future. Get the Money Girl book at http://www.MoneyGirlBook.com. Read the transcript at http://www.quickanddirtytips.com/money-finance/saving-spending/steps-to-create-money-strategy-2018 Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Jan 03, 2018
489 MG 7 Simple Principles to Invest Money Wisely No Matter Your Age
00:27:03
<![CDATA[You can achieve your financial goals by using simple, but tried and true, investing principles. Laura covers 7 key concepts to grow your net worth over time no matter if you're an investing newbie or have been at it for decades--even if you don’t have much to invest. Read the full transcript here: http://bit.ly/2oySHAI Get the Money Girl book at http://MoneyGirlBook.com.]]>
Dec 27, 2017
524 - 10 Best Ways to Lower Your Bills Now
00:17:02
<![CDATA[<p>Whether you need quick ways to cut expenses ahead of the holidays or just want to save more for retirement (or other financial goals), there are plenty of ways to put money back in your bank account. Laura covers 10 of the best ways to cut your bills and save more money now. Get the Money Girl book at http://www.MoneyGirlBook.com. Read the transcript at http://www.quickanddirtytips.com/money-finance/saving-spending/best-ways-to-lower-your-bills-now Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Dec 20, 2017
523 - Tax Reform Tips: 5 Best Moves to Save Money Now
00:12:47
<![CDATA[<p>The end of the year is always a busy time with holiday preparations and celebrations--but it&#39;s also a critical deadline for your personal finances and last-minute opportunities to save money. Due to pending tax reform, making smart tax moves may be even more important this year. Laura reviews five ways to save money based on the current tax law and what&rsquo;s proposed for the future. Get the Money Girl book at http://www.MoneyGirlBook.com. Read the transcript at http://www.quickanddirtytips.com/money-finance/taxes/tax-reform-tips-to-save-money-now Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Dec 13, 2017
522 - 4 Financial Mistakes Couples Make When Moving In Together
00:12:32
<![CDATA[<p>Living with a romantic partner is a big step emotionally, legally, and financially. Find out how to set important expectations and avoid 4 common financial mistakes that could trip up your relationship. Read the transcript at http://www.quickanddirtytips.com/money-finance/saving-spending/financial-mistakes-couples-make-moving-in-together Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Dec 06, 2017
467 MG 5 Lesser-Known Reasons Why Your Credit Score Drops
00:19:40
<![CDATA[Are you frustrated because your credit score dropped suddenly for no apparent reason? Laura answers a listener question and covers 5 lesser-known reasons why credit scores can drop unexpectedly. These tips will help you raise your credit score as quickly as possible. Read the full transcript here: http://bit.ly/2djn5i1]]>
Nov 29, 2017
521 - Changing Careers? 5 Ways to Be Financially Prepared
00:37:07
<![CDATA[<p>Ready for a life change like quitting your job to pursue a new career, starting your own business, or going back to school? Making a jump is both exciting and risky. Find out what financial steps you should take before leaving a comfortable work situation to follow your passion. Get the Money Girl book at http://www.MoneyGirlBook.com. Read the transcript at http://www.quickanddirtytips.com/money-finance/saving-spending/changing-career-financially-prepared Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Nov 22, 2017
520 - Car Loan or Lease? 6 Tips to Know Which Option Is Best
00:20:51
<![CDATA[<p>A simple explanation on the differences between buying and leasing a car, and 6 Money Girl tips to know which option is best for you. Read the transcript at http://www.quickanddirtytips.com/money-finance/loans/buying-vs-leasing-a-car Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Nov 15, 2017
BONUS: Introducing "When to Jump"
00:30:04
<![CDATA[<p>Check out this bonus episode from our new podcast, When to Jump! Learn more at www.whentojump.com/podcast</p> ]]>
Nov 10, 2017
519 - Over-Contribute to an HSA, IRA or 401k? Here's What to Do
00:23:16
<![CDATA[<p>If you use an HSA, IRA, or 401k, it&#39;s critical to never contribute too much. Laura reviews the allowable contribution limits and explains how to fix an excess and avoid costly penalties. You&#39;ll also learn whether the most recent tax proposal from House Republicans will affect your future retirement contributions. Read the transcript at http://www.quickanddirtytips.com/money-finance/retirement/over-contribute-to-hsa-ira-or-401k Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Nov 08, 2017
455 MG Buying a Home? Best Ways to Save Your Down Payment
00:16:18
<![CDATA[If you're ready to buy a home you'll need enough down payment money to qualify for a mortgage. Find out how much you need, 6 tips to save faster, and the best places to stash cash for your new home. Read the full transcript here: http://bit.ly/29Lbovm]]>
Nov 01, 2017
518 - How to Negotiate for More Money (Even When You Hear No)
00:25:18
<![CDATA[<p>Want a raise or promotion, but don&#39;t know where to start? Learn how to negotiate and get what you want, even if the answer is no! Find out how to make requests part of your work mindset, properly prepare for reviews, and use 5 steps to negotiate effectively. Read the transcript at http://www.quickanddirtytips.com/money-finance/saving-spending/how-to-negotiate-for-more-money Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Oct 25, 2017
517 - 5 Places to Invest After You Max Out a Retirement Account
00:24:54
<![CDATA[<p>Don&#39;t get confused about where to invest your extra cash. Laura answers a listener question and gives tips for the different types of accounts you can use to put away additional money when you&rsquo;re a good saver, get a raise, or receive an unexpected cash windfall. No matter how much or how little extra savings you have, find out the right way to prioritize it. Get the Money Girl book at http://www.MoneyGirlBook.com Read the transcript at http://www.quickanddirtytips.com/money-finance/retirement/where-to-invest-after-maxing-out-retirement-account Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Oct 18, 2017
515 - 4 Ways to Invest in Stocks with Little Money or Experience
00:22:17
<![CDATA[<p>Laura reviews 4 easy ways to invest in stocks with little money or experience and answers a podcast listener&#39;s question. You&#39;ll learn a simple strategy to invest confidently and wisely so you build plenty of wealth for the future. Get the Money Girl book at http://www.MoneyGirlBook.com. Read the transcript at http://www.quickanddirtytips.com/money-finance/investing/how-to-invest-in-stocks-with-little-money-or-experience Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Oct 04, 2017
477 MG How to Stay Disciplined and Do More with Your Money
00:16:04
<![CDATA[Have you ever felt frustrated, overwhelmed, or confused about a big financial decision? Most of us waffle about whether we should or shouldn’t spend money or make key financial moves. In this post, Laura gives a simple framework to stay disciplined and make better money decisions in less time, with a lot more clarity and confidence. Read the full transcript here: http://bit.ly/2hZIda9 Get the Money Girl book at http://MoneyGirlBook.com. ]]>
Sep 27, 2017
514 - 8 Warning Signs of Identity Theft (and How to Fight Back)
00:23:52
<![CDATA[<p>Data hacks can leave you vulnerable to cybercriminals. Laura covers 8 warning signs to watch out for and how to fight back if you become a victim. Plus, she answers a variety of questions from readers and podcast listeners about topics including protecting kids&rsquo; credit, signing up for credit monitoring, and placing security alerts on your credit files. Get the Money Girl book at http://MoneyGirlBook.com. Read the transcript at http://www.quickanddirtytips.com/node/11926 Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Sep 20, 2017
513 - Equifax Data Breach: 5 Steps to Protect Your Personal Finances
00:20:46
<![CDATA[<p>Cybercriminals hacked Equifax and took the personal information of 143 million Americans, about half of the U.S. adult population. If you have a credit report, there&rsquo;s a good chance your personal information was exposed. Laura explains what happened and 5 steps you should take now to protect your financial life. Get the Money Girl book at http://www.MoneyGirlBook.com. Read the transcript at http://www.quickanddirtytips.com/node/11876 Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Sep 13, 2017
512 MG Natural Disaster Survival: How to Save Yourself and Your Finances
00:25:45
<![CDATA[<p>Natural disasters happen no matter where you live. Laura explains how to be properly insured, get a fair claim settlement, apply for federal assistance, work with contractors, and avoid scams. You&#39;ll learn how prepare for and deal with any type of natural disaster so you &rsquo;re in the best position to save yourself and your finances. Get the Money Girl book at http://www.MoneyGirlBook.com.</p> ]]>
Sep 06, 2017
511 MG Tax Q&A: Tips for Remote Workers, Freelancers, and Expats
00:19:40
<![CDATA[<p>Taxes probably aren&#39;t your favorite topic, but the more you understand about them, the more money you can save by legally cutting your tax bill. Laura answers seven tax-related questions about working remotely, living abroad as an expat, and doing freelance work. Get the Money Girl book at http://www.MoneyGirlBook.com.</p> ]]>
Aug 30, 2017
510 MG Is Owning Gold a Smart Investment?
00:15:27
<![CDATA[<p>If you&#39;ve ever wondered if you should invest in precious metals, it&#39;s time to get more information. Laura answers a listener question about owning gold in light of the political climate. She&#39;ll explain why investors choose gold, how to buy it, and what amount might be right for your portfolio.</p> ]]>
Aug 23, 2017
509 MG Work from a Home Office? Claim a Tax Deduction and Save Money
00:19:32
<![CDATA[<p>Claiming the home office deduction is a smart way to make certain expenses fully or partially deductible. But there are strict rules to qualify. Find out who can claim the often-overlooked home office deduction, which expenses are deductible, and how to figure out the amount you can deduct. Maxing out legal tax breaks helps you keep more of your money so you reach your financial goals faster. Get the Money Girl book at http://www.MoneyGirlBook.com.</p> ]]>
Aug 16, 2017
508 MG Social Security—Secrets to Max Out Your Future Benefits
00:25:53
<![CDATA[<p>Laura interviews a Social Security expert about how the program works and what you need to know even if you&#39;re nowhere near retirement age. They discuss who&#39;s eligible for benefits, pros and cons of taking early retirement, how to avoid expensive Social Security mistakes, and the future of the program. Get the Money Girl book at http://MoneyGirlBook.com.</p> ]]>
Aug 09, 2017
507 MG How to Open an IRA—Understand Eligibility, Rollovers, and Early Retirement
00:25:04
<![CDATA[<p>Retirement accounts can be the best way to secure your future--but the rules can be confusing. Laura answers four IRA questions about who&#39;s eligible, the rules for doing rollovers, and tips to retire early. Get the Money Girl book at http://MoneyGirlBook.com.</p> ]]>
Aug 02, 2017
506 MG Should You Pay Off Debt Before Investing?
00:28:00
<![CDATA[<p>Not sure whether to pay off a debt or to invest money instead? Laura covers the main pros and cons and shares a simple method to prioritize your precious resources so you accomplish key financial goals and build wealth as quickly as possible.</p> ]]>
Jul 26, 2017
505 MG Credit Q&A: Build Credit, Dispute Errors, and Prioritize Debt
00:23:47
<![CDATA[<p>Laura answers questions about how to build credit, manage credit utilization, correct credit errors, handle past due accounts, and prioritize debt the best way possible. Read or listen to the audio podcast for key tips to maintain good credit for life.</p> ]]>
Jul 19, 2017
504 MG Should You Use a 529 Plan to Pay for College?
00:30:32
<![CDATA[<p>Money Girl interviews a 529 college savings plan expert on how to fund higher education for yourself, a child, or grandchild without going broke. Learn how to choose the right 529 plan and use it wisely, how much to save, what the funds can be used for, and the tax benefits that make these special accounts the perfect way to save for college.</p> ]]>
Jul 12, 2017
402 MG Finding the Right Partner for Life and Financial Success
00:15:50
<![CDATA[Five important traits to look for when choosing a life partner (plus many to avoid) so you're more likely to have a happy and successful financial life together. Read the full podcast here: http://bit.ly/1F40uGs]]>
Jul 05, 2017
502 MG Retirement Q&A: How to Choose Accounts, Manage Risk, and Cut Fees
00:19:51
<![CDATA[<p>Do you have concerns or unanswered questions about investing for retirement that have kept you from getting started? It&#39;s time to get more clarity so you can move your finances forward with confidence instead of staying stuck and never building wealth. Laura answer 3 questions about how to choose the best accounts, cut investment fees, and manage risk the best ways possible. Get the Money Girl book at http://MoneyGirlBook.com.</p> ]]>
Jun 21, 2017
501 MG How to Create a Profitable Side Business (and Keep Your Day Job)
00:29:11
<![CDATA[<p>Want to become an entrepreneur while avoiding all the potential pitfalls? Laura interviews Patrick McGinnis, author of The 10% Entrepreneur about why you don&#39;t have to choose between your current career and starting a profitable side business. Find out how to balance financial stability and volatility with grace and embrace where even a part-time venture can lead you. Get the Money Girl book at http://www.MoneyGirlBook.com. Read the transcript at http://bit.ly/2sOhmWA Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams</p> ]]>
Jun 14, 2017
500 MG 500th Episode Special: The Story Behind Money Girl
00:16:51
<![CDATA[<p>Woohoo, it&#39;s the 500th episode of Money Girl! Let&#39;s celebrate by going behind the scenes. Laura shares the Money Girl story, how she got started as a personal finance expert and author, how the podcast began, its major influence on her career, and how the show gets created for you each week. Get the Money Girl book at http://www.MoneyGirlBook.com.</p> ]]>
Jun 06, 2017
448 MG 6 Options to Get a Loan with Bad Credit
00:15:33
<![CDATA[While having bad credit can be a roadblock when applying for a loan from a traditional lender, it doesn't mean that you can't get a loan. Laura covers 6 lending alternatives to get a loan even if your credit is less than perfect. Read the full transcript here: http://bit.ly/1YkHwH7. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams ]]>
May 30, 2017
499 MG Debt Q&A: Manage Student Loans, Credit Cards, and HELOCs Wisely
00:16:56
<![CDATA[<p>Handling debt wisely is one of the most important parts of your financial life. Laura answers 6 questions she recently received about student loans, HELOCs, and credit card debt. You&#39;ll learn tips to protect your credit, use existing home equity, manage student loan repayment, and prioritize your personal finances.</p> ]]>
May 24, 2017
498 MG How to Find Scholarships and Pay for College Without Loans
00:21:10
<![CDATA[<p>Laura interviews Jocelyn Paonita Pearson, a scholarship expert and founder of The Scholarship System. They talk about how to pay for college without loans by using scholarship funds. After years of trial and error, Jocelyn cracked the code on how to get a free ride through college. She got over $126,000 in scholarships and graduated completely debt free. You&rsquo;ll learn common scholarship myths to avoid, different types to go after, the best age to start applying, and a free resource to learn more. Get the Money Girl book at http://www.MoneyGirlBook.com.</p> ]]>
May 17, 2017
497 MG 5 Tips to Afford a Pet—What Owning a Dog or Cat Really Costs
00:14:37
<![CDATA[<p>We love our pets, but they can be expensive! Laura discusses what it really costs to own a pet and 5 tips to cut expenses for a current or new furry friend. This post is dedicated to her sweet yellow Lab, Dixie, who&#39;s resting in peace after 17 years of loyal companionship. Get the Money Girl book at http://www.MoneyGirlBook.com.</p> ]]>
May 10, 2017
496 MG Expert Advice on Getting a Home Equity Line of Credit (HELOC)
00:36:59
<![CDATA[<p>Laura interviews Mike Kinane, a HELOC expert and Senior Vice President for Consumer Lending at TD Bank. They discuss just about everything current or future homeowners need to know about getting a home equity line of credit. You&#39;ll learn how you can spend funds, amounts you can borrow, qualification guidelines, potential fees, rules for claiming interest as a tax deduction, and what to do when interest rates are moving up. Read the full transcript here: http://bit.ly/2p6tZXx</p> ]]>
May 03, 2017
495 MG Investing FAQs: How to Get Higher Returns, Retire Early, Do Rollovers, and Manage Multiple Accounts
00:27:10
<![CDATA[<p>It&#39;s time to get clarity on your investing questions. Laura answer 7 questions from the Money Girl community about a variety of investing and retirement topics. You&rsquo;ll learn how to get higher investment returns, retire early, prioritize accounts, do rollovers, know when you should invest, and rules for managing multiple retirement accounts. Cut the confusion and you&#39;ll have more success! Read the full transcript here: http://bit.ly/2py0GAM</p> ]]>
Apr 26, 2017
493 MG How to Make Kids Rich by Investing in an IRA
00:18:59
<![CDATA[<p>Ever wanted to make sure your kid would end up rich? The secret to having a secure future or paying for college could be setting him or her up with an IRA--an underutilized vehicle that many people miss. Laura explains the benefits of starting an IRA for minors, the rules for eligibility, how to open an account, and when you can spend the money penalty free. Read the full transcript here: http://bit.ly/2p1wfUG</p> ]]>
Apr 12, 2017
492 MG Can You Contribute to a 401k and an IRA in the Same Year?
00:18:17
<![CDATA[<p>Taking advantage of a retirement plan at work and an IRA is a smart way to cut taxes and save more money for the future. But having multiple accounts can change the rules. Laura answers a listener question and explains how to avoid pitfalls so you leverage multiple accounts to reach your retirement goals. Read the full transcript here: http://bit.ly/2nJuaaB Get the Money Girl book at http://MoneyGirlBook.com.</p> ]]>
Apr 05, 2017
491 MG 8 Ways to Legally Pay Less Tax and Save Money
00:18:17
<![CDATA[<p>There are many ways to legally shelter your income from tax so you save money. Laura explains 8 ways to reduce your taxable income so you pay less tax. You can take advantage of some or all of them, no matter how much or little money you make, to keep more of your hard-earned money. Read the transcript at http://www.quickanddirtytips.com/node/9591</p> ]]>
Mar 29, 2017
490 MG How to Fill Out a W-4—Plus, 7 Reasons to Adjust Your Tax Withholding
00:19:51
<![CDATA[<p>Confused about how to fill out a W-4 at work? Laura explains what it is and how to complete it correctly. Plus, you&#39;ll learn 7 reasons when you should adjust your withholding so your employer doesn&rsquo;t take out too much or too little income tax from your paycheck. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript at http://www.quickanddirtytips.com/node/9556</p> ]]>
Mar 22, 2017
488 MG What Is a 1099 Form? 8 Things to Know About Taxable Income (in Plain English)
00:15:38
<![CDATA[<p>Taxes my not be your favorite financial topic but it&#39;s important to understand the basics. Laura explains what you need to know about 1099 tax forms. You&#39;ll learn what a form is, who issues and receives them, rules to comply with the law, and 8 key things you should know about taxable income. Read the full transcript here: http://bit.ly/2mpBDeZ Get the Money Girl book at http://MoneyGirlBook.com.</p> ]]>
Mar 08, 2017
487 MG Zombie Debt—Facts You Should Know About Old Accounts in Collections
00:17:31
<![CDATA[<p>No matter if you want to clean up your credit report or have an old zombie account coming back from the dead to haunt you, it&rsquo;s important to understand your rights. Laura answers a question about old debt, explains the statute of limitations, gives advice for dealing with collectors, and offers 4 ways to handle accounts in collection. Get the Money Girl Book at http://www.MoneyGirlBook.com. Read the full transcript here: http://bit.ly/2mqLsMV</p> ]]>
Mar 01, 2017
485 MG Healthcare Q&A: Reform, Rules, and the Role of HSAs
00:19:19
<![CDATA[<p>Health savings accounts (HSAs) are one of Laura&#39;s favorite ways to save money. She explains how they work, answers questions from podcast listeners about these tax-favored accounts, and describes the important role HSAs may play in healthcare reform under the Trump administration. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/2mr0nq7</p> ]]>
Feb 15, 2017
484 MG Got a Pay Raise? 6 Strategies to Manage Extra Money Wisely
00:23:27
<![CDATA[<p>Congratulations on your pay raise or bonus! Now it&#39;s time to get serious about how to use it to improve your finances. Laura covers 6 wise strategies to create more financial security, so you don&#39;t fritter away an exceptional opportunity to build wealth instead. Read the full transcript here:http://bit.ly/2kABa8Z</p> ]]>
Feb 08, 2017
483 MG The Simple Truth Behind Growing Rich
00:32:42
<![CDATA[<p>Laura interviews Jay Papasan, bestselling co-author of The ONE Thing about how to set priorities and finally stick to them so you get extraordinary results. They cover productivity killers to eliminate, how to easily have more willpower, and a realistic way to achieve work-life balance. You&#39;ll learn the ultimate question to ask yourself every day to identify and stay focused on your number one priority that allows you to make huge improvements in your finances and life. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/2kItbsS</p> ]]>
Feb 01, 2017
482 MG Late Payments and Your Credit: Tips to Minimize the Damage
00:17:30
<![CDATA[<p>Laura explains what happens when you make a late payment, how your credit is affected, and gives tips to minimize the potential damage. Plus, she answers a question from a long-time Money Girl Podcast listener who&rsquo;s wondering what to do about an account that accidentally became delinquent. Read the full transcript here: http://bit.ly/2lzjZZG</p> ]]>
Jan 25, 2017
481 MG Investing Q&A: Smart Tips to Make More Money
00:19:33
<![CDATA[<p>Knowing where and how to invest money can be confusing and a little scary. Laura answers 3 questions from Money Girl Podcast listeners that will give you smart tips for setting financial priorities, leveraging retirement accounts, and knowing when it&rsquo;s a good idea to use &ldquo;robo-advisors&rdquo; to make more money. Read the full transcript here: http://bit.ly/2iYdWNq</p> ]]>
Jan 18, 2017
480 MG 5 Steps to Get Out of Holiday Debt Faster
00:19:59
<![CDATA[<p>If you started the New Year with some extra credit card debt, you might be feeling anxious if you can&#39;t pay it off in full. Instead of getting stressed, follow Laura&#39;s 5 steps to get out of post-holiday debt faster so you take control of your finances and move in the right direction. Read the full transcript here: http://bit.ly/2jiDEcb Get the Money Girl book at http://MoneyGirlBook.com.</p> ]]>
Jan 11, 2017
479 MG Money-Saving Hacks to Beat the System
00:21:48
<![CDATA[<p>Laura interviews David Pogue, author of the new book, Pogue&rsquo;s Basics: Money &ndash; Essential Tips and Shortcuts (That No One Bothers to Tell You) About Beating the System. You&#39;ll take away easy ways to outsmart retailers, leverage savings programs, and keep more of your hard-earned money, no matter how much or little you have. Read the full transcript here: http://bit.ly/2i8iVJb</p> ]]>
Jan 04, 2017
433 MG 7 Financial Resolutions That Will Save You Thousands
00:17:17
<![CDATA[Laura covers 7 financial resolutions that could save you thousands and turbocharge your success. Even if you adopt just a few of them this year, they’ll help you get in the best financial shape of your life this year. Read the full transcript here: http://bit.ly/1TmCoSw]]>
Dec 28, 2016
478 MG The 8 Cheapest Ways to Pay Off Your Student Loans
00:26:43
<![CDATA[<p>Laura gives 7 tips to pay off your student loans the cheapest ways possible. She also interviews a couple who graduated with $600,000 of student loan debt after graduating from dental and law school. Find out their experiences, missteps, and tips for dealing with loans, having a repayment plan, and getting a great education for less. Read the full transcript here: http://bit.ly/2hHGM3S Get the Money Girl book at http://MoneyGirlBook.com.</p> ]]>
Dec 21, 2016
476 MG What Is a Mortgage Refinance? 5 Ways to Know If It’s a Good Idea
00:16:30
<![CDATA[<p>If you&rsquo;re a homeowner, your mortgage payment is probably your largest monthly expense. So it&rsquo;s wise to stay alert for opportunities to refinance to a lower rate and cut your payment. Laura covers what a mortgage refinance is, common reasons for doing one (in addition to saving money), and 5 ways to know if it&rsquo;s a good idea for your situation. Read the full transcript here: http://bit.ly/2hZLO7Y</p> ]]>
Dec 07, 2016
475 MG What Is a Trust and Who Needs One? Expert Attorney Gives Advice
00:34:22
<![CDATA[<p>Not sure what a trust is or who really needs one? (By the way, they&#39;re not just for wealthy people!) Laura interviews Jules Haas, an attorney with more than 30 years of experience. They break down a heavy topic with simple language and examples. Find out the difference between a will and a trust, common estate planning mistakes you should avoid, considerations for couples who are not married, key legal documents that every adult should have, and how to get legal help when you need it. Read the full transcript here: http://bit.ly/2h0Ggt5 Get the Money Girl book at http://MoneyGirlBook.com.</p> ]]>
Nov 30, 2016
450 MG How to Prepare Your Credit for a Mortgage Approval
00:18:21
<![CDATA[If you’re eager to move into your dream home, preparing your credit for a mortgage approvall should definitely be on your agenda. Laura gives 6 tips for building credit before you apply for a mortgage, so you get a loan that costs as little as possible. Read the full transcript here: http://bit.ly/1sUoe1c]]>
Nov 22, 2016
474 MG 6 Ways a Trump Presidency Could Affect Your Personal Finances
00:18:58
<![CDATA[<p>No matter if you&rsquo;re celebrating or protesting Donald Trump&#39;s victory for the White House, in this post I&rsquo;ll cover 6 key areas where the President-elect could change your personal finances. You&#39;ll get solid advice to manage your money no matter what&rsquo;s around the corner. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/2f5zjpc</p> ]]>
Nov 16, 2016
473 MG 10 Facts You Should Know About Homeowners Insurance
00:21:22
<![CDATA[<p>Homeowners insurance takes a bite out of your budget when you own a home. Laura covers 10 facts you should know about home insurance so you get the most out of it, fully understand the coverage, and pay less. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/2g0TpmF</p> ]]>
Nov 09, 2016
472 MG Can You Have Multiple Health Savings Accounts (HSAs)?
00:18:57
<![CDATA[<p>Managing one or more Health Savings Accounts can seem complicated. Laura answers a listener question about what do to when you end up with more than one HSA. Find out how these special accounts save money, the rules for using them, who can have one, and where to open one up. Get the Money Girl book at http://www.MoneyGirlBook.com. Read the full transcript here: http://bit.ly/2f9iZqI</p> ]]>
Nov 02, 2016
471 MG The Truth About Finding and Working With a Financial Advisor
00:22:49
<![CDATA[<p>Laura interviews Tom Meyer to discuss really needs a financial advisor. Find out when it&#39;s the right time to hire a financial professional, how much money you should have, where to find one, how they&#39;re paid, and how to know you&#39;ve found someone who&#39;s the best fit for your situation. Read the full transcript here: http://bit.ly/2dWzUxP</p> ]]>
Oct 26, 2016
470 MG Guide to Managing Retirement Accounts When You Leave a Job
00:19:21
<![CDATA[<p>Ever wondered what to do with an old retirement account from a previous job? Laura answers a listener question and explains the options when you leave a job for any reason. Find out the best move to make and manage your retirement money for success. Read the full transcript here: http://bit.ly/2eqSwmQ</p> ]]>
Oct 19, 2016
469 MG Identity Theft and Social Media: 7 Tips to Protect Your Finances
00:14:52
<![CDATA[<p>In honor of National Cyber Security Awareness Month in October, Laura gives you 7 tips to stay connected with family and friends on social media as safely as possible so ordinary details you share won&#39;t be used by cyber thieves to hurt your personal finances. Read the full transcript here: http://bit.ly/2drUJRq Get the Money Girl book at http://www.MoneyGirlBook.com.</p> ]]>
Oct 12, 2016
468 MG 6 Tips to Find Affordable Health Insurance When You Become Self-Employed
00:18:48
<![CDATA[<p>Many people dream of becoming self-employed, but aren&#39;t sure how they&#39;ll find affordable health insurance on their own. Laura covers six tips to find the best health coverage when you work for yourself or lose job-based insurance for any reason. Read the full transcript here: http://bit.ly/2dXhUPa Get the Money Girl book at http://www.MoneyGirlBook.com.</p> ]]>
Oct 05, 2016