Money Girl's Quick and Dirty Tips for a Richer Life

By QuickAndDirtyTips.com

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Description

Money Girl provides short and friendly business, personal finance, and investing tips to help you live a richer life. Whether you're just starting out or are already a savvy investor, Money Girl's advice will point you in the right direction. From the creators of Grammar Girl at QuickandDirtyTips.com.

Episode Date
643 - Wise Tips to Manage FOMO During the Pandemic
00:20:00
Is FOMO (fear of missing out) causing you to take more risks—financial and otherwise—during the pandemic? Laura interviews Patrick McGinnis, who coined the term, about its root causes and wise ways to manage FOMO. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/saving-spending/tips-manage-fomo https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jul 08, 2020
642 - 5 Legal Documents You Need During a Pandemic
00:14:44
If you get COVID-19 or experience another unexpected tragedy, these crucial documents can help you and your family manage money and make essential decisions with more clarity and less stress. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/5-legal-documents-pandemic https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jun 30, 2020
641 - Fifteen Retirement Account Rules You May Not Know
00:15:12
Get familiar with 15 key IRA rules, including what’s new for 2020 related to coronavirus-related hardships. You’ll feel confident about using this retirement account no matter if you’re employed, self-employed, or unemployed.
Jun 24, 2020
546 - When to Cancel a Credit Card? 10 Dos and Don’ts to Follow
00:19:50
If you've been thinking about canceling a credit card, it’s critical to understand how it will affect your entire financial life. Laura covers 10 dos and don’ts for when to cancel a credit card that will help you minimize credit damage and improve your finances. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/credit/cancel-credit-card https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jun 17, 2020
640 - New Rules and 8 Tips for Getting PPP Loan Forgiveness
00:20:18
Find out how to get a Paycheck Protection Program loan, document your expenses, and apply for loan forgiveness to keep your business operating despite the coronavirus challenges. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/loans/ppp-loan-forgiveness https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jun 10, 2020
639 - 5 Things to Know About the Home Office Tax Deduction and Coronavirus
00:15:57
If you're working from home more due to the COVID-19 crisis, you've probably had additional expenses. Laura answers questions about who qualifies for the home office tax deduction and how to claim this valuable tax break. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/taxes/home-office-tax-deduction-coronavirus https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Jun 03, 2020
638 - Should I Use a High-Yield CD for My Savings?
00:17:04
Laura answers a listener question about using CDs to stash her cash. Find out what a CD or certificate of deposit is, where to find high-yield CDs, and how to use them wisely when they're right for you. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/saving-spending/high-yield-cd-savings https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
May 27, 2020
560 - 8 Best Budgeting and Personal Finance Tools
00:18:16
Laura reviews eight of the best personal finance tools to make sense of your money, stay organized, and achieve your financial goals. Read the transcript at  Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/saving-spending/8-best-budgeting-and-personal-finance-tools https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
May 20, 2020
637 - Which Debts Should You Prepay First? A 6-Step Plan
00:19:38
Hooray, you have some extra money each month to pay down debt! This 6-step process will help you decide how to use that money wisely to reach your financial goals. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/loans/prepay-debts-plan https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
May 13, 2020
636 - How to Qualify for the Coronavirus Economic Relief Package
00:29:24
Not sure what coronavirus economic relief you qualify for or how to get it? Laura interviews Gerri Detweiler, Education Director for Nav and cuts through the confusion. You'll get solid advice whether you have a large business, are a solopreneur, or are an unemployed worker. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/qualify-coronavirus-economic-relief https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
May 06, 2020
635 - Best Advice on Buying or Selling a Home During the Coronavirus
00:22:35
The economic downturn affects both home buyers and sellers. Find out how to make wise real estate decisions and stay safe during the pandemic. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Through the end of April, Podchaser will donate 25 cents to Meals on Wheels for every review. Leave a review for Money Girl! Links: https://www.quickanddirtytips.com/money-finance/real-estate/buying-selling-coronavirus https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams Podchaser #Reviews4Good: https://www.podchaser.com/podcasts/money-girls-quick-and-dirty-ti-4196
Apr 29, 2020
634 - 10 Things Student Loan Borrowers Should Know About Coronavirus Relief
00:15:36
The CARES Act includes broad relief for hardships created by the COVID-19 pandemic, including significant benefits for those paying off student loans. Laura answers a couple of questions and reviews what the relief is, who can use it, and how it impacts the future of your student loan repayment. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Through the end of April, Podchaser will donate 25 cents to Meals on Wheels for every review. Leave a review for Money Girl! Links: https://www.quickanddirtytips.com/money-finance/loans/student-loan-coronavirus-relief https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams Podchaser #Reviews4Good: https://www.podchaser.com/podcasts/money-girls-quick-and-dirty-ti-4196
Apr 22, 2020
633 - How to Manage Unemployment and Lost Business Income
00:38:31
Laura interviews Colleen McCreary, Chief People Officer at Credit Karma, for tips on how to navigate unemployment the best way possible. Find out how to get all the benefits you're eligible for after losing a job or business income due to the coronavirus crisis.  Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/coronavirus-unemployment-lost-income https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Apr 15, 2020
632 - How the COVID-19 CARES Act Affects Your Retirement
00:20:23
Life during the time of coronavirus is moving quickly and new legislation called the CARES Act affects your retirement account. Money Girl answers questions about making contributions and withdrawals and gives tips for managing your money wisely during this difficult time. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/retirement/cares-act-retirement https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Apr 08, 2020
631 - 10 Ways Coronavirus Tax Relief Affects Your Personal Finances
00:15:42
In addition to postponing taxes, the new coronavirus tax relief law affects other parts of your financial life. Money Girl reviews 10 things you should know about the benefits of tax relief for your personal finances. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/taxes/coronavirus-tax-relief https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Mar 31, 2020
630 - 5 Strategies to Manage Finances During Coronavirus Uncertainty
00:18:06
Feeling uncertain about how to handle your money or investments during the coronavirus pandemic? Money Girl covers five ways to make your financial health as resilient as possible and answers common listener questions. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/manage-finances-coronavirus https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Mar 25, 2020
531 - 8 Investing Rules to Follow Even When the Stock Market Drops
00:33:45
No matter what happens in the stock market, these eight rules will help you invest wisely. Learn where to put your money to create financial security even when the stock market drops.  Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/investing/8-investing-rules-to-follow-even-when-the-stock-market-drops https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Mar 18, 2020
629 - 6 Ways a Fed Interest Rate Cut Affects Your Finances
00:15:54
What does a Federal Reserve interest rate cut mean for you and your finances? Money Girl explains how making some smart money moves now can work in your favor.  Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/loans/fed-interest-rate-cut https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams
Mar 11, 2020
628 - What is Credit Card APR and Why Should You Care?
00:14:34
Knowing your credit card APR is crucial for your overall financial health. Money Girl is here to help you understand APR and how it gets calculated on your account.
Mar 04, 2020
627 - Should You Pay Down PMI or High-Interest Debt First?
00:22:04
Should homeowners eliminate their Private Mortgage Insurance (PMI) payment or focus on high-interest balances? Getting it right is essential to a healthy financial bottom line. TRANSCRIPT: https://quickanddirtytips.com/money-finance/loans/pmi-or-high-interest-debt | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams
Feb 26, 2020
626 - 5 Effective Ways to Get a Loan with Bad Credit
00:20:06
Put money in your pocket by using these lending alternatives. Read the full transcript here: http://bit.ly/2bJ5mdM

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Feb 19, 2020
625 - How to Insure Jewelry and Expensive Valentine's Day Gifts
00:18:29
If you assume that you already have coverage for a lavish Valentine's Day gift or don't need it, you could be making a huge mistake. Check out these seven tips for insuring valuables before buying them. TRANSCRIPT: https://quickanddirtytips.com/money-finance/insurance/how-to-insure-jewelry | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams

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Feb 12, 2020
624 - 8 Best Tools to Manage Every Aspect of Your Money in 2020
00:18:54
Get in the habit of using free or low-cost digital tools to make better financial decisions and achieve your goals. Money Girl covers eight of her favorite apps, programs, and websites that can take your money management skills to the next level. TRANSCRIPT: https://quickanddirtytips.com/money-finance/8-best-tools-manage-money-2020 | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams

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Feb 05, 2020
623 - 8 Things You Must Give Up for More Financial Success
00:17:23
To create more success, sometimes you simply have to give up what's holding you back. Money Girl covers eight ways to achieve your financial goals more easily. TRANSCRIPT: https://quickanddirtytips.com/money-finance/8-things-financial-success | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams

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Jan 29, 2020
623 - 8 Things You Must Give Up for More Financial Success
00:17:23
To create more success, sometimes you simply have to give up what's holding you back. Money Girl covers eight ways to achieve your financial goals more easily. TRANSCRIPT: https://quickanddirtytips.com/money-finance/8-things-financial-success | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams

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Jan 29, 2020
622 - Your Guide to Claiming a Legit Home Office Tax Deduction
00:18:54
Does your side gig, freelance work, or small business qualify you to claim the money-saving home office tax deduction? Find out how to save money this tax season. TRANSCRIPT: https://quickanddirtytips.com/money-finance/taxes/home-office-deduction-guide | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts JOIN THE CONVERSATION:Facebook: https://www.facebook.com/QDTNutrition/ | Twitter: https://twitter.com/NutritionDiva

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Jan 22, 2020
621 - 3 Ways to Earn Higher Interest on Personal and Business Savings
00:28:22
Tired of earning a pittance on your personal or business savings? Use these tips to find a bank that will help you earn more and easily make the switch. TRANSCRIPT: https://quickanddirtytips.com/money-finance/saving-spending/earn-higher-interest | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams

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Jan 15, 2020
620 - 7 Ways the SECURE Act Changes Your Retirement and Savings
00:19:17
The SECURE Act is the most significant overhaul of retirement and other saving rules in more than a decade. How will it affect your retirement and savings? TRANSCRIPT: https://quickanddirtytips.com/money-finance/retirement/secure-act-retirement-savings | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams

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Jan 08, 2020
574 - 10 Horrible Habits That Keep You from Growing Rich
00:19:20
Are these 10 counterproductive behaviors sabotaging your financial future? To do more with your money, you have to acknowledge (and lose) your bad habits. TRANSCRIPT: https://www.quickanddirtytips.com/money-finance/saving-spending/10-horrible-habits-that-keep-you-from-growing-rich | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams

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Jan 01, 2020
619 - How to Create a Personal Finance System for Money Success
00:26:04
Discouraged by your financial life? This four-part system will help you simplify your personal finances and do more with your money. TRANSCRIPT: https://quickanddirtytips.com/money-finance/personal-finance-system | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams

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Dec 25, 2019
618 - 10 Facts About Solo 401(k) Retirement Accounts You Should Know
00:22:44
A solo 401(k) is a great retirement savings option for the self-employed. These critical facts can help you use the account wisely and saving much more.

TRANSCRIPT & LINKS: Read the transcript: https://quickanddirtytips.com/money-finance/retirement/solo-401k-facts  | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams

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Dec 18, 2019
617 - A 7-Point Money Checklist for Year-End Success
00:20:07
Before the New Year arrives, don't miss last-minute opportunities to save money. Use this 7-point checklist to manage your money wisely before the December 31 deadline.

TRANSCRIPT & LINKS: Read the transcript: https://quickanddirtytips.com/money-finance/money-checklist-year-end | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams

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Dec 11, 2019
569 - 8 Ways to Make the Holidays Less Expensive and More Memorable
00:18:36
Don't let financial pitfalls of the holidays sneak up on you. Laura covers wise tips to make the season brighter, less expensive, and more memorable! TRANSCRIPT:  https://www.quickanddirtytips.com/money-finance/saving-spending/8-ways-to-make-the-holidays-less-expensive-and-more-memorable | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams

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Dec 04, 2019
616 - 3 Affordable Financial Safeguards to Protect Your Health and Income
00:26:57
Financial peace of mind may be easier and less expensive that you think. These three surprisingly affordable safeguards should be pillars of your financial plan.

TRANSCRIPT: Read the transcript: https://quickanddirtytips.com/money-finance/insurance/protecting-health-income | Check out all the Quick and Dirty Tips shows: quickanddirtytips.com/podcasts

JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams

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Nov 27, 2019
615 - 6 Retirement Account Changes for 2020 You Should Know
00:23:06
2020 will bring a variety of beneficial tax changes to retirement accounts. Find out six ways to take advantage of them and start making plans to save more for retirement.

TRANSCRIPT & LINKS
Read the transcript: https://quickanddirtytips.com/money-finance/retirement/retirement-account-changes-2020
Check out all the Quick and Dirty Tips shows:
www.quickanddirtytips.com/podcasts

JOIN THE CONVERSATION
Facebook: https://www.facebook.com/MoneyGirlQDT
Twitter: https://twitter.com/LauraAdams

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Nov 20, 2019
614 - How to Create Foolproof Financial Safety Nets
00:22:02
Unexpected hardships can create big money problems. These ten financial safety nets will help you survive life's challenges so you can be prepared, not scared.

TRANSCRIPT & LINKS
Read the transcript: https://quickanddirtytips.com/money-finance/retirement/foolproof-financial-safety-nets
Check out all the Quick and Dirty Tips shows:
www.quickanddirtytips.com/podcasts

JOIN THE CONVERSATION
Facebook: https://www.facebook.com/MoneyGirlQDT
Twitter: https://twitter.com/LauraAdams

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Nov 13, 2019
613 - 10 Best Identity Theft Protection Tips
00:23:45
Once a thief has your confidential data, they can use it to wreak havoc on your financial life. These tips will help you prevent, detect, and fight against identity theft.

TRANSCRIPT & LINKS
Read the transcript: https://quickanddirtytips.com/money-finance/credit/identity-theft-protection-tips
Check out all the Quick and Dirty Tips shows:
www.quickanddirtytips.com/podcasts

JOIN THE CONVERSATION
Facebook: https://www.facebook.com/MoneyGirlQDT
Twitter: https://twitter.com/LauraAdams

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Nov 06, 2019
612 - How to Break Through and Overcome Financial Hardships
00:31:20
Do you need simple, real world tools to help you bounce back from financial challenges? Money Girl and AJ Gibson talk about his new book and how to live the life you were meant to live.

TRANSCRIPT & LINKS

Read the transcript: https://quickanddirtytips.com/money-finance/overcome-financial-hardships
Check out all the Quick and Dirty Tips shows:
www.quickanddirtytips.com/podcasts

JOIN THE CONVERSATION
Facebook: https://www.facebook.com/MoneyGirlQDT
Twitter: https://twitter.com/LauraAdams

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Oct 30, 2019
611 - 8 Steps to Buying a Home You Can Afford
00:22:29
When you're buying a home, mistakes can be costly. This step-by-step guide will help you check yourself before you wreck yourself.

Read the transcript at https://quickanddirtytips.com/money-finance/real-estate/8-steps-buying-home
Check out all the Quick and Dirty Tips shows:
www.quickanddirtytips.com/podcasts

FOLLOW MONEY GIRL
Facebook: https://www.facebook.com/MoneyGirlQDT
Twitter: https://twitter.com/LauraAdams

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Oct 22, 2019
564 - 13 Warning Signs That You Have a Debt Problem
00:21:02
If you're not sure if you have a debt problem, Laura breaks down 13 warning signs you should know. You’ll learn red flags to watch out for that could prevent you from building wealth and solutions to turn around your financial life. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

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Oct 16, 2019
610 - 8 Essential Recordkeeping Rules for the Self-Employed
00:23:14
Recordkeeping is crucial when you're self-employed. These eight rules will help you to stay compliant with the IRS and better understand your business now and in the future.

Read the transcript at https://quickanddirtytips.com/money-finance/taxes/recordkeeping-rules-self-employed
Check out all the Quick and Dirty Tips shows:
www.quickanddirtytips.com/podcasts

FOLLOW MONEY GIRL
Facebook: https://www.facebook.com/MoneyGirlQDT
Twitter: https://twitter.com/LauraAdams

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Oct 09, 2019
609 - 5 Ways to Keep Your Day Job While You Start a Business
00:21:38
Starting your own business is a giant leap of faith. Here's how to face your career fears and prepare for the future by slowly adding entrepreneurship to your resume.

Read the transcript at https://quickanddirtytips.com/money-finance/saving-spending/start-business-day-job
Check out all the Quick and Dirty Tips shows:
www.quickanddirtytips.com/podcasts

FOLLOW MONEY GIRL
Facebook: https://www.facebook.com/MoneyGirlQDT
Twitter: https://twitter.com/LauraAdams

 

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Oct 02, 2019
608 - 5 Ways to Cut Household Expenses and Save Money
00:30:20
Stop leaving money on the table and save on items you're already buying. Here are five clever ways to spend less without making big sacrifices. This episode includes a clip from Money Girl's guest appearance on the first episode of The Save Space podcast where Laura and host Kelly Sutton chat about about a variety of tips, including managing your household expenses.

Read the transcript at https://quickanddirtytips.com/money-finance/saving-spending/cut-household-expenses
Check out all the Quick and Dirty Tips shows:
www.quickanddirtytips.com/podcasts

FOLLOW MONEY GIRL
Facebook: https://www.facebook.com/MoneyGirlQDT
Twitter: https://twitter.com/LauraAdams

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Sep 24, 2019
607 - Should You Stop Saving for Retirement to Get Out of Debt?
00:23:14
Knowing whether to pay off debt or save for retirement is a common dilemma. Money Girl answers a listener question and provides a five-step guide to follow when you’re not sure how to manage your money. You’ll come away with a clear path to prioritize your precious financial resources.

Read the transcript at https://quickanddirtytips.com/money-finance/retirement/retirement-saving-debt

Check out all the Quick and Dirty Tips shows:
www.quickanddirtytips.com/podcasts

FOLLOW MONEY GIRL
Facebook: https://www.facebook.com/MoneyGirlQDT
Twitter: https://twitter.com/LauraAdams

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Sep 18, 2019
606 - 7 Ways Having a Small Business Saves Big Money
00:31:22
If you already have a business or you're thinking about becoming self-employed, don't miss legitimate ways to reduce expenses, cut taxes, and save more. Money Girl reviews seven ways that having a small business saves you money.

Read the transcript at https://quickanddirtytips.com/money-finance/taxes/small-business-saves-big-money

Check out all the Quick and Dirty Tips shows:
www.quickanddirtytips.com/podcasts

FOLLOW MONEY GIRL
Facebook: https://www.facebook.com/MoneyGirlQDT
Twitter: https://twitter.com/LauraAdams

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Sep 11, 2019
605 - 5 Tips Every Renter and Homeowner Should Know About Insurance
00:25:58
There's alot that renters and homeowners need to know about insurance. Money Girl covers five essential insurance tips about the protections you get from basic renters and home policies, mistakes to avoid when buying a policy, and ways to save money on premiums.

Read the transcript at https://quickanddirtytips.com/money-finance/insurance/5-tips-homeowner-insurance
Check out all the Quick and Dirty Tips shows:
www.quickanddirtytips.com/podcasts

FOLLOW MONEY GIRL
Facebook: https://www.facebook.com/MoneyGirlQDT
Twitter: https://twitter.com/LauraAdams

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Sep 04, 2019
538 - 7 Micro Habits That Create Financial Success
00:18:45
Find out what a micro habit is and how to use them to improve your financial life. They require minimal time, effort, and motivation, but can build up to huge, significant results when you make them part of your routine. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/7-micro-habits-that-create-financial-success Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

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Aug 27, 2019
604 401(k) vs. IRA - Should You Pick One or Have Both Retirement Accounts?
00:24:45
Not sure if you should use a 401(k) or an IRA? Money Girl tells you how to prioritize retirement accounts and what pitfalls to avoid when you contribute to multiple types in the same year.

Read the transcript at https://quickanddirtytips.com/money-finance/retirement/401k-vs-ira-retirement-accounts
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Aug 21, 2019
603 - 10 Pros and Cons of 401(k) Loans You Should Know
00:28:12
Thinking about tapping your retirement account? Money Girl covers everything you need to know 401(k) loans, including how they work, potential problems to avoid, and 10 pros and cons to consider before taking one.

Read the transcript at https://quickanddirtytips.com/money-finance/retirement/401k-loans-pros-cons

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Aug 14, 2019
602 - 6 Steps to Budget with Variable, Irregular, or Unpredictable Income
00:28:32
No matter why you can't count on a regular paycheck, it's possible to create a money system that works. Money Girl has 6 strategies to keep you on track.

 

Read the transcript at https://quickanddirtytips.com/money-finance/saving-spending/budget-irregular-income
Check out all the Quick and Dirty Tips shows:
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Aug 07, 2019
601 - Does Equifax Owe You? How to Claim Your Settlement Money
00:24:27
If your personal data was stolen in the 2018 Equifax data breach, you're entitled to make a settlement claim. Money Girl explains what happened, who's eligible for an Equifax payout, and how to file your claim before the deadline.

Read the transcript at https://quickanddirtytips.com/money-finance/credit/equifax-settlement
Check out all the Quick and Dirty Tips shows:
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Jul 31, 2019
600 - Don’t Get Tricked by These Tax and Social Security Scams
00:21:29
Fraudsters seem to get more creative in their attempts to trick you into giving up your personal information so they can wreak havoc on your financial life. Money Girl reviews the primary ways criminals try to dupe you and how to stay safe.

Read the transcript at https://quickanddirtytips.com/
Check out all the Quick and Dirty Tips shows:
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Jul 24, 2019
599 - 8 Reasons Your Credit Score Dropped and What to Do
00:28:37
Did your credit scores drop for no apparent reason? Use these wise tips to boost your scores quickly, so an unexpected credit score dip doesn’t hurt your finances.

Read the transcript at https://quickanddirtytips.com/money-finance/credit/credit-score-dropped

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Jul 17, 2019
486 - The Ultimate Guide to Using a Balance Transfer Credit Card
00:20:26
Ever wonder if using a balance transfer offer could improve your personal finances? Laura explains in plain English how a balance transfer credit card works, how it affects your credit, and when it makes sense to use one. You’ll learn smart tips to cut your interest expense, save money, and get out of debt faster. 

Read the transcript at https://quickanddirtytips.com/money-finance/credit/the-ultimate-guide-to-using-a-balance-transfer-credit-card
Check out all the Quick and Dirty Tips shows:
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Twitter: https://twitter.com/LauraAdams

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Jul 10, 2019
598 - How to Choose the Best Investments - 6 Dos and Don’ts to Follow
00:26:18
Find out how to choose the best investments that create financial security without taking too much risk. Money Girl cuts through the confusion with six dos and don’ts that make it easy to invest successfully and with confidence.

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Jul 03, 2019
597 - The Right Way to Talk to Your Aging Parents About Their Money
00:30:22
Making sure you're up-to-speed on your parent's personal finances is more important than you might think. Money Girl and Cameron Huddleston talk about her new book and the right way to have essential conversations with your parents about their money.

Read the transcript at https://quickanddirtytips.com/money-finance/aging-parents-money-talk
Check out all the Quick and Dirty Tips shows:
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Jun 26, 2019
596 - How to Manage Health Benefits When You Leave a Job
00:23:08
Money Girl reviews what happens with common health-related benefits once you’re no longer employed.

Read the transcript at https://quickanddirtytips.com/money-finance/health-benefits-between-jobs
Check out all the Quick and Dirty Tips shows:
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Jun 19, 2019
595 - Can Minors and Seniors Have a Roth IRA?
00:24:04
A Roth IRA is one of the most flexible types of retirement accounts ... if you understand the rules. Here's what seniors and the parents of minors need to know.

Read the transcript at https://quickanddirtytips.com/money-finance/minors-seniors-roth-ira
Check out all the Quick and Dirty Tips shows:
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Jun 12, 2019
594 - How to Raise Your FICO Credit Score Instantly (and for Free)
00:30:58
Building and maintaining great credit is a cornerstone of a successful financial life. Money Girl and Rod Griffin from Experian discuss how you can manage credit wisely and raise scores instantly for free!

Read the transcript at https://quickanddirtytips.com/money-finance/credit/raise-fico-score
Check out all the Quick and Dirty Tips shows:
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Jun 05, 2019
593 - 7 Facts You Should Know About Student Loan Forgiveness Programs
00:24:32
It may be easier to get rid of your student loans than you ever thought possible! Money Girl answers a listener question and reviews seven facts you should know about wiping out education debt with different types of loan forgiveness programs.

Read the transcript at https://quickanddirtytips.com/money-finance/student-loan-forgiveness-programs 
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May 29, 2019
592 - FICA Alternative Retirement Plan—What Is It and Who Qualifies to Have One?
00:18:53
Which type of retirement account is right for you? Money Girl answers a voicemail question about using a FICA Alternative Plan, choosing the right retirement plan, and reaching your financial goals. Plus, you'll get an explainer about all those payroll taxes deducted from your paychecks.

Read the transcript at https://quickanddirtytips.com/money-finance/retirement/fica-alternative-plan
Check out all the Quick and Dirty Tips shows:
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May 22, 2019
591 - 5 Key Roth Retirement Rules You Should Know
00:21:52
Got questions about the ins and outs of using a Roth retirement account? Let's clear the confusion about the Roth five-year rule, who qualifies for a Roth, and more.

Read the transcript at https://quickanddirtytips.com/money-finance/retirement/5-roth-retirement-rules
Check out all the Quick and Dirty Tips shows:
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May 15, 2019
590- 6 Tips for College Grads to Manage Money Like a Grownup
00:21:26
There's no reason the end of college life has to mean the beginning of money stress. Here are six fundamental tips you can apply now to set yourself up for a lifetime of financial success.

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May 08, 2019
494 MG 4 Penalty-Free Ways to Use a Roth IRA Before Retirement
00:20:07
You probably know that using a Roth IRA to save for retirement is a smart move that also cuts your taxes. But what you may not know is that unlike other types of retirement accounts, you can spend it before retirement. Laura explains the unique flexibility of a Roth IRA and covers 4 ways you’re allowed to make penalty-free withdrawals from a Roth IRA to spend anytime you like. Read the full transcript here: http://bit.ly/2pbbyEY Get the Money Girl book at http://MoneyGirlBook.com.

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May 01, 2019
589 - How to Invest Money Like A Pro (Even If You Haven’t Started)
00:40:35
Money Girl and Chris Hill from The Motley Fool discuss common investing barriers and the best investment to own for long-term financial success.

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Apr 24, 2019
588 - Behavioral Finance: Tips for Success With Money, Work, and Life
00:25:27
We all have emotions and biases that strongly influence how we handle our finances. Money Girl interviews Sheri Fitts, an author with expertise in financial services, marketing, and psychology. Find out the driving forces behind behaviors that are critical for building wealth and achieving your dreams.

Visit our sponsor Spafinder at www.spafinder.com and use the code MONEYGIRL to receive 12% off $75+ your gift card purchase.

Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/behavioral-finance-tips-for-success-with-money-work-and-life 

Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts

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Apr 17, 2019
587 - Selling Your Home? Avoid These Costly Mistakes and Pay Less Tax
00:28:46
Selling a home or investment property is a transaction that's loaded with tax consequences. Money Girl interviews Collier Swecker, a real estate professional who's also an attorney and tax law specialist, and breaks down what you need to know.

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Apr 10, 2019
586 - Big Money-Saving Benefits of Travel Insurance
00:29:40
Before you leave home, don't forget about travel insurance. This often-overlooked coverage is a bargain for the big benefits you get. Find out the many protections you can choose, how it fills gaps in your medical coverage, the typical cost, and how to save money when shopping for a travel plan. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

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Apr 03, 2019
585 - Buying Your First House? 7 Tips for Millennials and Other Generations
00:26:08
Getting ready to buy your first house? Money Girl helps you make one of the biggest purchases of your life with 7 tips to get prepared, save money, and become a happy homeowner, no matter your age. Read the transcript at https://www.quickanddirtytips.com/money-finance/real-estate/buying-your-first-house-7-tips-for-millennials-and-other-generations Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

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Mar 27, 2019
584 - Are Financial Advisors Worth It? Insider Tips You Should Know
00:29:21
Are you wondering if a financial advisor can help you achieve your goals? Find out the different types of advisors, typical fees charged, and how to do background checks. Money Girl has insider tips about who can help, who to avoid, and where to find the right financial professional for your situation. Read the transcript at https://www.quickanddirtytips.com/money-finance/investing/are-financial-advisors-worth-it-insider-tips-you-should-know Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

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Mar 20, 2019
583 - Your Guide to Building Credit by Using Credit Cards Responsibly
00:26:28
Credit cards are powerful tools that can help you build excellent credit—but they can also sink your finances. Money Girl answers a listener question about healthy ways to use credit cards. You'll learn how the credit system works, tips to manage cards, and how credit affects your entire financial life. Read the transcript at https://www.quickanddirtytips.com/money-finance/credit/your-guide-to-building-credit-by-using-credit-cards-responsibly Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

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Mar 13, 2019
582 - 7 Tricks to Save Money on Auto Insurance
00:22:04
Mar 06, 2019
581 - What Should Your Net Worth Be?
00:28:08
Feb 27, 2019
BONUS: Introducing One Plus One
00:10:28
Feb 22, 2019
580 - 7 Answers to Frequently Asked Income Tax Questions
00:35:46
Feb 20, 2019
528 - 14 Tips to Kill Impulse Buying and Save Money
00:22:56
Feb 13, 2019
579 - 5 Steps to Declutter Your Finances and Tax Records
00:23:01
Feb 05, 2019
578 - Tips to Cut Taxes When You Work from a Home Office
00:25:00
Jan 30, 2019
577 - How to Set Better Personal Finance Goals for 2019
00:25:57
Jan 18, 2019
576 - Pay Off Debt or Save? Your Step-by-Step Guide for Making Smart Money Decisions
00:26:56
Jan 16, 2019
575 - 4 Ways to Start a Retirement Account as a Self-Employed Freelancer
00:25:40
Jan 08, 2019
574 - 10 Horrible Habits That Keep You from Growing Rich
00:20:11
Jan 02, 2019
531 - 8 Investing Rules to Follow Even When the Stock Market Drops
00:29:40
Dec 26, 2018
573 - Prevent ID Theft: 8 Tips on Credit Freezes, Locks, and Alerts
00:19:54
Dec 19, 2018
572 - 7 Ways to Manage Money Better Before Year-End
00:15:22
Dec 12, 2018
571 - 5 Tips on Nondeductible IRAs and Taxable Accounts
00:21:07
Dec 05, 2018
570 - 6 Ways the New Tax Rules Affect Your Retirement
00:16:34
Nov 28, 2018
569 - 8 Ways to Make the Holidays Less Expensive and More Memorable
00:17:58
Nov 21, 2018
568 - A 6-Step Guide to Managing Your Student Loans
00:15:28
Nov 14, 2018
567 - Money Anxiety? 5 Numbers That Reveal Your Financial Health
00:18:16
Nov 07, 2018
516 - 5 Steps to Grow Rich Without a Budget
00:25:51
Oct 31, 2018
566 - Starting a Family? 5 Money Mistakes New Parents Make
00:26:12
Oct 22, 2018
565 - Got Old Retirement Accounts? 5 Costly Mistakes to Avoid
00:20:00
Oct 17, 2018
564 - 13 Warning Signs That You Have a Debt Problem
00:18:00
Oct 10, 2018
563 - How to Save Money Using a Balance Transfer Credit Card
00:18:02
Oct 03, 2018
562 - 10 Best Perks of an Amazon Prime Membership
00:16:55
Sep 26, 2018
561 - 6 Tips and Investing Strategies to Retire Early (and Without Penalty)
00:25:13
Sep 19, 2018
560 - 8 Best Budgeting and Personal Finance Tools
00:18:16
Sep 12, 2018
559 - 5 Ways Mindfulness Makes You a Better Money Manager
00:14:34
Sep 05, 2018
558 - Your Guide to Getting a Home Equity Line of Credit (HELOC)
00:21:26
Aug 29, 2018
557 - How to Know If Your Health Plan Qualifies for an HSA
00:19:01
Aug 22, 2018
556 - 6 Rules Every Investor Should Know About Retirement RMDs
00:25:56
Aug 15, 2018
555 - How to Retire With Enough Money and Income
00:23:51
Aug 08, 2018
554 - 3 Excuses Keeping You from Saving (and How to Kill Them)
00:22:52
Aug 01, 2018
503 MG What Insurance College Kids Need and Tips to Save
00:23:18
Jul 25, 2018
553 - Just Married? 3 Ways to Manage Money as a New Couple
00:15:56
Jul 18, 2018
552 - Buy or Rent a Home: Which Option Makes You Richer?
00:17:12
Jul 11, 2018
551 - 7 Financial Accounts You Need for a Richer Life
00:23:03
Jul 04, 2018
550 - 8 Tactics to Stop Living Paycheck to Paycheck
00:15:48
Jun 27, 2018
549 - A 5-Point Checklist for How to Invest Money Wisely
00:20:38
Jun 20, 2018
548 - Should You Spend or Invest Your HSA Funds?
00:16:42
Jun 13, 2018
547 - Starting a Business? Tips to Make Money on the Side
00:26:28
Jun 05, 2018
546 - When to Cancel a Credit Card? 10 Dos and Don’ts to Follow
00:18:52
If you've been thinking about cancelling a credit card, it’s critical to understand how it will affect your entire financial life. Laura covers 10 dos and don’ts for when to cancel a credit card that will help you minimize credit damage and improve your finances.

Read the transcript at https://www.quickanddirtytips.com/money-finance/credit/when-to-cancel-a-credit-card-10-dos-and-don-ts-to-follow
Check out all the Quick and Dirty Tips shows:
www.quickanddirtytips.com/podcasts

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May 30, 2018
545 - 9 Credit Rights You Should Know—A Quick Guide to Consumer Protections
00:14:28
Understanding your consumer credit rights can help you build credit, qualify for the best financial offers, and save money for decades to come. Laura gives a quick guide to the Fair Credit Reporting Act (FCRA) by reviewing 9 credit rights you should know.

Read the transcript at https://www.quickanddirtytips.com/money-finance/credit/9-credit-rights-you-should-know-a-guide-to-consumer-protections
Check out all the Quick and Dirty Tips shows:
www.quickanddirtytips.com/podcasts

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May 23, 2018
544 - 6 Ways to Save and Invest Money for Kids
00:22:00
Want to give kids a financial head start? There are many good financial vehicles parents can use to save and invest money for a child’s future. Laura reviews the pros and cons of six of the best savings options so you know which one is right for your family. And keep listening for a BONUS tip from The Penny Hoarder on simple ways to save money: https://bit.ly/2L3Sl0d

Read the transcript at https://www.quickanddirtytips.com/money-finance/investing/6-ways-to-save-and-invest-money-for-kids
Check out all the Quick and Dirty Tips shows:
www.quickanddirtytips.com/podcasts

FOLLOW MONEY GIRL
Facebook: https://www.facebook.com/MoneyGirlQDT
Twitter: https://twitter.com/LauraAdams

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May 16, 2018
543 - 5 Ways to Know When You Should Start Investing
00:19:41
Hesitant about becoming an investor? Learn five ways to know for sure when you’re ready to invest. Read on for a clear plan to prepare your finances and mindset to start investing, no matter how much or little money you have.

Read the transcript at https://www.quickanddirtytips.com/money-finance/investing/5-ways-to-know-when-you-should-start-investing
Check out all the Quick and Dirty Tips shows:
www.quickanddirtytips.com/podcasts

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Facebook: https://www.facebook.com/MoneyGirlQDT
Twitter: https://twitter.com/LauraAdams

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May 09, 2018
542 - Using an HSA? These 10 Allowable Expenses May Surprise You
00:19:35
May 01, 2018
541 - Choose the Right Retirement Accounts in 3 Simple Steps
00:27:13
If you’re confused by all the tax-advantaged retirement account options you can choose from, it’s time to get clarity and use them to build more wealth for the future. Laura walks you through 3 simple steps to choose the right retirement accounts for your situation. And keep listening for a BONUS tip from The Penny Hoarder on ways to earn money from the comfort of your own home

Read the full transcript of Choose the Right Retirement Accounts in 3 Simple Steps
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Apr 25, 2018
540 - Tricks to Travel More With Less Money and Time
00:29:30
Apr 18, 2018
539 - 9 Negative Items That Stay on Your Credit Reports
00:19:45
Apr 11, 2018
538 - 7 Micro Habits That Create Financial Success
00:15:31
Apr 04, 2018
537 - 10 Retirement Rollover FAQs That Will Make You Richer
00:20:41
Mar 28, 2018
BONUS: Introducing Safe for Work: A New Podcast from Wondery
00:11:16
Mar 22, 2018
536 - Work from Home? Tax Reform Changes to the Home Office Deduction
00:17:58
Mar 21, 2018
535 - 10 Strategies to Reduce Money Stress and Improve Your Finances
00:20:25
Mar 14, 2018
534 - 12 Credit Myths and Truths You Should Know
00:15:59
Mar 07, 2018
533 - 5 Steps to Create Your Own Self-Employed Benefits Package
00:29:26
Feb 28, 2018
532 - 6 Tips to Simplify Your Finances and Keep Good Records
00:21:40
Feb 21, 2018
530 - 7 Simple Reasons to Invest in a Roth IRA or Roth 401(k)
00:21:46
Feb 07, 2018
BONUS: Introducing Business Wars
00:11:09
Feb 06, 2018
529 - 6 Steps to Build or Repair Your Credit Before Buying a Home
00:26:32
Jan 31, 2018
527 - Tax Reform Law: 7 Ways It Affects Your Personal Finances
00:24:38
Jan 17, 2018
526 - Should You Refinance or Consolidate Your Student Loans?
00:16:16
Jan 10, 2018
525 - 5 Steps to Create a Foolproof Money Strategy in 2018
00:18:13
Jan 03, 2018
489 MG 7 Simple Principles to Invest Money Wisely No Matter Your Age
00:27:03
Dec 27, 2017
524 - 10 Best Ways to Lower Your Bills Now
00:17:02
Dec 20, 2017
523 - Tax Reform Tips: 5 Best Moves to Save Money Now
00:12:47
Dec 13, 2017
522 - 4 Financial Mistakes Couples Make When Moving In Together
00:12:32
Dec 06, 2017
467 MG 5 Lesser-Known Reasons Why Your Credit Score Drops
00:19:40
Nov 29, 2017
521 - Changing Careers? 5 Ways to Be Financially Prepared
00:37:07
Nov 22, 2017
520 - Car Loan or Lease? 6 Tips to Know Which Option Is Best
00:20:51
Nov 15, 2017
BONUS: Introducing "When to Jump"
00:30:04
Check out this bonus episode from our new podcast, When to Jump! Learn more at www.whentojump.com/podcast

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Nov 10, 2017
519 - Over-Contribute to an HSA, IRA or 401k? Here's What to Do
00:23:16
Nov 08, 2017
455 MG Buying a Home? Best Ways to Save Your Down Payment
00:16:18
Nov 01, 2017
518 - How to Negotiate for More Money (Even When You Hear No)
00:25:18
Oct 25, 2017
517 - 5 Places to Invest After You Max Out a Retirement Account
00:24:54
Oct 18, 2017
515 - 4 Ways to Invest in Stocks with Little Money or Experience
00:22:17
Oct 04, 2017
477 MG How to Stay Disciplined and Do More with Your Money
00:16:04
Sep 27, 2017
514 - 8 Warning Signs of Identity Theft (and How to Fight Back)
00:23:52
Sep 20, 2017
513 - Equifax Data Breach: 5 Steps to Protect Your Personal Finances
00:20:46
Sep 13, 2017
512 MG Natural Disaster Survival: How to Save Yourself and Your Finances
00:25:45
Sep 06, 2017
511 MG Tax Q&A: Tips for Remote Workers, Freelancers, and Expats
00:19:40
Aug 30, 2017
510 MG Is Owning Gold a Smart Investment?
00:15:27
Aug 23, 2017
509 MG Work from a Home Office? Claim a Tax Deduction and Save Money
00:19:32
Aug 16, 2017
508 MG Social Security—Secrets to Max Out Your Future Benefits
00:25:53
Aug 09, 2017
507 MG How to Open an IRA—Understand Eligibility, Rollovers, and Early Retirement
00:25:04
Aug 02, 2017
506 MG Should You Pay Off Debt Before Investing?
00:28:00
Jul 26, 2017
505 MG Credit Q&A: Build Credit, Dispute Errors, and Prioritize Debt
00:23:47
Jul 19, 2017
504 MG Should You Use a 529 Plan to Pay for College?
00:30:32
Jul 12, 2017
402 MG Finding the Right Partner for Life and Financial Success
00:15:50
Jul 05, 2017
502 MG Retirement Q&A: How to Choose Accounts, Manage Risk, and Cut Fees
00:19:51
Jun 21, 2017
501 MG How to Create a Profitable Side Business (and Keep Your Day Job)
00:29:11
Jun 14, 2017
500 MG 500th Episode Special: The Story Behind Money Girl
00:16:51
Jun 06, 2017
448 MG 6 Options to Get a Loan with Bad Credit
00:15:33
May 30, 2017
499 MG Debt Q&A: Manage Student Loans, Credit Cards, and HELOCs Wisely
00:16:56
May 24, 2017
498 MG How to Find Scholarships and Pay for College Without Loans
00:21:10
May 17, 2017
497 MG 5 Tips to Afford a Pet—What Owning a Dog or Cat Really Costs
00:14:37
May 10, 2017
496 MG Expert Advice on Getting a Home Equity Line of Credit (HELOC)
00:36:59
May 03, 2017
495 MG Investing FAQs: How to Get Higher Returns, Retire Early, Do Rollovers, and Manage Multiple Accounts
00:27:10
Apr 26, 2017
493 MG How to Make Kids Rich by Investing in an IRA
00:18:59
Apr 12, 2017
492 MG Can You Contribute to a 401k and an IRA in the Same Year?
00:18:17
Apr 05, 2017
491 MG 8 Ways to Legally Pay Less Tax and Save Money
00:18:17
Mar 29, 2017
490 MG How to Fill Out a W-4—Plus, 7 Reasons to Adjust Your Tax Withholding
00:19:51
Mar 22, 2017
488 MG What Is a 1099 Form? 8 Things to Know About Taxable Income (in Plain English)
00:15:38
Mar 08, 2017
487 MG Zombie Debt—Facts You Should Know About Old Accounts in Collections
00:17:31
Mar 01, 2017
486 - The Ultimate Guide to Using a Balance Transfer Credit Card
00:20:10
Feb 22, 2017
485 MG Healthcare Q&A: Reform, Rules, and the Role of HSAs
00:19:19
Feb 15, 2017
484 MG Got a Pay Raise? 6 Strategies to Manage Extra Money Wisely
00:23:27
Feb 08, 2017
483 MG The Simple Truth Behind Growing Rich
00:32:42
Feb 01, 2017
482 MG Late Payments and Your Credit: Tips to Minimize the Damage
00:17:30
Jan 25, 2017
481 MG Investing Q&A: Smart Tips to Make More Money
00:19:33
Jan 18, 2017
480 MG 5 Steps to Get Out of Holiday Debt Faster
00:19:59
Jan 11, 2017
479 MG Money-Saving Hacks to Beat the System
00:21:48
Jan 04, 2017
433 MG 7 Financial Resolutions That Will Save You Thousands
00:17:17
Dec 28, 2016
478 MG The 8 Cheapest Ways to Pay Off Your Student Loans
00:26:43
Dec 21, 2016
476 MG What Is a Mortgage Refinance? 5 Ways to Know If It’s a Good Idea
00:16:30
Dec 07, 2016
475 MG What Is a Trust and Who Needs One? Expert Attorney Gives Advice
00:34:22
Nov 30, 2016
450 MG How to Prepare Your Credit for a Mortgage Approval
00:18:21
Nov 22, 2016
474 MG 6 Ways a Trump Presidency Could Affect Your Personal Finances
00:18:58
Nov 16, 2016
473 MG 10 Facts You Should Know About Homeowners Insurance
00:21:22
Nov 09, 2016
472 MG Can You Have Multiple Health Savings Accounts (HSAs)?
00:18:57
Nov 02, 2016
471 MG The Truth About Finding and Working With a Financial Advisor
00:22:49
Oct 26, 2016
470 MG Guide to Managing Retirement Accounts When You Leave a Job
00:19:21
Oct 19, 2016
469 MG Identity Theft and Social Media: 7 Tips to Protect Your Finances
00:14:52
Oct 12, 2016
468 MG 6 Tips to Find Affordable Health Insurance When You Become Self-Employed
00:18:48
Oct 05, 2016
466 MG Best Ways to Cut the Cable TV Cord and Save Money
00:20:22
Sep 21, 2016
465 MG What Is an Inherited IRA? 5 Rules You Should Know
00:19:19
Sep 14, 2016
464 MG 3 Simple Actions to Improve Your Personal Finances
00:10:46
Sep 07, 2016
420 MG Are You Making Investing Too Complicated?
00:16:16
Aug 31, 2016
463 MG How to Spend Less on Clothes (and Build a Better Wardrobe)
00:16:15
Aug 24, 2016
462 MG 6 Tips to Manage Money as a New Couple
00:17:15
Aug 17, 2016
461 MG Getting Divorced? Here's How to Protect Your Money
00:25:37
Laura interviews Stan Corey, a divorce expert and author of a new book,The Divorce Dance. They talk about different types of divorce proceedings, financial mistakes to avoid, how to divide up assets the right way, how to get divorced when you don't have much money to pay for it, and more. Read the full transcript here: http://bit.ly/2bvvbla

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Aug 10, 2016
460 MG Should You Invest in a 401k with No Matching?
00:18:38
Aug 03, 2016
459 MG What Is the Bonus Tax Rate?
00:12:09
Jul 27, 2016
458 MG Credit Q&A: Best Ways to Monitor, Repair, and Build Credit
00:15:19
Jul 20, 2016
457 MG Canceling Credit Cards—5 Questions to Ask Before Closing Accounts
00:18:47
Jul 13, 2016
456 MG How to Pay Off Debt By Making More Money
00:24:07
Laura interviews David Carlson, author of the new book Hustle Away Debt. If you're ready to tackle debt or just have more security, starting a side hustle can be a financial lifeline. Find out the main types to consider, even if your 9 to 5 job leaves you with little time to spare. Read the full transcript here: http://bit.ly/29IKsha

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Jul 06, 2016
454 MG What Tax Do You Pay When Selling a Home?
00:16:37
Laura answers a listener question about how to cut taxes when selling a home. Find out what the capital gains tax is, how it's figured, and 6 tips to legally sell your home tax free. Read the full transcript here: http://bit.ly/28NRkVZ

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Jun 22, 2016
453 Cool Tips to Save Money on Utility Bills
00:14:30
Laura interviews Bruce Lubin, co-author of the best-selling WHO KNEW? series of household hints books--and a new QDT podcast by the same name. We talk about clever ways to reduce energy usage and save money. Find out how Bruce gets his entire family on board to cut their utility bills. Read the full transcript here: http://bit.ly/28SOLpD Check out the Who Knew podcast on iTunes, Stitcher, Spotify, and Google Play! www.quickanddirtytips.com/who-knew

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Jun 15, 2016
452 MG 3 Facts About Usage-Based Car Insurance That Can Save Money
00:12:15
Laura covers what usage-based car insurance is and 3 facts to know that can save you money. Learn the major pros and cons and how making a change in could drive down your car insurance rate. Read the full transcript here: http://bit.ly/28QFAq0

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Jun 08, 2016
451 MG IRA or 529 Plan—Which Is Better for College Savings?
00:15:05
No matter if you’re saving money to pay for college for yourself or a child, it’s important to use the right type of account so you get as many benefits as possible. Laura answers a listener question about whether he should use an IRA or a 529 plan for the best results. Read the full transcript : http://bit.ly/1O88phe

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May 31, 2016
403 MG 6 Risky Situations When You Should Avoid Using a Debit Card
00:17:30
May 17, 2016
449 MG Use Business Principles to Grow Your Personal Wealth
00:23:05
Laura interviews Doug McCormick, author of the new book Family Inc. No matter your stage in life, you'll learn how to use business and corporate finance concepts to maximize your personal finances, make the most of your opportunities, and build wealth. Read the full transcript here: http://bit.ly/1sMw4dP

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May 10, 2016
447 MG How to Grow Rich While Raising a Family
00:17:56
Laura interviews Kim Palmer, author of the new book Smart Mom, Rich Mom. Both men and women will take away smart tips to prepare for parenthood, adopt healthy habits, and make difficult choices that pay off in abundance during the financially challenging career and parenting years. Read the full transcript here: http://bit.ly/1Z0RIoc

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Apr 26, 2016
446 MG 10 Financial Products to Make Money and Create Security
00:20:32
Laura covers 10 products that everyone needs in order to create financial security, make more money, and manage your money the best way possible. Read the full transcript here: http://bit.ly/1TEey3y

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Apr 19, 2016
445 MG The Best Strategies to Invest Your Money Wisely
00:18:12
Laura answers a podcast listener's question about how to invest money for higher returns. Find out how much and where to put your money so you create financial security without taking too much risk. Read the full transcript here: http://bit.ly/1qSZEgA

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Apr 12, 2016
444 MG Tax Tips from IRS Insiders You’d Be Crazy to Ignore
00:19:35
Laura interviews tax pros Garrett and Deborah Gregory, a married team who worked for the IRS before founding Gregory Law Group, PLLC in Dallas, Texas. You'll learn what you don’t know about the IRS, but should; tips for the self-employed; how to stay organized; how to pay less tax; and much more. Read the full transcript here: http://bit.ly/22vzBYp

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Apr 05, 2016
414 MG A Blueprint to Prioritize Your Personal Finances
00:18:31
Mar 29, 2016
443 MG 8 Ways to Pay Off a Mortgage Early
00:18:41
Ready to pay off your mortgage? Laura explains who should pay off their mortgage ahead of schedule and who shouldn't. Learn 8 ways to get rid of your home loan as quickly as possible--if it’s a smart financial move for you. Read the full transcript here: http://bit.ly/1RFNSll

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Mar 23, 2016
442 MG 5 Questions to Help You Get Rich
00:11:54
Laura covers 5 strategic questions that you must answer in order to get a grasp on your current situation and take your personal finances to the next level. How you answer the questions will identify what’s missing in your financial life, where you want to go, and who you need to leverage for help. Read the full transcript here: http://bit.ly/25pMeIz

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Mar 16, 2016
441 MG 401k or IRA: Which One Should You Invest in First?
00:16:48
Confused about whether to invest in a traditional or a Roth retirement account? Laura answers a listener question that will help you understand the rules and prioritize contributions among different types of retirement accounts. Read the full transcript here: http://bit.ly/22iW5kw

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Mar 09, 2016
439 MG How COBRA Health Insurance Works
00:11:21
Laura explains what COBRA continuation coverage is, who’s eligible for it, and how to apply and shop for health insurance at the lowest possible price after you leave a job. Read the full transcript here: http://bit.ly/1UeQNBC

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Feb 24, 2016
438 MG Avoid 7 Spending Mistakes and Save More Money
00:20:00
It's time to face your bad habits and take control of your spending. Laura interviews money-saving expert, Andrea Woroch, for savvy shopping tips to protect your finances and save more money. Read the full transcript here: http://bit.ly/1PXjXkB

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Feb 17, 2016
437 MG How to Build Credit with a Secured Credit Card
00:15:03
Ready to improve your credit scores? Laura answers credit questions from podcast listeners and readers. She explains what a secured credit card is, where to find one, and how to use the account to build or repair your credit no matter your situation. Read the full transcript here: http://bit.ly/1PXjMpo

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Feb 10, 2016
436 MG How to Avoid Private Mortgage Insurance (PMI) on Your Home Loan
00:13:19
Laura explains what private mortgage insurance (PMI) is and how to avoid paying it in the first place. If you’re already paying PMI, you’ll learn your rights for getting rid of it as quickly as possible so you can lower your mortgage payment and save more money. Read the full transcript here: http://bit.ly/1nWYEql

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Feb 03, 2016
440 MG Credit Bureau Expert Gives Insider Advice on Building Credit
00:28:36
Laura interviews Rod Griffin, Experian's director of public education, about a variety of important topics that will help you build and maintain excellent credit, no matter your financial situation. Read the full transcript here: http://bit.ly/1M6sseF

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Feb 02, 2016
435 MG Pros and Cons of a Getting a Reverse Mortgage
00:16:40
Get the scoop on what a reverse mortgage is, the different types, who can have one, and how much you can borrow. Plus, Laura outlines the main pros and cons to consider before getting one. Read the full transcript here: http://bit.ly/1K70a37

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Jan 27, 2016
434 MG Financial Q&A: Tips to Pay Less Tax or Get a Bigger Refund
00:20:00
Laura answers tax questions from readers, listeners, followers, and group members that will help you understand how to pay less tax, defer it, or to boost your tax refund and save more money every year. Read the full transcript here: http://bit.ly/1PRgHV2

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Jan 20, 2016
432 MG 6 Essential Habits of Financially Healthy People
00:14:37
Ever wish you were more successful with your personal finances? Laura reviews 6 key habits of financially healthy people that can add up to transform your life and give you a more secure, happy future. Read the full transcript here: bit.ly/22LMkJi

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Jan 06, 2016
431 MG Should You Get or Pay Off a Home Mortgage?
00:15:54
Laura covers 5 main advantages of having a mortgage, plus when it pays to wait for one. You'll find out whether you should pay off a mortgage early and how much debt you should have to maintain a healthy financial life. Read the full transcript here: bit.ly/1JYqU04

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Dec 30, 2015
430 MG Investing Tips for College Students and Baby Boomers (Plus Everyone in Between)
00:14:32
Laura answers common investing questions from a young college student and a baby boomer. No matter if you're just starting out, getting close to retirement, or are somewhere in between, you'll get tips to make sure you have plenty of money for a comfortable retirement. Read the full transcript here: http://bit.ly/1O9dwNw

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Dec 16, 2015
429 MG How Leasing a Car (and Getting Out Early) Works
00:14:34
Laura answers a listener question about how to get out of a car lease early. Find out how car leasing works, what to do if you need to exit one before it expires, and how it compares to buying a vehicle. Read the full transcript here: http://bit.ly/1RpxFPU

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Dec 09, 2015
428 MG Do Lost or Stolen Credit Cards Hurt Your Credit Score?
00:12:41
Laura answers questions about how replacements for lost or stolen credit cards affect your credit. Find out how to protect your credit and the best places to get your reports and credit scores for free. Read the full transcript here: http://bit.ly/1MhUJIv

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Dec 02, 2015
427 MG What Is a myRA Retirement Account?
00:16:07
Laura explains a brand new type of retirement account called the myRA. Find out the pros and cons, who's eligible to have one, and how to set one up. Read the full transcript here: http://bit.ly/1JcPz0y

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Nov 25, 2015
390 MG 4 Radically Simple Places to Invest
00:12:23
Nov 18, 2015
426 MG 7 Credit Score Traps You Should Avoid
00:16:06
Don't let common credit pitfalls hurt your financial life! Laura answer reader questions and covers 7 credit traps that could upset your personal finances if you’re not looking out for them. Read the full transcript here: http://bit.ly/1WV1whw

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Nov 11, 2015
425 MG The Truth About Debt and Death
00:12:44
Ever worried about having to pay a deceased family member’s debts or wondered who will pay yours? Laura Adams gives you the facts (and peace of mind, hopefully) about debt and death. Read the full transcript here: http://bit.ly/1Mmcf2U

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Nov 04, 2015
424 MG 3 FAQs About 401k Retirement Plans
00:12:18
Laura answers reader questions about 401ks and 403bs, including what happens to your account if you get divorced, how to handle a retirement provider that doesn't seem reputable, and how to pay taxes due when you convert a traditional plan into a Roth IRA. Read the full transcript here: http://bit.ly/1GNpGZ2

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Oct 28, 2015
423 MG How to Go Paperless (Securely) with Your Finances
00:16:01
Follow 5 steps to manage your finances with no (or much less) paper. Learn the pros and cons, a few paper exceptions to consider, and how to make a transition to digital record keeping as easy and comfortable as possible. Read the full transcript here: http://bit.ly/1P0C2Qt

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Oct 21, 2015
422 MG 5 Retirement Options When You’re Self-Employed
00:17:37
Even if you don't work for a big company, you can still use a retirement account to cut taxes and save more for the future. Laura answers a reader question and covers 5 of the best retirement accounts to use when you're a freelancer, work part time, are self-employed, or work for a small company that doesn't offer a retirement plan. Read the full transcript here: http://bit.ly/1RL0iEF

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Oct 14, 2015
421 MG Got Cash? What to Do with Extra Money
00:12:47
Laura answers a reader question about what to do with extra cash in her bank account by recommending an easy action plan called PIP. Find out what it is and how to use it to solve just about any financial dilemma. Want updates from Laura? Text the phrase "GetUpdates" to 33444, then enter your email when prompted. It's that easy. You can also connect on Twitter at @LauraAdams. Read the full transcript here: http://bit.ly/1GJ3Bpp

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Oct 07, 2015
419 MG Credit Card Authorized Users—How to Avoid Getting Burned
00:12:47
Considering adding a partner, spouse, family member, or friend as an authorized user to your credit card? Or maybe you want to be added to someone else's card. First, understand the potential risks. Read the full transcript here: http://bit.ly/1MsUTA6

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Sep 23, 2015
418 MG When to Monitor, Freeze, or Put an Alert on Your Credit
00:14:21
Find out what to do when you find out that your personal data has been compromised. Understand the differences between a security fraud alert and a credit freeze, how they affect your credit, and the pros and cons of using a credit monitoring service. Read the full transcript here: http://bit.ly/1OVW3qe

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Sep 16, 2015
417 MG 8 Financial Truths That Can Change Your Life
00:13:29
Laura covers eight truths that have the power to transform your financial life. Use them to make better decisions, set the right priorities, and build more wealth. Read the full transcript here: http://bit.ly/1iNi2TU

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Sep 08, 2015
416 MG Financial Q&A: Tips to Hack Money Management
00:14:36
It's time to hack money management so you earn more, save time, stay organized, keep on track with your financial goals. Read the full transcript here: http://bit.ly/1Kemlke

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Sep 02, 2015
415 MG The Truth About Credit and Insurance Rates
00:13:05
There's a surprising relationship between your credit and what you pay for insurance. Find out which states allow credit to be used in setting rates, which types of policies are affected, and exactly how much you'll pay for not having excellent credit. Read the full transcript here: http://bit.ly/1LJok0e

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Aug 26, 2015
413 MG 7 Ways to Save on Healthcare and Fitness
00:17:58
Are you taking advantage of money-saving fitness and health tax breaks? Laura covers 7 tips to take charge of your health and your wealth so you can feel good, look good, and live the lifestyle you want. Read the full transcript here: http://bit.ly/1LjEMH4

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Aug 12, 2015
412 MG Financial Q&A: Money Management Tips for Families
00:14:40
Answers to family finance questions including how to save for college, whether couples should combine accounts, and co-signing loans. Plus a bonus Q&A about using credit cards with the newest technology. Read the full transcript here: http://bit.ly/1hjU7dY

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Aug 05, 2015
411 MG Why You Need a No Foreign Transaction Fee Credit Card
00:17:07
Even if you're not a world traveler, you might get stuck paying foreign transaction fees on credit card purchases. Matt Schulz from CreditCards.com joins Money Girl to explain foreign fees, which types of cards you should carry when traveling, and the best no-foreign fee cards available to save money. Download the Travel Card Comparison Chart to easily find the right card for your situation. Get the Money Girl Book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/1K4g082

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Jul 29, 2015
410 MG What You Need to Know About EMV Chip Credit Cards
00:08:25
Find out how technology is changing credit cards, what it means for shoppers, and whether it will really keep us safe from fraud. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/1ON3Kgk

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Jul 22, 2015
409 MG How to Take Penalty-Free Early Withdrawals from Retirement Accounts
00:10:06
Understand the rules for taking distributions from retirement accounts and how to avoid paying a steep early withdrawal penalty. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/1I708Xi

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Jul 15, 2015
408 MG How Many Credit Cards Should You Have for Good Credit?
00:11:53
Find out how many credit cards you should have in order to build credit and manage your financial life. Plus, why a credit card company could unexpectedly close your account and how it affects your credit. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/1gEjk2q

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Jul 08, 2015
407 MG 3 Real Estate FAQs for Buyers, Sellers, and Investors
00:18:25
Money Girl answers 3 FAQs about real estate to help you succeed whether you're a buyer, seller, or investor—or even if you just plan to become one someday. Read the full transcript here: http://bit.ly/1K9QnoP

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Jul 01, 2015
406 MG Advice for New Entrepreneurs Starting a Business
00:14:41
Money Girl answers a podcast listener's question about what entrepreneurs should consider when starting a business. Here are five tips to protect your liability, cut taxes, stay organized, and find professional help. Read the full transcript here: http://bit.ly/1Jqmdxk

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Jun 24, 2015
405 MG 8 Pros and Cons of Using Personal Loans to Consolidate Credit Card Debt
00:13:51
Money Girl explains the pros and cons of using personal loans to consolidate or pay off credit card debt. You’ll find out the best places to apply for a personal loan and how consolidating affects your credit. Read the full transcript here: http://bit.ly/1U5wsNp

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Jun 17, 2015
404 MG 5 FAQs About Roth Retirement Accounts
00:16:58
Money Girl answers six Roth FAQs from readers and podcast listeners to help you understand how to use them to invest for retirement. Plus, she explains the best places to open up your Roth retirement account. Read the full transcript here: http://bit.ly/1HQDsc6

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Jun 10, 2015
373 MG 5 Decisions Millennials Must Make to Grow Rich
00:12:55
May 27, 2015
401 MG Should You Invest Emergency Funds or Keep Cash?
00:11:52
Find out how much emergency money you need, the best places to put it, and whether investing some amount of it is a smart financial move. Read the full transcript here: http://bit.ly/1KsSPJB

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May 13, 2015
400 MG 8 Credit Card FAQs and Tips to Build Credit
00:15:49
Money Girl answers 8 frequently asked questions about credit cards and gives tips to maintain and build credit. Read the full transcript here: http://bit.ly/1HEdUgl

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May 06, 2015
399 MG How to Invest Money in Your IRA or 401k Retirement Account
00:13:36
Money Girl answers listener questions and explains how to invest money in your retirement account so you take the right amount of risk and reach your financial goals.

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Apr 29, 2015
398 MG What Is the Statute of Limitations on Old Debt?
00:10:57
Money Girl explains what the statue of limitations is on old debt, and details 4 options to help you handle your unpaid debts. Read the transcript: http://bit.ly/1Ht3PoU

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Apr 22, 2015
397 MG 6 Tips for Finding a Financial Advisor
00:10:01
Money Girl details 6 ways to choose the best financial advisor for your situation and budget. Plus, get access to an assessment tool that makes it easy to rate and compare advisors, so you know which one fits your needs. Read the transcript here: http://bit.ly/1NSDF2X.

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Apr 15, 2015
396 MG Top Online Banks and Safe Banking Tips
00:13:20
Money Girl reviews the best online bank accounts, so you can see how yours stacks up! Plus, she offers 8 tips for staying safe when you’re banking online. Read the transcript here: http://bit.ly/1CxOT0G

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Apr 08, 2015
395 MG When to Use a Balance Transfer Credit Card
00:08:41
Money Girl explains the right way to use a balance transfer credit card to save on interest fees, and pay off your debt faster. Read the transcript: http://bit.ly/1Cb5C9V

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Apr 01, 2015
394 MG Creating a Backdoor Roth IRA
00:11:52
If you make too much to be eligible to contribute to a Roth IRA, Money Girl explains how to create a backdoor Roth IRA - and whether this is a smart move for your situation and financial needs. Read the transcript: http://bit.ly/1CbobOB

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Mar 25, 2015
393 MG Roth or Traditional Retirement Account?
00:12:27
Money Girl explains what you need to know before choosing a Roth or traditional retirement account - no matter if you invest using an IRA, a workplace account, or both. Plus, download the free Retirement Account Comparison Chart to fully understand all the account features. Read the transcript here: http://bit.ly/1CwQfiM

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Mar 18, 2015
392 MG 3 Common IRA Mistakes
00:11:50
Are misunderstandings about IRA accounts keeping you from financial security? Money Girl details 3 of the most common mistakes that may be preventing you from using IRAs to build wealth. Read the transcript: http://bit.ly/1AkXSBz

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Mar 11, 2015
292 MG Bank or Credit Union-Which Is Better?
00:07:20
Compare the benefits of using a credit union vs. a bank. Read the transcript: http://bit.ly/1M86q7l

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Mar 04, 2015
391 MG How to Save Money on Healthcare with an HSA
00:13:32
Money Girl explains who’s eligible to have an Health Savings Account (HSA), the rules for using one, and how they help you keep more money in your pocket now, and in the future. Read the transcript here: http://bit.ly/1LEMJC1

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Feb 25, 2015
389 MG 5 Best Investing Tips to Make More Money
00:10:30
No matter if you’re a newbie investor or have been at it for decades, it’s important to understand the fundamentals. In this episode, Money Girl reviews the 5 best investing tips to make more money, so you can achieve your long-term financial goals. Visit the website: http://bit.ly/1zwEml5

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Feb 11, 2015
388 MG What Is a Reverse Rollover for Your 401k?
00:12:47
Money Girl answers a listener question by explaining what a reverse rollover is, who should consider one, and the 10 main pros and cons to keep in mind before pulling the trigger. Read the transcript: http://bit.ly/1KkA7Bc

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Feb 04, 2015
387 MG 6 Steps to Take After a Parking Lot Car Accident
00:08:59
Money Girl explains how to handle a parking lot car accident so you stay safe, don't break the law, and protect your finances. Read the transcript: http://bit.ly/1BAIg0k

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Jan 28, 2015
386 MG 5 Surprising Homeowners Insurance Facts
00:12:20
Money Girl explains 5 surprising facts about what affects homeowner insurance quotes, plus how to save money, and how to prevent your premium from ballooning over time. Read the transcript: http://bit.ly/1Ey79ur

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Jan 21, 2015
385 MG 7 Pros and Cons of Investing in a 401k at Work
00:14:43
Money Girl explains 7 major pros and cons of having a 401k through your job, and gives tips on how to save quickly - so you have plenty of money when you’re ready to kick back and enjoy retirement. Read the transcript: http://bit.ly/1AJlUXB

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Jan 14, 2015
384 MG 3 Steps for Organizing Your Financial Records
00:14:49
Money Girl reveals a simple, 3-step system for managing financial and tax records, and staying organized. Plus, learn how to determine what financial records to keep - and for how long. Read the transcript: http://bit.ly/1tPpOkJ

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Jan 07, 2015
276 MG 10 Ways to Save Money on Your Electricity Bill
00:08:25
As the heat rises use these tips to lower your utility bill. Read the transcript: http://bit.ly/1xLPH39

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Dec 31, 2014
383 MG How to Do an Annual Finance Review
00:11:36
Money Girl explains why you should do an annual personal finance review, and reveals what important money lessons she learned in 2014. She also recommends terrific books to help you dive deeper into each lesson and set goals for accomplishing more next year. Read the transcript: http://bit.ly/1HBoxjT

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Dec 24, 2014
382 MG How to Make Money (Legitimately) from Home
00:11:23
Money Girl explains why you should create multiple sources of income, the best ways and places to get started, and important tax considerations, plus tools and tips to make sure you make money from home the right way. Read the transcript: http://bit.ly/1DQ0MG5

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Dec 17, 2014
381 MG 5 Best Ways for Making Loans to Family and Friends
00:13:26
Money Girl explains what you show know about giving, lending, or borrowing when it involves family or friends, so you can protect both your finances and long-term relationships. Read the transcript: http://bit.ly/1DQ0PSj

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Dec 10, 2014
280 MG How to Invest in the Perfect Portfolio
00:08:00
Cut through the confusion and build a winning investment portfolio. Visit the website: http://bit.ly/1vRkQRV

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Dec 03, 2014
380 MG The Science of Gratitude and Financial Success
00:09:06
Discover the science of being grateful and how it affects your financial success. Plus, Money Girl reveals 5 tips to easily cultivate more gratitude in your daily life.

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Nov 26, 2014
379 MG Buying or Leasing a Car: Which Costs Less?
00:11:38
Money Girl explains the costs of buying and leasing a car, the main pros and cons of each, and how to get the best return on your investment depending on your lifestyle, budget, and financial goals. Visit the website: http://bit.ly/11CMV4a

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Nov 19, 2014
378 MG 5 Student Loan Repayment Options
00:09:12
Money Girl offers tips on how to manage education debt, and explains 5 student loan repayment options that can help you ease your financial burden, and save money. Visit the website: http://bit.ly/1v4OhC4

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Nov 12, 2014
377 MG What Is the Obamacare Health Insurance Penalty?
00:10:02
In this episode I’ll cover what you should know about the tax penalty for being uninsured. You’ll learn how to calculate the Obamacare penalty, what the increases will be in future years, and who gets a break from having to pay it. Get the Money Girl Book at http://MoneyGirlBook. Visit the website: http://bit.ly/1xycqjA

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Nov 05, 2014
376 MG How to Make More Money
00:08:05
Money Girl reveals ways to make more money that doesn’t involve getting a second or third job—or even going back to school for an advanced degree. Listen on for 5 tips and plenty of useful info. Read the transcript: http://bit.ly/102YeBO

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Oct 29, 2014
375 MG How to Save Money During the Holiday Season
00:07:54
Money Girl reveals 5 tips to enjoy the holidays without getting a financial hangover you''ll regret in the New Year. Read the transcript: http://bit.ly/1shnFGr

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Oct 22, 2014
374 MG 5 Tools to Mange Money and Fix Your Finances
00:09:27
Discover the best financial and productivity tools to take your money management skills to the next level with less time and hassle. Get the Money Girl book at http://MoneyGirlBook.com. Read the transcript: http://bit.ly/1yK6cyW

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Oct 15, 2014
223 MG Should You Pay Down Debt Early?
00:08:00
Oct 01, 2014
372 MG Self-Employed? When and Why to Incorporate Your Small Business
00:10:15
If you're a freelancer, contractor, or own a small business, you may have wondered if you should incorporate your venture. Money Girl breaks down the pros and cons.

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Sep 24, 2014
371 MG What Happens to Credit Card Debt When You Die?
00:06:16
Find out the answer to common questions about may be responsible for credit card debt when you die.

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Sep 17, 2014
370 MG Pros and Cons of Using an Annuity for Retirement Income
00:12:43
Worried you won’t have enough retirement income? Find out what an annuity is, and the pros and cons of using one for retirement income.

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Sep 10, 2014
369 MG 4 Major Disasters Homeowners and Renters Insurance Won’t Cover
00:09:42
Money Girl breaks down what is and isn’t covered by home and renters insurance--so you'll know before its too late!

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Sep 03, 2014
368 MG 6 Tips to Sell a House Fast in Any Market
00:10:08
Use these 6 Money Girl tips to speed up the sale of your home without sacrificing profit, in any real estate market. Visit the website to read the transcript: http://bit.ly/1C2CSnv

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Aug 27, 2014
367 MG Survive a Financial Crisis (and Still Get a Home Loan with Bad Credit)
00:10:48
Money Girl explains how to get a mortgage with bad credit, and offers tips for surviving a financial crisis and rebuilding your credit as quickly as possible.

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Aug 20, 2014
366 MG Tips for Saving Money on Travel and Cruise Vacations
00:12:50
Money Girl shows you how to take a debt-free vacation and save serious money on a cruise vacation. Visit the website to read the full transcript: http://bit.ly/1r9JY7c

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Aug 13, 2014
365 MG 7 Investment Rules to Make Money
00:09:12
Money Girl reveals 7 critical investing rules to make your money grow safely, and have a happy financial future.

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Aug 06, 2014
364 MG When Not To Pay Off a Mortgage Early
00:08:33
Money Girl answers a listener question about paying off a mortgage early and explains when to do it--and 3 situations when it’s a bad idea. Visit the website to read the full transcript: http://bit.ly/1s4K0ds

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Jul 30, 2014
363 MG Improve Your Finances with a Personal Money Day Checklist
00:11:22
Money Girl's tips for making a simple checklist and taking a Personal Money Day will help get your finances back on track. Read the transcript here: http://bit.ly/1pbG5HP

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Jul 22, 2014
291 MG Identity Theft and Your Wallet - 7 Items to Purge Now
00:08:01
Find out what should never be in your wallet or purse.

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Jul 16, 2014
362 MG Where to Rollover Your 401(k) Retirement Money
00:08:47
Money Girl helps you find the best place to move your 401(k) to avoid tax and keep your retirement nest egg growing. Read the transcript: http://bit.ly/1qknmvH

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Jul 09, 2014
361 MG 10 Tips to Save Money Shopping at Farmers' Markets
00:06:56
Clever tips to shop farmers' markets the right way and spend less. Get the Money Girl Book at http://MoneyGirlBook.com. Read the transcript: http://bit.ly/1ox3ILZ

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Jul 02, 2014
288 MG How to Make Decisions About Personal Finances
00:08:48
Follow these 5 priorities to manage your money successfully.

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Jun 25, 2014
360 MG How Retirement Accounts Save Money on Taxes
00:07:26
Understand the ways retirement accounts help you save taxes and build more wealth for retirement. Plus, whether moving to a different state in retirement could affect the tax you have to pay. Get the Money Girl Book at http://MoneyGirlBook.com

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Jun 18, 2014
359 MG How to Get a Student Loan to Pay for College (Part 2)
00:07:49
Understand all the ways you can get financial aid to pay for college, plus tips for managing student loan debt. Get the Money Girl Book at http://MoneyGirlBook.com

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Jun 11, 2014
358 MG How to Get a Student Loan to Pay for College (Part 1)
00:09:18
Fund out what student loans and other aid available to students and parents to pay for college. Get the Money Girl Book at http://MoneyGirlBook.com

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Jun 04, 2014
134 MG Retirement Rollovers Can Be Tricky
00:06:56
May 28, 2014
357 MG How to Make Money Investing in Stocks
00:08:15
Find out a smart stock investing strategy and the best ways to own them. Get the Money Girl book at http://MoneyGirlBook.com

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May 21, 2014
356 MG What Are the Roth IRA Rules for Married Couples?
00:07:51
Find out what to do if getting hitched causes a separation between you and your Roth IRA. Get the Money Girl book at http://MoneyGirlBook.com

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May 14, 2014
355 MG 8 Smart Ways to Spend Less Money and Save More (Part 2)
00:08:14
In addition to paying less, the way you purchase items plays a huge role in your net cost. Learn 4 more strategies to spend less and save more. Get the Money Girl book at http://MoneyGirlBook.com

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May 07, 2014
354 MG 8 Smart Ways to Spend Less Money and Save More (Part 1)
00:07:56
Smart ways to keep more of your hard-earned money without having to sacrifice a thing. Get the Money Girl book at http://MoneyGirlBook.com

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Apr 30, 2014
353 MG Should You Buy Pet Insurance?
00:07:32
Find out what pet insurance covers, the best places to buy it, and 5 tips to know if you should get it. Get the Money Girl book at http://MoneyGirlBook.com

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Apr 23, 2014
352 MG A Parent’s Dilemma: Save for College or Retirement?
00:06:22
Whether you should save for college or retirement is a tough choice--find out how to prioritize your finances. Get the Money Girl book at http://MoneyGirlBook.com

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Apr 16, 2014
351 MG Should I Use a Credit Repair Company?
00:08:28
Find out if credit repair companies can really help you erase bad credit and get out of debt. Get the Money Girl book at http://MoneyGirlBook.com

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Apr 09, 2014
200 MG Strategies to Build Wealth on a Budget
00:08:24
Apr 02, 2014
350 MG Who Must Pay the Self-Employment Tax?
00:06:49
Working for yourself means you have to follow special self-employment tax rules. Get the Money Girl book at http://MoneyGirlBook.com

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Mar 26, 2014
349 MG 10 Costly Retirement Account Mistakes (Part 2)
00:09:26
How to steer clear of 5 costly 401(k) mistakes that could hurt your finances.Get the Money Girl book at http://MoneyGirlBook.com

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Mar 19, 2014
348 MG 10 Costly Retirement Account Mistakes to Avoid (Part 1)
00:08:03
Avoid mistakes with retirement accounts that could end up hurting your finances. Get the Money Girl book at http://MoneyGirlBook.com

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Mar 12, 2014
250 MG Credit Scores and Your Frequently Asked Questions
00:07:57
Mar 05, 2014
347 MG How to Pay Less in Taxes (Part 2)
00:08:07
Get the scoop on claiming tax deductions, plus 4 strategies to reduce your taxes and save money.Get the Money Girl book at http://MoneyGirlBook.com

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Feb 26, 2014
346 MG How to Pay Less in Taxes (Part 1)
00:08:12
How 5 common tax credits can reduce your tax bill this year. Get the Money Girl book at http://MoneyGirlBook.com

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Feb 19, 2014
345 MG How to Get a Car Loan With Bad Credit
00:07:45
How to get a car loan when you have bad credit--plus, tips and resources to build and maintain excellent credit.Get the Money Girl book at http://MoneyGirlBook.com

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Feb 12, 2014
344 MG What Is the Marriage Tax Penalty?
00:08:31
Find out why married couples may be penalized, benefits of getting hitched, and how to reduce your taxes. Get the Money Girl book at http://MoneyGirlBook.com

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Feb 05, 2014
343 MG 5 Ways to Save Money on Your Cell Phone Bill
00:08:05
Easy ways to cut the cost of your smartphone and save more money. Get the Money Girl book at http://MoneyGirlBook.com

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Jan 29, 2014
342 MG Financial Decisions You Should Make Every Year
00:09:44
Improve your finances by making a few decisions on a regular basis. Get the Money Girl book at http://MoneyGirlBook.com

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Jan 22, 2014
341 MG 5 Ways to Save Money on Home Insurance
00:08:02
Find out how to get the best rate on home insurance, discounts you may be eligible for, and 5 tips to save money. Get the Money Girl book at http://MoneyGirlBook.com

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Jan 15, 2014
340 MG Using No-Interest Credit Cards to Pay Off Student Loans
00:07:44
Understand special considerations for transferring student loans to no-interest credit cards. Get the Money Girl book at http://MoneyGirlBook.com

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Jan 08, 2014
339 MG 5 Best Bank Accounts for 2014
00:06:57
Find out the best bank accounts that pay high interest, have no fees, giver better service, and offer cutting-edge technology. Get the Money Girl book at http://MoneyGirlBook.com

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Jan 01, 2014
158 MG How Much Insurance Do You Need?
00:10:04
Dec 25, 2013
338 MG Obamacare: News, Rules, and Updates
00:06:35
Understand Obamacare regulations and recent changes for Americans. Get the Money Girl book at http://MoneyGirlBook.com

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Dec 18, 2013
337 MG Rules for Your Health Savings Account (HSA)
00:06:35
Find out what a health savings account (HSA) is, who can have one, and how to use it the right way.

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Dec 11, 2013
336 MG 7 Best Free Personal Finance Tools
00:08:11
Get organized, stay on budget, raise your credit, get competitive insurance rates, and much more, using free tools. Get the Money Girl book at http://MoneyGirlBook.com

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Dec 04, 2013
257 MG 5 Clever Ways to Save More Money
00:09:19
Tips to keep more money so you can use it wisely

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Nov 27, 2013
335 MG Do I Qualify for an FHA Home Mortgage Loan?
00:09:50
Find out what an FHA loan is, who qualifies for one, and the pros and cons of 3 different kinds of FHA loans. Get the Money Girl book at http://MoneyGirlBook.com

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Nov 19, 2013
334 MG How Your CLUE Report Affects Insurance Quotes
00:05:46
Are you clueless about your CLUE report? Find out how insurers use it to set your rates. Get the Money Girl book at http://MoneyGirlBook.com

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Nov 13, 2013
333 MG What Every First-Time Home Buyer Should Know
00:07:59
Find out how to begin the home-buying process, what you can afford, special programs for first-timers, and more. Get the Money Girl book at http://MoneyGirlBook.com

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Nov 06, 2013
256 MG 3 Things to Know Before You Cancel a Credit Card
00:08:17
Be strategic with credit accounts so you build excellent credit scores.

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Oct 30, 2013
332 MG Can Pay-As-You-Drive Insurance Save You Money?
00:07:25
Find out how pay-as-you-drive insurance works, which companies offer it, and if enrolling could be a smart move for your finances. Get the Money Girl book: http://MoneyGirlBook.com

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Oct 23, 2013
331 MG What You Should Know About Credit-Based Insurance Scores
00:07:11
Understand why credit-based insurance scores are used and how to improve them. Get the Money Girl book at http://MoneyGirlBook.com

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Oct 16, 2013
330 MG Which Charitable Contributions Are Tax-Deductible?
00:08:06
Oct 09, 2013
329 MG 3 Fitness Tax Breaks to Save You Money
00:09:21
Oct 02, 2013
328 MG Is There Insurance Against Losing Investments?
00:07:28
Sep 25, 2013
238 MG How to Stop Procrastinating Money Management
00:09:31
Sep 18, 2013
327 MG How Borrowers Should Handle Rising Interest Rates
00:08:17
Sep 11, 2013
326 MG Do College Students Need Renters Insurance?
00:07:29
Sep 04, 2013
325 MG What Is Obamacare? 8 Facts Everyone Should Know
00:09:06
Aug 28, 2013
324 MG Don’t Miss Hidden Car Insurance Discounts
00:07:29
Aug 21, 2013
323 MG Does Applying for Credit Hurt Credit Scores?
00:08:22
Aug 14, 2013
322 MG How to Use a 529 Plan to Pay for College
00:09:30
Aug 07, 2013
297 MG Yard Sale Tips to Earn More Money
00:07:57
Your checklist to prepare for a money-making garage sale.

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Jul 31, 2013
321 MG 5 Worst Money Mistakes Couples Make
00:09:18
Jul 25, 2013
320 MG How Do You Find a Financial Advisor? (Part 2)
00:10:14
Jul 12, 2013
319 MG How Do You Find a Financial Advisor? (Part 1)
00:06:47
Jul 09, 2013
271 MG Financial Advice That Will Make You Rich
00:09:44
5 principles of building wealth and achieving financial success.

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Jul 03, 2013
318 MG How Can I Get Credit With Bad Credit?
00:08:15
Jun 26, 2013
273 MG Your Guide to the Roth IRA, Part 2
00:08:23
Fast track your retirement savings with this tax-advantaged account.

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Jun 19, 2013
317 MG What Are Employee Stock Options and RSUs?
00:08:01
Jun 12, 2013
316 MG How to Increase Your Cash Flow (Part 2)
00:09:12
Jun 05, 2013
315 MG How to Increase Your Cash Flow (Part 1)
00:08:27
May 29, 2013
314 MG The Law About Debt Collections Harassment
00:07:59
May 22, 2013
266 MG PayPal or Credit Card-Which is Safer?
00:08:30