The Dave Ramsey Show
By Ramsey Solutions
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Category: Investing
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Ed Frizzell
Jul 22, 2018
I have been listening to Ramsey Solutions broadcasts/podcadts for over 10 years. The podcasts are very informative and helpful. I highly recommend.
Description
| Episode | Date |
|---|---|
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How to Budget for Quarterly Taxes (Hour 3)
39:29
Dave answers questions from across America about your life and your money. Featured Question: A small-business owner asks how to determine what she should be setting aside to pay quarterly taxes. Listen as Dave explains how to set up business accounts to plan for this expense. DEBT-FREE SCREAM: A couple in North Carolina visits the show to share how they paid off $119,500 in less than 2 years!
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Aug 17, 2018 |
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Feel-Good-Friday Decisions Will Leave You Broke (Hour 2)
39:56
"Broke people make decisions based on what feels good Friday and rich people make decisions on what feels good a decade from now." — Dave
Dave answers questions from across America about your life and your money. Featured Call: A truck driver in Arkansas calls Dave frustrated because his truck keeps needing repairs and he can't get ahead. Listen as Dave helps him set aside his emotions and assess the situation logically: "100% of the time that I get desperate, right after I get desperate I get stupid." DEBT-FREE SCREAM: A couple in Washington, D.C., calls Dave to share what motivated them to pay off $58,000 in just 2 years: "I was so tired of being scared."
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Aug 17, 2018 |
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You Need a Set Path for Your Career (Hour 1)
39:29
"You need to decide what your desired future is . . . then that will tell you—almost automatically—what the the steps are to get there." — Dave
Dave answers questions from across America about your life and your money. Special Guest: Retirement expert and Ramsey Personality Chris Hogan joins Dave in studio to talk about an extensive study the Ramsey Research Team launched to figure out exactly what over 10,000 net-worth millionaires did to win with money. "Getting out of debt is the prerequisite to building wealth." — Dave Featured Call: A 20 year-old Walmart associate asks Dave for advice because he doesn't have a clear plan for his future, but he doesn't think college is the right choice for him. MINI DAVE RANT: Dave sets the record straight on why he doesn't dance around the truth when people call him for advice: "I'm not going to participate in your insanity that's going to bring you harm. I'm going to be a truth-teller in your life because I care about you and want you to win."
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Aug 17, 2018 |
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Respecting Family Boundaries (Hour 3)
39:22
"It sounds like maybe in the past your mom has motivated her grown children with guilt trips." — Dave
Dave answers questions from across America about your life and your money. Featured Call: A woman in Minneapolis asks whether they should set aside a separate emergency fund for family in Nicaragua who keep asking for money. Listen as Dave discusses the cultural and economic differences between America and other parts of the world, and gives practical advice on when to help and when to say no. DAVE RANT: Dave responds to a Twitter post about how to motivate your employees to care: "I don't. I hire motivated people." Follow @DaveRamsey on Twitter to leave your own question for Dave.
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Aug 16, 2018 |
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When You Feel Defeated by Debt (Hour 2)
39:29
"You have to stop saying what you FEEL like and say what you're going to do." — Anthony
Ramsey Personalities Chris Hogan and Anthony ONeal answer questions from across America about your life and your money and respond to an Instagram post from a woman who feels like she'll never be able to get all of her credit card debt paid off. Follow Dave Ramsey on Instagram to post your own question! Featured call: I financed a mattress. Should I pay half of it off before I save my full emergency fund? Listen as Chris coaches him to take responsibility for his debt: "Is that mattress comfortable?!" Shout Out: Chris and Anthony remember Aretha Franklin.
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Aug 16, 2018 |
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Advice on How to Buy a Diamond Engagement Ring (Hour 1)
40:05
"I've been buying diamonds for Sharon for 35 years, and they have yet to go up in value." — Dave
Dave answers questions from across America about your life and your money. Dave on Social: Dave responds to a Twitter post about bank overdrafts. Follow @DaveRamsey on Twitter to leave your own question for Dave. Featured call: A young man in Nebraska asks if he should wait until he's paid off all his debt before he buys a ring for his fiancée. Listen as Dave gives common sense advice on how to choose a ring and how much to spend.
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Aug 16, 2018 |
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Are You Feeling Stuck in a Job You Don't Love? (Hour 3)
39:59
Ramsey Personalities Ken Coleman and Christy Wright answer questions across America about career and business. Featured call: A teacher wants to start a business that will enable him to hire his graduating students but doesn't know where to start. Listen as Christy gives him practical advice on what steps to take toward a solid business plan.
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Aug 15, 2018 |
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Anyone Can Win With Money (Hour 2)
39:51
"Anyone can win. There's an element of taking personal responsibility . . . " — Dave
Dave answers questions from across America about your life and your money. Retirement expert Chris Hogan and Dave chat about what it's like to live paycheck to paycheck and how anyone can turn it around and become a millionaire: "Debt is a thief. It steals from your now, but it also steals from your later." — Chris Hogan
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Aug 15, 2018 |
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Is Bankruptcy the Answer to Your Money Problems? (Hour 1)
39:59
"Student loan debt is not bankrupt-able." — Dave
Dave answers questions from across America about your life and your money and gives his advice on choosing a home. Featured call: A young lady in Texas is barely making it on only $19,000 and is overwhelmed by the amount of debt she has. Dave gives specific advice on how to take control of her situation without declaring bankruptcy: "You really don't have a debt problem. You have an income problem." Social Media: Dave is asked whether he gets tired of asking the same questions over and over. Listen to his honest reply and visit Dave's Facebook page to leave your own question for Dave.
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Aug 15, 2018 |
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Understanding Your Home Insurance Policy (Hour 3)
39:57
"If you don't like what the contract says, the suggestion is—as an adult—you shouldn't sign it." — Dave
Dave answers questions from across America about your life and your money and gives his advice on choosing a home. Featured call: A guy in Texas is upset with his insurance broker for the policy he chose. Dave cuts to the chase to explain that the policy isn't the problem! Listen to his advice on how to avoid the confusion in the future. DEBT-FREE SCREAM: A couple from Ohio visits the studio to share how they saved their marriage and paid off their mortgage.
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Aug 14, 2018 |
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Where Should I Keep My Will? (Hour 2)
39:59
"If you don't have a will then the state gets to make decisions for you." — Chris Hogan
Retirement expert Chris Hogan answers questions from across America about your life and your money. Featured call: A young dad asks Chris who he should give copies of his will to. Listen to Chris explain the best way to secure important legal documents. This call leads to a CHRIS RANT about protecting yourself and your family by getting a will. Chris explains what a FICO score really is and why you don't need one!
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Aug 14, 2018 |
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The Truth About Student Loan Deferment (Hour 1)
40:06
"The word 'deferment,' y'all—all you're doing is delaying the inevitable." — Chris Hogan
Ramsey Personalities Chris Hogan and Anthony ONeal answer questions about your life and your money. Featured call: A man with over $200,000 in student loans asks if it's okay to start investing for retirement before paying off the debt. Chris and Anthony discuss the best way to attack loans and why you shouldn't keep putting it off with student loan deferment.
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Aug 14, 2018 |
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How to Turn Your Business Dream Into a Reality (Hour 3)
39:57
"You're going to be the most successful when you start with what you have." — Christy
Retirement expert and Ramsey Personality Chris Hogan takes calls from across America about your life and your money. Business Boutique creator Christy Wright joins Chris in the studio. Featured Call: An entrepreneur asks Christy for help deciding how big or small to launch her business. Listen as Christy encourages her to start with building trust by getting experience wherever she can: "Starting out, get your core program going and that will help you learn the market." — Christy
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Aug 13, 2018 |
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I Have Credit Cards Because I Can't Find My Scissors (Hour 2)
39:56
"She tells me she can't find her scissors. I think she's lying to me. We're going to deal with it." — Chris
Retirement expert and Ramsey Personality Chris Hogan takes calls from across America about your life and your money. Featured Call: A woman calls Chris with a mortgage question, then admits she still has credit cards. Listen as Chris coaches her to overcome her fear of cutting up her credit cards: "We've got to remove this false sense of security they're giving you . . . when we think different, we can start doing some things differently."
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Aug 13, 2018 |
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When Should Couples Talk About Money? (Hour 1)
40:00
"If you are in agreement on these 4 areas, you have a very high probability of a successful marriage." — Dave
Dave opens this episode with a call from someone who has been dating a new guy for a month and wants to know when to bring up money and debt. Listen as Dave explains when and how you should discuss money and 3 other key areas before getting engaged: "If it's serious enough to talk about whether you'd have kids when getting married, it's serious enough to talk about money." — Dave Retirement expert Chris Hogan joins Dave in studio to chat about the lies people believe about what it takes to become a millionaire. DEBT-FREE SCREAM: A family in Washington calls the show to share how they paid off $92,000 in just over 2 years: "It's absolutely crucial that both parties are on board and you talk through the good and the bad, knowing that it's not going to be perfect right out the gate."
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Aug 13, 2018 |
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Some Say Millennials Can't Handle Money (Hour 3)
39:55
"It's not a millennial disease. It's a stupid people disease, and there's stupid people in every generation." — Dave
Dave opens this episode with a classic DAVE RANT in defense of millennials: "You don't have to have a long beard and skinny jeans to do stupid stuff." DEBT-FREE SCREAM: A couple in Minnesota calls the show to share their story: "It's the little things that add up. That money can be put toward the debt."
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Aug 10, 2018 |
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Living Paycheck to Paycheck Is Scary (Hour 2)
39:52
"'Someday' is not on the calendar. This is the day you get serious about your financial future. The only way for your kids to have better is for you to do better." — Chris Hogan
Retirement expert and Ramsey Personality Chris Hogan and Dave celebrate the pre-sale release of his new book, Everyday Millionaires: How Ordinary People Built Extraordinary Wealth—and How You Can Too! DAVE RANT: If your financial advisor is a condescending little twerp, fire them! DEBT-FREE SCREAM: A young couple from Canada visits the show to share their story: "It was more than worth it . . . when you are in control of your things instead of your things are in control of you."
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Aug 10, 2018 |
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How Long Does It Take to Become a Millionaire? (Hour 1)
40:02
"You can do it. You just have to do it." — Dave Ramsey
Dave takes calls and answers your questions about life and money. Featured call: A 22-year-old asks for investing advice so he can get the wheels rolling on a strong financial future. Listen as Dave explains to this future millionaire the best way to invest in mutual funds. A couple from Kansas City visits the show to share how they paid off $300,000 after going through Financial Peace University!
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Aug 10, 2018 |
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Debt Is Normal, But Normal Doesn't Work (Hour 3)
39:51
"Getting out of debt is not an intellectual exercise. It's an emotional event." — Dave
Dave answers questions across America about your life and your money. Featured call: A man in California wants to know the best way to use savings to slash down some debt. Dave coaches him to focus on the goal and use the Baby Steps to knock it out fast. A woman travels to the show all the way from Pennsylvania to do a DEBT-FREE SCREAM!
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Aug 09, 2018 |
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Reasons You Should Get a 15-Year Mortgage (Hour 2)
39:55
"When you make good financial decisions, they are defined not as what feels good today, but what causes you to build wealth over the long term." — Dave Ramsey
Dave takes calls and answers your questions about life and money. Featured call: We can't afford a 15-year mortgage, so would it be okay to get a 30-year mortgage instead? A family in California calls the show to do their DEBT-FREE SCREAM after reading The Total Money Makeover and taking on extra jobs to find total freedom!
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Aug 09, 2018 |
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Don't Listen to Your Broke Brother-in-Law (Hour 1)
40:06
"Building wealth has nothing to do with your income level and it has nothing to do with your background." — Chris Hogan
Retirement expert and Ramsey Personality Chris Hogan and Dave celebrate the pre-sale release of his new book, Everyday Millionaires: How Ordinary People Built Extraordinary Wealth—and How You Can Too! A family from Illinois visits the show to share their debt-free story: "He just walked into the house one day and said, 'How can we make this much money and not have anything to show for it?'" Dave explains what it takes to be on the show for a DEBT-FREE SCREAM.
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Aug 09, 2018 |
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Learn How to Take Control of Your Money (Hour 3)
39:52
Ramsey Personalities Ken Coleman and Rachel Cruze answer America's questions about your life and your money.
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Aug 08, 2018 |
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Do I Need to Rent Before I Buy a House? (Hour 2)
40:04
"After you're debt-free, you still have to save up your emergency fund and your down payment." — Dave Ramsey
Dave takes calls and answers your questions about life and money. Featured call: A 23-year-old has an intense plan to get out of debt and wants to know if it's better to move out of his parents' home to get a solid rent history, or if he should stay until he's finished paying off debt. Listen as Dave encourages him to stay on track and make a specific timeline for renting his own place. A single woman from Michigan calls the show to share how she paid off $140,000 after reading The Total Money Makeover: "It's incredibly empowering! . . . Every extra dollar was going toward the debt!"
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Aug 08, 2018 |
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Build a Solid Financial Plan by Punching Debt in the Face (Hour 1)
40:05
"A student loan will linger like no other debt. It will just haaaaaaang around, hang around like an unwanted brother-in-law." — Dave Ramsey
Dave takes calls and answers your questions about life and money. Featured call: A man in Kansas paid off his house, but still has student loan debt. Listen as Dave coaches him through a plan to get out of debt quickly—the 7 Baby Steps. A couple from California visits the studio to do a DEBT-FREE SCREAM! Dave explains what it means when he talks about "Nerds" and "Free Spirits," and why they need each other.
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Aug 08, 2018 |
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The Path to Your Dream Retirement (Hour 3)
39:54
"America, the American dream is still available—and contrary to what you hear on the news—it's available and you can still do it." — Chris Hogan
Retirement expert and Ramsey Personality Chris Hogan celebrates the pre-sale release of his new book, Everyday Millionaires, How Ordinary People Built Extraordinary Wealth—and How You Can Too by hosting a Millionaire Theme Hour! Listen to how real people explain how they achieved a net worth of $1,000,000 or more!
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Aug 07, 2018 |
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Discover How Anyone Can Become a Millionaire (Hour 2)
39:59
"It's possible. The American Dream is not only alive, it's well, and it's available to you if you make the decision." — Chris Hogan
Ramsey Personality Ken Coleman interviews Retirement expert and best-selling author Chris Hogan as he announces the pre-sale release of his new book, Everyday Millionaires, How Ordinary People Built Extraordinary Wealth—and How You Can Too! Ken and Chris take calls and answer questions across America on your life and your money.
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Aug 07, 2018 |
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Learn How 10,000 Net-Worth Millionaires Built Extraordinary Wealth (Hour 1)
40:03
"Your dreams just don't happen. You've got to make them happen. And you do that by staying focused." — Chris Hogan
Retirement expert and Ramsey Personality Chris Hogan announces the pre-sale release of his new book, Everyday Millionaires, and answers questions across America about investing. Featured Call: Chris identifies with a father in Indiana who wants to make sure he's planning a secure future for his special needs children. Chris encourages listeners to surround families of special needs kids and closes the episode with a quote by Margaret Thatcher: "No one would remember the Good Samaritan if he'd only had good intentions. He had money as well."
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Aug 07, 2018 |
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What's the Best Way to Save for a House? (Hour 3)
40:05
"Make sure you're living on a really detailed written budget . . . Your money will feel like it's working harder." — Dave Ramsey
Dave takes calls and answers your questions about life and money. Featured call: A man in Knoxville, Tennessee calls to ask if it's okay to stop retirement investing in order to save for a home. Listen as Dave explains why this is okay and how long you should push pause on investments. A family from Missouri visits the show to do a DEBT-FREE SCREAM after paying off their house!
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Aug 06, 2018 |
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Is It Smarter to Pay Off College Loans or Start Investing? (Hour 2)
39:50
"You can't afford the school you're going to right now . . . I'm going to be looking to transfer schools for the next year." — Rachel
Ramsey Personalities Ken Coleman, Rachel Cruze and Anthony ONeal answer America's questions about money, millennials and career. Anthony shares a letter from a parent of a 11-year-old entrepreneur who is on fire! You'll be inspired by what this kid accomplished over the summer! Featured Call: A college sophomore with $20,000 in student loans—and planning on taking out $20,000 more—wants to know if she should invest in mutual funds. Hear Rachel challenge her on her college choice and encourage her to avoid going further into debt.
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Aug 06, 2018 |
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Choosing the Right Career Path for You (Hour 1)
40:04
"Think about it. Don't do stuff by accident. Do it intentionally . . . one of the most powerful things you have is CHOICE." — Dave Ramsey
Dave takes calls and answers your questions about life and money. Featured call: A 22-year-old calls wondering if it's a better idea to stay in the military or pursue a different career. Listen as Dave coaches him to be intentional about making a plan that will take him where he wants to be in 20 years and spins off into a classic "German Polka History" DAVE RANT.
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Aug 06, 2018 |
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How the Current Job Market Will Help You Get Hired (Hour 3)
39:59
"In America right now, we have more jobs available than we have people unemployed. Hello! That's a massive demand for talented people; character people." — Ken
Ramsey Personality Ken Coleman starts the show discussing job opportunities in America and takes calls to answer questions on life and career. Featured Call: A sales associate is intimidated by the idea of becoming a sales manager and asks Ken for advice on how to gain the skills needed to do the job. Listen as Ken boosts his confidence and helps him realize he's more qualified than he thinks!
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Aug 03, 2018 |
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Buying a House When You Can't Find a Rental (Hour 2)
39:52
"None of this sounds smart. It sounds like triple dumb." — Dave
Dave takes calls from across America to answer questions on life and money. Featured call: A young lady asks Dave if she should buy and renovate a trailer because she hasn't found a rental in her area. Dave answer her question, then follows up with a classic DAVE RANT: "When you limit yourself to one or two possible options because you haven't scratched and clawed and dug around the problem—you haven't worked the problem hard enough—you're almost always going to make a bad decision." Listen to hear Dave's advice on overcoming a fatalistic mind-set!
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Aug 03, 2018 |
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Why Math Is Not Your Biggest Problem With Money (Hour 1)
40:10
"It's sixth grade math. That's a cop-out. What you're not good at is controlling you." — Dave Ramsey
Dave and Chris Hogan bust the myth that retirement is an age. Not everyone is financially ready to retire at age 65, and many reach the retirement "tipping point" much earlier. Featured call: A graduate student calls Dave for investing advice, but the truth surfaces that their spending is out of control and they are over-drafting each month. Dave takes calls from across America to answer questions on life and money. A young man from South Dakota visits the show to share his debt-free story: "I want to thank my mom. I lived in the basement of her house for six months, and I couldn't have done it without her!"
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Aug 03, 2018 |
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The Best Way to Get Your Marriage Back on Track (Hour 3)
40:02
"This is you saying, 'I want to take this step as a man to straighten my act, earn my marriage back . . .'" — Dave
Dave takes calls from across America to answer questions on your life and your money. Featured call: A man from California calls Dave for help to get his life back on track after his wife left him because he wasn't taking care of the family financially. A couple from Illinois visits the studio to do a DEBT-FREE SCREAM after paying off over $91,000! Listen—you won't believe what the husband put up with for over a year to make their debt-free story possible! Dave talks about two common characteristics of successful people.
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Aug 02, 2018 |
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Guidelines on When to Give Money to Family (Hour 2)
39:54
"Only if it's going to help them. If you are, however, participating in their lack of discipline—their misbehavior with money—then you are an enabler." — Dave
Dave takes calls from across America to answer questions on your life and your money. Featured call: A woman in California feels uneasy giving $6,000 to her husband's uncle but doesn't know how to say no. This call leads to a classic DAVE RANT on family members who enable bad financial behavior. A couple from Ohio calls the show to do a DEBT-FREE SCREAM after reading a dusty copy The Total Money Makeover that had been sitting on their bookcase for 3 years!
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Aug 02, 2018 |
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Finding Help When Your Family Is in Financial Crisis (Hour 1)
40:02
"There's a lot more going on here than a financial problem or two. Your financial problems are a symptom of all the crazy going on in your life." — Dave
Dave takes calls from across America to answer questions on your life and your money. Featured call: A homeless man in Missouri asks Dave how to get his wife to make better choices so he can afford a new place for his family to live. A family from Kansas City visits the show to share their inspirational debt-free story: "When you align your heart with God's heart, He just places the things that you need in your life. And I didn't realize how much our finances were actually burdening me."
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Aug 02, 2018 |
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When You Feel Pressure to Buy a House (Hour 3)
39:55
"Broke family members giving you financial advice, that isn't who we listen to. You listen to your heart." — Dave
Dave takes calls from across America to answer questions on your life and your money. A couple from Indiana calls the show to do a DEBT-FREE SCREAM after paying off $123,000! Listen to their story of determination and perseverance: "My parents lived paycheck to paycheck and I didn't want that for my life and my kids."
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Aug 01, 2018 |
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Stop Saying "Why Me?" and Live a Life of Significance (Hour 2)
40:02
"That's the beauty and challenge of humility—you don't recognize the greatness that you have within yourself to impact someone else's life in a positive manner." — John OLeary
Ramsey Personalities Ken Coleman and Rachel Cruze chat about how much money parents spend on kids' birthday parties and answer questions about your life and your money. Ken interviews best-selling author John O'Leary. Listen to his incredible, inspirational story to discover how to live a life of significance.
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Aug 01, 2018 |
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How to Avoid Bankruptcy by Settling Your Debts (Hour 1)
40:07
"Before you give them any money—two things you have to remember—get it in writing and never give them electronic access to your checking account." — Dave
Dave takes calls from across America to answer questions on your life and your money. Featured Call: A widow calls Dave for help after she made bad financial decisions when her husband was murdered several years ago, and she can't seem to move forward in life or get control of her money. A family from Virginia visits the show to share their debt-free story: "Coordinating our dreams was key. We sat down and talked about what we wanted to do in the future, so we had a direction we wanted to go to—moving the same direction together."
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Aug 01, 2018 |
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It's Time to Start "Adulting" (Hour 3)
39:54
"My dad said 90% of solving a problem is knowing there is a problem." — Dave
Dave takes calls from across America to give practical advice on your questions about life and money. Dave explains that sometimes an "oh crap" moment is exactly what you need to decide to grow up and take control of your money. A couple from New York visits the show to tell their debt-free story: "We're making too much money to not know where the money's going."
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Jul 31, 2018 |
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Am I Responsible for My Parents' Charges on My Card? (Hour 2)
39:52
"Technically it is your debt because technically it's in your name." — Dave
Dave takes calls from across America to answer questions on your life and your money. A family from Illinois visits the studio to do a DEBT-FREE SCREAM after changing their family tree by paying off $99,349—including their house—with Financial Peace University. "We liked stuff and we liked vacations, and we thought we worked hard and deserved it."
Caller Questions:
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Jul 31, 2018 |
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You Don't Have to Punish Yourself to Become Debt-Free (Hour 1)
40:06
"I think the normal you is stronger than you're giving you credit for." — Dave
Dave takes calls from across America to answer questions on your life and your money. A couple from Atlanta visits the studio to share how they paid off over $296,000 in just 36 months: "If you agree on money, you agree on dreams and goals."
Caller Questions:
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Jul 31, 2018 |
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Answers to Your Career and Small Business Questions (Hour 3)
39:57
"The antidote to fear is action." — Christy Wright
Ramsey Personalities Ken Coleman and Christy Wright answer questions about your career and the best way to start and grow a small business.
Caller Questions:
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How to Find Christy Wright
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Jul 30, 2018 |
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I Just Can't Stop Using My Credit Card! (Hour 2)
39:53
"You're out of control, you don't have a system, you're not living on a budget, and you buy crap at Target on your credit card." — Dave
Dave takes calls from across America to answer questions on your life and money. A couple from Kentucky visits Dave in the studio to do a Debt-Free Scream after paying off $72,000!
Budgeting just got easy with EveryDollar!
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Jul 30, 2018 |
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Why You Need an Emergency Savings Fund (Hour 1)
40:08
"There's some kind of a correlation between getting your financial act together and just getting your act together—growing up." — Dave
Dave takes calls and gives practical advice on your life and your money. Topics range from college savings to taxes and paying student loans to running a small business.
Caller Questions:
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Jul 30, 2018 |
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Is It a Good Idea to Buy Company Stock? (Hour 3)
39:57
"I don't buy any single stocks. But the recommendation I use is to never have more than 10% of your nest egg tied up in single stocks if you're going to." — Dave
Dave takes calls from across America to answer questions on your life and your money. Topics include budgeting for business, real estate, income etiquette, and investing. Dave gives practical suggestions to a listener in North Carolina who is fresh out of college and doesn't want to get a credit card, but her employer is requiring her to pay for travel expenses. Dave closes the episode by interviewing a lawyer who paid cash for law school and is making bank because she doesn't have any student loans chasing her!
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Jul 27, 2018 |
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Yes, You Can Do This. Beat Debt Now! (Hour 2)
39:56
"America, it's never about the lack of our ability . . . it's always about the lack of our determination." — Anthony ONeal
Ken Coleman and Anthony ONeal reminisce about the ramen noodle college days and answer questions on life and money.
Caller Questions:
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Jul 27, 2018 |
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Stop Being Sloppy With Money (Hour 1)
40:03
"This is not really a math problem. This is a relational, a behavioral, an attitude, a spiritual, and an emotional problem." — Dave
Dave answers America's questions about life and money, and interviews a young family from West Virginia who shares their debt-free story: "Doing the budget was really helpful in that we knew where our money was going and how we were spending it."
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Jul 27, 2018 |
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Will Giving My Kids an Inheritance Spoil Them? (Hour 3)
40:04
"Money makes people more of what they already are." — Dave
Dave answers your questions about life and money. Also, in celebration of Financial Peace University Coordinators Week, Dave interviews a couple from California that has led 25 FPU groups and paid off nearly $1 million! A family from Colorado visits Dave in the studio to scream, "WE'RE DEBT-FREE!" after paying off over $500,000 in less than 3 years!
Help people win with money! Become a FPU Coordinator.
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Jul 26, 2018 |
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The Best Investment College Students Can Make (Hour 2)
39:51
Dave takes calls from across America to answer your questions on growing profits in business, saving for a house, and how to get out of debt. Dave explains what college students should be doing with their money. A couple from Texas visits Dave to share a heartbreaking story that urged them to take control of their money. Listen to how they paid off $78,000 in just 9 months: "You have to be on the same team and fighting the same fight."
Financial Peace University will help you take control of your money and fight for your future
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Jul 26, 2018 |
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Learn to Live With Less and Love Life More (Hour 1)
40:02
The Minimalists join Dave in studio!
"Minimalism was a way for me to figure out, what are the things that are truly going to add value to my life . . . then to get rid of those things that are just in the way." — Joshua
Joshua Fields Millburn & Ryan Nicodemus share their personal debt-free story and how living with less completely changed their perspective on life and money. Joshua and Ryan respond to a caller who asks how to influence her kids to live with less.
"We're redefining what's important. The gathering of stuff is not what's important. . . It's a mindset that says STUFF is not where I'm going to draw my happiness." — Dave
The second half of this episode opens with a Texas-sized Debt-Free Scream. A family visits Dave in studio to share how they paid off nearly $400,000 after reading The Total Money Makeover.
Caller Questions:
Take Control of Your Money With Financial Peace University.
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Jul 26, 2018 |
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It's Time to Kick-Start Your Financial Goals (Hour 3)
39:52
Dave gives practical advice on how to make a plan for your money that your future self with thank you for! Dave shares a personal story about how his grandpa handled money, and what he said when a young Dave rolled up his driveway in a brand-new Jaguar.
Smart Money will give you the momentum you need to kick-start your financial goals.
"Don't put your money in stuff that goes down in value. Put it in stuff that goes up in value." — Dave
Caller Questions:
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Jul 25, 2018 |
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Emotionally Driven Money Decisions Can Lead to Bankruptcy (Hour 2)
39:56
Dave takes calls and answers questions from across America on everything from houses, cars and college savings plans. A couple from Kentucky visits Dave in studio to share their debt-free story after paying off over $260,000! The best part is, now they're giving back by teaching Financial Peace University as coordinators!
Help people win with money. Become a FPU Coordinator!
"If you do not resist using debt in a crisis scenario, it will bankrupt you." — Dave
Caller Questions:
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Jul 25, 2018 |
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How to Include Money for Pets in Your Budget (Hour 1)
40:14
Dave gives practical advice to callers about everything and anything relating to life and money, and chats with a young family from Washington who calls the show to scream, "We're debt-free!" after paying off $30,000 in just 5 months! A local couple drops by the studio to talk with Dave about their experience helping people win with money: "One of the things I really love about the opportunity to teach a Financial Peace University course is to watch the people on week one when the first come in, and a lot of them are stressed out. A lot of them have a lot of worries and a lot of things on their minds. And by the ninth week, the lightbulb just comes on."
It's Easy to Include Pets in the Budget With EveryDollar!
"While we love them like a member of the family, we're going to remember that they're animals." — Dave
Caller Questions:
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Jul 25, 2018 |
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The Easy Way to Help People Win With Money (Hour 3)
39:55
It's officially Financial Peace University Coordinator Week! Dave starts off this episode by chatting with a coordinator in Baltimore who had led 10 FPU groups over the years. FPU coordinators from Minnesota visit the studio to share their debt-free story: "It's been awesome to encourage people that this is a journey that can be done." You can help people win with money, too. Become a FPU Coordinator. During the second half of this episode, Business Boutique Academy creator Christy Wright joins Dave in studio to answer questions about starting or growing a small business. Christy takes caller questions:
"It doesn't make you a bad mom. It makes you a better mom when you step into your God-given gifts to do something you love to do." — Christy
Want to Hear More From Christy Wright?
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Jul 24, 2018 |
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You Can Create a Solid Plan for Your Future (Hour 2)
39:59
It's an Everyday Millionaire Theme Hour! Chris Hogan joins Dave in-studio to interview everyday people who have achieved millionaire status to find out how they did it:
"Financial success is not the result of academic brilliance. It's the result of character and steadiness and regular people continually investing." — Dave
You can become an everyday millionaire. Listen to The Chris Hogan Show to learn how to create a solid plan for your money.
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Jul 24, 2018 |
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Dump Debt By Following the Baby Steps—in Order (Hour 1)
40:09
Need some inspiration to finally get control of your money? This episode has two Debt-Free Screams! Dave chats with a couple in Hawaii who share how they paid off $91,000 in just 11 months after reading The Total Money Makeover: "You have to know that your needs tomorrow are greater than your wants today." Our second debt-free screamer traveled all the way from Chicago to share her story: "With a swipe of a card, it's so easy to build up that debt. . . . I didn't think I could live without a credit card. But you can." Dave also answers questions from listeners across America on life and money:
"You have to get your head around the idea that having no debt is the shortest path to wealth." — Dave
Follow the Baby Steps to pay off debt fast with The Total Money Makeover.
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Jul 24, 2018 |
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3 Good Reasons to Sell Your House (Hour 3)
40:00
Dave takes calls from listeners across America to answer questions on life and money:
Dave celebrates Financial Peace University coordinators and interviews a coordinator in Louisiana who has impacted over 500 people with this life-changing program. Dave explains why he doesn't usually tell people to sell their home to pay down debt, and gives 3 exceptions to that rule of thumb. The last half of this episode kicks off with a a debt-free scream! Listen as a couple from Kansas City shares how they paid off $80,000. Dave wraps up the show by answering a few more caller questions:
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Jul 23, 2018 |
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Helping Teens Build a Solid Foundation (Hour 2)
39:54
Dave starts off this episode by answering financial questions from callers across America:
A family from California visits the studio to do their Debt-Free Scream after reading The Total Money Makeover. "We had no hope. There was no hope of doing anything fun because there was no money left at the end of the month. It was just depressing." During the second half of this episode, Wall Street Journal National Best-Selling Author and Youth Expert Anthony ONeal joins drops in to talk about what students need for their dorm rooms as they head off to their first year of college. Anthony takes caller questions:
"I ended up $35,000 in debt, homeless in the back of my car trying to live the American Dream, trying to impress and have what everyone else has." — Anthony
Teach Teens to Avoid Debt with The Graduate Survival Guide: Five Mistakes You Can't Afford to Make In College
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Jul 23, 2018 |
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The Program That Will Transform Your Life and Marriage (Hour 1)
40:11
This episode begins with Dave answering caller questions about life and money:
Later, Dave gives a shout out to Financial Peace University coordinators, and talks to a couple in Memphis whose marriage was transformed when they stopped the money fights by getting on the same page financially. A recently engaged caller asks for advice on how to save money for a down payment on a mortgage. During the last half of the episode, Dave chats with a couple from Philadelphia who visits the studio to share their debt-free story: "I went to grad school all on student loans, and we bought a house with no money down. So we were in trouble." Dave closes the episode by answering a few more calls from listeners:
"The credit card is the cigarette of the financial world. There's no upside. It kills you." — Dave
Learn how to ditch credit cards for good. Join a local Financial Peace University community group near you.
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Jul 23, 2018 |